From Heart Attacks to Terrorism: Preparing for the Unexpected
Things You Should
Consider when planning an
International Faith-Based
Trip
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• 1971
• Member of US Travel Insurance Association
• Senior Vice President is on the Board of Directors
• A+ Ratings
• Licensed in all 50 states and Washington, D.C.
Who Are We?
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Who Are Our Clients? • Affinity Groups • Aggregators • Brokers • Clubs and Organizations • Colleges and Universities • Corporations • Host Agencies • Mission Groups • NGO/Non-profits • Online Travel Providers • Tour Operators • Travel Agents
International Travel Concerns
Natural Disasters
Safety, Security, Terrorism
Health, Illness, Injury
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Survey
In 2014, what percentage of US travelers visiting overseas did NOT have travel insurance?
Answer – D. 72%
According to the U.S. Department of Commerce, National Travel and Tourism Office, 72% of U.S. travelers going overseas, did NOT have travel insurance.
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Helping Travelers Understand
Understand and educate your travelers on the importance of
Can you afford to lose your travel investment?
Do you have medical insurance that will travel with you?
What would you do in an emergency?
TRAVEL INSURANCE
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When a Traveler Needs Help
Understand types of travel problems
Know travel insurance coverage
Know what tools are available
Know who to call
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Real Life Situations
Heart Attack in Haiti
Terrorism in Israel
Earthquake in Nepal
Here are a few scenarios:
Haiti
Haiti is a common destination for volunteer work
Haiti – State Department Warning
“ We strongly encourage visitors to Haiti to obtain evacuation insurance.”
Source: DOS Website: http://travel.state.gov/content/passports/english/alertswarnings/haiti-travel-warning.html
What would you do if . . .
Your traveler had a HEART ATTACK
in Haiti?
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How Travel Insurance Can Help
24/7 Emergency Assistance
Network of physicians and hospitals, available for consult in remote areas
4,500 medical providers globally
200+ countries and democratic republics
Manage 43,000+ cases each year
How Travel Insurance Can Help
Medical referrals to credentialed providers
Evacuation to higher level of care Repatriation home
Translation services Payment guarantee Arrange payment to foreign provider
Trip interruption benefits for unused, prepaid travel expenses Emergency accident and medical expenses cover charges incurred for treatment and possible evacuation
How Travel Insurance Can Help
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How Travel Insurance Can Help Mobile app – communicate with local medical personnel using translation services
Health Planning Immunizations Transportation Entry/Exit Requirements & Regulations Communications/Technology Important Dates Legal System Environment Medical Facilities / Services
Survey
This summer, a RoamRight traveler experienced
a medical emergency while in Europe. He had to take an air ambulance home to the US. How much do you think his air ambulance ride across the Atlantic Ocean cost?
Answer – C. $70,000
Hospitalization Costs Air Ambulance Repatriation Total Covered Medical Expenses
$47,000 $70,000
$117,000
Survey
How much do you think his policy cost?
Answer – A. $28
Hospitalization Costs Air Ambulance Repatriation
$47,000 $70,000
$117,000
Cost of RoamRight Travel Insurance Policy $28
Total Covered Medical Expenses
Israel
What would you do if . . .
Tel Aviv was bombed?
How Travel Insurance Can Help
Cancellation coverage if terrorist attack occurs prior to visit
Protect trip investment
Protect travelers
How Travel Insurance Can Help
International Security Resources
19,000 sources of information in more than 30 languages 50+ intelligence analysts across 5 continents 24/7 global monitoring Up-to-the-minute
informational alerts and details
How Travel Insurance Can Help Security / political evacuation
Security team evaluates situation Arranges for transportation out of the country
assistance
Nepal
Natural Disaster
Natural disasters can happen ANY TIME ANY PLACE
905 world wide*
45% storms
36% floods
12% weather
7% geophysical
*2012 figures from worldwatch.org
What would you do if . . .
You had travelers in Nepal this past April when the
STRUCK?
Earthquake in Nepal
9,000+ killed 23,000+ injured Entire villages flattened 20,000 foreign nationals were visiting Nepal at time of earthquake
How Travel Insurance Can Help Contact the victims and stay in communication
Assess and monitor the situation
Identify and address medical concerns
Arrange evacuation out of the country
Travel Insurance
Trip cancellation / interruption
Lost luggage
Delayed trip
Technology
not just for Major Emergencies
Connect With Us
Questions? Scott Walton [email protected] 443-279-7340
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linkedin.com/in/ScottWalton15
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