8/6/2019 Hipotecados por un crdito
1/4Mcacjgfvj mj 6080
=6 mjqhicn
Haajmjv h zb avmc}n dcpn}jahvcn qj dh
}vhbqinvghmn, phvh zbh ihgclch mj alhqj
gjmch, jb zbh hyjb}zvh h lh xzj bn }nmnq
qj hbcghb h lhbhvqj" Jq xzj lnq vjxzcqc'
}nq xzj qnlcac}hb, qzghmn h lhq }hqhq mj
cb}jvq s lnq plhnq cgpzjq}nq phvh ahb'
ajlhvlnq, }vhbqinvghb zb qzjn jb zbh
pjqhmcllh" Lnq gcjmnq qj gzl}cplcahb h
}hqhq }hb hl}hq angn lhq mj cb}jvq"
Mjqhin Janbgcan dcn zb vjljyhgcjb'
}n qnfvj lnq avmc}nq xzj jtcq}jb ha}zhl'
gjb}j jb jl gjvahmn s anbqzl} anb jqpj'
achlcq}hq lnq gn}cynq mj jq}j ijbgjbn
xzj ljq mjq}vzsj lnq hbdjlnq mj lh ahqh
pvnpch h }hb}hq ihgclchq fnbhjvjbqjq"
Jl janbngcq}h Ghbzjl Qnlhbj}, mcvja'
}nv mj lh anbqzl}nvh Cbyjvqcnbjq,
Izqcnbjq s Phv}cacphacnbjq $Cbizph#,
cbmcah xzj jb angphvhacb anb n}vnq
phqjq mjl gzbmn, cbalzcmnq hlkzbnq mj
lh vjkcb, lhq npjvhacnbjq mj angpvh'
yjb}h mj ycycjbmhq jb lh Hvkjb}cbh xzj
z}clcajb avmc}nq dcpn}jahvcnq qnb fhohq"
Jl jqpjachlcq}h qjhlh xzj lh kjb}j bn
jq} mcqpzjq}h h z}clchvlnq" Qzq
vhnbjq> Qnb yhvchq?
8Lnq plhnq bn qnb }hb pvnlnbkhmnq s
jqn }cjbj gzadh cgpnv}hbach jb lnq
avmc}nq dcpn}jahvcnq" Qj lj dhaj
mciacl pnv lnq plhnq? zbh pjv'
qnbh mj alhqj gjmch, jb jl
gzbmn, haajmj h zb avmc}n
mj 6: h 10 hnq, bn h zb
avmc}n mj gjbnq mj mcj
hnq"
6Hmjgq, jtcq}j ln
xzj jb jl gjvahmn
qj mjbngcbh mzjln
gnbj}hvcn, jq
mjacv, lnq avmc}nq
jb pjqnq }cjbjb
zbh }hqh xzj
cgpvjqcnbh jb jl
cbcacn" Qnlhbj} ln
jtplcah? Jb jl gzbmn, zb avmc}n dcpn}j
ahvcn }cjbj zbh }hqh mjl : n 9 pnv acjb}n"
Ha, azhlxzcjv }hqh fcjb gjmcmh ln }vcplc
ah, hzbxzj lh cbilhacb qjh mjl 6: n 10 pnv
acjb}n" Lh kjb}j pjvmc lh anbacjbach mjl
cgpha}n lcazh}nvcn xzj }cjbj lh cbilhacb,
pnvxzj jq} hanq}zgfvhmh h lnq l}cgnq
xzcbaj hnq mj jq}hfclcmhm, pnv jqn jl
yhlnv mj lhq }hqhq mj cb}jvq ln cgpvj'
qcnbh gzadn"
1Pnv l}cgn s gq cgpnv}hb}j
jq xzj lhq }hqhq mj cb}jvq xzj
pvnpnbjb lhq jb}cmhmjq qnb
hl}hq"
Jl hfnkhmn mj lh
Hqnachacb mj
Zqzhvcnq mj
Qjvycacnq Icbhbacjvnq,
Onvkj Hknq}cbj}}c, pzb'
}zhlch qnfvj jq}j
hqpja}n? Lnq avmc'
}nq dcpn}jahvcnq bn
qnb haajqcfljq
jl qzjn mj lh ahqh pvnpch jq} ahmhyj ghq ljonq phvh gzadnq hvkjb}cbnq
Dpn}mnpnv zb avjmc}n
Zb jtdhzq}cyn vjljyhgcjb}n mj lnq pvcbacphljq avmc}nq dcpn}jahvcnq xzj vjhlc Mjqhinvjyjlh lhq anbmcacnbjqcbhlahbhfljq xzj dhs jb jl gjvahmn phvh haajmjv h jllnq" ]hqhq mj cb}jvq jljyhmhq, plhnq mj ahbajlhacb anv}nq s
icbhbachgcjb}nq xzj bn qzpjvhb jl ;0 pnv acjb}n mjl yhlnv mjl cbgzjflj" Lh gcvhmh mj lnq jqpjachlcq}hq
icbhbachacb cbhaajqcflj
Pnv Gh}hq Gjbjq}vcbh
Cbinvgj
8/6/2019 Hipotecados por un crdito
2/4Mcacjgfvj mj 6080
pnvxzj lhq }hqhq mj cb}jvq qnb hl}hq" Lhq
}hqhq bn pzjmjb qzpjvhv jl }vjq n jl azh'
}vn pnv acjb}n" Jb ahqn anb}vhvcn, jq
cgpnqcflj mjqhvvnllhv zb plhb mj ycycjb'
mhq haajqcflj h }nmhq lhq pjvqnbhq"
Mj djadn, Hknq}cbj}}c plhb}jh zbh
qc}zhacb fhq}hb}j mvhg}cah phvh
gzadhq ihgclchq hvkjb}cbhq? Anb jq}hq
}hqhq mj cb}jvq dhs mnq npacnbjq? zbh jq
dhajv ycycjbmhq mj ghlh ahlcmhm, ghl
jmcicahmhq s xzj jq}b qzfqcmchmhq s lh
n}vh jq mcvja}hgjb}j bn anbq}vzcv"
Lhq }hqhq mj cb}jvq qj jq}cpzlhb h phv'
}cv mjl jq}zmcn mj }vjq iha}nvjq? lh khbhb'
ach, lnq khq}nq mjl fhban s jl vcjqkn"
]jbcjbmn jb azjb}h jq}n, vjqzl}h cbozq'
}cicahmn xzj lhq }hqhq qzpjvjb jl 80 pnv
acjb}n" Hknq}cbj}}c jtplcah xzj phvh
icbhbachv lhq ycycjbmhq, }hb}n lh fhbah
pflcah angn lh pvcyhmh, lh khbhbach
xzj nf}cjbjb }cjbj xzj qjv vjmzacmh, qc
jq xzj qj pvcnvch h lnq alcjb}jq"
Hmjgq, jl vcjqkn mj jq}hq npjvhacnbjq
bn jtcq}j sh xzj hl qjv pnv khvhb}h
dcpn}jahvch, bn dhs lzkhv phvh lh pvmc'mh" Qzghmn h jq}n, lnq khq}nq mj lnq fhb'
anq bn ozq}cicahb lh mcijvjbach phvh xzj
lh }hqh qj jljyj h lnq bmcajq ha}zhljq"
Jqh angpnqcacb mj lh }hqh jb zbh
janbngh bnvghl, angn lh mj lnq phqjq
ajb}vhljq, dhaj xzj jl cb}jvq bn qzpjvj
jl }vjq n azh}vn pnv acjb}n anbalzsj
Hknq}cbj}}c" Gcjb}vhq }hb}n, gcljq mj
ihgclchq qj vjqckbhb h vjkhlhv qz mcbjvn
jb hlxzcljvjq s yjb ahmh yj gq ljonq qz
qzjn mj lh ahqh pvnpch" b
jb jl vjq}n mjl gzbmn, zbavjmc}n dcpn}jahvcn }cjbj zbh
}hqh mjl : n 9 pnv acjb}n" hahjq mjl 6: jtplcah qnlhbj}"
b Jq jl avmc}n gq anbyjbcjb}j jbvjlhacb h gnb}n mj icbhbachgcjb'}n, plhnq s }hqh" Anb jq}j avmc}ndcpn}jahvcn, jl fjbjicachvcn qln}cjbj xzj anb}hv anb jl 6:* mjlyhlnv mjl cbgzjflj, jb}vj acban sxzcbaj pzb}nq gjbnq xzj jl vjq}nmj lnq fhbanq" Qln jq qzpjvhmn pnvjl mj Bhacb, hzbxzj lh }hqh mjcb}jvq mj q}j l}cgn jq gq hl}h"Lnq pvq}hgnq jq}b mcvckcmnq h lhangpvh, anbq}vzaacb, }jvgcbhacb,hgplchacb s.n vjihaacb mj ycycjb'mh bcah, ihgclchv s mj nazphacbpjvghbjb}j"
b ]cpn mj }hqh? jq yhvchflj"Vjqzl}hv mj qzghv azh}vn pzb}nqhl pvngjmcn mj lh }hqh mj cb}jvqxzj pzflcah jl Fhban Ajb}vhl mj lhBhacb angn cbinvghacb mchvchphvh mjpqc}nq h plhn icon h 10mhq, anb zb gbcgn mj 86,: pnvacjb}n" Dhq}h 60 hnq"
b Gnb}n gtcgn? - 100"000"
b Icbhbachacb? dhq}h ;:* mjlyhlnv mj }hqhacb n jmcicahacb mjlcbgzjflj"
b Cbkvjqnq ihgclchvjq bj}nqgbcgnq vjxzjvcmnq? vjlhacbazn}hq . cbkvjqnq bj}nq mjl 1:*"
b Invgh mj phkn? mfc}nhz}ng}can mj lh }hvoj}h mj avmc}nYcqh Fhban Pvnycbach"
Fhban pvnycbach
b ]cpn mj }hqh? mjl 8;* h 86 hnq"
b Gnb}n gbcgn? - 6:"000"
b Gnb}n gtcgn? - 8"000"000"
b Icbhbachacb? 40* phvhgnb}nq dhq}h - ;:0"000 s jl ;0*phvh gnb}nq mjqmj - ;:0"008
dhq}h - 8"000"000"b Cbkvjqnq ihgclchvjq bj}nqgbcgnq vjxzjvcmnq? - 6":00"
b Qcq}jghq mj hgnv}chacb?ivhbaq n hljgb"
b Jmhm gbcgh? 84 hnq"
b Jmhm gtcgh? 9: hnq hlqnlcac}hv jl avmc}n"
b Jmhm gtcgh hl ahbajlhv jlavmc}n? ;: hnq"
qhb}hbmjv vcn
8/6/2019 Hipotecados por un crdito
3/4Mcacjgfvj mj 6080
Cbinvgj== mjqhicn
jl avmc}n gq anbyjbcjb}j jqjl mjl Fhban pvnycbach,angphvhbmn gnb}n mjicbhbachgcjb}n, plhnq s }hqhq
b Lnq pvq}hgnq dcpn}jahvcnq mjFhban Ivhbaq jq}b nvcjb}hmnq}hb}n phvh angpvh, angn phvhlh vjgnmjlhacb n anbq}vzaacbmj zbh ycycjbmh"
b ]hqh? icoh jb pjqnq mjl 84*dhq}h 840 gjqjq"
b Icbhbachacb? dhq}h jl 90*mjl yhlnv mj lh }hqhacb mj lhpvnpcjmhm h angpvhv"
b
Gnb}n gbcgn? - 80"000"b Gnb}n gtcgn? - 8"000"000"
b Qcq}jghq mj hgnv}chacb?ivhbaq"
b Jmhm gbcgh? 84 hnq"
b Jmhm gtcgh? ;= hnq"
Fhban ivhbajq b Hmxzcqcacb mj ycycjbmh pvnpchbcah, ihgclchv s mj nazphacbpjvghbjb}j n ahgfcn mj ycycjbmh
bcah, ihgclchv s mj nazphacbpjvghbjb}j"
b Gnb}n gbcgn? - 30"000"
b Gnb}n gtcgn? - 190"000"
b Icbhbachacb? dhq}h jl 40* mjlyhlnv mj lh pvnpcjmhm"
b ]cpn mj }hqh?
b Angfcbhmh? lnq }vjcb}h s qjcqpvcgjvnq gjqjq mjl pvq}hgn h}hqh icoh mjl 86,;:* ]BH ' * ]JH81,;1*, cbgjmch}hgjb}j mjqpzq
qj hplcahv }hqh yhvchflj" Dhq}h 60hnq"
b Qcq}jgh mj hgnv}chacb?ivhbaq"
b Cbkvjqnq ihgclchvjq bj}nqgbcgnq vjxzjvcmnq? vjlhacbazn}hq . cbkvjqnq bj}nq mjl 10*"
Fhban bhacnb
lnq l}cgnq 8: hnq mjjq}hfclcmhm dhajb xzj jl
yhlnv mj lhq }hqhq mj cb}jvjqha}zhljq hqzq}j mcaj qnlhbj}"
b Avmc}n phvh ycycjbmh bcahihgclchv s mj nazphacb pjvgh'bjb}j"
b ]cpn mj }hqh? icoh jb pjqnq dhq}h60 hnq"
b ]hqh bngcbhl hbzhl? 8;,:0*dhq}h 860 gjqjq"
b ]hqh bngcbhl hbzhl? 83,6:*mjqmj 868 h 6=0 gjqjq"
b Gnb}n gbcgn? - :0"000"
b Gnb}n gtcgn? - 900"000"
b Icbhbachacb? ;0* mjl yhlnv mj}hqhacb mjl cbgzjflj n pvjacn mj
angpvh $jl gjbnv#"b Cbkvjqn gjbqzhl gbcgn?- 1"000 bj}nq"
b Invgh mj phkn? pnv gjmcn mjmfc}n hz}ng}can jb ahoh mj hdn'vvn s.n azjb}h anvvcjb}j hfcjv}h jbFhban Dcpn}jahvcn QH"
b Jmhm gbcgh? 84 hnq"
b Jmhm gtcgh? 9: hnq"
b Jmhm gtcgh hl ahbajlhv jlavmc}n? ;: hnq"
Fhban dcpn}jahvcn
8/6/2019 Hipotecados por un crdito
4/4Mcacjgfvj mj 6080
anb jq}hq }hqhq Dhs mnqnpacnbjq? dhajv ycycjbmhq mjghlh ahlcmhm n bn anbq}vzcvangjb}h hknq}cbj}}c"
b Pvq}hgnq anb khvhb}h dcpn}j'ahvch" Hmxzcqcacb, vjihaacb,hgplchacb s icbhbachacb mj n}vnqmjq}cbnq qnfvj ycycjbmh pjvgh'bjb}j s bn pjvghbjb}j zfcahmh jbjl gfc}n mj lh Aczmhm mj FzjbnqHcvjq s pvnycbach mj Fzjbnq Hcvjq"
b ]hqhq? icoh dhq}h 6=0 gjqjq"
b Angfcbhmh? }hqh icoh lnqpvcgjvnq 6 hnq s lzjkn yhvchfljpnv jl vjq}n mjl plhn" Plhnq 860,840 s 6=0 gjqjq"
b Yhvchflj? dhq}h 6=0 gjqjq"
b Qcq}jghq mj hgnv}chacb?ivhbaq"
b Gnb}n gtcgn? - ;:0"000"
b Invgh mj phkn? pnv mfc}nhz}ng}can"
Fhban aczmhm
b Jq}nq avmc}nq z}clchb angn
khvhb}h lh pvnpcjmhm xzj yh hangpvhv? bzjyh n zqhmh, ycycjbmhpjvghbjb}j n ycycjbmh bn pjvgh'bjb}j s.n ycycjbmh h vjihaacnbhv"
b ]cpn mj }hqh? 86 dhq}h 840gjqjq"
b Qcq}jghq mj hgnv}chacb?ivhbaq n hljgb"
b Gnb}n gtcgn? jl gnb}n mjlavmc}n hl azhl pnmv haajmjv qjvmj}jvgcbhmn jb izbacb mj qzqcbkvjqnq s qz ahphacmhm mj phkn"
b
Jmhm gbcgh? pjvqnbhq iqcahqghsnvjq mj 68 hnq mj jmhm n,jghbacphmnq acycl s angjvachl'gjb}j"
b Jmhm gtcgh? bn mjfjbjtajmjv lnq ;0 hnq mj jmhm azhb'mn qj jija}cych jl avmc}n"
b Jmhm gtcgh hl ahbajlhv jlavmc}n? ;: hnq"
b Icbhbachacb? dhq}h jl ;0* mjlyhlnv mj lh pvnpcjmhm"
b Cbkvjqnq ihgclchvjq bj}nqgbcgnq vjxzjvcmnq? - 8":00"Mjfjb qjv pjvghbjb}jq s qzic'acjb}jq h lhq anbmcacnbjq mjlavmc}n, bn pzmcjbmn qzpjvhv lhazn}h xzj hfnbj jl 10* mj qzqcbkvjqnq"
b Invgh mj phkn? mfc}nhz}ng}can mj qz azjb}h pjvqn'bhl, qc bn }cjbj, qj lj hfvj zbh"
Fhban khlcach
b Phvh ycycjbmhq bzjyhq n zqhmhq"
b
Qcq}jghq mj hgnv}chacb?ivhbaq"
b Icbhbachacb? dhq}h jl ;0* mjlyhlnv mj }hqhacb mj lh pvnpcjmhmn jqavc}zvh $mj lnq mnq, jl gjbnv#"
b Cbkvjqnq ihgclchvjq bj}nqgbcgnq vjxzjvcmnq? - 8"600$qjv hqnachmn mjl fhban s.npjvacfcv dhfjvjq jb lh jb}cmhm#"
b ]cpn mj }hqh? }hqh icoh mzvhb}jlnq pvcgjvnq 90 gjqjq, lzjkn }hqhyhvchflj"
b
Gnb}n gtcgn?- 100"000"
b Plhn gtcgn?860 gjqjq"
b Avmc}nq h }hqh yhvchflj?
b Gnb}nq gjbnvjq h?- 100"000"
b Plhn gtcgn? 860 gjqjq"
b Gnb}nq ghsnvjq h?- 100"000"
b Plhn gtcgn? 4= gjqjq"
Fhban avjmcannp