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American Express (Thai) Co., Ltd.Details of Interest Rate, Penalty Charge, Fees and Other Service Charges

Effective from August 1, 2020 onwards

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äÁ‹ÁÕºÃÔ¡ÒÃäÁ‹ÁÕºÃÔ¡Òà äÁ‹ÁÕºÃÔ¡Òà äÁ‹ÁÕºÃÔ¡ÒÃ

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Remarks: - N/A is “Not Applicable” - Membership Rewards PLUS Option is not available for Americn Express Credit Card

To check the preliminary exchange rates for reference, please visit www.americanexpress.com/thailand or contact Customer Care Professional.

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46.73 Baht / Set

46.73 Baht / Transaction186.92 Baht / Transaction

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Up to 55 days after statement cut off date(5)3% of Amount Withdrawn

(1) E�ective for Statement Periods starting on or after August 1, 2020. (2) For Purchases of Goods and Services, the start date will be from the Posting Date. For Cash Advance, the start date will be from the Transaction Date. (3) For ATM withdrawals, there may be an additional ATM fee charged by local or overseas ATM operators. (4) All Fees are subject to VAT. (5) This 55 days repayment period consists of the 30 days Statement Period, plus an additional 25 days. Please refer to your Statement of Account for the payment due date. (6) Greater Bangkok areas = Samutprakarn, Nonthaburi and Patumthani. (7) Spending in foreign currency, if you make a charge in a currency other than Thai Baht, that charge will be converted into Thai Baht. The conversion will take place on the date the charge is processed by overseas American Express, which may not be the same date on which you made your charge as it depends on when the charge was submitted to American Express. If the charge is not in US Dollars, the conversion will be made through US Dollars, by converting the charge amount into US Dollars and then by converting the US Dollars amount into Thai Baht. If the charge is in US Dollars, it will be converted directly into Thai Baht. If you make a cash withdrawal in a currency other than U.S. Dollars, that cash withdrawal will be converted into U.S. Dollars and then converted U.S. Dollars into Thai Baht. The conversion will take place on the date the cash withdrawal is processed by overseas American Express, which may not be the same date on which you made your cash withdrawal as it depends on when the cash withdrawal was submitted to American Express.

You understand and agree that the overseas American Express treasury system will use a conversion rate based on interbank rates that it selects from customary industry sources on the business day prior to the processing date, increased by a Currency Conversion Risk Factor of 2.5% assessment on such charges. If charges are converted by the third parties prior to being submitted to American Express, any conversions made by those third parties will be at rates selected by them.

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ฟรคาธรรมเนยมสำหรบบตรเสรม 2 ใบแรก และ1,200 บาท สำหรบบตรเสรมใบท 3 เปนตนไป(5)

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3% ¢Í§¨Ó¹Ç¹à§Ô¹Ê´·ÕèàºÔ¡¶Í¹µ‹Í¤ÃÑé§

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16%(1) µ‹Í»‚¢Í§ÂÍ´¤ŒÒ§ªÓÃÐ 16%(1) µ‹Í»‚¢Í§ÂÍ´¤ŒÒ§ªÓÃÐÇѹ·ÕèàÃÔèÁ¤Ô´´Í¡àºÕéÂáÅФ‹Ò¸ÃÃÁà¹ÕÂÁ㹡ÒÃ㪌ǧà§Ô¹ ËÃ×ͤ‹Ò»ÃѺ㹡ÒêÓÃÐ˹ÕéÅ‹ÒªŒÒ¡Ç‹Ò¡Ó˹´

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äÁ‹ÁÕ16%(1) µ‹Í»‚ÊÓËÃѺÂÍ´ªÓÃФ‹ÒÊÔ¹¤ŒÒáÅкÃÔ¡ÒÃ: 12.99% µ‹Í»‚

ÊÓËÃѺÂÍ´¨Ò¡¡ÒÃàºÔ¡¶Í¹à§Ô¹Ê´: 16%(1) µ‹Í»‚

Free for 1st and 2nd Supplementary Cards. 1,200 Baht for 3rd Supplementary Card onwards.

5% of total balance on monthlystatement of account

Posting Date / Transaction Date(2)Statement Cut Off DateStatement Cut Off Date

16%(1) per annum of Outstanding Balance 16%(1) per annum of Outstanding Balance

(3) (4)

N/A

For Purchase of Goods and Services: 12.99% per annumFor Cash Advance: 16%(1) per annum

Up to 55 days after statement cut off date(5)3% of Amount Withdrawn

5% of total balance on monthlystatement of account

Posting Date / Transaction Date(2)

N/A16%(1) per annum

(Baht)

(Baht)

Interest Rate and Credit Usage Fee

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(6) (Baht / Transaction)

(5)

(Baht / Transaction)

Service not available Service not available Service not available Service not available

Service not available Service not available

Phone BankingOnline (Mobile/Internet) Online (Mobile/Internet) Phone Banking

ระบบโทรศพทอตโนมตออนไลน (Mobile/Internet) ระบบโทรศพทอตโนมตออนไลน (Mobile/Internet)

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1 Basic + up to 2 Free Supps.

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