Green Banking Presentation on Sl No. Name ID No. 01 Saikat Das 11304112 02 Mohammed Sanjidul Anwar 11304039 03 Hossian Md. Arshad Ullah 11304050 04 Mahmuda Airin 11304124 Team Members: BBA 4 th Year, Final Term | Session 2010-11 | Department of Marketing | University of Chittagong
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Green BankingPresentation on
Sl No. Name ID No.01 Saikat Das 1130411202 Mohammed Sanjidul Anwar 1130403903 Hossian Md. Arshad Ullah 1130405004 Mahmuda Airin 11304124
Team Members:
BBA 4th Year, Final Term | Session 2010-11 | Department of Marketing | University of Chittagong
The Concept of Green Banking
To be GREEN is to
be
Socially Responsibl
e
Sustainable
Ethical
The Concept of Green Banking
Green Bankin
g
Banking practices that bring in
Social Welfare
Promoting Environment
Friendly Banking Practices Banking practices
that contribute towards
protecting the environment
Features of Green Banking
• Automation and online banking• Social safety and security • Consider risk factors regarding environmental
conditions while providing loans• Sustainable and green growth• Implements Environmental Due Diligence (EDD) • Reduces cost and energy
Purpose of Green Banking
Bank’s Objective:
Profit Only Profit with Responsibility
Bank’s Motive:
Profit, Profit, and Profit
Planet, People, and Profit
Coverage of Green Banking
Reasons of Practicing Green Banking
• Proper utilization of organizational resources• Sustainability• Minimization of paper works• Cost and time efficiency
Some Green Banking Slogans of Banks
Benefits of Green Banking
Major benefits are…• Avoids paper works AMAP• Creates a sustainable sense of banking service• Environmental standards for lending• Less interest rate for Green Banking projects• High CAMELS Rating by BB
Steps in Green Banking
1. Going Online2. Using Green Checking Accounts3. Green Loans for Home Improvements4. Power Saving Equipment5. Saving Paper6. Green Credit Cards7. Use of Solar and Wind Energy8. Mobile Banking
Tools of Green Banking
Online & Mobile Banking
Green Credit & Investment
Green Credit Cards
Green Mortgages
Green banking is not only limited to...
Green BankingProcessesProducts & ServicesStrategies
Green Processes
Supply Chain Management
Enterprise Resource Planning
Customer Relationship Management
Sourcing and Procurement
Product Life Cycle
Management
Green Products & Services
Electronic and telephone banking
Automatic payments
Electronic (paperless) statements
Offering and promoting mutual funds
Offering a special line of credit
Offering credit cards
Green Banking Strategies
• Creating awareness• Assess different processes to be green• SMART Green Goals i.e. Specific, Measurable,
Attainable, Realistic, and Timely• Encourage, motivate, and energize the
workforce• Monitor the progress• Publicize your endeavors towards being green
Phases of Green BankingPhase-I (Foundation):• Policy Formulation and Governance• Incorporation of Environmental Risk in CRM• Initiating In-house Environment Management• Introducing Green Finance• Creation of Climate Risk Fund• Introducing Green Marketing• Online Banking• Supporting Employee Training, Consumer Awareness and
Green Event• Disclosure and Reporting of Green Banking Activities
Phases of Green BankingPhase-II (Intensification):• Sector Specific Environmental Policies• Green Strategic Planning• Setting up Green Branches• Improved In-House Environment Management• Formulation of Bank Specific Environmental Risk Management
Plan and Guidelines• Rigorous Programs to Educate Clients• Disclosure and Reporting of Green Banking Activities
Phases of Green BankingPhase-III (Diversification):• Designing and Introducing Innovative Products• Reporting in Standard Format with External Verification• Reporting Green Banking Practices on Quarterly Basis• Being Ethical and Environment Friendly• Bangladesh Bank’s In-house green activities• Comparative Analysis – i) Environmental Adoption, ii) Online
Banking, iii) Mobile Banking, and iv) Green Financing
In House Green Activities of Bangladesh Bank
Top Ten Green Banks of Bangladesh
1. Bank Asia Limited2. Standard Chartered Bank Limited3. Dutch Bangla Bank Limited4. Trust Bank Limited5. Eastern Bank Limited6. Mutual Trust Bank Limited7. Islami Bank Bangladesh Limited8. Pubali Bank Limited9. Shahjalal Islami Bank Limited10.Prime Bank Limited