GOVERNMENT OF ANDHRA PRADESH ABSTRACT Agri. Dept.- Pradhan Mantri Fasal Bima Yojana (PMFBY)– Weather Based Crop Insurance Scheme (WBCIS) & Unified Package Insurance Scheme (UPIS) – Kharif 2017 - Implementation of PMFBY, WBCIS & UPIS – Notification of Crops and Areas ( District wise)– Orders - Issued. AGRICULTURE & COOPERATION (AGRI.II) DEPARTMENT G.O.Ms.No.49 Dated:05-06-2017 Read the following : 1. Govt. Memo No.AGST-15/37/2017-AS(AGRI.II)-AGRSECT, dated:09.05.2017. 2. From the Special Commissioner of Agriculture, A.P., Guntur, Lr. No. Crop Ins. (2)5/2017 Dt. 15-05-2017. ORDER : The following Notification shall be published in the Andhra Pradesh State Extra-Ordinary Gazette dated: 06-06-2017:- NOTIFICATION The Government of India, Ministry of Agriculture, New Delhi vide Letter No.13015/03/2016-Credit-II, dated:31.10.2016 while stating that Administrative Approval (AA) for implementation of Pradhan Mantri Fasal BimaYojana (PMFBY), Restructured Weather Based Crop Insurance Scheme (RWBCIS), Coconut Palm Insurance Scheme (CPIS) and Pilot Unified Package Insurance Scheme (UPIS) from Kharif 2016 season was issued on 23 rd February, 2016 have also reiterated that the Administrative Approval issued on 23 rd February, 2016 is for the whole 12 th Five Year Plan including current year (both Kharif and Rabi Seasons). 2. In the reference 1 st read above Government has accorded administrative approval for implementation of Pradhan Mantri Fasal Bima Yojana (PMFBY), Weather Based Crop Insurance Scheme (WBCIS) & Unified Package Insurance Scheme (UPIS) during Kharif 2017 season and also approved the selection of cluster wise L1 bidder i.e., Agricultural Insurance Company for Cluster-I and ICICI-Lombard for Cluster-II under PMFBY and HDFC- ERGO for WBCIS to act as Implementing Agencies (IAs) as recommended by the Financial Bid Committee under implementation of PMFBY & WBCIS Schemes during Kharif 2017 season. The details are as given below: Pradhan Mantri Fasal Bima Yojana (PMFBY) “As per the Operational Guidelines of Government of India, the condition that, the indemnity claims in respect of wide spread calamities will be settled on the basis of yield data furnished by State Government based on requisite number of Crop Cutting Experiments (CCEs) conducted under General Crop Estimation Survey (GCES) and not on any other basis like Annavari / paisawari certificate / Declaration of drought /flood, Gazette Notification etc., by any other Department / Authority ”. Weather Based Crop Insurance Scheme (WBCIS) “ Further, the claims under Weather Based Crop Insurance Scheme (W.B.C.I.S) shall be settled on the basis of the weather data furnished by the APSDPS/ State Govt. Mandal level Rain Gauge Stations/IMD Weather Stations for the notified crops & districts and not on the basis of individual declaration of crop damage Annavari Certificate/Gazette notification declaring the area Drought /Flood/ Cyclone affected etc., issued by the Government.” /P.T.O/
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GOVERNMENT OF ANDHRA PRADESH ABSTRACT
Agri. Dept.- Pradhan Mantri Fasal Bima Yojana (PMFBY)– Weather Based Crop Insurance Scheme (WBCIS) & Unified Package Insurance Scheme (UPIS) – Kharif 2017 - Implementation of PMFBY, WBCIS & UPIS – Notification of Crops and Areas ( District wise)– Orders - Issued.
AGRICULTURE & COOPERATION (AGRI.II) DEPARTMENT G.O.Ms.No.49 Dated:05-06-2017 Read the following :
2. From the Special Commissioner of Agriculture, A.P., Guntur, Lr. No. Crop Ins. (2)5/2017 Dt. 15-05-2017.
ORDER: The following Notification shall be published in the Andhra Pradesh State Extra-Ordinary Gazette dated: 06-06-2017:-
NOTIFICATION
The Government of India, Ministry of Agriculture, New Delhi vide Letter No.13015/03/2016-Credit-II, dated:31.10.2016 while stating that Administrative Approval (AA) for implementation of Pradhan Mantri Fasal BimaYojana (PMFBY), Restructured Weather Based Crop Insurance Scheme (RWBCIS), Coconut Palm Insurance Scheme (CPIS) and Pilot Unified Package Insurance Scheme (UPIS) from Kharif 2016 season was issued on 23rd February, 2016 have also reiterated that the Administrative Approval issued on 23rd February, 2016 is for the whole 12th Five Year Plan including current year (both Kharif and Rabi Seasons).
2. In the reference 1st read above Government has accorded administrative approval for implementation of Pradhan Mantri Fasal Bima Yojana (PMFBY), Weather Based Crop Insurance Scheme (WBCIS) & Unified Package Insurance Scheme (UPIS) during Kharif 2017 season and also approved the selection of cluster wise L1 bidder i.e., Agricultural Insurance Company for Cluster-I and ICICI-Lombard for Cluster-II under PMFBY and HDFC- ERGO for WBCIS to act as Implementing Agencies (IAs) as recommended by the Financial Bid Committee under implementation of PMFBY & WBCIS Schemes during Kharif 2017 season. The details are as given below: Pradhan Mantri Fasal Bima Yojana (PMFBY)
“As per the Operational Guidelines of Government of India, the condition that, the indemnity claims in respect of wide spread calamities will be settled on the basis of yield data furnished by State Government based on requisite number of Crop Cutting Experiments (CCEs) conducted under General Crop Estimation Survey (GCES) and not on any other basis like Annavari / paisawari certificate / Declaration of drought /flood, Gazette Notification etc., by any other Department / Authority ”.
Weather Based Crop Insurance Scheme (WBCIS)
“ Further, the claims under Weather Based Crop Insurance Scheme (W.B.C.I.S) shall be settled on the basis of the weather data furnished by the APSDPS/ State Govt. Mandal level Rain Gauge Stations/IMD Weather Stations for the notified crops & districts and not on the basis of individual declaration of crop damage Annavari Certificate/Gazette notification declaring the area Drought /Flood/ Cyclone affected etc., issued by the Government.”
/P.T.O/
::2 ::
Unified Package Insurance Scheme (UPIS)
Apart from PMFBY & WBCIS, a Unified Package Insurance Scheme (UPIS) has also been approved by the MOA, GOI for implementation on pilot basis in 45 Districts of the Country to cover the other assets / activities. In Andhra Pradesh, Government has proposed “ Srikakulam District ” for implementation of UPIS on pilot basis during 2017-18.
Pilot will include seven sections viz.,
Section-1: crop insurance (PMFBY/WBCIS), Section-2: Personal Accident Insurance (PMSBY) Section-3: Life Insurance (PMJJBY) Section-4: Building and Contents Insurance (Fire and Allied perils) Section-5: Agriculture Pumpset Insurance (upto 10 HP) Section-6: Student Safety Insurance Section-7: Agriculture Tractor Insurance
Out of these seven sections, Crop Insurance (PMFBY / WBCIS) will be compulsory. However farmer can choose at least two sections from remaining six to avail applicable premium subsidy under PMFBY/WBCIS.
3. The operational modalities, section wise Sum-insured, premium rates, enrollment forms etc are annexed to this Order.
4. The Special Commissioner of Agriculture, A.P., Guntur shall take necessary action accordingly.
(BY ORDER AND IN THE NAME OF THE GOVERNOR OF ANDHRA PRADESH)
B.RAJSEKHAR SPECIAL CHIEF SECRETARY TO GOVERNMENT (AGRI) (FAC)
To The Commissioner of Printing & Stationery (Printing Wing), Vijayawada, with a request to publish the Notification in the Andhra Pradesh Extra-Ordinary Gazette and supply 120 copies of the same. The Special Commissioner of Agriculture, A.P., Guntur. The Agriculture Insurance Company, Hyderabad. The ICICI Lombard Company. The Bajaj Allianz General Insurance Company. Copy to: The Vice-Chairman & Managing Director, A.P. State Seeds Development Corporation Limited, Hyderabad. The P.S to Minister (Agri). The P.S to Special Chief Secretary to Govt(Agri). SF/SC.
//FORWARDED::BY ORDER//
SECTION OFFICER
ANNEXURE
(Annexure to G.O.Ms.No.49, Agri. & Coop. (Agri.II) Dept., dated:05.06.2017.)
PRADHAN MANTRI FASAL BIMA YOJANA
KHARIF SEASON 2017 The Main features/Operational Modalities
Ministry of Agriculture, the Government of India (GOI) vide communication No.13015/03/2016-Credit-II, dated.23rd February, 2016 and 31.10.2016 issued the administrat ive instructions for implementation of Pradhan Mantri Fasal Bima Yojana (PMFBY) in all the states and Union Territories of India. The State Government has also accorded administrative approval to implement PMFBY through Memo.No.AGST-15/37/2017-AS(AGRI.II)-AGRSECT, Dated.09.05.2017 of Agriculture & Co-operation (Agri-II) Dept., Andhra Pradesh.The State Government is constituted a Financial Bid committee for transparent monitoring of the Financial Bid process in implementation of PMFBY and WBCIS through G.O. R.T.No.248, dated.1.4.2016. The Government of India has launched Pradhan Mantri Fasal Bima Yojana for implementation from Kharif 2016 season and Government of Andhra Pradesh in its SLCCCI meeting held on 3rd March, 2017 decided to implement the scheme. The Scheme will be implemented during Kharif 2017 season by the following Implementing Agencies of Insurance Companies and details of crops/unit areas / features/provisions and conditions etc., are listed here below: 1. IMPLEMENTING AGENCY:
Under PMFBY the Andhra Pradesh State is divided into Two clusters and implementing agency for each cluster is as under.
Cluster Districts Implementing Agency (Insurance Company )
1 Ananthapur, Chittoor, East Godavari, Guntur, Nellore, Srikakulam, Prakasam
Agriculture Insurance Company of India Ltd.,
2 West Godavari, Kadapa, Krishna, Kurnool, Vishakapatnam, Vizianagaram
ICICI Lombard General Insurance Company Ltd.,
The addresses of these Insurance companies are given in the Annexure.I
2. CROPS & AREAS COVERED: Pradhan Mantri Fasal Bima Yojana(PMFBY) is being implemented in State of Andhra Pradesh with Village as unit of insurance for Major crop ie., for Paddy in all 13 districts and with Mandal/Group of Mandals/District as Insurance Unit for other notified crops. The district wise crops notified under the Scheme for Kharif 2017 season for Cluster 1, 2 are given in Annexure-II, III .
3. FARMERS COVERED:
a. All farmers including share croppers and tenant farmers growing the notified crops in the notified areas are eligible for coverage. However, farmers should have insurable interest for the notified/ insured crops.
b. Compulsory Component All farmers having been sanctioned Seasonal Agricultural Operations (SAO) loans from Financial Institutions (i.e. loanee farmers) for the notified crop(s) would be covered compulsorily.
Any loan eligible for compulsory coverage under PMFBY, if not covered will be deemed to be self-insured by the concerned financial institution and claim, in the event of loss shall be borne by the financial institution.
c. Voluntary Component The Scheme would be optional for the non-loanee farmers.The non-loanee farmers are required to submit necessary documentary evidence of land records prevailing in the State (Records of Right (RoR), Land possession Certificate (LPC) etc.) and/ or applicable contract/ agreement document or LEC ( Loan eligibility card) copy other documents notified. (in case of sharecroppers/ tenant farmers).
4. SUM INSURED LIMITS, INDEMNITY LEVEL AND PREMIUM RATES:
Sum Insured per hectare for both Loanee and Non Loanee farmer shall be equal to the District wise/ crop wise Sum Insured given in Annexure. In respect of each cluster/ District wise / crop wise Sum Insured Limits, Level of Indemnity and Premium rates are given in Annexure –IV to VII
5. SUBSIDY ON PREMIUM:
• The Actuarial Premium Rate (APR) approved under PMFBY for each District /Crop , Farmers would be paying maximum of 2% ( or APR whichever is less) for food crops,Oilseeds, cereals and millets and maximum of 5% (or APR whichever is less) for Annual Commercial/ Horticultural crops.
• The difference between actuarial premium rate and the rate of insurance charges payable by farmers shall be treated as rate of normal premium subsidy, which shall be shared equally by the Central Government and Government of A.P. as per the procedure laid down by the GOI are adopted.
6. NOTIFICATION OF CALAMITY YEARS: DISTRICT WISE TWO CALAMITY YEARS IN THE LAST 7 YEARS ARE SHOWN IN TABLE BELOW:
Seasonality Discipline for deduction of premium/ acceptance of proposal /remittance to Implementing Agency/Insurance Company along with declaration by Branches / PACs /C.B./RRBs/ Co-operative Banks and other Authorized Intermediaries will continues to act as members of IA /Submission of yield data /settlement of claims is given in Annexure-VIII
8. PROCEDURE FOR COVERAGE OF FARMERS:- a) Each individual bank branches for Commercial the designated nodal under Banks /
RRBs shall act as Nodal branch. Each DCCB will be Nodal Banks for PACs. The concerned Lead bank and Regional offices/ Administrative offices of PACs /commercial banks/ RRBs/APCOB will provide necessary guidelines to concerned bank branches and coordinate with them to ensure that all concerned branches submit the consolidated proposals to insurance companies well within the stipulated cut-off dates and also upload the soft copy of insured details in crop insurance portal.
b) Declaration/ proposal formats to be submitted by Nodal banks/ Branches shall contain details about Insurance Unit, sum insured per unit, premium per unit, total area insured of the farmers, number and category of farmers covered (small and marginal or other) and number of farmers under other categories (SC/ ST/ others) / Women along with their bank account details etc. (bank / their branches) as per the format envisaged / provided in the crop insurance portal. Loanee farmers (Compulsory coverage)
c) Whenever banks sanction loan for a notified crop in a notified area, the crop loan amount only to the extent of Scale of Finance for notified crops and acreage of individual notified crops of loanee farmers shall be taken into consideration for compulsory coverage, as per seasonality discipline. Based on seasonality of Crops, banks should separately calculate the eligibility of loan amount for both Kharif and Rabi seasons based on the scale of Finance and declared acreage under notified crops. Disbursing bank branch/ Primary Agriculture Cooperative Society (PACS) will prepare monthly statement of crop-wise and insurance unit-wise details of crop insurance with premium as per the seasonality discipline. Loan disbursing bank branch/ PACS will finance the additional loan towards premium amount payable by farmer for crop insurance.
d) Crop loans through Kisan Credit Cards (KCC) are covered under compulsory coverage and banks shall maintain all back up records and registers relating to compliance with PMFBY and its seasonality discipline and cut-off-date for submitting Declarations in case of normal crop loans. Bank branch will apportion coverage among insurable crops, based on acreage mentioned in loan application or on the basis of actual area sown as declared by the farmer.
e) Bank branches of commercial banks and RRBs/ Nodal Bank in case of PACS under its jurisdiction shall consolidate insurance proposals/ statements from their bank branch/ PACS under its jurisdiction, respectively and forward the same to insurance company along with details of remittance/ RTGS towards insurance premium, in accordance with cut off dates, as specified under seasonality discipline ( Para 7 above) Non-loanee farmers (Optional coverage) through Channel partners
f) Farmers desirous of availing insurance shall fill up Proposal Form of the Scheme and submit the same to nearest bank branch or authorized channel partner or insurance intermediaries of insurance company.
g) In case channel partner is a Bank, farmers will submit duly filled up proposal form in the village branch of a Commercial Bank (CB) or Regional Rural Bank (RRB), or PACS (DCCB) with requisite insurance premium amount. Operating a bank account is essential for such cases. Branch/ PACS officials will assist the farmers in completing the insurance proposal form and provide necessary guidance. While accepting the proposal and premium, Branch/ PACS will be responsible for verification of eligible sum insured, applicable premium rate, etc. PACS will thereafter consolidate these particulars and send them directly/ to respective Nodal Banks respectively which will, in turn, submit crop-wise and insurance unit-wise Crop Insurance Declarations in the prescribed format, along with the premium, within the stipulated time, to insurance company. However the bank branches of commercial banks/ RRBs will directly submit the consolidated proposals along with details of insured farmers in the format envisaged in the crop insurance portal within the stipulated time.
h) Non-loanee cultivators could also be serviced directly by any designated agencies, other authorized channel partners or insurance intermediaries, of the implementing agency/Insurance Company and they will act as a guide and facilitator wherein they will advise them the benefits and desirability of the Scheme and guide the farmers through procedures; collect requisite premium and remit individual/ consolidated premium to insurance company, accompanied by individual proposal forms and summary details in Declarations/ Listing sheet (MIS), provide soft copy to IA and details of each insured farmer and will also upload the data directly to the crop insurance portal.
i) While accepting the Proposal and the premium from aforesaid, designated agents, other authorized channel partner or insurance intermediaries, it shall be the responsibility of Insurance Company or its designated agents to verify insurable interest and collect the land records, particulars of acreage, sum insured, crop sown etc., and applicable contract/ agreement details in case of share croppers / tenant farmers. The designated intermediaries shall remit the premium with consolidated proposals within 7 days. However, it is mandatory that the Non-loanee cultivators serviced by the designated intermediaries should hold a bank account in order to facilitate remittance of the claim, if payable.
Non-loanee Farmers (Optional coverage) - directly to Insurance companies
j) Non-Loanee farmer may submit insurance proposals personally / through post to insurance company with requisite premium. Non-loanee farmer can also avail insurance through ‘on-line portal’ of concerned insurance company or crop insurance portal designed by Government for the purpose. However, it is mandatory that Non-Loanee farmers, personally submitting proposals to insurance company or through crop insurance portal, should have insurable interest and submit necessary documentary evidence. The insured farmer forfeits the premium and the right to claim (if any) if the material facts furnished in the proposal form are wrong or incorrect.
k) Insurance companies retain the right to accept or reject insurance proposal(s) in case proposal is incomplete, not accompanied by necessary documentary proof or insurance premium ordinarily, within one month of receipt of proposal by Insurance Companies. If the proposal is rejected the insurance company will refund full collected premium.
l) Declarations/ proposals received from the Banks/ PACS after the cut-off date shall be summarily rejected and the liability, if any, for such declarations shall rest with the concerned bank. Therefore, the Banks/ Banks/PACS must not receive any proposal after the cut-off date of coverage. The Banks/ PACS must also ensure that the consolidated statement along with the premium amount is remitted to the insurance company within the stipulated time, failing which they shall be responsible for payment of claims, if any to the farmers. However, any dispute in the matter may be referred to the Department by the concerned State/ Agency.
m) The concerned branches of banks and Nodal Banks/ DCCBs in case of PACS will also collect the list of individual insured farmers (both loanee and non-loanee) with requisite details like name, father’s name, Bank Account number, village, categories – Small and Marginal/ SC/ ST/ Women, insured acreage, details of insured land, insured crop(s), sum insured, premium collected, Government subsidy etc. from concerned branch in soft copy also for further reconciliation and send the same to the concerned insurance company within 15 days after final cut-off date for submission of Proposal/ Declaration to insurance company and also upload the same on the crop insurance portal. Same standard format of crop insurance portal will be utilized. n) Insurance companies may also collect the requisite information in respect of non-loanee farmers from the channel partner in same formats. It is the responsibility of the concerned insurance companies to collect/obtain the details of the insured farmers (both loanee and non-loanee) from the bank/financial institutions/ intermediaries/ agents and facilitate the banks to upload the same on crop insurance portal.
o) Insurance Companies should also verify and be satisfied themselves about the coverage of farmers/ crops and up-load the same in their websites within a month preferably before approaching the Government to release the final installment of subsidy under the scheme. p) CHANGE OF CROP :
Farmers covered, on voluntary basis, can buy insurance before actual sowing/ planting, based on advance crop planning. However, for any reason if a farmer changes the crop planned earlier, he should intimate the change to insurance company, at least 30 days before cut-off-date for buying insurance or sowing, through financial institution/ channel partner/ insurance intermediary/ directly; as the case may be, along with difference in premium payable, if any, accompanied by sowing certificate issued by concerned village/ sub-district level official of the State. In case the premium paid was higher, insurance company will refund the excess premium.
Similarly, loanee farmers can also change the name of insured crop from the original crops submitted in the loan application but such changes should be submitted in writing to the concerned bank branch well in advance so that their proposed crops should be insured. However changes of non-notified crops to notified crops without submitting the sowing certificate is not permissible.
9.LOSS ASSESSMENT AND CLAIM SETTLEMENT :
9.1. Wide Spread Calamities (based on season-end yield) :
Assessment of Claims : If ‘Actual Yield’ (AY) per hectare of insured crop for the insurance unit (calculated on basis of requisite number of CCEs) in insured season, falls short of specified ‘Threshold Yield’ (TY), all insured farmers growing that crop in the defined area are deemed to have suffered shortfall in yield of similar magnitude. PMFBY seeks to provide coverage against such contingency.
‘Claim’ shall be calculated as per the following formula:
(Threshold Yield - Actual Yield)
——————————————— X Sum Insured
Threshold Yield
Where, Threshold yield for a crop in a notified insurance unit is the moving average yield of past seven years (excluding a maximum of two calamity year(s) as notified by State Government/ UT) multiplied by applicable indemnity level for that crop.
And
Actual Yield for a crop in a notified area is the Actual Yield data furnished by Department of Economics and Statistics calculated on the basis of conduct of requisite number of Crop Cutting Experiments under single series and submitted to the respective Insurance company i.e. within the prescribed cut-off date along with results of individual CCEs to the Insurance Companies.
However, in instances where requisite number of CCEs could not be conducted due to non-availability of adequate cropped area, the yield estimate for such insurance units can be generated by 1. Clubbing with neighboring /contagious units or 2.Adopting yield estimate of next higher unit or 3. Adopting the yield of neighboring insurance unit with maximum correlation (PMFBY Guidelines Para No.XI, 3 d). The priority of theses method would be in the order of 1, 2 & 3.
In order to maintain the sanctity and credibility of CCEs as an objective method of yield estimation, the modalities mentioned below will be followed:
a) Insurance company would have complete access to co-witness the CCEs, as also the digital images of the CCEs and relevant data in the requisite form by the State Government. (As outlined in para XXIV.2.m of PMFBY OG) A formal letter with the schedule of CCEs would be given to the respective insurance company sufficiently in advance without fail to help them mobilize the manpower if they so desire.
b) Wherever the yield estimates reported at IU level are abnormally low or high vis-à-vis the general crop condition, the insurance company in consultation with State Government can make use of various products (e.g. Normalized Difference Vegetation Index, etc.) derived from satellite image data or other technologies to confirm the yield estimates. In case of significant differences between these two yield estimates, the matter should be referred to Technical Advisory Committee (TAC) at Centre and its decision shall be final.
c) Use of Mobile Phone Technology to improve Yield-data Quality and Timeliness: To increase the reliability, accuracy and speed of CCE data, it is mandatory to use smart phones / hand held devices for capturing images, location of the CCE and for online transmission of data on centralized server (e.g. Bhuvan server) would be
done for faster compilation of data and quick claim settlement. RST and Drones etc. may also be used for the purpose of increasing accuracy and speed of yield estimation through CCEs.
9.2 On Account Payment of Claims due to Mid-Season Adversity
1. It is proposed to provide immediate relief to insured farmers in case of adverse seasonal conditions during the crop season viz. floods, prolonged dry spells, severe drought etc., wherein expected yield during the season is likely to be less than 50% of Threshold yield.
a) Eligibility Criteria:
i. All notified Insurance Units would be eligible for “ON ACCOUNT” payment only if the expected Yield of the affected crop during the season is less than 50% of threshold yield.
ii. The provision would be invoked for a specific crop or group of crops by the State Government through damage notification based on the proxy Indicators which have to be spelt out in the damage notification.
iii. Insurance company may decide the quantum of likely losses and the amount of ‘on-account’ payment based on the joint survey of Insurance Company and state government officials.
iv. Only those farmers would be eligible for financial support under this cover who has paid the premium / the premium has been debited from their account before the date of issuance of damage notification by the state government.
v. Maximum amount payable would be 25% of the likely claims, subject to adjustment against final claims.
vii. If adversity occurs within 15 days before the normal harvest time, this provision will not be invoked.
Proxy-Indicators: Indicators to be used for loss intimation would be rainfall data, temperature and relative humidity data, satellite imagery and crop condition reports by district level state government officials, supported by media reports.
Loss assessment procedure:
i. District Level Joint Committee (DLJC), for assessment of crop damage, would be formed and notified before start of the crop season for each district.
ii. The DLJC shall decide the eligibility for on-account payment based on the weather data (available AWS notified by the Government) /long term average rainfall data/satellite imagery supported by estimated yield losses at notified Insurance unit level and the extent of loss.
iii. Information/ Services of Mahalanobis National Crop Forecast Centre (MNCFC) may also be utilized for determination of extent of loss for on- Account payout.
iv. If the expected loss of the affected crop is more than 50% of the threshold yield for the Notified Insurance Unit, on-account payment would be payable based on the proxy indicators.
v. On-account payment would be calculated as per following formula:
(Threshold Yield - Estimated Yield)
———————————————— × Sum Insured ×25%
Threshold Yield
d) Time frame for loss assessment and submission of report:
i) An order will be issued by State Government defining eligibility of on account payment with details of damaged Insurance Units within 7 days from the occurrence of adverse seasonal event.
ii) Loss assessment report at the affected insurance unit level has to be completed by the joint committee within 15 days from occurrence of the adverse seasonal event.
e) Conditions:
i. Mere disbursement/ sanction of loan without receipt/ debit of premium before the notification of calamity would not make a farmer eligible for the claim.
ii. The on account payment would be disbursed by the insurance company only after receipt of Govt. Share of Subsidy.
iii. These claims would be adjusted from the end season area approach yield based claims
Formation of District Level Joint Committee (DLJC) under the Chairperson of District Collector/District Magistrate with the following members for loss assessment survey:
• District Agriculture/Horticulture/Revenue Officer – as convener • Concerned Insurance Company • Representative of IMD from nearest observatory • Representative of KVK / Agriculture University • 3 Representatives from District farmers nominated by Agriculture Department Note : The first meeting of the DLJC should be held within a week after notification
The following are the details of Govt.’s Automatic Weather Station / Automatic Rain Gauge stations to supply weather data including rainfall to DLJC
GUNTUR District - Kharif 2017 Season
LIST OF RUA-RWS-BWS
Sl No. Reference Unit Area(RUA) Reference Weather Station (RWS)
Visakhapatnam Dist. List of RUA - RWS - BWS Reference Unit Area (RUA) Reference Weather Station Backup Weather Station Anakapalli Anakapalli Chodavaram Anandapuram Anandapuram Pendurthi Ananthagiri Ananthagiri Hukumpeta
S.No Reference Unit Area (RUA)
Reference Weather Station
Backup Weather Station
1 A Konduru A Konduru Vissannapet 2 Agiripalle Agiripalle Nizvid 3 Avanigadda Avanigadda Mopidevi 4 Bantumilli Bantumilli Pedana
1. It is proposed to provide insurance cover to farmers in case of widespread incidence of insured area being prevented from sowing/planting due to deficit rainfall/adverse seasonal conditions in respect of Paddy, Groundnut (UI) and Cotton (UI) in all the districts. The district wise / crop wise cut off dates for invoking this provision are given in Annexure VIII
a) Eligibility Criteria:
i. The Notified Insurance Unit and crop wise normal area sown would be provided to the insurance companies by State Government within one month of normal sowing
ii. Notified Insurance Units will be eligible for “Prevented Sowing/ Planting” pay-out only if more than 75% of Crop Sown Area for notified crop remained unsown due to occurrence of any of the above perils.
iii. The provision is invoked by State Govt. through Notification based on proxy indicators.
iv. Only those farmers would be eligible for financial support under this cover who have paid the premium / the premium has been debited from their account by the date of notification to this effect.
b) Proxy-Indicators: Indicators like rainfall data, other weather data, satellite imagery and crop condition reports by district level agricultural officer, media reports and area sown data released by district level agricultural officer . The proxy indicators as follows:
Excess rainfall +40% or more (wrt.LPA)
Deficit rainfall : -40% or less (LPA) (Severe drought)
Dry spells and drought declared by state/UT
Abnormally Low (20%) temperature recorded at nearest Govt., AWS/Observatory in comparison to LPA for Rabi season.
Widespread Flood.
Supported by satellite imageries to be provided by MNCFC or any other Govt. approved agency. Government crop condition reports, Media reports.
c) Loss assessment procedure:
i. State Government would declare a Notified Insurance Unit as having suffered Prevented or Failed Sowing/ Planting conditions with approximate areas in percentage of the unit.
ii The Lump sum payout under this cover would be limited to 25% of the sum insured and the insurance cover will be terminated.
d) Conditions:
i. Mere disbursement/ sanction of loan without receipt/ debit of premium before the notification of calamity won’t make a farmer eligible for claim.
ii. The insurance company would disburse the claim within 30 days of the State’s order / notification invoking the event of the insured risk provided the data on estimated area sown have been received from State Government.
iii. The pay-out under the cover would be disbursed by the insurance company only after the receipt of Government share of premium subsidy.
iv. Insurance Cover would terminate for the affected crop in a Notified Insurance Unit once a claim under this section is invoked and the Affected Insurance Unit/ Crop would not be eligible for area yield based claim calculated at the end of the season.
v. Once this provision is invoked, no fresh enrolment of farmers for the affected notified crops and areas would be done.
vi. Once exigency is invoked it applies to all the insured farmers in the Notified Insurance Unit for a given crop, including for those whose crop survived.
The state govt. would continue to provide area sown and yield data based on CCEs conducted in such areas within the cut- off date.
9.4 Post-Harvest Losses
1. It is proposed to provide for assessment of yield loss on individual plot basis in case of occurrence of cyclone, cyclonic rains and unseasonal rains resulting in damage to harvested crop lying in the field in ‘cut and spread’ condition up to maximum period of two weeks (14 days) from harvesting for sole purpose of drying. The list of crops for which this provision would be applicable is given in Annexure VIII
a) Eligibility criteria: Available to all insured farmers, at farm unit level, affected by above mentioned perils in a Notified Insurance Unit growing notified above stated crops for which insurance have been availed.
b) Proxy-Indicators: Report in the local media or reports of the agriculture/ revenue department supported by media reports and other evidences.
c) Loss intimation procedure:
Time and method of reporting the loss/claims
i. Immediate intimation (within 48 hours) by the insured farmer to bank/ insurance company/ agriculture dept. officials through phone/ FAX.
ii. Intimation must contain details of survey number-wise insured crop and acreage affected.
iii. The banks would verify the insured details like crop insured, sum insured, premium debited and date of debit before sending the same to insurance company.
Documentary evidence required for claim assessment • Duly filled Claim form along with all relevant documents is requisite for payment of claims. However, if information on all the columns is not readily available, semi-filled form may be sent to the insurance company and later within 7 days of the loss, filled form may be submitted.
• Evidence of crop loss through capturing pictures using mobile application, if any.
• Local Newspaper cutting to substantiate occurrence of loss event and severity of the loss, if any.
Appointment of Loss Assessors by the Insurance Company: 1) The loss assessors would be appointed by the insurance company for assessment of losses due to the operations of Localized Risks .
2) The loss would be jointly assessed by a team comprising of loss assessor appointed by the insurer, block level agriculture officer and the concerned farmer.
Important conditions: i. Mere disbursement/sanction of loan without receipt/debit of premium before the
occurrence of insured peril would not make a farmer eligible for claim. ii. When affected area is limited upto 25% of total insured area in the notified
insurance unit, the losses of eligible farmers would be assessed individually provided they have paid premium prior to occurrence of insurance peril.
iii. If the affected area under notified crop is more than 25% of total insured area in a notified insurance unit all the eligible farmers (who have intimated about the occurrence of the calamity within the stipulated time) in the notified insurance unit would be deemed to have suffered post harvest loss and percentage of loss would be arrived at by the Joint committee.
iv. The pay-out under the cover would be disbursed by the insurance company only after the receipt of Government share of premium subsidy.
v. Maximum liability would be limited to proportionate Sum Insured of damaged cropped area.
vi. The insurance company would disburse the claim, if payable within 30 days of survey of loss.
vii. If, at the end of season, based on the yield data, claim is more than the claim under this cover, the balance would be paid at the end of the season under widespread claims.
viii. Farmers getting enrolled or whose premium is debited after occurrence of insurance peril would not be eligible for financial support under this cover.
9.5 Localized Risks
1. It is intended to provide insurance cover at individual farm level to crop losses due to occurrence of localized perils/ calamities viz. Landslide, Hailstorm and inundation affecting isolated farms in the notified area.
a) Eligibility Criteria:
i. Available to all insured farmers, at farm unit level, affected by above mentioned perils in a Notified Insurance Unit growing notified crops for which insurance has been availed.
ii. Maximum liability is limited to proportionate Sum Insured of damaged crop’s area. This would be based on the proportion of cost of inputs incurred during sowing period to the sum insured.
iii. Only those farmers would be eligible for financial support under this cover who have paid the premium/the premium has been debited from their account before occurrence of the insured peril.
iv. Maximum pay-out under this provision would be in proportion to cost of inputs, incurred up to the occurrence of insured peril, subject to the sum insured. If the payout under area approach (based on CCEs data) is more than localized losses, the higher claims of two will be payable to insured farmers.
v. If the affected area under a notified crop is more than 25% of the total insured area in a notified insurance unit, all the eligible farmers (who has taken insurance for the notified crop, which has been damaged, and informed about occurrence of calamity in the farm within the stipulated time) in the notified insurance unit would be deemed to have suffered localized loss and would be eligible for financial support. Percentage of
loss would be arrived at by requisite percentage of sample survey (as decided the Joint Committee) of affected area by the insurance company.
b) Proxy-Indicators: Report in the local media or reports of the agriculture/ revenue department .
c) Time and method of reporting the loss/claims
i. Immediate intimation (within 48 hours) by the insured farmer to bank/ insurance company/ agriculture dept. officials /toll free number through phone/ FAX.
ii. Intimation must contain details of survey number-wise insured crop and acreage affected.
iii. Mobile application may be used for reporting incidents of localized risks for intimation of events including longitude/ latitude details and pictures using NRSC Mobile App.
iv. The banks would verify the insured details like crop insured, sum insured, premium debited and date of debit before sending the same to insurance company.
d) Documentary evidence required for claim assessment
• Duly filled Claim form along with all relevant documents is requisite for payment of claims. However, if information on all the columns is not readily available, semi-filled form may be sent to the insurance company and later within 7 days of the loss, filled form may be submitted.
• Evidence of crop loss through capturing pictures using mobile application, if any.
• Local Newspaper cutting to substantiate occurrence of loss event and severity of the loss, if any.
e) Appointment of Loss Assessors by the Insurance Company:
1) The loss assessors would be appointed by the insurance company for assessment of losses due to the operations of Localized Risks.
2) The loss would be jointly assessed by a team comprising of loss assessor appointed by the insurer, block level agriculture officer and the concerned farmer.
f) Important conditions:
i. Mere disbursement/sanction of loan without receipt/debit of premium before the occurrence of insured peril would not make a farmer eligible for claim.
ii. When affected area is limited upto 25% of total insured area in the notified insurance unit, the losses of eligible farmers would be assessed individually provided they have paid premium prior to occurrence of insurance peril.
iii.The pay-out under the cover would be disbursed by the insurance company only after the receipt of Government share of premium subsidy.
iv. Maximum liability would be limited to proportionate Sum Insured of damaged cropped area.
v. The insurance company would disburse the claim, if payable within 30 days of survey of loss.
vi. If, at the end of season, based on the yield data, claim is more than the claim under this cover, the balance would be paid at the end of the season under widespread claims.
vii. Farmers getting enrolled or whose premium is debited after occurrence of insurance peril would not be eligible for financial support under this cover.
9.6. Procedure for Settlement of Claims to the farmers
1. The insurance company would disburse the claim only after receipt of govt. share in premium subsidy.
2.. In case of farmers covered through Financial Institution, claims shall be released only through electronic transfer, followed by hard copy containing claim particulars, to individual bank branches/ nodal banks / PACs which will credit into accounts of individual farmers within a week of receipt of funds from the Insurance companies and shall provide a certificate to the insurance companies along with list of farmers benefited. Bank Branch should also display particulars of beneficiaries on notice board and also upload the same on crop insurance portal.
3. In case of farmers covered on voluntary basis through intermediaries/ directly, payable claims will be directly credited to the concerned bank accounts of insured farmers and details of the claims may also intimate to them. The list of beneficiaries may also be uploaded on the crop insurance portal immediately.
4. In case of claims under prevented/failed sowing, localized calamities, postharvest losses; insurance company will process the claims after assessment and shall release the claims as per the procedure.
5. Insurance companies shall resolve all the grievances of the insured farmers and other stakeholders in the shortest possible time.
9.7. Important Conditions /Clauses Applicable for Coverage of Risks
1. Insurance companies should have received the premium for coverage either from bank, channel partner, insurance intermediary or directly. Any loss in transit due to negligence by these agencies or non-remittance of premium by these agencies, the concerned bank / intermediaries shall be liable for payment of claims.
2. In case of any substantial misreporting by nodal bank /branch in case of compulsory farmers coverage, the concerned bank only shall be liable for such mis-reporting.
3. Mere sanctioning/ disbursement of crop loans and submission of proposals/ declarations and remittance of premium by farmer/ bank, without explicit intent to raise the crop, does not constitute acceptance of risk by insurance company.
4. Acreage discrepancy
Some areas in the past have reported excess insurance coverage vis-à-vis planted acreage, leading to over-insurance.
For the time-being, it is to be addressed as follows:
a) Wherever the ‘acreage discrepancy’ is likely, the acreage insured at IU level shall be compared with average planted acreage of past three years, and the difference is treated as ‘excess’ insurance coverage after taking into account sown area data of the Revenue authority.
b) Sum insured is scaled down in the proportionate ratio the average of three years’ actual planted acreage bears to the insured acreage for the given crop.
c) Claims shall be calculated on the scaled down sum insured
d) Premium (farmer share and Central and State Government Subsidy) shall be refunded back to Government of India for the portion of sum insured scaled down and the amount may be utilised for improvement of technology/ research/ Impact assessment etc..
Once the individual farms (plots/ survey numbers) are digitized and available on a GIS platform, it is quite possible to overlay the crop cover as derived using satellite imagery on the GIS platform to identify the crop and estimate the cropped area on each farm. This should lead to identifying the acreage discrepancy at individual farm level.
10. EXCLUSION:
Losses arising out of war and nuclear risks, malicious damage and other preventable risks shall be excluded.
11. Commission and Bank Charges
Bank and other financial institutions etc. shall be paid service charges @ 4% of the premium collected from farmers. Banks have to submit there invoice as Rural agents engaged in providing insurance related services to farmers would be paid appropriate commission as decided by the insurance company, subject to cap prescribed under IRDA regulations.
12. Service Tax: PMFBY is a replacement scheme of NAIS/MNAIS, and hence exempted from Service Tax.
13. Role and Responsibilities of Various Agencies
Roles of various Agencies/Institutions/Government Departments/Committees as spelt out in PMFBY OG are reproduced here under:-
13.1. State / UT Governments:
a) District Level Monitoring Committee (DLMC) would provide fortnightly crop condition reports and periodical reports on seasonal weather conditions, loans disbursed extent of area cultivated, etc. to concerned insurance company. DLMC shall also monitor conduct of CCEs in districts.
c) Uploading of requisite information of notification on the crop insurance portal in coordination with the selected Implementing Insurance Companies within one week from the date of notification.
h) Issuance of necessary instructions to Regional Meteorological Centres of IMD and other government/ quasi government agencies for supplying weather data on real-time basis to insurance company.
j) To undertake extensive awareness and publicity campaigns of Scheme amongst farming community through agriculture and extension Departments to maximize coverage of the farmers specially non-loanee farmers.
l) To furnish to the insurance companies the insurance unit wise area sown of insured crops within two months from the sowing period.
m) Assist insurance companies for assessment of crop loss of individual insured farmers caused by localized perils and also assist in post-harvest losses.
o) Will Allow insurance companies to co-observe and witness CCEs, and permit them to access various records including Form-2 / Table-B at grass root / district / state level
used for recording data of CCEs by States. Audio/Video recording of CCEs shall be implemented besides other process to ensure accuracy of CCE.
13.2 Insurance Companies (IA)
a) Insurance companies to liaise with State Governments and agencies/ institutions / committees involved in implementation of PMFBY.
b) Furnish the necessary data / information to SLCCCI as may be required as per the notification.
c) Underwriting –responsibilities of processing and acceptance of risk.
d) Claim processing / finalization on receipt of yield data from States/UTs and payment within the prescribed timelines.
m) Redressal of all Public Grievances within the time fixed by IRDA.
13.3.Financial Institutions/Banks
a) to Communicate Notification, as well as other directives, guidelines, etc. to all agencies within their jurisdictional area.
b) Ensure that all agencies within their jurisdictional area sanction additional loan component to loanee farmers towards premium payable by them.
c) Ensure that all service (subordinate) bank branches within their jurisdictional area serve all non-loanee farmers desiring and eligible to take insurance cover under PMFBY. Such service will include opening bank account of non-loanee farmers, guiding them to fill up proposal forms, accepting premium from them and maintaining records etc.
d) Ensure that, for both loanee and non-loanee farmers separately, premium and related data is remitted to nodal bank , wherever applicable, within the prescribed time.
e) Lead bank/Nodal Banks should ensure that all the eligible crop loans/seasonal operational loans taken for notified crop(s) are fully insured and the conditions stated in the declarations submitted have been complied with. No farmer should be deprived from insurance cover. Nodal banks therefore, should make all out efforts and pursue their branches for enrolling all eligible loanee farmers and interested non-loanee farmers under crop insurance.
In case, claims have arisen during crop season then respective bank and its branches would be responsible to make payment of the admissible claims to loanee farmers who were deprived from insurance cover to their crops.
f) Concerned Bank and its branches should ensure submission to insurance companies within stipulated time the notified crop-wise, insurance unit-wise Declarations in prescribed format, along with consolidated Premium payable separately for both loanee farmers and non-loanee farmers. If Concerned Bank and its branches keep the amount of premium collected beyond the defined timelines then they will be liable to pay interest (at prevailing rate of interest for saving account) for the delay period to the insurance company.
g) Nodal bank/Branches will also arrange for onward transmission to service (subordinate) bank branches / PACS, compensation amounts as received from insurance companies with all details, to be credited to beneficiary accounts.
h) The Nodal Banks/Administrative offices would also collect the list of individual insured farmers with requisite details like name, fathers’ name, Bank Account number,
village, categories –Small and Marginal /SC /ST /Women, insured acreage, insured crop(s), sum insured, premium collected, Government subsidy etc. From concerned PACS/ Bank Branch in soft copy for further reconciliation and send the same to the concerned insurance company within 15 days after final cut-off date for submission of proposal to insurance company.
i) The insurance company shall acknowledge all the declarations submitted by the banks mentioning the details of crop, area, sum insured etc. The banks should cross check with their records and aberrations, if any, should be brought to the notice of the insurance company immediately. If no response is received from banks within15 days, the details given in the acknowledgement shall be considered final and no changes would be accepted later on.
j) To credit the claim proceeds of PMFBY received from insurance company to respective beneficiary bank account within seven days. If Bank Branches/Nodal banks keep the claims amount beyond the defined timelines then they will be liable to pay interest (at prevailing rate of interest for saving account) for the delay period to the eligible farmers. The list of beneficiary cultivators with claim amount shall be displayed by the Branch/ Primary
Agricultural Cooperative Society (PACS) and a copy shall also be provided to the Chairman/ Sarpanch/ Pradhan of the village Panchayat. The Banks shall issue a certificate to the insurer that entire money received for settlement of claims has already been credited into the account of beneficiaries.
k) Soft copy of the beneficiary’ farmers would also be uploaded directly on Crop Insurance portal by bank branch/ PACS through Nodal Bank to concerned Insurance companies for uploading the same in their web-site.
l) To permit insurance company with access to all relevant records / ledgers at the Nodal Bank/ Branch/ PACS at all times for the purpose of implementation of the scheme.
m) Banks should ensure that cultivator may not be deprived of any benefit under the Scheme due to errors/ omissions/ commissions of the concerned branch/ PACS, and in case of such errors, the concerned institutions shall only make good all such losses.
13.4 Lending Banks / RFIs
a) To educate the cultivators on the Scheme features.
d) To maintain the records of proposal forms, the other relevant documents and statements for the purpose of scrutiny/ verification by insurance company or its authorized representatives and DLMC.
e) Allow insurance company access to all relevant records and registers at offices of Nodal Bank and service (subordinate) bank branches within their jurisdictional area.
f) To capture all relevant data including land and crop details of all loanee farmers covered compulsorily as well as non loanee farmers availing crop insurance through them. Under administrative mechanism, banks are designated as terminal service points for farmers. Hence, it is their duty to ensure compulsory coverage of all eligible loanee farmers and all interested non-loanee farmers. In case of any misreporting by Nodal Bank / branch / PACS in case of farmers coverage, concerned bank only will be liable for such misreporting and its consequences.
13.5 Designated Insurance agents
a) To educate the cultivators on the Scheme features.
b) To guide the cultivators for filing up the insurance proposal in the prescribed forms and collecting the required documents from Non- Loanee cultivators.
c) Underwrite and collect the premium on behalf of Insurance Company, strictly as per the provisions of the scheme.
d) To prepare the consolidated statements of Non-Loanee cultivators and forwarding the same to the insurance company along with the premium amount well within the stipulated time.
e) The designated Insurance agents shall also prepare the list of individual insured farmers with requisite details like name, fathers’ name, Bank Account number, village, categories –Small and Marginal/ SC/ ST/ Women, insured acreage, insured crop(s), sum insured, premium collected, Government subsidy etc. in soft copy and send the same to the concerned insurance company within five days after final cut-off date.
f) The designated Insurance agents should ensure that insured farmers may not be deprived of any benefit under the Scheme due to errors/ omissions/ commissions of them, and if any, the concerned agents / insurance company shall only make good all such losses. Necessary administrative and legal action may also be taken for lapses in service/ malpractices, if any, reported.
13.6 Loanee farmers
a) As the Scheme is compulsory for all loanee cultivators availing SAO loans for notified crops, it is mandatory for all loanee cultivators to insist on insurance coverage as per provisions of the Scheme.
b) Any change in crop plan should be brought to the notice of the bank within one week of sowing.
c) Insurance Proposals are accepted only upto a stipulated cut-off date, which will be decided by the SLCCCI.
d) Give information of any loss due to localized risk or post harvest loss due to specified perils of cyclone, cyclonic rains and unseasonal rains resulting in damage to harvested crop lying in field in “cut and spread” condition to concerned bank branch/ financial institution/ channel partner / insurer within 48 hours.
13.7.Non-Loanee cultivators
a) Non-Loanee cultivators desirous of availing insurance under PMFBY for any notified crop in any notified insurance unit may approach nearest bank branch/ PACS/ authorized channel partner/ insurance intermediary of insurance company within cut-off date, fill-up proposal form completely in prescribed format, submit form and deposit requisite premium to bank branch/ Insurance Intermediary along with necessary documentary evidence regarding his insurable interest in cultivating land/ crop (e.g. ownership/ tenancy/ cultivation rights) proposed for insurance.
b) The farmer desiring for coverage should open/operate an account in the branch of the designated bank, and the details should be provided in the proposal form.
c) The farmers should mention their land identification number in the proposal.
d) The farmer must provide documentary evidence with regard to possession of cultivable land.
e) The cultivator must furnish area sown confirmation certificate.
f) The farmer should ensure that he gets insurance coverage for a notified crop(s) cultivated/proposed to be cultivated, in a piece of land from a single source. In other word, Double insurance is not allowed. The insurance company shall reserve the right to repudiate all such claims and not refund the premium as well in such cases.
g) Give information of any loss due to localized risk or post-harvest loss due to specified perils of cyclone, cyclonic rains and unseasonal rains resulting in damage to harvested crop lying in field in “cut and spread” condition to concerned bank branch/ financial institution/ channel partner / insurer within 48 hours.
Note: The implementation of the scheme will be governed by operational guidelines on PMFBY and administrative approval issued by DAC/FW, GOI. In the event of any conflict in provisions in this notification and operational guidelines for PMFBY issued by DAC/ FW, GOI, latter will prevail.
Encl: Annexures: I to VIII
Appendix: I & II
Statements from 1 to 7 for cluster-I & 1 to 6 for cluster-II and Profarmas A&B
Annexure I
Addresses of the Insurance Companies implementing PMFBY for Kharif 2017 season :
CLUSTER NUMBER ADDRESS FOR COMMUNICATION CONTACT PARTICULARS
CLUSTER-1
AGRICULTURE INSURANCE COMPANY OF INDIA LIMITED, 8TH FLOOR, UNITED INDIA TOWERS, BASHEERBAGH, HYDERABAD-
500029.
Phone:040-23240235,23242594,
23242595,23242596,
23242597
Fax No.040-23242363
Toll Free Number : 18001030061
CLUSTER 2
ICICI LOMBARD GENERAL INSURANCE COMPANY
D.No.6-3-352/1, 4th Floor, Osman Plaza,
Road No.1, Panjagutta, Banjara Hills,
Hyderabad-500034
Phone No.040-30642692
ANNEXURE-I
LIST OF DISTRICTS NOTIFIED ALONG WITH THE CROPS UNDER PRADHANA MANTRI FASAL BIMA YOJANA SCHEME DURING KHARIF 2017 SEASON
CLUSTER-1
Sl.No. District No. of crops Crops Notified
1 Srikakulam 5 1. Rice (Village made as Insurance Unit) 2. Bajra 3.Groundnut (U.I) 4. Sugarcane (P) 5.Sugarcane (R)
2 East Godavari 5 1. Rice (Village made as Insurance Unit) 2.Bajra
3.Sugarcane(P) 4.Sugarcane( R ) 5.Cotton(UI)
3 Guntur 7 1. Rice (Village made as Insurance Unit) 2.Redgram 3.Blackgram 4.Castor 5.Turmeric 6.Sugarcane (Plant) 7. Sugarcane (Ratoon)
4 Prakasam 7 1. Rice (Village made as Insurance Unit) 2.Bajra 3.Maize 4.Redgram 5.Castor 6.Chillies (I) 7.Chillies (UI)
5 Nellore 5 1. Rice (Village made as Insurance Unit) 2.Bajra 3.Groundnut(I) 4.Sugarcane(P) 5. Sugarcane( R)
6 Anantapur 8 1. Rice ( Village made as insurance unit) 2.Jowar 3.Bajra 4.Maize 5. Redgram 6.Sunflower 7.Chillies(I) 8.Cotton(UI)
7 Chittoor 6 1.Rice ( Village made as Insurance unit) 2.Jowar 3.Bajra 4.Redgram 5.Sugarcane(P) 6.Sugarcane(R )
Note: Highlighted crops are selected under Village made as Insurance Unit Scheme.
ANNEXURE-III
LIST OF DISTRICTS NOTIFIED ALONG WITH THE CROPS UNDER PRADHANA MANTRI FASAL BIMA YOJANA SCHEME DURING KHARIF 2017 SEASON
PMFBY - SEASONALITY DESCIPLINE: The seasonality discipline (cut off dates) as applicable to various crops during Kharif 2017 season:
Loaning period (Loan sanctioned) for Loanee farmers covered under compulsory basis : RICE
Loans disbursed between 1.4.2017 to 21.8.2017.
Loaning period (Loan sanctioned) for Loanee farmers covered under compulsory basis:
All other Crops: Bajra, Jowar, Maize, Groundnut (UI), Groundnut(I), Sugarcane(P), Sugarcane( R), Cotton (UI), Cotton (I), Redgram, Greengram, Blackgram, Redchilly(I), Redchilly(UI), Castor, Turmeric, Sunflower, Korra
1-4-2017 to 31-07-2017
Cut-off date for receipt of Proposals of farmers /debit of premium from farmers accounts
Non- Loanee Farmers – ALL CROPS
31.7.2017
Cut-off date for receipt of Proposals of farmers /debit of premium from farmers accounts Loanee Farmers - RICE
21.8.2017
Cut-off date for receipt of Proposals of farmers /debit of premium from farmers accounts Loanee Farmers – All other crops
31.7.2017
Cut-off date for receipt of Proposals of farmers /debit of premium from farmers accounts Non-Loanee Farmers – All crops
31.7.2017
Cut-off date for receipt of consolidated Declarations /proposal of Loanee farmers covered on compulsory basis and Non- Loanee farmers covered on voluntary basis from Bank branches to respective insurance companies and DCCBs for PACS
Within 15 days from Loanee farmers and 7 days for Non-loanee farmers after cutoff date.
Cut-off date for receipt of Declarations of farmers covered on voluntary basis from designated insurance agent(s) to Insurance Companies.
Within 7 days after receipt of declarations/ Premium.
Cut-off date for receipt of proposals of loanee farmers covered on compulsory basis and Non-Loanee farmers covered on voluntary basis from respective DCCBs/Nodal Banks (for Co-operatives)
Within 7 days of receipt of declarations by the respective nodal bank offices.
Cutoff date for prevented sowing Paddy : 31.8.2017 Cotton (UI) : 15.7.2017 Groundnut (UI): 15.7.2017
Cutoff date for post harvest losses Two weeks (within 14 days) for all crops after harvest.
Uploading soft copy of the details of individual insured farmers by Commercial Banks/RRBs/ PACS/ Intermediaries
Within 15 days after cutoff date for collection of premium from farmers
Cut-off date for receipt of Yield data harvest Within a month from final yield data harvest.
Processing, approval and payment of final claims based on yield data. 3 weeks from receipt of yield data
STATEMENT - 1 NOTIFICATION OF AREAS UNDER PRADHANA MANTRI FASAL BIMA YOJANA SCHEME
IN ANDHRA PRADESH
CLUSTER-I
SEASON : KHARIF 2017
DISTRICT : SRIKAKULAM - 38 Mandals
Unit No
Mandals No. of Mandals
No. of Experiments
CROP RICE I.U.989
Selected under "Village made as Insurance Unit" 1865 4130
CROP : BAJRA
DISTRICT IS MADE AS SINGLE UNIT 38 26 CROP: GROUNDNUT (UI) I.U. 10
III 5. Ganguvarisigdam 1 12 IV 28. Kotabommali 1 12 V 4. Rajam 1 12 VI 10. Santhakavati 1 12 VII 6. Laveru 1 12 VIII 7. Ranasthalam 1 12 IX 8. Etcherla 1 12 X 9. Ponduru 1 12
TOTAL 38 132
CROP SUGARCANE (PLANT)
6 18 I 1.Veeragattam 2.Vangara 3.Regidi Amadalavalasa
030 VENKATACHALAM 0001 PALICHERLAPADU 0002 KURICHERLAPADU 0003 KASUMURU 0004 KANUPURU BIT - II 0005 KANUPURU BIT - I 0006 KANDALAPADU 0007 KUMKUMPUDI 0008 KAKUTURU 0009 KANTEPALLE 0010 NAGULAVARAM 0011 ANEKEPALLE 0012 SURVEPALLE BIT - I 0013 SURVEPALLE BIT - II 0014 IDEMEPALLE 0015 EDAGALI 0016 PUDIPARTHI 0017 SURVEPALLE BIT - III 0018 SURVEPALLE BIT - IV 0019 PUNJULURUPADU 0020 EPURU BIT - II
NOTIFICATION OF AREAS UNDER PRADHANA MANTRI FASAL BIMA YOJANA SCHEME IN ANDHRA PRADESH SEASON : KHARIF 2017
DISTRICT : ANANTHAPUR
63 Mandals
Unit No Mandals No. of Mandals
No. of
Experiments
CROP : RICE (I.U. 6) Selected Under “Village made as Insurance Unit”
TOTAL 63 102 CROP : JOWAR DISTRICT IS MADE AS SINGLE UNIT 63 54 CROP : BAJRA. DISTRICT IS MADE AS SINGLE UNIT 63 26 CROP : MAIZE DISTRICT IS MADE AS SINGLE UNIT 63 26 CROP : REDGRAM
63 384 CROP: CHILLIES ( I ) DISTRICT IS MADE AS SINGLE UNIT 63 26 CROP: COTTON ( UI ) DISTRICT IS MADE AS SINGLE UNIT 63 26 CROP : SUNFLOWER DISTRICT IS MADE AS SINGLE UNIT 63 54
ANNEXURE A
VILLAGE INSURANCE UNIT SCHEME UNDER PMFBY CROP : PADDY ANATHAPUR DISTRICT TATEMENT SHOWING THE VILLAGE WISE INSURANCE UNITS KHARIF 2017 SEASON
025 NARPALA 0012 HAVELI SODANAPALLE 0059 026 B K SAMUDRAM 0001 PODARALLA 0060 026 B K SAMUDRAM 0004 KORRAPADU
0061
026 B K SAMUDRAM 0002 JANTHULUR 026 B K SAMUDRAM 0003 CHEDULLA 026 B K SAMUDRAM 0010 BUKKARAYASAMUDRAM 0062 026 B K SAMUDRAM 0009 GOVINDAPALLE 026 B K SAMUDRAM 0005 CHENNAMPALLE
0063
026 B K SAMUDRAM 0008 SIDDAMPETA 026 B K SAMUDRAM 0006 BODIGANIDODDI 026 B K SAMUDRAM 0007 CHENNARAYAUNIPALLE 026 B K SAMUDRAM 0011 REDDIPALLE 026 B K SAMUDRAM 0014 KONDAKINDA AGRAHARAM
0064
026 B K SAMUDRAM 0013 DANDUVARIPALLE 026 B K SAMUDRAM 0012 SIDDARAMPURAM 027 ANANTAPUR 0002 THATICHERLA
044 C K PALLE 0002 NYAMADDALA 044 C K PALLE 0003 CHENNEKOTHAPALLE 044 C K PALLE 0004 NAGASAMUDRAM 044 C K PALLE 0005 PYADINDI 044 C K PALLE 0006 MEDAPURAM 044 C K PALLE 0007 POLETIPALLE 044 C K PALLE 0008 KANUMUKKALA 044 C K PALLE 0010 GANGINEPALLE 044 C K PALLE 0009 VELDURTHI 044 C K PALLE 0011 BRAMHANAPALLE 045 RAMAGIRI 0004 MOTARCHINTALAPALLE
055 O D CHERUVU 0003 DABURUVARIPALLE 055 O D CHERUVU 0005 MUKKANDLAVARIKOTHAPALL 055 O D CHERUVU 0006 THIPPEPALLE
MC Mandal Name Village Code
Village Name I.U. No. REMARKS
055 O D CHERUVU 0002 NARASAMBHOTLAPALLE
0100
055 O D CHERUVU 0004 INAGALUR 055 O D CHERUVU 0008 TANGEDUKUNTA 055 O D CHERUVU 0011 VENKATAPURAM 055 O D CHERUVU 0013 THUMMALAKUNTLAPALLE 055 O D CHERUVU 0014 VEERAOBANAPALLE 055 O D CHERUVU 0007 ALLAPALLE 055 O D CHERUVU 0010 OBULADEVARACHERUVU
NOTIFICATION OF AREAS UNDER PRADHANA MANTRI FASAL BIMA YOJANA SCHEME IN ANDHRA PRADESH
SEASON : KHARIF 2017 DISTRICT : Y.S.R. (KADAPA) ( 51 Mandals) Unit No Mandals No. of
Mandals No. of
Experiments
CROP: RICE I. U. 246
Selected under "Village made as Insurance Unit" 972 1284 CROP : JOWAR DISTRICT IS MADE AS SINGLE UNIT. 51 26 CROP : BAJRA . DISTRICT MADE AS SINGLE UNIT 51 26 CROP : REDGRAM DISTRICT MADE AS SINGLE UNIT 51 54 CROP : COTTON ( Irrigated ) (IU-3)
TOTAL 51 54 CROP : COTTON ( Un Irrigated ) DISTRICT IS MADE AS SINGLE UNIT. 51 26 CROP : SUNFLOWER DISTRICT IS MADE AS SINGLE UNIT. 51 26 CROP : TURMERIC
DISTRICT IS MADE AS SINGLE UNIT.
(FOR EACH CCE 10 PLANTS HAVE TO SELECT) TOTAL
26 X 10 = 260
CROP: SUGAR CANE (Plant)
DISTRICT IS MADE AS SINGLE UNIT. 51 26
CROP: SUGAR CANE ( RATOON)
DISTRICT IS MADE AS SINGLE UNIT 51 26
PROFORMA-A
VILLAGE INSURANCE UNIT SCHEME UNDER PMFBY STATEMENT SHOWING THE VILLAGE WISE INSURANCE UNITS KHARIF 2017 SEASON
18 TOTAL 54 90 CROP :CASTOR DISTRICT IS MADE AS SINGLE UNIT 54 80
CROP :CHILLIES (I) DISTRICT IS MADE AS SINGLE UNIT 54 26 CROP : CHILLIES (UI) DISTRICT IS MADE AS SINGLE UNIT 54 26 CROP: SUGAR CANE (Plant) DISTRICT IS MADE AS SINGLE UNIT 54 26 CROP: SUGAR CANE ( RATOON) DISTRICT IS MADE AS SINGLE UNIT 54 26 CROP: KORRA
Application for the change of crop after purchase of insurance cover under PMFBY (This application must be accompanied with sowing certificate from competent authority. This application can only be accepted till 30 days
before final cut-off date for purchase of insurance cover for the season and the year as per government notification Mere submission of this form does not ensure change in crop but will depend on decision of the insurance company as per PMFBY guidelines and applicable
rules therefor. This form is to be submitted to the bank/ broker/ Agent )
a. First Line: b. Second line c. Village: d. Post Office: Police Station: e. District: State: f. PIN: Mob/Ph No:
6. Details of Channel: a. Type of Channel through which insurance was taken i.e. Bank/ broker/ agent / Direct b. Name and Address of the bank/ / broker/ agent :
7. Details of current insurance cover: a. Season: Year: b. Policy/Acknowledgement number: c. Date of payment / deduction of premium:
9. Reason for change in crop : 10. Details of Premium Difference paid (if Applicable) :
a. Cash/DD/Chq/RTGS/NEFT No: Date: b. Bank name: Branch: c. Amount
I confirm that details furnished are true to the best of my knowledge. I also confirm that the condition of crop sought to be insured is good. If any evidence to the contrary to above confirmation is found the cover is liable to be cancelled and premium forfeited.
Received an application from Mr/Ms……………………………..S/d/w/o……………………..of…………………………..village…………………….district for change of crop/area insured under PMFBY for the Season………………..Year…………………..from…………………….to…………………………..on……………………The difference of premium amount of Rs………………………has been collected/is refundable by insurance company.
Authorised Signatory
Name of Bank/Intermediary
Instructions for Farmers(On the Back)
• This form should be accompanied with 1. Land documents (where farmer had intended to sow/ sown non- notified crop) 2. Sowing Certificate from appropriate official of the state govt.
• The difference in premium, on insuring new crop, has to be paid at the time of application. • The refund of premium if any, on insuring new crop, would be refunded by insurance company. • The Form is likely to be rejected if not signed and accompanied with requisite supporting documents.
• This form should be used only when change of crop is there in the same village/ survey no.
TO: AIC of India Ltd. ………………………………………………………..………………………………………………………..………………………………………………………… ……………………………………………………… It is certifiedi) that no crop loans eligible forjurisdiction(strike off option not applicable),are also included, and iii) that all guideline wfollowed. Dated At………………….this……………………..day Name of Signatory: Designation:
Declaration No. (To be allotted by Bank) Gender (√ one): Male/Female/Other State: Season: District: Taluka/Tehsil/Block Category of farmer
No of Farmers
Area Insured
(Ha) (1) (2) (3)
Small & Marginal
Other Total
DD/RTGS/NEFT NO DD/RTGSTO BE COMPLETED BY AIC REGIONAL OFFICECERTIFICATE NO
From (Nodal Bank)………………………… Address ………………………… Ph.No ………………………… A/c No…………………………………………… IFS Code………………………………………… Fax No ………………………………………… E-mail……………………………………………
coverage are left out by us/ the bank branches / PAC, ii) that all Kisan Credit Card loans sanctioned/renewe
with regard to crop loans, issued by RBI/NABARD from
of ………………………year………………………………………………
Signature and seal of Authorised Signatory of Nodal B
SCHEDULE
Category (√ one): SC/ST/O
Year: Crop: Notified Area Farmer’s Premium
Scale of Finance (Rs/Ha)
Sum Insured (Rs) = Area x Scale of
Finance (4) (5)=(3)x(4)
S/NEFT DATE DD/RTGS/NEFT AMOUNT E
DATE RECEIVED
TD
……………… ………………………. ………………………..
…………………… ………………… ……………….
………………. CS under our ed and eligible for coverage
m time to time have been
Bank
Other/Gen
m Rate: Farmers’ Premium
(Rs)
(6)
RECEIPT NO
NOTE: GUIDELINES FOR FILLING UP THE DECLARATIONS OVERLEAF.
GUIDELINES FOR FILLING UP THE DECLARATION
1. This Declaration format should be used only for loaneefarmers. 2. Separate Declaration must be filled in for each crop and each notified area. 3. Only one copy of the Declaration must be submitted to AICL within the prescribed cut-off date (a copy
may be retained by the bank for their record). 4. Complete address of Bank along with the Telephone/Fax number / E-mail must be given to facilitate
further communication, whenever necessary. 5. Care should be taken to declare only such loans for Crop Insurance coverage which are strictly as per the
provisions / conditions and seasonality discipline of the Scheme and the notification by the SLCCCI
6. Whenever any clarification in respect of declarations submitted by Bank is sought from AICL the same must be submitted within one month of AICL’s letter and no clarification will be entertained by AICL thereafter for any purpose whatsoever including reopening of claims.
7. Premium D.D. should be in favour of “Agriculture Insurance Company of India Ltd.” Axis bank A/c No……………………………………………..Round off the amount of premium to the nearest rupee.
8. Details of individual farmers must be enclosed / sent in soft copy 9. Bank will be held liable for making good any losses/claims arising out of any error of omission or
commission by the banks. 10. Specific guidelines for filling in the Schedule:
a) Care should be taken to specify the correct NOTIFIED AREA and CROP in each declaration. Any Changes / Corrections in notified area/crop should be intimated at least 30days before cut-off date. No subsequent request will be entertained by AICL.
b) Sum Insured for individual farmer will be equal to the Crop Loan sanctioned for the notified crop in the notified area.
c) Only the farmers’ premium is to be calculated in the following manner: Farmers’ premium rate* Sum Insured
d) Duplication in reporting numbers of farmers / area covered must be avoided in the subsequent Declaration.
e) The declaration alongwith premiummust be sent to AIC within stipulated cut –off date mentioned in the notification.
For any change in the information furnished in this declaration, revised declaration must be submitted, giving reference to original declaration.
APPENDIX-ID Farmer Details under PMFBY (to be provided in soft copy)
State District Season Year Year Bank Branch
Name of farmer
Father’s name
Block/Taluka
Gram Panchaye
t village Gender
Category of
farmers
(SM/Others)
Community
(SC/ST/GEN)
1 2 3 4 5 6 7 8
Type of farmer
(loanee/non
loanee)
Crop Insured
Area insured
(ha)
Sum insured
(Rs.)
Premium collected
(Rs.)
Premium
remitted (Rs)
Bank Account no.
Bank Declaration/reference no under which premiu
m amount submitte
d Mobile
No 9 10 11 12 13 14 15 16 17
sub- Total at NFA level Grand Total
*The information should be provided at Notified area level i.e. District/ Block/ Gram Panchayat/ Village level with sub- totals * Information provided in this form by the bank on every aspect i.e. type / category / gender/ community wise no. of farmers, area insured , sum insured, premium collected must match/ tally with notified area wise/ crop
wise declarations / information furnished through any mode i.e. offline/ online for the season,year.
*The declaration wise premium remitted by the bank must tally with "Total Premium Collected" column here
APPENDIX-IE
CERTIFICATE OF TENANCY FOR CROP INSURANCE PURPOSE
I/We ____________________ S/o________________________ resident of ____________________ am/are the owner/landlord of schedule property details given here under.(Xerox copy of the land pass book is attached).
S.No District Mandal Revenue village
Survey No.
Area in Acres/cents/Guntas
I hereby declare that property at Survey number(s) ______________ has been offered to Shri/Smt _______________________________S/o_______________________ resident of _________________ village for the purpose of ______________Crop cultivation (Specify the crop name) on tenancy / lease basis for a period from_____________ to ________________.
Further I hereby declare that I have not submitted / will not submit any other crop Insurance proposal covering the above mentioned crops during the season either through any of the Bank branch or Primary Agriculture Co- Operative society (PACS) or Insurance Intermediaries or directly under any Crop Insurance Scheme. I also understand that in case more than one Insurance of the crop/area or any untrue statement, the claim, if any , shall stand repudiated.
Signature of the Landlord/Owner Signature of the Tenant farmer
BANK DETAILS (If bank details are not provided, then credit of claims in account is not possible)
Account holder's Name* Bank Name*
Branch Name* IFS Code*
Branch Address* (If not available, put "00000000000")
Account Type* Account Number*
Bank Phone No*
NOMINEE DETAILS (for insurance policy)
Title: Mr./Mrs./Ms.
Nominee First Name Nominee Middle Name
Relation to Party Nominee Last Name
FREE SMS SUBSCRIPTION
Do you want to subscribe by SMS alerts Yes No Subscribe to new business
Subscribe to claim intimation Yes No Subscribe to other value added services
I CERTIFY THAT THE ABOVE STATEMENTS ARE CORRECT TO THE BEST OF MY KNOWLEDGE & BELIEF
Place:
Date:
Witness: (in case of Thumb impression) Agent Name & ID Signature/Thumb Impression of Farmer
AGRICULTURE INSURANCE COMPANY OF INDIA LIMITED Regional Office: APPENDIX-IG
PRADHAN MANTRI FASAL BEEMA YOJNA (PMFBY)-INTIMATION-CUM-CLAIM FORM
THE ISSUE OF THIS FORM IS NOT TO BE TAKEN AS AN ADMISSION OF LIABILITY ANSWER ALL QUESTIONS CAREFULLY
Particulars of the Insured
1. Name of the Insured Farmer (Shri/Smt.)
2. Name of thefather/spouse of Insured (Shri/Smt.)
3. Address for communication
4.Telephone/Mobile No
5.E mail ID
Particulars of Crop Insurance
Scheme PMFBY Crop season Crop year
1. If insured through a bank branch: 1.Loanee 2. Non-Loanee ( Tick as appropriate)
(a).Account No (b) Name Of Bank & Branch
(c).Amount of Premium (d) Date of Premiumdeduction/Reciept
2.If Insured through other Channels/ Intermediary (Broker/GIPSA/Direct)
(a).Name of Intermediary (b).Farmer
ID/Proposal No./Cover Note No.
Please mention the date of occurrence against the cause of loss
Cause of loss Date of occurrence
Cyclone (Post Harvest)
Cyclonic rains (Post Harvest)
Unseasonal rains (Post Harvest)
Landslide (Localized)
Hailstorm (Localized)
Inundation (Localized)
Address of the farm where losses occurred
District Taluka Revenue Circle/Cluster Village
Details of the Insured Crop where losses ocurred
Survey no. Crop Area Sown (in ha.) Area Insured (in ha.)
Approximate Area affected (in ha.)
Approximate loss percentage
1
2
3
Details of other insurances: Are there any other insurances against the same
crop mentioned above Yes/No.
Name of the insurance company Policy No. Sum Insured (Rs.) Area Insured (ha)
I above named farmer being insured under PMFBY do hereby declare and set forth that at or about…………………….O’clock a.m./p.m. on the…………………..20…….(above ticked incidence) was occurred in the above mentioned farm due to which insured …………..crop has been damaged. I, further assure you that I will not remove any part of crop from the affected farm or in any way change appearance of crop in the affected farm till survey work is completed. Please arrange to survey my farms. I am herewith enclosing the proof of ownership of land record/tenancy/sharecropper agreement and copy of Cover note/premium receipt as applicable with this claim form.
Date: Signature/Thumb Impression of farmer
For Bank/ Intermediary: This is to certify that above mentioned particulars of crop insurance is correct as per our records and premium thereof
has already been sent to Agriculture Insurance Company Of India Ltd as per the relevant Notification.
Date: Signature of Authorised signatory of issuing Bank/Intermediary With
Seal, , (Name and Designation )
Note: Please send this form duly filled up to us on above FAX number/e-mail or submit to the surveyor.
Hea
Regional Office:
P
Season & Year: _____________________________ 20
Documents to be Enclosed:
1. Copy of Land document towards Insurable (Land Possession Certificate/Land revenue
Pl. fill details of all the crops you wish to ins
1. Details of Farmer:
Are You a registered Farmer with AIC:
If Yes, provide Farmer ID No. in the box below and if NRegistration Form
Name : Mr./Ms./
Mobile/Phone no:
2. Notified Area Details (L4 – L7 Labels to be fille
State District
L2 L3
3. Deta
Block/ Tehsil /
Hobli Village Survey No.
Mac
Agriculture Insurance Company of India Limited
d Office:13th Floor, Ambadeep Building, K.G.Marg, New Delhi 110001
APPENDIX-IH
PRADHAN MANTRI FASAL BIMA YOJNA (PMFBY)
Proposal Form for Non-Loanee Farmer- Direct
-- --
interest : receipt/ Patta/ Contract/ other documents as per notification)
sure in a village in this form
ot fill Farmer
Yes / No
Farmer ID No.:
ed in as per prevalent nomenclature in the State):
L4 L5
L6
ails of Crop and Area Proposed for Insurance: Mention whether you
are Owner/ Share-cropper/ Tenant of
the survey no.
Name of CropProposed Date/ Actual Date of
Sowing of the crop
FORM: PMFBY-PF-03
L7
Area Sown in Hectares
Other Crops Sown
I hereby declare that the provisions of the scheme have been read and understood by/ explained to me in detail in my own language before completing the Proposal Form including Farmer Registration form. I hereby further declare that the particulars furnished above are true and correct. I have made all disclosed all material facts. I have sown/intend to sow crop insured. Further, I undertake to inform the insurance company if there is change in crop and pay any difference in premium which becomes payable.
I have not submitted any other crop insurance proposal covering the above mentioned crop grown on above survey no. during the season under the Scheme either through any Insurance intermediary or any Bank branch /PACS or any other Scheme or with any other Insurance Company. I undertake to inform insurance company within 48 hours of occurrence of loss caused due to perils mentioned in the scheme in case of localized calamity/post-harvest losses. I undertake to assist insurance company and its loss assessors in every manner. I understand that payment of claim under prevented sowing will lead to cancellation of policy and no further claim will be paid.
Place:
Date:
Witness (must for thumb impression): Signature/Thumb Impression of Proposer
Insurance is the subject matter of solicitation
--------------------------------------- (For use by AIC RO) ----------------------------------
Prohibitions of Rebates: Section 41 of the Insurance Act provides as follows:
1. No person shall allow, or offer to allow, either directly or indirectly as an inducement to any person to take out or renew or continue an insurance in respect to any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy,nor shall any person taking out or renewing or continuing a policy accept any rebates except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer.
2. Any person making default in complying with the provisions of this section shall be punishable with fine, which may extend to five hundred rupees.
GUIDELINES FOR COMPLETION OF THE FORM
1. Only one proposal form to be filled up for all the crops proposed to be notified in a survey no. . 2. Please complete the Proposal Form in all respects. The proposal should be signed by the proposer and all documents as mentioned above enclosed 3. Insurance is a contract of Utmost Good Faith requiring the Insured not only to disclose all material facts but also not to suppress any material facts. If you think any fact is material, please disclose it. 4. The Insurance shall become voidable at the option of the Insurer, in the event of any untrue or incorrect statement, misrepresentation, non-description or non-disclosure of any material particular in the proposal
form/personal statement, declaration and connected documents, or any material information having been withheld by the proposer or anyone acting on his behalf. 1. Kindly contact AIC’s Offices or its authorized Agents for any doubts or clarifications on the proposal form.
NOTE: The liability of AIC does not commence until this proposal has been accepted by AIC and the premium is paid. The detailed terms and conditions are printed at the back of Acknowledgement
Insurance is the subject matter of solicitation
PMFBY-NL-PF-3
Acknowledgement
Notified
Area
Crop Area insured (ha)
Sum insured (Rs)
Farmers Premium Rate (%)
Farmer’s Premium
(Rs)
(6)= (4) x (5)
Details of remittance of premium
(1) (2) (3) (4)= (3) x Scale of Finance (5) DD / Cheque no./ Cash
Dated
Drawn on ( name of bank )
Total Debited on ………….
(PMFBY)
Date: ______________
Received Rs. -------------- (Rupees------------------------------------------only) towards consideration as Farmer’s share of Premium from Mr. / Ms. .-------------------------
--------, Son/Daughter/Wife of Shri-----------------------------, cultivator of ----------------------Block/Tehsil/Taluka/Revenue Circle of-----------------District of -------------
--------State/UT, having Bank Account No.-----------------in -------------------- Bank---------------------Branch, towards coverage of --------------------- crops in total land
of …………………Hectares for a Sum Insured of Rs. ------------- during ------------------- Season of --------------- year under Pradhan Mantri Fasal Bima Yojna (PMFBY),
vide Cash/Cheque/DD No. ----------------- dated -------------- drawn on ----------------Bank, subject to realization.
Please preserve this Acknowledgement for future use
(Authorized Signatory)
T
Terms and Conditions (To be printed on back of Acknowledgement)
1. The coverage under PMFBY will be strictly as per operational guidelines framed DAC&FW, GOI and the notification issued by the state government for the relevant season
2. The proposer shall submit only one proposal form for a season. 3. The proposer shall disclose all material facts. Any discrepancy discovered later may lead to cancellation of insurance
cover and forfeiture of premium. Material facts for this purpose will include but not restricted to facts relevant to crop insured, season insured, notified area insured and insurable interest.
4. The Insurance company reserves the right to reject this proposal if it is not signed /not completely filled / required documents in support of insurable interest are not enclosed/ full share of farmer’s premium is not paid
5. The insurance cover may be cancelled if it is discovered at any time that : a. The farmer has insured more area than the land with insurable interest for him. b. Has taken insurance on the same land in the survey no. from different banks/ branches/ society or as loanee
as well as non- loanee farmer or has sown some other crop than notified/ insured crop. In above cases the premium would not be refunded without prejudice to the right to investigate and make changes in the coverage accordingly at insured’s risk, cost and consequences.
6. Proposer undertakes to inform the insurer in the event of any change in crop, extent of area sown, bank account and insurable interest within one week, otherwise point no3. will follow.
7. Insurance company reserves the right to investigate ourselves or through others and reduce claim proportionately, if area insured is more than area sown.
8. Proposer undertakes to inform insurance company within 48 hours of occurrence of loss caused due to perils mentioned in the scheme in case of localized calamity/post-harvest losses
9. Proposer undertakes to assist insurance company and its loss assessors in every manner. 10. Payment of claim under prevented sowing will lead to cancellation of policy and no further claim will be paid. 11. If required, at the time of claim, if any, the insured may be required to submit identity and address proof. 12. Proposer undertakes to submit discharge certificate before receipt of claim.
Hea
P
Prop
Season & Year: _____________________________ 20
Documents to be Enclosed:
2. Copy of Land document towards Insurable (Land Possession Certificate/Land revenue other documents as per notification)
Pl. fill details of all the crops you wish to ins
1. Details of Farmer:
Are You a registered Farmer with AIC:
Agriculture Insurance Company of India Limited
d Office:13th Floor, Ambadeep Building, K.G.Marg, New Delhi 110001
APPENDIX-I (I)
PRADHAN MANTRI FASAL BIMA YOJNA (PMFBY)
posal Form for Non-Loanee Farmer- Through Banks
-- --
interest : receipt/ Patta/ Contract/
sure in a village in this form
Bank Name:
Branch Address:
Ph no:
e-mail:
Yes / No
FORM: PMFBY-PF-02
If Yes, provide Farmer ID No. in the box below and if Not fill Farmer Registration Form
Name : Mr./Ms./
Mobile/Phone no:
Farmer ID No.:
2. Notified Area Details (L4 – L7 Labels to be filled in as per prevalent nomenclature in the State):
State District
L2 L3 L4 L5
L6 L7
3. Details of Crop and Area Proposed for Insurance:
Block/ Tehsil /
Hobli Village Survey No.
Mention whether you are Owner/ Share-cropper/ Tenant of
the survey no.
Name of CropProposed Date/ Actual Date of
Sowing of the crop
Area Sown in Hectares
Other Crops Sown
I hereby declare that the provisions of the scheme have been read and understood by/ explained to me in detail in my own language before completing the Proposal Form including Farmer Registration form. I hereby further declare that the particulars furnished above are true and correct. I have made all disclosed all material facts. I have sown/intend to sow crop insured. Further, I undertake to inform the insurance company if there is change in crop and pay any difference in premium which becomes payable.
I have not submitted any other crop insurance proposal covering the above mentioned crop grown on above survey no. during the season under the Scheme either through this Bank branch / PACS or any Insurance intermediary or any other Bank branch /PACS or any other Scheme or with any other Insurance Company. I undertake to inform insurance company within 48 hours of occurrence of loss caused due to perils mentioned in the scheme in case of localized calamity/post-harvest losses. I undertake to assist insurance company and its loss assessors in every manner. I understand that payment of claim under prevented sowing will lead to cancellation of policy and no further claim will be paid.
Place:
Date:
Witness (must for thumb impression): Signature/Thumb Impression of Proposer
Insurance is the subject matter of solicitation
--------------------------------------- (For use by Bank) ----------------------------------
Notified
Area
Crop Area insured (ha)
Sum insured (Rs) Farmers Premium Rate (%)
Farmer’s Premium
(Rs)
(6)= (4) x (5)
Details of remittance of premium
(1) (2) (3) (4)= (3) x Scale of Finance (5) DD / Cheque no./ Cash
Dated
Drawn on ( name of bank )
Total Debited on ………….
Prohibitions of Rebates: Section 41 of the Insurance Act provides as follows:
1. No person shall allow, or offer to allow, either directly or indirectly as an inducement to any person to take out or renew or continue an insurance in respect to any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy,nor shall any person taking out or renewing or continuing a policy accept any rebates except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer.
2. Any person making default in complying with the provisions of this section shall be punishable with fine, which may extend to five hundred rupees.
GUIDELINES FOR COMPLETION OF THE FORM
5. Only one proposal form to be filled up for all the crops proposed to be notified in a survey no. . 6. Please complete the Proposal Form in all respects. The proposal should be signed by the proposer and all documents as mentioned above enclosed 7. Insurance is a contract of Utmost Good Faith requiring the Insured not only to disclose all material facts but also not to suppress any material facts. If you think any fact is material, please disclose it. 8. The Insurance shall become voidable at the option of the Insurer, in the event of any untrue or incorrect statement, misrepresentation, non-description or non-disclosure of any material particular in the proposal
form/personal statement, declaration and connected documents, or any material information having been withheld by the proposer or anyone acting on his behalf. 2. Kindly contact AIC’s Offices or its authorized Agents for any doubts or clarifications on the proposal form.
NOTE: The liability of AIC does not commence until this proposal has been accepted by AIC and the premium is paid. The detailed terms and conditions are printed at the back of Acknowledgement
Insurance is the subject matter of solicitation
PMFBY-NL-PF-1
Acknowledgement
(PMFBY)
Date: ______________
Received Rs. -------------- (Rupees------------------------------------------only) towards consideration as Farmer’s share of Premium from Mr. / Ms. .-------------------------
--------, Son/Daughter/Wife of Shri-----------------------------, cultivator of ----------------------Block/Tehsil/Taluka/Revenue Circle of-----------------District of -------------
--------State/UT, having Bank Account No.-----------------in -------------------- Bank---------------------Branch, towards coverage of --------------------- crops in total land
of …………………Hectares for a Sum Insured of Rs. ------------- during ------------------- Season of --------------- year under Pradhan Mantri Fasal Bima Yojna (PMFBY),
vide Cash/Cheque/DD No. ----------------- dated -------------- drawn on ----------------Bank, subject to realization.
Bank Name:
Address:
Please preserve this Acknowledgement for future use
(Authorized Signatory)
T
Terms and Conditions (To be printed on back of Acknowledgement)
13. The coverage under PMFBY will be strictly as per operational guidelines framed DAC&FW, GOI and the notification issued by the state government for the relevant season
14. The proposer shall submit only one proposal form for a season. 15. The proposer shall disclose all material facts. Any discrepancy discovered later may lead to cancellation of insurance
cover and forfeiture of premium. Material facts for this purpose will include but not restricted to facts relevant to crop
insured, season insured, n16. The Insurance company re
documents in support of i17. The insurance cover may b
a. The farmer has b. Has taken insur
as well as non- lIn above cases the premiuthe coverage accordingly a
18. Proposer undertakes to ininsurable interest within o
19. Insurance company reservarea insured is more than
20. Proposer undertakes to inmentioned in the scheme
21. Proposer undertakes to as22. Payment of claim under p23. If required, at the time of c24. Proposer undertakes to su
Hea
Regional Office:
P
Season & Year: _____________________________ 20
Documents to be Enclosed:
3. Copy of Land document towards Insurable (Land Possession Certificate/Land revenue
Pl. fill details of all the crops you wish to ins
1. Details of Farmer:
Are You a registered Farmer with AIC:
If Yes, provide Farmer ID No. in the box below and if NRegistration Form
Name : Mr./Ms./
Mobile/Phone no:
2. Notified Area Details (L4 – L7 Labels to be fille
State District
L2 L3
notified area insured and insurable interest. eserves the right to reject this proposal if it is not signed /not insurable interest are not enclosed/ full share of farmer’s prembe cancelled if it is discovered at any time that : insured more area than the land with insurable interest for hi
rance on the same land in the survey no. from different banksloanee farmer or has sown some other crop than notified/ ins
um would not be refunded without prejudice to the right to inat insured’s risk, cost and consequences.
nform the insurer in the event of any change in crop, extent of one week, otherwise point no3. will follow. ves the right to investigate ourselves or through others and rearea sown.
nform insurance company within 48 hours of occurrence of losin case of localized calamity/post-harvest losses
ssist insurance company and its loss assessors in every manneprevented sowing will lead to cancellation of policy and no furclaim, if any, the insured may be required to submit identity a
ubmit discharge certificate before receipt of claim.
Agriculture Insurance Company of India Limited
d Office:13th Floor, Ambadeep Building, K.G.Marg, New Delhi 110001
PRADHAN MANTRI FASAL BIMA YOJNA (PMFBY)
Proposal Form for Non-Loanee Farmer- Direct
-- --
interest : receipt/ Patta/ Contract/ other documents as per notification)
sure in a village in this form
ot fill Farmer
Yes / No
Farmer ID No.:
Aadhar no:
ed in as per prevalent nomenclature in the State):
L4 L5
L6
FORM: PMFBY-PF-03
completely filled / required mium is not paid
im. / branches/ society or as loanee sured crop.
nvestigate and make changes in
area sown, bank account and
educe claim proportionately, if
ss caused due to perils
er. rther claim will be paid. and address proof.
L7
3. Details of Crop and Area Proposed for Insurance:
Block/ Tehsil /
Hobli Village Survey No.
Mention whether you are Owner/ Share-cropper/ Tenant of
the survey no.
Name of CropProposed Date/ Actual Date of
Sowing of the crop
Area Sown in Hectares
Other Crops Sown
I hereby declare that the provisions of the scheme have been read and understood by/ explained to me in detail in my own language before completing the Proposal Form including Farmer Registration form. I hereby further declare that the particulars furnished above are true and correct. I have made all disclosed all material facts. I have sown/intend to sow crop insured. Further, I undertake to inform the insurance company if there is change in crop and pay any difference in premium which becomes payable.
I have not submitted any other crop insurance proposal covering the above mentioned crop grown on above survey no. during the season under the Scheme either through any Insurance intermediary or any Bank branch /PACS or any other Scheme or with any other Insurance Company. I undertake to inform insurance company within 48 hours of occurrence of loss caused due to perils mentioned in the scheme in case of localized calamity/post-harvest losses. I undertake to assist insurance company and its loss assessors in every manner. I understand that payment of claim under prevented sowing will lead to cancellation of policy and no further claim will be paid.
Place:
Date:
Witness (must for thumb impression): Signature/Thumb Impression of Proposer
Insurance is the subject matter of solicitation
--------------------------------------- (For use by AIC RO) ----------------------------------
Prohibitions of Rebates: Section 41 of the Insurance Act provides as follows:
1. No person shall allow, or offer to allow, either directly or indirectly as an inducement to any person to take out or renew or continue an insurance in respect to any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy,nor shall any person taking out or renewing or continuing a policy accept any rebates except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer.
2. Any person making default in complying with the provisions of this section shall be punishable with fine, which may extend to five hundred rupees.
GUIDELINES FOR COMPLETION OF THE FORM
9. Only one proposal form to be filled up for all the crops proposed to be notified in a survey no. . 10. Please complete the Proposal Form in all respects. The proposal should be signed by the proposer and all documents as mentioned above enclosed 11. Insurance is a contract of Utmost Good Faith requiring the Insured not only to disclose all material facts but also not to suppress any material facts. If you think any fact is material, please disclose it. 12. The Insurance shall become voidable at the option of the Insurer, in the event of any untrue or incorrect statement, misrepresentation, non-description or non-disclosure of any material particular in the proposal
form/personal statement, declaration and connected documents, or any material information having been withheld by the proposer or anyone acting on his behalf. 3. Kindly contact AIC’s Offices or its authorized Agents for any doubts or clarifications on the proposal form.
NOTE: The liability of AIC does not commence until this proposal has been accepted by AIC and the premium is paid. The detailed terms and conditions are printed at the back of Acknowledgement
Notified
Area
Crop Area insured (ha)
Sum insured (Rs)
Farmers Premium Rate (%)
Farmer’s Premium
(Rs)
(6)= (4) x (5)
Details of remittance of premium
(1) (2) (3) (4)= (3) x Scale of Finance (5) DD / Cheque no./ Cash
Dated
Drawn on ( name of bank )
Total Debited on ………….
Insurance is the subject matter of solicitation
PMFBY-NL-PF-3
Acknowledgement
(PMFBY)
Date: ______________
Received Rs. -------------- (Rupees------------------------------------------only) towards consideration as Farmer’s share of Premium from Mr. / Ms. .-------------------------
--------, Son/Daughter/Wife of Shri-----------------------------,whose Aadhar number is-----------------, cultivator of ----------------------Block/Tehsil/Taluka/Revenue
Circle of-----------------District of ---------------------State/UT, having Bank Account No.-----------------in -------------------- Bank---------------------Branch, towards
coverage of --------------------- crops in total land of …………………Hectares for a Sum Insured of Rs. ------------- during ------------------- Season of --------------- year
under Pradhan Mantri Fasal Bima Yojna (PMFBY), vide Cash/Cheque/DD No. ----------------- dated -------------- drawn on ----------------Bank, subject to realization.
Please preserve this Acknowledgement for future use
(Authorized Signatory)
T
Terms and Conditions (To be printed on back of Acknowledgement)
25. The coverage under PMFBY will be strictly as per operational guidelines framed DAC&FW, GOI and the notification issued by the state government for the relevant season
26. The proposer shall submit only one proposal form for a season. 27. The proposer shall disclose all material facts. Any discrepancy discovered later may lead to cancellation of insurance
cover and forfeiture of premium. Material facts for this purpose will include but not restricted to facts relevant to crop insured, season insured, notified area insured and insurable interest.
28. The Insurance company reserves the right to reject this proposal if it is not signed /not completely filled / required documents in support of insurable interest are not enclosed/ full share of farmer’s premium is not paid
29. The insurance cover may be cancelled if it is discovered at any time that : a. The farmer has insured more area than the land with insurable interest for him. b. Has taken insurance on the same land in the survey no. from different banks/ branches/ society or as loanee
as well as non- loanee farmer or has sown some other crop than notified/ insured crop. In above cases the premium would not be refunded without prejudice to the right to investigate and make changes in the coverage accordingly at insured’s risk, cost and consequences.
30. Proposer undertakes to inform the insurer in the event of any change in crop, extent of area sown, bank account and insurable interest within one week, otherwise point no3. will follow.
31. Insurance company reserves the right to investigate ourselves or through others and reduce claim proportionately, if area insured is more than area sown.
32. Proposer undertakes to inform insurance company within 48 hours of occurrence of loss caused due to perils mentioned in the scheme in case of localized calamity/post-harvest losses
33. Proposer undertakes to assist insurance company and its loss assessors in every manner. 34. Payment of claim under prevented sowing will lead to cancellation of policy and no further claim will be paid. 35. If required, at the time of claim, if any, the insured may be required to submit identity and address proof. 36. Proposer undertakes to submit discharge certificate before receipt of claim.
Hea
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Season & Year: _____________________________ 20
Documents to be Enclosed:
4. Copy of Land document towards Insurable (Land Possession Certificate/Land revenue other documents as per notification)
Pl. fill details of all the crops you wish to ins
1. Details of Farmer:
Are You a registered Farmer with AIC:
Agriculture Insurance Company of India Limited
d Office:13th Floor, Ambadeep Building, K.G.Marg, New Delhi 110001
PRADHAN MANTRI FASAL BIMA YOJNA (PMFBY)
Proposal Form for Non-Loanee Farmer- Through Banks
-- --
interest : receipt/ Patta/ Contract/
sure in a village in this form
Bank Name:
Branch Address:
Ph no:
e-mail:
Yes / No
FORM: PMFBY-PF-02
If Yes, provide Farmer ID No. in the box below and if Not fill Farmer Registration Form
Name : Mr./Ms./
Mobile/Phone no:
UIDAI No(Aadhar):
Bank Name:
Bank A/c No: IFSC No:
2. Notified Area Details (L4 – L7 Labels to be filled in as per prevalent nomenclature in the State):
State District
L2 L3 L4 L5
L6 L7
3. Details of Crop and Area Proposed for Insurance: Block/ Tehsil /
Hobli Village Survey No.
Mention whether you are Owner/ Share-
cropper/ Tenant of the survey no.
Name of Crop Proposed Date/ Actual Date of Sowing of the
crop
Area Sown in Hectares
Other Crops Sown
I hereby declare that the provisions of the scheme have been read and understood by/ explained to me in detail in my own language before completing the Proposal Form including Farmer Registration form. I hereby further declare that the particulars furnished above are true and correct. I have made all disclosed all material facts. I have sown/intend to sow crop insured. Further, I undertake to inform the insurance company if there is change in crop and pay any difference in premium which becomes payable.
I have not submitted any other crop insurance proposal covering the above mentioned crop grown on above survey no. during the season under the Scheme either through this Bank branch / PACS or any Insurance intermediary or any other Bank branch /PACS or any other Scheme or with any other Insurance Company. I undertake to inform insurance company within 48 hours of occurrence of loss caused due to perils mentioned in the scheme in case of localized calamity/post-harvest losses. I undertake to assist insurance company and its loss assessors in every manner. I understand that payment of claim under prevented sowing will lead to cancellation of policy and no further claim will be paid.
Place:
Date:
Witness (must for thumb impression): Signature/Thumb Impression of Proposer
Insurance is the subject matter of solicitation
--------------------------------------- (For use by Bank) ----------------------------------
Notified
Area
Crop Area insured (ha)
Sum insured (Rs) Farmers Premium Rate (%)
Farmer’s Premium
(Rs)
(6)= (4) x (5)
Details of remittance of premium
(1) (2) (3) (4)= (3) x Scale of Finance (5) DD / Cheque no./ Cash
Dated
Drawn on ( name of bank )
Prohibitions of Rebates: Section 41 of the Insurance Act provides as follows:
1. No person shall allow, or offer to allow, either directly or indirectly as an inducement to any person to take out or renew or continue an insurance in respect to any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy,nor shall any person taking out or renewing or continuing a policy accept any rebates except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer.
2. Any person making default in complying with the provisions of this section shall be punishable with fine, which may extend to five hundred rupees.
GUIDELINES FOR COMPLETION OF THE FORM
13. Only one proposal form to be filled up for all the crops proposed to be notified in a survey no. . 14. Please complete the Proposal Form in all respects. The proposal should be signed by the proposer and all documents as mentioned above enclosed 15. Insurance is a contract of Utmost Good Faith requiring the Insured not only to disclose all material facts but also not to suppress any material facts. If you think any fact is material, please disclose it. 16. The Insurance shall become voidable at the option of the Insurer, in the event of any untrue or incorrect statement, misrepresentation, non-description or non-disclosure of any material particular in the proposal
form/personal statement, declaration and connected documents, or any material information having been withheld by the proposer or anyone acting on his behalf. 4. Kindly contact AIC’s Offices or its authorized Agents for any doubts or clarifications on the proposal form.
NOTE: The liability of AIC does not commence until this proposal has been accepted by AIC and the premium is paid. The detailed terms and conditions are printed at the back of Acknowledgement
Insurance is the subject matter of solicitation
PMFBY-NL-PF-1
Acknowledgement
(PMFBY)
Date: ______________
Received Rs. -------------- (Rupees------------------------------------------only) towards consideration as Farmer’s share of Premium from Mr. / Ms. .-------------------------
--------, Son/Daughter/Wife of Shri-----------------------------, cultivator of ----------------------Block/Tehsil/Taluka/Revenue Circle of-----------------District of -------------
--------State/UT, having Bank Account No.-----------------in -------------------- Bank---------------------Branch, towards coverage of --------------------- crops in total land
of …………………Hectares for a Sum Insured of Rs. ------------- during ------------------- Season of --------------- year under Pradhan Mantri Fasal Bima Yojna (PMFBY),
vide Cash/Cheque/DD No. ----------------- dated -------------- drawn on ----------------Bank, subject to realization.
Bank Name:
Address:
Please preserve this Acknowledgement for future use
(Authorized Signatory)
T
Terms and Conditions (To be printed on back of Acknowledgement)
37. The coverage under PMFBY will be strictly as per operational guidelines framed DAC&FW, GOI and the notification issued by the state government for the relevant season
38. UIDAI(Aadhar) number is mandatory for all states except J&K, Assam and Meghalaya. 39. The proposer shall submit only one proposal form for a season.
Total Debited on ………….
40. The proposer shall disclose all material facts. Any discrepancy discovered later may lead to cancellation of insurance cover and forfeiture of premium. Material facts for this purpose will include but not restricted to facts relevant to crop insured, season insured, notified area insured and insurable interest.
41. The Insurance company reserves the right to reject this proposal if it is not signed /not completely filled / required documents in support of insurable interest are not enclosed/ full share of farmer’s premium is not paid
42. The insurance cover may be cancelled if it is discovered at any time that : a. The farmer has insured more area than the land with insurable interest for him. b. Has taken insurance on the same land in the survey no. from different banks/ branches/ society or as loanee
as well as non- loanee farmer or has sown some other crop than notified/ insured crop. In above cases the premium would not be refunded without prejudice to the right to investigate and make changes in the coverage accordingly at insured’s risk, cost and consequences.
43. Proposer undertakes to inform the insurer in the event of any change in crop, extent of area sown, bank account and insurable interest within one week, otherwise point no3. will follow.
44. Insurance company reserves the right to investigate ourselves or through others and reduce claim proportionately, if area insured is more than area sown.
45. Proposer undertakes to inform insurance company within 48 hours of occurrence of loss caused due to perils mentioned in the scheme in case of localized calamity/post-harvest losses
46. Proposer undertakes to assist insurance company and its loss assessors in every manner. 47. Payment of claim under prevented sowing will lead to cancellation of policy and no further claim will be paid. 48. If required, at the time of claim, if any, the insured may be required to submit identity and address proof. 49. Proposer undertakes to submit discharge certificate before receipt of claim.
Hea
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Season & Year: _____________________________ 20
Documents to be Enclosed:
5. Copy of Land document towards Insurable (Land Possession Certificate/Land revenue other documents as per notification)
Pl. fill details of all the crops you wish to ins
1. Details of Farmer:
Are You a registered Farmer with AIC:
If Yes, provide Farmer ID No. in the box below and if NRegistration Form
Name : Mr./Ms./
Mobile/Phone no:
2. Notified Area Details (L4 – L7 Labels to be fille
State District
L2 L3
3. Deta
Block/ Tehsil /
Hobli Village Survey No.
Mac
I hereby declare that the provisions of the scheme have been read and understood by/true and correct. I have sown/intend to sow crop insured. Further, I undertake to inform
I have not submitted any other crop insurance proposal covering the above mentioned/PACS or any other Scheme or with any other Insurance Company.
Place:
Date:
Agriculture Insurance Company of India Limited
d Office:13th Floor, Ambadeep Building, K.G.Marg, New Delhi 110001
PRADHAN MANTRI FASAL BIMA YOJNA (PMFBY)
Proposal Form for Non-Loanee Farmer
-- --
interest : receipt/ Patta/ Contract/
sure in a village in this form
Broker/Agent Name:
Broker/Agent Id no:
Broker/Agent Address:
Ph no:
e-mail:
ot fill Farmer
Yes / No
Farmer ID No.:
Aadhar No:
ed in as per prevalent nomenclature in the State):
L4 L5
L6
ails of Crop and Area Proposed for Insurance: Mention whether you
are Owner/ Share-cropper/ Tenant of
the survey no.
CropProposed Date/ Actual Date of
Sowing of the crop
/ explained to me in detail before completing the Proposal Form including Farmer Registration form. I herem the insurance company if there is change in crop and pay any difference in premium which becomes paya
d crop grown on above survey no. during the season under the Scheme either through this Bank branch /
FORM: PMFBY-PF-02
L7
Area Sown in Hectares
Other Crops Sown
eby further declare that the particulars furnished above are able.
PACS or Insurance intermediary or any other Bank branch
Witness (for thumb impression): Signature/Thumb Impression of Proposer
Insurance is the subject matter of solicitation
--------------------------------------- (For use by Intermediary) ----------------------------------
*Total Sum Insured not to exceed Rs 1,00,000.00
Prohibitions of Rebates: Section 41 of the Insurance Act provides as follows:
1. No person shall allow, or offer to allow, either directly or indirectly as an inducement to any person to take out or renew or continue an insurance in respect to any kind of risk relating to lives or property in India any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy accept any rebates except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer.
2. Any person making default in complying with the provisions of this section shall be punishable with fine, which may extend to five hundred rupees.
GUIDELINES FOR COMPLETION OF THE FORM
17. Only one proposal form to be filled up for all the crops proposed to be notified in a survey no. . 18. Please complete the Proposal Form in all respects. The proposal should be signed by the proposer and all documents as mentioned above enclosed 19. Insurance is a contract of Utmost Good Faith requiring the Insured not only to disclose all material facts but also not to suppress any material facts. If you think any fact is material, please disclose it. 20. The Insurance shall become voidable at the option of the Insurer, in the event of any untrue or incorrect statement, misrepresentation, non-description or non-disclosure in any material particular in the proposal
form/personal statement, declaration and connected documents, or any material information having been withheld by the proposer or any one acting on his behalf. 5. Kindly contact AIC’s Offices or its authorized Agents for any doubts or clarifications on the proposal form.
NOTE: The liability of AIC does not commence until this proposal has been accepted by AIC and the premium is paid. The detailed terms and conditions are printed at the back of Acknowledgement
Insurance is the subject matter of solicitation
PMFBY-NL-PF-1
Acknowledgement
(PMFBY)
Date: ______________
Received Rs. -------------- (Rupees------------------------------------------only) towards consideration as Farmer’s share of Premium from Mr. / Ms. .-------------------------
--------, Son/Daughter/Wife of Shri-----------------------------, cultivator of ----------------------Block/Tehsil/Taluka/Revenue Circle of-----------------District of -------------
--------State/UT, having Bank Account No.-----------------in -------------------- Bank---------------------Branch, towards coverage of --------------------- crops in total land
of …………………Hectares for a Sum Insured of Rs. ------------- during ------------------- Season of --------------- year under Pradhan Mantri Fasal Bima Yojna (PMFBY),
vide Cash/Cheque/DD No. ----------------- dated -------------- drawn on ----------------Bank, subject to realization.
Broker/Agent Name:
Address:
Please preserve this Acknowledgement for future use
Notified
Area
Crop Area insured (ha)
Sum insured (Rs) Farmers Premium Rate (%)
Farmer’s Premium
(Rs)
(6)= (4) x (5)
Details of remittance of premium
(1) (2) (3) (4)= (3) x Scale of Finance (5) DD / Cheque no.
Dated
Drawn on (name of bank )
Total * Debited on ………….
(Authorized Signatory)
Terms and Conditions (To be printed on back of Acknowledgement)
50. The coverage under PMFBY will be strictly as per operational guidelines framed DAC&FW, GOI and the notification issued by the state government for the relevant season
51. UIDAI(Aadhar) number is mandatory for all states except J&K, Assam and Meghalaya. 52. The proposer shall submit only one proposal form for a season. He further agrees to limit total Sum Insured to Rupees
one lakh for the season. 53. The proposer shall disclose all material facts. Any discrepancy discovered later may lead to cancellation of insurance
cover and forfeiture of premium. Material facts for this purpose will include but not restrict to facts relevant to crop insured, season insured, notified area insured and insurable interest.
54. The Insurance company reserves the right to reject this proposal if it is not signed /not completely filled / required documents in support of insurable interest are not enclosed/ full share of farmer’s premium is not paid
55. The insurance cover may be cancelled if it is discovered at any time that : a. The farmer has insured more area than the land possessed by him b. Has taken insurance on the same land in the survey no. from different banks/ branches/ society or as loanee
as well as non- loanee farmer. In above cases the premium would not be refunded.
56. Proposer undertakes to inform the insurer in the event of any change in crop, extent of area sown, bank account and insurable interest within one week.
57. Insurance company reserves the right to reduce claim proportionately, if area insured is more than area sown. 58. Proposer undertakes to inform insurance company within 48 hours of occurrence of loss caused due to perils
mentioned in the scheme in case of localized calamity/post-harvest losses 59. Proposer undertakes to assist insurance company and its loss assessors in every manner. 60. Payment of claim under prevented sowing will lead to cancellation of policy and no further claim will be paid. 61. If required, at the time of claim, if any, the insured may be required to submit identity and address proof. 62. Proposer undertakes to submit discharge certificate before receipt of claim.
Pradhan Mantri Fasal Bima Yojana (PMFBY) Declaration / Proposal to be submitted by Bank
(Loanee / Non – Loanee) (Please check the applicable)
Bank Declaration No*:_______________
Local Bank Branch Address (Stamp not allowed):*_____________________________________________________
Board No: __________________________ Mobile No: ___________________________________________________
1. As per the guidelines issued under the government notification for.............. season, we declare herein below the total sum insured and premium collected from those Loanee farmers / Kisan credit card holders / Non Loanee farmers who are falling under the area of our nodal bank and who have submitted the requisite insurance proposal form on or before the cut off date.
2. This office as well as the bank branches / PACS under our jurisdiction certify that: a. All suitable loan applicants / Kisan credit card holders / Non Loanee farmers, who have acceptable
credit limit for insured crops taken in respective seasons mentioned in the following schedule, have been included.
b. All the guidelines of PMFBY related to insurance issued by the State/Central Government have been complied with.
c. All insurance related instructions of PMFBY issued by the Department of Agriculture, Cooperation & Farmer’s Welfare have been complied with.
d. The debit of premium from farmer’s account is done within the cut-off dates as per the state government notification.
SCHEDULE
Declaration no allocated by the Bank Nodal bank code: State*
Season* Year* Crop* District*
Name of Tehsil/ Taluka/ Block* Level of Notification/Insurance Unit* (Dist/ Tehsil/ Block/Nyay Panchayat/ Gram Panchayat/Hobli/ Sub Division/ Taluka/ Patwar)
Name of Notified Area* Total Premium Rate* (%)
Farmer Share Premium Rate*(%)(A) Level of unit next to Notified area*:
Name of unit next to Notified area*:
Compulsory coverage for Loanee farmers only.
Farmer's Grade
Scale of Finance/Sum Insured (Rs. per hectare)
(1)
Farmer's Grade (2)
No. of farmers
(3)
Farmer's Area
(Hectares) (4)
Sum Insured (Rupees)
(Column 1 X Column 4) (5)
Premium (Rupees)
Payable by farmers (A X Column 5) (6)
Small & Marginal farmers
SC ST Others than SC/ST
Total
Others
SC ST Others than SC/ST
Total
Total
SC ST Others than SC/ST
Total
Compulsory coverage - Sum insured will be obtained by multiplying area sown (Hectares) with notified scale of finance
Number of woman farmers*
Units under woman farmers*
We hereby attach the details of loanee and non-loanee farmers along with individual account details.
I/We, the undersigned hereby declare and warrant that the above statements are true, accurate and complete. I/We hereby agree/declare that the details provided herein shall form the basis of the contract.
I/We hereby declare that all the required compliance with regard to Know Your Customer (KYC) and collection of land records/tenancy agreement/Area sown confirmation certificate etc. have been completed/ performed by us. I/We agree that the issuance of Policy shall be subject to realization of premium cheque.
I/We have read & understood all the instructions mentioned under the heads "Instructions for filling PMFBY Form, Instruction to fill in schedule and Prohibition of Rebates" and "Conditions as mentioned in the Standard Operating Process (SOP) issued by ICICI Lombard GIC Ltd
I/We also declare that in the event of any untrue or incorrect statement, misrepresentation, non-description or non-disclosure in any material particular in the proposal cum declaration form and connected documents, or any material information having been withheld from the insurer, the insurer shall not be liable for any payment under the policy.
I/ We authorize the insurer to conduct audit of the concerned records with prior intimation to the bank.
I/We undertake to provide the farmer details in soft copy (Excel format) and to cooperate with ICICI Lombard GIC Ltd in social audits as required under PMFBY.
Insurance Proposal / Certificate of Insurance to be given by Individual farmer
Certificate / Proposal No: _________
(All the fields are to be filled mandatorily. Incomplete Certificate of Insurance / Insurance proposal will not be accepted)
1. Name of the Farmer : 2. Father’s Name / Husband’s Name: 3. Type of Land: 4. Mailing Address- a. Village d. Post Office
b. Tehsil e. District
c. State f. Pin Code
5. Address of land- a. Village d. Post Office
b. Tehsil e. District
c. State f. Pin Code
6. Contact No- 7. Khasara No / Udyan Card No-
8. Gender- 9. Caste (SC/ ST/ General)
Land Details-
10. Total Land (*as per land record document submitted In Hectare)-
11. Total Insured Land (Hectare)-
12. Bank Account Number-
13. Bank Name and Branch-
14. Bank Address-
15. Bank IFSC Code-
16. Bank MICR Code-
17. Account Type-
18. EFT Email ID-
19. Contact No-
20. Account Holder Name-
21. Small & Marginal / Others-
Details of Insurance Purchased
Name of Notified Area: Crop Name: Indemnity Level:
Total Sum Insured (Rs.) Number of Units (Hectare)/ Trees Total Premium paid by Farmer (Rs.)
…………......…………….For the use of Banks/PACS/Intermediary.…………...………………………...
Crop Area in Hectare (Ha)
Sum Insured per hectare (Rs.)
Total Sum Insured (Rs.)
Farmer Premium percentage
Total Farmer Premium (Rs.)
Payment Details: Received a premium of Rs._______ in form of Cash | Cheque | Draft | NEFT | Wallet through instrument number ________dated ________of Bank_______
Policy Issued Date: Location:
1) I have read & understood the terms and conditions mentioned on page 2 of the document. 2) I also declare that in the event of any untrue or incorrect statement, misrepresentation, non-
description or non-disclosure particularly in the Certificate of Insurance / Insurance proposal and required documents, or any material information having been withheld from the insurer, I shall not be entitled to claim or any other benefit under the policy.
3) I also understand that in case of cutting/ overwriting in the Certificate of Insurance / Insurance proposal, the same shall not be accepted and I will not be insured. Also premium amount will be refunded back. I also declare that land insured here has not been insured by any other insurance company other than ICICI Lombard.
4) In this season, with respect to the insurance of mentioned crops I have not/will not deposit any other insurance proposal in this branch of bank or primary Agriculture Co-operative Society (PACS) or any other branch of the same bank or by any other bank or any intermediary. I also declare and confirm that, under S.A.O. or K.C.C., with respect to this proposal I am not a loanee farmer in context of this insured crop and I have not taken any sum of amount for agriculture loan from any of the banks, neither have I got the approval for Agricultural loans.
Authorized Signatory Signature of Insured (Farmer)
For ICICI Lombard General Insurance Co. Ltd. (Not applicable in case of VLE)
Risk Start Date:
Risk End Date:
I hereby declare that the name of the farmer mentioned on the Certificate of Insurance / Insurance proposal is same as available in ID proof, Land record document & bank account details.
Contact No:
Contact Address:
Signature of Concerned Official
(Not applicable in case of VLE)
To be filled in case of Agent / Broker/ VLE:
License No. of Agent/ Broker/ VLE: _______________Name of Agent/ Broker/ VLE: _____________________ Note: All the fields are to be filled mandatorily. Incomplete Certificate of Insurance / Insurance proposal will not be accepted
Note: In case of Broker seal is mandatory (Not applicable in case of VLE)
Scope of cover The Company hereby agrees, subject to the terms, conditions and exclusions herein contained,
or otherwise expressed herein, to compensate the insured, in the manner specified herein, against the likelihood of diminished agricultural output or yield resulting from losses as mentioned in the PMFBY Operational Guidelines of Gol within a specific geographical location and specified time period, subject a maximum of the Sum insured as specified.
Exclusions The Company shall not be liable to make any payment under this policy in connection with or in
respect of any expenses whatsoever incurred by any insured in connection with or in respect of any losses to crop caused by or resulting from war and nuclear risks, malicious damage and other preventable risks.
The Company shall not be liable to make any payment under this policy with or with respect to any expenses incurred by any insured in connection with or in respect of any loss, howsoever caused, other than on account of losses to crop within a specific geographical location and specified time period as enumerated in the guidelines of the Gol, even if such loss results in diminished agricultural output or yield.
Basis of assessment of claims Your PMFBY Cover is based on the measurements of crop yield at the specific notified areas.
Please select the notified area carefully out of the notified areas as per guidelines issued in the government notification based on the location of land insured .Your right to receive payment under the present PMFBY policy is contingent upon the crop yields obtained through Crop Cutting Experiments (CCEs) in the notified area and not upon conditions at any other location. Yields at your notified area obtained through CCEs may vary significantly from the yields at your farming location. This variance will depend on many factors, including but not limited to distance and geography, all of which should be taken into account when determining if your PMFBY cover will provide an effective protection against crop yield losses.
In the event that, in the notified area and during the time period specified, the observed yield is of a materially lesser than the Threshold yield, the benefit payable to the insured shall be according to the percentage of shortfall in yield as compared to threshold yield subject to a maximum of Sum Insured as specified.
Claim Procedure Insurance company would collect yield data from the relevant Government department and
compute shortfall from the Threshold yield. Based on the deviation, upon eligibility of claim, company would make payments to eligible farmers directly into the account of the farmer through NEFT. In cases where NEFT facility is not available, claim payment shall be made through cheque.
Please note that the claim payment shall be made post receipt of complete premium amount. Other Info
For any further product related information or for any service requests mail us at [email protected] or write to us at:
Weather Insurance Group
ICICI Lombard General Insurance Company Limited., 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai 400 025.
This is only an indication of coverage offered. For exact details regarding coverage offered, exclusions, terms and conditions, please refer the applicable Government guidelines and policy terms. Policy shall stand cancelled ab initio in the event of non-realization of premium.
Grievance Clause For resolution of any query or grievance Insured may contact the respective branch office of the
Company or may call at 1800 2 666 or can approach the Company through Customer Support Section at mentioned E-mail Id: [email protected]
Prohibition of Rebates (Under Section 41 of Insurance Act 1938) 1. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any
person to take or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, norshall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer.
2. Any person making default in complying with the provisions of the section shall be punishable with fine which may extend to five hundred rupees"
Instructions for filling the form: 1. All the Non loanee farmers will mandatorily have to fill the Certificate of Insurance / Insurance
proposal 2. Separate Certificate of Insurance / Insurance proposal will have to be filled and submitted for
each crop 3. All the Non loanee farmers shall fill the Certificate of Insurance / Insurance proposal in full and
provide all required details. 4. Insurance is a contract of utmost good faith requiring the insured is required not only to
disclose all material facts but also not to suppress any material facts. If you think any fact is material, please disclose it
5. The policy shall become null and void at the option of the Insurer, in the event of any untrue or incorrect statement, misrepresentation, non-description or non-disclosure in any material particular in the Certificate of Insurance / Insurance proposal , Declaration / Proposal form and personal statement, declaration and connected documents, or any material information having been withheld by the purpose or any one acting on his behalf
6. For any clarification in the proposal form contact the officials or the representatives of ICICI Lombard General Insurance Company Limited
7. Only the completed filled and signed Certificate of Insurance / Insurance proposal will be accepted
8. ICICI Lombard General Insurance Company Limited shall cancel the policy at its sole discretion Note: The responsibility of ICICI Lombard General Insurance Company Ltd does not commence until ICICI Lombard General Insurance Company Ltd accepts the Certificate of Insurance / Insurance proposal and the premium amount is completely paid.
Notification of Unified Package Insurance Scheme (UPIS) (pilot)
during 2017-18 in Andhra Pradesh
The Department of Agriculture, Cooperation & Farmers Welfare (DAC & FW), Ministry
of Agriculture, Government of India vide letter No.13015/03/2016-Credit-II,
dated.23rd February, 2016 & 31.10.2016 have issued administrative approval for
implementation of Pradhan Mantri Fasal Bima Yojana (PMFBY) to be implemented
from Kharif 2016 season in all the states and Union Territories of India. The
Government of India also announced Unified Package Insurance Scheme (UPIS) as
a part of the PMFBY & WBCIS on pilot basis in the selected Districts. The state
Government has also accorded administrative approval to implement PMFBY,
WBCIS & UPIS vide memo.No.3095/Agri.II(1)/2016, dated.16.5.2016. Government of Andhra Pradesh in the State Level Coordination Committee on Crop
Insurance (SLCCCI) meeting held on 3rd March, 2017 decided to implement UPIS
scheme during 2017-18 in SRIKAKULAM district on pilot basis in Andhra
Pradesh.
IMPLIMENTING AGENCY: As per the operational guidelines, the pilot scheme will be administered through AIC &
empanelled Insurance Companies to be selected as Implementing Agency of
PMFBY/WBCIS. The State Government is decided that, M/s Agricultural Insurance
Company of India Ltd., selected as Implementing Agency for PMFBY (Cluster- I),
which is covering major quantum of Crop Insurance will also implement the UPIS in
Srikakulam District on pilot basis during the year 2017-18.
THE MAIN FEATURES/OPERATIONAL MODALITIES
1. The UPIS will be implemented in Srikakulam District on Pilot basis during 2017-18. A farmer (both Loanee and Non- Loanee) can access to Banks whereas non- loanee farmer shall be covered through banks and /or insurance intermediaries.
2. UPIS contain total 7 Sections out of which Section 1 (PMFBY or WBCIS) is mandatory. However, farmers have to choose at least 2 other sections (out of remaining 6) to avail the applicable subsidy under PMFBY section.
3. The cover will be for one full year except for section 1 (which will be bi-annual separately for Kharif and Rabi seasons) renewable from year to year.
4. The scheme would be offered / administered through AIC & empanelled
General Insurance companies to be selected as implementing agency of PMFBY.
5. If the farmer has already availed any insurance policy covering any of sections (2-6) and sum insured not less than as mentioned in the UPIS than they would be exempted from taking such section(s). However details of such policy would be provided in their proposal form.
6. The farmers are required to fill up and sign the proposal cum declaration form giving all the required details in the relevant sections which they wish to avail. Such filled and signed proposal form shall be submitted along with the premium to the bank/intermediary/insurance company who will issue a stamped/signed receipt for the same. The proposal form is mandatory for both loanee and non loanee farmers.
7. After accepting the proposal forms from farmers, banks shall provide unique reference number to such proposal forms. Acknowledgement shall be provided by banks to the farmers. Such acknowledgements shall have the same unique reference number which is given to proposal forms.
8. No change in the particulars furnished in the proposal form will be admissible unless specifically agreed in writing by insurance company.
9. The Bank will continue to have existing tie-up with the same insurance companies except for PMFBY. If the existing tied up company does not agree with the term and conditions of UPIS (Section 2 to 7), then implementing crop insurance company will arrange insurance for other sections.
(Coverage as per Pradhan Mantri Suraksha Bima Yojana – (PMSBY)
Details of Scheme: The scheme will be a one year cover, renewable from year to year, Accident Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident. There will be no change in the existing relationship structure of Bank- insurance company which was established for PMSBY and here also the premium will be submitted to the insurance company with which bank is already tied up. If the farmer has already availed this section in the form of PMSBY, he/she need not to choose this section again. However, he/she is required to provide the detail of the policy which will be captured in proposal cum declaration form under PMFBY.
Scope of coverage: All farmers eligible for crop insurance under PMFBY/WBCIS in the age 18 to 70 years will be entitled to join. In case of multiple saving bank accounts held by an individual in one or different banks, the person would be eligible to join the scheme through one savings bank account only. Aadhar would be the primary KYC for the bank account.
Enrollment Modality / Period: For new enrolments, the cover shall be provided for one year period starting from the date of enrolment or 1st June, whichever is later and the cover will end on next 31st May under PMFBY. New entrants into the eligible category from year to year or currently eligible individuals who did not join earlier shall be able to join in future years while the scheme is continuing.
Benefits: As per the following table:
Table of Benefits (anyone will be applicable) Sum Insured
a. Death Rs. 2 Lakh
b. Total and irrecoverable loss of both eyes or loss of use ofboth
hands or feet or loss of sight of one eye and loss of use of hand or foot
Rs. 2 Lakh
c. Total and irrecoverable loss of sight of one eye or loss ofuse of
Rs. 1 Lakh
Premium: Rs.12/- per annum per member. The premium will be deducted from the account holder’s savings bank account through ‘auto debit’ facility in one installment within the cut off dates as mentioned under PMFBY.
Master Policy Holder: As mentioned in PMSBY, Participating Bank will be the Master policy holder on behalf of the participating subscribers.
Termination of cover: The accident cover for the member shall terminate on any of the following events and no benefit will be payable there under:
1. On attaining age 70 years (age nearest birthday).
2. At the time of renewal, closure of account with the Bank or insufficiency of balance to keep the insurance in force.
3. In case a member is covered through more than one account and premium is received by the Insurance Company inadvertently, insurance cover will be restricted to one only and the premium shall be liable to be forfeited.
4. If the insurance cover is ceased due to any technical reasons such as insufficient balance on due date for renewal or due to any administrative issues, the same can be
reinstated on receipt of full annual premium, subject to conditions that may be laid down. During this period, the risk cover will be suspended and reinstatement of risk cover will be at the sole discretion of Insurance Company.
Administration of PMSBY: PMSBY, subject to the above, will be administered as per the standard procedure stipulated by the Insurance Company. The data flow process and data proforma will be provided separately.
It will be the responsibility of the participating bank to recover the appropriate annual premium from the account holders within the prescribed period through ‘auto-debit’ process.
Enrollment form / Auto-debit authorization in the prescribed proforma shall be obtained and retained by the participating bank. In case of claim, the Insurance Company may seek submission of the same. Insurance Company reserves the right to call for these documents at any point of time.
The experience of the scheme will be monitored on yearly basis for re-calibration etc., as may be necessary.
Appropriation of Premium:
1) Insurance Premium to Insurance Company: Rs.10/- per annum per member 2) Reimbursement of Expenses to BC/Micro/Corporate/Agent : Rs.1/- per annum
per member
3) Reimbursement of Administrative expenses to participating Bank: Rs.1/- per annum per member
The scheme is liable to be discontinued prior to commencement of a new future renewal date if circumstances so require.
Section -3: Life Insurance
(as per Pradhan Mantri Jeevan Jyoti Bima Yojana PMJJBY) Benefits:
1. Death Cover: Rs. 2,00,000 per member
2. To be provided by Life Insurance Companies
Rules of the Scheme
a) In these Rules, the following words and expressions shall unless repugnant to the context, have the following meanings:-
b) THE SCHEME” shall mean ‘PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA’
for the Savings Bank Account Holders of BANK’.
c) “THE RULES" shall mean the Rules of the Scheme as set out below and as amended
from time to time. d) “THE MEMBER” shall mean a Savings Bank Account Holder who has been admitted to
benefits of the Scheme and on whose life an assurance has been or is to be affected in accordance with these Rules.
e) “TERMINAL DATE” shall mean in respect of each Member the Annual Renewal Date following the date on which member completes the age of 55 or the member closes his account with the Bank or discontinuance of premium payment whichever is earlier.
f) “THE ASSURANCE” shall mean the particular Assurance to be effected on the life of the Member.
g) “THE BENEFICIARY” shall mean the person or persons who has/have been appointed by the Member as Nominee and whose name or names have been entered in the Bank Records.
Eligibility:-
The savings bank account holder of the participating banks aged between 18 years (completed) and 50 years (age nearer birthday) and who have given the consent to join the scheme during the ‘enrollment period’ are eligible to join the scheme.
Admission of Age:
Age as recorded by the Bank as per the Age Proof submitted by the Savings Bank Account holder.
Evidence of Health:
Satisfactory evidence of health as required by the insurance company shall be furnished by every eligible member, at the time of his entry into the Scheme, after the ‘Enrollment Period’, as incorporated in the “Consent-cum- Declaration Form” for joining the scheme.
Premium:
Premium to be deducted from member’s SB Account. The premium is Rs.330/- plus Service Tax (if payable). Renewal premium is chargeable as per the rate decided from time to time on Annual Renewal dates.
Enrollment Modality / Period: For new enrolments, the cover shall be provided for one year period starting from the date of enrolment or 1st June, whichever is later and the cover will end on next 31st May under PMFBY. New entrants into the eligible category from year to year or currently eligible individuals who did not join earlier shall be able to join in future years while the scheme is continuing.
There will be no change in the existing relationship structure of Bank-insurance company which was established for PMJJY and here also the premium will be submitted to the insurance company with which bank is already tied up. If the farmer has already availed this section in the form of PMJJY, he/she need not to choose this section again. However, he/she
is required to provide the detail of the policy which will be captured in proposal cum declaration form under PMFBY.
Assurance:
An assurance of Rs.2,00,000/- on death of the insured member is payable to the
Nominee. Benefit on Death prior to Terminal Date:
Upon the death of the Member prior to Terminal Date, the sum assured under the Assurance shall be payable to the nominated Beneficiary, provided the assurance is kept in force by payment of premium for that member.
Termination of Assurance:
The Assurance on the life of a Member shall terminate on an Annual Renewal Date upon happening of any of the following events and no benefit will become payable thereunder:-On attaining age 55 years (age nearest birthday) on annual renewal date.
Closure of account with the Bank or insufficiency of balance to keep the insurance in force.
Suspension of Risk:
If the insurance cover is ceased due to any technical reasons such as insufficient balance for payment of premium on due date of renewal, the same can be reinstated after the grace period on receipt of premium and a satisfactory statement of good health.
RESTRAINT ON ANTICIPATION OR ENCUMBRANCE:
The benefits assured under the Scheme are strictly personal and cannot be assigned, charged or alienated in any way.
Discontinuance or Amendment of the Scheme:
The “Bank” or Insurance Company reserves the right to discontinue the Scheme at any time or to amend the Rules thereof on any Annual Renewal Date subject to giving one month’s notice. Any amendment to the Rules of the Scheme will be done based on mutual agreement between Insurance Company and “Bank”.
Jurisdiction:
All Assurances issued under the Scheme shall be Indian Contracts. They will be subject to Indian Laws including the Insurance Act, 1938 as amended, the Income Tax Act, 1961 and to any legislation subsequently introduced. All benefits under the Scheme arising out of death of any Member shall be payable in Indian Rupees.
Section 4: Building and Contents Insurance (Fire & Allied Perils)
The indemnity under this section is based on fixed sum Insured basis (maximum liability of the insurer will be sum insured or actual loss whichever is less)
The Company will indemnify the Insured in respect of loss of or damage to the Buildings/ Contents whilst contained in the insured premises by:
a) Fire, Lighting, Explosion of gas in domestic appliances,
b) Bursting and overflowing of water tanks, apparatus or pipes,
c) Aircraft or articles dropped therefrom,
d) Riot, Strike, or Malicious damage
e) Earthquake, (Fire and / or Shock) Subsidence and Landslide (including Rockslide) damage
Enrollment of Farmers: The farmers shall provide the basic details of their home and dwellings in the proposal form. It shall include complete address of the house. The Sum insured has been capped at Rs.50,000 for building and Rs.20,000 for contents.
Claim process methodology:
1 . In case of damage due to above mentioned perils, farmers shall intimate the Concerned insurance company via phone or in writing within 72 hours. For intimation, farmers may choose to intimate directly to insurance company or through financial institutions/same intermediary channel vide which they have availed insurance. It is necessary to share unique reference number of proposal cum declaration form while intimating the claims. No repair/reinstatement to be carried out until loss assessment procedure is completed.
2. The claim is admissible only if the premium is paid with in the cut off dates as mentioned in section 1 of PMFBY/WBCIS.
3. Farmer will extend full co-operation to the surveyor appointed by the insurance company and provide necessary documents to substantiate the loss. A claim form issued by the company is also to be submitted.
4. Basis of claim settlement would be market value of the property on the date of
loss. Insurance company gets the survey done of the site within 3 days of intimation.
The farmer will submit the claim forms and other relevant documents to surveyor/
insurance company within 10 days of date of survey. Claims would be paid on
assessment basis only within 20 days of survey and submission of all required
documents. Payment would be done in the farmer’s bank account directly through
NEFT.
Special Exclusions:
The Company shall not be liable in respect of:
1 . Loss or damage by burglary and / or housebreaking or theft where any member of the insured’s family is concerned as principal or accessory
2. Loss of or damage to articles of consumable nature
3. Loss of or damage to money, securities, stamps, stamp collections, bullion, livestock, motor vehicles and pedal cycles
4. Loss of or damage to deeds, bonds, bills of exchange, promissory notes, shares and stock certificates, business books, manuscripts, documents of any kind, unset precious stones and Jewelry and Valuable
5. Willful act or gross negligence of the Insured or his representatives
The Insurance covers the Centrifugal pump sets (electrical and diesel) upto 10 Horsepower capacity which are used for agricultural purposes only.
Scope of Cover:
1. Fire & lightning
2. Burglary (due to violent forcible entry provided the pump set is kept in a locked enclosure).
3. Mechanical / electrical breakdown
4. Riot, Strike, malicious damage
Enrollment of Farmers: The farmers shall provide the electrical and mechanical specifications of the pump set in the proposal form. It shall include complete details of the pump set such as serial number, make, model and specifications. The Sum insured has been capped to Rs.25,000. Agriculture pump sets of age upto 7 year can be covered under this section.
Claim process methodology:
1. In case of damage due to above mentioned perils, farmers shall intimate the concerned insurance company via phone or in writing within 72 hours giving an indication
as to the nature and extent of loss or damage. For intimation, farmers may choose to intimate directly to insurance company or through financial institutions/same intermediary channel vide which they have availed insurance. No repair/reinstatement to be carried out until loss assessment procedure is completed.
2. The claim is admissible only if the premium is paid with in the cut off dates as mentioned in section 1 of PMFBY/WBCIS.
3. Farmer will extend full co-operation to the surveyor appointed by the insurance company and provide necessary documents to substantiate the loss. A claim form issued by the company is also to be submitted.
4. Preserve the damaged or defective parts and make them available for inspection
by an Official or Surveyor of the Company.
5. Insurance company gets the survey done of the site within 3 days of intimation. The farmer will submit the claim forms and other relevant documents to surveyor/insurance company within 10 days of date of survey. Claims would be paid on assessment basis only within 20 days of survey and submission of all required documents. Payment would be done in the farmer’s bank account directly through NEFT.
6. Claims for repair of pump set will be on reinstatement value basis. The claim for total loss of pump will be on market value basis.
7. In case of burglary claims, FIR should be lodged immediately and its copy may be made available to the surveyor.
The liability of the Company under this Section in respect of any item of property sustaining damage for which indemnity is provided, shall cease if the same item is kept in operation without being repaired to the satisfaction of the Company.
Note: Submersible Pumps will be added in the cover subsequently
Special Exclusion to Agricultural Pump set Insurance:
1. Normal wear & tear, gradual deterioration due to atmospheric condition or otherwise.
2. Willful act or gross negligence of the Insured or his representatives.
3. Faults existing at the time of commencement of insurance and known to the Insured or his representative.
4. Loss or damage for which the manufacturer or supplier of pumpset is responsible either by law or under contract.
5. Cost of dismantling, transport to workshop and back as also cost of re-erection.
6. Loss due to floods
Section 6: Student Safety Insurance
Schedule of Benefits (for Parent/ Student): SI per student
Summary of Benefits
Contingency Amount of Compensation
Part A. Accidental death Rs. 50000 (parent/student)
Part B. Permanent total disablement Rs. 50000 (student) Part C. Loss of one limb/Eye Rs. 25000 (student) Part D. Accidental hospitalization Rs. 5000 (student)
In case of death of Father or Mother, the Claim amount to be converted into Fixed deposit in the name of student till attainment of 18 year of age.
Part A
If at any time during the currency of this policy the parent / guardian/ student named in the schedule shall sustain any bodily injury resulting solely and directly from accident caused by external violent and visible means and if such injury shall within six calendar months of the occurrence be the sole and direct cause of death or total and irrecoverable loss of two limbs or two eyes or 100% Permanent Total Disablement (permanently totally and absolutely disable the parent /guardian from engaging in any employment or occupation of any description whatsoever) then the company shall pay to the insured Student or parent / guardian as the case may be the capital sum insured stated in the schedule.
Part B
If at any time during the currency of this policy the insured Student shall sustain any bodily injury resulting solely and directly from accident caused by external violent and visible means and if such injury shall within six calendar months of the occurrence be the sole and direct cause of death or total and irrecoverable loss of two limbs or two eyes or 100% Permanent Total Disablement (permanently totally and absolutely disable the insured student from engaging in any employment or occupation of any description whatsoever) then the company shall pay to the parent / guardian or insured Student as the case may be the capital sum insured stated in the schedule of benefits.
Part C
If at any time during the currency of this policy the insured Student shall sustain any bodily injury resulting solely and directly from accident caused by external violent and visible means resulting into irrecoverable loss of one limb or one eye, then the company shall pay to the parent
/ guardian or insured Student as the case may be 50% of the capital sum insured stated in the schedule of benefits. However, if such injury shall within six calendar months of the occurrence be the sole and direct cause of death, remaining 50% of the capital sum insured shall be payable to the parents/guardian as the case may be.
In case of death of both student and the parent / guardian named in the schedule of the policy resulting solely and directly from same accident caused by outward, violent and visible means, within six calendar months of its occurrence then the company shall pay the legal heir of the parent / guardian sums stated in the schedule.
Part D
Subject to the terms, conditions & exclusions the Company undertakes that if during the period stated in the Policy any insured student sustains any bodily injury through accident, and takes treatment at any Nursing Home/Hospital in India as an inpatient, the Company will pay to the Insured Person such expenses as are reasonably and necessarily incurred subject to the limits prescribed but not exceeding the Sum Insured during the period of insurance stated against that person in the policy upon submission of supporting documents with bills. Age Limit: Students: 5-25 years, parents: 18-70 Years
Exclusion
1. Payment of compensation in respect of death or injury as a direct consequence of: a. Committing or attempting suicide or intentional self-injury. b. Being under the influence of intoxicating liquor or drugs.
c. Engaging in aviation other than travelling as a bonafide passenger in any duly licensed standard type of aircraft anywhere in the world.
d. Pregnancy or child birth.
e. Venereal disease or insanity.
f. Contracting any illness directly or indirectly arising from or attributable to HIV and/or any HIV related illness including AIDS and/or any mutant derivative or variation of HIV or AIDS.
2. Committing any breach of law with criminal intent.
Documents required for settlement of claims:
1. Claim Form
2. Doctor’s report, prescriptions and certificate confirming the nature and
degree of disability
3. Police Report and Postmortem Report in case of accidental death
4. Bills, Receipts and Prescriptions of Doctor for reimbursement hospitalization expenses
5. Medical Practitioner’s Certificate
Section 7: Agricultural Tractor Insurance
This section will be provided as per the provisions, terms, exceptions, conditions and endorsements of standard Motor Insurance Policy related to Agriculture tractor and trailers
Covers the insured against loss or damage to the Agriculture Tractor by fire, explosion, self- ignition or lightning, burglary, housebreaking, theft, riot and strike, earthquake, fire and shock, inundation, typhoon, hurricane, storm, tempest, cyclone, hailstorm, frost, landslide/rockslides by accidental external means, malicious act, terrorism activity while in transit by road, rail, inland waterway. Also provides coverage against death or permanent disablement of the driver, due to an accident while driving the Tractor insured during any one policy period
Subject to a deduction for depreciation at the rates mentioned below in respect of parts replaced: - For all rubber/nylon/plastic parts, tyres, tubes, batteries and air bags - 50%
- For fiber glass components - 30%
- For all parts made of glass - Nil
- Rate of depreciation for all other parts including wooden parts will be as per the schedule.
Age wise Sum Insured and Premium: (the rates are subject to change as per IRDAI regulations and the below table is for illustration purpose only):
S.No Age of Tractor Sum
Insured (Rs)
Premium amount (own damage premium rate @ 1.3%
TP for Tractor: Rs.2730 (as per motor tariff subject to change as per IRDA regulations)
TP for trailer : Rs.1238 ( as per motor tariff subject to change as per IRDA regulations
Comprehensive (without
trailer) (Rs.) (ST Extra)
Comprehensive (with trailer)
(Rs.) (ST Extra)
TP Only (without trailer)
(Rs.) ( ST Extra)
TP Only (with
trailer) (Rs.)
(ST Extra)
1 Less than 1 year 500000 9230 10468 2730 3968
2 Exceeding 1 year- not exceeding 2 year 400000 7930 9168 2730 3968
3 Exceeding 2 year- not exceeding 3 year 350000 7280 8518 2730 3968
4 Exceeding 3 year- not exceeding 4 year 300000 6630 7868 2730 3968
5 Exceeding 4 year- not exceeding 5 year 250000 5980 7218 2730 3968
6 Exceeding 5 year- not exceeding 6 year 150000 4680 5918 2730 3968
7 Exceeding 6 year- not exceeding 7 year 100000 4030 5268 2730 3968
Please note that applicable service tax will be applied to above mentioned premium amounts
Legal Liability to Third Parties: - Compensates for death/ bodily injury to third parties in the event of tractor being involved in an accident as per M.V. Act, 1988.
Enrollment of farmers: A farmer can opt for comprehensive cover or Third Party cover only. In case of comprehensive cover, it is important to inspect the vehicle before insurance. Post receipt of satisfactory inspection report of tractor, an Own damage cover will be provided. Comprehensive cover for Agriculture tractors of age up to 10 year and power up to 45 HP can be provided while there will not be any age limit for third party cover.
For comprehensive cover, a farmer will submit his existing policy and registration certificate to avail the benefit of no claim bonus. However for Third Party cover, only Registration certificate is needed. Banks will take special care to submit previous insurance policy and/or registration certificate to insurance companies while submitting the proposal cum declaration form. In case of break in the existing policy under comprehensive cover, insurance company will arrange for a pre insurance inspection. The coverage can be provided only after satisfactory inspection report.
For tractor trailers, farmers have to declare the same in the proposal form and only Third party cover can be offered. It will have separate premium amount in addition to the premium paid for tractor. Only one trailer can be covered.
Separate Certificate of Insurance for this section only will be provided by insurance companies.
Claim process methodology:
1. In case of damage due to above mentioned perils, farmers shall intimate the concerned insurance company via phone or in writing within 48 hours giving an indication as to the nature and extent of loss or damage. For intimation, farmers may choose to intimate directly to insurance company or through financial institutions/same intermediary channel vide which they have availed insurance. No repair/reinstatement to be carried out until loss assessment procedure is completed.
2. The claim is admissible only if the premium is paid with in the cut off dates as mentioned in section 1 of PMFBY/WBCIS.
3. Farmer will extend full co-operation to the surveyor appointed by the insurance company and provide necessary documents to substantiate the loss. A claim form issued by the company is also to be submitted.
4. Preserve the damaged or defective parts and make them available for inspection
by an Official or Surveyor of the Company.
5. Basis of claim settlement under OD claim would be market value of the vehicle on the date of loss. Insurance company gets the survey done of the site within 3 days of intimation. The farmer will submit the claim forms and other relevant documents to surveyor/insurance company within 15 days of date of survey. Claims would be paid on assessment basis only within 30 days of survey and submission of all required documents. Payment would be done in the farmer’s bank account directly through NEFT.
6. In case of burglary claims, FIR should be lodged immediately and its copy may be made available to the surveyor.
Policy Exclusions:
1. Any accidental loss or damage and/or liability caused sustained or incurred outside the geographical area.
2. Any claim arising out of any contractual liability.
3. Any accidental loss or damage and/or liability caused sustained or incurred whilst the vehicle insured herein is
a. Being used otherwise than in accordance with the Limitations of Use (tractor as well as trailer can only be used for agriculture purpose)
b. Being driven by or is for the purpose of being driven by him/her in the charge of any person other than a Driver as stated in the Driver's Clause.
4. Losses such as
a. Any accidental loss or damage to any property whatsoever or any loss or expense whatsoever resulting or arising there from or any consequential loss.
b. Any liability of whatsoever nature directly or indirectly caused by or contributed to by or arising from ionizing radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel. For the purposes of this exception combustion shall include any self-sustaining process of nuclear fission. Any accidental loss damage or liability directly or indirectly caused by or contributed to by or arising from nuclear weapons material.
5. Any accidental loss or damage/liability directly or indirectly or proximately or remotely occasioned by, contributed to by or traceable to or arising out of or in connection with war, invasion, the act of foreign enemies, hostilities or war like operations (whether before or after declaration of war), civil war, mutiny, rebellion, military or usurped power or by any direct or indirect consequences of any of the said occurrences and in the event of any claim here under the insured shall prove that the accidental loss damage and/or liability arose independently of and was in no way connected with or occasioned by or contributed to by or traceable to any of the said occurrences or any consequences thereof and in default of such proof, the Company shall not be liable to make any payment in respect of such a claim
General Conditions and Definitions for All Sections
Mis-description: This Policy shall be void and all premium paid hereon shall be forfeited to the Company in the event of misrepresentation, mis-description or non-disclosure of any material particular.
Reasonable Care: The Insured shall take all reasonable steps to safeguard the property insured against any loss or damage. The Insured shall exercise reasonable care that only competent employees are employed and shall take all reasonable precautions to prevent all accidents and shall comply with all statutory or other regulations.
Fraud: If any claim under this Policy shall in any respect be fraudulent or if any fraudulent means or devices are used by the Insured or any one acting on the Insured’s behalf to obtain any benefit under this Policy, all benefits under the Policy shall be forfeited.
Arbitration: In case of a dispute, a committee mentioned in the succeeding para will decide on the issues under sections 2 to 7. The participating insurance company and officials of banks may form members of the committee. The decision of the committee will be binding to all.
Contribution: In the event of any loss damage liability or expenses covered by this Policy there shall be any other insurance covering the same loss damage liability or expenses, whether effected by the Insured or not this Policy shall pay only so much of the excess of such loss damage liability or expenses as is not recoverable under such other insurance subject always to the limitations of this Policy. Indemnity: The Company may at its option reinstate/replace or repair the property or premises lost or damaged or any part thereof instead of paying the amount of the loss or damage or may join with any other insurer in so doing but the Company shall not be bound to reinstate exactly or completely but only as circumstances permit and in reasonably sufficient manner and in no case shall the Company be bound to expend more in reinstatement than it would have cost to reinstate such property as it was at the time of occurrence of such loss or damage and not more than the Sum Insured by the Company thereon. Grievance Redressal Mechanism: To address any grievance/ complaint under the scheme, a committee consisting of District Agriculture Officer (Nodal Officer), representatives of implementing insurance company and bank/ financial institution shall be constituted. The working of the grievance committee will be monitored by District Level Monitoring Committee (DLMC) under the chairmanship of District Magistrate.
Observance of Terms and Conditions: The due observance and fulfillment of the terms, conditions and endorsement of this Policy in so far as they relate to anything to be done or complied with by the Insured shall be a condition precedent to any liability of the Company to make any payment under this Policy.
General Exclusions: The Company shall not be liable in respect of:
1. Loss or damage, liability or expenses whether directly or indirectly, occasioned by happening through or arising from any consequences of war, invasion, act of foreign enemy, hostilities (whether war be declared or not) civil war, rebellion, revolution,
insurrection, mutiny, military, or usurped power or civil commotion or loot or pillage in connection herewith.
2. Loss or damage caused by depreciation or wear and tear
3. Consequential loss of any kind or description.
4. a) Loss or damage directly or indirectly caused by or arising from or in consequence of or contributed to by nuclear weapons material.
b) This Insurance does not cover loss or damage directly or indirectly caused by or arising from or in consequence of or contributed to by ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel. For the purpose of Condition 4 (b) only combustion shall include any self- sustaining process of nuclear fission.
5. Excess/Deductible:
The excess/deductible will be applicable as following:
a. Section 4 (Building and content): As per IRDAI Rules & Provisions. b. Section 5 (Pump set): As per IRDAI Rules & Provisions. c. Section 7 (Tractor): As per Motor Policy of the Company
Service Charges:
Under pilot UPIS, the designated Insurance Company under PMFBY will pay the following service charges to Banks w.r.t. of premium received by it:-
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Where ever the above coverage are provided by the tied-up Insurance Companies (life/non-life) of respective banks, the service charges payable will be as per terms & conditions of the respective tie-up agreement.
� The liability of the Company does not commence until the proposal has been accepted by the
Company and full premium paid.
� Please visit respective company’s website for complete set of general and specific conditions and exceptions
I / We hereby declare that the particulars contained herein are true and correct and that no material fact has been withheld, misstated or misrepresented and also that this proposal-cum-schedule form part of the company’s standard policy and shall be the basis of the contract between me/us and insurance company. I
/ We further declare that the sum Insured herein represent the declared value of the property / persons described herein.
Assignment clause
I ------ do hereby assign the money payable in the event of my death by ------ to ------ further declare that his receipt shall be sufficient discharge to the Company.
Place: Signature of the Proposer Date:
Acknowledgement of Premium Receipt
Unique Declaration Reference Number (IFSC of Insuring Bank A/c No. of Farmer): (To be generated by bank /intermediaries)
We hereby acknowledge receipt of Proposal –cum-Declaration Form from Smt./Shri.
holding Bank A/c/KCC A/c no. consenting
and authorizing auto-debit from the specified Saving Bank A/c no./KCC A/c. no. to join Unified Package Insurance Scheme (UPIS) subject to correctness of information providing eligibility and receipt of premium amount.
Seal and signature of authorized Bank Official/ Insurance Intermediary/Insurance Company
Roles and Responsibilities of various Agencies for UPIS
In addition to the provisions mentioned in Operational Guidelines of PMFBY/WBCIS, the following are the additional roles and responsibilities under UPIS:
Banks/Financial Institutions:
1. Banks will educate the farmers on UPIS and guide them in filling up the proposal form.
Banks will accept the proposal form duly filled by farmers incorporating the specific details like serial no. etc. of pump set. (Both Loanee & Non-Loanee farmers)
2. Banks will collect the proposal form and remit the premium to respective insurance companies along with photo copies of the proposal form.
3. The Bank will continue to have existing tie-up with the same insurance companies except for PMFBY. (Sec 1)
4. The Banks will issue acknowledgement confirming the insurance to the farmers with unique reference no.: IFSC code of insuring Bank branch/ Banks A/c no. of insured
5. The claim intimation received at Banks level will be forwarded to concerned respective insurance companies within 48 hours of its receipt.
6. Banks will cover both loanee & non-loanee farmers having Bank account in the same Bank or different Bank.
7. The coverage details and premium remittance under section 2 - 6 will be provided by the Banks to the concerned Insurance company within 24 hours
8. Banks will provide details of coverage in a format decided by DAC &FW preferably on the web portal.
Insurance Companies:
1. Insurance companies will sensitize the banks, intermediaries and farmers about the provisions of UPIS. Wider publicity will be provided in the districts designated for UPIS
2. Wherever Banks do not have tie-ups, the insurance company allotted the district under PMFBY, will have responsibility of tie-ups, where ever required.
3. The Insurance Company will issue acknowledgement confirming the insurance to the farmers with unique reference no.: IFSC code of insuring Bank branch/ Banks A/c no. of insured
4. For the claim intimation received at Insurer level, a unique claim number will be generated and shall be shared with respective Bank/Insured farmer within 48 hours of receipt of claim intimation.
5. Certificate of Insurance for Tractor will be as per Motor Vehicle Act.
6. In sections 4, 5 and 7, it is the responsibility of insurance company to conduct the survey within 3 days of claim intimation. For sections 1, 2, 3 & 6 standard claim procedures related to these sections will be followed by insurance companies.
7. Claims would be paid within designated days (as mentioned in the respective sections) of survey and submission of all required documents.
8. Surveyor of insurance companies will assist claimant and banks for proper filling and timely submission of documents
9. Insurance companies will carry out break in inspection if any for tractor policy and shall give applicable No Claim Bonus in case of renewal of tractor policy.
10. For non loanee farmers, coming directly to insurance companies, it is the responsibility of insurance companies to help him/her in filling the proposal forms and give him/her an acknowledgment of premium received. For tractor, separate policy will be issued.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (RWBCIS) KHARIF 2017 SEASON
The Government of India has launched Pradhan Mantri Fasal Bima Yojana for implementation from Kharif 2017 season. Department of Agriculture, Cooperation & Farmers Welfare (DAC & FW), Ministry of Agriculture, Government of India No.13015/03/2016-Credit-II, dated.23rd February, 2016 and 31.10.2016 have issued administrative approval for implementation of Pradhan Mantri Fasal Bima Yojana (PMFBY), Restructured Weather Based Crop Insurance Scheme (WBCIS) &, UPIS as Central Sector Schemes to insulate the farming community against agricultural risks from Kharif 2017 season in all the states and Union Territories of India. The state Government has also accorded administrative approval to implement PMFBY, WBCIS & UPIS through Memo.No._AGST-15/37/2017-AS(AGRI.II)-AGRSECT, Dated.09.05.2017 of Agriculture & Co-operation (Agri-II) Dept., Andhra Pradesh.Government of Andhra Pradesh in the State Level Coordination Committee on Crop Insurance (SLCCCI) meeting held on 03.03.2017decided to implement RWBCIS scheme during Kharif 2017 season in respect of crops viz. Groundnut, Red Chilly, Cotton, Tomato and Plantations like Oilpalm and Sweet Lime (Battayi) in the selected districts of Andhra Pradesh. As per the Operational Guidelines the Crops and areas (Districts) proposed to Notify are formed in to one cluster. As per the Guidelines selection of Implementing Agency (IA) shall be made through financial bids among the Insurance Companies empanelled by the GOI. The State Government has constituted a Financial Bid committee for monitoring of the Financial Bid process in a transparent manner under implementation of PMFBY and WBCIS through G.O. R.T.No.248, dated.1.4.2016 The details of Crops / areas / features / provisions and conditions etc., are listed below:
IMPLEMENTING AGENCY: M/s. HDFC ERGO General Insurance Company Ltd., L1 bidder is selected by the Government to act as Implementing Agency (IA) under implementation of RWBCIS scheme during Kharif 2017 season in the State.
THE MAIN FEATURES/OPERATIONAL MODALITIES
1. OBJECTIVE OF THE SCHEME
Weather Based Crop Insurance Scheme (WBCIS) aims to mitigate the hardship of the insured farmers against the likelihood of financial loss on account of anticipated crop loss resulting from adverse weather conditions relating to rainfall, temperature, wind, humidity etc. WBCIS uses weather parameters as” proxy‟ for crop yields in compensating the cultivators for deemed crop losses. Payout structures are developed to the extent of losses deemed to have been suffered using the weather triggers. 2. CROPS COVERED AND IMPLEMENTING AGENCY :
As per the Operational Guidelines the Crops and areas (Districts) proposed to Notify are formed in to one cluster under implementation of WBCIS. District wise Crops Notified is given hereunder:
a. All farmers including sharecroppers and tenant farmers growing the notified crops in the notified areas are
eligible for coverage. However, farmers should have insurable interest for the notified/ insured crops. b. Compulsory Component
All farmers having been sanctioned Seasonal Agricultural Operations (SAO) loans from Financial Institutions (i.e. loanee farmers) for the notified crop(s) would be covered compulsorily.
Any loan eligible for compulsory coverage under PMFBY, if not covered will be deemed to be self-insured by the concerned financial institution and claim, in the event of loss shall be borne by the financial institution.
c. Voluntary Component The Scheme would be optional for the non-loanee farmers.
The non-loanee farmers are required to submit necessary documentary evidence of land records prevailing in the State (Records of Right (RoR), Land possession Certificate (LPC) etc.) and/ or applicable contract/ agreement details/ other documents notified/ permitted by concerned State Government (in case of sharecroppers/ tenant farmers).
4. SUM INSURED LIMITS: Sum Insured per hectare for both Loanee and Non Loanee farmer is the same and the district wise crop wise per hectare Sum Insured is given hereunder :
5. PREMIUM RATES AND SUBSIDY :
• The Actuarial Premium Rate (APR) would be charged under WBCIS by implementing agency (IA).
• Farmers would be paying maximum of 2% for Food Crops, Cereals, Pulses and Oilseeds and maximum of 5 % (or APR whichever is less) for Commercial/ Horticultural crops.
• The difference between actuarial premium rate and the rate of insurance charges payable by farmers shall be treated as Rate of normal premium subsidy, which shall be shared equally by the Centre and State Government.
• The premium (farmer’s share) shall be remitted through Demand Draft as per the below table. Separate Demand Drafts need to be obtained for coverage of Loanee and Non-loanee farmers.
7. PERILS COVERED: Following weather perils, which are deemed to cause “Adverse Weather Incidence” affecting crop health, leading to crop loss, would be covered under the Scheme: i) For Groundnut Crop: 1. a. Deficit Rainfall – Rainfall Volume 1. b. Deficit Rainfall – Rainfall Distribution 2. Disease Congenial Climate 3. Excess Rainfall.
ii) For Red chilly Crop: 1. Maximum Temperature 2. Minimum Temperature 3. a. Deficit Rainfall – Rainfall Volume 3. b. Deficit Rainfall _ Rainfall Distribution 4. Excess Rainfall iii) For Cotton Crop: 1. a. Deficit Rainfall – Rainfall Volume 1. b. Deficit Rainfall _ Rainfall Distribution 2. Excess Rainfall 3. Disease Conducive Climate iv) ForOil palm Crop: 1. Deficiency in Water Vapour Pressure 2. Minimum Temperature 3. a. Deficit Rainfall – Rainfall Volume 3. b. Deficit Rainfall – Rainfall Distribution 4. Excess Rainfall
v) For Sweet Lime Crop: 1. a. Deficit Rainfall – Rainfall Volume
SL No. ACTIVITY For Loanee Farmers For Non-loanee
Farmers Period of Insurance-Risk commence date Risk end date
1 Cut-off date for risk coverage
Having availed theLoan/Sanctioned Credit Limit–From1st April 2017 to 31st July,2017
Submission ofProposals on or before 31st July,2017
1st Aug 2017 to 30th November 2017
2 Submission of Decl. by Nodal Banks to Implementing Agency (Insurance C )
1. b. Deficit Rainfall – Rainfall Distribution 2. Excess Rainfall 3. High RH along with High Temperature 4. Low Minimum Temperature vi) For Tomato Crop: 1. a. Deficit Rainfall – Rainfall Volume 1. b. Deficit Rainfall – Rainfall Distribution 2. Disease Congenial Climate 3. Excess Rainfall
8. RISK PERIOD: i) In case of Groundnut – Risk period commences from 16th July, 2017 ii) In case of Red Chilly - Risk period commences from 1st Aug, 2017 iii) In case of Cotton – Risk period commences from 1st Aug, 2017 iv) In case of Oil palm – Risk period commences from 1st Aug, 2017 v) In case of Sweet Lime – Risk period commences from 10th Aug, 2017 vi) In case of Tomato – Risk period commences from 10th Aug, 2017
Table containing the coverage periods at phases are given here: Coverage details For Red chilly
S.No
Name of the cover
Phase Period: From----- to-----
1 Maximum Temperature 01stAugust,2017 to 31
stOctober,2017
2 Minimum Temperature 1stDecember,2017 to 31
stJanuary,2018
3
Deficit Rainfall- Rainfall Volume
Phase- 1 1stAugust,2017 to 15
thSept.,2017
Phase- 2 16th
sept.,2017 to 31stOctober,2017
Deficit Rainfall - Rainfall Distribution 1
stAugust,2017 to 30
thSept.,2017
4
Excess Rainfall
Phase- 1 1stAugust,2017 to 15
thSept.,2017
Phase- 2 16th
Sept.,2017 to31stOctober,2017
Phase- 3 1stNov,,2017 to 28
thFebruary,2018
Coverage details for Tomato:
S.No Name of the cover Phase Period: From----- to-----
Phase- 1 1stDec2017to 31stDec.,2017 Phase- 2 1stJan 2018 to 31stJan.,2018
9. Weather Perils to be Covered
Major weather perils of a) Rainfall – Deficit Rainfall, Excess rainfall, Unseasonal Rainfall, Rainy days, Dry-spell,
Dry days b) Temperature– High temperature (heat), Low temperature c) Relative Humidity and d) Wind Speed ,
which are deemed to cause “Adverse Weather Incidence”, leading to crop loss, would be covered under the
scheme: However coverage of crop specific would be as per term sheets in
10. RISK ACCEPTANCE PERIOD:- Cut off dates for payment of Premium
For Groundnut Crop - 15th July 2017 For Cotton Crop - 31st July 2017 For Red Chilly Crop- 31st July 2017
For Tomato Crop - 9th August 2017 For Oil Palm Crop - 31st July 2017 For Sweet Lime Crop - 9th August 2017
11. PROCEDURE FOR COVERAGE OF FARMERS :-
a) Each individual bank branches for Commercial Banks / RRBs shall act as Nodal branch. Each DCCB will be Nodal Banks for PACs. The concerned Lead bank and Regional offices/ Administrative offices of commercial banks/ RRBs will provide necessary guidelines to concerned bank branches and coordinate with them to ensure that all concerned branches submit the consolidated proposals to insurance companies well within the stipulated cut-off dates and also upload the soft copy of insured details in crop insurance portal. Besides, insurance company may also use the IRDA approved insurance agents/ insurance intermediaries for the coverage of non-loanee farmers only.
b) Declaration/ proposal formats to be submitted by Nodal banks/ Branches shall contain details about Insurance Unit, sum insured per unit, premium per unit, total area insured of the farmers, number and category of farmers covered (small and marginal or other) and number of farmers under other categories (SC/ ST/ others) / Women along with their bank account details etc. (bank / their branches) as per the format envisaged / provided in the crop insurance portal.
Loanee farmers (Compulsory coverage)
a) Whenever banks sanction loan for a notified crop in a notified area, the crop loan amount only to the extent of Scale of Finance for notified crops and acreage of individual notified crops of loanee farmers shall be taken into consideration for compulsory coverage, as per seasonality discipline. Based on seasonality of Crops, banks should separately calculate the eligibility of loan amount for both Kharif and Rabi seasons based on the scale of Finance and declared acreage under notified crops. Disbursing bank branch/ Primary Agriculture Cooperative Society (PACS) will prepare monthly statement of crop-wise and insurance unit-wise details of crop insurance with premium as per the seasonality discipline. Loan disbursing bank branch/ PACS will finance the additional loan towards premium amount payable by farmer for crop insurance.
b) Crop loans through Kisan Credit Cards (KCC) are covered under compulsory coverage and banks shall maintain all back up records and registers relating to compliance with PMFBY and its seasonality discipline and cut-off-date for submitting Declarations in case of normal crop loans. Bank branch will apportion coverage among insurable crops, based on acreage mentioned in loan application or on the basis of actual area sown as declared by the farmer subsequently.
c) Bank branches of commercial banks and RRBs/ Nodal Bank in case of PACS under its jurisdiction shall consolidate insurance proposals/ statements from their bank branch/ PACS under its jurisdiction, respectively and forward the same to insurance company along with details of remittance/ RTGS towards insurance premium, in accordance with cut off dates, as specified in paragraph 7 above .
Non-loanee farmers (Optional coverage) through Channel partners
a) Farmers desirous of availing insurance shall fill up Proposal Form of the Scheme and submit the same to nearest bank branch or authorized channel partner or insurance intermediaries of insurance company.
b) In case channel partner is a Bank, farmers will submit duly filled up proposal form in the village branch of a Commercial Bank (CB) or Regional Rural Bank (RRB), or PACS (DCCB) with requisite insurance premium amount. Operating a bank account is essential for such cases. Branch/ PACS officials will assist the farmers in completing the insurance proposal form and provide necessary guidance. While accepting the proposal and premium, Branch/ PACS will be responsible for verification of eligible sum insured, applicable premium rate, etc. PACS will thereafter consolidate these particulars and send them directly/ to respective Nodal Banks respectively which will, in turn, submit crop-wise and insurance unit-wiseCrop Insurance Declarations in the prescribed format, along with the premium, within the stipulated time, to insurance company. However the bank branches of commercial banks/ RRBs will directly submit the consolidated proposals along with details of insured farmers in the format envisaged in the crop insurance portal within the stipulated time.
c) Non-loanee cultivators could also be serviced directly by any designated agencies, other authorized channel partners or insurance intermediaries, of the implementing agency/Insurance Company and they will act as a guide and facilitator wherein they will advise them the benefits and desirability of the Scheme and guide the farmers through procedures; collect requisite premium and remit individual/ consolidated premium to insurance company, accompanied by individual proposal forms and summary details in Declarations/ Listing sheet (MIS), provide soft copy to IA and details of each insured farmer and will also upload the data directly to the crop insurance portal.
d) While accepting the Proposal and the premium from aforesaid, designated agents, other authorized channel partner or insurance intermediaries, it shall be the responsibility of Insurance Company or its designated agents to verify insurable interest and collect the land records, particulars of acreage, sum insured, crop sown etc., and applicable contract/ agreement details in case of share croppers / tenant farmers. The designated intermediaries shall remit the premium with consolidated proposals within 7 days. However, it is mandatory that the Non-loanee cultivators serviced by the designated intermediaries should hold a bank account in order to facilitate remittance of the claim, if payable.
Non-loanee Farmers (Optional coverage) - directly to Insurance companies
a) Non-Loanee farmer may submit insurance proposals personally / through post to insurance company with requisite premium. Non-loanee farmer can also avail insurance through ‘on-line portal’ of concerned insurance company or crop insurance portal designed by Government for the purpose. However, it is mandatory that Non-Loanee farmers, personally submitting proposals to insurance company or through crop insurance portal, should have insurable interest and submit necessary documentary evidence. The insured farmer forfeits the premium and the right to claim (if any) if the material facts furnished in the proposal form are wrong or incorrect.
b) Insurance companies retain the right to accept or reject insurance proposal(s) in case proposal is incomplete, not accompanied by necessary documentary proof or insurance premium ordinarily, within one month of receipt of proposal by Insurance Companies. If the proposal is rejected the insurance company will refund full collected premium.
c) Declarations/ proposals received from the Banks/ PACS after the cut-off date shall be summarily rejected and the liability, if any, for such declarations shall rest with the concerned bank. Therefore, the Banks/
d) PACS must not receive any proposal after the cut-off date of coverage. The Banks/ PACS must also ensure that the consolidated statement alongwith the premium amount is remitted to the insurance company within the stipulated time, failing which they shall be responsible for payment of claims, if any to the farmers. However, any dispute in the matter may be referred to the Department by the concerned State/ Agency.
e) The concerned branches of banks and Nodal Banks/ DCCBs in case of PACS will also collect the list of individual insured farmers (both loanee and non-loanee) with requisite details like name, father’s name, Bank Account number, village, categories – Small and Marginal/ SC/ ST/ Women, insured acreage, details of insured land, insured crop(s), sum insured, premium collected, Government subsidy etc. from concerned branch in soft copy also for further reconciliation and send the same to the concerned insurance company within 15 days after final cut-off date for submission of Proposal/ Declaration to insurance company and also upload the same on the crop insurance portal. Same standard format of crop insurance portal will be utilized.
f) Insurance companies may also collect the requisite information in respect of non-loanee farmers from the channel partner in same formats. It is the responsibility of the concerned insurance companies to collect/obtain the details of the insured farmers (both loanee and non-loanee) from the bank/financial institutions/ intermediaries/ agents and facilitate the banks to upload the same on crop insurance portal.
g) Insurance Companies should also verify and be satisfied themselves about the coverage of farmers/ crops and up-load the same in their websites within a month preferably before approaching the Government to release the final instalment of subsidy under the scheme.
12. COMPENSATIONPAY-OUT:
a).Claims under WBCIS will be settled on the basis of weather data provided by the Government of Andhra Pradesh and not on the basis of Annavari Certificate / Gazette notification declaring the area as Drought / Flood / Cyclone affected etc., by the District Collectors or any other Govt. Official.
b) Pay-out computation would be based on the notified weather parameters and the details of triggers are specified in the term sheets for the notified crops vide Annexure I to XII.
c) TRIGGER WEATHER: Trigger Weather is pre-defined and being notified as per annexure with reference to the weather parameters and Reference Unit Area and Reference Weather Station and has been fixed so, keeping in mind the broad weather parapet requirement of the notified crops in different mandal sin the notified Districts.
d) SUBMISSION & STORING OF WEATHER DATA: Weather data will be provided by Automatic Weather Stations
setup by Andhra Pradesh State Developmental Planning Society of Planning Dept to insurance company on day today basis for the season.
e)REFERENCE WEATHER STATION: This refers to the Automatic Weather Station operating for the particular Reference Unit Area i.e., mandal (as detailed in the annexure) operating for the relevant Reference Unit Area for generating the Weather Data during the current season, based on which pay-outs are processed.
f) BACK-UPWEATHERSTATION-It is a substitute Weather Station to be used only in case the weather data from the specified Reference Weather Station for the current season is un-available/defective for any reason. In the extreme case of absence of BWS data, data of BWS of BWS or alternate data (Manual rain gauge station data for rainfall) may be adopted.
(Reference Unit areas and Reference Weather stations and Back-up Weather Stations are Annexed in ANNEXURE XIII TO XXIV .
g) As far as the Insured is concerned, the Pay-out procedure shall be automatic that is to say, Pay-outs would be automatically computed by implementing agency on the basis of Actual Weather Data received and the Pay-out would be automatically credited to the Insured’s Bank Account.
13. Procedure for Settlement of Claims to the farmers
1. The insurance company would disburse the claim only after receipt of govt. share in premium subsidy.
2.. In case of farmers covered through Financial Institution, claims shall be released only through electronic transfer, followed by hard copy containing claim particulars, to individual bank branches/ nodal banks / PACs which will credit into accounts of individual farmers within a week of receipt of funds from the Insurance companies and shall provide a certificate to the insurance companies along with list of farmers benefited. Bank Branch should also display particulars of beneficiaries on notice board and also upload the same on crop insurance portal.
3. In case of farmers covered on voluntary basis through intermediaries/ directly, payable claims will be directly credited to the concerned bank accounts of insured farmers and details of the claims may also intimate to them. The list of beneficiaries may also be uploaded on the crop insurance portal immediately.
4. Insurance companies shall resolve all the grievances of the insured farmers and other stakeholders in the shortest possible time.
14.Important Conditions /Clauses Applicable for Coverage of Risks
1. Insurance companies should have received the premium for coverage either from bank, channel partner, insurance intermediary or directly. Any loss in transit due to negligence by these agencies or non-remittance of premium by these agencies, the concerned bank / intermediaries shall be liable for payment of claims.
2. In case of any substantial misreporting by nodal bank /branch in case of compulsory farmers coverage, the concerned bank only shall be liable for such mis-reporting.
3. Mere sanctioning/ disbursement of crop loans and submission of proposals/ declarations and remittance of premium by farmer/ bank, without explicit intent to raise the crop, does not constitute acceptance of risk by insurance company.
15. Acreage discrepancy
Some areas in the past have reported excess insurance coverage vis-à-vis planted acreage, leading to over-insurance.
For the time-being, it is to be addressed as follows:
a) Wherever the ‘acreage discrepancy’ is likely, the acreage insured at IU level shall be compared with average planted acreage of past three years, and the difference is treated as ‘excess’ insurance coverage after taking into account sown area data of the Revenue authority.
b) Sum insured is scaled down in the proportionate ratio the average of three years’ actual planted acreage bears to the insured acreage for the given crop.
c) Claims shall be calculated on the scaled down sum insured
d) Premium (farmer share and Central and State Government Subsidy) shall be refunded back to Government of India for the portion of sum insured scaled down and the amount may be utilized for improvement of technology/ research/ Impact assessment etc., Once the individual farms (plots/ survey numbers) are digitized and available on a GIS platform, it is quite possible to overlay the crop cover as derived using satellite imagery on the GIS platform to identify the crop and estimate the cropped area on each farm. This should lead to identifying the acreage discrepancy at individual farm level.
16. EXCLUSION:
Losses arising out of war and nuclear risks, malicious damage and other preventable risks shall be excluded.
17. Commission and Bank Charges
Bank and other financial institutions etc. shall be paid service charges @4% of the premium collected from farmers. Banks have to submit there invoice as annexure ___ Rural agents engaged in providing insurance related services to farmers would be paid appropriate commission as decided by the insurance company, subject to cap prescribed under IRDA regulations.
18. Service Tax
WBCIS is a replacement scheme of NAIS/MNAIS, and hence exempted from Service Tax.
19. Role and Responsibilities of Various Agencies
For successful implementation and administration of Scheme, roles of various Agencies/Institutions/Government Departments/Committees are spelt out herein.
1. Central Government
a. Support and Coordination with the State/UT Governments for implementation of PMFBY including its awareness and publicity and issue necessary instructions/ guidelines from time to time for smooth and effective implementation.
b. Issue directives to Banks through “Reserve Bank of India (RBI)”and “National Bank for Agriculture and Rural Development (NABARD)”, for complying with the terms and conditions of PMFBY and its operational modalities.
c. Facilitate providing the weather data through India Meteorological Department (IMD) on near real-time basis to insurance company.
d. Release 50% premium subsidy towards DAC & FW committed liability under the scheme to insurance companies at the beginning of crop season on the basis of business projections (premium collection) to be submitted by insurance companies. The balance of premium subsidy, if any for the season shall be released based on submission of final / actual business achieved during crop season by insurance companies to enable them to release claims to beneficiary farmers.
e. Review and monitor the implementation of PMFBY including premium rates, product-benchmarking and other matter/directives to insurance companies. Review of performance of participating insurance companies and suggest modifications/ improvements wherever required.
f. Organize Capacity building training/workshops for the State Government officials and other stakeholders. g. Interpretation of any provisions of the scheme and decision on any dispute in settlement of claims.
2. State / UT Governments
a. The composition of SLCCCI may be strengthened suitably from time to time to give representation to all the concerned participants including farmers in the implementation of the scheme. To set up the review and monitoring committee at both, State and District levels under the chairmanship of Principal Secretary (Agriculture/ Cooperation) and District Collector, respectively for periodical review (preferably monthly) of implementation of scheme and also verify the coverage etc. on random basis to ensure proper coverage under the scheme. District Level Monitoring Committee (DLMC) to also provide fortnightly crop condition reports and periodical reports on seasonal weather conditions, loans disbursed extent of area cultivated, etc. to concerned insurance company. DLMC shall also monitor conduct of CCEs in districts.
b. Hold meeting of SLCCCI well in advance to finalise clusters, issue bid notice, selection of Implementing Agency and issuance of Notification. Timely issuance of notification is a must for giving wide publicity and coverage of the farmers. There should be a gap of at least one month between the notification issuance and risk inception
date. Notification of the State Government shall contain all information as outlined in para VI. c. Uploading of requisite information of notification on the crop insurance portal in coordination with the selected
Implementing Insurance Companies within one week from the date of notification. d. Take suitable action for adoption of new technology for early loss assessment and better administration of
scheme e. Issue necessary directives to all agencies/ institutions/ government departments/ committees involved in
implementation of Scheme. f. Notify insurance unit area to Village Panchayat or other equivalent units for major crops and for other crops, unit
size may be above the level of Village / Village Panchayat. g. Furnish in advance insurance unit-wise (or of higher unit, if unit level data not available) yield data of immediate
past 10 years of all notified crops under PMFBY to insurance companies. h. Issuance of necessary instructions to Regional Meteorological Centres of IMD and other government/ quasi
government agencies for supplying weather data on real-time basis to insurance company. i. i) To release its 50% share of Premium Subsidy to insurance companies, in the beginning of every crop
season, based on fair estimates submitted by them, and settle balance of actual premium subsidy for season as soon as final figures are submitted by insurance company. In order to ensure timely release of premium subsidy by the states, release of GOI subsidy shall be made to those states only which have cleared their liability of premium subsidy excluding the immediate previous crop season.
j. To undertake extensive awareness and publicity campaigns of Scheme amongst farming community through agriculture and extension Departments to maximize coverage of the farmers specially non-loanee farmers.
k. Submission of yield data for all notified crops and insurance units to insurance companies in standard format within stipulated date.
l. To furnish to the insurance companies the insurance unit wise area sown of insured crops within two months from the sowing period.
m. Assist insurance companies for assessment of crop loss of individual insured farmers caused by localized perils and also assist in post harvest losses.
n. To undertake requisite number of CCE in the notified area following single series, and provide the yield data to the insurance company within the prescribed cut-off date, along with results of individual CCEs.
o. Allow insurance companies to co-observe and witness CCEs, and permit them to access various records including Form-2 / Table-B at grass root / district / state level used for recording data of CCEs by States. State shall strengthen audit process of conducting CCE with necessary checks and balances. Audio/Video- recording of CCEs shall be implemented besides other process to ensure accuracy of CCE.
3. Insurance Companies (IA)
a. Insurance companies to liaise with State Governments and agencies/ institutions / committees involved in implementation of PMFBY.
b. Furnish the necessary details to SLCCCI as may be required as per the notification. c. Underwriting –responsibilities of processing and acceptance of risk. d. Claim processing / finalization on receipt of yield data from States/UTs and payment within the prescribed
timelines. e. Obtain Re-insurance arrangements if felt necessary. f. Database –develop crop-yield and weather databases, also related agri-insurance databases. g. Review of implementation of PMFBY and provide regular feedback for its effective
implementation/improvements to DAC & FW. h. Disclose designated Agents in writing before the underwriting of insurance for the season. i. Ensuring payment of commission/ service charges to banks/ other agents for implementing the scheme. j. Awareness and publicity – extensive efforts to create awareness and generate publicity for PMFBY at grass-
roots level including bank branches. Also coordinate with the States and other agencies for awareness and publicity of the scheme.
k. Providing monthly progress returns/ statistics/ information demanded by the Governments, both Central and State Government.
l. Facilitate the bank branches/ intermediaries/ agents to upload the details of insured farmers and beneficiaries with all requisite details on Crop Insurance portal well in time.
m. Redressal of all Public Grievances within the time fixed by IRDA. There shall be toll free number maintained by AIC which will be used for receiving the grievances of farmers which will work on the docket system.
n. The coverage of loanee farmers should be carried out by insurance companies themselves, use of agents / brokers are not allowed.
o. At least one agent should be deployed at the block level in the allocated districts. 4. Financial Institutions/Banks
a. For purpose of PMFBY, scheduled banking institutions engaged in disbursing Seasonal Agricultural Operations (SAO) loans as per relevant guidelines of NABARD/ RBI shall be reckoned as Banks.
b. The existing system of Nodal Banks would continue to service the PMFBYas described in various sub paras of Para X.
c. Notification, as well as other directives, guidelines, etc., shall flow as insurance company Ø Lead Bank/Administrative offices of Commercial banks/RRBs/Nodal Bank Ø Service (subordinate) Bank Branch /
PACS. While claim remittance to and from insurance companies shall follow same route, the remittance of premium shall follow the reverse route.
Lead Bank/Nodal Bank/Administrative office of Commercial banks/ RRBs
a. Communicate Notification, as well as other directives, guidelines, etc. to all agencies within their jurisdictional area.
b. Ensure that all agencies within their jurisdictional area sanction additional loan component to loanee farmers towards premium payable by them.
c. Ensure that all service (subordinate) bank branches within their jurisdictional area serve all non-loanee farmers desiring and eligible to take insurance cover under PMFBY. Such service will include opening bank account of non-loanee farmers, guiding them to fill up proposal forms, accepting premium from them and maintaining records etc.
d. Ensure that, for both loanee and non-loanee farmers separately, premium and related data is remitted to nodal bank within the prescribed time.
e. Lead bank/Nodal Banks should ensure that all the eligible crop loans/seasonal operational loans taken for notified crop(s) are fully insured and the conditions stated in the declarations submitted have been complied with. No farmer should be deprived from insurance cover. Nodal banks therefore, should make all out efforts and pursue their branches for enrolling all eligible loanee farmers and interested non-loanee farmers under crop insurance. In case, claims have arisen during crop season then respective bank and its branches would be responsible to make payment of the admissible claims to loanee farmers who were deprived from insurance cover to their crops.
f. Concerned Bank and it’s branches should ensure submission to insurance companies within stipulated time the notified crop-wise, insurance unit-wise Declarations in prescribed format, along with consolidated Premium payable separately for both loanee farmers and non-loanee farmers. If Concerned Bank and it’s branches keep the amount of premium collected beyond the defined timelines then they will be liable to pay interest (at prevailing rate of interest for saving account) for the delay period to the insurance company.
g. Nodal bank/Branches will also arrange for onward transmission to service (subordinate) bank branches / PACS, compensation amounts as received from insurance companies with all details, to be credited to beneficiary accounts.
h. The Nodal Banks/Administrative offices may also collect the list of individual insured farmers with requisite details like name, fathers’ name, Bank Account number, village, categories –Small and Marginal /SC /ST /Women, insured acreage, insured crop(s), sum insured, premium collected, Government subsidy etc from concerned PACS/ Bank Branch in soft copy for further reconciliation and send the same to the concerned insurance company within 15 days after final cut-off date for submission of proposal to insurance company.
i. The insurance company shall acknowledge all the declarations submitted by the banks mentioning the details of crop, area, sum insured etc. The banks should cross check with their records and aberrations, if any, should be brought to the notice of the insurance company immediately. If no response is received from banks within15 days, the details given in the acknowledgement shall be considered final and no changes would be accepted later on.
j. To credit the claim proceeds of PMFBY received from insurance company to respective beneficiary bank account within seven days. If Bank Branches/Nodal banks keep the claims amount beyond the defined timelines then they will be liable to pay interest (at prevailing rate of interest for saving account) for the delay period to the eligible farmers. The list of beneficiary cultivators with claim amount shall be displayed by the Branch/ Primary Agricultural Cooperative Society (PACS) and a copy shall also be provided to the Chairman/ Sarpanch/ Pradhan of the village Panchayat. The Banks shall issue a certificate to the insurer that entire money received for settlement of claims has already been credited into the account of beneficiaries.
k. Soft copy of the beneficiary’ farmers may also be uploaded directly on Crop Insurance portal by bank branch/ PACS through Nodal Bank to concerned Insurance companies for uploading the same in their web-site.
l. To permit insurance company with access to all relevant records / ledgers at the Nodal Bank/ Branch/ PACS at all times for the purpose of implementation of the scheme.
m. Banks should ensure that cultivator may not be deprived of any benefit under the Scheme due to errors/ omissions/ commissions of the concerned branch/ PACS, and in case of such errors, the concerned institutions shall only make good all such losses.
Lending Banks / RFIs
a. To educate the cultivators on the Scheme features. b. To guide the cultivators for filing up the insurance proposal in the prescribed forms and collecting the required
documents, particularly in case of Non-Loanee cultivators. c. To prepare the consolidated statements for Loanee and Non- Loanee cultivators and forward the same to the
insurance company along with the premium amount and other details of the insured farmers. d. Maintaining the records of proposal forms, the other relevant documents and statements for the purpose of
scrutiny/ verification by insurance company or its authorized representatives and DLMC. e. Allow insurance company access to all relevant records and registers at offices of Nodal Bank and service
(subordinate) bank branches within their jurisdictional area. f. To capture all relevant data including land and crop details of all loanee farmers covered compulsorily as well as
non loanee farmers availing crop insurance through them. g. Under administrative mechanism, banks are designated as terminal service points for farmers. Hence, it is their
duty to ensure compulsory coverage of all eligible loanee farmers and all interested non-loanee farmers. In case
of any misreporting by Nodal Bank / branch / PACS in case of farmers coverage, concerned bank only will be liable for such mis- reporting and its consequences.
5. Designated Insurance agents
a. To educate the cultivators on the Scheme features. b. To guide the cultivators for filing up the insurance proposal in the prescribed forms and collecting the required
documents from Non- Loanee cultivators. c. Underwrite and collect the premium on behalf of Insurance Company, strictly as per the provisions of the
scheme. d. To prepare the consolidated statements of Non-Loanee cultivators and forwarding the same to the insurance
company along with the premium amount well within the stipulated time. e. The designated Insurance agents shall also prepare the list of individual insured farmers with requisite details
like name, fathers’ name, Bank Account number, village, categories –Small and Marginal/ SC/ ST/ Women, insured acreage, insured crop(s), sum insured, premium collected, Government subsidy etc in soft copy and send the same to the concerned insurance company within five days after final cut-off date.
f. The designated Insurance agents should ensure that insured farmers may not be deprived of any benefit under the Scheme due to errors/ omissions/ commissions of them, and if any, the concerned agents / insurance company shall only make good all such losses. Necessary administrative and legal action may also be taken for lapses in service/ malpractices, if any, reported.
6. Loanee farmers a. As the Scheme is compulsory for all loanee cultivators availing SAO loans for notified crops, it is mandatory for
all loanee cultivators to insist on insurance coverage as per provisions of the Scheme. b. Any change in crop plan should be brought to the notice of the bank within one week of sowing. c. Insurance Proposals are accepted only upto a stipulated cut-off date, which will be decided by the SLCCCI. d. Give information of any loss due to localized risk or post harvest loss due to specified perils of cyclone, cyclonic
rains and unseasonal rains resulting in damage to harvested crop lying in field in “cut and spread” condition to concerned bank branch/ financial institution/ channel partner / insurer within 48 hours.
7. Non-Loanee cultivators a. Non-Loanee cultivators desirous of availing insurance under PMFBY for any notified crop in any notified
insurance unit may approach nearest bank branch/ PACS/ authorized channel partner/ insurance intermediary of insurance company within cut-off date, fill-up proposal form completely in prescribed format, submit form and deposit requisite premium to bank branch/ Insurance Intermediary along with necessary documentary evidence regarding his insurable interest in cultivating land/ crop (e.g. ownership/ tenancy/ cultivation rights) proposed for insurance.
b. The farmer desiring for coverage should open/operate an account in the branch of the designated bank, and the details should be provided in the proposal form.
c. The farmers should mention their land identification number in the proposal. d. The farmer must provide documentary evidence with regard to possession of cultivable land. e. The cultivator must furnish area sown confirmation certificate. f. The farmer should ensure that he gets insurance coverage for a notified crop(s) cultivated/proposed to be
cultivated, in a piece of land from a single source. In other word, Double insurance is not allowed. The insurance company shall reserve the right to repudiate all such claims and not refund the premium as well in such cases. Company may also take legal action against such farmers.
g. Give information of any loss due to localized risk or post harvest loss due to specified perils of cyclone, cyclonic rains and unseasonal rains resulting in damage to harvested crop lying in field in “cut and spread” condition to concerned bank branch/ financial institution/ channel partner / insurer within 48 hours.
20. Role & Responsibilities of Weather data providers
a) The Automatic Weather Stations (AWSs) and Automatic Rain Gauges (ARGs) of IMD, State Governments, Agriculture Universities or any other organizations / institutions and Independent Third Parties like National Collateral Management Services Limited (NCML), Weather Risk Management Services Pvt. Limited (WRMS), Skymet etc. should only be notified as Reference Weather Stations (RWSs) or Back up Weather Stations (BWSs) which meet the basic minimum criteria fixed by the IMD / Government for the purpose.
b) The data provider should ensure that all the equipments, weather sensors etc. of AWSs / ARGs should be standard, installed properly and regularly maintained as per the specification detailed in the Guidelines issued by IMD / DAC&FW and the equipments should also be calibrated regularly.
c) The data provider should maintain the quality of weather data and standards for dissemination, retrieval & validation of weather data etc.
d) The data provider should work independent from the insurer (insurance Company) and insured(farmer). e) The data provider should provide weather data in prescribed formats on near real time basis to insurance
companies / State Govt. f) The data provider should ensure that insured farmers may not be deprived of any benefit under the Scheme
due to non-functioning of weather sensors / sub-standard data/ loss of data etc. and if any, the concerned agency shall only make good all such losses.
g) The data provider should get the weather station equipment, exposure conditions, maintenance, data quality,
etc. certified by an accreditation agency, who may randomly visit some of the weather stations from time to time.
21. LIMITATIONS &DISCLAIMERS:
a) The Scheme is NOT a Yield Guarantee Scheme, and is based on “Area Approach” as opposed to“ Individual Approach”–where by assessment of compensation would be made on Reference Unit Area Basis and not on the basis of every individual insured who might have suffered a loss:
(b) The Scheme shall be null and void and no benefit shall be payable in the event of untrue or in correct statements, misrepresentation or on non-disclosure in any material fact in the proposal form/personal statement/declaration and connected documents, or any material information having been concealed, or a claim being fraudulent or any fraudulent mean s or devices being used by the Insured or any one acting on his behalf to obtain any benefit under this Scheme.
(c) Whenever, any clarification in respect of Declarations submitted by FIs is sought by the implementing agency, the same must be submitted within two weeks. Thereafter, the implementing agency, is not under obligation to accept the same, including reopening of claims. Declarations received after the prescribed cut-off dates will be rejected and the responsibility/liability for such proposals rests with the banks/FIs.
The FIs shall only be responsible for all omissions/commissions/errors committed by them.
(d) In case of any substantial misreporting by bank particularly of compulsory farmers coverage, concerned bank only shall be liable for such misreporting.
(e) Insured / applicant must have insurable interest. Mere sanctioning / disbursement of crop loans and submission
of proposals / declarations and remittance of premium by farmer/ bank, without explicit intent to raise the crop, does not constitute acceptance of risk by insurance company.
Note: The implementation of the scheme will be governed by operational guidelines on PMFBY and administrative approval issued by DACFW, GOI. In the event of any conflict in provisions in this notification and operational guidelines for PMFBY issued by DACFW, GOI , latter will prevail.
Enclosures: Term Sheets from Annexure I to XIV, AWS, BWS- Annexures- XV to XXVIII & Proposal forms
Annexure I to XIV -- Term Sheets for the Crops / Districts being notified.
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I (<) 30 mm 35 mm 100 mmSTRIKE II (<) 20 mm 20 mm 40 mmEXIT 0 0 15RATE I (Rs./ mm) 100 100 30RATE II (Rs./ mm) 250.00 225.00 248.00MAXIMUM PAYOUT (Rs.) 6000 6000 8000
TOTAL PAYOUT (Rs.) 20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=>) Cons. Days 21 25 30 35 40PAYOUT (Rs.) 2500 3000 5000 7500 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/mm) 20.00 20.00MAXIMUM PAYOUT (Rs) 2000 2000
TOTAL PAYOUT (Rs.) 4000
SUM INSURED (Rs.) 40000PREMIUM (Rs.) PREMIUM %
Note: Franchi 2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,000.00 per hectare shall not be paid.
Annexure 1RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I (<) 30 mm 35 mm 100 mmSTRIKE II (<) 20 mm 20 mm 50 mmEXIT 0 0 15RATE I (Rs./ mm) 100 100 30RATE II (Rs./ mm) 250.00 225.00 185.71MAXIMUM PAYOUT (Rs.) 6000 6000 8000
TOTAL PAYOUT (Rs.) 20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=>) Cons. Days 21 25 30 35 40PAYOUT (Rs.) 2500 3000 5000 7500 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/mm) 20.00 20.00MAXIMUM PAYOUT (Rs) 2000 2000
TOTAL PAYOUT (Rs.) 4000
SUM INSURED (Rs.) 40000PREMIUM (Rs.) 6116PREMIUM % 15.29
Note: Franchi 2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I (<) 30 mm 35 mm 100 mmSTRIKE II (<) 20 mm 20 mm 40 mmEXIT 0 0 15RATE I (Rs./ mm) 100 100 30RATE II (Rs./ mm) 250.00 225.00 248.00MAXIMUM PAYOUT (Rs.) 6000 6000 8000
TOTAL PAYOUT (Rs.) 20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=>) Cons. Days 21 25 30 35 40PAYOUT (Rs.) 2500 3000 5000 7500 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/mm) 20.00 20.00MAXIMUM PAYOUT (Rs) 2000 2000
TOTAL PAYOUT (Rs.) 4000
SUM INSURED (Rs.) 40000PREMIUM (Rs.) PREMIUM %
Note: Franchi 2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I (<) 30 mm 35 mm 120 mmSTRIKE II (<) 20 mm 20 mm 50 mmEXIT 0 0 20RATE I (Rs./ mm) 100 100 30RATE II (Rs./ mm) 250.00 225.00 196.67MAXIMUM PAYOUT (Rs.) 6000 6000 8000
TOTAL PAYOUT (Rs.) 20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=>) Cons. Days 21 25 30 35 40PAYOUT (Rs.) 2500 3000 5000 7500 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/mm) 20.00 20.00MAXIMUM PAYOUT (Rs) 2000 2000
TOTAL PAYOUT (Rs.) 4000
SUM INSURED (Rs.) 40000PREMIUM (Rs.) PREMIUM %
Note: Franchi 2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I (<) 30 mm 35 mm 120 mmSTRIKE II (<) 20 mm 20 mm 50 mmEXIT 0 0 15RATE I (Rs./ mm) 100 100 30RATE II (Rs./ mm) 250.00 225.00 168.57MAXIMUM PAYOUT (Rs.) 6000 6000 8000
TOTAL PAYOUT (Rs.) 20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=>) Cons. Days 21 25 30 35 40PAYOUT (Rs.) 2500 3000 5000 7500 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/mm) 20.00 20.00MAXIMUM PAYOUT (Rs) 2000 2000
TOTAL PAYOUT (Rs.) 4000
SUM INSURED (Rs.) 40000PREMIUM (Rs.)PREMIUM %
Note: Franchi 2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I (<) 30 mm 35 mm 100 mmSTRIKE II (<) 20 mm 20 mm 50 mmEXIT 0 0 15RATE I (Rs./ mm) 100 100 30RATE II (Rs./ mm) 250.00 225.00 185.71MAXIMUM PAYOUT (Rs.) 6000 6000 8000
TOTAL PAYOUT (Rs.) 20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=>) Cons. Days 21 25 30 35 40PAYOUT (Rs.) 2500 3000 5000 7500 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/mm) 20.00 20.00MAXIMUM PAYOUT (Rs) 2000 2000
TOTAL PAYOUT (Rs.) 4000
SUM INSURED (Rs.) 40000PREMIUM (Rs.) 3450PREMIUM % 9.2 %
Note: Franchi 2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I (<) 30 mm 35 mm 100 mmSTRIKE II (<) 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (Rs./ mm) 100 100 30RATE II (Rs./ mm) 250.00 225.00 162.50MAXIMUM PAYOUT (Rs.) 6000 6000 8000
TOTAL PAYOUT (Rs.) 20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=>) Cons. Days 21 25 30 35 40PAYOUT (Rs.) 2500 3000 5000 7500 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/mm) 20.00 20.00MAXIMUM PAYOUT (Rs) 2000 2000
TOTAL PAYOUT (Rs.) 4000
SUM INSURED (Rs.) 40000PREMIUM (Rs.) PREMIUM %
Note: Franchi 2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,000.00 per hectare shall not be paid.
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I (<) 30 mm 35 mm 80 mmSTRIKE II (<) 20 mm 20 mm 30 mmEXIT 0 0 10RATE I (Rs./ mm) 100 100 30RATE II (Rs./ mm) 250.00 225.00 325.00MAXIMUM PAYOUT (Rs.) 6000 6000 8000
TOTAL PAYOUT (Rs.) 20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=>) Cons. Days 21 25 30 35 40PAYOUT (Rs.) 2500 3000 5000 7500 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/mm) 20.00 20.00MAXIMUM PAYOUT (Rs) 2000 2000
TOTAL PAYOUT (Rs.) 4000
SUM INSURED (Rs.) 40000PREMIUM (Rs.) PREMIUM %
Note: Franchi 2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I (<) 30 mm 35 mm 80 mmSTRIKE II (<) 20 mm 20 mm 40 mmEXIT 0 0 15RATE I (Rs./ mm) 100 100 30RATE II (Rs./ mm) 250.00 225.00 272.00MAXIMUM PAYOUT (Rs.) 6000 6000 8000
TOTAL PAYOUT (Rs.) 20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=>) Cons. Days 21 25 30 35 40PAYOUT (Rs.) 2500 3000 5000 7500 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/mm) 20.00 20.00MAXIMUM PAYOUT (Rs) 2000 2000
TOTAL PAYOUT (Rs.) 4000
SUM INSURED (Rs.) 40000PREMIUM (Rs.) PREMIUM %
Note: Franchi 2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I (<) 30 mm 35 mm 120 mmSTRIKE II (<) 20 mm 20 mm 50 mmEXIT 0 0 20RATE I (Rs./ mm) 100 100 30RATE II (Rs./ mm) 250.00 225.00 196.67MAXIMUM PAYOUT (Rs.) 6000 6000 8000
TOTAL PAYOUT (Rs.) 20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=>) Cons. Days 21 25 30 35 40PAYOUT (Rs.) 2500 3000 5000 7500 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/mm) 20.00 20.00MAXIMUM PAYOUT (Rs) 2000 2000
TOTAL PAYOUT (Rs.) 4000
SUM INSURED (Rs.) 40000PREMIUM (Rs.) PREMIUM %
Note: Franchi 2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I (<) 30 mm 35 mm 80 mmSTRIKE II (<) 20 mm 20 mm 40 mmEXIT 0 0 20RATE I (Rs./ mm) 100 100 30RATE II (Rs./ mm) 250.00 225.00 340.00MAXIMUM PAYOUT (Rs.) 6000 6000 8000
TOTAL PAYOUT (Rs.) 20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=>) Cons. Days 21 25 30 35 40PAYOUT (Rs.) 2500 3000 5000 7500 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/mm) 20.00 20.00MAXIMUM PAYOUT (Rs) 2000 2000
TOTAL PAYOUT (Rs.) 4000
SUM INSURED (Rs.) 40000PREMIUM (Rs.) PREMIUM %
Note: Franchi 2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I (<) 30 mm 35 mm 60 mmSTRIKE II (<) 20 mm 20 mm 30 mmEXIT 0 0 10RATE I (Rs./ mm) 100 100 30RATE II (Rs./ mm) 250.00 225.00 355.00MAXIMUM PAYOUT (Rs.) 6000 6000 8000
TOTAL PAYOUT (Rs.) 20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=>) Cons. Days 21 25 30 35 40PAYOUT (Rs.) 2500 3000 5000 7500 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/mm) 20.00 20.00MAXIMUM PAYOUT (Rs) 2000 2000
TOTAL PAYOUT (Rs.) 4000
SUM INSURED (Rs.) 40000PREMIUM (Rs.) PREMIUM %
Note: Franchi 2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 15RATE I (R100 100 30RATE II (R250.00 225.00 185.71MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
INDEX
PHASE - I PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
HECTARE
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
CHILAMATHUR
Annexure -1-14State: ANDHRA PRADESH District: ANANTAPUR Mandal: D HIREHAL
Crop:GROUNDNUTce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 70 mmSTRIKE II 20 mm 20 mm 30 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 340.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 90 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 216.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 15RATE I (R100 100 30RATE II (R250.00 225.00 248.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
EXCESS RAINFALL (Single Payout)
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 90 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 15RATE I (R100 100 30RATE II (R250.00 225.00 194.29MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 15RATE I (R100 100 30RATE II (R250.00 225.00 185.71MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
EXCESS RAINFALL (Single Payout)
PHASE - IV
GOOTY HECTARE
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 216.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
GORANTLA HECTARE
PHASE - I PHASE - II PHASE - III
PHASE - I PHASE - II PHASE - IV
DISEASE CONGENIAL
CLIMATE
INDEX
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 80 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 15RATE I (R100 100 30RATE II (R250.00 225.00 272.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 70 mmSTRIKE II 20 mm 20 mm 30 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 340.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 80 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 340.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (R100 100 20RATE II (R250.00 225.00 175.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I
PHASE - I PHASE - II PHASE - III
TERM SHEET
HINDUPUR HECTARE
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 136.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 90 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 20RATE I (R100 100 20RATE II (R250.00 225.00 350.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 90 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 20RATE I (R100 100 20RATE II (R250.00 225.00 350.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 90 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 216.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
EXCESS RAINFALL (Single Payout)
HECTARE
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 80 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 10RATE I (R100 100 20RATE II (R250.00 225.00 240.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 120 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 60 mmSTRIKE II 20 mm 20 mm 30 mmEXIT 0 0 0RATE I (R100 100 30RATE II (R250.00 225.00 236.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - IV
KUDAIR HECTARE
PHASE - I
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 90 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 325.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 310.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
HECTARE
PHASE - I PHASE - II
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 80 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 226.27MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
MADAKASIRA HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 216.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - IV
EXCESS RAINFALL (Single Payout)
PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 130 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 196.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I
PHASE - I PHASE - II PHASE - III
PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 80 mmSTRIKE II 20 mm 20 mm 30 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 325.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
TERM SHEET
NAMBULIPULIKUNTA HECTARE
PHASE - I
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 162.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I
PHASE - I PHASE - II PHASE - III
PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
1 A. RAINFALL VOLUME
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
TERM SHEET
OBULADEVARACHERUVU HECTARE
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 80 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 340.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
EXCESS RAINFALL (Single Payout)
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 90 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 325.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 110 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 206.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
1. PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 130 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C with
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 130 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - IV
PUTLUR HECTARE
PHASE - I
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 130 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 80 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 340.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RAMAGIRI HECTARE
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 80 mmSTRIKE II 20 mm 20 mm 30 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 325.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 162.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM %
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - IV
EXCESS RAINFALL (Single Payout)
RAYADURG HECTARE
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 162.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM %
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 162.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM %
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
HECTARE
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 162.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM %
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 162.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM %
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 162.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM %
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 80 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 340.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 196.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
EXCESS RAINFALL (Single Payout)
PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 120 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
HECTARE
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 80 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 226.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 80 mmSTRIKE II 20 mm 20 mm 30 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 325.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM %
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 120 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM %
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 20RATE I (R100 100 30RATE II (R250.00 225.00 216.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 5-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 30 mm 35 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 0 10RATE I (R100 100 30RATE II (R250.00 225.00 248.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 130 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 130 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 130 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEXSTRIKE (>150 mm 100 mmEXIT 200 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM %
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE-II
1 A. RAINFALL VOLUME
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
PEDDATHIPPASAMUDRAM HECTARE
PHASE - I PHASE - II PHASE - III
EXCESS RAINFALL (Single Payout)
Highest of 3 consecutive days cumulative rainfall in respective phases
Annexure 2/5State: ANDHRA PRADESH District: CHITTOOR Mandal: B KOTHAKOTA
Crop:GROUNDNUTce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 50 mm 100 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 80 30RATE II (R225.00 180.00 310.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 110 mmSTRIKE II 20 mm 30 mm 40 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 295.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 196.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 110 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 206.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 120 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 120 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 80 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 90.00 196.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 110 mm 150 mmSTRIKE II 20 mm 35 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 42.85 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 110 mm 160 mmSTRIKE II 20 mm 35 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 42.85 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 110 mm 150 mmSTRIKE II 20 mm 35 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 42.85 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEXSTRIKE (>150 mm 100 mmEXIT 200 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE-II
1 A. RAINFALL VOLUME
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
NINDRA HECTARE
PHASE - I PHASE - II PHASE - III
EXCESS RAINFALL (Single Payout)
Highest of 3 consecutive days cumulative rainfall in respective phases
Annexure 2/23State: ANDHRA PRADESH District: CHITTOOR Mandal: K V P PURAM
Crop:GROUNDNUTce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 120 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 110 mm 160 mmSTRIKE II 20 mm 35 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 42.85 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 110 mm 160 mmSTRIKE II 20 mm 35 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 42.85 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 120 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 80 mm 140 mmSTRIKE II 20 mm 20 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 90.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 110 mm 150 mmSTRIKE II 20 mm 35 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 42.85 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 120 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 196.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 150 mmSTRIKE II 20 mm 20 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 110 mmSTRIKE II 20 mm 30 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 206.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 106.66 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 110 mm 140 mmSTRIKE II 20 mm 35 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 42.85 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 140 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 120 mm 180 mmSTRIKE II 20 mm 50 mm 80 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 22.00 83.33MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 110 mm 150 mmSTRIKE II 20 mm 35 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 42.85 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 150 mmSTRIKE II 20 mm 20 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 130 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 160 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 110 mm 160 mmSTRIKE II 20 mm 35 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 42.85 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 160 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 160 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 160 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 160 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 100 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 216.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 140 mmSTRIKE II 20 mm 20 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 196.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEXSTRIKE (>150 mm 100 mmEXIT 200 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
EXCESS RAINFALL (Single Payout)
Highest of 3 consecutive days cumulative rainfall in respective phases
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE-II
1 A. RAINFALL VOLUME
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
BAIREDDI PALLE HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
Annexure 2/62State: ANDHRA PRADESH District: CHITTOOR Mandal: VENKATAGIRI KOTA
Crop:GROUNDNUTce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 160 mmSTRIKE II 20 mm 20 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 60 mm 140 mmSTRIKE II 20 mm 20 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 160.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 80.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 60 mm 140 mmSTRIKE II 20 mm 20 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 160.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 70 30RATE II (R225.00 125.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEXSTRIKE (>150 mm 100 mmEXIT 200 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
EXCESS RAINFALL (Single Payout)
Highest of 3 consecutive days cumulative rainfall in respective phases
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE-II
1 A. RAINFALL VOLUME
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
KUPPAM HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
Annexure 3/1State: ANDHRA PRADESH District: Y S R KADAPA Mandal: KONDAPURAM
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 150 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 120.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM 5740PREMIUM 14.35
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
Annexure 3RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
TERM SHEET
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
KONDAPURAM HECTARE
PHASE - I PHASE - II PHASE - III
EXCESS RAINFALL (Single Payout)
Annexure 3/3State: ANDHRA PRADESH District: Y S R KADAPA Mandal: PEDDAMUDIUM
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 10 mmRATE I (R100 50 30RATE II (R225.00 100.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
PEDDAMUDIUM HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
Annexure 3/4State: ANDHRA PRADESH District: Y S R KADAPA Mandal: RAJU PALEM
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 100.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
RAJU PALEM HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
Annexure 3/4State: ANDHRA PRADESH District: Y S R KADAPA Mandal: DUVVUR
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 100 mm 160 mmSTRIKE II 20 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R225.00 80.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
DUVVUR HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
Annexure 3/5State: ANDHRA PRADESH District: Y S R KADAPA Mandal: S MYDUKUR
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 90 mm 130 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 100.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
S MYDUKUR HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
Annexure 3/7State: ANDHRA PRADESH District: Y S R KADAPA Mandal: B KODUR
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 80 mm 120 mmSTRIKE II 20 mm 30 mm 40 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 116.66 280.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
B KODUR HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
Annexure 3/8State: ANDHRA PRADESH District: Y S R KADAPA Mandal: KALASAPADU
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 100.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
KALASAPADU HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
Annexure 3/9State: ANDHRA PRADESH District: Y S R KADAPA Mandal: PORUMAMILLA
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 100.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PORUMAMILLA HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
Annexure 3/10State: ANDHRA PRADESH District: Y S R KADAPA Mandal: BADVEL
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 100 mm 150 mmSTRIKE II 20 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R225.00 80.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
BADVEL HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
Annexure 3/11State: ANDHRA PRADESH District: Y S R KADAPA Mandal: GOPAVARAM
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 100.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
GOPAVARAM HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
Annexure 3/12State: ANDHRA PRADESH District: Y S R KADAPA Mandal: KHAJIPET
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 100.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
KHAJIPET HECTARE
PHASE - I PHASE - II PHASE - III
EXCESS RAINFALL (Single Payout)
Annexure 3/14State: ANDHRA PRADESH District: Y S R KADAPA Mandal: PRODDUTUR
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 20 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 175.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
PRODDUTUR HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
Annexure 3/15State: ANDHRA PRADESH District: Y S R KADAPA Mandal: JAMMALAMADUGU
Crop:Groundnutce Weather Station: Unit:
DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 150 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 120.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
JAMMALAMADUGU HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
Annexure 3/16State: ANDHRA PRADESH District: Y S R KADAPA Mandal: MUDDANUR
Crop:Groundnutce Weather Station: Unit:
DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 60 mm 100 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 200.00 310.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
MUDDANUR HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
Annexure 3/17State: ANDHRA PRADESH District: Y S R KADAPA Mandal: SIMHADRIPURAM
Crop:Groundnutce Weather Station: Unit:
DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 mm 0 mm 10 mmRATE I (R100 50 30RATE II (R225.00 175.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
SIMHADRIPURAM HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
Annexure 3/18State: ANDHRA PRADESH District: Y S R KADAPA Mandal: LINGALA
Crop:Groundnutce Weather Station: Unit:
DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 60 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 200.00 196.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
LINGALA HECTARE
PHASE - I PHASE - II PHASE - III
EXCESS RAINFALL (Single Payout)
Annexure 3/19State: ANDHRA PRADESH District: Y S R KADAPA Mandal: PULIVENDLA
Crop:Groundnutce Weather Station: Unit:
DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 60 mm 100 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 200.00 310.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PULIVENDLA HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
Annexure 3/21State: ANDHRA PRADESH District: Y S R KADAPA Mandal: THONDUR
Crop:Groundnutce Weather Station: Unit:
DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 30 mm 50 mmEXIT 0 mm 0 mm 10 mmRATE I (R100 60 30RATE II (R225.00 120.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
THONDUR HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
Annexure 3/22State: ANDHRA PRADESH District: Y S R KADAPA Mandal: VEERAPUNAYUNIPALLE
Crop:Groundnutce Weather Station: Unit:
DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 30 mm 50 mmEXIT 0 mm 0 mm 10 mmRATE I (R100 60 30RATE II (R225.00 120.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
VEERAPUNAYUNIPALLE HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
Annexure 3/23State: ANDHRA PRADESH District: Y S R KADAPA Mandal: YERRAGUNTLA
Crop:Groundnutce Weather Station: Unit:
DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 10 mmRATE I (R100 50 30RATE II (R225.00 100.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
YERRAGUNTLA HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
Annexure 3/24State: ANDHRA PRADESH District: Y S R KADAPA Mandal: KAMALAPURAM
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 100.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
KAMALAPURAM HECTARE
PHASE - I PHASE - II PHASE - III
EXCESS RAINFALL (Single Payout)
Annexure 3/25State: ANDHRA PRADESH District: Y S R KADAPA Mandal: VALLUR
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 30 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 120.00 196.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
Annexure 3/26State: ANDHRA PRADESH District: Y S R KADAPA Mandal: CHENNUR
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 160 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 120.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
VALLUR HECTARE
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
CHENNUR HECTARE
PHASE - I PHASE - II PHASE - III
PHASE - IV
EXCESS RAINFALL (Single Payout)
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
Annexure 3/27State: ANDHRA PRADESH District: Y S R KADAPA Mandal: ATLUR
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 80 mm 120 mmSTRIKE II 20 mm 30 mm 40 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 116.66 280.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
ATLUR HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
Annexure 3/28State: ANDHRA PRADESH District: Y S R KADAPA Mandal: VONTIMITTA
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 60 mm 120 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 mm 0 mm 10 mmRATE I (R100 50 30RATE II (R225.00 200.00 186.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
VONTIMITTA HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
Annexure 3/29State: ANDHRA PRADESH District: Y S R KADAPA Mandal: SIDHOUT
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 100 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 83.33 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
SIDHOUT HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
Annexure 3/30State: ANDHRA PRADESH District: Y S R KADAPA Mandal: CUDDAPAH
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 80 mm 150 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 116.66 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
HECTARE
PHASE - I PHASE - II PHASE - III
EXCESS RAINFALL (Single Payout)
Annexure 3/32State: ANDHRA PRADESH District: Y S R KADAPA Mandal: PENDLIMARRI
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 mm 0 mm 10 mmRATE I (R100 50 30RATE II (R225.00 175.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
PENDLIMARRI HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
Annexure 3/33State: ANDHRA PRADESH District: Y S R KADAPA Mandal: VEMPALLE
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 60 mm 100 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 200.00 310.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
VEMPALLE HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
Annexure 3/34State: ANDHRA PRADESH District: Y S R KADAPA Mandal: CHAKRAYAPET
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 15 mm 40 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 150.00 280.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
CHAKNAYAPET HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
Annexure 3/35State: ANDHRA PRADESH District: Y S R KADAPA Mandal: LAKKIREDDIPALLE
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 110 mmSTRIKE II 20 mm 20 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 175.00 206.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
Annexure 3/36State: ANDHRA PRADESH District: Y S R KADAPA Mandal: RAMAPURAM
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 150 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 10 mmRATE I (R100 60 30RATE II (R225.00 120.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RAMAPURAM HECTARE
PHASE - I PHASE - II PHASE - III
EXCESS RAINFALL (Single Payout)
Annexure 3/37State: ANDHRA PRADESH District: Y S R KADAPA Mandal: VEERABALLE
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 130 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 120.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
VEERABALLE HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
Annexure 3/38State: ANDHRA PRADESH District: Y S R KADAPA Mandal: RAJAMPET
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 120 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 120.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
RAJAMPET HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
Annexure 3/39State: ANDHRA PRADESH District: Y S R KADAPA Mandal: NANDALUR
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 100.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
NANDALUR HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
Annexure 3/40State: ANDHRA PRADESH District: Y S R KADAPA Mandal: PENAGALURU
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 60 mm 100 mmSTRIKE II 20 mm 20 mm 40 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 200.00 310.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
PENAGALURU HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
Annexure 3/41State: ANDHRA PRADESH District: Y S R KADAPA Mandal: CHITVEL
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 80 mm 150 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 116.66 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
CHITVEL HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
Annexure 3/42State: ANDHRA PRADESH District: Y S R KADAPA Mandal: KODUR
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 75 mm 150 mmSTRIKE II 20 mm 15 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 160.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
KODUR HECTARE
PHASE - I PHASE - II PHASE - III
EXCESS RAINFALL (Single Payout)
Annexure 3/43State: ANDHRA PRADESH District: Y S R KADAPA Mandal: OBULAVARIPALLE
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 140 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 120.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
OBULAVARIPALLE HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
Annexure 3/44State: ANDHRA PRADESH District: Y S R KADAPA Mandal: PULLAMPETA
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 130 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 10 mmRATE I (R100 60 30RATE II (R225.00 120.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
PULLAMPETA HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
Annexure 3/46State: ANDHRA PRADESH District: Y S R KADAPA Mandal: SAMBEPALLE
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 50 30RATE II (R225.00 100.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
SAMBEPALLE HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
EXCESS RAINFALL (Single Payout)
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
Annexure 3/49State: ANDHRA PRADESH District: Y S R KADAPA Mandal: GALIVEEDU
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 70 mm 100 mmSTRIKE II 20 mm 30 mm 40 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R225.00 120.00 310.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
GALIVEEDU HECTARE
PHASE - IV
EXCESS RAINFALL (Single Payout)
Annexure 4
Annexure 3/50State: ANDHRA PRADESH District: Y S R KADAPA Mandal: S A KASINAYANA
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 35 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 10 mmRATE I (R100 50 30RATE II (R225.00 100.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=21 25 30 35 40PAYOUT ( 2500 3000 5000 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEX Highest of 3 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>150 mm 100 mmEXIT 250 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims 1,000.00 per hectare shall not be paid.
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
S A KASINAYANA HECTARE
PHASE - I PHASE - II PHASE - III
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 90 mm 140 mmSTRIKE II 25 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R120.00 120.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 90 mm 140 mmSTRIKE II 25 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R120.00 120.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 140 mmSTRIKE II 25 mm 50 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEXSTRIKE (>150 mm 100 mmEXIT 200 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims of l1,000.00 per hectare shall not be paid.
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
NANDAVARAM HECTARE
PHASE - I PHASE-II
EXCESS RAINFALL (Single Payout)
Highest of 3 consecutive days cumulative rainfall in respective phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
Annexure 4/5State: ANDHRA PRADESH District: Kurnool Mandal: C BELAGAL
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 160 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 160 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 90 mm 140 mmSTRIKE II 25 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R120.00 120.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 90 mm 140 mmSTRIKE II 25 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R120.00 120.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 160 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 160 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 90 mm 150 mmSTRIKE II 25 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R120.00 120.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 120 mmSTRIKE II 20 mm 30 mm 40 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 280.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 130 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 130 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 90 mm 150 mmSTRIKE II 25 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R120.00 120.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 176.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 90 mm 120 mmSTRIKE II 25 mm 30 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R120.00 120.00 196.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 90 mm 140 mmSTRIKE II 25 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R120.00 120.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 90 mm 150 mmSTRIKE II 25 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R120.00 120.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 160 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 160 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 150 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 140 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 140 mmSTRIKE II 25 mm 50 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 118.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 140 mmSTRIKE II 25 mm 50 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 160 mmSTRIKE II 25 mm 50 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 106.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 120 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 55 mm 100 mm 140 mmSTRIKE II 25 mm 50 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 30 30RATE II (R120.00 90.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 176.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 120 mmSTRIKE II 20 mm 30 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 196.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 70 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 112.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 150 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 132.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 120 mmSTRIKE II 20 mm 30 mm 50 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 196.67MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 130 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 147.50MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEXSTRIKE (>150 mm 100 mmEXIT 200 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims of l1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
PATTIKANDA HECTARE
PHASE - I PHASE-II
EXCESS RAINFALL (Single Payout)
Highest of 3 consecutive days cumulative rainfall in respective phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
Annexure 4/52State: ANDHRA PRADESH District: Kurnool Mandal: MADDIKERA EAST
Crop:Groundnutce Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 120 mmSTRIKE II 20 mm 30 mm 40 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 280.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 90 mm 140 mmSTRIKE II 20 mm 30 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 40 30RATE II (R175.00 120.00 140.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
PERIOD 16-Jul to 5-Aug 6-Aug to 31-Aug 1-Sep to 10-OctINDEXSTRIKE I 45 mm 75 mm 120 mmSTRIKE II 20 mm 25 mm 60 mmEXIT 0 mm 0 mm 20 mmRATE I (R100 60 30RATE II (R175.00 120.00 155.00MAXIMUM6000 6000 8000
TOTAL PA20000
PERIOD 16-Jul to 5-SepINDEXSTRIKE (=20 25 30 35 40PAYOUT ( 2500 3000 5500 7500 10000
TOTAL PA10000
Note: A day with rainfa 2.5 mm will be considered as a dry day.
2. PERIOD 1-Sep to 10-OctNo of days in the longest spell of consecutive days having daily maximum temperature < 35 °C withdaily average Relative humidity > 85 %
3. PERIOD 1-Sep to 30-Sep 1-Oct to 31-OctINDEXSTRIKE (>150 mm 100 mmEXIT 200 mm 200 mmRATE (Rs/ 20.00 20.00MAXIMUM2000 2000
TOTAL PA4000
SUM INSU40000PREMIUM (Rs.)PREMIUM
Note: Fran 2.5% of the sum insured shall be apllicable, i.e., total claims of l1,000.00 per hectare shall not be paid.
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
HALAHARVI HECTARE
PHASE - I PHASE-II
EXCESS RAINFALL (Single Payout)
Highest of 3 consecutive days cumulative rainfall in respective phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX
PHASE - I PHASE - II PHASE - III
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
Annexure-5
Annexure 6
ANNEXURE IXState: ANDHRA PRADESH District: GUNTUR Mandal: All Notified mandals
in Guntur districtCrop: CHILLI Reference Weather Station: Unit:
1. MAXIMUM TEMPERATURE
PERIOD 1-Aug to 31-Oct
INDEX Number of consecutive days having Maxim 37.5 °CRange I Range II Payout(Rs)
<= 6 07 11 360012 16 900017 21 1440022 > 18000
TOTAL PAYOUT 18000
2. MINIMUM TEMPERATURE
PERIOD 1-Dec to 31-Jan
INDEX Number of days having Minimum Temp 14.0 °CRange I Range II Payout(Rs)
<= 3 04 10 180011 15 360016 20 540021 > 9000
TOTAL PAYOUT 9000
3. DEFICIT RAINFALL
PERIOD 1-Aug to 15-Sep 16-Sep to 31-OctINDEX Aggregate of rainfall over respective PhasesSTRIKE I (<) 175 mm 90 mmSTRIKE II (<) 125 mm 50 mmEXIT 25 mm 20 mmRATE I (Rs./ mm57.60 90.00RATE II (Rs./ mm311.20 580.00MAXIMUM PAYO 34000 21000
TOTAL PAYOUT 55000
PERIOD 1-Aug to 30-SepINDEXSTRIKE (CONS. D18 24 30PAYOUT (Rs.) 3000 8000 15000
TOTAL PAYOUT 15000
Note: A day with rainfa 2.5 mm will be considered as a dry day and multiple events shall be considered for the final payout subject to maximum payout under this cover.
4. PERIOD 1-Aug to 15-Sep 16-Sep to 31-Oct 1-Nov to 28-FebINDEX Maximum of 2 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 150 mm 90 mm 60 mmEXIT 250 mm 200 mm 120 mmRATE (Rs/mm) 125.00 131.82 225.00MAXIMUM PAYO 12500 14500 13500
TOTAL PAYOUT 40500
SUM INSURED (R137500PREMIUM (Rs.) 15538PREMIUM % 11.30%
Note: Fra 2.50% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 3,437.5 per hectare shall not be paid.
Annexure 5RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
TERM SHEET
HECTARE
PHASE - I PHASE - II
EXCESS RAINFALL
3 A. RAINFALL VOLUME
3 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
PHASE - I PHASE - II PHASE - III
Annexure 7
ANNEXURE IState: ANDHRA PRADESH
Crop : COTTON District : PRAKASAM Mandal: All Notified Mandals Unit : HectareA1. Rainfall Volume
Period : 1-Aug to 31-OctIndex: Aggregate of rainfall over respective Phases
PERIOD 1-Aug to 15-Sep 16-Sep to 31-OctRainfall (mm) Payout Rainfall (mm) Payout
STRIKE I (<) < 150 3400 < 100 1700STRIKE II (<) < 110 7200 < 50 3400
STRIKE III (<) < 55 18000 < 20 9000
TOTAL PAYOUT (Rs.) 27000A2. Rainfall Distribution
Period : 1-Aug to 5-SepDry day: A day is defined as dry day if Rainfall on the day is < 2.5 mm
Note : Multiple events shall be considered for the final payout subject to maximum payout under this cover.Sum Insured (Rs) 87500Premium (Rs.) 8094Premium % 9.25%Note: Franchise of 2.50% of the sum insured shall be apllicable, i.e., total claims of less than 2187.5 per hectare shall not be paid.
Annexure 6
Number of CDD Payout (Rs)
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME-( KHARIF 2017)TERMSHEET
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
20000
Annexure 8
ANNEXURE IState: ANDHRA PRADESH
Crop : COTTON District : GUNTUR Mandal: All Notified Mandals Unit : HectareA1. Rainfall Volume
Period : 1-Aug to 31-OctIndex: Aggregate of rainfall over respective Phases
PERIOD 1-Aug to 15-Sep 16-Sep to 31-OctRainfall (mm) Payout Rainfall (mm) Payout
STRIKE I (<) < 150 3400 < 100 1700STRIKE II (<) < 110 7200 < 50 3400
STRIKE III (<) < 55 18000 < 20 9000
TOTAL PAYOUT (Rs.) 27000A2. Rainfall Distribution
Period : 1-Aug to 5-SepDry day: A day is defined as dry day if Rainfall on the day is < 2.5 mm
Note : Multiple events shall be considered for the final payout subject to maximum payout under this cover.Sum Insured (Rs) 87500Premium (Rs.) 8094Premium % 9.25%Note: Franchise of 2.50% of the sum insured shall be apllicable, i.e., total claims of less than 2187.5 per hectare shall not be paid.
Annexure 7
Number of CDD Payout (Rs)
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME-( KHARIF 2017)TERMSHEET
PHASE - I PHASE - II
PHASE - I PHASE - II PHASE - III
20000
Annexure 9
State: ANDHRA PRADESH District: KADAPA Mandal: All Notified Mandals of Kadapa districtANNEXURE VIII
PERIOD 10-Aug to 15-SepSTRIKE I (<) 100 mmSTRIKE II (<) 40 mmEXIT 0 mmRATE I (Rs./ mm) 47.00RATE II (Rs./ mm) 304.50Max. Payout (Rs.) 15000
TOTAL PAYOUT (Rs.) 15000
PERIOD 10-Aug to 20-SepSTRIKE (CONS. DAYS) >= 25 30 35PAYOUT (Rs.) 5500 10000 17500
TOTAL PAYOUT (Rs.) 17500
Note: A day with rainfa 2.5 mm will be considered as a dry day and multiple events shall be considered for the final payout subject to maximum payout under this cover.
2 PERIOD 1-Oct to 31-Dec 1-Jan to 31-MarINDEX Maximum of 2 consecutive day's cumulative rainfall in respective PhasesSTRIKE (mm) 70 mm 30 mmEXIT (mm) 170 mm 130 mmPayout (Rs. / mm) 60.00 75.00Max. Payout (Rs.) 6000 7500
TOTAL PAYOUT (Rs.) 135003. High RH along with High Temperature
PERIOD 16-Aug to 30-Sep 1-Oct to 31-OctIndex Averagre RH for a day > 70% 70%and Max temp (in 0C) > 35.5 0C 35.0 0C
STRIKE >= 4 day 4 dayEXIT 8 day 8 dayPAYOUT(Rs./ consecutive Day) 1800.00 1800.00MAXIMUM PAYOUT(Rs.) 9000 9000
TOTAL PAYOUT (Rs.) 18000
4. PERIOD 1-Dec to 31-Dec 1-Jan to 31-JanEVENT DEFINITION
PERIOD 10-Aug to 15-SepSTRIKE I (<) 80 mmSTRIKE II (<) 40 mmEXIT 0 mmRATE I (Rs./ mm) 47.00RATE II (Rs./ mm) 328.00Max. Payout (Rs.) 15000
TOTAL PAYOUT (Rs.) 15000
PERIOD 10-Aug to 20-SepSTRIKE (CONS. DAYS) >= 25 30 35PAYOUT (Rs.) 5500 10000 17500
TOTAL PAYOUT (Rs.) 17500
Note: A day with rainfa 2.5 mm will be considered as a dry day and multiple events shall be considered for the final payout subject to maximum payout under this cover.
2 PERIOD 1-Oct to 31-Dec 1-Jan to 31-MarINDEX Maximum of 2 consecutive day's cumulative rainfall in respective PhasesSTRIKE (mm) 70 mm 30 mmEXIT (mm) 170 mm 130 mmPayout (Rs. / mm) 60.00 75.00Max. Payout (Rs.) 6000 7500
TOTAL PAYOUT (Rs.) 135003. High RH along with High Temperature
PERIOD 16-Aug to 30-Sep 1-Oct to 31-OctIndex Averagre RH for a day > 70% 70%and Max temp (in 0C) > 35.5 0C 35.0 0C
STRIKE >= 4 day 4 dayEXIT 8 day 8 dayPAYOUT(Rs./ consecutive Day) 1800.00 1800.00MAXIMUM PAYOUT(Rs.) 9000 9000
TOTAL PAYOUT (Rs.) 18000
4. PERIOD 1-Dec to 31-Dec 1-Jan to 31-JanEVENT DEFINITION
SUM INSURED (Rs.) 75000PREMIUM (Rs.) 7500PREMIUM % 10%
Note: Fra 2.50% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,875 per hectare shall not be paid.
Annexure 9
Phase I Phase II
w Minimum Tempera
Commulative daily downward deviation of Minimum temperature from trigger temperature.
Phase I Phase II
No. of Consecutive days with High RH and High Temperature
High RH:High Temperature:
Nature Of cover: multiple Events payable subject to maximum payout under this cover
EXCESS RAINFALL
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
1A. RAINFALL VOLUME
1 B.
RAINFALL DISTRIBUTION (Consecutive Dry Days)
PHASE - I PHASE - II
Annexure 11
State: ANDHRA PRADESH District: CHITTOOR ANNEXURE -X Mandal: All Tomato Growing Mandals in Chittoor District
Crop: TOMATO Reference Weather Station: Unit:
1. DEFICIT RAINFALL
PERIOD 10-Aug to 10-Sep 11-Sep to 10-Oct 16-Oct to 30-OctINDEXSTRIKE I (<) 100 mm 100 mm 0 mmSTRIKE II (<) 50 mm 50 mm 0 mmEXIT 0 0 0RATE I (Rs./ mm) 20 10 0RATE II (Rs./ mm) 100.00 70.00 0MAXIMUM PAYOUT (Rs.) 6000 4000 0
TOTAL PAYOUT (Rs.) 10000
PERIOD 10-Aug to 10-OctINDEXSTRIKE (CONS. DAYS) >= 18 22 25 28 30PAYOUT (Rs.) 2500 4000 5500 7000 9000
TOTAL PAYOUT (Rs.) 9000
Note: A day with rainfa 2.5 mm will be considered as a dry day and multiple events shall be considered for the final payout subject to maximum payout under this cover.2. PERIOD 15-Aug to 10-Oct
Note : Multiple events shall be considered for the final payout subject to maximum payout under this cover.
3. PERIOD 10-Aug to 31-Aug 1-Sep to 30-Sep 1-Oct to 15-NovINDEXSTRIKE (>) 120 mm 100 mm 100 mmEXIT 220 mm 200 mm 200 mmRATE (Rs/mm) 70.00 70.00 110.00MAXIMUM PAYOUT (Rs) 7000 7000 11000
TOTAL PAYOUT (Rs.) 25000
SUM INSURED (Rs.) 50000PREMIUM (Rs.) 6290PREMIUM % 12.58%
Note: Fran2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,250 per hectare shall not be paid.
Annexure 10
PHASE - I PHASE - II PHASE - IV
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
HECTARE
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
EXCESS RAINFALL (Single Payout)
Maximum of 4 consecutive days cumulative rainfall in respective phases
DISEASE CONGENIAL
CLIMATE
INDEX No. of Consecutive days having daily maximum temperature < 32 °C with daily average Relative humidity > 75 %
PERIOD 10-Aug to 10-Sep 11-Sep to 10-Oct 16-Oct toINDEXSTRIKE I (<) 100 mm 100 mm 0 mmSTRIKE II (<) 50 mm 50 mm 0 mmEXIT 0 0 0RATE I (Rs./ mm) 20 10 0RATE II (Rs./ mm) 100.00 62.00 0MAXIMUM PAYOUT (Rs.) 5400 3600 0
Note: A day with rainfa 2.5 mm will be considered as a dry day and multiple events shall be considered for the final payout subject to maximum payout under this cover.
Note : Multiple events shall be considered for the final payout subject to maximum payout under this cover.
3. PERIOD 10-Aug to 31-Aug 1-Sep to 30-Sep 1-Oct to 15-NovINDEX Maximum of 4 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 120 mm 100 mm 100 mmEXIT 220 mm 200 mm 200 mmRATE (Rs/mm) 70.00 70.00 110.00MAXIMUM PAYOUT (Rs) 6300 6300 9900
TOTAL PAYOUT (Rs.) 22500
SUM INSURED (Rs.) 45000PREMIUM (Rs.) 5144PREMIUM % 11.43%
Note: Fran2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,125 per hectare shall not be paid.
Annexure 11RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
TERM SHEET
All Tomato Growing Mandals in Kurnool District
HECTARE
PHASE - I PHASE - II PHASE - IV
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX No. of Consecutive days having daily maximum temperature < 32 °C with daily average Relative humidity > 75 %
PERIOD 10-Aug to 10-Sep 11-Sep to 10-Oct 16-Oct toINDEXSTRIKE I (<) 100 mm 100 mm 0 mmSTRIKE II (<) 50 mm 50 mm 0 mmEXIT 0 0 0RATE I (Rs./ mm) 20 10 0RATE II (Rs./ mm) 100.00 70.00 0MAXIMUM PAYOUT (Rs.) 6000 4000 0
Note: A day with rainfa 2.5 mm will be considered as a dry day and multiple events shall be considered for the final payout subject to maximum payout under this cover.
Note : Multiple events shall be considered for the final payout subject to maximum payout under this cover.
3. PERIOD 10-Aug to 31-Aug 1-Sep to 30-Sep 1-Oct to 15-NovINDEX Maximum of 4 consecutive day's cumulative rainfall in respective PhasesSTRIKE (>) 120 mm 100 mm 100 mmEXIT 220 mm 200 mm 200 mmRATE (Rs/mm) 70.00 70.00 110.00MAXIMUM PAYOUT (Rs) 7000 7000 11000
TOTAL PAYOUT (Rs.) 25000
SUM INSURED (Rs.) 50000PREMIUM (Rs.) 5715PREMIUM % 11.43%
Note: Fran2.5% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,250 per hectare shall not be paid.
1 A. RAINFALL VOLUME
Aggregate of rainfall over respective Phases
1 B.RAINFALL
DISTRIBUTION (Multiple Payouts)
Number of days in a spell of Consecutive dry days
DISEASE CONGENIAL
CLIMATE
INDEX No. of Consecutive days having daily maximum temperature < 32 °C with daily average Relative humidity > 75 %
PHASE - I PHASE - II PHASE - III
EXCESS RAINFALL (Single Payout)
HECTARE
PHASE - I PHASE - II PHASE - IV
Annexure 12RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
TERM SHEET
All Tomato Growing Mandals in Prakasam District
Annexure 14
State: ANDHRA PRADESH District: WEST GODAVARI Mandal:
Note : Multiple events shall be considered for the final payout subject to maximum payout under this cover.
MINIMUM TEMPERATURE
PERIOD 1-Dec to 31-Jan
INDEX Number of days having Minimum Tempa 15 °CSTRIKE (DAYS) >= 6EXIT 15Payout (Rs. / DAY) 1000.00Max. Payout(Rs.) 10000
DEFICIT RAINFALL
PERIOD 1-Aug to 15-Sep 16-Sep to 15-OctSTRIKE I (<) 220 mm 130 mmSTRIKE II (<) 100 mm 60 mmEXIT 20 0RATE I (Rs./ mm) 25.00 25.00RATE II (Rs./ mm) 87.50 95.83Max. Payout (Rs.) 10000 7500
TOTAL PAYOUT (Rs.) 17500
PERIOD 1-Aug to 30-SepSTRIKE (CONS. DAYS) >= 18 25 30PAYOUT (Rs.) 3000 6000 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfa 2.5 mm will be considered as a dry day and multiple events shall be considered for the final payout subject to maximum payout under this cover.
TOTAL SUM INSURED (Rs.) 62500PREMIUM (Rs.) 7144PREMIUM % 11.43%
Note: Fran2.50% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,562.5 per hectare shall not be paid.
3A. RAINFALL VOLUME
3 B.
RAINFALL DISTRIBUTION (Consecutive Dry Days)
Unit:
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)TERM SHEET
All notified mandals under West Godavari District
Hectare
Annexure 13
Payout% Of Max payout Under This Cover
8%6%
0%
PHASE - I PHASE - II
5%4%0%
Annexure XIII to XXIV -- Notified RUAs & List of AWS/BWS for the Crops / Districts.
Restructured Weather Based Crop Insurance Scheme for RED CHILLY CROP
GUNTUR District - Kharif 2017 Season
LIST OF RUA-RWS-BWS Annexure -XV
Sl No. Reference Unit Area(RUA) Reference Weather Station (RWS) Backup Weather Station (BWS)
Note : Multiple events shall be considered for the final payout subject to maximum payout under this cover.
2. MINIMUM TEMPERATURE
PERIOD 1-Dec to 31-Jan
INDEX Number of days having Minimum Tempara 15 °CSTRIKE (DAYS) >= 6EXIT 15Payout (Rs. / DAY) 1000.00Max. Payout(Rs.) 10000
3 DEFICIT RAINFALL
PERIOD 1-Aug to 15-Sep 16-Sep to 15-OctSTRIKE I (<) 220 mm 130 mmSTRIKE II (<) 100 mm 60 mmEXIT 20 0RATE I (Rs./ mm) 25.00 25.00RATE II (Rs./ mm) 87.50 95.83Max. Payout (Rs.) 10000 7500
TOTAL PAYOUT (Rs.) 17500
PERIOD 1-Aug to 30-SepSTRIKE (CONS. DAYS) >=18 25 30PAYOUT (Rs.) 3000 6000 10000
TOTAL PAYOUT (Rs.) 10000
Note: A day with rainfall l 2.5 mm will be considered as a dry day and multiple events shall be considered for the final payout subject to maximum payout under this cover.
TOTAL SUM INSURED (Rs62500PREMIUM (Rs.) 7144PREMIUM % 11.43%
Note: Fran2.50% of the sum insured shall be apllicable, i.e., total claims of less than Rs. 1,562.5 per hectare shall not be paid.
Annexure 14RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF 2017)
Bank will provide the farmer list in the attached prescribed XL format only. Based which the declaration will be system generated and bank needs to sign/stamp the declaration accordingly with payment details.