HSA Investment Options ConnectYourCare’s Health Savings Account (HSA) not only helps you take control of your health care, but it also provides you with the opportunity to earn money through interest and investments. ConnectYourCare has partnered with BNY Mellon Investment Servicing (U.S.) Inc. to bring you compeve interest rates and investment opons for your HSA. ConnectYourCare also gives you the ability to view your interest payments and manage your investments directly from your online account, making it easy to take control of your account benefits. Interest Earnings You will earn interest on your HSA balance from day one. And the more you save, the more you earn. To view your interest rate, log into your online account and click on the Investments link. Investment Opons A variety of investment opons are available for your HSA funds as long as you maintain a balance of $1,000 in the FDIC-insured, Interest-Bearing Bank Poron (Bank Poron) of your HSA. Once your balance reaches $1,000, you will have the opon of invesng in a suite of mutual funds, none of which have a minimum investment requirement. There are no trading or brokerage fees. If you do not choose to invest your HSA contribuons, all of your money will be automacally deposited into the FDIC insured bank poron of your HSA. Investment Benefits Seamless integraon to the investment portal from the ConnectYourCare online account through single sign-on (SSO) Variety of mutual funds in many asset classes No fees associated with transacons Ability to easily adjust holdings in various funds, by dollar amount or percentage Ability to set up automac investment of future contribuons in pre-selected percentages There are two ways to invest: Reallocate exisng balances – employees can transfer exisng balances from the liquid poron of the HSA into mutual funds provided $1,000 remains in cash. Automacally invest future contribuons – once an employee’s balance reaches $1,000, the employee can allocate 100% of future contribuons among various investments or can specify a percentage of future contribuons to go to the cash account and the rest allocated among investments. A sample of mutual funds offered include: HSA Interest & Investment Opons ACMVX - American Century Mid Cap Value ARTSX - Arsan Small Cap Fund DODFX - Dodge & Cox Internaonal Fund DODIX - Dodge & Cox Income HABDX - Harbor Bond Fund MGIDX - Managers Intermediate Duraon MWTRX - Metropolitan West Total Return Bond NBRVX - Neuberger Berman Mid Cap NYVTX - Davis New York Venture OPMSX - Oppenheimer Small & Mid Cap PARSX - Parnassus Small Cap PLDDX - PIMCO Low Duraon SEEGX - JP Morgan Large Cap Growth SRVEX - Victory Diversified Stock Fund TGVIX - Thornburg Internaonal Value VFSTX - Vanguard Short-Term Investment Grade ©ConnectYourCare 1