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Real Estate How to Invest in with your IRA Sol Mar REI, LLC 20 14
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How to invest in real estate with your ira

Jul 30, 2015

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Page 1: How to invest in real estate with your ira

Real EstateHow to Invest

in

with your IRA

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Page 2: How to invest in real estate with your ira

Most financial institutionsacting as custodians preventyou from investing in anythingbut the following 4 things...

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Page 3: How to invest in real estate with your ira

1) Bank CDs

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Page 4: How to invest in real estate with your ira

2) Mutual Funds

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Page 5: How to invest in real estate with your ira

3) Publicly Traded Stock

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Page 6: How to invest in real estate with your ira

4) Bonds

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So what next?!?

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Page 8: How to invest in real estate with your ira

Move your IRA tocustodians that provide"self-directed" IRAsallowing you to invest inreal estate!

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Page 9: How to invest in real estate with your ira

While using money forcurrent expenses isappealing, there may bea cost associated with it

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Page 10: How to invest in real estate with your ira

You may have to payincome taxes on thedistributions, variousrules may apply

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Even though the IRA is"self-directed" youcannot cut your ownpersonal checks onproperty your IRA isbuying

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A trustee-to-trusteetransfer has to takeplace first

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You can...have yourmother's IRA rolledover into a self-directedIRA and have thatcustodian cut a checkfor your property

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Know the requirementsfor IRA payouts when itcomes to illiquid assetsbefore rolling anythingover

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A RMD (requiredminimum distribution)has to be taken by theIRA owner beginning atage 70 1/2

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One exception to therule is...

Page 17: How to invest in real estate with your ira

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If the account is a Roth

Page 18: How to invest in real estate with your ira

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There are differencesbetween investingwith a Roth and atraditional IRA

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The most notable beingtaxation

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Distributions fromtraditional IRAs aretaxed at standardfederal income rates-35%

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Distributions outside atraditional IRA are taxed ata top rate of %15

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Avoid paying a higher rate ongains by placing investmentswith the potential ofappreciating immensely in aRoth IRA

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Income limits exist with RothIRAs so you may have to findalternatives if you make toomuch

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Page 24: How to invest in real estate with your ira

This can be done bypaying tax upfront on atraditional IRA andconverting to a RothIRA after

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Future earnings in yourRoth will then be taxfree

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Discover your real estateinvestment options

at www.solmarrei.com

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