GlassPro, SignagePro, and MaintenancePro (GSM) Programs Christal Huft Program Director
Jun 26, 2015
GlassPro, SignagePro, and MaintenancePro (GSM) Programs
Christal Huft Program Director
NIP Group
Ranks among “top 100” business insurance and risk management intermediaries
Provides a wide range of brokerage, underwriting, and risk management services
Holds extensive knowledge of key markets
Offers exceptional coverage, competitive commissions, and fast, efficient service
Complements insurance products with industry focused value added services
Agenda
Thanks for joining us! WHAT’S NEW
PROGRAM OVERVIEW:
APPETITE
COVERAGE HIGHLIGHTS
VALUE ADDED SERVICES
SUMMARY: WHY NIP
SUBMISSION PROCESS
Q&A
What’s new What’s New Appetite Coverage
Highlights Value Added
Services Why NIP Submission Process Q&A
Broadened appetite & coverage
BOP Platform, smaller minimum premium
Preferred pricing for risk management
Quarterly newsletters
Improved supplemental application
Underwriting appetite
Target classes
What’s New Appetite Coverage Highlights
Value Added Services Why NIP Submission
Process Q&A
GlassPro® Glass and Glazing
Contractors Glass Merchants Glass Installers Auto Glass Repair &
Installation
MaintenancePro® Janitorial Services Window Cleaning Carpet and Upholstery
Cleaning Indoor/Outdoor
Maintenance
SignagePro® Sign Manufacturers Sign Installers Outdoor Advertising Sign Shops Awning Shops
Not looking for: • Restoration services
• Prefabricated window and door installation • Pest control services
• Refineries or Petrochemical facilities
Commercial Package Policy (Admitted, ISO based)
General Liability, with options: Employee Benefits Liability Limited Pollution
Property, with options: Building & Contents Business Income Equipment Breakdown Inland Marine Installation Floater Crime
Umbrella available, up to $10M WC available on most classes
Coverage highlights: Commercial Package What’s New Appetite Coverage
Highlights Value Added
Services Why NIP Submission Process Q&A
Industry Specific Enhancements: Key and Lock Replacement
Ordinance Or Law Coverage
Personal Effects & Property Of
Others
Property In Transit
Valuable Papers And Records
Property damage to borrowed
equipment
Blanket Additional Insured
Per project aggregate
Primary Wording
Waiver of Subrogation
Businessowners’ Policy (Admitted, ISO based)
General liability , with options: Employee Benefits Liability Employment Practices Liability Printers E&O
Property, with options: Building & Contents Business Income Equipment Breakdown Contractors Installation Tools
And Equipment
Umbrella available, up to $10M WC available on most classes
Coverage highlights: BOP What’s New Appetite Coverage
Highlights Value Added
Services Why NIP Submission Process Q&A
Industry Specific Enhancement: Property in Care Custody Control
Lost Lock & Key Coverage
Employee Dishonesty
Valuable Papers
Electronic Data
Accounts Receivables
Property off premises/in transit
Blanket Additional Insured
Per project aggregate
Primary Wording
Waiver of Subrogation
Business Income – ALS
Commercial Auto (Admitted, ISO based)
Hired & Non-Owned; Owned Auto, with options: Rental Reimbursement Drive other Car Garage Keepers Liability Liability coverage for truck-
mounted cranes and installation Glass Racks – Replacement
Cost
Coverage highlights: Commercial Auto What’s New Appetite Coverage
Highlights Value Added
Services Why NIP Submission Process Q&A
Industry Specific Enhancement: Blanket Additional Insured
Primary Insurance When
Required by Contract
Waiver of Subrogation
Hired Physical Damage
Loan / Lease Gap
Glass repair – waiver of
deductible
Value added services
Industry specific loss prevention Newsletters
On-site & phone surveys
Personalized Claims Services Customized reports available
Experienced TPA
Claims reviews
Internal Claims
Director/Liaison
Agent support Voluntary Risk
Management credit available
Discounts with partner vendors
Discounted MVRs
Training material
“How’s my Driving” decals with monitoring services
GPS services
What’s New Appetite Coverage Highlights
Value Added Services Why NIP Submission
Process Q&A
Why NIP What’s New Appetite Coverage
Highlights Value Added
Services Why NIP Submission Process Q&A
A rated by A.M. Best (financial strength) products
Admitted paper
Fast turn-around
Consistency in the market place with competitive pricing
Niche focused underwriters
Forms designed with broad coverage
We offer a total account solution
Our programs are tailored for the unique needs of the industry
Value added services/loss control and risk management tools
Experienced claims management
Flexible installment premium plans available
Excellent customer service
Submission process
Submission Requirements: NIP Supplemental application
Competitor applications accepted for quoting ACORD applications 4 years loss runs
If less than 3 years experience: resume and financials
Submit to: [email protected]
Most complete submissions turned around within the week!
What’s New Appetite Coverage Highlights
Value Added Services Why NIP Submission
Process Q&A
Q&A What’s New Appetite Coverage
Highlights Value Added
Services Why NIP Submission Process Q&A
Thank You!
Christal Huft
Program Director – GlassPro, SignagePro & MaintenancePro [email protected]
P: (800) 446-7647
F: (732) 791-4086
www.nipprograms.com