www.HonHL.com 745 Fort Street, Suite 1001 • Honolulu, Hawaii 96813 • (808) 681-7500 NMLS #314918 THE SYMPHONY HONOLULU HOMELOANS TEAM Paulette Suzuki Senior Vice President [email protected] 808-371-4051 NMLS #316271 Tana Feeley Senior Vice President [email protected] 808-366-9300 NMLS #316243 Cary Chinn Loan Officer [email protected] 808-469-1314 NMLS #395769 Wendy Pang Executive Vice President [email protected] 808-778-1730 NMLS #318107 Brad Hennington Assistant Vice President [email protected] 808-445-3298 NMLS #644301 Honolulu HomeLoans is pleased to offer you the opportunity to participate in our One Year Lock and Float Down Program! You can protect your condominium purchase at The Symphony from rising interest rates by locking your interest rate in now. You will also receive a one-time float down should rates improve prior to closing. Please call our loan officers for more details.* ONE YEAR Long-Term Extended Lock and Float Down Program • Hawaii’s largest locally owned mortgage banker • Owner, Investor and Second Home financing available • Free loan pre-approval NMLS #314918 *Initial Lock Period Available: 360 days. There is a non-refundable upfront lock fee equal to 1.000% of total loan amount for this 360 day lock in addition to the points. The upfront fee is also in addition to the standard application deposit requirements and must be paid whether the loan is withdrawn or denied. Other restrictions may appply. Please contact one of our loan officers for complete details. Not all programs are eligible for this feature. Locking the interest rate does not constitute a loan approval and does not guarantee that the borrower will qualify for the loan program that has been locked