Hawaii Dental HMO Plan 2012. About AWIS licensed and Registered Insurance Agency Marketing Affordable Association Healthcare plans Established in 1983.

Hawaii Dental HMO Plan 2012

About AWIS

• licensed and Registered Insurance Agency• Marketing Affordable Association Healthcare plans• Established in 1983 by a group of doctors• Offered discounts through memberships in our Association.• Registered in 46 States and 2 Territories

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Association plans include:

1. Discount Medical and Dental Benefits2. Limited Group Health and Life Insurance Benefits3. Dental HMO Benefits

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© 2008 United States Fire Insurance Company, all rights reserved.

•Over 100 Million Americans Don’t Have Dental Insurance

•Over 50 Million Americans Have no Health Insurance

•Fact: Doctors now say that Dental Illness can lead to serious Medical Illness

“Uninsured Kid Dies Because Of Tooth” “ABC NEWS” http://www.youtube.com/v/c7Xw3Rf_gEk&feature=related

How Do You Stay Healthy?Taking Care of Small Problems before they become Big

Problems!

Non-Elderly Residents of Hawaii Without Health Insurance In 2007-2008

“ More than one out of four people (27.1 percent) in Hawaii under the age of 65 went without health insurance for all or part of the two-year period 2007-2008.”

Of the 294,000 uninsured residents of Hawaii, two-thirds (66.3 percent) went without health coverage for six months or longer during this period.

The Bad News:

But this state - once held up as a model for its near-universal health coverage, boasting uninsured rates as low as 2 percent - is edging

closer to the national average. Today, nearly 10 percent of Hawaii's residents are uninsured, hospitals and clinics say they're struggling to care for those patients, and small businesses are pressing for reform

of the stringent 1974 laws.

"We're reaching sort of a critical stage," said state Rep. Dennis Arakaki,

Chair of the House Health Committee.

What if you had the Best and largest Dental Insurance Company in the Country?

•Over 50 years in Business! (Since 1954)•Already in all 50 States!•No Health Questions!•No Age Limits!•Already serve “Over” 25 Million Customers

Introducing “Delta Dental”

“Best Dental HMO Plan!”

• No waiting periods for “ANY” Pre-existing conditions!

• No Annual Dollar Limits on Dental Benefits!

• Largest Dental Network in U.S. (Over 189,000 Dentists) • All U.S. Active Duty Military members have had these

Dental Plans for Over 50 Years!

Sample Co-Pays

• Detailed Oral exam = No cost• X-Rays = No cost

• Office Visit = $5.00 • Teeth Cleaning = $5.00 (One teeth cleaning every 6 months) • Fillings = $8.00 (Amalgam one surface)• Tooth Extraction = $10.00

• Root canals = $165 to $365• Crowns = $185 to $395 • Complete Denture (Maxillary) = $365 • Braces = Child $1,150.00 / Adult $2,100.00

Description of Benefits and Co-Pays at www.______.awisdental.com

Can you afford $69.95 per month for the Best Dental HMO Plan in the Country?

• Single - $69.95 per Month (One-Time $60 Enrollment App Fee)

• Family - $149.95 per Month (One-Time $100 Enrollment App Fee)

Also Includes:

• Hospital Patient Advocacy ( A $39.95 Monthly Value at no additional cost)

• 24 Hour MD (Speak to a Medical Physician at no cost 24 hours a day*)

• Pharmacy Discount Program (Generic and Name Brand Medications)

• Pet Care (Save 25% on Veterinarian Services, and 30% on Food and Supplies)

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Plan Care Choice 5K

Monthly Dues $109.95 (One -Time Application Fee) $100

Pet Care (Pet Assure) Yes

Legal Services Yes

Emergency Roadside Assistance (New) Yes

Hospital Patient Advocacy (PAC) Yes $50 per Dr. visit (Sickness or Illness) (5x Per Year Per Family Member)

$5,000 Accidental Injury ($100 Deductible) US Fire & Insurance

$10,000 AD&D ($5k Spouse-$2K per child) US Fire & Insurance

$100,000 Emergency Travel Assistance (Per Person) Lifeguard Corp.

$15,000 Term Life Ins. (Spouse$7.5K) (Child$2.5K) ING Life Insurance

$10,000 AD&D (Primary Only) ING Life Insurance

How about an Association Plan with Limited Group Insurance Benefits ?

Purchased Separately:

Care Choice 5K and Dental HMO for a Single Person: $109.95 + $69.95 a Month = $179.90 per Month

Optima Select: Almost the same Benefits for $129.95 per month for a Single Person.

(This will save you $50 a month. Wow!)

One or Two Plans (Single)?

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Plus a One-Time $100 Enrollment Application Fee

Purchased Separately:

Care Choice 5K and Dental HMO HI for a Family: $109.95 + $149.95 a Month = $259.90 per Month

Optima Select: Almost the same Benefits for $189.95 per month for an Entire Family.

(This will save you $70 a month. Wow!)

One or Two Plans (Family)?

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Plus a One-Time $100 Enrollment Application Fee

Optima Select Hawaii

• Single - $129.95 per Month (One-Time $100 Enrollment App Fee)

• Family - $189.95 per Month (One-Time $100 Enrollment App Fee)

Includes All benefits in Dental HMO And:

• $2,000 Accident Injury Protection ($100 Deductible) (Any Hospital)• $50 Dr. Office Visit Reimbursement (Any Dr. or Specialist)(5X Per Year)• $10,000 Accidental Death & Disbursement (Spouse-5K-Child-2K)• $20 Generic Prescription Card (Over 57,000 Pharmacies)• $100,000 Emergency Travel assistance (Per Person)

Thank You!

And Welcome To

American Workers Insurance Services!