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Frequencies
Statistics
Gender
Level of
Education Age Owns a Business Type of Business
N Valid 10 10 10 10 7
Missing 0 0 0 0 0
Statistics
Time joined
Microfinance
Institution Date joined VSLA
Requirements for
joining VSLA
Why Joined
VSLA
Shares Held
When Joining
VSLA
N Valid 10 10 10 10 10
Missing 0 0 0 0 0
Statistics
Amount Paid for
Shares
Number of
Shares Owned
Current Share
Price
Increment of
shares
By how much
share Increased
N Valid 10 10 10 10 9
Missing 0 0 0 0 0
Statistics
Can use all VSLA
Services
Differece
between VSLA
and Other
Microfiances
Satisfaction with
VSLA Services
Those who take
Large Loans
Amout of Large
Loan
N Valid 10 10 10 9 0
Missing 0 0 0 0 0
Statistics
Chairperson's
Success
Secretary's
Success
Treasurer's
Success
Field Officer's
Success
Who decides on
Interest Rate
N Valid 10 10 10 6 10
Missing 0 0 0 0 0
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Statistics
Satisfaction with
Interest Rate
Satisfaction with
Decision Making
Informaatio about
Social Fund
Breaking
Reasons for
Social Breaking
Problem of
Incompetent
Lonees
N Valid 10 10 10 4 10
Missing 0 0 0 0 0
Statistics
Satisfaction with
Sharing of Profits
Advatages of
being a Share
Holders
Satisfied as a
Shareholder
VSLA as an easy
way to Save
VSLA as Saving
Trainer
N Valid 10 10 10 10 10
Missing 0 0 0 0 0
Statistics
Charged for
Services
Charge for
Weekly Loan
Charge for Social
Fund Charge for Loan
Charge for
Savings
N Valid 10 0 0 5 0
Missing 0 10 10 7 10
Statistics
Collateral
Allowed to
Withdraw
Savings any time
Knowledge to
Save through
Shares
N Valid 10 9 8
Missing 0 1 2
Frequency Table
Gender
Frequency Percent Valid Percent
Cumulative
Percent
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Valid Male 1 10 10.0 10.0
Female 9 90 90.0 100.0
Missing System 0 0
Total 10 100.0
Level of Education
Frequency Percent Valid Percent
Cumulative
Percent
Valid Informal Education 1 8.3 10.0 10.0
Primary Level 3 25.0 30.0 40.0
Secodary Level 1 8.3 10.0 50.0
Degree 5 41.7 50.0 100.0
Total 10 83.3 100.0
Missing System 0 0
Total 10 100.0
Age
Frequency Percent Valid Percent
Cumulative
Percent
Valid 25 1 8.3 10.0 10.0
30 3 25.0 30.0 40.0
32 1 8.3 10.0 50.0
33 1 8.3 10.0 60.0
39 2 16.7 20.0 80.0
47 1 8.3 10.0 90.0
59 1 8.3 10.0 100.0
Total 10 83.3 100.0
Missing System 0 0
Total 10 100.0
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Owns a Business
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 7 58.3 70.0 70.0
No 3 25.0 30.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Type of Business
Frequency Percent Valid Percent
Cumulative
Percent
Valid Shopkeeper 2 16.7 28.6 28.6
Green Grocer 2 16.7 28.6 57.1
Sells Clothes 1 8.3 14.3 71.4
Paultry keeping 1 8.3 14.3 85.7
Boda boda 1 8.3 14.3 100.0
Total 7 58.3 100.0
Missing System 5 41.7
Total 12 100.0
Time joined Microfinance Institution
Frequency Percent Valid PercentCumulative
Percent
Valid 2009 3 25.0 30.0 30.0
2010 3 25.0 30.0 60.0
2011 1 8.3 10.0 70.0
2012 3 25.0 30.0 100.0
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Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Date joined VSLA
Frequency Percent Valid Percent
Cumulative
Percent
Valid 2009 1 8.3 10.0 10.0
2010 3 25.0 30.0 40.0
2011 1 8.3 10.0 50.0
2012 5 41.7 50.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Requirements for joining VSLA
Frequency Percent Valid Percent
Cumulative
Percent
Valid Must be known by the
Villagers
4 33.3 40.0 40.0
Must be a Share Holder 5 41.7 50.0 90.0
Others 1 8.3 10.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Why Joined VSLA
Frequency Percent Valid Percent
Cumulative
Percent
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Valid Easy Financial Services 2 16.7 20.0 20.0
Availability of Short Loans 8 66.7 80.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Shares Held When Joining VSLA
Frequency Percent Valid Percent
Cumulative
Percent
Valid 3 1 8.3 10.0 10.0
5 6 50.0 60.0 70.0
10 3 25.0 30.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Amount Paid for Shares
Frequency Percent Valid Percent
Cumulative
Percent
Valid 2000.00 1 8.3 10.0 10.0
10000.00 4 33.3 40.0 50.0
20000.00 4 33.3 40.0 90.0
60000.00 1 8.3 10.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Number of Shares Owned
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Frequency Percent Valid Percent
Cumulative
Percent
Valid 5 2 16.7 20.0 20.0
10 1 8.3 10.0 30.0
45 1 8.3 10.0 40.0
52 1 8.3 10.0 50.0
100 2 16.7 20.0 70.0
120 2 16.7 20.0 90.0
250 1 8.3 10.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Current Share Price
Frequency Percent Valid Percent
Cumulative
Percent
Valid 7000.00 1 8.3 10.0 10.0
20000.00 4 33.3 40.0 50.0
50000.00 5 41.7 50.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Increment of shares
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 9 75.0 90.0 90.0
No 1 8.3 10.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
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Increment of shares
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 9 75.0 90.0 90.0
No 1 8.3 10.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
By how much share Increased
Frequency Percent Valid Percent
Cumulative
Percent
Valid 10000.00 4 33.3 44.4 44.4
30000.00 5 41.7 55.6 100.0
Total 9 75.0 100.0
Missing System 3 25.0
Total 12 100.0
Can use all VSLA Services
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 9 75.0 90.0 90.0
No 1 8.3 10.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
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Difference between VSLA and Other Microfinance
Frequency Percent Valid Percent
Cumulative
Percent
Valid Easy to make savings 5 41.7 50.0 50.0
Ease of being financed 4 33.3 40.0 90.0
Laws are made by Members 1 8.3 10.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Satisfaction with VSLA Services
Frequency Percent Valid Percent
Cumulative
Percent
Valid Highly Satisfied 10 100 100.0 100.0
Missing System 0 0
Total 10 100.0
Those who take Large Loans
Frequency Percent Valid Percent
Cumulative
Percent
Valid No 9 90 100.0 100.0
Missing System 1 10
Total 10 100.0
Amount of Large Loan
Frequency Percent
Missing System 10 100.0
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Chairperson's Success
Frequency Percent Valid Percent
Cumulative
Percent
Valid Very Good 5 41.7 50.0 50.0
Good 4 33.3 40.0 90.0
Average 1 8.3 10.0 100.0
Total 10 83.3 100.0
Missing System 0 16.7
Total 12 100.0
Secretary's Success
Frequency Percent Valid Percent
Cumulative
Percent
Valid Very Good 6 50.0 60.0 60.0
Good 2 16.7 20.0 80.0
Average 2 16.7 20.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Treasurer's Success
Frequency Percent Valid Percent
Cumulative
Percent
Valid Very Good 6 60 60.0 60.0
Good 4 40 40.0 100.0
Total 10 100 100.0
Missing System 0 0
Total 10 100.0
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Field Officer's Success
Frequency Percent Valid Percent
Cumulative
Percent
Valid Very Good 1 10 16.7 16.7
Good 4 40 66.7 83.3
Average 1 10 16.7 100.0
Total 6 60.0 100.0
Missing System 4 50.0
Total 10 100.0
Who decides on Interest Rate
Frequency Percent Valid Percent
Cumulative
Percent
Valid All Share holders 10 83.3 100.0 100.0
Missing System 2 16.7
Total 12 100.0
Satisfaction with Interest Rate
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 10 83.3 100.0 100.0
Missing System 2 16.7
Total 12 100.0
Satisfaction with Decision Making
Frequency Percent Valid Percent
Cumulative
Percent
Valid Totally Satisfied 8 66.7 80.0 80.0
Satisfied 2 16.7 20.0 100.0
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Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Informaatio about Social Fund Breaking
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 4 33.3 40.0 40.0
No 6 50.0 60.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Reasons for Social Breaking
Frequency Percent Valid Percent
Cumulative
Percent
Valid Unpaid Loans 4 33.3 100.0 100.0
Missing System 8 66.7
Total 12 100.0
Problem of Incompetent Lonees
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 8 66.7 80.0 80.0
No 2 16.7 20.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
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Satisfaction with Sharing of Profits
Frequency Percent Valid Percent
Cumulative
Percent
Valid Highly Satisfied 7 58.3 70.0 70.0
Satisfied 3 25.0 30.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Advatages of being a Share Holders
Frequency Percent Valid Percent
Cumulative
Percent
Valid Loans on time 8 66.7 80.0 80.0
Acquiry of new Skills 1 8.3 10.0 90.0
Helps in Saving 1 8.3 10.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Satisfied as a Shareholder
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 10 83.3 100.0 100.0
Missing System 2 16.7
Total 12 100.0
VSLA as an easy way to Save
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Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 10 83.3 100.0 100.0
Missing System 2 16.7
Total 12 100.0
VSLA as Saving Trainer
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 10 83.3 100.0 100.0
Missing System 2 16.7
Total 12 100.0
Charged for Services
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 5 41.7 50.0 50.0
No 5 41.7 50.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Charge for Weekly Loan
Frequency Percent
Missing System 12 100.0
Charge for Social Fund
Frequency Percent
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Charge for Social Fund
Frequency Percent
Missing System 12 100.0
Charge for Loan
Frequency Percent Valid Percent
Cumulative
Percent
Valid 1000.00 5 41.7 100.0 100.0
Missing System 7 58.3
Total 12 100.0
Charge for Savings
Frequency Percent
Missing System 12 100.0
Collateral
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 4 33.3 40.0 40.0
No 6 50.0 60.0 100.0
Total 10 83.3 100.0
Missing System 2 16.7
Total 12 100.0
Allowed to Withdraw Savings any time
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 7 58.3 77.8 77.8
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No 2 16.7 22.2 100.0
Total 9 75.0 100.0
Missing System 3 25.0
Total 12 100.0
Knowledge to Save through Shares
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 7 58.3 87.5 87.5
No 1 8.3 12.5 100.0
Total 8 66.7 100.0
Missing System 4 33.3
Total 12 100.0
Bar Chart
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