If You Made a Million by : David M. Schwartz Illustrated by: Steven Kellogg.

If You Made a If You Made a MillionMillion

by : David M. Schwartzby : David M. SchwartzIllustrated by: Steven KelloggIllustrated by: Steven Kellogg

GenreGenre

Non-fiction Non-fiction

The information in The information in

this story is true.this story is true.

Skills: Comprehension Skills: Comprehension SkillSkill

Realism/FantasyRealism/Fantasy Comprehension StrategyComprehension Strategy

Monitor and Fix UpMonitor and Fix Up Vocabulary StrategyVocabulary Strategy

Context CluesContext Clues

Skill: Skill: REALISM/FANTASY REALISM/FANTASY

A realistic story tells about something A realistic story tells about something that could happen. that could happen.

A fantasy is a story about something A fantasy is a story about something that could never happen.that could never happen.

Some realistic stories may include Some realistic stories may include events that are fantasy.events that are fantasy.

Unit 1 Concept QuestionUnit 1 Concept Question

When is money When is money

important, and when important, and when

does it affect our does it affect our lives?lives?

Question of the WeekQuestion of the Week

How does money How does money work?work?

Let's agree on one thing right from the start. If you want to make your Let's agree on one thing right from the start. If you want to make your money grow, the worst place to keep it is in the pocket of your jeans. You money grow, the worst place to keep it is in the pocket of your jeans. You know what happens . . . you either spend it right away or forget to take it know what happens . . . you either spend it right away or forget to take it out of your pocket. Eventually, your jeans end up on the floor, right there out of your pocket. Eventually, your jeans end up on the floor, right there with the rest of the clothes you've worn all week, your schoolbooks, the with the rest of the clothes you've worn all week, your schoolbooks, the blanket you kicked off your bed, and other assorted treasures.blanket you kicked off your bed, and other assorted treasures.

But what about keeping your money in your room—in a safe place, like a But what about keeping your money in your room—in a safe place, like a piggy bank?piggy bank?

There are a lot of good reasons to keep your money safe in your room. There are a lot of good reasons to keep your money safe in your room. For one thing, it's right there when you need it. You can get to it quickly For one thing, it's right there when you need it. You can get to it quickly and easily. Another good thing is that you always know exactly how and easily. Another good thing is that you always know exactly how much money you have. You can take it out at any time and count it.much money you have. You can take it out at any time and count it.

Of course, the very reason why keeping your money in your room is good Of course, the very reason why keeping your money in your room is good can also be the reason why keeping your money in your room is bad. can also be the reason why keeping your money in your room is bad. Let's suppose you are saving your money for something big, like a new Let's suppose you are saving your money for something big, like a new bike. Your savings are growing nicely. You know you shouldn't touch bike. Your savings are growing nicely. You know you shouldn't touch your bike money. But there it is, right in your room, in that piggy bank. your bike money. But there it is, right in your room, in that piggy bank. It's calling to you, "Come and get me. You know you want to spend me." It's calling to you, "Come and get me. You know you want to spend me." Money in a piggy bank is money that is easy to spend.Money in a piggy bank is money that is easy to spend.

Another thing about keeping your money in a piggy bank is that the Another thing about keeping your money in a piggy bank is that the amount of money you have is never more than what you have put amount of money you have is never more than what you have put into the piggy bank. If you put in $5 every month, after a year you into the piggy bank. If you put in $5 every month, after a year you will have $60. After ten years, you will have $600. No more, no less.will have $60. After ten years, you will have $600. No more, no less.

Money Word:Money Word:

INFLATION: the general increase in the cost of everything, from INFLATION: the general increase in the cost of everything, from cars and houses to burgers and friescars and houses to burgers and fries

That means that in ten years, $600 won't buy nearly as much stuff That means that in ten years, $600 won't buy nearly as much stuff as it will now.as it will now.

Think about what has happened to the buying power of money. In Think about what has happened to the buying power of money. In 1960, a kid with a quarter could buy a slice of pizza for 15¢ and a 1960, a kid with a quarter could buy a slice of pizza for 15¢ and a soda for 10¢. Today, you'd probably need at least $2 to buy the soda for 10¢. Today, you'd probably need at least $2 to buy the same meal! In 1960, a kid who had saved $7 could buy a really same meal! In 1960, a kid who had saved $7 could buy a really great pair of sneakers. Today, you could use that $7 to buy some great pair of sneakers. Today, you could use that $7 to buy some very cool sneaker laces.very cool sneaker laces.

Words to Know•amount

•check

•earned

•expensive

•interest

•million

•thousand

•value

•worth

More Words to More Words to KnowKnow

affordafford

featfeat

amountamountthe total sumthe total sum

checkchecka written a written

order order directing directing a bank to a bank to

pay pay money to money to

the the person person namednamed

earnedearnedgot got

money in money in return return

for work for work or or

serviceservice

expensiveexpensivecosting a costing a

lot of lot of moneymoney

interesinterestt

the the money money paid for paid for the use the use

of of someone someone

elseelse’’s s moneymoney

millionmillion

one thousand one thousand thousands; thousands;

1,000,0001,000,000

thousandthousand

ten hundreds; ten hundreds; 1,0001,000

valuevalue

the real worth of the real worth of something in moneysomething in money

worth worth

equal in value toequal in value to

Sherry wanted to pay the full amount when she bought her house.

Sherry wanted to pay the full amount when she bought her house.

Rachel wrote a check to pay the bills.

Rachel wrote a

check to pay the bills.

Having one million dollars would make me wealthy.

Having one million

dollars would make

me wealthy.

Holly bought an expensive dress to wear to the dance.

Holly bought an expensive dress to wear to the dance.

How much is your house worth?

How much is your house worth?

Some computers cost one thousand dollars.

Some computers cost one thousand dollars.

Fran borrowed money from the bank on interest.

Fran borrowed money

from the bank

on interest.

I earned fifty dollars by mowing two lawns.

I earned fifty dollars

by mowing two lawns.

The value of a dollar is 100 cents.

The value of a

dollar is 100 cents.

Let’s review our words. Watch carefully because they will flash on the screen for just a moment. We will clap as we spell the word.

amount

check

earned

expensive

interest

million

thousand

value

worth

GREAT JOB!GREAT JOB!

Enjoy this Week’s Story,If You Made A Million!