EWMPresentation

balancing return, risk and capital preservation

An Introduction to Equilibrium Wealth Management, LLC

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Past performance is not indicative of future results. 2

Risk disclosure

The information presented is not intended to and shall not in any way constitute an invitation to invest in any

particular product or security. It is solely for information purposes. The information in this document does

not constitute accounting, tax, regulatory or legal advice. Individuals with questions in those areas should

seek the advice of a qualified attorney, accountant, and/or tax expert.

Past results are no guarantee of future performance. No representation is made that any returns indicated

herein will actually be achieved.

Securities offered through LPL Financial, member FINRA/SIPC.

Investment advice offered through HighPoint Advisor Group, a registered investment advisor. Equilibrium

Wealth Management, LLC and HighPoint Advisor Group are separate entities from LPL Financial.

Past performance is not indicative of future results. 3

Agenda

Equilibrium Wealth Management, LLC

Our Experience, our Beliefs and our Client Focus

The Strength Behind our Team

A strategic Alliance with LPL Financial

Investment Advisory Services offered through HighPoint Advisor Group

Our Investment Approach

Our Philosophy

A Look at our Investment Objectives

The Importance of Asset Allocation

Return, Risk and Capital Preservation

Summary

Past performance is not indicative of future results. 4

Equilibrium Wealth Management, LLC

Equilibrium Wealth Management, LLC

Alan F. Delcorse- President

Over 30 years of industry experience

20 years of in-depth experience in non-traditional investing

Has consulted for a variety of institutional and HNW clients

Investments based upon our strong belief that there needs to be a balance between

return, risk and capital preservation

Dedicated to wealth management strategies for retirement planning, asset protection

strategies, tax strategies for privately-held companies *

Serving retirees, near-retirees, privately-held companies, professional practices and

corporate executives

* tax strategies offered by Tax Law SolutionsTax Law Solutions is a separate entity from LPL Financial, HighPoint Advisor Group and Equilibrium Wealth Management.

Past performance is not indicative of future results.

Our Team at Equilibrium Wealth Management, LLC.

Alan F. Delcorse – PresidentAlan has over 30 years of investment industry experience and in various roles with leading investment firms has managed investments or consulted for a variety of institutional clients and high net-worth individuals. He has trained hundreds of other financial advisors in the use of non-traditional and alternative investments to create more “intelligent” portfolios.

Alan’s expertise in alternative investments was shaped over the past 20 years and came from his roles at world-class firms like Calamos Investments and Man Investments-London. His investment philosophy is reflected in his firm belief that there needs to be a balance between return, risk and capital preservation and that it is imperative that each client’s portfolios match that client’s tolerance for risk.

Alan is a member of the Investment Management Consultants Association and is a graduate of Northern Illinois University. Alan lives with his wife Debra in the Stonebridge community and they have three grown children. He enjoys his golf and has a strong passion for the quality of family life.

Dina R. Weiss - Director of Compliance and OperationsDina began her career in the financial services industry in 2005. She provides Equilibrium Wealth Management, LLC. with compliance oversight and monitoring. She embraces a disciplined approach to, and knowledge of, the rules and regulations of our industry and provides Equilibrium with exceptional support that allows other team-members to focus more time on investments and planning.

Dina is a certified holistic nutrition consultant who routinely lectures on healthy living and is a graduate of Northern Illinois University. Dina resides in DeKalb with her two daughters and is an avid lover of the outdoors.

Dory A. Rodriguez - CERTIFIED FINANCIAL PLANNER™Dory provides individuals, families and business owners with customized financial planning, investment management, and insurance strategies aligned specifically with their unique set of circumstances and goals.

After earning a BA degree in Russian Language and Literature from Colorado College, and spending six years living and working in Moscow, Russia, Dory returned to the states and began establishing a foothold in the financial community in 2001. She spent twelve years as a financial planner with GCG Financial and is now registered with LPL Financial as a fee-for-service Investment Advisor Representative.

Dory and her husband enjoy dancing and fine dining, as well as spending as much time as possible with their young children.

Peter J. Lesnik - Private Wealth Advisor Peter began his career in the financial industry in 2004 at Northwestern Mutual Financial Network with a firm commitment to the understanding that the basic principles of financial planning begins in areas that protect and build a foundation for success. From there, he then spent seven years with JPMorgan Wealth Management working directly with clients on the relationships between budgeting and setting goals towards financial independence.

Peter has helped support that need by volunteering time to Financial Peace University, a program at his local church in St. Charles. He holds FINRA Series 6, 7, 63, and 65 Registrations through LPL Financial, and in keeping his dedication towards ongoing education, he is working towards his CFP® certification as well.

Alena I. Gifford - Registered Client Service AssociateAlena began her career in the financial services industry in 2012 during the completion of her degree at the University of Illinois at Chicago (UIC). Alena received a Bachelor of Science in Finance from the College of Business Administration. Alena spent 2 years working at The Chicago Board of Trade building as an intern at Uhlmann Price Securities, LLC. and as a part-time sales assistant.

Alena is now Head of Client Services at Equilibrium Wealth Management, LLC. and holds FINRA Series 6 and 63 Registrations through LPL Financial. During her free time, she enjoys playing tennis, reading, traveling and social media.

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Past performance is not indicative of future results.

The strength behind our team-our strategic partners

LPL Financial - Custodian and Provider of Independent Advisor Support

As of March 31st, 2015 Source: corporate snapshot on LPL.com

Advisory and Brokerage Assets of $485.4 Billion

Servicing 4.5 Million Funded accounts

Servicing 14,098 Financial Advisors

Support provided by 3,352 employees

HighPoint Advisor Group - a Registered Investment Advisor

Provides investment advisory services to EWM

Over 50 advisors in more than 16 locations

Nearly $2.0 Billion of assets under advisement

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Past performance is not indicative of future results.

Our Investment Philosophy

Our Investment Philosophy has Developed over the Past 30 years of

Experience:

An Institutional Approach to Asset Allocation

A deep understanding of the benefits and risks of non-correlating

investments

Financial Strategies Based on our Client’s Individual tolerance for risk

There has to be a match in investment philosophies between our firm and

each individual client

An Unconstrained use of the Full Menu of Investment Choices

“Utilizing the full bag of clubs,” Alan Delcorse

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Past performance is not indicative of future results.

Investment Objectives-While results cannot be guaranteed, our approach seeks to:

Provide value-added portfolio characteristics and return

advantages to comparable traditional portfolios

Utilize investments that have historically provided capital

preservation potential

Employ non-correlating investments which historically have

increased a portfolio’s return while decreasing volatility“Introducing non-correlating investments into a traditional portfolio of

stocks, bonds and cash can reduce volatility and increase returns” Benefits of Commodity Investment 2005

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Past performance is not indicative of future results.

Our investment approach to asset allocation

Objective:

Utilize core investments as

the foundation and add in

the unique benefits of

“defensive growth” and non-

traditional investments

“Asset allocation makes up 91.5% of an investor’s variance of portfolio returns” -Financial Analysts Journal May/June 1991

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Investing involves risk including the potential loss of principal. No strategy can assure success or protects against loss.There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.Asset allocation does not ensure a profit or protect against a loss.Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.

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Why a Focus on Capital Preservation-a discussion about the loss of principal

What does it take to get back in the black?

If your investment declines …

To get back to break-even, you’ll need a gain of …

-10% 11.1%

-20% 25.0%

-30% 42.9%

-40% 66.7%

-50% 100.0%

Past performance is not indicative of future results.

The results of our investment process- Create portfolios with each client’s risk tolerance and financial objectives in mind

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Risk Questionnaire Return Objectives Risk Tolerance Capital Preservation

Lifestyle

Risk

Conservative

Progressive

Growth

Ret

urn

Aggressive

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EWM Strategies: Solutions to meet your investment objectives and tolerance for risk

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Summary

Our value proposition

Our years of experience and the strength behind our team

Dedicated client-focused approach- Stewardship

A balance between return, risk and capital preservation

Strategies that match your personal tolerance for risk

Our services

Comprehensive investment management strategies

CPA and Attorney referral program

Insurance and annuity solutions for capital preservation

Tax minimization programs for business owners, private practices, etc.

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Equilibrium Wealth Management, LLC -a balance between return, risk and capital preservation

We offer a free consultation to: Review your risk profile questionnaire A comprehensive review of your current

investment portfolios Determine whether your current

retirement plan will meet your lifestyle objectives

Also a free review of your current 401(k) selections:

Does your asset allocation match your tolerance for risk?

Do your investment choices match your time horizon until retirement?

Alan Delcorse, President

adelcorse@EWMWealth.comwww.equilibriumwealthmanagement.comOffice-direct: 331-214-9217Toll Free: 888-879-8185 x 217Mobile: 630-215-3319

2001 Butterfield Road, Suite 1000Downers Grove, IL 60515

FAX: 331-214-9238

balancing return, risk and capital preservation

Equilibrium Wealth Management, LLC

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