2000 2010 1990 FICO® SCORE EVOLUTION FICO® Score is invented, providing a universal and impartial tool for evaluating consumer credit risk FICO® Score is available from all three major U.S. credit reporting agencies FICO introduces specialized FICO® Scores for auto, credit card, mortgage, and small business lending Fannie Mae and Freddie Mac endorse the use of FICO® Scores for evaluating residential mortgages 1995 FICO launches myFICO.com, giving consumers access to their FICO® Scores FICO® Scores are offered in countries around the world 2004 100 billionth FICO® Score is sold FICO® Score 8 is introduced – the 8th generation FICO® Score is the most widely used credit score today 2009 FICO launches FICO Economic Impact Index to measure effects of economic conditions on FICO® Scores FICO launches myFICO en Español, providing consumers with FICO® scores and credit reports in Spanish 2012 FICO launches FICO® Score Open Access, giving millions of consumers free access to the FICO® Scores their lenders are using 2013 FICO® Score 9 is launched, easing the impact of medical debt on FICO® Scores and expanding consumer access to credit 2012 2013 2007 2014 1989 2000 2010 1990 1991 1993 1995 2001 2004 1989 1993 2001 2007 2010 2014 1991