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Nyayapati Gautam

Basel III

The Basel Committee, established

by the central-bank Governors of

the Group of Ten countries at the

end of 1974

Basel III

"Basel III" is a comprehensive set

of reform measures, developed by

the Basel Committee on Banking

Supervision, to strengthen the

regulation, supervision and risk

management of the banking

sector.

Basel III

These measures aim to:

Improve the banking sector's ability

to absorb shocks arising from

financial and economic stress,

whatever the source.

Improve risk management and

governance.

Strengthen banks' transparency and

disclosures.

Basel III

The reforms target:

Bank-level, or microprudential,

regulation, which will help raise

the resilience of individual banking

institutions to periods of stress.

Macroprudential, system wide

risks that can build up across the

banking sector as well as the

procyclical amplification of these

risks over time.

Basel III - Source

http://www.bis.org/bcbs/basel3/

b3summarytable.pdf

Stock Exchanges

Index

KOSPI

DAX

HANG SENG

NASDAQ

CAC

TERMS

YTM

Blue chip

Arbitrage

Reserve Bank of India

The Reserve Bank of India was

established on April 1, 1935 in

accordance with the provisions of

the Reserve Bank of India Act,

1934.

The Central Office of the Reserve

Bank was initially established in

Calcutta but was permanently

moved to Mumbai in 1937.

RBI

Nationalisation in 1949

RBI has six training establishments

* Three are part of the RBI:

1. College of Agricultural Banking

2. Bankers Training College

3. Reserve Bank of India Staff

College

RBI

* Others are autonomous, such as:

1. National Institute for Bank

Management

2. Indira Gandhi Institute for

Development Research (IGIDR)

3. Institute for Development and

Research in Banking Technology

(IDRBT)

RBI

Subsidiaries:

Fully owned:

National Housing Bank(NHB)

Deposit Insurance and Credit

Guarantee Corporation of

India(DICGC)

Bharatiya Reserve Bank Note

Mudran Private Limited(BRBNMPL)

RBI

Majority stake: National Bank for

Agriculture and Rural

Development (NABARD)

Note: The Reserve Bank of India

has divested its stake in State

Bank of India to the Government

of India.

RBI

Directors of the Central Board of the

Reserve Bank of India

Shri Kumar Mangalam Birla

Shri G.M. Rao

Ms. Ela Bhatt - Self Employed

Women's Association

Dr. Anil Kakodkar

Shri Azim Premji

All the Ratnas

Maharatna CPSEs

Coal India Limited

Indian Oil Corporation Limited

NTPC Limited

Oil & Natural Gas Corporation

Limited

Steel Authority of India Limited

Navratna

Navratna CPSEs

Bharat Electronics Limited

Bharat Heavy Electrical Limited

Bharat Petroleum Corporation

Limited

GAIL (India) Limited

Hindustan Aeronautics Limited

Hindustan Petroleum Corporation

Limited

Navratna

MTNL

National Aluminium Company

Limited

NMDC Limited

Neyveli Lignite Corporation

Limited

Oil India Limited

Power Finance Corporation

Limited

Navratna

Power Grid Corporation of India

Limited

Rashtriya Ispat Nigam Limited

Rural Electrification Corporation

Limited

Shipping Corporation of India

Limited

Parliament

It is the supreme legislative body

of India.

It comprises of the President and

the two Houses-Lok Sabha (House

of the People) and Rajya Sabha

(Council of States).

The President has the power to

summon and prorogue either

House of Parliament or to dissolve

Lok Sabha.

Parliament

The Constitution of India came into

force on January 26, 1950.

The first general elections under

the new Constitution were held

during the year 1951-52.

The first elected Parliament came

into being in April, 1952.

LS

The Second Lok Sabha in April,

1957,

the Third Lok Sabha in April,

1962,

the Fourth Lok Sabha in March,

1967,

the Fifth Lok Sabha in March,

1971,

the Sixth Lok Sabha in March,

1977,

LS

the Seventh Lok Sabha in January,

1980,

the Eighth Lok Sabha in December,

1984,

the Ninth Lok Sabha in December,

1989,

Tenth Lok Sabha in June, 1991,

the Eleventh Lok Sabha in May,

1996,

LS

the Twelfth Lok Sabha in March,

1998,

Thirteenth Lok Sabha in October,

1999,

Fourteenth Lok Sabha in May,

2004

and Fifteenth Lok Sabha in April,

2009.

Rajya Sabha

The origin of Rajya Sabha can be

traced back to 1919, when in

pursuance to the Government of

India Act, 1919, a second

chamber known as the Council of

States was created.

The Council continued to function

till India became independent.

The Hindi nomenclature (RS) was

adopted in 23 August, 1954.

RS

The Rajya Sabha is to consist of

not more than 250 members - 238

members representing the States

and Union Territories.

12 members are nominated by the

President.

Rajya Sabha is a permanent body

and is not subject to dissolution.

One third of the members retire

every second year.

RS

Each member is elected for a term

of six years.

The Vice President of India is the

ex-officio Chairman of Rajya

Sabha.

The House also elects a Deputy

Chairman from among its

members.

(Aug-2012: members of the Rajya Sabha on

Tuesday unanimously elected Congress leader

P.J. Kurien Deputy Chairman of the House.)

Nominated Members

1 Aga, Ms. Anu

2 Aiyar, Shri Mani Shankar

3 Akhtar, Shri Javed

4 Dua, Shri H.K.

5 Ganguly, Dr. Ashok S.

6 Jayashree, Smt. B.

7 Miri, Prof. Mrinal

8 Mungekar, Dr. Bhalchandra

9 Parasaran, Shri K.

10 Rekha, Ms.

11 Swaminathan, Prof. M.S.

12 Tendulkar, Shri Sachin Ramesh

Lok Sabha

Until 1853, there was no

legislative body distinct from the

Executive.

The Charter Act of 1853, for the

first time provided some sort of a

legislature in the form of a 12

member Legislative Council.

LS

The Indian Independence Act,

1947 declared the Constituent

Assembly of India to be a full

sovereign body. Apart from being

a Constitution drafting body, it

also assumed full powers for the

governance of the country.

LS

The Constituent Assembly

functioned as the Provisional

Parliament until the first Lok

Sabha, then known as the House

of People, and was constituted

following General Elections in

1952.

Lok Sabha, the Hindi nomenclature

was adopted on 14 May, 1954.

LS

The Constitution provides that the

maximum strength of the House be

552 members - 530 members to

represent the States, 20 members

to represent the Union Territories.

2 members to be nominated by

the President from the Anglo-

Indian Community.

At present, the strength of the

House is 545 members.

LS

Term of the LS - 5 yrs from its first

meeting.

However, while a proclamation of

emergency is in operation, this

period may be extended by

Parliament for a period not

exceeding 1 yr at a time and not

extending in any case, beyond a

period of 6 mnths after the

proclamation has ceased to

operate.

Airports

AIRPORTS:

Agartala Singerbhil Airport

(IXA)

Agatti Island Agatti Island

Airport (AGX)

Agra Kheria Airport

(AGR)

. . .

Zero Zero Airport (ZER)

Terms

EPS:

A company's profit divided by its

number of common outstanding

shares.

Blue chip

A term used to describe large, well-

known companies that offer stable

earnings and consistent dividend

record. Blue-chip companies are

reputed to be reliable investments.

Terms

Underwriting

An arrangement by which a

company is guaranteed that an

issue of shares will raise a given

amount of cash. Underwriters

undertake to subscribe for any of

the issue not taken up by the

public. They charge commission for

this service.

Terms

Yield to maturity (YTM)

Is the rate of return anticipated on a

bond if it is held until the maturity

date.

Net asset value (NAV)

In the context of trusts and funds,

NAV is the total value of the

funds portfolio less liabilities.

Terms

Money laundering

The process of disguising money

obtained from criminal activity.

Balloon Payment

The final (large) payment that

repays all the remaining principal

and interest of a partially

amortized or unamortized loan.

(The repayment of a loan by installments)

Terms

Arbitrage

Buying securities in one country,

currency or market, and selling in

another to take advantage of

price differences.

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