BOBOSR-1979 UPDATED 30.06.10.docx
BANK OF BARODA OFFICERS SERVICE CONDITIONS
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FOREWORD
AIBOBOA believes in equipping officers with knowledge about
their service conditions and entitlements.
We are presenting an updated position covering the recent
changes and improvements in our service conditions, benefits and
facilities. The most significant is the Historic Settlement on
Salary Revision and Second Option for Pension agreement signed
between IBA & UFBU on 27.04.2010. One of the salient features
of the Agreement is the provision to extend another option to join
the existing Defined Benefit Pension Scheme to about 3,60,000
existing and retired workmen employees and officers.
At our Bank level in the recent past important policy decisions
have been taken which have direct bearing on officers career viz:
Transfer Policy for officers, Policy for selection of officers for
overseas posting, HR Resourcing policy and a progressive Promotion
Policy for officers offering opportunity for fastest career growth
in the Banking Industry. A remarkable improvement has been achieved
in areas like enhancement in loan limit and reduction of interest
rate in Conveyance Loan and Housing Loan, increase in limit for
Entertainment Expenses, Reduction of interest rate on staff Clean
Overdraft facility.
This booklet contains gist of officers service conditions, perks
and perquisites, Staff Welfare schemes, loan facilities and other
related matters.
SL. NO.CONTENTS
1.SCALE OF PAY/FITMENT /STAGNATION
2. DEARNESS ALLOWANCE:
3. HOUSE RENT ALLOWANCE
4. CITY COMPENSATORY ALLOWANCE
5. FPP
6. PQP
7. MID ACADEMIC YEAR TRANSFER ALLOWANCE:
8. DEPUTATION ALLOWANCE:
9. HILL AND FUEL ALLOWANCE
10. SPECIAL AREA ALLOWANCE
11. PROJECT AREA ALLOWANCE
12. SPLIT DUTY ALLOWANCE
13. PROVIDENT FUND
14. NON REFUNDABLE WITHDRAWAL FROM PROVIDENT FUND
15. MEDICAL AID
16. HOSPITALISATION EXPENSES
17. MEDICAL CHECK UP SCHEME
18. EX-GRATIA MEDICAL AID:
19. HOUSING ACCOMMODATION
20. FURNITURE TO OFFICERS AT RESIDENCE
21. RECOVERY OF HOUSE / FURNITURE RENT
22. ENTERTAINMENT EXPENSES
23. REIMBURSEMENT OF CLUB MEMBERSHIP FEES
24. REIMBURSEMENT OF CONVEYANCE EXPENSES
25. HALTING ALLOWANCE
26. LODGING EXPENSES
27. TRAVELLING EXPENSES FOR TRAVEL IN OWN VEHICLE FOR OFFICIAL
DUTY:
28. REIMBURSEMENT OF CONVEYANCE ON TRAINING
29. DISCOMFORT ALLOWANCE
30. HOUSE MAINTENANCE ALLOWANCE
31. KIT ALLOWANCE
32. PROVISION OF NEWS PAPER & BOOK FACILITY TO OFFICERS
33. BRIEF CASE TO OFFICER:
34. COMPENSATION ON TRANSFER
35. EXPENSES ON TRANSFER:
36. HALTING ALLOWANCE
37. MODE OF TRAVEL AND EXPENSES ON TRAVEL
38. JOINING TIME ON TRANSFER
39. LEAVE TRAVEL CONCESSION
40. FESTIVAL ADVANCE TO OFFICERS
41. VARIOUS STAFF LOANS:
42. CLEAN OVERDRAFT FACILITY FOR STAFF MEMBERS
43. STAFF HOUSING LOAN / CONVEYANCE LOAN
44. HOUSING LOAN TO STAFF UNDER PUBLIC SCHEME
45. AVAILMENT OF LOANS FORM OUTSIDE SOURCES
46. SCHEME FOR ENCOURAGING EMPLOYEES TO
PURSUE PROFESSIONAL AND COMPUTER EDUCATION,
47. PREFERENTIAL INTEREST RATES ON DEPOSITS
48. ISSUANCE OF BOBCARD
49. ONLINE TRADING FACILITY
50. ONLINE PROMOTION TEST
51. REIMBURSEMENT OF KIT ALLOWANCE FOR OVERSEAS VISITS
52.PAYMENT OF HALTING /DIEM ALLOWANCES TO EXPATRIATE
OFFICER/OFFICERS
53.SILVER SALVER SCHEME
54. LEAVE
55. UNAUTHORISED ABSENCE
56 SANCTION OF LEAVE AND PERMISSION TO GO ABROAD AND ISSUE OF NO
OBJECTION CERTIFICATE FOR OBTAINING/RENEWING PASSPORT
57. COMPENSATORY LEAVE
58. SCHEME FOR GRANT OF SABBATICAL LEAVE TO EMPLOYEES
59. PROMOTION POLICY
60. ASSETS LIABILITY RETURN
61. TERMINAL BENEFITS
62.ENCASHMENT OF PRIVILEGE LEAVE ON RETIREMENT
63.ADDITIONAL RETIREMENT BENEFIT
64. PRE-MATURE RETIREMENT OF OFFICER
65. SCHEME FOR PAYMENT OF EX-GRATIA
FINANCIAL RELIEF/APPOINTMENT
66. ISSUANCE OF SERVICE CERTIFICATES TO RETIRED EMPLOYEES
67. STAFF WELFARE
68. BANK OF BARODA CONTRIBUTORY MEDICAL ASSISTANCE SCHEME FOR
RETIRED EMPLOYEES
69. HELP DESK FOR RETIRED EMPLOYEES
70. BARODA SUJHAV STAFF SUGGESTION SCHEME
71. PARAMARSH- THE CENTER FOR PERSONAL COUNSELLING
72. SAMPARK THE SOS HELPLINE FOR EMPLOYEE
73. IDEA ONLINE
74. HUMAN RESOURCE NETWORK FOR EMPLOYEE SERVICES
75.PERQUISITES TO CHIEF MANAGER SMG/S IV
76. DISCIPLINARY MATTERS
77. TRANSFER POLICY
78.INCOME TAX ON PERQUISITES CONCESSIONAL RATE OF INTEREST ON
STAFF LOANS
79.INTRODUCTION OF A NEW EMPLOYEE PERFORMANCE MANAGEMENT
SYSTEM(EPMS) 80.POLICY FOR OVERSEAS POSTING
81.SCHEME FOR LEGAL & FINANCIAL SUPPORT
82.HR RESOURCING POLICY
83.SCHEMES MANAGED BY ASSOCIATION
84. SCHEME FOR RESERVATION OF BEDS IN HOSPITALS SITUATED AT
ZONAL CENTRES
85. LIST OF HOLIDAY HOMES
OFFICERS SERVICE CONDITION IN BANK OF BARODA
Service Conditions of officers in BANK OF BARODA is governed by
BANK OF BARODA (OFFICERS) SERVICE REGULATION 1979
Refer Book of Instruction volume No. 13
Officers Employees conduct, Discipline and Appeal are regulated
by BANK OF BARODA OFFICER EMPLOYEES (Conduct) REGULATIONS 1976
& BANK OF BARODA OFFICER EMPLOYEES (Discipline and Appeal)
REGULATION 1976.
The details of above are recorded in our Head Office publication
no. 76.
1. SCALE OF PAY (w.e.f 01/11/2007) BCC/BR/102/147 Dated
26.05.2010:
Scale I = Rs. 14500 -600 /7 - 18700 - 700/2 - 20100 - 800/7 -
25700
Scale II = Rs. 19400 - 700/1 - 20100 - 800/10 - 28100
Scale III = Rs.25700 - 800/5 - 29700-900/2 - 31500
Scale IV = Rs.30600 - 900/4 - 34200- 1000/2 36200
Scale V = Rs.36200- 1000/2 38200- 1100/2- 40400
Scale VI = Rs.42000 1200/4 46800
Scale VII= Rs.46800 1300/4 52000
Fitment :
Fitment shall be stage to stage i.e. on corresponding stages
form Ist stage onwards and the increments shall fall on the
anniversary date as usual.
For details refer Salary revision circular No. BCC:BR:102/147
Dated 26.05.2010 applicable w.e.f 01.11.2007
Stagnation :
a Officers in JM Grade Scale I who have moved to scale of pay
for MMG Scale II in terms of regulation 5(b) after reaching maximum
of the higher scale shall be eligible for four stagnation
increments for every three completed years of service of which
first two shall be Rs.800 each and next two Rs.900/ each.
Provided that officers who have completed three years or more
after receipt of the second stagnation increment as on 01.11.2007
will get the third stagnation increment on 01.11.2007 and another
stagnation increment on or after 01.11.2008 on their completion of
six years after receipt of second stagnation increment.
b Officers in MMG/S II who have moved to scale of pay for MMG/S
III in
Terms of Regulation 5(b) after reaching maximum of higher scale
shall be eligible for three stagnation increments of Rs.900/- each
for every three completed years of service.
Provided that officers who have completed three years or more
after receipt of the first stagnation increment as on 01.11.2007
will get the next stagnation increment with effect from 01.11.2007
and a subsequent stagnation increment on or after 01.11.2008 on
their completion of six years after receipt of the first stagnation
increment.
Provided further those officers in substantive MMG/S III i.e.
those who are recruited in or promoted to MMG/S III shall be
eligible for four stagnation increments of Rs.900/- each for every
three completed years of service. Those who have already received
two stagnation increments and completed more than three years of
service after receipt of second stagnation increment as on
01.11.2007 will get the third stagnation increment on 01.11.2007
and the fourth stagnation increment, on or after 01.11.2008 on
their completion of six years after receipt of second stagnation
increment.
2. Dearness Allowance:
On and from 01.11.2007,, Dearness Allowance shall be payable for
every rise or fall of 4 points over 2836 points in the quarterly
average of the All India Average Working Class Consumer Price Index
(General) Base 1960 = 100 at 0.15 % of Pay.
3. House Rent Allowance (w.e.f 01/11/2007)
i)
Major A Class Cities and Project Area Centres in Group A
8.5 % of Pay
ii)
Other places in Area I and Project Area centres in Group B
7.5 % of Pay
iii)
Other Places
6.5 % of Pay
Provided that if an officer produces a rent receipt, the House
Rent Allowance payable to him / her shall be the actual rent paid
by him/her for the residential accommodation in excess over 1.20 %
of pay in the first stage of the Scale of Pay in which he / she is
placed with a maximum of 150 % of the House Rent Allowance payable
as per aforesaid rates mentioned in Column II above.
Note: The claims of officer employees for House Rent Allowance
linked to the cost of their ownership accommodation shall also be
restricted to 150 % of House Rent Allowances as hitherto.
4. City Compensatory Allowance (w.e.f 01.11.2007):
Area
Rate
Maximum Amount
i
Places in Area I and in the State of Goa
4 % of Basic Pay
Rs. 540 /- p.m.
ii
Places with population of five lakhs and over and State Capitals
and Chandigarh, Pondicherry and Port Blair
3 % of Basic Pay
Rs. 375/- p.m.
5. FPP: (w.e.f. 01.11.2007)
On and from 1st November 2007 FPP together with HRA shall be at
the following rates and shall remain frozen for the entire period
of service.
Increment component
D.A. As on 01.11.2007
Total FPP payable where banks accommodation is provided
(A)
(B)
(C)
800/-
58/-
858/-
900/-
65/-
965/-
1000/-
72/-
1072/-
1100/-
79/-
1179/-
1200/-
86/-
1286/-
1300/-
94/-
1394/-
Note : (i) FPP as indicated in C above shall be payable to those
officer employees who are provided with banks accommodation.
(ii) FPP for officers eligible for HRA shall be A + B plus HRA
payable on the last increment of the relevant scale of pay..
(iii) The increment component of FPP shall rank for
superannuation benefits.
6. PQP (w.e.f 01/11/07) :
(A) Officers shall be eligible for professional qualification
pay as under :
(i) Those who have passed only CAIIB - Part I / JAIIB
Rs. 410/- p.m. one year after reaching top of the scale
(ii) Those who have passed both parts of CAIIB -
(a) Rs. 410/- p.m. one year after reaching top of the scale
(b) Rs. 1030/- p.m. two years after reaching top of the
scale
(B) An officer employee acquiring JAIIB/CAIIB (either or both
parts) qualifications after reaching the maximum of the scale of
pay, shall be granted from the date of acquiring such qualification
the first installment or PQP and the release of subsequent
installments of PQP shall be with reference to the date of release
of first installment of PQP.
Provided further that in a case where an officer, as on the date
of this Joint Note, has already acquired any of the above said
qualifications and has not earned any
Increment or PQP on account of acquiring such qualification/s,
he may be, with effect from 1st November,2007 or the date of
acquiring such qualification/s, which ever is later , released PQP
as provided herein above.
7. Mid Academic year transfer allowance:
W.e.f 01.05.2010 it is payable @ Rs.700/- per month subject to
other conditions.
8. Deputation Allowance:
On and from 1st May 2010, Deputation Allowance shall be at the
following rates :
A)An officer deputed to serve outside the bank - 7.75% of pay
with a maximum of Rs2300/- p.m.
B)An officer deputed to an organization at the same place or to
the training establishment of the bank - 4% of Pay with a maximum
of Rs 1200/- p.m.
9. Hill and Fuel Allowance (w.e.f. 01/11/2007):
Place
Rate
a
Place with an altitude of 1000 meters and above but less than
1500 meters and Mercara Town
2% of Pay subject to a maximum of Rs 550/- p.m.
b
Place with an altitude of 1500 meters and above but less than
3000 meters
2.5% of Pay subject to a maximum of Rs 680/- p.m.
c
Places with an altitude of 3000 meters and above
5% of Pay subject of a maximum o Rs 1570/- p.m.
10. Special Area Allowance (w.e.f. 01/11/2007):
At places where special area allowance is payable in terms of
regulation 23(ii) of Officers Service Regulations, 1979/1982, the
said allowance shall be payable at rates as specified in
BCC:BR:102/147 dated 26.05.2010.
11. Project Area Allowance(01.11.2007)
Project Area Compensatory Allowance shall be payable at the
following rates:
Project Areas falling in Group A - Rs 290/- p.m.
Project Areas falling in Group B - Rs 255/- p.m.
12. Split Duty Allowance01.11.2007)
Split Duty Allowance shall be payable at Rs 165/- p.m.
13. Provident Fund (w.e.f. 01/11/2007):
(a) While the officers who are presently covered under the
Pension Scheme and those who will join the Pension Scheme in terms
of option being made available under joint note dated 27th
April,2010 shall continue to contribute 10% of the pay towards
Provident fund, there shall be no matching contribution.
(b) Officers who are presently covered under Contributory
Provident Fund Scheme who do not opt for Pension Scheme being made
available under Joint Note dated 27th April,2010 shall continue
under the contributory Provident Fund Scheme as hitherto.
There shall be no Provident Fund to officers joining the
services of banks on or after 1st April,2010. They shall be covered
by a Defined Contributory Pension Scheme, where the officer will
contribute 10% of pay plus Dearness Allowance and the Bank of
Baroda will make a matching contribution. The scheme shall be
Governed by the provisions of the Contributory Pension Scheme as
introduced for employees of Central Government w.e.f. 1st January
2004 and modified from time to time.
Pension :
All existing officers who have joined Bank of Barodas service
prior to 01.04.2010 and who have not opted for pension earlier, can
exercise their option for Pension scheme under Bank Employees
Pension Regulation, 1995 dated 29th September 1995/26th
March1996.
1 The terms of the Bank Employees Pension Regulation,1995 dated
29th Sept.1995/26th March1996 shall not apply to the officers who
join the services of Banks on or after 1st April 2010; and they
will be covered by Defined Contributory Pension Scheme, which shall
be governed by the provision of the Contributory Pension scheme
introduced for officers of the
Central Govt. w.e.f. 01.01.2004.
2 With effect from 1st May 2005, the pension of officers who
retired or died while in service during the period 1st April 1998
to 31st Oct.2002 will be re-fixed based on the definition of Pay as
defined in clause 5 of the joint Note dated 14th Dec.1999. No
arrears of pension and commuted value of
Pension will be payable on account of such re-fixing of
pension.
3 With effect from 1st May 2005, the pension of officers who
retired or died
While in service during the period 1st November 2002 to 30th
April 2005 will be re-fixed based on the definition of Pay as
defined in clause 6 of the Joint Note dated 2nd June 2005. No
arrears of pension or commuted value of pension will be payable on
account of such re-fixation of pension.
Implementation of Defined Contributory Retirement Benefit Scheme
(DCRBS) instead of the present Defined Benefit Pension Scheme for
those who are joining the services of the Bank on or after
01.04.2010 : (Circular BCC:BR:102/96 dated 25.03.2010)
The scheme shall be one as governed by the Contributory Pension
Scheme introduced for employees of central Government w.e.f. 1st
January 2004.
14 Non refundable withdrawal from Provident fund
All confirmed employees and regular member of PF Trust of the
Bank who have
Completed 10 years of Service and against whom no disciplinary
action has been initiated /pending as on date of application.
Purpose and quantum of non-refundable withdrawal are
Purpose
Limit for non refundable withdrawal of Provident Fund
For meeting the expenses in connection with the marriage of
children
-6- months grow salary subject to maximum of 50% of Members own
contribution towards PF/VPF
For meeting the cost of Higher Education of dependent
children
Estimated expenses for complete course or 50% of Members own
contribution towards PF/VPF(which is less)
Reference Circular No.HO:BR:100/130 dated 26.08.2008
15. Medical Aid ( w.e.f. 01.11.2007)
On and from Ist Nov. 2007, reimbursement of medical expenses
shall be as under:
A) Officers in JMG & MMG Scales - Rs. 5100/-p.a.
B) Officers in SMG & TEG Scales - Rs. 6320/- p.a.
16. Hospitalization Expenses ( w.e.f. 01.05.2010)
It shall be in terms of the Hospitalization Scheme laid down
under Bipartite settlement dated 27th April, 2010 for workmen
employees, subject to following limits: -
Scale
Limits
A) JMG/S I and MMG/S II & III
(i) Bed charges
Self - Rs 700/- per day
Family _ Rs.525/- per day
(ii) Other charges -
At the scale of 125% of the limits laid down under the
hospitalization Scheme applicable to workmen employees.
SMG/S IV
(i) Bed charges:
Self - Rs. 900/- per day
Family - Rs 675/- per day
(ii) Other charges - At the scale of 150% of the limits laid
down under the hospitalization scheme applicable to workmen
employees
For other charges refer to circular No. BCC/BR/102/147 dated
26.05.2010.
Medical expenses incurred in following disease, which need
domiciliary treatment shall be deemed as hospitalization expenses
for reimbursement from the bank -Cancer, Leukemia, Thalassemia,
Tuberculosis, Paralysis, Cardiac Ailment, Pleurisy, Leprosy, Kidney
ailment, Epilepsy, Parkinsons Disease, Psychiatric disorder,
Diabetes, Hepatitis-B, Hepatitis-C, Hemophilia, Myasthenia gravis,
Wilsons disease, Ulcerative Colitis, Epidermolysis bullosa, Venous
Thrombosis (not caused by smoking), Aplastic Anemia, Psoriasis and
Third Degree Burns.
Besides above special packages are also reimbursed by the bank
to the extent of entitlement for getting specialized treatment for
diseases pertaining to heart, kidney, coronary etc.
Ambulance charges from residence to hospital and back or from
one hospital to another is reimbursable in full.
Actual expenses incurred on conveyance by mode other than
ambulance shall be reimbursed subject to the maximum as under:
(i)By public taxiActual subject to maximum Of Rs 150/- per
trip.
(ii)By auto rickshawActual subject to maximum Of Rs 75/- per
trip.
Bank do also provide Wall-in Walk-out facility in some specified
hospitals at major centers in India Like Delhi, Mumbai, Ahmedabad,
Jaipur, etc. keeping reserved bed for employees and their dependent
family members.
AT Patna arrangement of hospital beds for staff and their
eligible dependents on actual occupancy basis under
Walk-in-Walk-out facility is made at Magadh Hospital, Patna. (Refer
R.O. circular RO/BIHAR/HRM/W-1/3151 dated 04-09-2006.
Bank does also provide reimbursement of Hospitalization Expenses
incurred on treatment abroad in exceptional cases for the ailments
for which treatment in India is not yet widely established.
17. Medical Check up scheme for the employees of 45 years of age
and above.
Full time confirmed employees of 45 years of age and above are
eligible for medical check up once in 2 years in the approved
diagnostic centre. Maximum amount payable for medial check up is
Rs.1000/-. In Bihar Region following 2 centres are identified.
(i) M/s Harsh Advance Diagnosis and Research Centre, Patna.
(ii) M/s Apollo Clinic,Patna.
18. Ex-gratia Medical Aid:
For details refer to HO/BR/95/112 dated 12.06.2003 &
HO/BR/96/174 dated 23.08.2004. The Ex-gratia Medical Aid Scheme has
been rationalised. A maximum cap of expenditure has been specified
for amount reimbursed under BPS/BOBSOR and Exgratia Medical Aid
taken together. Ex-gratia Medical Aid will be sanctioned only for
serious ailments (specified) involving high cost. For any Life
threatening ailment, which is not specified, sanction to be
obtained from GM/DGM (HRM), BCC, Mumbai.
19. Housing Accommodation :
Housing Accommodation is provided to officers on lease basis
with following ceiling w.e.f 01.11.2007 (BCC/BR/99/335 Dated
03/11/07):
City ClassDelhi &Major A Area I Area II Other
Mumbai Centers
Scale I60005000450032002500
Scale II 70006000500035003000
Scale III75006500550040003500
Scale IV100008000700055003500
Bank provides payment of maximum 6 months rent as refundable
deposit to landlords, wherever required. Refer HO/BR/95/57 dated
29.03.2003.
20. Furniture to Officers at Residence :
All officers who live in accommodation owned by the bank, leased
to the bank or leased in the name of the officer and reimbursement
by the bank are eligible to avail this facility subject to limits
as under
Scale I - Rs.20000/-Scale II - Rs.30000/-
Scale III - Rs.35000/-Scale IV - Rs.55000/-
For details refer to BCC/BR/95/199 dated 30.06.2003.
21. Recovery of House / Furniture Rent (w.e.f. 01/11/07):
I. House Rent recovery shall be @ 1.20% of the first stage of
the scale of pay in which officer is placed or the standard rent
for the accommodation, whichever is less. Reference BCC/BR/98/17
dated 30.01.2006.
Rates for Standard Rent applicable as on date are as under :
S. No
Range of Living Area ( in sq. mt.)
Standard Rent (Rs.)
1
Up to 50
183
2
51 to 60
241
3
61 to 75
279
4
76 to 90
387
5
91 to 105
520
6
106 to 120
632
7
121 to 150
773
8
151 to 180
924
9
181 to 225
1087
10
226 to 300
1557
11
301 to 400
1924
12
401 to 550
2290
13
Beyond 551
2672
( 1 sq. mt. = 10.76 sq. ft.)
II. Furniture rent recovery shall be @ 0.25% of the first stage
of the scale of pay in which officer is placed.
22. Entertainment Expenses (BCC:BR/102/169 dated 22.06.2010)
The revised rate as under is payable from financial year 2010-11
:
Scale
Officers at Administrative office & Branches(Rs./p.a.)
Branch Head
Existing
Revised
Existing
Revised
JMG/S I
3600
4600
4200
5200
MMG/S II
4200
5200
4800
5800
MMG/S III
4800
5800
5400
6400
5400*
6400*
SMG/S IV & V
6000
7300
6000
7300
TMG/S VI & VII
15000
16500
15000
16500
The reimbursement is to be made to the officers proportionately
on quarterly basis, on submission of declaration.
At very large and exceptionally large branches.
23. Reimbursement of Club membership fees:
Following amount is reimbursable:
Admission feesEntitlement (Rs)
All Officers3000/-
Subscription feeAnnual Ceiling (Rs)
(A) Branch Managers
Exceptionally Large Branches2700/-
Very Large Branches2400
Large Branches2100
Medium Branches1800
Small Branches1500
(B) Others
TEG/S VI & VII3000
SMG/S V2400
SMG/S IV2100
MMG/S III1800
MMG/S II1500
JMG/S I1200
24. Reimbursement of Conveyance Expenses:
All officers are entitled to get reimbursement of conveyance
expenses. Reimbursement of conveyance expenses is made to officers
as per actual expenses incurred by them and so declared while
claiming reimbursement or the monthly limits as specified under the
scheme whichever is lower (Refer BCC:BR:101/57 dated
20.02.2009.
Claim can be made within 3 months from the month it become due
on declaration basis. The limit to the monetary entitlement of the
officers calculated on the basis of the high octane petrol rate
(premium, power etc) prevailing on the last day of the month for
the eligible litres of petrol.
A Scheme I
This scheme would be applicable to the officers who do not own a
vehicle
Sl.NO.
Scale
Amount for all areas (Rs.)
1
SMG/S IV
600
2
MMG/S III
500
3
MMG/S II
400
4
JMG/S I
350
B Scheme II
This Scheme would be applicable to the officers who own a
vehicle
Scale
Major A class cities
2-wheeler Car
Area I
2-wheeler Car
Area II
2-wheeler Car
Area III
2-wheeler Car
I*
35 35
30 30
25 25
20 20
II
35 35
30 30
25 25
20 20
III
35 70
30 60
25 50
20 40
25. Halting Allowance ( w.e.f. 01/05/2010 ):
Grade / Scale
Major A class cities (Rs)
Area I (Rs)
Other places (Rs)
Scale I, II and III
800/-
700/-
600/-
Scale IV and above
1000/-
800/-
700/-
Provided that in the case of officers in Scale IV and above ,
halting allowance payable per diem while on outstation work at the
four metros, viz. Delhi, Mumbai,Kolkata and Chennai, shall be
Rs.1200/- and for officers in Scale I/II/III Rs.1000/-
26. Lodging Expenses: (BCC:BR:100/248 Dated 11.09.2008
w.e.f.01.09.08)
Maximum room tariff permissible (excluding taxes)
Eligibility to stay
Major A class cities
Area I
Other places
Scale IV
3* Hotel
5000
3400
3000
Scale II & III
2*Hotel (Non-Ac)
3400
2600
2200
Scale I
1* Hotel (Non-Ac)
2600
2220
1800
As per BR: HRM: M-35/3795 Dated 19.11.2004 Area Classification
for halting allowances is as under:
Major A Class Cities : Greater Mumbai, Kolkatta , Delhi ,
Chennai, Ahmedabad, Bangalore, Hyderabad.
Area I Cities : Places with population of 12 lacs & above -
Patna, Pune , Nagpur, Kanpur , Surat , Jaipur , Lucknow ,
Visakhapattnam , Baroda , kochi, Indore, Bhopal, Ludhiana ,
Coimbatore, Madurai , Agra, Varanasi
Other Places: Places other than Major A Class & Area I
cities.
Other conditions
When food bill and Hotel bill both produced : Diem Allowance
When only Hotel bill produced : of Diem Allowance
When only food bill produced : of Diem Allowance
When no food bill / Hotel bill produced :Full Diem Allowance
For major A class cities executives may be reimbursed actual
lodging expenses maximum to the extent of 150% of the applicable
ceiling.
27. Traveling Expenses for Travel in Own Vehicle for Official
Duty:
The following rates are applicable for reimbursement of
traveling expenses for travel in own vehicle for official duty,
shifting of own vehicles by road on transfer & for availing LTC
(For details refer HO/BR/96/60 dated 11.03.2004):
Sr. No.
Type of Vehicle
Reimbursement Rate per K.M.
1
Four wheeler - Engine capacity of 1000 cc or more
Rs 5.80
2
Four wheeler - Engine capacity of less than 1000 cc
Rs 4.60
3
Motor cycle and scooter
Rs 2.80
4
Mopeds
Rs 2.00
For use of own vehicle, prior permission of competent authority
is required.
28. Reimbursement of conveyance on Training : Non residential
training programme (Circular No.BCC:BR:102/168 dated 22.06.2010)
w.e.f. 01.07.2010
Reimbursement of conveyance on training to non residential
training programmes are as under :
Centre
Existing
Revised
Mumbai,Delhi,Kolkata,Chennai
Bangalore,Hyderabad,Ahmedabad
Actual expenses
Subject to Rs.80 per working day
Actual expenses subject to Rs.125 per working day
At all other centres
Actual expenses
Subject to Rs.50 per working day
Actual expenses
Subject to Rs.75 per working day
29. Discomfort Allowance
Officers working in 8 a.m. to 8 p.m. branches and attending
office in shifts only are eligible to get Discomfort Allowance
w.e.f 08.01.08 @ Rs. 75/- per day as per administrative
guidelines.
30. House Maintenance Allowance
Officers who have occupied Banks house or leased house of Bank,
are entitled to get House Maintenance Allowance as under for the
Financial Year 2007-08, w.e.f 01.02.2008 on self declaration basis
(BCC/BR/100/26 Dated 30.01.2008):
S.No
Grade/Scale
Amount (Rs)
1.
Officer in scale JMG/S-I
500/- p.m.
2.
Officer in scale MMG/S-II
600/- p.m.
3.
Officer in scale MMG/S-III
700/- p.m.
Officers who have acquired house on leased in personal name as
per Banks Scheme, are entitled to get House Maintenance Facility as
under for the Financial year 2008-09 w.e.f. 01.02.09 on self
declaration basis (BCC/BR/101/53 dated 13.02.2009
Sl.NO.
Grade / Scale
Amount (Rs.)
1
Officers in Scale JMG/S I
300/- p.m.
2
Officers in Scale MMG/s II & III
400/- p.m.
3.
Officers in Scale SMG/S IV
500/- p.m
The above facility shall be extended to officers on Bank of
Baroda achieving net profit of rs.1000/- crore or more. Facilities
are on annual basis and subject to review every year after
finalization of Annual Results.
31. Kit Allowance
Branch heads are entitled to get Kit Allowance as under for the
Financial Year 2007-08, w.e.f 01.02.2008 on self declaration basis
(BCC/BR/100/26 Dated 30.01.2008):
S.No
Grade/Scale
Amount (Rs)
1.
Branch Heads at Metro Centres
5000/- p.a.
2.
Branch Heads at Urban Centres
3500/- p.a.
3.
Branch Heads at Rural/Semi Urban Centres
2000/- p.a.
The above facility shall be extended to officers on Bank of
Baroda achieving net profit of rs.1000/- crore or more. Facilities
are on annual basis and subject to review every year after
finalization of Annual Results.
32. Provision of News Paper & Book Facility to officers
BCC:BR:101/129 dated 29.04.2009.
One news paper (Financial/Non-financial) on monthly basis is
provided to officers in Scale I, II , III and 85% of the cost is
reimbursable by Bank of Baroda.
Executive )SMG/S IV) : 3 News papers and 3 periodicals*
(* on commerce, management, agriculture, banking, economics or
computers/information technology)
Reference BCC:BR:100/207 dated 25.07.2008
Taking a notional value for the price of 1 new paper and 1
periodical, the following annual ceilings are now stipulated for
officers/executives for reimbursement under this head.
Scale of officers/Executives
Existing Entitlement
Approved monetary ceilings
Books(p.a) Newspapers/
Periodicals
(p.m)
Yearly Combined
Entitlement entitlement
(News Papers/ of Books + News
Periodicals) papers/periodical
(p.a)
JMGS I
1000 1 daily news paper
1800 2800
MMG/S II
1500 1 daily news paper
1800 3300
MMG/S III
2000 1 daily news paper
1800 3800
SMG/S IV
2500 3 daily news papers
+ 3 periodicals
9000 11500
SMG/S V
2500 3 daily news papers
+ 3 periodicals
9000 11500
TEG/S VI
3000 3 daily news papers
+ 3 periodicals
9000 12000
TEG/S VII
5000 3 daily news papers
+ 3 periodicals
9000 14000
33. Brief case to Officer:
One brief case with a cost ceiling of Rs. 1500/- (including tax)
can be claimed by every officer in Scale I, II and III, once in two
years on declaration basis w.e.f. 01.03.08 (Reference BCC:BR:100/67
dated 10.04.2008).
Executive in Scale IV can claim one brief case with a cost
ceiling of rs.2000/- once in two years and one executive attach
with a cost ceiling of Rs.4000/- once in three years.
34. Compensation on Transfer ( BCC:BR:101/129 dated 29.04.2009
:
An officer on transfer will be eligible to draw a lump sum
amount, as indicated below, for the expenses connected with
packaging, local transport, insurance etc.
S. No
Grade / Scale
Amount (Rs)
1.
Junior & Middle Management.
15000/-
2.
Senior & Top Management
20000/-
35.. Expenses on Transfer:
An officer on transfer will be reimbursed his expenses for
transporting his baggage by goods train up to the following limits:
-
Pay Range
Where an officer has family
When an officer has no family
Rs 10000/-pm to Rs 13820/-pm
3000 Kgs.
(3 tonnes)
1500 Kgs.
(1.5 tonnes)
Rs 13821/- pm and above
Full Wagon(12 tonnes/120 quintals)
2500 Kgs.
(2.5 tonnes)
Where an officer on transfer transports his baggage by Lorry,
for the purpose of reimbursement of actual charges, the maximum
Limit in cases where full wagon is applicable shall normally be 60
quintals by goods train. However, where the expenses incurred are
beyond such maximum, the bank may, keeping in mind the hardship
involved to the officer concerned, reimburse the actual expenses
incurred on the basis that the maximum charges for transport of
goods in an -8- wheeler wagon would be 120 quintals provided the
baggage is transported through approved transport operators.
Reimbursement of expenses would be made at following rates :
S No.
Distance in Kilometers
Rates per tonne*, per Km.
1.
Up to 2000 Kms.
Rs 2.80
2.
Beyond 2000 Kms.
Rs 1.40
Note: The above rates do not apply on a slab basis.
One Tonne = 1000 Kgs
Reference BCC:BR:101/129 dated 29.04.2009.
36. Halting Allowance :
In terms of the guidelines from the Govt. Of India,
reimbursement of maximum 15 days halting allowance is permissible
in case no residential accommodation is made available by the bank
to officer at the new place of posting.
37. Mode of Travel and Expenses on Travel( w.e.f.
01.05.2010)
The following provisions shall apply wherever an officer is
required to travel on duty :
I An officer in JMG is entitled to travel by Ist class or AC 2 -
tier sleeper by train. He may, however, travel by air (economy
class) if so permitted by competent authority, having regard to the
exigencies of business or public interest.
II An officer in MMG is entitled to travel by Ist class or AC 2
- tier sleeper by train. He may, however, travel by air (economy
class) if the distance to be covered is more than 1000 kms. May
travel for shorter distance if so permitted by competent
authority.
III An officer in Senior management is entitled to travel by AC
Ist class by train or air (economy class)
IV Any other officer may be authorized by the Competent
Authority, having regard to the exigencies of business, to travel
by his own vehicle or by taxi or by the Bank of Barodas
vehicle.
38. Joining Time on Transfer:
I An officer shall be eligible for joining time on one occasion,
not exceeding seven days, excluding the number of days spent on
travel.
II An officer may be permitted to avail joining time in maximum
two installments provided he avails the same within 12 months from
the date of his reporting to the new place of posting and the total
joining time does not exceed 7 days. On both the occasion the
joining time should be for the purpose of shifting family / goods
and other incidental activities connected with shifting / transfer
and not any other purpose.
III Officer is eligible for diem allowance for the period of
days spent on travel when he is reporting for the first time to the
new place of posting.
IV No joining time is admissible when an officer on transfer
does not shift their residence to the new place of posting. Refer
to circular CO/BR/95/145 dated 21.04.2003.
39. Leave Travel Concession(w.e.f. 01.05.2010)
During each block of 4 years an officer shall be eligible for
leave travel concession for travel to his place of domicile once in
each block of two years. Alternatively, he may travel in one block
of two years to his place of domicile and in another block of two
years to any place in India by the shortest route.
I The mode and class by which an officer may avail LTC shall be
same as the officer is normally entitled to travel on transfer and
other terms and conditions subject to which the LTC may be availed
of by an officer, shall be as decided by the Board from time to
time. Provided that w.e.f. 01.05.2010 an officer in JMG/S I while
availing LTC will be entitled to travel by air in the lowest fare
of economy class in which case the reimbursement will be the actual
fare or the fare applicable to AC 1st Class fare by train for the
distance traveled whichever is less. The same rules shall apply
when an officer in MMG/S II and MMG/S III while availing LTC where
the distance is less than 1000 kms.
II LTC encashment -- An officer by exercising option any time
during a 4 year block or two year block surrender and encash his
LTC (other than travel to place of domicile) upon which he shall be
entitled to receive an amount equivalent to 75% of the eligible
fare for the class of travel by train to which he is entitled up to
a distance of 4500 kms (one way) to and fro journey total 9000 kms
for officers in JMG Scale I and MMG Scale II & III and 5500 kms
(one way) to and fro journey total 11000 kms for SMG IV and above.
For encashment of LTC facility the entitled class of travel by
train by officers in JMG and MMG may be taken as AC II Tier
sleeper. I AC II Tier fare for 4500km is ` 2596.00 as on
01/07/2011
III An officer in Senior Management or Top Executive Grade is
entitled to travel by AC Ist class by train or by Air (economy
class).
IV The facility of encashment of privilege leave while availing
of Leave Fare Concession is also available while encashing the
facility of LFC.
V Definition of family: For the purpose of LTC concession Family
of an officer shall mean an officers spouse, wholly dependent
unmarried children (including dependent step children and legally
adopted children), physically challenged brother/sister with 40% or
more disability, and wholly dependent parents ordinarily residing
with and wholly dependent on the officer.
The term wholly dependent child/parent shall mean such member
of
family having a monthly income not exceeding of Rs. 3500/
p.m..
If the income of one of the parents exceeds Rs.3500/- p.m.
or
the aggregate income of both the parents exceeds Rs.3500/-
p.m,
both the parents shall not be considered as wholly dependent
on
the officer.
VI Please note that LTC for travel to the place of domicile
(Home Town) is not encashable. Railway grant concessional fare to
Senior Citizens of 60 year of age and above, hence encashment will
be considered on the basis of concessional fare only.
VII.If an officer eligible to travel by air on LTC traveled by
Air)economy class), the economy air fare should be taken into
account for reckoning the entitlement, irrespective of the fact
whether the airline allowed any complimentary facility, including
visit to an overseas place, within the economy class fare. However,
on traveling by apex /concessional fare, which is normally less
than the economy fare, the eligibility would be actual fare.(Refer
Circular No.BCC:BR:101/133 dated 05.05.2009).
40. Festival Advance to officers:
An officer is eligible for Festival advance up to one month
emoluments or maximum Rs.30000/- in one calendar year w.e.f
28.01.2009. Refer BCC/BR/10/38 dated 04.02.2009.
41. Various Staff Loans:
Refer to Master circular No BCC/BR/97/103 dated 20.04.2005 for
all Staff Loans excluding Staff Housing Loan and Clean Overdraft
facility for staff.
a) Take over of educational loan availed by Campus Recruitees
:
Bank of Baroda has decided to offer to take over educational
loan of officers recruited from campus on or after
01.01.2009.(Refer Circular No.BCC:BR:101/285 dated 16.09.2009.
b) Revision of scheme of Conveyance loan to officers :
For -4- wheelers :
Eligibility
All confirmed officers with continuous service of 3 years and
drawing basic pay of not less than Rs13820/- (old basic)
Circular No.BCC/BR/102/38 dated 04.02.2010
Limit
80% of control price of car or Rs.7.00 lacs which ever is
less.
R.O.I
8.50% simple interest
Period
120 installments (Principle 90 and interest 30) in the ratio of
3:1
For -2- Wheelers :
Limit 90% of the control price or Rs.90000/- whichever is
less.
ROI8.50% (Simple)
Repayment 84 equated installments (70 towards principal
and 14 towards Interest)
42. Clean Overdraft facility for Staff Members:
Refer to Master circular No BCC:BR:96:48 dated 28.01.2004 and
BCC:BR:98:61 dated 07.03.2006 for Clean Overdraft facility
available to Confirmed Staff Members with minimum service of 3
years.
Length of Service
Eligibility Amount (Rs in Lacs)
3 to 5 Years
1.25
5 to 10 Years
3.10
10 years & Above
5.00
Revised prescribed rate of interest w.e.f. 01.07.2010(Circular
No.BCC:BR102/167 dated 22.06.2010
Existing
Revised
1.50% below BPLR on compounding basis with monthly
rests(presently 10.50%)
9% p.a. on compounding basis with monthly rests.
43. Staff Housing Loan:
(a) Regular Housing Loan : (:(circular No.BCC:BR:102/135
dated14.05.2010.)
Eligibility
Confirmed in Bank of Barodas service
Loan limit
90% of total cost or Rs.20 lacs which is lower.
Rate of Interest
8% p.a(Simple) or 4% less than BPLR whichever is lower
Margin
10% of the cost
Repayment
240 monthly installment. 180 installment towards principal and
60 installment towards interest.
Those officers who have availed regular housing loan before
01.02.2010 as per earlier scheme, but construction/purchase of
house is incomplete and/or repayment of loan has not begun, are
also eligible to opt the housing loan under the revised scheme
subject to the original estimated cost.
.
(b) Additional Housing Loan :
Eligibility
Confirmed in Bank of Barodas Service
Loan limit
Rs.4 lacs
Rate of interest
8% p.a.(Simple) or 4% less than BPLR. Whichever is lower
Repayment
120 monthly installments 90 equal installment towards principal
and 30 equal installments towards interest.
Margin
25% of the estimated cost.
Those officers who have availed additional housing loan before
01.02.2010 as per earlier scheme, but repair/renovation/enlargement
of house is incomplete and/or repayment of loan has not begun, are
also eligible to opt the additional housing loan under the revised
scheme.
with this increase the facility of Supplementary housing
loan
stands withdrawn.
(d ) the existing housing loan account of an officer under old
scheme
can be transferred to new scheme for interest benefit, if he so
desires.
44. Housing Loan to Staff under Public Scheme:
Refer to Master circular No BCC:BR:93:50 dated 17.03.2001 &
BCC:BR:99/278 Dated 20.09.2007 for Housing Loan to Staff under
Public Scheme.
45. Availment of Loans form Outside Sources:
It is mandatory for all employees to take prior permission of
the Bank for availing of any loans from outside sources.
46. Scheme for Encouraging Employees to Pursue Professional and
Computer Education, through Correspondence, Part-time &
Distance Learning:
Refer to Master Circular No BCC:BR:96:208 dated 01.06.2004 for
above scheme.
47. Preferential Interest Rates on Deposits:
The Bank may allow one per cent additional rate of interest over
its ruling rate of interest on fixed deposits, saving deposits and
recurring deposits in the name of an officer, individually or
jointly with any member of his family.
48. Issuance of BobCard:
For the officers in scale I to IV BOBCARD Exclusive or BOBCARD
Gold is issued free of cost.
49. Online Trading Facility- Baroda e-Trading-Special Rates for
Staff:
For concessions refer to circular no BCC:BR:99/261 dated
31.08.2007.
50. Online Promotion Test:
Refer to circular no BCC:BR:98/292 dated 19.10.2006. Bank has
advised to its staff to become computer literate and also planning
to implement online test for Bank staff for promotion.
51. Reimbursement of Kit Allowance for Overseas Visits
Officers/Executives identified for overseas postings on regular
basis are reimbursed Kit Allowance in equivalent Rupees on self
declaration basis as under (Reference BCC:BR:100/322 Dated
10.11.2008) :
Category
Amount in US$
Cold Countries
Warm Countries
Officer(if single)
600
450
Only officer & Spouse
1200
900
Officer, Spouse & 1 child
1600
1200
Officer, Spouse & 2 child
2000
1500
IBTOs
300
300
Cold countries : USA, UK, Brussels
Warm Countries : Asian Countries, Mauritius, Seychelles, Hong
Kong, African Countries, Fiji etc.
52.Payment of Halting /Diem Allowances to Expatriate
Officer/Officers in India and visiting Foreign Countries for
official Purpose :
Please refer Master Circular No.BCC:BR:100/341 dated 25.11.2008
with reference to above matters.
53.Silver Salver Scheme :
On completion of 25 years of service bank of Baroda provides
Silver Salver to the staff on immediate succeeding Bank of Barodas
Foundation day to the value of Rs.2500/-
54. Leave:
Refer to Master circular No. BCC:BR:96/284 dated 05.08.2004 on
leave, special leave, leave for going abroad, unauthorized
absence.
Maternity Leave (w.e.f. 01.05.2010) :
a Maternity leave, which shall be on substantive pay, shall be
granted to a female employee for a period not exceeding 6 months on
any one occasion and 12 months during the entire period of her
service.
b Within the overall period of 12 months, leave may also be
granted in case of miscarriage/abortion/MTP
c Within the overall period of 12 months, leave may also be
granted in case of hysterectomy up to a maximum of 45 days.
55. Unauthorized Absence:
For details refer to circular no CO/BR/94/133 dated 30.05.2002,
BCC:BR:96/284 dated 05.08.2004 Annexure 3 & BCC/BR/98/63 dated
08.03.2006.
56 Sanction of Leave and Permission to go abroad and issue of No
Objection Certificate for obtaining/renewing Passport:
Refer to circular No. BCC:BR:99/265 dated 03.09.2007
57. Compensatory Leave:
In case of working on exigencies officers may be sanctioned
Compensatory Leave subject to sanction by an executive. Reference
BCC/BR/97/352 dated 14.12.2005.
58. Scheme for grant of Sabbatical Leave to Employees:
Refer to circular No. BCC:BR:98/113 dated 02.05.2006 for
sabbatical leave to employees. The scheme is kept under abeyance
with immediate effect vide circular No.BCC:BR:101/54 dated
10.02.2009.
59. Promotion Policy: (Circular No.BCC:BR:102/94 dated
15.03.2010)
The service eligibility for promotion to a higher scale has been
reduced for most of the scales in the normal channel, the total
time span is now reduced by 7 years from the current 25 years to 18
years and for the fast-track channel, the total time span is
reduced by 4 years from the current 18 years to 14 years. This is
one of the fastest service eligibility prescribed for promotion of
officers in the entire Banking industry.
Normal ChannelFast Track
ExistingRevisedExistingRevised
Scale(years)(Years)(Years)(Years)
I to II7543
II to III5433
III to IV5332
IV to V32--
V to VI22--
VI to VII32--
Total Time Span25181814
The eligibility for the fast-track channel shall now only be
limited to the performance factor for which the criteria stipulated
is a minimum of 80% performance score in each of the last 3 years
performance ratings.
Selection process :
a)No interviews or assessment of potential has been kept in the
policy for promotion from Scale I to II.
b).Written test have been dispensed with for promotions from
Scale III to Scale IV.
c) The revised weightage for the different factors of promotions
have been kept as under :
Scale
Written Test
Performance
Potential
Existing
Revised
Existing
Revised
Existing
Revised
I to II
50
60
40
40
10
-
II to III
40
30
40
50
20
20
III to IV
20
-
50
60
30
40
IV to V
-
-
60
60
40
40
V to VI
-
-
60
50
40
50
Vi to Vii
-
-
60
50
40
50
d) Transparency in marks secured : With a view to bring about
more transparency in the marks secured by officers in the written
test, it has been decided to intimate to all officers the written
test marks immediately after declaration of the results of the
written test.
e) The performance marks are also made open from this year.
60. Assets Liability Return:
Submission of Assets and Liabilities Statement as on March every
year is mandatory to be submitted by all officers by June end
through HRNES.
61. Terminal Benefits:
Refer to following master circular on terminal benefits like
P.F, Pension and Gratuity etc:
HO/BR/96/91 dated 16.04.2004 for Provident Fund
HO:BR:96/83 dated 05.04.2004 for pension
HO/BR/96/82 dated 05.04.2004 for Gratuity
Gratuity (HO:BR:102/96 dated 26.06.2010)
The payment of Gratuity Act has now been amended by an Act of
Parliament which received the Presidential assent on 17th May 2010.
Accordingly, the ceiling on the amount of gratuity payable under
Section 4 sub section (3) of the Payment of Gratuity Act 1972 has
been raised from Rs. Three lacs fifty thousand to Rs.Ten lacs with
effect from 24th May,2010.
62.Encashment of Privilege leave on retirement :
When an officer retires/expired while in service, he shall be
eligible to be paid a sum equivalent to the emoluments of any
period, not exceeding 240 days, of privilege leave that he/she had
accumulated/credit as on date of retirement/death.
63.Additional Retirement Benefit :
An officer who was in Banks service as on 01.07.1979, on
retirement/voluntary retirement will gets 6- months emoluments as
additional retirement benefit if he has rendered at least 25- years
of service..
64. Pre-mature Retirement of Officer:
The Bank can consider per-mature retirement of an officer under
BOBOSR. It would be done once in a year after the officer completes
the age of 55 years or completion of 30 years of total service,
whichever is earlier. Refer to circular no BCC:BR:98/243 dated
29.08.2006.
65. Scheme for Payment of Ex-gratia Financial Relief/Appointment
to the dependents of deceased employees on Compassionate
Grounds:
Refer to circular No BCC/BR/99/347 dated 12.11.2007 &
BCC/BR/98/21 dated 02.02.2006 for all death cases occurred on or
after 04.10.2005.
66. Issuance of Service Certificates to Retired Employees:
On receipt of application from the retired employee along with
the photograph, the Competent Authority prescribed in the circular
No CO/BR/92/40 dated 21.03.2000 may issue such Service Certificate
cum Identity Card to employees who have retired on super annuation
or have opted for any type of voluntary retirement from the Banks
services. For details refer to HO/BR/94/157 dated 13.08.2002 and
HO:BR:100/180 dated 24.06.2008.
67. Staff Welfare:
Refer to Master circular No BCC/BR/96/265 dated 08.07.2004 for
the various facilities provided by the bank under Staff Welfare
funds: -
I Establishment of Holiday homes
II Providing scholarships to the children of employees
III Handicapped children/spastic children
IV Provide financial aid to the family members of the employees
who die in harness
V Providing incentives to employees for promoting small family
norms
VI Extending financial assistance to the employees who are on
loss of pay on account of major and special operations/major
diseases
VII Presentation of mementos to retiring employees (Abhinandan
Yojana)
VIII Canteen subsidy
IX Financial assistance for purchase of artificial limbs to
physically handicapped staff members and/or their handicapped
children
X Financial assistance for purchase of hearing aid to physically
handicapped staff members and/or their handicapped children.
XI Health check up for full time confirmed employees above the
age of -45- years
68. Bank of Baroda Contributory Medical Assistance Scheme for
Retired Employees:
Under this scheme financial assistance is provided to retired
employees and his/her spouse only on superannuation to meet the
medical expenses incurred. To acquire the membership, employee
shall have to make one time lump sum contribution towards
membership fees i.e. Equal to 50% of (the basic pay, last drawn) +
special pay (if applicable). Refer to HO/BR/92/317 dated
11.09.2004.
Further, w.e.f. 1st April,2010 it has been further improved as
under :
(a)The membership of Bank of Baroda Contributory Medical
Assistance Scheme for Retired Employees will be extended to all
retired employees for self and spouse irrespective of whether they
are in gainful employment or not provided they enroll by paying the
membership fees.
(b)If the employee / spouse are in employment and the
establishment extends/provides any medical aid/assistance then they
will be eligible only for the unsettled portion of the claim i.e.
such members have to first apply for reimbursement of their medical
expenses to their current employer and the remaining unsettled
amount only will be considered under the Contributory Medical
Assistance Scheme for Retired Employees.(Circular No.HO:BR:102/34
dated 16.03.2010)
69. Help desk for Retired Employees :
Bank has established a help desk for retired employees at Head
Office, Baroda for their benefit at following address (HO:BR:100/52
dated 12.04.2008)
The Chief Manager)HRM)
Bank of Baroda
HRM Division, Head Office,
2nd Floor, Baroda House, Mandvi,Baroda 390006
Tel.no.0265-2517326
Email : [email protected].
70. Baroda Sujhav Staff Suggestion Scheme:
Refer to circular no HO:BR:96/145 dated 09-07-2007. Suggestion
may directly be sent to The Chief Manager (Ops,Ser, CS &
O&M), Head Office, Suraj Plaza 1, 8th Floor, Sayajigunj, Baroda
390005.
71. Paramarsh- The center for personal counselling:
Bank has set up psychological counseling center for bank staff
at Mumbai for counseling service free of charge, for resolving
their psychological problems/worries, which may be disturbing their
personal life. Counseling services are available on Monday,
Wednesday and Friday between 3 pm. To 6 pm only by prior
appointment directly obtainable form Mrs. Arti Chawla, a Clinical
Psychologist and Counselor over phone No 022-56985299. Reference
CMD circular BCC/CMD/DO/128 dated 21-06-2005.
72. Sampark The SOS Help line for Employee:
With the objective of providing immediate assistance to those
employees in great distress, facing extreme emergency, life and
death situation, Bank has established SAMPARK HELP LINE at CMD s
office. An employee can send e-mail at [email protected]/fax at
022-26523543 or through post to CMD at corporate office address in
prescribed format with copy to Zonal Head. Reference CMD circular
BCC/CMD/DO/129 dated 01-07-2005.
73. [email protected]:
An employee can send new ideas/schemes etc. for reference to
higher authorities directly at [email protected].
74. Human Resource Network for Employee Services
In order to enable HR to add value to business, a comprehensive
web-enabled Human Resources Management System called Hrnes has been
conceptualized, implementation of which is under way. This shall
provide a new tech-enabled platform for qualitative utilization of
HR database and the same can be leveraged for improving the overall
quality of HR practices. (Reference BCC:BR:99/359 Dated
26.11.2007)
The system comprises of three broad modules encompassing many
functions:
1 Oracle Core HR module
2 Fluous Payroll module, and
3 Oracle Learning Management module which includes
I-learning
Oracle Core HR module
This module consists of following functions :
Human resources Inventory
Manpower Planning
Recruitment Module
Promotions
Selection
Mobility Transfers
Assets & Liability Statement
Assets Tracking
Industrial Relations
Branch Profile/Master
Hr Development Employee Performance Management
Career Planning & Career Development
Statutory Compliances
Discipline Management (BPS & Conduct Regulations)
Human Resources MIS (Staff Statements)
Implementation of System Control Tools Trough HRM Audit
Fluous Payroll module
This module consists of following functions :
Pay Roll
Leave Management
Travel Management
Medical Schemes & Various Staff Welfare Schemes
Employee Loan Module
Terminal Benefits
Oracle Learning Management module which includes I-learning
This module consists of following functions :
Training System
I-Learning
75.Perquisites to Chief Manager SMG/S IV :
Following perquisites are available to Chief Managers
Sl.No.
Perquisites
Amount
Periodicity
1
Crockery
2000
Once in a year
2
House Maintenance
1200
Per month
3
Furniture Maintenance
(Furniture in Banks house)
250
Per month
4
Garden Maintenance
(In Bank of Barodas house)
250
Per month
76. DISCIPLINARY MATTERS
Officers conduct and disciplinary matters are governed by BANK
OF BARODA OFFICER EMPLOYEES (CONDUCT) REGULATIONS, 1976 & BANK
OF BARODA OFFICER EMPLOYEES (DISCIPLINE AND APPEAL) REGULATIONS,
1976.
Officers working in the pay scale from JMG/S-I to MMG/S-III in
the matter of Vigilance & Non-Vigilance cases Disciplinary
Authority is concerned Zonal Head (not lower than the rank of
Deputy General Manager), Appellate Authority is Executive Director
and Reviewing Authority is CMD.
AUTHORITY TO INSTITUTE DISCIPLINARY PROCEEDING AND IMPOSE
PENALTIES
(1) The Chairman cum Managing Director or any other authority
empowered by him by general or special order may institute or
direct the Disciplinary Authority to institute disciplinary
proceedings against an officer employee of the bank.
(2) The disciplinary authority may himself institute
disciplinary proceedings.
(3) The disciplinary authority or any authority higher than it,
may impose any of the penalties specified in regulation 4 on any
officer employee.
APPEAL
(i) An officer employee may appeal against order imposing upon
him any of the penalties specified in regulation 4 or against the
order of suspension referred to in regulation 12. The appeal shall
lie to the Appellate Authority.
(ii) An appeal shall be preferred within 45 days from the date
of receipt of the order appealed against. The appeal shall be
addressed to the Appellate Authority and submitted to the authority
whose order is appealed against. The authority whose order is
appealed against shall forward the appeal together with its
comments and the records of the case to the Appellate
Authority.
REVIEW
The Reviewing Authority may at any time within six months of the
date of the final order, either on his own motion or otherwise
review the said order, when any new material or evidence which
could not be produced or was not available at the time of passing
the order under review and which has the effect of changing the
nature of the case, has come or has been brought to his notice and
pass such orders thereon as it may deem fit.
.
BANK OF BARODA OFFICER EMPLOYEES (DISCIPLINE & APPEAL)
REGULATIONS, 1976 SCHEDULE OF AUTHORITIES
Name of the
Category/
Post (1)
Branch/ Office
(2)
Disciplinary
Authority
(3)
Appellate
Authority
(4)
Reviewing
Authority
(5)
All officers in
JMG/S I &
MMG/S. II &III
Br/office RTC / CBB situated in the Zone
Zonal Head not below the rank of Dy.
Gen. Manager
Executive
Director
Chairman &
Managing
Director
- do -
ZIC
Functional Head of CID not below the
rank of Dy. Gen. Manager
Executive
Director
Chairman &
Managing
Director
- do -
Staff College Abad, BOBETC
Gandhinagar,
BOBIT College,
Baroda
Principal, Staff College not below the rank of Dy. Gen.
Manager
Executive
Director
Chairman &
Managing
Director
- do -
Baroda Corporate
Centre inclusive Of CID/ IT/ IBO/
Treasury branch
Functional Head of Office Administration at BCC not below the
rank of Dy. Gen. Manager
Executive
Director
Chairman &
Managing
Director
- do -
Head Office,
Baroda
Functional Head of
operations at Head Office, Baroda not
below the rank of Dy.
Gen. Manager
Executive
Director
Chairman &
Managing
Director
All officers in
JMG/S I,
MMG/S II &
III & who are
on deputation
to RRBs/Subs / Asso. Banks
RRBs/Subsidiarie / Associate Banks in the Zone
Zonal Head not below the rank of Dy.
Gen.Manager, where the RRBs/Subsidiaries / Associate Banks are
located
Executive
Director
Chairman &
Managing
Director
77. Transfer Policy :
For officers finalized transfer policy mainly covers following
areas :
a Inter Zonal Transfer
b Pan-India Transferability of certain officers
c Inter Regional Transfers
d Intra Regional Transfers
e Provision for lady officers
f Exemption of Special grounds
g Criteria for transfers
h Request Transfers
i Retention of Residential Accommodation at previous place of
posting
j Competent Authority
k Sampark Help line
For details Refer to Circular No.BCC:BR:101:130 dated
29.04.2009.
78.Income tax on Perquisites Concessional rate of Interest on
staff loans :
Honorable High Court of Madhya Pradesh in W.P. 2812 of 2009
filed by All India Bank of Baroda of Baroda Officers Association
has on 13.03.2009 passed interim
order as below :
Tax at source from the petitioner union shall be deducted in
accordance with the
Cost to the employer not in accordance with the State Bank of
India
lending rate keeping in view the decision rendered by the
Supreme
Court in the case of Arun Kumar and others v/s Union of
India.
Refer to Circular No.CTP/101/08-09/239 dated 25.03.2009.
79.Introduction of a New Employee Performance Management
System(EPMS) all officers
A shift has been made from an employees performance review
system (EPRS) to employees performance management system(EPMS)
The new system makes each officer primarily responsible for
his/her performance and hence it is the onus of the every officer
to plan and manage his/her performance which enables him/her to
improve upon his/her performance on a continuous basis. For details
refer to circular No.BCC:BR:101/116 dated 11.04.2009 and also
BCC:BR:102/110 dated 13.04.2010 and also
80.Policy for Overseas Posting :( Circular No.BCC:BR:101/206
dated 16.07.2009)
Identification of officers to be done in a proactive manner and
creating a pool of
Officers and grooming and training them and not merely
substitute finding mission as was being done hitherto.
a)Age (Maximum)JMG/s I35 years
MMG/s II45
MMG/s III50
SMG/s IV54
(For dealers age is 45 years.)
b)Minimum Work experience : JMG/S I 2 years
(in the respective functional areas) MMG/S II3 years
MMG/S III4 years
SMG/S IV5 years
c) Qualification : Graduate. Preference will be given to
candidates possessing specialized qualification like
MBA,CA,ICWA,ACS,CAIIB,CFA,CISA.
81.Scheme for legal & Financial Support :( Circular
No.BCC:BR:101/370 dated 12.12.2009)
Draft formulated by IBA to extend legal and financial support to
officers of Banks against whom motivated false complaint has been
made by people/agencies outside the Bank of Baroda, has been
approved by the Board of Directors.
Objective : To enable officer to initiate legal action against
outsiders/private parties who with a malafide intention make
baseless allegation, pass derogatory remarks, lodge motivated
complaints on matters arising out of bonafide execution of Banks
work. The scheme shall not be applicable in case of
complaint/allegation made by an employee of the Bank of Baroda.
Applicability : This scheme shall cover all officers in the
regular rolls of the Bank including officers who are on deputation
to joint ventures, subsidiaries and other institutions and officers
retired from the Bank of Baroda.
For retired officers, the scheme will be applicable only in
respect of bonafide execution of bank work while in service.
82.HR Resourcing Policy : (Circular No.BCC:BR:102/72 dated
06.03.2010)
The policy stipulates detailed guidelines, processes, criteria
and procedures for carrying out the following types of
recruitment.
External Resourcing :
Fresh recruitment probationary officers(Pos)
Experienced recruitment Specialist positions (both in officers
and executive position.
Campus Recruitment officers
Contractual recruitment officers and executives
Recruitment of clerical and subordinate staff.
Internal Resourcing :
Providing avenues for internal candidates to participate in and
get recruited in higher scales.
Under this policy, there are some major changes in the terms of
employment :
The probation period for all directly recruited officers reduced
from the existing 2 years to 1 year. The probation period for
internal candidates who are confirmed employees but who are
recruited afresh in a higher scale shall be 6 months.
Localized Recruitment Bank may initiate as and when required,
localized
Recruitment exercise for Probationary officers to meet the
requirement of
Officers of specific deficit zones/areas.
New recruits in officers cadre may be given an option to join
either on regular scales or on a CTC based compensation
package.
83.Schemes Managed by Association
1. Employees Scheme Of Contribution Of Rupees Ten ( ESCORT )
:
The greater consolation for the loss of the dead is found in the
thinking of the living left behind. With this noble philosophy our
association has introduced this scheme w.e.f. 01.01.95. Under the
scheme every participating officer is called upon to contribute
Rupees 10/- when an officer dies while in service. Members can
participate in the scheme by submission of irrevocable Letter of
authority which authorizes the bank for necessary deduction from
salary. Today association is able to provide such bereaved families
a timely help of Rs. 1,25,000/-.
2. All India Bank of Baroda Officers Welfare Fund ( AIBOBOWF
):
Our Association has launched a Welfare Fund in the year 1986
with the objective of undertaking welfare measures for the officers
and their family members who joins the scheme with a one time
membership fee of Rs. 1000/- (Rupees One thousand). It is named as
ALL INDIA BANK OF BARODA OFFICERS WELFARE FUND. It undertakes
following activities
I Financial help of Rs. 20000/- to the family of the officer who
dies while in service.
II Merit award of Rs. 500/- to children of members who secure
highest percentage of marks in S.S.C, H.S.C., Graduation and
Post-Graduation including Engineering and Medicine in the annual
examination. Each zone is given 18 awards, SSC - 6, HSC - 6 and
Degree - 6
III After retirement benefits in the form of 50% of members own
contribution.
IV Association have plans to enlarge scope of the activities
such as providing relief measures to members who are victims of
natural calamities, establishment of Holiday Home etc.
Annexure A
84. SCHEME FOR RESERVATION OF BEDS IN HOSPITALS SITUATED AT
ZONAL CENTRES
Sr. No.
Centre
Name of the Hospital
1
Mumbai
1. Bombay Hospital, Marine Line
2. Bhatia General Hospital, Tardeo
3. BSES M G Hospital, Andhari
Specialized Treatment
4. Cumballa Hill Heart Institute, Grant Road
5. Wokhardt Hospital
6. Asian Heart Institute.
2
Baroda
1. Narhari Arogya Kendra
2. Bhailal Amin General Hospital
3
New Delhi
1. Park Hospital
2. Vidyasagar Institute of Mental Health and Neuro- sciences
(VIMHANS)
3. DLK Memorial Hospital
4
Chennai
1. Voluntary Health Services
2. Madras Medical Mission
3. Apollo Hospital
5
Kolkata
Mission of Mercy Hospital
6
Patna
Magadh Hospital
7
Lucknow
Avadh Hospital & Heart institute
8
Jaipur
Soni Hospital, Jaipur
9
Indore
Choithram Hospital & Research Centre
10
Pune
KEM Hospital
Dinanath Mangeshkar Hospital
11
Ahmedabad
Gujarat Research & Medical
Institute (Rajasthan Hospital)
12.
Bareilly
Dhanvanthary Tomar Hospital
List of Bank Dispensaries with Part Time Medical Consultant at
Various Centres
1
Mumbai
2
New Delhi
3
Kolkata
4
Chennai
5
Patna
6
Baroda
7
Jaipur
8
Lucknow
9
Bhopal
10
Ahmedabad
11..
Bareilly
12.
Gandhinagar
85. LIST OF HOLIDAY HOMES
LIST OF HOLIDAY HOMES Annexure - B
RAJASTHAN ZONE:
SR.NO
HOLIDAY HOMES
CONTROLLING BRANCH
1
MOUNT ABU
Hotel Vishram
Royal Avenue, Near Goyal Service Station, Main Road,
Mount Abu-307201
Ph-(02974)-237323
Bank of Baroda
Mount Abu-307501
Dist. Sirohi Ph-(02974) 235166
2
UDAIPUR
Hotel Padmini Palace & Restaurant
18, Ambavagarh,
Swarup Sagar Road
Udaipur-313 001
Ph-(0294)-2433458-59
Bank of Baroda
Udaipur Main Branch
Opp: Town Hall
Udaipur- 313 001
Ph-(0294)-2421673, 2420671
3
JAIPUR
Hotel Ratnavali
138, New Colony, Nr. Panch Batti
Jaipur-302 001
Ph-(0141)-2363217,2377487,
2367530 F
Bank of Baroda
Park Street Branch
7, Park House Scheme
Jaipur-302 001
Ph-(0141)-2379812, 2370366,2369685 F
4
NATHDWARA
Hotel Gokuldham,
Opp. Lalbaug Bus Stand,
N.H. No.-8
Nathdwara-313301
Dist. Rajsamand.
Bank of Baroda
Nathdwara Branch,
Nathdwara, Dist. Rajsamand.
Ph.No. 02953 - 232914, 234108,
NORTHERN ZONE
5
SIMLA
Hotel Dreamland
The Ridge, Simla.
Ph-(0177)-2653005, 2657377,
Bank of Baroda
Simla Branch
Shri Guru Singh Sabha
Cart Road, Simla.
Ph- (0177)-2653153,2804014
6
MANALI
Hotel Anupam Palace
The Mall, Manali-175 131
Ph-(01902)-252181
Bank of Baroda
167/3, Hospital Road
Mandi-175 001 (HP)
Ph-(01905)-222074
7
NEW DELHI
Hotel Swarna Palace
15-A/33, W.E.A. Ajmal Khan Rd.,
Karol Baug
New Delhi-110 006
Ph-(011)-25748727, 258142285, 25761110, 25713815
Bank of Baroda
Karol Baug Branch
15-A/14, Ajmal Khan Road
New Delhi-110 005
Ph-(011)-25789726, 25720425
25723585, 25752442 F
8
KATRA
Hotel Malti Palace
Panthal Road, Katra, Jammu.
Ph-(01991)-233500, 233501
Bank of Baroda
Gandhinagar Branch
Gole Market, Gandhinagar
Jammu-180 004. Ph-(0191)-
2451481, 2437572
9
DALHOUSIE
Hotel Surya Resort
Dalhousie Road, Baloon Church
Road, Bathri View Estate
Dalhousie (HP).
Ph-(01899),242158
Bank of Baroda
Pathankot Branch
Dalhousie Road, Pathankot-145 001
Dist. Gurdaspur (Punjab)
Ph-(0186)-2221150
U.P. & UTTARANCHAL ZONE
10
AGRA
Hotel Delux Plaza,
M G Tower,
Fatehabad Road,
Agra Ph-(0562)-2330110-2330195
Bank of Baroda
13, M.G. Road
Agra.
Ph-(0562)-2364362, 2364822 F
11
HARDWAR
Hotel Kailash
Shivmurthy Railway Road
Hardwar. Ph-(01334)-227789
Bank of Baroda
Upper Road, Rly Road
Hardwar-249 401
Ph-(01334)-227535,226671
12
NAINITAL
Hotel Abhiruchi
The Mall, Tallital,
Nainital. 05942-232512
Bank of Baroda
Mallital, Mall Road,
Nainital-263 001, Dist. Nainital
Ph-(05942)-236285, 236841
13
MUSSOORIE
Himalay Club Hotel
Landour, Mussoorie-248 179
Ph-(0135)-2632805, 2632762
Bank of Baroda
Regent House,
Kurli, Mussoorie-248 179
Ph-(0135)-2632356, 2630670
14
MATHURA
Hotel Mansarovar
"Mansarovar Crossing, Chauki Bag
Bahadur, Mathura-281 001.
Ph- (0565)2408686,2409966
Bank of Baroda. Kotwali Road,
Mathura,
Pin 281001
Phone: 0565-2405969
15
LUCKNOW
Grand Hotel (Nr. Novelty Theatre)
4, Lalbaug, Lucknow
Ph-(0522)-2224229/2214022-23
Bank of Baroda Regional Office,
Vibhuti Khand, Gomti Nagar
Lucknow -
SOUTHERN ZONE
16
OOTY
Sri Vigneswara Nilayam
421, H2 Victoria Hill, 2nd floor,
Ettines Road, Ooty. Ph. - (0423)-
2450196
Bank of Baroda
Coonoor Branch, 29,
Grays Hill, Coonoor 643101
Ph. No.(0423)-2231721
17
KODAIKANAL
M/s Sarnam Apartments
Fern Hill Road
Kodaikanal-624 001
Ph-(04542) - 240562
Bank of Baroda
Madurai Main Branch
PB No. 142, 5, East Avani Moola Street
Madurai-625 001,
Ph-(0452)-2622938, 2622038 F
18
KANYAKUMARI
Laxmi Tourist Home
East Car Street, Nr. Sea Shore
Kanyakumari-629 702
Ph-(04652)-246333
Bank of Baroda
Nagarcoil Branch, DDJ Centre
Opp Vadasheri Bus Stand,
Nagarcoil-629 001
Ph-(04652)-232445
19
TIRUPATI
Hotel Bhimas Paradise
33-37 Renigunta Road,
Tirupati - 517501
Ph-(08574)-2225747, 2225002
Fax No. (08574)-25568
Bank of Baroda
Tirupati branch,15-3-481 B,
V. V. Mahal Road,
Tirupati - 517501
Telephone No. : 08574-2222242
Fax No. 08574-2227651
20
CHENNAI
Bank Of Baroda Holiday Home
New No. 30 (Old No 61/1) Barkit Road, T Nagar
Chennai - 600 017
Phone: (044) 24351733
Bank of Baroda
Zonal Office, 90,
C P Ramaswamy Road, Alwarpet,
Chennai - 600 018
Phone: (044) 24990884, 24992154
Fax 24990331
21
BANGALORE
Hotel Anand Regency
No. 10, Iind Cross Road, Sixth Main Gandhi Nagar,
Bangalore 560009
Ph 080- 41241050-52
Bank of baroda
K. G. Road Branch,
Prithvi Building, Kempa Gowda Road,
Bangalore 560009
Ph 22268106-108, 22253526 F
MAHARASHTRA & GOA ZONE
22
AURANGABAD
Hotel Kartiki
Opp: Siddharth Garden
Lal Bahadur Shastri Marg
Aurangabad-431 001
Ph-(0240)-2339060-62
Bank of Baroda
Samrathnagar Branch,
Trivini Apartment,
Near Varad Ganesh Mandir
Aurangabad-431 001
Ph-(0240)-2334208,2362276
23
PANAJI
Bank of Baroda Holiday Home,
R 1, La Campala Colony,
Meera Mar,
Panaji-403001,
Ph-(0832)-2463015
Bank of Baroda
P.B. No. 236, Opp: Azad Maidan,
Panaji-403 712,
Goa
Ph-(0832)-2435016, 2435017, 2224591 F
24
LONAVALA
M/s Harnam Shree Housing Complex,
Row House No. 2 , Tungarliward,
Plot No 11, Opp Bijis Hill Retreat, Lonavala
Dist: Pune-410 401
Ph- (02114)-273861
Bank of Baroda
Lonavala Branch
Prabhu Niwas, Gawaliwada
Near Bus Stand, Mumbai-Pune Highway
Lonavala-410 401
Ph-Fax-(02114)-273726
25
MAHABALESHWAR
Hotel Shreyas
Opp: S.T. Bus Station,
Mahabaleshwar - 412 806,
Dist. Satara, Maharashtra.
Ph-(02168)-260365, 260603
Bank of Baroda
355/A Shanivar Peth,
Satara - 415002
Ph-(02162)-234184, 227594 F
26
SHIRDI
Nisarga Cottage Resorts
Shirdi - Ahmednagar Road
Shirdi - 423 109,
Ph-(02423)-255115
Kopergaon Branch
Kopergaon Peoples Bldg., Bank
Road, Kopergaon - 423 601,
Dist: Ahmednagar,
Ph-(02423)-222301, 225581 F
27
NASIK
"Trimbak", Bank of Baroda Holiday
Home, G-1, Duplex Flat, Thakkars
Retreat, Old Gangpur Naka, Nasik.
Phone: 0253- 2582881
Bank of Baroda,
7-B, Torna Complex, Maniknagar
society, Gangapur Road Branch
Nasik -422 013.
Ph. - (0253) -2570722
28
GANPATYIPULE
Abhishek Beach Resort
Ganpatipule, Tal & Dist. Ratnagiri
Ph. 02357 4264/ M-09373848184
Bank of Baroda,
Pras Plaza, C-wing, KC Jain Nagar
Maruti Mandir, Ratnagiri - 415612
Ph. - (02352) 221631, 222539
EASTERN ZONE
29
DARJEELING
Hotel Sagarika,
1, J P Sharma Road
Darjeeling.
Ph-(0354)-2253885
Bank of Baroda
14, H.D. Lama Road, 12/11 Rovertson Road
Darjeeling-734 101
Ph-(0354)-2254644
30
GANGTOK
Travel Lodge, Tibet Road, Gangtok
East Sikkim-737 101
Ph-(03592)-223858
Bank of Baroda
Gangtok Branch
Top In Town Bldg., M.G.Marg
Nr. Gandhi Statue, Gangtok-737 101
Ph-(03592)-203216, 221560
31
KOLKATA
Hotel, Swagat,
37, Hazara Road
Kolkata 700029
Ph 033-24766161/262/464
Bank of Baroda,
Lansdowne Market Br., 63/3/B Sarat
Bose Road, 1st Floor,
Kolkata- 700 025
Phone: 033- 24759649, 24860332 F
BIHAR, JHARKHAND & ORISSA ZONE
32
PURI
Hotel Sea Point
Opp. Sea Beach Police Station
Puri-752001
Bank of Baroda
Swargdwar Branch
Puri-752 001
Ph-(06752)-2532214, 2530018 F
33
BHUBNESHWAR
Hotel Priya
A-30/1, Unit-3, Kharvelnagar, J.N.
Marg, Bhubneshwar-751 001
Ph-(0674)-2405844/2408430
Bank of Baroda
Bapuji Nagar
Bhubneshwar-751 009
Ph-(0674)-2530018 F /2532214
GUJARAT OPERATION ZONE
34
SAPUTARA
Hotel Chitrakoot Guest House & Restaurant,
Saputara-Dang
Ph-(02631)-237221/237237
Bank of Baroda
Regional Office, B&D Reg.,
Mahalaxmi Aptt.,Tithal Road
Bulsar-396 001
Ph-(02632)-253035/244210, 263321 F
35
DIU
Hotel Prince
Main Bazar,
Diu (Union Territory).
Ph: 02875) - 252765, 252265
Bank of Baroda,
Veraval Branch, Station Road,
Desha Shrimali Vanic Gnati Vadi,
Veraval - 362 265, Dist. Junagadh.
Ph-(02876) 220155, 241259
GREATER MUMBAI ZONE
36
Mumbai
Nugget, Opp Samna Press,
Near Parel Bus Depot,
Nagu Syajiwadi,
New Prabhadevi Road
Mumbai 400028
Ph- 022 24386098
Bank of Baroda
Prabhadevi Branch,
Kamna Co-op Hsg. Society,
S K Bole Road, Prabhadevi,
Mumbai 400028
Ph- 022 24229440 24227381