Financial Literacy at Creative Wealth

Introducing……the New Way to Learn About Money!

www.CreativeWealthIntl.org

Here’s a question for you…Where did YOU learn about money?

Empower people to be RESONSIBLE for themselves and the world.

•Less than 10% of high school students are taught

about money before they graduate.

•More students leave college because of financial reasons than academic reasons.

•Consumer debt is so high it boggles the mind.

•Number one reason for divorce is disagreements about money.

• Because NOT teaching our children is child abuse!

“I'm a college student who's being 'pursued' by credit card debt. I have no income, no assets and am living in my mothers basement--though I will be moving to the house of a friend in a month. As of now I only have my college loan money to pay my bills, and not nearly enough to take care of the credit card bills . . . my mother is being harassed by phone calls whenever I'm not home.

I've been dealing with it well the past month since I attempted suicide in June (on my 21st birthday, of all days) after a breakdown over money, but I'm starting to get to that point again. I can't afford a lawyer, my parents are going through a divorce so they are unable to help, I have no other family members with income, and I'm taking care of my partner who's been unable to find work for 2 years. I had a job for a while, until I was being told to work a day though my classes or I would be fired-- like an idiot, I quit. I can't quit school without then adding my college loan payments into the equation.

How the hell do I get through this without another suicide attempt?”

A disturbing post on a websitein August 2007 from a

college student in debt:

Because most of them aren’t learning it elsewhere!

Why do we need to teach our kids about money?

Many people feel like this when they think about money:

Stressed • Overwhelmed • Hopeless

We want your kids and teens to leave our events and programs feeling like this:

With the right financial education, a a few smart money habits, money, anything is possible.

Some people think this is what kids will look like when they’re done with our programs…“I want this, and this, and this, and that, and that, and two of those!

NOT! NOT! NOT!

checks.credit cards.businesses.compound interest.managing risk.mutual funds.return on investment.supply and demand.loans. mortgages.real estate.passive income.taxes.inflation.paychecks. debt.financial advisors.diversification.debit cards.small-cap stocks.large-cap stocks.leverage.budgets.assets.liabilities and so much more stuff we couldn’t list it on on this one page!

But what we REALLY teach your kids in our programs is. .

.

They also have a lot of fun doing it, too!

Financial Freedom is a choice, not a dream. Anyone can be financially free.

You choose how your life is going to look and you’re responsible for making it happen. No one is going to do it for you.

You are the C.E.O. of your own life, financial freedom is not only your choice, it is your responsibility.

There are two kinds of habits -- habits that you do and habits that you don’t do.

You are either in the habit of brushing your teeth every morning or you are in the habit of NOT brushing your teeth every morning.

You are either in the habit of saving and investing or you are in the habit of NOT saving and investing.

You choose.

This is the one of the most powerful habits all wealthy people do on a regular basis.

Most people pay everyone else first --their landlords, their credit card companies, their car payments, then “if they have any money left over,” they’ll save it. (Usually they don’t have any money left over.)

Millionaires ALWAYS pay themselves FIRST.

Money and stuff are not the keys to happiness. Being happy is the key to happiness.

Money is simply a tool to reach your dreams. Every dream we have, every aspiration, every goal takes money to achieve.

Money is not the end result, it is the tool we use to reach our dreams and goals. AND do a lot of good in the world!

Our thoughts are powerful things and how we think and feel about money plays a major role in our ability to make it and keep it.

Even if our conscious mind says we want to be rich, if our subconscious is telling us money is evil, and we don’t want to be evil, unconsciously we often do everything in our power to keep money out of our hands.

If you are greedy and poor, money will give you the opportunity to be more greedy.

If you are generous and poor, money will only give you the opportunity to be more generous.

Money does not define you as a person, it only accentuates who you already are as a person.

Wealthy people have given away more money and aid to those in need than any government ever has.

Everyone likes to help people, whether you’re 8 or 80.

When you have more than enough money than you need to live your chosen lifestyle, you can choose to give it away to those in need.

(In other word…the WHY as much as the HOW.)

And we do all of this with our unique and effective financial education game that we affectionately call…

So in The Money Game they GET paid, PAY taxes, KEEP TRACK of their money, SAVE money, INVEST in assets, RECEIVE passive income and oh, did we mention that EVENTS HAPPEN in this game!

You see, we knew that for kids and teens to GET the money thing, they have to EXPERIENCE how it works first.

•Camp Millionaire™ events & school curriculum

•Moving Out!™ programs for teens

•The Money Game™

•Creative Cash for Kids™ home-study program

•Life’s Little Wealth Principles Cards & Journal for Women

•Creative Wealth for Women™ workshop and audio

program

•Wealth Chats…Our new Creative Wealth for Women

Online Video Format program.

•Corporate Creative Wealth Programs

•Creative Wealth Coach Train-the Trainer workshops

•Creative Wealth licensing program

•The Ultimate Allowance™ book for parents

•Financial Wisdom Coloring Book for Kids

Basically, if you need to learn about money, or you're looking for a way to teach your family about money, we have a program for it…

For more information please visit:www.creativewealthintl.org

Email [email protected]

Call us!805-957-1024 • 800-928-1932

Fax us!805-957-0125

Stop by and say hello!135 Chapala St. • Santa Barbara, CA 93101

www.CampMillionaire.comMusic by It’s a Habit!www.itsahabit.com