INTRODUCTION
BASEL III NORMS AND IMPACT ON INDIAN BANKING SYSTEMSUBMITTED By:Mohit JainNidhi ThakurNitikaPallaviPavneet KaurPawasPiyushPranit JainPoran SaikiaTrisha BoseINTRODUCTION
BASEL III NORMSREQUISITES FOR BASEL IIICapital adequecy ratioTier I capitalCapital bufferLiquidity standards
BASEL IIBased on 3 pillars:Credit riskMarket riskOperation riskREASONS FOR FALIUREDIFFERENCE BETWEEN BASEL II AND III
IMPACT OF CAPITAL ADEQUECY ON INDIAN BANKSDifficulty in reducing tier-I capitalNo resecuritization exposureTrading books are small
IMPACT OF CAPITAL BUFFER ON INDIAN BANKSAdditional cost have to be incurredReduction on return on equityRestriction on leverage IMPACT OF LIQUIDITY STANDARDSUse of retail banking business modelDifficulty in collecting dataAmbiguity in treatment of SLR
LIMITATIONS IN INDIAN CONTEXTNo impact of recessionNo sub-prime mortgagesNot exposed to fluctuating marketsADVANTAGES OF BASEL IIIPSU on the safer sideStandardization for the upcoming banksCONCLUSION..
