Generations: The JFCS Permanent Endowment Fund Update 2011/2012

The Sattens Provide for Frail Elderly with Named Fund

FOR ITS NAMESAKES, THE JOSEPH AND NORMA SATTEN ENDOWMENT FUND PROVIDES FOR “A NEGLECTED GROUP IN NEED OF ATTENTION”—THE FRAIL AND ELDERLY AMONG US. For JFCS, their fund reflects the generosity and selflessness the Sattens demonstrated throughout their lives. As executive director Anita Friedman notes: “The Sattens were highly successful in their professional lives, and worked quietly behind the scenes as well.”

Dr. Joseph Satten, now 90, was a preeminent Menninger Clinic-trained forensic psychiatrist who contributed to society’s understanding of the criminal mind during his career. His work is

Continued on back cover

Providing for Frail Elderly

cited far and wide—perhaps most famously in Truman Capote’s In Cold Blood. Norma, who died last year at 87, was among the few women to earn a master’s degree in city planning from the Massachusetts Institute of Technology in the 1940s. She went on to establish the first city planning department in Topeka, Kansas, and later became Kansas’s first director of health planning.

Later, in San Francisco, she was in the forefront of AIDS care, helping to found the first residential hospice for people with AIDS and cancer and serving as director of support services for San Francisco Home Health and Hospice.

As professionally accomplished as they were, both Joe and Norma were also known as great philanthropists. Joe and Norma held volunteer leadership roles in many nonprofit organizations over the years. Among their primary interests was JFCS, where Norma served on the board of directors and many committees. Along with others, Norma helped establish Rhoda Goldman Plaza (RGP), the assisted living community on Post Street in San Francisco where she served on its board of directors and Joe now resides. Creating a Lasting Legacy

JFCS provided the perfect outlet through which Joe and Norma could demonstrate the values they hold dear, says longtime friend Dr. Judy Wallerstein, the noted psychologist and author. Those values—caring for seniors, the Jewish community, and the community as a whole—were given full expression at JFCS. Norma also appreciated the agency, suggests Judy, because she “had a remarkable sense of reality and was eminently practical.” The Sattens liked JFCS’ pragmatic, effective approaches that have allowed countless community members to get help when they most need it.

“Norma had the guts and the self-esteem to be guided by the principle that you can do no end of good as long as you don’t care who gets the credit,” says Judy. “When tragedy struck, she was the first one there, and long after others tired of their efforts, she stayed to help.”

After Norma’s death, Joe refocused their named fund on services for the frail and elderly to further honor Norma’s memory and the legacy of her work. n

O F S A N F R A N C I S C O , T H E P E N I N S U L A , M A R I N A N D S O N O M A C O U N T I E S

NEWS ABOUT THE JFCS PERMANENT ENDOWMENT FUNDContinued from front page

JFCS BOARD OF DIRECTORS PRESIDENTNancy GoldbergVICE PRESIDENTSPaul Crane DorfmanMichael J. KaplanSusan KolbTREASURERMark S. MenellSECRETARYClaire M. Solot DIRECTORSJoseph AloufIan H. AltmanSuzy Colvin Tammy CrownDon FriendLynn GanzMarsha W. Jacobs, MFTMichael JanisRonald N. KahnScott C. KaySharon L. LitskyAlexander S. LushtakJan Maisel, MDGalina MiloslavskyKaren PellLela Sarnat, PhDZoe SchwartzJames ShapiroCandice StarkRonna StoneStephen Swire Ingrid D. Tauber, PhDLuba TroyanovskyDouglas A. WinthropEXECUTIVE DIRECTOR Dr. Anita Friedman

ENDOWMENT COMMITTEECHAIRPaul Crane DorfmanCarole Breen Harry CohnNancy EpsteinCindy Gilman RedburnNancy GoldbergJudy HuretMichael J. Kaplan Jesse LevySiesel MaibachDaryl MessingerDr. Raquel NewmanJoyce RifkindAlison RossLela Sarnat, PhDHarvey SchlossStephen J. SchwartzVera SteinBonnie Tenenbaum, PhDLuba TroyanovskyBernard Werth

JFCS PERMANENT ENDOWMENT FUNDEllen McCaslin, DirectorBarbara Farber, Director of Legacy Giving

DESIGNSF Art Department

www.jfcs.org

I would really like to set up an endowed named fund at JFCS that will live beyond my lifetime, but I don’t have the resources to make the gift right now. What can I do?

Other JFCS supporters have provided for creation of an endowed named fund through a bequest. In your will or living trust, you can specify the amount of the bequest and its designation to support the JFCS program dearest to your heart. Don’t forget to name the fund in the way that is most meaningful to you.

If you let us know of your bequest intention, we will be pleased to include you as a member of the JFCS Heritage Circle. n

Ask OurExperts

Carob Tree Society Matching Gift Extended Through December 31, 2011

Through December 31, your commitment of $10,000 or more to a new or existing endowed named fund will earn you an upfront matching gift of $3,600. This special Carob Tree Society matching gift ends with the conclusion of JFCS’ 160th Anniversary Celebration.

For more information about the Carob Tree Society, please contact Barbara Farber at 415-449-3858 (or [email protected]).

WINTER 2011 / 2012

The Sattens Provide for Frail Elderly with Named Fund

Honoring a Centenarian

Marking a Bat Mitzvah

Ask Our Experts

Jacobs’s Named Funds Support Students and Sonoma County Residents

The JFCS Carob Tree Society’s Named Continuity Funds

NEWS ABOUT THE JFCS PERMANENT ENDOWMENT FUND

JOSEPH AND NORMA SATTEN ENDOWMENT FUND

Joseph and Norma (z’l) Satten

DORIS BLUM DOESN’T KNOW WHY EVERYONE’S FUSSING OVER HER 100TH BIRTHDAY. “I’m not interested in breaking records. I’m an ordinary American.”

But when Doris became a centenarian in November, her family and friends—inspired by her many years of extraordinary philanthropy and civic participation—established the Doris Blum Endowment Fund for Holocaust Education at JFCS. It is a fitting tribute to a matriarch who says, “I’m interested in what’s right with the world—not what’s wrong with it.”

While Doris did not witness the Holocaust firsthand—she has lived her entire life in San Francisco—she recalls its devastation and the toll it took on the Jewish community. That’s why helping the Jewish community has always been so important to her. The new

named fund will support JFCS’ educational programs that help spread tolerance and understanding of others to future generations.

An Open Door

Doris’s civic involvement and philanthropy date back to her young adulthood. In the 1930s, she helped found Theta Delta Xi, a Jewish women’s group that has supported worthy Jewish organizations here and abroad. Among the beneficiaries of

Theta Delta Xi’s generosity has been JFCS’ Dream House, which provides residential and supportive services to women and children who are survivors of domestic violence.

Doris was also the president of the board at Mount Zion Hospital in the 1960s and a member of its women’s auxiliary for many years. And for decades, she has been a friend to JFCS, whose programs and leadership she has long admired.

After more than 70 years of giving back, Doris shies away from attention, dismissing any notion that she has done anything special. But she can’t help being generous with her time, resources, and spirit. Reflecting on the large seders she used to host, she says, “There is always an open door for one, two, or 10 more.” n

DORIS BLUM ENDOWMENT FUND FOR HOLOCAUST EDUCATION BARLOW FAMILY FUND

Honoring a CentenarianFOURTEEN-YEAR-OLD HANNAH BARLOW IS ON A MISSION TO MAKE THE WORLD A MORE CARING PLACE AND TO INSPIRE OTHERS TO JOIN HER CAUSE.

When Hannah, a freshman at Marin Academy, celebrated her Bat Mitzvah last year, she asked that friends and family contribute to JFCS in lieu of personal presents. Their donations, along with a generous gift from Hannah and her parents, led to the creation of the Barlow Family Fund. The endowed fund will help people with urgent needs: making sure that a Holocaust survivor has enough to eat, an unemployed person avoids eviction, or a family in crisis receives counseling, for example.

Hannah’s zeal for helping others was ignited by her participation in JFCS’ YouthFirst programs, which teach preteens and teens about the necessity and joy of service to the community. She and her peers served meals to the homeless, enjoyed recreational activities with young adults with developmental disabilities, and cheered the frail and infirm. “This was really good work,” Hannah says. “If everyone did it, the world would be a better place.”

Responsibility for Others

That sentiment is shared by her parents, who have instilled in Hannah and her older sister, Rachel, a strong sense of civic responsibility. “We taught our children that they have to be conscious of what they have and to

look outside of themselves,” says

their mother, Rose Barlow. “While we can’t

solve all of the world’s problems, we are obliged to do what we can.”

Even during their elementary school years, the Barlows encouraged their daughters to give to others. “We wanted to get away from the habit of getting more stuff. They are kids who already

have enough,” Rose says. So the girls asked for donations to be made, in lieu of gifts, to organizations they cared about on their birthdays. Splitting her allowance among donations, savings, and spending is the norm for Hannah and now, in addition to contributing herself, Hannah has been successfully asking her friends to join her in philanthropic endeavors.

The gift of giving keeps giving. n

N E W S A B O U T T H E J F C S P E R M A N E N T E N D O W M E N T F U N D

Marking a Bat Mitzvah

“I’m

interested

in what’s

right with the

world—not

what’s wrong

with it.”

-Doris Blum

LEFT: Hannah Barlow and her mother, Rose. ABOVE: Feeding the hungry is one of the ways the Barlow Fund may be used to support the family’s intentions.

Doris Blum

Celebrating Life’s Momentous Occasions with New JFCS Named Funds

Holocaust survivor Gloria Lyon offers eyewitness testimony to students at the JFCS Day of Learning in San Francisco.

Supporting Students and Sonoma County ResidentsJacobs’s Named Funds Support Students and Sonoma County Residents

MARSHA AND DON JACOBS ENJOY A PEACEFUL LIFE IN A RURAL PART OF SONOMA COUNTY. They harvest every vegetable under the sun—“from artichokes to zucchinis,” Don says—plus grapes for white wines. But living in the country doesn’t mean they are cut off from community. Don and Marsha are vitally interested in the well-being of others—their children and grandchildren, as well as the many people in Sonoma County and beyond struggling to put food on their tables, pay their rent, and improve their lives through education.

Their caring has led them to establish two named funds at JFCS, where Marsha serves on the board of directors: the Marsha and Don Jacobs Family Scholarship Fund and the Marsha and Donald Jacobs Family Fund for Sonoma County Services.

“We set up the funds because JFCS is a great organization with very smart people making sure our investments are well-handled,” says Marsha. The impetus behind the Family Fund for Sonoma County Services was JFCS’ Carob Tree Society program, through which every gift of $10,000 is matched with an additional gift of $3,600. “The

Continued on insert back

Continued from frontCarob Tree Society is a great idea,” Marsha says, “and we want to support all the good work JFCS does. We also think it’s important to pass along to our children and grandchildren the tradition of giving.”

While the Family Fund for Sonoma County Services helps sustain programs for JFCS clients in that county, the Scholarship Fund assists those students aspiring to careers in health-related fields. “There are many young people worried about paying for college,” says Marsha, explaining her and Don’s decision to earmark the fund for education.

A Family Tradition of Tzedakah Their focus on health care stems from their professional interests.

A former special education teacher who became a licensed marriage and family therapist, Marsha sees a greater need for professionals who can help people with personal and emotional challenges, such as post-traumatic stress syndrome. “Since 9/11, there has been more stress,” says Marsha, who has spent time as a volunteer therapist, working with military families on bases in Alaska and Colorado.

Civic involvement and tzedakah are longstanding Jacobs family traditions. Marsha’s late father was the president of Congregation Beth Am in Los Angeles, where Marsha grew up. He was also active in Israel bonds. Don’s family came to San Francisco many generations ago. They were active members of Congregation Emanu-El for many years. Don’s mother helped organize and operate a thrift store run by the National Council of Jewish Women.

The couple’s Jewish involvement extends to Congregation Shomrei Torah in Santa Rosa, where Marsha has served on various committees, but it is JFCS that remains among their dearest concerns. “JFCS is the broadest-based social service organization in the Bay Area,” says Marsha, “and it has a long history of addressing the community’s needs as they happen. As the world has changed, JFCS has changed with it.” n

Generations

MARSHA AND

DON JACOBS

FAMILY

SCHOLARSHIP

FUND

and

MARSHA

AND DONALD

JACOBS

FAMILY FUND

FOR SONOMA

COUNTY

SERVICES

Generations T H E J F C S E N D O W M E N T F U N D

Marsha and Don Jacobs

The JFCS Carob Tree Society’s Named Continuity Funds

Lorna Altshuler Endowment Fund

Alvin H. Baum Jr. Endowment Fund

Ann & Irwin Bear Endowment Fund

Allan Berenstein Endowment Fund for Seniors

Jean-Helios Bermingham & Sherman Winthrop Family Fund

Bernstein Family Endowment Fund

Doris Blinks & Dorothy Shapiro Fund

Beverly Shirlee Zimmerman Bock Fund for Girls and Women at Risk

Sam Budovsky Memorial Scholarship Fund

Circle of Life Endowment Fund

Clarence & Suzanne Claugus Family Fund

William K. Coblentz Memorial Endowment Fund

Ruth Cohen Memorial Endowment Fund

Gary, Holly & Erica Cohn Endowment Fund

Valerie & Paul Crane Dorfman Endowment Fund

The Damensztein Family Fund

Don Dorsey Family FundEllyn, Howard, and

Laura’s Food Services Fund

Barbara & Jeffrey Farber Family Fund

Martin Fleishman Endowment Fund

Joseph & Rita Friedman Family Fund

Phyllis Friedman Endowment Fund for Children and Families

Janie & Don Friend Family Fund

Michelle & Robert Friend Family Fund

Lynn & Claude Ganz Family Fund

Sarah Lee & Richard Gilman Memorial Fund for Parents Place

Jeri & Fred Goldberg Endowment Fund

Nancy Goldberg Changing Laws, Changing Lives Endowment Fund

David & Marie Goldstein Fund for At-Risk Children

Frances & William Green Endowment Fund for Seniors

Grunfeld Family Fund for Children’s Services

Henken/Kamph Family Fund

Marian Huret Fund to Help Young Women Start Their Careers

Marsha & Donald Jacobs Family Fund

The JIMMY FundRonald N. Kahn & Julia T.

Rowe Endowment FundKaminer Family FundElaine & Michael Kaplan

Family Endowment Fund

Karen Katz Endowment Fund

Margaret Kaufman Family Fund

Kay Family Endowment Fund

Vera & Leo Kiachko Memorial Fund for Seniors

Felix Kolb, M.D. Medical Assistance Fund

Muriel Lerner Leff FundLet Them Eat Bread FundFred M. & Nancy

Livingston Levin Fund for Adults with Disabilities

Lucille & Henry Libicki Endowment Fund

Sid & Gerry Lipton Family Fund

Sharon L. Litsky & John F. Sampson Fund for At-Risk Youth

Eric & Greta Livingston Family Fund

Anna & Alexander S. Lushtak Family Fund

Maibach Family Fund for At-Risk Youth

Maisel Currens Family Fund

Mendel Family FundStephanie & John Mendel

FundNo One Can Ever Steal

Your Rainbow FundJohn & Barbara Osterweis

Family Fund Joseph & Eda Pell Fund

for Children at Risk

Robert & Jeanette Pickard Memorial Rental Assistance Fund

Purple Lady FundVarda & Irving Rabin

Family FundF.W.C. Rivka Peninsula

Seniors FundRobbins Family

Endowment FundAlex & Gertrude Roberts

Endowment FundGerald Rosenstein

Endowment FundAuntie Irene Hannah

Rubens Girls Can Be Anything Fund

Helen Rubin Memorial Fund

Joseph & Norma Satten Endowment Fund

Dorothy R. Saxe Fund for Children and Families

Schloss Family Endowment Fund

The Schwarzbach Family Fund

Richard Segal & Dorothy Connelly Endowment Fund

Sheri & Paul Siegel Family Fund

Lana Berke Silverman Endowment Fund for Special Needs

Audrey & Robert Sockolov Family Fund

Ida & Leo Sonkin FundAaron Spector Take Me

Out to the Ballgame Fund

Candice & Richard Stark Endowment Fund

Steier Family FundVera & Harold Stein Jr.

Endowment FundRonna Stone/Tim Smith

Family FundSucherman-Horn

Endowment FundSusser Family Fund for

ChildrenEsther Sweeny Memorial

FundBonnie Tenenbaum Fund

for Youth DevelopmentIdell & Otto Weiss Family

Youth Community Service Fund

Vera B. & Lonnie Weiss Fund for LGBT Children and Youth

Dr. Steven Wiesner Endowment Fund

William & Joseph FundHarry & Florence

Wornick Endowment Fund

Diane & Howard Zack Family Fund for Children at Risk

Zahler-Wachs Family Fund

Generations

Supporting Students and Sonoma County ResidentsJacobs’s Named Funds Support Students and Sonoma County Residents

MARSHA AND DON JACOBS ENJOY A PEACEFUL LIFE IN A RURAL PART OF SONOMA COUNTY. They harvest every vegetable under the sun—“from artichokes to zucchinis,” Don says—plus grapes for white wines. But living in the country doesn’t mean they are cut off from community. Don and Marsha are vitally interested in the well-being of others—their children and grandchildren, as well as the many people in Sonoma County and beyond struggling to put food on their tables, pay their rent, and improve their lives through education.

Their caring has led them to establish two named funds at JFCS, where Marsha serves on the board of directors: the Marsha and Don Jacobs Family Scholarship Fund and the Marsha and Donald Jacobs Family Fund for Sonoma County Services.

“We set up the funds because JFCS is a great organization with very smart people making sure our investments are well-handled,” says Marsha. The impetus behind the Family Fund for Sonoma County Services was JFCS’ Carob Tree Society program, through which every gift of $10,000 is matched with an additional gift of $3,600. “The

Continued on insert back

Continued from frontCarob Tree Society is a great idea,” Marsha says, “and we want to support all the good work JFCS does. We also think it’s important to pass along to our children and grandchildren the tradition of giving.”

While the Family Fund for Sonoma County Services helps sustain programs for JFCS clients in that county, the Scholarship Fund assists those students aspiring to careers in health-related fields. “There are many young people worried about paying for college,” says Marsha, explaining her and Don’s decision to earmark the fund for education.

A Family Tradition of Tzedakah Their focus on health care stems from their professional interests.

A former special education teacher who became a licensed marriage and family therapist, Marsha sees a greater need for professionals who can help people with personal and emotional challenges, such as post-traumatic stress syndrome. “Since 9/11, there has been more stress,” says Marsha, who has spent time as a volunteer therapist, working with military families on bases in Alaska and Colorado.

Civic involvement and tzedakah are longstanding Jacobs family traditions. Marsha’s late father was the president of Congregation Beth Am in Los Angeles, where Marsha grew up. He was also active in Israel bonds. Don’s family came to San Francisco many generations ago. They were active members of Congregation Emanu-El for many years. Don’s mother helped organize and operate a thrift store run by the National Council of Jewish Women.

The couple’s Jewish involvement extends to Congregation Shomrei Torah in Santa Rosa, where Marsha has served on various committees, but it is JFCS that remains among their dearest concerns. “JFCS is the broadest-based social service organization in the Bay Area,” says Marsha, “and it has a long history of addressing the community’s needs as they happen. As the world has changed, JFCS has changed with it.” n

Generations

MARSHA AND

DON JACOBS

FAMILY

SCHOLARSHIP

FUND

and

MARSHA

AND DONALD

JACOBS

FAMILY FUND

FOR SONOMA

COUNTY

SERVICES

Generations T H E J F C S E N D O W M E N T F U N D

Marsha and Don Jacobs

The Sattens Provide for Frail Elderly with Named Fund

FOR ITS NAMESAKES, THE JOSEPH AND NORMA SATTEN ENDOWMENT FUND PROVIDES FOR “A NEGLECTED GROUP IN NEED OF ATTENTION”—THE FRAIL AND ELDERLY AMONG US. For JFCS, their fund reflects the generosity and selflessness the Sattens demonstrated throughout their lives. As executive director Anita Friedman notes: “The Sattens were highly successful in their professional lives, and worked quietly behind the scenes as well.”

Dr. Joseph Satten, now 90, was a preeminent Menninger Clinic-trained forensic psychiatrist who contributed to society’s understanding of the criminal mind during his career. His work is

Continued on back cover

Providing for Frail Elderly

cited far and wide—perhaps most famously in Truman Capote’s In Cold Blood. Norma, who died last year at 87, was among the few women to earn a master’s degree in city planning from the Massachusetts Institute of Technology in the 1940s. She went on to establish the first city planning department in Topeka, Kansas, and later became Kansas’s first director of health planning.

Later, in San Francisco, she was in the forefront of AIDS care, helping to found the first residential hospice for people with AIDS and cancer and serving as director of support services for San Francisco Home Health and Hospice.

As professionally accomplished as they were, both Joe and Norma were also known as great philanthropists. Joe and Norma held volunteer leadership roles in many nonprofit organizations over the years. Among their primary interests was JFCS, where Norma served on the board of directors and many committees. Along with others, Norma helped establish Rhoda Goldman Plaza (RGP), the assisted living community on Post Street in San Francisco where she served on its board of directors and Joe now resides. Creating a Lasting Legacy

JFCS provided the perfect outlet through which Joe and Norma could demonstrate the values they hold dear, says longtime friend Dr. Judy Wallerstein, the noted psychologist and author. Those values—caring for seniors, the Jewish community, and the community as a whole—were given full expression at JFCS. Norma also appreciated the agency, suggests Judy, because she “had a remarkable sense of reality and was eminently practical.” The Sattens liked JFCS’ pragmatic, effective approaches that have allowed countless community members to get help when they most need it.

“Norma had the guts and the self-esteem to be guided by the principle that you can do no end of good as long as you don’t care who gets the credit,” says Judy. “When tragedy struck, she was the first one there, and long after others tired of their efforts, she stayed to help.”

After Norma’s death, Joe refocused their named fund on services for the frail and elderly to further honor Norma’s memory and the legacy of her work. n

O F S A N F R A N C I S C O , T H E P E N I N S U L A , M A R I N A N D S O N O M A C O U N T I E S

NEWS ABOUT THE JFCS PERMANENT ENDOWMENT FUNDContinued from front page

JFCS BOARD OF DIRECTORS PRESIDENTNancy GoldbergVICE PRESIDENTSPaul Crane DorfmanMichael J. KaplanSusan KolbTREASURERMark S. MenellSECRETARYClaire M. Solot DIRECTORSJoseph AloufIan H. AltmanSuzy Colvin Tammy CrownDon FriendLynn GanzMarsha W. Jacobs, MFTMichael JanisRonald N. KahnScott C. KaySharon L. LitskyAlexander S. LushtakJan Maisel, MDGalina MiloslavskyKaren PellLela Sarnat, PhDZoe SchwartzJames ShapiroCandice StarkRonna StoneStephen Swire Ingrid D. Tauber, PhDLuba TroyanovskyDouglas A. WinthropEXECUTIVE DIRECTOR Dr. Anita Friedman

ENDOWMENT COMMITTEECHAIRPaul Crane DorfmanCarole Breen Harry CohnNancy EpsteinCindy Gilman RedburnNancy GoldbergJudy HuretMichael J. Kaplan Jesse LevySiesel MaibachDaryl MessingerDr. Raquel NewmanJoyce RifkindAlison RossLela Sarnat, PhDHarvey SchlossStephen J. SchwartzVera SteinBonnie Tenenbaum, PhDLuba TroyanovskyBernard Werth

JFCS PERMANENT ENDOWMENT FUNDEllen McCaslin, DirectorBarbara Farber, Director of Legacy Giving

DESIGNSF Art Department

www.jfcs.org

I would really like to set up an endowed named fund at JFCS that will live beyond my lifetime, but I don’t have the resources to make the gift right now. What can I do?

Other JFCS supporters have provided for creation of an endowed named fund through a bequest. In your will or living trust, you can specify the amount of the bequest and its designation to support the JFCS program dearest to your heart. Don’t forget to name the fund in the way that is most meaningful to you.

If you let us know of your bequest intention, we will be pleased to include you as a member of the JFCS Heritage Circle. n

Ask OurExperts

Carob Tree Society Matching Gift Extended Through December 31, 2011

Through December 31, your commitment of $10,000 or more to a new or existing endowed named fund will earn you an upfront matching gift of $3,600. This special Carob Tree Society matching gift ends with the conclusion of JFCS’ 160th Anniversary Celebration.

For more information about the Carob Tree Society, please contact Barbara Farber at 415-449-3858 (or [email protected]).

WINTER 2011 / 2012

The Sattens Provide for Frail Elderly with Named Fund

Honoring a Centenarian

Marking a Bat Mitzvah

Ask Our Experts

Jacobs’s Named Funds Support Students and Sonoma County Residents

The JFCS Carob Tree Society’s Named Continuity Funds

NEWS ABOUT THE JFCS PERMANENT ENDOWMENT FUND

JOSEPH AND NORMA SATTEN ENDOWMENT FUND

Joseph and Norma (z’l) Satten