Gross Npa to Advances

(Amount in Rs. lakh)

Banks / Bank Groups

As on March 31, 2011

Gross NPAs Gross Advances

(1) (2) (3)Private Sector BanksCatholic Syrian Bank Ltd. 19245 630255 3.05City Union Bank Ltd. 11248 932896 1.21Dhanlaxmi Bank Ltd. 6709 910425 0.74Federal Bank Ltd. 114833 3289557 3.49ING Vysya Bank Ltd. 15156 2366192 0.64Jammu & Kashmir Bank Ltd. 51883 2665922 1.95Karnataka Bank Ltd. 70217 1769603 3.97Karur Vysya Bank Ltd. 22815 1805241 1.26Lakshmi Vilas Bank Ltd. 15779 818755 1.93Nainital Bank Ltd. 2144 168591 1.27Ratnakar Bank Ltd. 2151 191982 1.12SBI Commercial & International Bank Ltd 203 27143 0.75South Indian Bank Ltd. 23034 2065879 1.11Tamilnad Mercantile Bank Ltd. 14113 1087135 1.30Old Private Sector Banks 369530 18729576 1.97Axis Bank Ltd. 158699 12411981 1.28Development Credit Bank Ltd 26357 449467 5.86HDFC Bank Ltd. 166032 15670526 1.06ICICI Bank Ltd. 981596 16918176 5.80IndusInd Bank Ltd. 26586 2635869 1.01Kotak Mahindra Bank Ltd. 60349 2971873 2.03Yes Bank Ltd 8053 3443501 0.23New Private Sector Banks 1427672 54501393 2.62Private Sector Banks 1797202 73230969 2.45

TABLE B7 : BANK-WISE AND BANK GROUP-WISE GROSS NON-PERFORMING ASSETS, GROSS ADVANCES AND GROSS NPA RATIO OF SCHEDULED COMMERCIAL BANKS - 2011 (Contd.)

Gross NPAs to Gross Advances Ratio (%)

Note : Data are provisional. Source : Department of Banking Supervision, RBI.

(Amount in Rs. Lakh)

Banks / Bank Groups

As on March 31, 2010

Gross NPAs Gross Advances

(1) (2) (3)Public Sector BanksState Bank of India 1783630 54440853 3.28State Bank of Bikaner & Jaipur 61185 3556315 1.72State Bank of Hyderabad 64567 5329694 1.21State Bank of Indore 49289 2394943 2.06State Bank of Mysore 59526 2985889 1.99State Bank of Patiala 100661 4705130 2.14State Bank of Travancore 64198 3880237 1.65State Bank of India & its Associates 2183056 77293061 2.82Allahabad Bank 122085 7150992 1.71Andhra Bank 48787 5650537 0.86Bank of Baroda 219606 13358879 1.64Bank of India 448121 13519396 3.31Bank of Maharashtra 120979 4092615 2.96Canara Bank 250453 16329097 1.53Central Bank of India 245789 10610269 2.32Corporation Bank 65094 6362905 1.02Dena Bank 64199 3572141 1.80Indian Bank 45859 5996330 0.76Indian Overseas Bank 344166 7302581 4.71Oriental Bank of Commerce 146875 8418394 1.74Punjab & Sind Bank 20615 3273867 0.63Punjab National Bank 321441 18830611 1.71Syndicate Bank 200459 8259913 2.43UCO Bank 166502 7756826 2.15Union Bank of India 266387 11827270 2.25United Bank of India 137230 4275590 3.21Vijaya Bank 99445 4193453 2.37IDBI Bank Limited 212939 13858359 1.54Nationalised Banks $ 3547031 174640025 2.03Public Sector Banks 5730087 251933086 2.27Notes : 1. Data are provisional.

Source : Department of Banking Supervision, RBI.

TABLE B7 : BANK-WISE AND BANK GROUP-WISE GROSS NON-PERFORMING ASSETS, GROSS ADVANCES AND GROSS NPA RATIO OF SCHEDULED COMMERCIAL BANKS - 2010

Gross NPAs to Gross Advances Ratio (%)

2. $ Includes IDBI Bank Ltd.

TABLE B7: BANK-WISE GROSS NON-PERFORMING ASSETS, GROSS ADVANCES AND GROSS

(Amount in Rs. lakh)

BanksAs on March 31, 2009

Gross NPAs Gross Advances Gross NPA Ratio (%)

(1) (2) (3)Other Scheduled Commercial BanksAxis Bank 89048 8212012 1.08Bank of Rajasthan 16092 788464 2.04Catholic Syrian Bank 17178 376372 4.56City Union Bank 10208 568622 1.80Development Credit Bank 30555 348005 8.78Dhanalakshmi Bank 6443 323160 1.99Federal Bank 58954 2290680 2.57HDFC Bank 198392 10023935 1.98ICICI Bank 964931 22362109 4.32IndusInd Bank 25502 1584653 1.61ING Vysya Bank 20939 1675437 1.25Jammu & Kashmir Bank 55927 2121971 2.64Karnataka Bank 44320 1212297 3.66Karur Vysya Bank 20586 1056290 1.95Kotak Mahindra Bank 73071 1695921 4.31Lakshmi Vilas Bank 14405 531978 2.71Nainital Bank 1898 113900 1.67Ratnakar Bank 1728 81294 2.13SBI Commercial & International Bank 461 31534 1.46South Indian Bank 26056 1196516 2.18Yes Bank 8493 1244686 0.68All Scheduled Commercial Banks 7006342 303158730 2.31

NPA RATIO OF SCHEDULED COMMERCIAL BANKS - 2009 (Concld.)

Note : Data are provisional. Figures are rounded off. Data pertain to the balance-sheets of banks.Source : Department of Banking Supervision, RBI.

TABLE B6 : BANK-WISE NON-PERFORMING ASSETS (NPAs) OF

(Amount in Rs. Lakhs)Bank Name As on March 31 2008

Gross Gross Gross NPANPAs Advance Ratio %

Axis Bank 486 59899 0.8Bank of Rajasthan 126 7529 1.7Catholic Syrian Bank 131 3387 3.9Centurion Bank of Punjab 540 16455 3.3City Union Bank 83 4575 1.8Development Credit Bank 63 4105 1.5Dhanalakshmi Bank 63 2146 2.9Federal Bank 469 19327 2.4HDFC Bank 904 64032 1.4ICICI Bank 7580 229892 3.3IndusInd Bank 392 12897 3ING Vysya Bank 116 14663 0.8Jammu & Kashmir Bank 485 19164 2.5Karnataka Bank 380 11102 3.4Karur Vysya Bank 194 9569 2Kotak Mahindra Bank 453 15729 2.9Lakshmi Vilas Bank 138 3931 3.5Nainital Bank 19 1002 1.8Ratnakar Bank 37 617 6SBI Commercial & International Bank 5 364 1.4South Indian Bank 188 10597 1.8Tamilnad Mercantile Bank 122 5431 2.2Yes Bank 11 9432 0.1

All Scheduled Commercial Banks 56668 2507885 2.3

balance sheets of banks.

SCHEDULED COMMERCIAL BANK - 2008 (Concld.)

Note : Data are Provisional. Figures are rounded off. Data pertain to the

Source : Department of Banking Supervision, RBI

TABLE B6 : BANK-WISE NON-PERFORMING ASSETS (NPAs) OF

(Amount in Rs. Lakhs)Bank Name As on March 31 2007

Gross NPAs Gross Gross NPA

Advances Ratio %City Union Bank 87 3380 2.6Development Credit Bank 146 2841 5.1Dhanalakshmi Bank 96 1903 5.1Federal Bank 451 15277 3HDFC Bank 645 47387 1.4ICICI Bank 4126 198193 2.1IndusInd Bank 343 11153 3.1ING Vysya Bank 126 11989 1.1Jammu & Kashmir Bank 502 17388 2.9Karnataka Bank 387 9810 3.9Karur Vysya Bank 203 7194 2.8Kotak Mahindra Bank 282 10989 2.6Lakshmi Vilas Bank 131 3679 3.6Lord Krishna Bank 83 1055 7.9Nainital Bank 16 800 2Ratnakar Bank 38 558 6.8Sangli Bank 77 264 29.2SBI Commercial & International Bank Ltd 11 340 3.3South Indian Bank 321 8151 3.9Tamilnad Mercantile Bank 191 4195 4.5Yes Bank 0 6290 0All Scheduled Commercial Banks 50634 2012506 2.5

SCHEDULED COMMERCIAL BANK - 2007 (Concld.)

Note : Data are Provisional. Figures are rounded off. Data pertain to the balance sheets of banks.Source : Department of Banking Supervision, RBI

TABLE B5 : BANK-WISE NON-PERFORMING ASSETS (NPAS) OF

(Amount in Rs. lakh)Bank Name As on March 31 2006

Gross NPAs Gross Advances Gross NPA Ratio %

Bank of Rajasthan 13551 416030 3.3Bharat Overseas Bank 6666 207976 3.2Catholic Syrian Bank 15992 277555 5.8Centurion Bank of Punjab 31495 677444 4.6City Union Bank 11283 261167 4.3Development Credit Bank 31492 209828 15Dhanalakshmi Bank 11138 165983 6.7Federal Bank 56305 1217982 4.6HDFC Bank 49651 3540258 1.4ICICI Bank 222258 14762531 1.5Indus Ind Bank 26883 938432 2.9ING Vysya Bank 18093 1023199 1.8Jammu & Kashmir Bank 37019 1471942 2.5Karnataka Bank 41513 809646 5.1Karur Vysya Bank 22316 570089 3.9Kotak Mahindra Bank 3991 637292 0.6Lakshmi Vilas Bank 12476 301375 4.1Lord Krishna Bank 7071 144729 4.9Nainital Bank 1158 60738 1.9Ratnakar Bank 3929 51733 7.6SBI Comm. & Int. Bank 4374 28781 15.2South Indian Bank 32782 657048 5Tamilnad Mercantile Bank 23058 328667 7United Western Bank 49097 427866 11.5UTI Bank Ltd. 37428 2247089 1.7Yes Bank — 240709 0All Scheduled Commercial Banks 5188488 155044924 3.3

SCHEDULED COMMERCIAL BANKS — 2006 (Concld.)

Source : Department of Banking Supervision, RBI

(Amount in Rs. Lakh)

As on March 31 2005

Bank Name Gross Gross Gross NPANPAs Advances Ratio %

Bank of Punjab 240 2544.7 9.4Bank of Rajasthan 159.2 2983.1 5.3Bharat Overseas Bank 57.8 1679.9 3.4Catholic Syrian Bank 169.8 2370.6 7.2Centurion Bank 156.4 2295.3 6.8City Union Bank 121.6 2066.8 5.9Development Credit Bank 310.8 2190.4 14.2Dhanalakshmi Bank 125.6 1475.5 8.5Federal Bank 677.8 9302.8 7.3Ganesh Bank of Kurundwad 19.1 105.7 18HDFC Bank 427 25936.7 1.6ICICI Bank 2770.4 93044.6 3IndusInd Bank 320.5 9076 3.5ING Vysya Bank 194.3 9081.6 2.1Jammu & Kashmir Bank 317.3 11671.5 2.7Karnataka Bank 501.8 6621.1 7.6Karur Vysya Bank 241.9 4741 5.1Kotak Mahindra Bank 29.3 4031.6 0.7Lakshmi Vilas Bank 187.4 2379.1 7.9Lord Krishna Bank 90.6 1419 6.4Nainital Bank 9.5 368.5 2.6Ratnakar Bank 46 446.3 10.3SBI Comm. & Intl. Bank 67.5 280.6 24.1South Indian Bank 366.1 5517.4 6.6Tamilnad Mercantile Bank 321.1 2852.5 11.3United Western Bank 450.2 4198.3 10.7UTI Bank 311.1 15697.2 2Yes Bank — 761 —

All Scheduled Commercial Banks 57546.1 1171210.3 4.9

TABLE B6 : BANK-WISE NON-PERFORMING ASSETS (NPAs) OF SCHEDULED COMMERCIAL BANKS — 2005 (Concld.)

Source : Department of Banking Supervision, RBI.

As on March 31 2004

Bank Name Gross NPAs Gross NPA Ratio %DBS Bank 0 109 0

Hongkong & Shanghai Banking Corporation Ltd. 419 9979 4.2JP Morgan Chase Bank 0 0 0Krung Thai Bank 0 16 0Mashreq Bank 12 30 41.31Mizuho Corporate Bank 25 206 11.93Oman International Bank 186 193 96.51Societe Generale 19 188 10.22Sonali Bank 0 6 6.07Standard Chartered Bank 482 16559 2.91State Bank of Mauritius 19 268 6.91Sumitomo Mitsui Bank 210 362 58.01

0 93 0D. Other Scheduled Commercial Banks

148 2391 6.2237 2596 9.14

71 1428 4.99175 1983 8.84221 1709 12.96167 1616 10.36212 2583 8.19

Dhanalakshmi Bank 137 1195 11.43Federal Bank 601 8074 7.44

18 105 17.331317 2934 44.88

324 18045 1.8ICICI Bank 3048 64887 4.7

128 7464 1.71259 7859 3.3

ING Vysya Bank 187 7050 2.65287 9434 3.04

TABLE B6: BANK-WISE NON-PERFORMING ASSETS (NPAs) OF SCHEDULED COMMERCIAL BANKS : 2004

(Amount in Rs.lakh)

Gross Advances

U F J Bank

Bank of Punjab Bank of Rajasthan Bharat Overseas Bank Catholic Syrian Bank Centurion Bank City Union Bank Development Credit Bank

Ganesh Bank of Kurundwad Global Trust Bank HDFC Bank

IDBI Bank IndusInd Bank

Jammu & Kashmir Bank

598 5016 11.93239 4101 5.83

Kotak Mahindra Bank 20 2114 0.94Lakshmi Vilas Bank 217 2136 10.15Lord Krishna Bank 95 1146 8.32Nainital Bank 10 241 4

39 366 10.63Sangli Bank 81 684 11.79

69 168 41.28328 4324 7.59319 2316 13.79516 3929 13.14

UTI Bank 275 9525 2.8864897 902026 7.19

Karnataka Bank Karur Vysya Bank

Ratnakar Bank

SBI Commercial & International BankSouth Indian Bank Tamilnad Mercantile Bank United Western Bank

All Scheduled Commercial Banks (Excluding RRBs)

B12. Bank-Wise Non-Performing Assets (NPAs) of Scheduled Commercial Banks: 2002 and 2003 (Amount in Rs. Lakhs)

As on March 31, 2002 As on March 31, 2003Bank Name Gross Gross Gross NPA Gross Gross Gross NPA

NPAs Advances Ratio % NPAs Advances Ratio %Bank of Punjab 9150 161148 5.68 16960 179713 9.4Bank of Rajasthan 33284 195596 17.02 26608 222124 11.98Bharat Overseas Bank 8244 90056 9.15 8053 115309 6.98Catholic Syrian Bank 19045 121093 15.73 20230 147070 13.76Centurion Bank 23181 162597 14.26 22843 131372 17.39City Union Bank 14063 101105 13.91 17241 121447 14.2Development Credit Bank 21545 225924 9.54 25971 248836 10.44Dhanalakshmi Bank 14586 91771 15.89 14815 108049 13.71Federal Bank 63836 518911 12.3 52799 621752 8.49Ganesh Bank of Kurundwad 1685 8891 18.95 1932 9982 1.94Global Trust Bank 43035 303262 14.19 91583 327611 0.28HDFC Bank 22286 681372 3.27 26545 1175486 2.26ICICI Bank 501303 4703486 10.66 502738 5327941 9.44IDBI Bank 12264 309927 3.96 11517 432519 2.66IndusInd Bank 41700 557420 7.48 26628 534785 4.98Jammu & Kashmir Bank 23700 642389 3.69 25300 801095 3.16Karnataka Bank 37352 341755 10.93 53801 389970 13.8Karur Vysya Bank 22598 246003 9.19 25546 334440 7.64Lakshmi Vilas Bank 21974 156525 14.04 21113 176370 11.97Lord Krishna Bank 10470 82617 12.67 8436 91504 9.22Nainital Bank 1200 13080 9.17 1095 17238 6.35Ratnakar Bank 3655 27037 13.52 3923 31205 12.57Sangli Bank 7055 56311 12.53 7500 56815 13.2SBI Commercial & Intl. Bank 9122 24545 37.16 8691 17587 49.42South Indian Bank 33594 323105 10.4 34584 361294 9.57

Tamilnad Mercantile Bank 32473 177266 18.32 34057 195998 17.38United Western Bank 38908 265768 14.64 44771 314545 14.23UTI Bank 28216 535230 5.27 22893 717992 3.19Vysya Bank 21522 441833 4.87 20522 561161 3.66All Scheduled Commercial Bank 6930861 68967290 10.05 6746679 69184108 9.75(Excluding RRBs)

Appendix Table II.9(D): Non-Performing Assets as percentage of Advances - Private Sector Banks

Name of the Bank Gross NPAs/Gross Advances Net NPAs/Net Advances1997-98 1998-99 1999-2000 2000-01 1997-98 1998-99 2000-01

2 3 4 5 6 7 8 9 10Old Private Sector Banks 10.92 13.06 10.78 11.12 6.46 8.96 7.06 7.3

The Bank of Rajasthan Ltd. 17.61 20.55 18.55 17.2 9.14 9.5 9.86 7.62Bharat Overseas Bank Ltd. 8.36 7.08 11.29 7.58 4.4 4.23 6.39 4.38City Union Bank Ltd. 11.03 12.02 12.4 13.69 7.54 7.96 7.25 8.18Development Credit Bank Ltd. 7.03 6.25 7.4 7.84 5.02 4.79 5.86 6.12

10.2 11.6 12.49 13.63 6.18 7.03 9.94 10.12

The Karnataka Bank Ltd. 4.98 8.01 8.82 10.58 3.06 4.99 5.73 6.93Lord Krishna Bank Ltd. 19.23 28.43 17.19 16.74 14.09 20.6 13.94 12.92The Nainital Bank Ltd. 15.48 11.13 9.33 7.92 5.99 6.2 0.8 0SBI Commercial &International Bank Ltd. 20.39 30.02 19.38 31 7.89 21.89 13.97 22.56Tamilnad Mercantile Bank Ltd. 10.42 10.88 10.8 10.58 5.37 5.67 5.77 5.99

The Benares State Bank Ltd. 22.02 37.91 33.36 32.21 16.85 29.71 24.7 23.7The Catholic Syrian Bank Ltd. 17.74 19.01 16.99 14.24 11.27 14.88 12.41 9.99

The Dhanalakshmi Bank Ltd. 15.68 18.8 14.58 14.77 11.01 N.A. 11.08 11.31

(Per cent)

1999-2000

The Ganesh Bank of Kurundwad Ltd.

The Federal Bank Ltd. 7.34 10.93 11.75 12.84 5.28 7.53 8.56 10.09

The Jammu & KashmirBank Ltd. 9.4 7.9 6.53 4.97 4.57 3.79 3.21 2.46The Karur Vysya Bank Ltd. 4.06 6.7 6.2 7.14 1.87 4.35 3.76 4.73The Lakshmi Vilas Bank Ltd. 9.86 9.45 8.18 9.61 6.09 N.A. 5.37 6.46The Nedungadi Bank Ltd. 11.97 14.16 17.83 24.06 9.41 12.3 15.79 20.65The Ratnakar Bank Ltd. 10 11.11 12.37 11.03 6.84 7.8 8.71 7.58The Sangli Bank Ltd. 20.83 16.87 14.95 13.21 9.43 8.26 7.56 6.61The South Indian Bank Ltd. 10.25 16.76 12.5 10.12 6.35 11.06 8.67 7.1The United Western Bank Ltd. 7.76 10.86 6.45 12 5.73 8.24 4.82 9.22

The Vysya Bank Ltd. 15.07 19.82 14.33 9.75 8.45 14.31 9.13 4.76

New Private Sector Banks 3.51 6.19 4.14 5.14 2.63 4.46 2.88 3.09

Bank of Punjab Ltd. 1.69 4.88 3.44 3.88 1.14 3.66 2.32 2.31Centurion Bank Ltd. 0.24 7.32 7.28 7.48 0.38 4.67 3.87 3.52Global Trust Bank 4.36 4.15 1.52 5.7 2.98 3.33 0.87 3.75HDFC Bank 3.04 1.65 3.32 2.81 1.18 0.34 1.1 0.45ICICI Bank 1.93 4.72 2.54 5.42 1.14 2.88 1.53 2.19IDBI Bank 0.36 1.53 2.26 6.84 0.32 1.28 1.96 5.24IndusInd Bank Ltd. 5.33 10.08 6.97 6.13 3.96 7.2 5.98 5.25UTI Bank Ltd. 7.15 7.86 5.47 4.64 5.63 6.32 4.71 3.76

Private Sector Banks 8.67 10.81 8.17 8.48 5.26 7.41 5.41 5.44

Source:N.A. : Not available.1. Balance sheets of respective banks.

2. Returns received from respective banks.