www.fico.com ©2014 Fair Isaac Corporation. All rights reserved. FICO is a trademark of Fair Isaac Corporation. 200 MILLISECONDS 185 MILLISECONDS 300 MILLISECONDS 60-80 MILLISECONDS 40-60 MILLISECONDS AIRBAG INFLATION HELICOPTER ROTOR ROTATION REAL-TIME ANALYSIS OF FRAUD RISK BLINK OF AN EYE How FAST is Credit Card Fraud Detection? S L O W E R F A S T E R 40 80 120 160 200 240 280 70 % 15,000 Calculations are performed in milliseconds by FICO software to detect fraud whenever a credit card is swiped. 01100011010100 01100011010100 10100101001011 010110011001101 001101001010011 011000110101001 101001010010011 010110011001001 001101001010100 Reduction in U.S. fraud losses on credit cards, as a % of credit card sales, since real-time fraud analytics were introduced in 1992. 0000 0000 0000 JOHN DOE 0/00 0000 0000 0000 JOHN DOE 0/00 GOOGLE SEARCH