Home & Real Estate Weekly

HOME& RealEstateWe e k l y

November 6, 2010

Longmont Times-Call w w w. H o m e a n d R e a l E s t a t e We e k l y. c o m

Add gloriousgourds to yourfall decor

Mortgage trends towatch at year’s end

WinterBlooms

Grow bulbsindoors now forseasonal flowers

2 Times-Call / Home & Real Estate Weekly November 6, 2010

News and Press ReleasesHome & Real Estate Weekly welcomes news

on hirings, advancements, awards, classes andother information of interest to the real estate andhome community. Please submit information tothe editor by e-mail, fax 303-774-8088 or mail to350 Terry St., Longmont, CO 80501. The dead-line is Monday at 5 p.m. the week of publication.

Specialty Publications [email protected], 303-684-5275

Specialty Publications Associate [email protected], 720-494-5429

On the CoverPlant Paperwhite Narcissus now for seasonal blooms. See story above. (Thinkstock)

Kristi Ritter

Summer Stair

AdvertisingThe display advertising deadlineis Tuesday at 3 p.m., and theclassified line advertising deadlineis Thursday at 3 p.m. – boththe week of publication. Foradvertising information, call720-494-5445.

ElegantBeauty

By Sean Conway

Tribune Media Services

Gardening and horticulture are aboutplanning ahead. Once I see pumpkinsshowing up on doorsteps I know it istime to start planting Paperwhite bulbs.If planted now, these sweetly fragrant,easy-to-grow bulbs will be in bloom intime for Thanksgiving.

Native to the Mediterranean, Paper-white Narcissus (Narcissus papyraceus)bulbs are closely related to daffodils butcannot tolerate freezing temperatures.Although not hardy for growing out-doors in colder regions of the country,Paperwhites are popular as both cutflowers and seasonal houseplants.

One of the easiest bulbs to force intobloom, Paperwhites do not need a peri-od of cooling while their roots form theway spring blooming bulbs do. They al-

so are not fussy about where theyspread their roots. They can be grown ina shallow bowl of pebbles as easily as inpotting soil.

The bulb contains all the energy itneeds to flower and therefore does notneed to be fertilized while it is growing.Its only requirements are water andlight.

In the early fall, Paperwhites willbloom about four to six weeks afterplanting. As the season progresses thetime from planting to blooming will de-crease because the flowers within thebulbs are continually developing as thebulb ages. Bulbs planted in Decemberwill on average take only two to threeweeks to come into flower.

Bulbs can be purchased at most gar-den centers or can be ordered online. Besure to store your bulbs in a cool, darkspace until you are ready to plant them.

Begin by choosing your container. Iprefer to use shallow pots with holes inthe bottom since I pot my bulbs in pot-ting soil, but you can use containerswithout holes just as successfully bysubstituting pebbles for soil.

If you decide to use potting soil foryour bulbs, begin by filling your con-tainer two-thirds from the top with soil.Place the bulbs flat side down on top ofthe soil, with their tips up. Don’t worryif the tips are curving downward or out-ward, they will self-correct when thebulb begins to grow. Pack the bulbs intothe pot tightly so the sides of the bulbsare touching.

Next, cover the bulbs up to the grow-ing tip with gravel, stones, marble chipsor tumbled glass. This helps hold thebulbs in place, keeps soil from spillingwhen watering and helps retain neces-sary moisture around the roots. The ma-terial you use on top of the soil can bewhatever you like, but be sure it is cleanand free from contaminants. I use gravelfrom my driveway, but I have also usedcolored marbles for holiday pots.

Now water your pots well and setthem in a cool but sunny location.Check periodically to make sure the soildoes not dry out. The bulbs shouldshow signs of growth in a few weeks.

If you choose not to use a containerwith drainage holes, fill your containeralmost to the top with crushed stones,pebbles or marbles, and bury the bulbs

flat side down, leaving two thirds of thebulb above the surface. Put water in thecontainer, but be sure the bulbs stayabove the water or they will rot. Onceroots begin to form on the bulbs, theywill grow down into the moist stones.

Once in bloom, paperwhites grownindoors will stay in flower for about aweek to 10 days, depending on the tem-perature of the room they are kept in.A warm room will shorten the bloomtime, and a cool room will extend it.If you plant bulbs in one to two weekintervals, you can enjoy them in yourhome for months.

Sean Conway’s new book is “Sean Conway’sCultivating Life” (Artisan Books, 2009)describes 125 projects for backyard living.w w w. c u l t i v a t i n g l i f e . c o m .

The fragrant blooms of the Paperwhite Narcissus (Narcissus papyraceus), a signature flowerof the cold season, are grown indoors from forced bulbs. (Tribune Media Services)

Plant now for indoor blooms this winter

November 6, 2010 Times-Call / Home & Real Estate Weekly 3

Miller, Johnson honored by IndependentBroker Association

JohnsonMiller

The Independent Broker Associationof Longmont honored two of its Realtormembers, Mimi Miller and JannelleJohnson, who were chosen from theLongmont area as Five Star Real EstateAgents. This honor was published inthe September 2010 issue of 5280Magazine.

Miller and Johnson were evaluated bytheir former clients based on nine criteria:customer service, communication, findingthe right home, integrity, negotiation, mar-keting sellers’ homes, market knowledge,closing preparation and overall satisfac-tion.

For help on any real estate needs you

may have, contact Miller at Mimi MillerRealty at 303-709-6990 and Johnson atColorado Front Range, Realtors at 303-774-0955.

Back-to-back refinancing may notbe an option for some homeowners

Limoges china’s valuelargely sentimentalBy Helaine Fendelman and Joe Rosson

Scripps Howard News Service

Dear Helaine and Joe: This Limoges dinner setwas given to me by my grandmother. It’s a servicefor 12, in perfect condition, with a soup tureen andnumerous side dishes. I would like to know howmuch it’s worth. – D. H.

Dear D. H.: We know that many of our more matureclients and readers value the Limoges china they haveinherited. Unfortunately, this kind of dinnerware is notnearly as valuable as many suppose, and in these hardeconomic times, these sets have become harder to sell.Prices have declined dramatically during the past fewyears, largely because younger collectors are not inter-ested and because the pieces are not dishwasher safe.

Limoges is located about 200 miles south of Paris.Nearby is the village of St. Yrieix, where significant de-posits of kaolin – sometimes called “China clay” – w e rediscovered in 1768. The pattern, “Meuse,” was madefor the Wanamaker department store in New York City.The simple design might have been a Wanamaker ex-clusive, but it was transfer rather than hand painted.

This set is probably circa 1920. According to Re-placements.com, a five piece place setting in Meuse isworth a little less than $90, the 11.5 inch platter about$45, the 137/8 inch platter about $56 and the relish dishabout $20. The open vegetable bowl is worth about$70, but there was no mention of a soup tureen beingmade. Despite these prices, if a private individual wereto try to sell this set, we think the set would bring be-tween $300 and $450 at best.

Q: My house was built in 2004and I just refinanced six monthsago. My new loan is a 15-year loanat 4.5 percent. The balance whenI got the loan was$344,000.

I just got an interestrate notification frommy credit union thatthe current interestrate is 3.875 percentfor a 15-year loan, andI’m kicking myself inthe tail for not havingwaited.

My closing costs torefinance would be$2,150. Should I do an-other refinance at this timewith my existing balance of$335,874? Please give me yourexpert advice.

A: Remember, the cost torefinance is not just the $2,150.You also have to add whatever youspent to refinance in March. Also,you have paid down six months’worth of your loan, so by thetime you close, you will havepaid nine months’ worth ofi n t e re s t .

Since your existing balance is$335,874, it might pay to refinancethroughout the long run – or not.You have to do the math.

Your current payment is about$2,631 per month. On a new 15-

year loan, you’d pay $2,463, a sav-ings of about $169 per month. As-suming your closing costs are$2,150, it will take you almost 13

months to save enoughon your loan to make therefinance costs worth-while. But you’ll lose thesix months’ worth of in-terest that you have al-ready paid – or, to say itdifferently, you’ll haveto pay an additional sixmonths’ worth ofinterest at the end ofyour loan.

If you calculate yourloan on a 14-year term

rather than 15 years, your monthlypayments will be $2,593, or a sav-ings of $38 per month. You can seethat it would take a lot longer to payoff the costs of your refinance (al-most 58 months, or more than fouryears). On the other hand, you’resaving an additional six months ofi n t e re s t .

The interest savings is substantial.If you keep your original 4.5 percent15-year loan, you’ll pay a total of$129,683 in interest. If you refi-nance to a new 15-year loan, you’llpay $107,544 in interest, a savingsof about $22,000, which more thancovers the six months of interestyou’ve already paid.

But if you refinance and pay off

the loan on a 14-year term by payingslightly more each month to meetthe 14-year deadline, you’ll only pay$99,832 in interest throughoutthe life of the loan, about $30,000less than the original 15-year mort-gage.

It seems to me that there is a sig-nificant amount of cash you willsave if you refinance, even if it takesyou four or five years to “pay off”the costs of the refinance with yourmonthly savings.

While your current 4.5 percentrate is still a great rate, I think a3.875 percent rate might be a littlebetter, especially if you plan tostay in the house until the loan ispaid off. You have to remember thatif you end up moving in a couple ofyears, you may not get the benefit ofthe lower interest rate on the refi-nancing.

When it comes to refinancing,you have to consider the length oftime you plan to stay in the home,the interest rate and the costs in-volved in refinancing, and whetheryou can pay off the loan on the sameschedule as your current loan.

Ilyce R. Glink’s latest book is “Buy, Close,Move In!” If you have questions, you cancall her radio show at 800-972-8255 anySunday, from 11 a.m. to 1 p.m. EST.Contact Ilyce through her website atw w w. t h i n k g l i n k . c o m .

Ilyce Glink

Tribune Media Services

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Glorious gourds in your fall decorBy Mary Carol Garrity

Scripps Howard News Service

Normally, I do just about every-thing I can to get out of groceryshopping. Even an empty refriger-ator can’t induce me to go to themarket – that’s why God inventedcarryout, right? But in the fall, Imake an exception. I willingly hitthe food market, not to get stufflike milk and bread, but to prowlfor seasonal decorating toolsmanufactured by Mother Natureherself.

My favorite? Gourds! Thesedays you can find gourds in an ar-ray of colors, from buttery yellowand persimmon orange to ghostlywhite and eerie gray-green. Andthe sizes and shapes are just as in-teresting. I am wild about petitepumpkin-shaped gourds and anygourd that is twisted, gnarled andcovered with knobby warts.

Here are a few ideas for usingglorious gourds in your decorat-ing this fall.

To bring a subdued but sophis-ticated fall touch to a side table,start with a weathered white capi-tal riser. Blanket it with moss andplace a pumpkin-shaped whitegourd on top. Then finish off thelook with a glass cloche.

If you’re having guests over fordinner this fall, make it a “whitepumpkin” affair. Start with ablack-and-white damask or plaidtablecloth. Use silver trays aschargers below gold- or silver-

rimmed china. Place a black ironurn at the table’s center filled withtwigs, gold-misted grape leavesand clusters, and white gourds.Then create an interesting multi-level tableau with mercury glasscandlesticks, clear glass cakeplates and silver trophy cups, alltopped with white gourds.

If you like color, and plenty ofit, pool a mass of vibrant but simi-larly colored gourds in a simplecontainer, like a small concreteurn or cachepot, and you have aninstant eye-catcher to place onyour coffee table, mantel orkitchen island.

I admire the way Mother Na-ture mixes colors willy-nilly. Youcan do the same in fall tableaus bytossing together a variety ofgourds. Create a memorable dis-play on a side table by filling adecorative wheelbarrow with aharvest of green, white, yellow,orange and red pumpkins. Orplace a large pumpkin, gardenstatue or gazing ball in the centerof a mini concrete birdbath andsurround it with assorted gourds.

To add grace to your dining-room buffet or a console table inyour entry, put matching blue-and-white Asian ginger jars oneach end. Fill them with a bou-quet of fall foliage and gourds,resting additional gourds andpumpkins randomly at the base ofeach jar. Freshen up your mantelwith an undulating phalanx of

pumpkins and gourds of differentsizes, shapes and colors. Give afew gourds added height atopcandlesticks or votive cups.

This year at Garrity’s, we’re cre-ating lovely floral arrangements ininexpensive wicker baskets, thentucking in a few pumpkins hereand there for added color and in-terest. Simple and inexpensive,these displays look fabulous incenterpieces or hung on doors orfrom garden gates.

Gourds are so much fun thatthey just scream to be used inquirky, unexpected ways in homedecor. Once I hollowed outgourds to use as soup bowls at afall fete in my garden. To keep thesoup warm in the chilly autumnair, I served the gourd bowls onsmall concrete risers topped withglass cloches.

Hollow out a tall pumpkin andfill it with fresh veggies like as-paragus spears or carrot sticks.Try the same trick with a shortpumpkin, filling it with dip.Shave off the top of a squat pump-kin to make it level, then use it tohold serving trays filled with sea-sonal fruits or cups of steamingcider. Place candles in small, hol-lowed-out gourds or use minipumpkins as place-card holders.

I also like to use faux pump-kins on my dining table to delightguests. How about resting a squatsquash inside a soup tureen to beuncovered by an unsuspecting

diner?

If you’re busy this year anddon’t have a lot of time for sea-sonal decorating, just work agourd or two into your everydaydisplays, and in a matter of min-utes, your home will have a subtlefall ambiance. Place a gourd ontop of a cake plate, candlestick orvase to brighten up a side table.Work one or two in a cluster of

family photos. Or group different-sized pumpkins around a planteryou already have on your frontp o rc h .

Or brighten up an empty cor-ner by putting a faux pumpkin ona riser, then covering it with awire cloche.

Adapted from nellhillsblog.com, whichcan be linked from the nellhills.comhome page. Mary Carol Garrity can bereached at [email protected].

One of the wonderful aspects of using gourds for a fall display in your home isthe variety of colors and textures from which to choose. Mother Natureprovides a full palette. (SHNS/Courtesy Nell Hill’s)

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Prickly cactus shows off in seasonal splendor

Carol O’Meara

Colorado StateUniversity Extension

Did the spiky showoff with brilliant pinks, pur-ples and reds catch your eye as it dangled from ahanging pot in the local greenhouse? If you’re theproud owner of a flowering cactus, you’ll findthey’re carefree plants that add color to grey winterdays.

“The three cactus types, Thanksgiving (Schlum-bergera truncata), with pointed “teeth” on thestems, Christmas (Schlumbergera x. buckleyi),with rounded tips, and Easter cactus (Hatioragaertneri), are actually epiphytes. They live in treesin their native Brazil like orchids, but we growthem in pots here,” says Dr. Steve Newman, green-house crops specialist with Colorado State Univer-sity Extension.

Although they’re cacti, they don’t grow dry; wa-ter yours weekly as the top inch of soil gets dry,and provide it with half-strength fertilizer eachtime you water. Every third week, give it clear wa-ter instead. “Because no one likes to stain furnitureor carpeting, most people water without letting itrun out of the bottom, and salts build up in thesoil. Put the pot in the kitchen sink or bathtub ev-ery third watering and let water run though toflush salts out,” Newman says.

Avoid drafty areas for your cactus – chill blastsa re n ’t good for it. “But the challenge for largeChristmas cactus is keeping it out of traffic areas.Sections fall off whenever people brush against

them.”The good news is that these sections are easy to

root by placing them in a glass of water, and whenthe roots come out, pot up the section in sterile, ev-eryday potting soil. While young, the small plantshould be guarded against overwatering, so beforeyou give it a drink, check the soil to be sure it’s notwet.

To have your cactus bloom for Thanksgiving orChristmas next year and each year thereafter, markyour calendar for Sept. 19 as the date to begin thereblooming process. “Living around the 40th paral-lel as we do, that’s the date to start stimulatingplants so they’re blooming in time for Christmas,”says the 25-year veteran of greenhouse growing.“Poinsettias and cactus – two popular floweringplants – are treated this way.”

A combination of cool temperatures and dark-ness is the cue these plants need to bloom, so movethe cactus to a place with cool, 60-degree nightsand only nine hours of sunlight daily. After approx-imately six weeks, Thanksgiving cactus will flower,and after two to three months, Christmas cactusblooms.

The secret to eye-popping color is reducing wa-ter to the plant after flower buds have formed,Newman says. Water weekly until after the flowerbuds begin to swell, then cut back on the waterslightly, letting the cactus dry out between watering

without getting bone dry. Blossom color intensifiesif the plant dries once flowers start, he says. Manygrowers finish flowering plants this way during thelast two to three weeks before they go on sale.

Be aware that too dry will abort the flowers, so toavoid it going too far, get to know your cactus soilby inserting your finger in it up to the first knuck-le, just before watering. Note that moisture level; asyou dry down your cactus, check the soil to gaugewhen it’s a bit drier but not parched. “This is thebest water meter ever invented,” says Newman,holding up his hand and indicating the tip of hisindex finger.

As flowers unfold, move it out into the roomwhere you want to display it, keeping it in bright,indirect light. A cool room is best; too much heatcan cause flowers to fade and drop quickly, and ifthe leaves wrinkle, the plant is too dry or toowarm. There’s no need to feed it during blossom,but after flowering, return the cactus to normalcare of fertilizing at half strength and wateringw e e k l y.

Carol O’Meara is a horticulture entomologist with the Col-orado State University Extension office at the Boulder CountyFairgrounds in Longmont. Contact her by calling 303-678-6238 or e-mailing [email protected]. For moregardening tips, check out her blog at gardeningafterfive.wordpress.com.

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Mortgage trends towatch at year’s endBy Holden Lewis

b a n k r at e . c o m

Mortgage rates will remain low, gettinga home loan will continue to take a longtime and refinancers will be tempted byzero-closing cost mortgages.

Those are some of the trends mortgageindustry insiders may see as the year closesout.

Mortgage rates have dipped to modernrecord lows this fall. Back in the spring,economists warned that rates would be ris-ing by now.

At the end of March, the Federal Reservewrapped up an initiative intended to drivedown mortgage rates by buying $1.25 tril-lion worth of mortgage-backed securities.The consensus view throughout the mort-gage industry was that rates would risesteadily through the end of this year.

Instead, mortgage rates fell steadilythrough the summer and into the fall.Now, economists speculate the Fed mightstart buying Treasury securities to drivelong-term interest rates even lower. Thespeculation seems to have put a cap onmortgage rates.

“I see rates low and I see them continu-ing low for a pretty long period,” says PaulAnastos, president of Mortgage Master, alender based in Walpole, Mass.

A.W. Pickel, CEO of LeaderOne Finan-cial, a mortgage bank based in OverlandPark, Kan., says he doesn’t see how ratescould go much lower.

“The mortgage interest rate should beinflation plus cost of funds. That shouldput us in the 4s, which is where it is,” hesays.

Some of the country’s biggest mortgageservicers have suspended foreclosure ac-tions in states where courts oversee fore-closures. The reason: Flawed documentswere filed in court.

Bank of America, Ally Financial, PNCFinancial Services Group and JPMorganChase have halted foreclosure cases whilethey check the truthfulness of court docu-ments filed on the servicers’ behalf. Nowsome of those cases have resumed.

The problem has been legal documentsthat were signed by people who swore thatthey had personal knowledge that the fore-closures were justified. Some signers havetestified that they affixed their signaturesassembly line-style, without reading theunderlying legal documents.

“I don’t know how they got those peopleto sign that,” says Matt Hackett, under-writing manager for Equity Now, a directmortgage lender in New York City. He saysthe issue would never have come to light ifpeople hadn’t signed foreclosure papers

where “the numbers are wrong.”As the scandal unfolded, observers won-

dered about the long-term effects. Will itresult in an enormous overhang of un-sellable houses? Will legal paralysis allowborrowers to remain in their foreclosedhomes indefinitely?

“People are sitting there,” says MichaelMoskowitz, president of Equity Now. “Peo-ple are not paying and sitting and payingand sitting. We’re going to have foreclosureo v e rh a n g . ”

With rates at record lows, borrower frus-tration is at record highs. It seeminglytakes forever to get a home loan, especiallya refinance.

“Underwriting turn times are absolutelyawful across the board right now,” saysDan Green, loan officer for WaterstoneMortgage in Cincinnati. “Many lenders arerecommending 60-day (rate) locks rightnow, just because of volume.”

The process is particularly brutal forhomeowners who have home equity loansor home equity lines of credit. Before theycan refinance, these borrowers have to per-suade their equity lenders to resubordi-nate, or agree to keep the loan in second-banana status.

“People need to realize, if they havehome equity lines of credit, that the subor-dination can take up to 30 days,” says DickLepre, senior loan consultant for Residen-tial Pacific Mortgage in San Francisco.

Because of paperwork backups and sub-ordinations, Mortgage Master’s Anastossays his company recommends locking for75 days, “which means we’re trying toclose those loans in 65 days.”

Mortgage rates have fallen so muchsince last year that it makes sense for a lotof homeowners to apply for zero-cost refi-nances.

The term “zero-cost refi” isn’t complete-ly accurate, because a refinance always car-ries fees. But with a zero-cost refi, the bor-rower accepts a higher rate in exchange fornot having to pay fees out of pocket.

The final rate might be a quarter of apercentage point (or more) than the rategiven to a borrower who pays the fees outof pocket. How do you know you got agood deal on a zero-cost refi? Comparisonshop, Green says. In the last few months,rates on jumbo mortgages (home loans formore than $729,750) have been fallingfaster than rates on other mortgages. Now,rates on jumbos are downright attractive.

That’s quite a turnaround. A year ago,the benchmark jumbo was 1.2 percentagepoints higher than the conforming 30-yearfixed. Lately, it’s been less than three-quar-ters of a percentage point higher.

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2114 Mallard PlacePristine 4BR,4BA home.3car. Kitchen update!www.2114.wkre.com $417,000Jerry Curry 303-541-1936

ERIE165 Commander CircleUpscale custom ranch on 1 acre!www.165.wkre.com $940,000Martin Sugg 303-588-9441

2469 Vale WayStunning Ranch-shows like a model!www.2469.wkre.com $469,000Donna Jensen 720-564-6065

303.776.3344Wright-Kingdom, Inc.

WKRE.COMVisit our website to see details for all our listings...

34th

YEARWRIGHT KINGDOM’SHomefi nder Guide™

The fast and easy way to fi nd a home that fi ts your price range....

Proudly Serving Buyers and Sellers Since 1976

727 41st Avenue CourtWonderful updated tri-Level home

www.727.wkre.com $137,500Craig Cowley 303-589-4009

GREELEY

1305 Cedarwood DriveVery desirable 2-story on large lot !www.1305.wkre.com $232,000Craig Cowley 303-589-4009

LONGMONT

816 Gay StreetCute, remodeled 3Br.2Ba. Lg. yard,

2CDG!www.816.wkre.com $269,000

Kathleen Spano 303-885-0876

LONGMONT

633 Glenarbor CircleOn golf course, main lvl master!www.633.wkre.com $378,000Aggie Sobol 303-885-9806

LONGMONT

791 Thornwood CircleEnergy effi cient home w/views!www.791.wkre.com $208,000Mike Moger 303-541-1920

LONGMONT

4632 Portofi no DriveBeautifully maintained both inside

and out.www.4632.wkre.com $274,900

JW “Buck” Buchanan 303-541-1909

LONGMONT

2522 Wedgewood AvenueRanch home near McIntosh Lake!www.2522.wkre.com $185,000Craig Cowley 303-589-4009

LONGMONT

2398 Links PlaceParade of Homes 1st Place Winner!www.2398.wkre.com $1,575,000Janet Raymer 720-564-6058

ERIE

1410 Whitehall Drive CGranite, ss, maple, hardwd-gorgeous!

www.1410.wkre.com $189,900Geri Oliveira 720-564-6041

LONGMONT

1255 3rd AvenueDrastically Reduced-Colonial old

world charm!www.1255.wkre.com $379,900

Suzanne Rodgers 303-541-1904

LONGMONT

2505 Steamboat Springs StreetBeautiful 5 BR, 3BA ranch w/fi n.

bsmt!!www.2505.wkre.com $239,900

Jim Green 303-775-2553

LOVELAND

635 Gooseberry Dr. 1705 Bright immaculate nearly new

condition!www.635.wkre.com $181,900

Kim R. Johnson 303-746-6307

LONGMONT

Open SAT 1-3

Open SAT 1-4

Open SAT 1-4

45-1

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LONGMONT

2200 Mariner DriveAttractive 5bd/4ba home near

McIntosh Lake!www.2200.wkre.com $369,000Martin Sugg 303-588-9441

LONGMONT

1710 Sunlight Drive Well maintained-Stoney Ridge!www.1710.wkre.com $327,000

Dene Yarwood 303-808-0076

1128 4th AvenueCharming Victorian in historic

old town!www.1128.wkre.com $365,000Craig Cowley 303-589-4009

LONGMONT

New Listin

g


Cozy up to redecorating your home this seasonArticle Resource Association

After months of sunshine,cookouts and outdoor entertain-ing, it can be a little disappointingto realize the cool bite of fall hasarrived. But warding off thosecold-weather blues can be as sim-ple as redecorating a room (or afew) to create a hideaway that youcan enjoy until spring arrives.With a little time and creativity,you can create a fresh space thatwill outlast the dreary weather ofthe coming months.

Preparing a home for the cold-est months of the year can seemdaunting. But professional design-er and television personality

Danielle Hirsch says there is noneed to fret. Hirsch, featured onDutch Boy’s new Restore MyDecor.com decorating website,says there are many ways to mini-mize the time and expense youmight associate with refreshingyour home’s interior. Here are justa few of her easy and affordabletips that can help bring new lifeto your decor.

It might sound like a cliche, buta fresh coat of interior paint cantruly do wonders to renew a space.Dutch Boy’s Restore MyDecor.com website features advicefrom Hirsch to help you decidewhat color and design

scheme is right for your room. Shealso offers tips to help your projectrun smoothly. Gathering valuableinspirational ideas from the sitewill ensure your interior turns outright the first time, saving youvaluable time and money.

Don’t stop with wall color,though. As the weather turnsbleak, heat up your home designby bringing a bit of color inside.Are you conservative when itcomes to design? Try accenting aneutral room with a few pieces ofthe same color family. If you’remore daring, play with a variety

of warm, bright colors. “Take cuesfrom Mother Nature and pull col-ors you see from the foliagearound you,” Hirsch says. “Richoranges, chocolate browns, vi-brant reds and ambers – these col-ors bring energy as the days getdarker earlier.”

To create the perfect atmo-sphere for your cozy escape, ap-pealing to all senses is a must.Give your entire home a warm,inviting aroma with seasonalscented candles. Liven up a din-ing room with a visually stimulat-ing centerpiece or wall hanging.

Or make a casual den more com-fortable with overstuffed throwpillows or a faux fur rug.

You can also take pleasure inthe changing of the seasons by in-corporating natural outdoor ele-ments into your decor. “Nothingsays fall like a pumpkin, and ifyou hollow it out, it makes a greatvase,” Hirsch says. She also sug-gests accenting a room with sea-sonal fruits, vegetables and flow-ers, colorful leaves and pineconesfor quick and easy ways to bringthe natural beauty of autumn in-doors.

Longmont

of

City

The

Meadowview West - 4501 Nelson Road, #2208 2 bath, 2 bedroom Condominium

Available for $166,000*This well maintained lower level unit features:

• Private front patio

• Open fl oor plan with living room, kitchen and

dining area

• Kitchen with oak cabinets, center island

• Master suite with full bath

• Single car garage

To schedule a showing, please call Dan Johnson at 720.313.5370

*All buyers must qualify through the City of Longmont. Call Molly at 303.651.8530 for more information, or visit www.ci.longmont.co.us/cdbg/housing for qualifi cation guidelines.

45-1

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RESIDENTIAL • COMMERCIALINTERIOR • EXTERIOR

Call Today for A FREE Estimate303-682-0570PerfectionPaintingCo.com

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Real Estate Transactions are supplied byProspects Unlimited Inc.,w w w. p r o s p e c t s u n l i m i t e d . c o m .

• Borrower: Janice Garrett,Lender: Citimortgage Inc,Amount: $114,714, Property: 1273rd St, Fort Lupton, Filed:

09/30/10

• Borrower: Judy Gilmore &Robin Rusk, Lender: AmericanGeneral Financial Services,Amount: $139,919, Property:7116 Patrick Ave, Fort Lupton,Filed: 09/30/10

and demand

• Borrower: Joe & Marla Truitt,Lender: BAC Home Loans Servic-ing LP, Amount: $203,400, Prop-erty: 5421 Lynx St, Frederick,Filed: 09/30/10

• Borrower: Allen & Terri Bur-

ton, Lender: BAC Home LoansServicing LP, Amount: $200,337,Property: 3516 Foxtail Pl, Long-mont, Filed: 09/30/10

• Borrower: Kirk Kaufman &Kellen Smith, Lender: US BankNational Association, Amount:

$174,531, Property: 1225 KiteleyLn, Longmont, Filed: 10/01/10

• Borrower: Brett & JeanneCrall, Lender: BAC Home LoansServicing LP, Amount: $259,843,Property: 729 Tanager Cir, Long-mont, Filed: 10/01/10

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Reach over 44,000 Readers Each Week With Your Advertising Message. Call Your Classified Advertising Executive Today 303-776-7440

Hover Manor Senior Apartment Residence

1401 Elmhurst Dr. • 303-772-9292$885-$890 $835-$840 1 1 Yes No Yes Yes

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable

TV included, 62 yrs & older; vouchers accepted.

Victoria Inn2400 17th Ave. • 303-772-4667

$725-$875 $250 1, 2 1, 1¾ Yes Yes Yes

In each apartment

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

Ute Creek Apartments1100 E 17th Ave. • 303-684-6821

Starting at $799 $125 1, 2 1, 2 Yes Yes Yes

Full SIzein each

apartmentYes

Move-In Specials, senior and other discounts. Fireplace,

pool & spa, 24-hour fitness, garages. Close to shopping.

The Shores2450 Airport Rd. • 303-774-8000

*$705- $1200

$100$200$300

1,2,& 3 Studios 1,2

YesShort Term Available

Yes Yes Yes YesGas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached

garages. *On selected apartments.

Cloverbasin Village630 Peck Dr. • 888-837-4912

$690-$1100 $1491,2,3

3-bdrm.townhomes

2 Yes YesYes

65 lbs limitNo

Yes& rental available

Convenient location, pet friendly, garages available, 24-hour maintenance

Elliott Apartments418 Emery St. Longmont, CO 80501 • 303-772-6452

$580-$945 Yes 1, 2, 3 1, 2 Yes Yes Pets Neg. Yes

In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat

included.

Fox Ridge Apartments3800 Pike Rd., Longmont, CO 80503 • 303-774-9944

$789-$1239 $200 1, 2, 3 1, 2Yes

Short Term Available

Yes Yes Yes YesIsland kitchens, garden tubs, gas fireplaces,

double balconies, two tone paint, gated com-munity. Close to schools & newest community in

Longmont.

Tanglewood CondominiumsSenior Community

100 21st Ave., Longmont, CO 80501 • 303-774-0300

$1235-$1625

$1235-$1625 1, 2 1, 2 Yes Some Yes

$50+ mo.

Full size in each condo

W/D provided in each Condo

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transportation, social events. HUGE

amenities package, quiet 55+ community. Call for incentives!

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1 & 2 BDRMApt HomesFox Ridge Apts PremierGated Community. PetsOK!For Info & SpecialsCall (303)774-9944

•1 & 2 BDRM ✭ $550-$675FREE Heat 1060 17th Ave,Habla Espanol 720-327-8918

✭✭✭✭✭✭✭✭✭✭✭✭✭1, 2 & 3 BDRM

Apartment HomesThe ShoresApartments,

Hwy 66 & Airport Rd(303)774-8000

✭✭✭✭✭✭✭✭✭✭✭

120 Pacific Ave, Ft LuptonBeautiful 725 sf 1 bdrm, incutils *terms. N/S, N/P

$675. 303-857-8777

0 APP FEE: FallSpecial! 1 bdrm $550On-site pkng/laundry.A/C. Water & heat pd.Se Habla Espanol.

(303)774-0593

Apartments/Unfurnished 4030

NO lease, dep or credit chkWkly/4-wk • 303-776-2185• ALSO RV SITES AVAIL!

FURN HOUSE- OldTwn Lgmt. 3 bdrm, 2 bath.Short term OK. 303-912-4663

Apartments/Furnished 4010

Rentals

To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place yourad any time of the day or night. Fax: 303-772-8339…email: [email protected]

CLOVERBASINVILLAGE(303)485-0512630 Peck Drive-Longmont West onNelson/Airport Rd

♣ 1 BEDROOM,1 BATH

AS LOW AS $690


AS LOW AS$799!


Starting @ $799!

♣ 3 BEDROOMTOWNHOUSES

Starting at $975!

QUAILVILLAGE303-485-0065321 Quail Road-across fromLongmont Rec

Center

● 2 BEDROOM,2 BATH

AS LOW AS$731

● 3 BEDROOM,2 BATH

Starting at$844!*LIMITEDNUMBER

AVAILABLE*

**Income GuidelinesMay Apply**

✓ Full Size Washer& Dryer Hookups

✓ Close to Bus lines

✓ Pets Welcome

APARTMENTS

2400 17th Avenue, Longmont, Colorado 80503

303-772-4667303-772-4667*www.victoriainnapts.com

45-1

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• FREE Washer/Dryer & Carport

• Wood-burning fireplace• Large balconies/patios• Approved pets accepted • MTM leases available• Within walking

distance of shopping,restaurants & RTD

• On line leasing available• One bdr, 1 bath starting at $725• Two bdr, 2 bath starting at $875

LE DEAUVILLEAPARTMENTSROOMY & READY1 Bd From $575

2 Beds From $610Great Location

Large UnitsPark Like SettingAmple Parking

A/C & Pool

303.772.3737

45-1

5731

5

● 1 BDRM- nice, N/S● A/C, lndry, off st pkng● $625, 303-444-0501

1 BDRM APT in NoLongmont. Senior housing,62 or older or those w/disabilites. Call for our

move-in specials.(303)485-5232

● 1438 STUART1 bdrm, 1 bath, 2nd flr,water pd, carport. $500/mo.RMG Realty (303)772-4466


•1809 EMERY ST-2 bdrm in 4-Plex, off stpkng, pet nego. Availnow, $650. (303)447-8988

2 BDRM APT´s-Starting at $645, some with

Move-in Specials!Call PMP, 303-776-RENT

2 Bdrm, 1 ba, large, comp.remodel- WD, A/C, deck,N/P/S 2041 Meadow Dr.

$840 303-443-4308

2 BDRM, 1 BA, $700/mo,only $250 deposit. Gas &Wtr paid. 1419 Emery St. SeHabla Espanol. 303-678-6221

1 BD, off st pkng, nearshopping, 1637 Kimbark,$4752 BD, 1.5 bath, off stpkng beh i nd , 2 1 3 7Dexter, $6852 BD, 1 bath, carport,1611 Warren, $6952 BD, 1 bath, garage,800SF, 2330 Wedgewood,$650 & $695Alert Realty 303-776-5156


ROOMS & ApartmentsWeekly/Monthly, from$100/week. Utililtiesincluded. (303)931-7108

Rent Me!Rent Me!

1 bdrm Lafayette Beauty.Move-in Special $645Call PMP Today,303-776-RENT

Mtn Views! 1 BDRMAPTQuiet area, lndry, nr 23rd&Main. Sorry no pets, $575Top Realty, (303)931-6423

LARGE, Sunny 1 bdrm,frpl, new paint & carpet,pool, BBQ, picnic area,ground level, laundry onsite. $550/mo. N/S-N/P.Sunnyvale Condos 225 E.

8th D-2, (970)290-6178

Horizon Place1 Bedroom- $545!2 Bedroom- $645!

Secure bldg, swimmingpool, A/C, on-site laundry.Call PMP, 303-776-RENT

EASTGLEN APTS630 Lashley, Longmont

(303)682-29431, 2 & 3 BEDROOMS:Pool, air, laundry

✭Wtr, trash, sewer pd

COZY 1 bdrm, appl´s, W/D,central air, utils paid. N/P,N/S. $675/mo. 331 21st Ave.

720-280-8795 or303-589-3186 after 5.

AVAILABLE NOW2 bdrm, sunny, eat-inkitchen, view park.$625. Call, (303)875-8498

● 917 SUNSET #2052 bdrm, 1 ba , 2nd floor.Water/trash/ heat incl.N/P. $695 ● 917 Sunset#106- 2 bdrm, 1 ba, groundlevel, new carpet, water/trash/heat incl. N/P. $695RMGRealty, (303)772-4466


127 21st Street ✭ 3BDRMLg. Back Yard, Avail.Immed. $695 (303)440-8200

0 App Fee-$100 off 1st 2 mosLg 3 bdrm, 2 ba, gar, waterpd. No dogs. 303-682-2525

Duplexes 4060

QUIET 2 bdrm, 1.5 bath,complete kitch, W/D hkup,priv patio, storage, car-port. N/S, N/P 333 23rd.

$750 + $600/dep.(303)772-3152 / (303)532-6522

LONGMONTTownhome/Condos• 1601 Great Western

Call PMP, 303-776-RENT

(2) 2 BDRM apts for rent,all appl, att gar, A/C, play-ground on premises. Land-lord pays water, no dogs.$675-695 + dep. Avail 11/13.

(303)210-5284

Condos/Townhouses 4050

VALUE PLACEFIRESTONE

New ExtentedStay Hotel

● $179* WEEKLY

or● $649

MONTHLY✓ Perfect for visitingfriends & family!

I-25 & Hwy 119,Longmont exit 240.

303-485-0040

Bring ad to qualify.*Expires 11/30/2010


INDOOR GARAGE &Commercial Storage

20x40x16 w/ 14x14 doorsstart at $300.

20x50x16 w/ 30 amp elect,man door & pwr dooropener start at $425.Garage Storage LLC,

4070 Camelot Cir, locatedI25 Business Park.

I-25 & Hwy-66. 970-535- 6074www.Longmont-storage.com

Garages/StorageSpaces 4070

DUPLEXES2 Bedrooms• 1451 Lamplighter• 1410 Terry Street

Call PMP, 303-776-RENT

A NICE LARGE 2100 sf,2 bdrm, 2 ba, single cargar, DW, cooler, bsmt. Noapp fee, no pets. $925 +$925 dep. (303)776-4335

2 bedroom,1.5 bath, loft,attractive, mountain view,fireplace, fenced yard,NP/NS, 2033 Lincoln, $840/month. 720-201-9197.

✭2 and 3✭BedroomDuplexes.Visit www.

alertrealty.net

Duplexes 4060

1733 ATWOOD, 4 bdrm, 2ba, gar, frpl, fncd bkyd,N/S, $1250/mo. 303-204-7445

● 1701 ADKINSON4 bdrm, 3 bath, 2 story,2 car gar, Lgmt. $1495.

RMG Realty, (303)772-4466

● 1203 SPRUCE- 4 bdrm,2 bath, 2 story, NEWEROld Town. Fncd, 2 car &

RV pkng. $1295/mo.One month FREE rent!Sits above 2 bdrm unit.

RMG Realty, (303)772-4466

● 1109 YEAGER DR-3 bdrm, 1 ba, fncd yd,

storage shed, 1 year lease.$1050/mo. 303-517-0061

10544 Sunburst, Firestone, 4bdrm, 3 ba, 2 car, bsmt,fncd, frpl, A/C, loft, N/S.$1495/mo Jim 303-775-0163

● 1018 SUMAC ST-3 bdrm, 1.5 ba, $1100/mo.303-775-0429 ask for Sean

EQUAL HOUSINGOPPORTUNITYAll real estate

advertised in thispaper is subject to thefederal and state FairHousing Act whichmakes it illegal toadvertise “any

preference, limitationor discrimination

based on race, color,religion, sex, handicap,familial status or

national origin, or anintention to make anysuch preference,limitation, ordiscrimination.”

The newspaper willnot knowingly acceptany advertising for

real estate which is inviolation of the law.All persons are herebyinformed that all

dwellings advertisedare available on anequal opportunity

basis.

Houses 4080


Frederick Home $1200/moNew in 2003 Very nice 3bdrm, 2 ba w/ gar, huge yd,A/C, applcs. 720-201-9667

FIRESTONEHUGE 2700 sf, 3 bdrm, 2 ba,mstr suite, 3 car gar, $1395

N/S. 303-857-8777

FIRESTONE- 4 bdrm, 3 ba,3 car, new carpet, gour kit,lg mstr, huge redwd deck,lg fam rm w/FP. $1500.

(303)651-6635.

A Newer Kitchen & Bath!2+bdrm, 1 ba w/gar, hdwdflr & W/D. $1050+ utils &dep. Avl now. 610-457-7749

5 BDRM, 3 ba, 2 car, 4290sf, 1505 Red Mtn Dr, fncdbkyd. $1495+ 303-834-2526

4 BDRM, 3 BATH, 2 car,fncd yd, cul-de-sac, Lgmt,great cond! 2408 Scott Ct.$1350/mo. N/S, N/P.

Avail Dec 1. (303)506-2266

4 Bdrm, 3 ba, 3 car, SWschls, nice famly home. 664Timothy. $1645 303-772-0442

4 BDRM, 2.5 BA, lg fncd yd,garden, sprklr, AC, schls1411 Deerfield. $1600,

reduced to $1295 w/goodrefs. Avl 12/1. 303-776-7528

3 br, 2 ba, patio, gar., spec-tacular country setting,$1200/month.Small pet Ok.Avail 12-1. 720-233-3708.

3 BDRM, 1.5 bath, fencedyard with carport.$950/mo. $950/dep.

1749 Emery St. 303-776-8239

✭3 and 4✭BedroomHouses.

Visit www.alertrealty.net

3/4 BDRM- enclosedatrium, laundry room,

privacy fence, gar. $1300.Available 11/5. 303-548-1091

2 BDRM, 2 bath, 2 car,with bsmnt, ranch style,NICE! $1000/month.

$1000/deposit. (303)588-0703

2 BD- newer flrs, paint &stove. New roof, 2 car det,lg fncd yd. $925. 303-763-0732

● 2213 COLLYER- 4 bdrm2 ba, frpl, fncd yd, 2 cargar, $1300/mo. Pet nego.Call Pennant, (303)447-8988

Houses 4080

255 WEAVER PARKCLASS “A” second

floor office space for lease or sale. Common

area, conference room, elevator, mountain views.1 yr Free Rent!

Don Rulle, CCIM303-772-2222

45-1

5764

3

Office Space 4100

Why rent?Buy a home for

$1000 downDo you qualify?

Dedicated to your bestinterest, Longmont´s

Terri Hatch ofPeople´s Mortgage& Devin O´BranaganERA Tradewind

303-775-0710

NW Longmont, 3 BR, 2 ba,1627 Calkins, $1,150/moNP/NS 303-601-6946.

LAFAYETTE HOMECentrally located &walking distance to

downtown. 104 Cleveland.Call PMP Today!303-776-RENT

IMMACULATE 4 BDRM!Beautiful, clean S. Lvld 4bdrm, 3 bath, main floormaster, A/C, green belt.Avail. 11/15 $1400/mo.

RE/MAX Town & Country970-532-5096

HOUSESHOLIDAY SPECIALS

2- 4 Bedroom Homes• 163 Grant • 46 University• 536 St Andrews • 28 Reed• 1973 Carr Ct • 32 Forsyth

• 1513 Green Pl• 132 Telluride• 2206 20th Ave• 1012 Pratt St• 1240 Meadow• 1517 24th Ave

• 1249 Whitehall DrCall PMP,

303-776-RENT

Houses 4080

773 SQ FT- busy shoppingcenter, 1116 Francis St,

$825. Alert RE (303)776-5156

Retail Space 4135

SEMI-FURN Rooms/AptsWkly/mnthly from $100/wkUtils/micro/fridge inc

(303)931-7108

BSMT Rm w/prvt ba, accto kit. & laund rm., NS $600+ dep w/util incl. 3-485-9730

RoomsFor Rent 4130

ROOM FOR RENT$400/monthincludes utils.303-548-4332

RoommatesWanted 4120

PROFESSIONAL OfficesN. Longmont. 150 to 825 SF.Single & 3 office suite.All ground level, 2 entr,great prkg. 303-956-1141

PROFESSIONAL Officeavailable (Med/Dent/Chiro), close to hospital,Mountain View location,great parking, recentlyrenovated. Call 303-775-1535leave message.

Professional/Business OfcFrancis & Mtn View Ave.4 rooms & reception area.

HIGHLY VISIBLE820 SF, (303)776-3150

OFFICE SPACE, 6 roomsavail, $155-$325, great prkg,utils pd. Lgmt (970)231-7871

GREAT MASSAGEOFFICE FOR RENT.

(720)280-9047

AFFORDABLE OfficeSpace on Main Street.

Only $250/Mo. 303-862-3232

500 to 2500 SF, can divide.On site prkg, Good trafficexposure. 303-523-3369

$250/MONTH-Great parking, quiet.

Ground level. Four SeasonsRealty, (303)875-1345

2500 to 5000 SF- great viewsfrom 2nd level, ample park-ing. 2432 Main. 303-875-1345

Office Space 4100

MOBILE HOMES for Rent$650 to $750, 2 & 3 bdrms.River Valley Village,

(303)772-3240

Mobile Homes/Spaces 4090

303-772-7576 629 Terry St., Longmont

www.longmont-realty.comww

LONGMONTREALTY45

-157

340

815 GABRIEL CT., Dacono. Discover the benefi ts of small town living and easy maintenance in this 2 story, 2 bedroom, 2 bath, 1 car garage townhome. Move right in and relax in your new home... $89,900

7 MARSHALL PLACELoads of Potential Here, sweat equity for the Handyperson! Spacious ranch home with 1,633 fi n. sq. ft. and access to unfi nished basement. Rear 2 car detached garage with spacious loft area. Check out the endless possibilities... $115,000

1908 CARR DR.Discover comfortable, easy maintenance in this ranch home featuring an updated kitchen, pergo fl ooring, and upgraded carpet. This 2 bedroom, 1 bath features 1,127 fi nished square feet. All this for just $157,900

628 4TH ST., FREDERICKHandypersons take note... Perfect opportunity to gain sweat equity for your talents! Put your fi nishing touches on this 3 bedroom, 3 bath with partially fi nished basement. $139,900

Longmont 5090

“DISPLAY SPACE”Unique opportunity! Set upyour Booth in retail store.Display, sell your items.Main St. display windows,inside spaces too. Limited

area. (303)682-8985

Business 5025Opportunities

SHOP FOR SALE/LEASE6,400 SF shop w/ 4x OHdoors, offc & outside stor-age. $480K to buy or $3,850/mo to lease. Property canalso be divided into two sep3,200 SF units. Live-inavailability. 970-222-6452

Berthoud 5020

Real Estate

Longmont 5090

Ed & Keith Kanemoto303-772-2222

FREE STANDING FREE STANDING BLDG FOR SALEBLDG FOR SALE

6,480 SF, BLI zoned, over half acre lot, ample electrical

service. $470,000

45-157708

PRICE REDUCEDPRICE REDUCED

Check out the pet columns inclassifieds for that special

companion you’re looking for.

3875 Oakwood Dr • $205KOpen Saturday 1-3:30 pmNewer 2 bdrm SW Lgmt,wd flrs, a/c, lg fncd yd, newdeck, mtn views. FromDiag Hwy, N on Airport, EStaghorn, left Oakwood.Jan, ReMax 303-817-9675

Longmont 5090

SELF-SERVESELF-SERVECLASSIFIEDSCLASSIFIEDS

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Longmont 5090

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✭ MOBILE HOMES ✭BUYING/SELLING

Local park needs used mobhomes. We´re buying! BigSale! Many single & dblwides. Fin avl, auto ap-proval on owner fin homes.Bad credit OK! Moves avl.

970-222-1473✭ 690-2725 or 690-3283 ✭

ADORABLE Homes inadult & family parks.$13,900. 303-682-9141.

3 BDRM, 1 BA, new carpet,W/D, carport, Lgmt adultpark age 55+, 970-215-1819

Mobile/ 5130ManufacturedHomes/Spaces

2 ACRE LOTS WEST OFBERTHOUD. Great Views!$149,900. Fred @ Four

Seasons Re, (720)494-2133.

2 ACRE LOT, Berthoudarea, $40K price reduction,$125,000. Call Steve Conderfor details, 303-514-3706.

Lots & Tracts 5100

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REDUCED!!Must Sell Fast!4 Bdrm, 3 Bath

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Mobile/ 5130ManufacturedHomes/Spaces


Real Estate Transactions are supplied byProspects Unlimited Inc.,w w w. p r o s p e c t s u n l i m i t e d . c o m .

Longmont• Resident from James Erick-

son, 7239 N 115th St, Longmont,$325,000, home

• Dan Chesters from PaulMenihan, 1601 Great Western DrUnit B5, Longmont, $140,000,condo

• Shane & Carla Hag from Ja-son Womack, 1325 Gay Cir,Longmont, $252,000, home

• Shannon Reich from JaniceBlair, 706 Sumner St, Longmont,$220,000, home

• Ethan Jacobs from SigridSommerfeldt, 1231 Martin Rd,Longmont, $103,300, home

• Cyrus & Linda Pinkertonfrom Fannie Mae, 225 E 8th AveUnit D2, Longmont, $41,000,condo

• Richard L Trust from JeffreySullivan, 5600 Mount Sanitas Ave,Longmont, $264,000, home

Berthoud• Martin & Krista Flanigan

from James Stoll, 750 Holmes Pl,Berthoud, $212,000, home

• Paul & Shirley Gonzales fromTrent Markell, 1207 Cedar Dr,Berthoud, $184,000, home

• Christopher & Heather Garcifrom Mountain High HomeBuilders Inc, 1733 Exeter St,Berthoud, $390,000, home

Erie• Joseph & Kathleen Lane from

Bk New York, 307 MontgomeryDr, Erie, $120,000, home

• David & Marianela Lemonfrom Remington Homes Co, 1742Westin Cir, Erie, $342,900, home

• Thomas & Megan Lane fromTaylor Morrison Colo Inc, 1122Zodo Ave, Erie, $383,500, home

• John & Susan Clough fromDouglas McNeil, 2884 Prince Cir,Erie, $362,500, home

• Michael & Carolyn Lofurnofrom Remington Homes Co, 911Reese Ct, Erie, $332,500, home

• Sarita Cohen from JosephBertron, 108 Montgomery Dr,Erie, $150,000, home

• Mark Justice from TaylorMorrison Colo Inc, 1150 MircosSt, Erie, $281,800, home

Firestone• Ronald Pino from Thomas In-

galls, 10513 Taylor Ave, Fire-stone, $225,000, home

• Dwight & Paula Lintz fromBette Schulzpohlman, 6870 Sun-burst Ave, Firestone, $129,900,home

Fort Lupton• Ernesto Gomez from Fed

Home Loan Mtg Corp, 1101Shortline Dr, Fort Lupton,$74,900, home

• Daniel Fisher from US Capi-tal Funding LLC, 127 4th St, FortLupton, $69,900, home

• Walter & Roxie Jeter fromDeutsche Bk Natl Trust Co, 311Clubhouse Dr, Fort Lupton,$147,500, home

• Claudia Luevano from JosephKopeman, 883 S Hoover Ave, FortLupton, $183,000, home

• Vira Brock from US Bank, 700S Grand Ave, Fort Lupton,$155,300, home

• Rebecca Onley from Ben-jamin Hughes, 299 Bighorn Ter,Fort Lupton, $135,000, home

Fr e d e r i c k• Brian Brockbank from Fannie

Mae, 8121 Raspberry Dr, Freder-ick, $423,000, home

• Andy & Stephanie Calmeynfrom Bk New York Mellon, 5893E Conservation Dr, Frederick,$196,000, home

• Steven Norris from HunterHomes Corp, 8700 Tack St, Fred-erick, $488,500, home

• Trisna Siauw from KDBHomes Inc, 6426 Spring Gulch St,Frederick, $250,000, home

• Jesse & Valerie Granthamfrom John Quinlan, 3756Monarch St, Frederick, $535,000,home

Ly o n s• Jeffrey Witkowski from

Markel Homes Construction Co,405 Raymond Ct, Lyons,$383,900, home

• Scott & Brenda McIntire fromAlan Pauley, 445 May Ave, Lyons,$560,000, home

Niwot• Lance Goff from Joan Walton,

7542 Nikau Dr, Niwot, $245,000,home

• Lloyd & Sheryl Bellingerfrom Kenneth Moore, 8573Monte Vista Ave, Niwot,$1,850,000, home

• Corey & Julie Jensen fromJoel Meske, 7259 Longview Dr,Niwot, $900,000, home

• Ellen Trujillo from CynthiaMonnet, 7592 Nikau Dr, Niwot,$272,000, home

Platteville• Kenneth Watkins from Don-

na Jean Wolfe, 13031 Cr Unit 38,Platteville, $189,000, condo

• Gilbert Ingraham from FedHome Loan Mtg Corp, 14487Highway 256, Platteville,$109,900, home

Foreclosures – notice of electionand demand

• Borrower: Wayne & Debra

Dorband, Lender: Liberty SavingsBank FSB, Amount: $316,796,Property: 901 S County Road 31,Berthoud, Filed: 10/26/10

• Borrower: John Janich & De-bra Brandt, Lender: US Bank Na-tional Association, Amount:$175,199, Property: 1218 AspenDr, Berthoud, Filed: 10/26/10

• Borrower: Geoff & JenniferDivish, Lender: HSBC MortgageServices Inc, Amount: $147,045,Property: 214 7th St, Dacono,Filed: 10/27/10

• Borrower: Brandt & MichelleBurns, Lender: JPMorgan ChaseBank National Association,Amount: $223,155, Property: 460Hass Ct, Dacono, Filed: 10/27/10

• Borrower: Gary Wood,Lender: First National Bank OfOmaha, Amount: $112,500, Prop-erty: 247 Meadow View Pkwy,Erie, Filed: 10/26/10

• Borrower: Christopher Con-way, Lender: JPMorgan ChaseBank National Association,Amount: $458,999, Property: 941Marfell St, Erie, Filed: 10/27/10

• Borrower: Denise Schultz,Lender: Deutsche Bank NationalTrust Company, Amount:$244,353, Property: 2481 Wiste-ria Dr, Erie, Filed: 10/21/10

• Borrower: Jessie Davies,Lender: Aurora Loan ServicesLLC, Amount: $159,760, Proper-ty: 2985 Blue Sky Cir 7-101, Erie,Filed: 10/21/10

• Borrower: Michael Carroll,Lender: Wells Fargo Bank NA AsTrustee, Amount: $163,748, Prop-erty: 810 Briggs St, Erie, Filed:10/26/10

• Borrower: Morganti Proper-ties LLC, Lender: Aurora LoanServices LLC, Amount: $252,960,Property: 141 Mcclure Ave, Fire-stone, Filed: 10/26/10

• Borrower: Morganti Proper-ties LLC, Lender: Aurora LoanServices LLC, Amount: $222,335,Property: 161 McClure Ave, Fire-stone, Filed: 10/26/10

• Borrower: Simon & AngelaRyu, Lender: BAC Home LoansServicing LP, Amount: $145,147,Property: 2143 Hackberry Cir,Longmont, Filed: 10/22/10

• Borrower: Steyn Family Liv-ing Trust, Lender: US Bank Na-tional Association, Amount:$415,885, Property: 841 TenacityDr, Longmont, Filed: 10/22/10

• Borrower: Leonard & JoannRucker, Lender: Deutsche BankNational Trust Company,Amount: $181,963, Property:2336 Sherman St, Longmont,Filed: 10/21/10

• Borrower: Jerome & PenelopeMullen, Lender: Wells Fargo Bank

Na, Amount: $238,164, Property:1230 Twin Peaks Cir, Longmont,Filed: 10/22/10

• Borrower: Karen Elliott,Lender: Aurora Loan ServicesLLC, Amount: $366,100, Proper-ty: 7258 Nebraska Way, Long-mont, Filed: 10/21/10

• Borrower: Reymundo &Maria Mosqueda, Lender:Deutsche Bank National TrustCompany, Amount: $172,800,Property: 2300 Lincoln St, Long-mont, Filed: 10/21/10

• Borrower: Jesus & VeronicaOrona, Lender: Chase Home Fi-nance LLC, Amount: $211,749,Property: 905 Buffalo Ct, Long-mont, Filed: 10/26/10

• Borrower: Pamela Myrick,Lender: Citimortgage Inc,Amount: $182,299, Property: 910Pasque Dr, Longmont, Filed:10/27/10

• Borrower: Travis & MelanieCunningham, Lender: RegionsBank DBA Regions Mortgage,Amount: $170,338, Property:1217 Fremont Ct, Longmont,Filed: 10/27/10

• Borrower: Kevin Knutson,Lender: Citimortgage Inc,Amount: $125,180, Property: 500Lashley St 2, Longmont, Filed:10/25/10

• Borrower: Chris & JanetNielsen, Lender: Chase Home Fi-nance LLC, Amount: $274,964,Property: 1902 Lotus Ct, Long-mont, Filed: 10/26/10

• Borrower: Heather Derksen,Lender: The Bank Of New YorkMellon, Amount: $155,875, Prop-erty: 2207 Tulip St, Longmont,Filed: 10/26/10

• Borrower: Carla & DavidKoehler, Lender: Wells FargoBank NA, Amount: $228,973,Property: 5630 Blue MountainCir, Longmont, Filed: 10/27/10

• Borrower: Timothy Combs,Lender: The Bank Of New YorkMellon, Amount: $411,942, Prop-erty: 12281 N 75th St, Longmont,Filed: 10/27/10

• Borrower: Cindy Seid,Lender: Chase Home FinanceLLC, Amount: $132,853, Proper-ty: 1338 Gay St, Longmont, Filed:10/27/10

• Borrower: James Hallacy,Lender: Colorado Housing AndFinance, Amount: $126,584,Property: 222 E 8th Ave, Long-mont, Filed: 10/27/10

• Borrower: Julie Reinders,Lender: Aurora Loan ServicesLLC, Amount: $260,262, Proper-ty: 4209 Arezzo Dr, Longmont,Filed: 10/27/10

• Borrower: Robert & TinaSchooler, Lender: Wells Fargo

Bank NA, Amount: $359,818,Property: 201 Welch Ct, Lyons,Filed: 10/25/10

• Borrower: Cedric & AmberPhebus, Lender: Deutsche BankNational Trust Company,Amount: $100,715, Property: 305Cherry Ave, Platteville, Filed:10/21/10

• Borrower: Isidro Ortega Jr,Lender: Deutsche Bank NationalTrust Company, Amount:$115,009, Property: 425 StevensCir, Platteville, Filed: 10/21/10

• Borrower: Santos & JuanitaGarcia, Lender: Chase Home Fi-nance LLC, Amount: $62,780,Property: 1501 Carmelita Ct, Plat-teville, Filed: 10/25/10

• Borrower: Lori Morris,Lender: Provident Funding Asso-ciates LP, Amount: $134,375,Property: 321 8th St, Berthoud,Filed: 10/01/10

• Borrower: Susan Brossman,Lender: US Bank National Associ-ation, Amount: $159,200, Proper-ty: 207 5th St, Dacono, Filed:10/04/10

• Borrower: I-25 PropertiesLLC, Lender: Adams Bank &Trust, Amount: $594,182, Proper-ty: 4063 County Road 6, Erie,Filed: 10/04/10

• Borrower: Amanda Fish &Thomas Trow, Lender: HSBCMortgage Services Inc, Amount:$182,883, Property: 2900 BlueSky Cir 5-307, Erie, Filed:10/06/10

• Borrower: Floyd & KellyButts, Lender: PNC Mortgage ADivision Of PNC Bank, Amount:$213,887, Property: 11214 CoalRidge St, Firestone, Filed:09/30/10

• Borrower: Cary Murphy &Kellyann Buchalla, Lender:Deutsche Bank National TrustCompany, Amount: $214,346,Property: 10350 Devonshire St,Firestone, Filed: 10/01/10

• Borrower: James & PriscillaHein, Lender: Fannie Mae,Amount: $254,680, Property:11186 Cimmarron St, Firestone,Filed: 10/04/10

• Borrower: Larry & JolleenKnapp, Lender: BAC Home LoansServicing LP, Amount: $168,155,Property: 167 Buchanan Ave,Firestone, Filed: 10/05/10

• Borrower: Jim Turner, Lender:JPMorgan Chase Bank NA Succes-sor, Amount: $203,483, Property:10496 Taylor Ave, Firestone,Filed: 10/06/10

• Borrower: Duane Gordon,Lender: JPMorgan Chase BankNational Assoc, Amount:$15,294, Property: 154 McKinleyAve, Fort Lupton, Filed: 09/30/10


SUNDAY OPEN HOUSESSUNDAY OPEN HOUSESPrice Location Address Hours Offi ce Phone

$215,000 Firestone10441 Devonshire St.

11-1 Prudential Rocky Mtn/Meyer 303-772-2222

$245,831 Longmont 1538 Venice Ln 11-6 Boulder Creek Builders 303-502-5338

$379,000 Longmont 503 Collyer St. Appt Old Town Real Estate/Dudley 303-776-4004

Get a full color picture of your open house, the open house hours, address, price and your name

and phone number featured at the top of our popular Open House Grid!

- Only 4 spots available per week on a fi rst-come basis -

ONLY $49! • CALL 303-776-2244

FEATURED HOMES

Visit www.YourFrontRangeHOME.com to map your home tourVisit www.YourFrontRangeHOME.com to map your home tour

Open Sat. 12-3827 Snowberry St.

Longmont

$220,000!3 Bd, 2Ba, Beautiful townhome in Meadowview--West Longmont! Great fi nishes! Slate, Granite, Fireplace, New Paint, Tile, Courtyard & 2 Car Attached! Priced

below market!

Infi nity Group Realty • Ann Hendrix -Broker • 720-841-7434

45-157339

Move In Before t

he

Holidays!

Open Sat 1-31446 Elmhurst Ct.

Longmont$259,900

Over 55 Living! Immaculate 3 BR, 3 Ba, home with fi nished basement. Totally

re-done with Cherry cabinets, tiled baths. Beautiful sunroom and back patio.

Wendy Conder - Windemere Realty - 303-775-0108

45-1

5784

6

Open Sat & Sun. 11-61538 Venice LnSW Longmont$239,000

Low-Maintenance Townhome, 1,559 sq.ft.2 Bed + Lofted Study, 3 Bath, 2 Car Attached

Garage. Built Green, Energy Star Rated

www.LiveBoulderCreek.com • 303-502-5338

45-157343

By Appointment Only

503 Collyer StreetHistoric Old Town Longmont

$379,000Beautiful Historical Old Town

Property is a must see! 3 Bd/2ba, 2,713 sqft. See Details at:

www.OldTownRealEstateCo.com

Cory Dudley • Old Town Real Estate Co • (303) 776-4004

45-1

5790

2

OLD TOWN

Open Sat 12-21002 Lee Way

LongmontPrice Reduced to

$178,900Quality, affordable townhome. No HOA fees!

Central location. 3 bedrooms, 2 baths, 2 car garage. Immaculate!

Ruth McMillen/Keller Williams • 720-935-2469

45-157344

SATURDAY OPEN HOUSESSATURDAY OPEN HOUSESPrice Location Address Hours Offi ce Phone

$178,900 Longmont 1002 Lee Way 12-2 Keller Williams/McMillen 720-935-2469

$205,000 Longmont 3875 Oakwood Dr. 1-3:30 Remax Alliance/Marose 303-817-9675

$239,900 Loveland 2505 Steamboat 1-3 Wright Kingdom/Green 303-775-2553

$245,831 Longmont 1538 Venice Ln. 11-6 Boulder Creek Builders 303-502-5338

$259,900 Longmont 1446 Elmhurst Ct. 1-3 Windemere Realty/Conder 303-775-0108

$269,900 Longmont 1243 Humming- 12-4 Blue Vista Sales/Biggs 303-652-7949

$274,900 Longmont 1051 Button Rock 1-3 Prudential Rocky Mtn/Falce 303-772-2222

$379,000 Longmont 503 Collyer St. Appt Old Town Real Estate/Dudley 303-776-4004

$379,900 Longmont 1255 3rd Ave. 1-4 Wright Kingdom/Rodgers 303-541-1904

$519,900 Longmont 1189 Twin Peaks 12-2 Keller Williams/Rusaw 303-513-8518

$1,575,000 Erie 2398 Links Place 1-4 Wright Kingdom/Raymer 303-564-6058

Open Sat. 12-41243 Hummingbird Cir.

Longmont$269,900

SELLER WILL PAY UP TO 3% OF CLOSING COSTS!3 bed, 3 bath, 2200 sq. ft.

See www.MyBlueVista.com

Natasha Biggs - Blue Vista Sales - 303-652-7949

45-157922

OPEN HOUSEDIRECTORY

Home & Real Estate Weekly

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