Florida State University Credit Union Florida State University Credit Union Florida State University Credit Union Florida State University Credit Union Florida State University Credit Union 2nd Quarter 2008 Newsletter 2nd Quarter 2008 Newsletter 2nd Quarter 2008 Newsletter 2nd Quarter 2008 Newsletter 2nd Quarter 2008 Newsletter green Garnet, Gold & WE WILL BE CLOSED: Friday, July 4th for Independence Day Monday, September 1st for Labor Day Monday, October 13th for Columbus Day MARK YOUR CALENDAR ULTIMATE IMAGE AUTO SALE July 17th, 18th & 19th 9:15 am to 6:45 pm July 20th 10:15 am to 5:45 pm AUTO REFINANCE PROMOTION Special 4.99% APR for a limited time only W e want to know, from you, our member-owners, how we are doing running your credit union. We have been actively soliciting feedback using a variety of methods including focus groups, online blogs & polls and physical surveys. Thank you to those who have taken the time to participate. We value your opinion and are eager to expand on the things you feel we are already doing well and improve on the things you feel need some work. One of the things that became quite apparant is that we offer products and services that you would use if you only knew they existed. What follows is a quick guide to get you in the know fast. Did You Know... When you sign into PCU (Personal Credit Union), then select “Preferences” on the left hand side, you can change your password, change your email address, sign up for e-statements and set up to access multiple FSUCU accounts. There is also an “e-mail services” option to sign-up for E-ELER TS. Selecting this option allows you to elect to have an e-mail sent to you for specific criteria that you select. Some popular examples are “Notify me when my account goes below $200” or “Notify me when my direct deposit is posted”. This is a free service for all PCU users. Did You Know... FSU Credit Union members have access to over 45,000 surcharge-free A TMs nation- wide and over 50 in Tallahassee. The large ATM network consisting of CU HERE, CU24 and Allpoint ATMs is nearly three times the size of the largest bank-controlled ATM network. To access ATMs near you, log onto www.fsucu.org, select Tools then ATM Locations. Did You Know... We offer a variety of free financial resources on our website to include Home & Family Finance, anytime adviser and Googolplex. Googolplex is an online magazine written by youth for youth, and deals with money matters and life issues through colorful stories and interactive games. Home & Family Finance Resource Center provides valuable personal finance information, answers to questions with online news articles, guides and calcula- tors. Anytime Adviser is a suite of online interactive financial coaches. Did You Know...
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Florida State University Credit UnionFlorida State University Credit UnionFlorida State University Credit UnionFlorida State University Credit UnionFlorida State University Credit Union 2nd Quarter 2008 Newsletter 2nd Quarter 2008 Newsletter 2nd Quarter 2008 Newsletter 2nd Quarter 2008 Newsletter 2nd Quarter 2008 Newsletter
greenGarnet, Gold &
WE WILL BE CLOSED:
Friday, July 4th
for Independence Day
Monday, September 1st
for Labor Day
Monday, October 13th
for Columbus Day
MARK YOUR
CALENDAR
ULTIMATE IMAGE AUTO SALE
July 17th, 18th & 19th
9:15 am to 6:45 pm
July 20th
10:15 am to 5:45 pm
AUTO REFINANCE PROMOTION
Special 4.99% APR
for a limited time only
We want to know, from you, our member-owners, how we are doing running yourcredit union. We have been actively soliciting feedback using a variety of methods
including focus groups, online blogs & polls and physical surveys.
Thank you to those who have taken the time to participate. We value your opinion andare eager to expand on the things you feel we are already doing well and improve on thethings you feel need some work.
One of the things that became quite apparant is that we offer products and services thatyou would use if you only knew they existed. What follows is a quick guide to get you inthe know fast.
Did You Know...When you sign into PCU (Personal Credit Union), then select “Preferences” on the lefthand side, you can change your password, change your email address, sign up fore-statements and set up to access multiple FSUCU accounts. There is also an “e-mailservices” option to sign-up for E-ELERTS. Selecting this option allows you to elect tohave an e-mail sent to you for specific criteria that you select. Some popular examplesare “Notify me when my account goes below $200” or “Notify me when my directdeposit is posted”. This is a free service for all PCU users.
Did You Know...FSU Credit Union members have access to over 45,000 surcharge-free ATMs nation-wide and over 50 in Tallahassee. The large ATM network consisting of CU HERE,CU24 and Allpoint ATMs is nearly three times the size of the largest bank-controlledATM network. To access ATMs near you, log onto www.fsucu.org, select Tools thenATM Locations.
Did You Know...We offer a variety of free financial resources on our website to include Home & FamilyFinance, anytime adviser and Googolplex. Googolplex is an online magazine written byyouth for youth, and deals with money matters and life issues through colorful stories andinteractive games. Home & Family Finance Resource Center provides valuable personalfinance information, answers to questions with online news articles, guides and calcula-tors. Anytime Adviser is a suite of online interactive financial coaches.
Did You Know...
CREDIT UNION
CORNER
WE OFFER GAP - FOR THE UNEXPECTED
Guaranteed Asset Protection (GAP) is a voluntary program that we offer for your
new or used vehicle loan. This financial protection covers the difference in the
balance on a car and its declared value, as determined by your primary insurance
carrier, in the event that it is damaged beyond repair or stolen and never recovered.
GAP is not an offer of insurance and does not replace your standard
comprehensive, Collision and Liability coverages, it only enhances them.
No matter how terrific a car is, the minute you drive it out of the show room it is worth less.
Depending on where you live, the established market value could be less than the actual balance
you owe on your car. With GAP, if your car is a loss, the deficiency will be covered. That includes
the difference between your primary carrier’s insurance settlement and the payoff of your loan, less
delinquent payments, late charges, refundable service warranties, and other insurance related charges. Included in the GAP payment is
your primary insurance deductible, which is covered up to $1,000 if a deficiency exists. In addition, you are eligible for an additional
$1,000 towards the financing of a replacement vehicle financed through L.C.E. Federal Credit Union. Contact a FSU Credit Union
representative for complete details on whether or not GAP is right for you.
NEW BRANCH COMING SOON!We are building a new branch on the Northeast side of Tallahassee in the new Evening Rose developement. Evening Rose is located
about a quarter mile north and northwest of the Capital Circle NE and Mahan Drive intersection. The Credit Union branch will be
seen from the west side of Capital Circle NE just north of Mahan and beside Pizza Hut. We are anticipating a January 2009 opening!
CAMPUS BRANCH GETTING A FACE LIFTFor those of you who utulize our Campus Branch, you will be glad to know that we are in the design process of a huge remodel. We
are moving back into the large two story building on the corner of the property and will have expanded drive-thru lanes, a secure ATM
and over 5,000 square feet of interior lobby space. The project is anticipated to be complete by first quarter, 2009.
Federal law requires each of the three nationwide consumer
reporting companies to provide you with a free copy of
your credit report, at your request, once every 12 months.
A credit report is used by a variety of companies to evaluate
your application for credit. It is up to you to make sure your
credit report is correct.
You may check your credit report immediately online, by
phone or by mail. Allow 15 days for phone or mail
requests.
The three nationwide consumer reporting companies have
set up one central website, a toll-free number, and a mailing
address through which you can order your “Free Annual
Report.”
Do not respond to any questions by email or phone about
your credit report. Such requests are probably a scam.
www.annualcreditreport.com
or
call: 877-322-8228
or
Mail to: Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
FREE CREDIT REPORT
HELPFUL TIP: Need help repairing your credit score? Ask about our Credit Rebuilder Program.
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as of 05/31/08Bottom LineBottom Line
Florida State University Credit Union’s 1st Quarter, 2008
Employee of the Quarter honors were awarded to Kevin
Lee. Kevin has been employed at the credit union for three
years and currently serves as the Assistant Branch Super-
visor at our Main Office. Kevin embodies the qualities and
characteristics of the FSUCU mission which is top maxi-