Indian banking industry & state bank of india

With reference to State Bank Of India

These PPT is for learning purpose and not for official use

TABLE OF CONTENT

1. Banking & Bank2. History of Banking3. Revolution of Banking4. Types of Banks5. Top player in Bank6. Role of banking sector7. Indian banking sector at a glance8. Growth of banking sector in

India9. Employment opportunities 10. State Bank of India

In simple words, Banking can be defined as the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to earn a profit.

BANKING & BANK

Bank is a financial institution that undertakes the banking activity i.e. it accepts deposits and then lends the same to earn certain profit.

Banking is the business conducted or services offered by a bank.

Bank of Hindustan - 1779 - first bank at Calcutta under European management.

In 1786 General Bank of India was set up.

The first bank purely managed by Indian was Punjab National Bank, established in Lahore in 1895.

However, the first Indian commercial bank which was wholly owned and managed by Indians was Central Bank of India which was established in 1911.

First phase of Indian banking started during the Swadeshi Movement which began in 1906, encouraged the formation of number of commercial banks.

Second Phase - starts from 1935 when Reserve bank of India was established. 

Third phase - started in the early 1990s when India started its economic liberalization.

TYPES OF BANKS

PUBLIC SECTOR PRIVATE SECTOR

SBI Bank HDFC Bank

Bank of Baroda ICICI Bank

Punjab National Bank Axis bank

Canara Bank Kotak Mahindra

Bank of India Induslnd Bank

BanksAccept deposit

from individuals, corporate etc.

Borrow money from Financial

institutions, RBI, Other Bank etc.

Raise Funds in equity, foreign

markets etc.

Loans to individuals,

corporate, RBI, other banks,

financial institutions etc.

RegulatoryRequirement

Cash reserve with RBI (CRR-5.5%) Statutory Liquid

Assets (SLR-24%)

Other Service Debit card, Credit card, Magic card, Current, Saving,

Demat A/c.

Other Investment in Bond, Equity,

MFs; Trading, Forex, etc.

ROLE OF BANKING SECTOR

INDIAN BANKING SECTOR AT A GLANCE

$1.4 TrillionBanking Assets

41% Unbanked Population in India

42.8India’s Penetration Score

$1.8 TrillionTotal Banking Assets

27.5%Banking Sector’s Share in Total BFSI Employment

157Total Number of Schedule Commercial Banks In India

Pradhan Mantri Jan Dhan Yojana. Banking law passed in 2012. Self-Help groups availing loans. New bank branches. ATM facility. Use of technology via,• Mobile banking,• Internet banking, India to become 5th largest banking industry in the

world by 2020 and 3rd largest by 2025 according to CII report.

There will be rise in the no. of banks and shift in the style of operation.  

Growth in banking sector benefits other sectors as well.

New bank branches in cities and towns – provides employment.

Banking in rural area – empower themselves. Rise in number of jobs in government & private banks.  Institute of Banking Personal Selection (IBPS),

estimates that Indian banks will recruit 7,50,000 skilled professionals by 2016 & more than 4,50,000 fresh graduates.

State Bank of India (SBI) is an Indian multinational, Public Sector banking 

& financial services company. It is the oldest and largest bank in

India. Bank of Madras, Bank of Bombay and

Bank of Bengal were amalgamated to form Imperial bank of India on 27 January 1921 and later on named as State Bank of India

Chairman – Arundhati Bhattacharya

KEY COMPANY FACTS

Established 2 June 1806, at Calcutta

Nationalized 1 July 1955

Headquarters Mumbai

Presence Worldwide

No. of Branches

17,000

No. of ATMs 43,515

The Subsidiaries of SBI till date are the following:-

State Bank of Indore. State Bank of Bikaner &

Jaipur. State Bank of Hyderabad. State Bank of Mysore. State Bank of Patiala. State Bank of Travancore.

Mission:- First is customer satisfaction Prompt, polite and proactive Create products and services that help customers achieve their goals.

Values:-Honest, transparent and ethical.Service even in the remotest part of our country.Respect our customers and fellow associates.

BUSINESS SEGMENTS

Consumer Banking,  Corporate Banking,  Finance And Insurance,  Investment Banking,  Mortgage Loans,  Private Banking,  Private Equity, Savings, Securities,  Asset Management,  Wealth Management

One of the largest employers in the country having 222,033 employees as on 31 March 2014

1,776 Assistants and 1,394 Officers joined the Bank in FY 2013-14

As per its Annual Report for FY 2013-14, each employee contributed net profit of INR 4.85 lakhs.

First bank to install an ATM at Drass in the J&K Kargil region.

In Nepal SBI owns 50% of Nepal SBI Bank. In Moscow SBI owns 60% of Commercial of India.

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Income O. Profit Net Profit Net intererstincome

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2012-13

2013-14

www.rbi.org.inwww.statebankofindia.com.http://www.sbi.co.in/portal/documents/

41076/60023/1403247921331_SBI_ANNUAL_REPORT_ENGLISH_2013_14.pdf/8a2bc6bb-a7a4-405d-98ec-a3749731bf76