Group Presentation MGNREGA. Issues in MGNREGA Delay in payment Issues in Work completion Issues in MIS Entry.

Group Presentation

MGNREGA

Issues in MGNREGA

• Delay in payment

• Issues in Work completion

• Issues in MIS Entry.

Delay in Payment

• Lack of Infrastructure –• More number of Bank Branches & post offices should be opened•Mobile Post office(seoni-MP Model)

•Lack of Human resource- • less no of staff at sub-post office,branch post office (mostly only one person)• Incapacity of staff to make wage payment (Additional staff to be allowed from Administrative Expenditure)

•Institutional regulations•Bank account for Sub-Post office(now only Head post office having account in bank).• Fund Release based on MPR (Atleast some advance 25%)

Experiences with BCs

•Business correspondent models successful in Jharkhand & Tripura.•Not Successful in West Bengal and M.P •Mobile Banking model of Anuppur Dist,where CCBs work as BC won MGNREGA award.•Seoni Model of Mobile Post Office where Branch Post offices work as B.C

 • Mobile Post Office i.e M.P.O is a model of financial inclusion where 

wages of labourers in Mahatma Gandhi National Rural Employment Guarantee Act (NREGA)programme & other schemes are paid at the beneficiaries doorsteps .Its a unique arrangement where wage payments in Mahatma Gandhi NREGA are paid through M.P.O  to unbanked population. 

• It started in Seoni district,Madhya Pradesh where an agreement was signed between Superitendent Post office & Chief Executive Officer Zilla Panchayat Seoni,,MP.

What is it ?

Where ?

• Agreement signed with Post office to increase the cash limit of B.P.O & for extended cooperation 

• Opening of accounts of Job Card labourers in post offices .77% of total no of accounts in district opened.

The RBI Circular DBOD.No.BL.BC. 58/22.01.001/2005-2006 The RBI Circular DBOD.No.BL.BC. 58/22.01.001/2005-2006 states thatstates that” NGOs, MFIs & Trusts, Cooperative Societies, ” NGOs, MFIs & Trusts, Cooperative Societies, section 25 companies and Post Offices among few others may section 25 companies and Post Offices among few others may act as Business Correspondents”act as Business Correspondents”

So what we did ?

23%

61%

16%

Bank Accounts 79016

Post Office Accounts(Individual) 213034

Post Office Accounts (Joint)55669

• Each M.P.O payment point a point of social audit.

• Easy,convenient & simple.

• Women's empowerment ensured through individual P. O accounts.Seoni first in state in womens labour achievement.Source MIS

• Pro-illiterate, as no middlemen, intermediator,writer for wage slips,withdrawal forms filling required. 

Advantages

Work Completion Rate

Reasons for delayed in completion of works

– Geographical like finding of hard rocks during the execution of work (Jharkhand)

– Engagement of MGNREGA personnel for other administrative work like election duty etc.

– Natural calamity like floods, cyclone etc.– Inadequate technical personnel because of non-

availability of diploma holders and less remuneration.

Contd.• Inability to close the works sanctioned before the year

2008-09.– Suggestions:

• Partial closure may be allowed for the works till the year 2008-09.• Detailed advisory on partial completed works/suspended

works/abandoned works and how to work on this to be issued from Ministry.

• Low completion of works undertaken on private land– Gram sabha consented about the works but during the

execution due to disputes among the landholders or other reasons work could not be completed.

• Problem of labour availability in near by urban/semi-urban areas. Workers moved to urban/semi-urban areas if they get better wage.

Regulation for Opening of New Works

• There should be regulation for opening of new works with following condition:– Labour potential of the particular GP to be

considered.– Seasonality to be considered.– If size of GP is big then ward-wise ceiling may be

considered.– Age-wise cap for work may be considered like

plantation scheme.– Cleaning up data on MIS for works which has two

work ID.

MIS

MIS Infrastructure related  issues • Lack of electricity connectivity at the block and GP

level • Lack of internet connectivity at the block and GP level• Lack of Regular Manpower to enter MIS data • Not able to recruit dedicated data entry operator at

GP level due to limitation of 6% administrative expenditure head

• MIS data should not be the only condition for fund release, GOI may consider MPR data also for fund release

MIS • Operational Issue • Inconsistency in reflection of MIS Data• In Delayed payment report, the details of

musters should be shown.• During entry in fund transfer module, the time

period of session is very small.• Helpdesk for MIS (24 X 7)• All changes in MIS should be communicated

through MIS in writing.