TRAVEL AGENT RATE GUIDE Underwritten by The Manufacturers Life Insurance Company and First North American Insurance Company, a wholly owned subsidiary of Manulife. EFFECTIVE September 2021 MGRAT921E_rev1
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TRAV
EL A
GENT
RAT
E GUI
DE
Underwritten by The Manufacturers Life Insurance Company and First North American Insurance Company, a wholly owned subsidiary of Manulife.
EFFECTIVESeptember 2021
MGRAT921E_rev1
1
TABLE OF CONTENTS
Travel Insurance Plans At-A-Glance ....................................................... Page 2
All-Inclusive Package Plan ..................................................................... Page 4
Non-Medical Inclusive Package Plan ..................................................... Page 5
Emergency Medical Plan ........................................................................ Page 6
Canada Medical Plan ............................................................................. Page 8
Canada All-Inclusive Package Plan ........................................................ Page 10
Trip Cancellation & Interruption Plan .................................................... Page 11
Annual All-Inclusive Package Plan - up to $1,500 Trip Cancellation ..... Page 12
Annual All-Inclusive Package Plan - up to $2,500 Trip Cancellation ..... Page 12
Annual Emergency Medical Plan ........................................................... Page 13
Visitors to Canada Medical Plan ............................................................ Page 13
Youth All-Inclusive Plan ......................................................................... Page 14
Youth Emergency Medical Plan ............................................................. Page 14
Air Fare Cancellation Plan ....................................................................... Page 14
Baggage and Personal Effects Plan ....................................................... Page 15
Rental Vehicle Damage Plan .................................................................. Page 15
Important Information ........................................................................... Page 16
2
BTRAVEL INSURANCE PLANS AT-A-GLANCE
PLANS INSURANCE MAXIMUM BENEFITS & FEATURES PLANS INSURANCE MAXIMUM BENEFITS & FEATURES
Eligible Age [1]
Trip Cancellation [2]
Trip Interruption [2]
Emergency Medical
Baggage Loss, Damage & Delay
Flight & Travel Accident
Rental Vehicle Damage
Family Coverage [3]
Cancel for Any Reason [6]
Vacation Voucher
Deductible Savings
Options*
Medical Questionnaire
Required?
All-Inclusive No Limit Covered Amount Selected Unlimited $5,000,000
Loss, Damage Up to $1,500 /
Delay up to $500
$100,000 - Flight $50,000 - Travel All-Inclusive – 3 x the older
parent’s rate Included $750 NO NO
Non-Medical Inclusive No Limit Covered Amount Selected Unlimited –
Loss, Damage Up to $1,500 /
Delay up to $500
$100,000 - Flight $50,000 - Travel Non-Medical Inclusive – 3 x the older
parent’s rate Included $750 NO NO
Trip Cancellation & Interruption No Limit Covered Amount
Selected$800, $1,500 or
Unlimited – – – Trip Cancellation & Interruption – – Included – NO NO
Emergency Medical No Limit – – $5,000,000 – – Emergency Medical – 2 x the older parent’s rate – – YES Yes - Age 60 & older
Canada Medical [4] No Limit – – $5,000,000 – – Canada Medical [4] – 2 x the older parent’s rate – – NO Yes - Age 60 & older
Canada All-Inclusive [4] No Limit Covered Amount
Selected Unlimited $5,000,000Loss, Damage Up to $1,500 /
Delay up to $500
$100,000 - Flight $50,000 - Travel
Canada All-Inclusive [4] – 3 x the older
parent’s rate Included $750 NO NO
Annual Emergency Medical [5] No Limit – – $5,000,000 – – Annual
Emergency Medical [5] – 2 x the older parent’s rate – – YES YES - Age 60 & older
Annual All-Inclusive [5] Under 85
Covered Amount Selected per trip
$1,500 or $2,500 $10,000 per year
Unlimited $5,000,000Loss, Damage Up to $1,500 /
Delay up to $500
$100,000 - Flight $50,000 - Travel
Annual All-Inclusive [5] – – Included $750 NO YES - Age 60 & older
Air Fare Cancellation No Limit Covered Amount Selected Unlimited – – – Air Fare Cancellation – – – – NO NO
Visitors - $25,000, $50,000, $100,000 Under 86 – – Up to benefit amount
($75 deductible) – – Visitors - $25,000, $50,000, $100,000 – 2 x the older
parent’s rate – – NO NO
Visitors - $150,000 Under 70 – – Up to benefit amount ($75 deductible) – – Visitors - $150,000 – 2 x the older
parent’s rate – – NO NO
Youth All-Inclusive Under 30 Covered Amount Selected Unlimited $1,000,000
Loss, Damage Up to $500 /
Delay up to $100
$25,000 - Flight $10,000 - Travel Youth All-Inclusive – – – – NO NO
Youth Emergency Medical Under 30 – – $1,000,000 – – Youth Emergency
Medical – – – – NO NO
Baggage and Personal Effects -
$1,000, $1,500, $2,000No Limit – – –
Loss, Damage - Up to selected covered amount /
Delay up to $500–
Baggage and Personal Effects -
$1,000, $1,500, $2,000– – – – NO NO
Rental Vehicle Damage No Limit – – – – – Rental Vehicle Damage $60,000 – – – NO NO
CHILDREN UNDER 2 YEARS OLD AT NO EXTRA CHARGE : Available for All-Inclusive and Canada All-Inclusive and Non-Medical Inclusive Plans. With the purchase of this insurance, coverage for children (or a child) older than 30 days old and under 2 years old for the entire duration of the trip is provided at no extra charge.
[4] All travel must be within Canada.[5] Top-ups are available.[6] Applies if your client purchased insurance within 72 hours of booking their trip.
[1] If you purchase any plan that includes Emergency Medical Insurance, your child must be at least 31 days old to be insured. [2] Default coverage is provided in any plan that includes Trip Cancellation & Interruption Insurance. [3] Available for family members under age 60.
Plans Family Premium Calculation
All-Inclusive Plan, Canada All-Inclusive Plan, Non-Medical Inclusive Plan 3 times the older (or only) parent’s or grandparent’s rate
Emergency Medical Plan (under age 60), Canada Medical Plan, Annual Emergency Medical Plan, Visitors Plan 2 times the older (or only) parent’s or grandparent’s rate
Trip Cancellation & Interruption, Air Fare Cancellation, Emergency Medical Plan (age 60 or over), Annual All-Inclusive, Baggage and Personal Effects, Rental Vehicle Damage, Youth Emergency Medical, Youth All-Inclusive Plans
Family coverage not available
FAMILY COVERAGE:
B
Credit Card Authorizations are required when the premium is $75.00 or more if you are not using our web application.Please use our merchant numbers and call: Phone Numbers Merchant Numbers
Visa 1 800 268-8281 222652531
MasterCard 1 800 663-7400 222652531
American Express 1 800 268-9855 9306694705
CONTACT US:
Call: 1 866 298-2722
Email: [email protected]
Savings (per claim) Deductible amounts ($ CDN)
10% $500
15% $1,000
30% $5,000
35% $10,000
*Deductible Savings Options: Deductibles are offered to reduce the premium on the Emergency
Medical Plan and the Annual Emergency Medical Plan.
TRAVEL INSURANCE PLANS AT-A-GLANCE
PLANS INSURANCE MAXIMUM BENEFITS & FEATURES PLANS INSURANCE MAXIMUM BENEFITS & FEATURES
Eligible Age [1]
Trip Cancellation [2]
Trip Interruption [2]
Emergency Medical
Baggage Loss, Damage & Delay
Flight & Travel Accident
Rental Vehicle Damage
Family Coverage [3]
Cancel for Any Reason [6]
Vacation Voucher
Deductible Savings
Options*
Medical Questionnaire
Required?
All-Inclusive No Limit Covered Amount Selected Unlimited $5,000,000
Loss, Damage Up to $1,500 /
Delay up to $500
$100,000 - Flight $50,000 - Travel All-Inclusive – 3 x the older
parent’s rate Included $750 NO NO
Non-Medical Inclusive No Limit Covered Amount Selected Unlimited –
Loss, Damage Up to $1,500 /
Delay up to $500
$100,000 - Flight $50,000 - Travel Non-Medical Inclusive – 3 x the older
parent’s rate Included $750 NO NO
Trip Cancellation & Interruption No Limit Covered Amount
Selected$800, $1,500 or
Unlimited – – – Trip Cancellation & Interruption – – Included – NO NO
Emergency Medical No Limit – – $5,000,000 – – Emergency Medical – 2 x the older parent’s rate – – YES Yes - Age 60 & older
Canada Medical [4] No Limit – – $5,000,000 – – Canada Medical [4] – 2 x the older parent’s rate – – NO Yes - Age 60 & older
Canada All-Inclusive [4] No Limit Covered Amount
Selected Unlimited $5,000,000Loss, Damage Up to $1,500 /
Delay up to $500
$100,000 - Flight $50,000 - Travel
Canada All-Inclusive [4] – 3 x the older
parent’s rate Included $750 NO NO
Annual Emergency Medical [5] No Limit – – $5,000,000 – – Annual
Emergency Medical [5] – 2 x the older parent’s rate – – YES YES - Age 60 & older
Annual All-Inclusive [5] Under 85
Covered Amount Selected per trip
$1,500 or $2,500 $10,000 per year
Unlimited $5,000,000Loss, Damage Up to $1,500 /
Delay up to $500
$100,000 - Flight $50,000 - Travel
Annual All-Inclusive [5] – – Included $750 NO YES - Age 60 & older
Air Fare Cancellation No Limit Covered Amount Selected Unlimited – – – Air Fare Cancellation – – – – NO NO
Visitors - $25,000, $50,000, $100,000 Under 86 – – Up to benefit amount
($75 deductible) – – Visitors - $25,000, $50,000, $100,000 – 2 x the older
parent’s rate – – NO NO
Visitors - $150,000 Under 70 – – Up to benefit amount ($75 deductible) – – Visitors - $150,000 – 2 x the older
parent’s rate – – NO NO
Youth All-Inclusive Under 30 Covered Amount Selected Unlimited $1,000,000
Loss, Damage Up to $500 /
Delay up to $100
$25,000 - Flight $10,000 - Travel Youth All-Inclusive – – – – NO NO
Youth Emergency Medical Under 30 – – $1,000,000 – – Youth Emergency
Medical – – – – NO NO
Baggage and Personal Effects -
$1,000, $1,500, $2,000No Limit – – –
Loss, Damage - Up to selected covered amount /
Delay up to $500–
Baggage and Personal Effects -
$1,000, $1,500, $2,000– – – – NO NO
Rental Vehicle Damage No Limit – – – – – Rental Vehicle Damage $60,000 – – – NO NO
[3] Available for family members under age 60.[4] All travel must be within Canada.[5] Top-ups are available.[6] Applies if your client purchased insurance within 72 hours of booking their trip.
3
4
ALL-INCLUSIVE PACKAGE PLAN
Age 0-59 Age 60-64
COVERED AMOUNT
FOR TRIP
Days Days
1-4 5-9 10-16 17-23 24-30 31-183 1-4 5-9 10-16 17-23 24-30 31-60*
$0 $78 $108 $130 $166 $234Add $6.25 per day to the 30 day premium
$84 $114 $166 $241 $365Add $6.25 per day to the 30 day premium
$1 - $500 $99 $114 $143 $178 $248 $103 $128 $178 $254 $374
$501 - $1,000 $115 $136 $170 $211 $263 $135 $166 $214 $291 $431
$1,001 - $1,500 $150 $173 $213 $246 $320 $179 $211 $255 $320 $491
$1,501 - $2,000 $200 $231 $261 $310 $366 $205 $263 $313 $378 $556
$2,001 - $2,500 $248 $270 $314 $353 $425 $269 $310 $388 $429 $631
Please add this premium per $100 over $2,500
$6.25 $6.25 $6.25 $6.25 $6.25 $7.50 $7.50 $7.50 $7.50 $7.50
Age 65-69 Age 70-74
COVERED AMOUNT
FOR TRIP
Days Days
1-4 5-9 10-16 17-23 24-30 31-60* 1-4 5-9 10-16 17-23 24-30 31-60*
$0 $105 $155 $230 $288 $449Add $6.25 per day to the 30 day premium
$131 $201 $305 $489 $681Add $11.25 per day to the 30 day premium
$1 - $500 $125 $168 $235 $304 $458 $154 $219 $315 $505 $699
$501 - $1,000 $153 $211 $275 $343 $491 $188 $281 $375 $573 $758
$1,001 - $1,500 $188 $253 $314 $385 $540 $238 $394 $491 $661 $798
$1,501 - $2,000 $225 $313 $375 $440 $600 $275 $415 $550 $748 $869
$2,001 - $2,500 $263 $375 $444 $514 $696 $350 $500 $613 $843 $906
Please add this premium per $100 over $2,500
$8.75 $8.75 $8.75 $8.75 $8.75 $10.00 $10.00 $10.00 $10.00 $10.00
Age 75-79 Age 80+
COVERED AMOUNT
FOR TRIP
Days Days
1-4 5-9 10-16 17-23 24-30 31-45** 1-4 5-9 10-16 17-23 24-30 31-45**
$0 $200 $351 $524 $743 $958Add $11.25 per day to the 30 day premium
$291 $538 $813 $1,125 $1,750Add $11.25 per day to the 30 day premium
$1 - $500 $205 $356 $526 $748 $961 $300 $550 $834 $1,139 $1,788
$501 - $1,000 $226 $364 $548 $769 $981 $315 $575 $850 $1,158 $1,825
$1,001 - $1,500 $250 $413 $575 $801 $1,013 $354 $600 $900 $1,188 $1,863
$1,501 - $2,000 $300 $463 $625 $858 $1,075 $400 $675 $950 $1,250 $1,888
$2,001 - $2,500 $363 $525 $700 $938 $1,145 $488 $750 $1,013 $1,300 $2,000
Please add this premium per $100 over $2,500
$13.75 $13.75 $13.75 $13.75 $13.75 $17.50 $17.50 $17.50 $17.50 $17.50
Provincial Sales Tax may be applicable. *Age 60-74, maximum number of trip days 60 daysFor trip costs from $12,000 up to $30,000, obtain a quote through your booking system. **Age 75+, maximum number of trip days 45 days
FOR TRIPS OVER $30,000, PLEASE CALL US AT 1 866 298-2722
5
NON-MEDICAL INCLUSIVE PACKAGE PLAN
Age 0-59 Age 60-64
COVERED AMOUNT
FOR TRIP
Days Days
1-4 5-9 10-16 17-23 24-30 +30 Days 1-4 5-9 10-16 17-23 24-30 +30 Days
$0 $59 $81 $94 $108 $121Add $1.25 per day to the 30 day premium
$66 $86 $103 $119 $126Add $1.25 per day to the 30 day premium
$1 - $500 $74 $88 $104 $115 $133 $80 $93 $111 $126 $139
$501 - $1,000 $86 $103 $115 $138 $145 $105 $125 $133 $140 $156
$1,001 - $1,500 $113 $130 $154 $159 $175 $141 $155 $169 $186 $215
$1,501 - $2,000 $160 $185 $206 $233 $238 $175 $210 $228 $246 $263
$2,001 - $2,500 $198 $216 $251 $265 $276 $225 $249 $270 $276 $301
Please add this premium per $100 over $2,500
$6.25 $6.25 $6.25 $6.25 $6.25 $7.50 $7.50 $7.50 $7.50 $7.50
Age 65-69 Age 70-74
COVERED AMOUNT
FOR TRIP
Days Days
1-4 5-9 10-16 17-23 24-30 +30 Days 1-4 5-9 10-16 17-23 24-30 +30 Days
$0 $79 $93 $111 $131 $143Add $1.25 per day to the 30 day premium
$90 $103 $120 $135 $145Add $1.25 per day to the 30 day premium
$1 - $500 $94 $105 $123 $140 $150 $100 $116 $128 $143 $155
$501 - $1,000 $114 $123 $146 $159 $170 $128 $138 $151 $161 $175
$1,001 - $1,500 $149 $170 $196 $206 $225 $179 $190 $211 $218 $238
$1,501 - $2,000 $194 $225 $244 $246 $278 $206 $239 $250 $269 $274
$2,001 - $2,500 $243 $264 $276 $290 $321 $263 $283 $296 $306 $325
Please add this premium per $100 over $2,500
$8.75 $8.75 $8.75 $8.75 $8.75 $10 $10 $10 $10 $10
Age 75-79 Age 80+
COVERED AMOUNT
FOR TRIP
Days Days
1-4 5-9 10-16 17-23 24-30 +30 Days 1-4 5-9 10-16 17-23 24-30 +30 Days
$0 $109 $116 $135 $144 $158Add $1.25 per day to the 30 day premium
$156 $169 $181 $200 $220Add $1.25 per day to the 30 day premium
$1 - $500 $120 $129 $148 $158 $169 $181 $203 $218 $228 $251
$501 - $1,000 $165 $174 $194 $203 $213 $249 $275 $279 $296 $338
$1,001 - $1,500 $233 $248 $261 $271 $285 $344 $353 $375 $394 $413
$1,501 - $2,000 $265 $331 $353 $369 $378 $381 $501 $525 $569 $595
$2,001 - $2,500 $313 $394 $413 $429 $438 $443 $600 $613 $665 $724
Please add this premium per $100 over $2,500
$13.75 $13.75 $13.75 $13.75 $13.75 $17.50 $17.50 $17.50 $17.50 $17.50
Provincial Sales Tax may be applicable. For trip costs from $12,000 up to $30,000, obtain a quote through your booking system.
FOR TRIPS OVER $30,000, PLEASE CALL US AT 1 866 298-2722
6
EMERGENCY MEDICAL PLAN
AGE
Provincial Sales Tax may be applicable.
EMERGENCY MEDICAL - UNDER AGE 60
# of Days Under 26 26-39 40-54 55-59 1 $3.83 $4.15 $4.53 $5.31 2 $7.66 $8.30 $9.06 $10.62 3 $11.49 $12.45 $13.59 $15.93 4 $15.32 $16.60 $18.12 $21.24 5 $19.15 $20.75 $22.65 $26.55 6 $22.98 $24.90 $27.18 $31.86 7 $26.81 $29.05 $31.71 $37.17 8 $30.64 $33.20 $36.24 $42.48 9 $34.47 $37.35 $40.77 $47.79 10 $38.30 $41.50 $45.30 $53.10 11 $42.13 $45.65 $49.83 $58.41 12 $45.96 $49.80 $54.36 $63.72 13 $49.79 $53.95 $58.89 $69.03 14 $53.62 $58.10 $63.42 $74.34 15 $57.45 $62.25 $67.95 $79.65 16 $61.28 $66.40 $72.48 $84.96 17 $65.11 $70.55 $77.01 $90.27 18 $69.84 $75.78 $83.70 $97.20 19 $73.72 $79.99 $88.35 $102.60 20 $77.60 $84.20 $93.00 $108.00 21 $81.48 $88.41 $97.65 $113.40 22 $85.36 $92.62 $102.30 $118.80 23 $89.24 $96.83 $106.95 $124.20 24 $93.12 $101.04 $111.60 $129.60 25 $97.00 $105.25 $116.25 $135.00 26 $100.88 $109.46 $120.90 $140.40 27 $104.76 $113.67 $125.55 $145.80 28 $108.64 $117.88 $130.20 $151.20 29 $112.52 $122.09 $134.85 $156.60 30 $116.40 $126.30 $139.50 $162.00
For trips over 30 days, use the following per day rates starting from the first day of the trip to 365 days. Premiums are per person per day.
31 to 60 $3.66 $3.98 $4.57 $5.23 61 to 90 $3.69 $4.00 $4.63 $5.43 91 to 120 $3.73 $4.05 $4.80 $5.62 121 to 150 $3.80 $4.22 $5.10 $6.19 151 to 212 $3.91 $4.44 $5.34 $6.51 213 to 365 $4.24 $4.71 $5.73 $7.00
7
Medical Questionnaire Required For Age 60 & Older
Medical Questionnaire Required For Age 60 & Older
Medical Questionnaire Required For Age 60 & Older
EMERGENCY MEDICAL - PLAN A
Use the following per day rates starting from the first day of the trip to 365 days. Premiums are per person per day.
# of Days 60-64 65-69 70-74 75-79 80-84 85 & Older 1-17 $4.73 $7.08 $9.68 $15.52 $26.51 $36.19 18-30 $5.07 $7.13 $9.72 $15.95 $26.72 $36.62 31 to 60 $5.69 $7.93 $9.76 $16.90 $26.93 $36.66 61 to 90 $6.30 $7.98 $10.70 $17.65 $29.61 $40.27 91 to 120 $6.50 $8.30 $11.77 $19.04 $29.91 $40.50 121 to 150 $6.66 $8.63 $12.18 $20.65 $30.98 $41.79 151 to 212 $7.86 $9.27 $12.83 $21.37 $32.12 $44.14 213 to 365 $8.10 $9.31 $14.46 $24.60 $35.36 $46.87
EMERGENCY MEDICAL - PLAN B
Use the following per day rates starting from the first day of the trip to 365 days. Premiums are per person per day.
# of Days 60-64 65-69 70-74 75-79 80-84 85 & Older 1-17 $9.31 $11.24 $15.08 $25.01 $45.66 $58.32 18-30 $9.67 $11.98 $16.25 $26.50 $46.06 $60.66 31 to 60 $10.24 $12.29 $16.99 $26.50 $48.07 $62.22 61 to 90 $10.39 $13.40 $17.70 $27.65 $48.28 $64.50 91 to 120 $10.96 $14.97 $19.09 $28.95 $51.78 $70.59 121 to 150 $11.00 $15.40 $19.47 $30.43 $51.91 $74.20 151 to 212 $12.55 $16.75 $22.80 $32.83 $52.05 $80.80 213 to 365 $12.81 $17.32 $22.98 $34.66 $52.48 $84.42
EMERGENCY MEDICAL - PLAN C
Use the following per day rates starting from the first day of the trip to 365 days. Premiums are per person per day.
# of Days 60-64 65-69 70-74 75-79 80-84 85 & Older 1-17 $15.51 $19.35 $25.75 $41.76 $68.41 $92.88 18-30 $15.88 $20.54 $26.17 $45.82 $71.38 $94.88 31 to 60 $16.36 $21.48 $26.22 $47.10 $73.66 $99.49 61 to 90 $17.20 $22.89 $30.01 $48.52 $75.47 $104.19 91 to 120 $17.34 $24.24 $31.48 $49.35 $80.98 $105.88 121 to 150 $19.28 $25.14 $33.72 $49.81 $89.69 $108.73 151 to 212 $21.26 $27.55 $35.36 $53.64 $93.26 $109.45 213 to 365 $23.19 $30.62 $39.22 $58.77 $104.72 $111.70
AGE
AGE
AGE
Provincial Sales Tax may be applicable.
Provincial Sales Tax may be applicable.
Provincial Sales Tax may be applicable.
EMERGENCY MEDICAL PLAN
8
CANADA MEDICAL PLAN
AGE
Provincial Sales Tax may be applicable.
CANADA MEDICAL PLAN - UNDER AGE 60
# of Days Under 26 26-39 40-54 55-59 1 $1.92 $2.08 $2.27 $2.66 2 $3.83 $4.15 $4.53 $5.31 3 $5.75 $6.23 $6.80 $7.97 4 $7.66 $8.30 $9.06 $10.62 5 $9.58 $10.38 $11.33 $13.28 6 $11.49 $12.45 $13.59 $15.93 7 $13.41 $14.53 $15.86 $18.59 8 $15.32 $16.60 $18.12 $21.24 9 $17.24 $18.68 $20.39 $23.90 10 $19.15 $20.75 $22.65 $26.55 11 $21.07 $22.83 $24.92 $29.21 12 $22.98 $24.90 $27.18 $31.86 13 $24.90 $26.98 $29.45 $34.52 14 $26.81 $29.05 $31.71 $37.17 15 $28.73 $31.13 $33.98 $39.83 16 $30.64 $33.20 $36.24 $42.48 17 $32.56 $35.28 $38.51 $45.14 18 $34.92 $37.89 $41.85 $48.60 19 $36.86 $40.00 $44.18 $51.30 20 $38.80 $42.10 $46.50 $54.00 21 $40.74 $44.21 $48.83 $56.70 22 $42.68 $46.31 $51.15 $59.40 23 $44.62 $48.42 $53.48 $62.10 24 $46.56 $50.52 $55.80 $64.80 25 $48.50 $52.63 $58.13 $67.50 26 $50.44 $54.73 $60.45 $70.20 27 $52.38 $56.84 $62.78 $72.90 28 $54.32 $58.94 $65.10 $75.60 29 $56.26 $61.05 $67.43 $78.30 30 $58.20 $63.15 $69.75 $81.00
For trips over 30 days, use the following per day rates starting from the first day of the trip to 365 days. Premiums are per person per day.
31 to 60 $1.83 $1.99 $2.29 $2.62 61 to 90 $1.85 $2.00 $2.32 $2.72 91 to 120 $1.87 $2.03 $2.40 $2.81 121 to 150 $1.90 $2.11 $2.55 $3.10 151 to 212 $1.96 $2.22 $2.67 $3.26 213 to 365 $2.12 $2.36 $2.87 $3.50
9
Medical Questionnaire Required For Age 60 & Older
Medical Questionnaire Required For Age 60 & Older
Medical Questionnaire Required For Age 60 & Older
CANADA MEDICAL - PLAN A
Use the following per day rates starting from the first day of the trip to 365 days. Premiums are per person per day.
# of Days 60-64 65-69 70-74 75-79 80-84 85 & Older 1-17 $2.37 $3.54 $4.84 $7.76 $13.26 $18.10 18-30 $2.54 $3.57 $4.86 $7.98 $13.36 $18.31 31 to 60 $2.85 $3.97 $4.88 $8.45 $13.47 $18.33 61 to 90 $3.15 $3.99 $5.35 $8.83 $14.81 $20.14 91 to 120 $3.25 $4.15 $5.89 $9.52 $14.96 $20.25 121 to 150 $3.33 $4.32 $6.09 $10.33 $15.49 $20.90 151 to 212 $3.93 $4.64 $6.42 $10.69 $16.06 $22.07 213 to 365 $4.05 $4.66 $7.23 $12.30 $17.68 $23.44
CANADA MEDICAL - PLAN B
Use the following per day rates starting from the first day of the trip to 365 days. Premiums are per person per day.
# of Days 60-64 65-69 70-74 75-79 80-84 85 & Older 1-17 $4.66 $5.62 $7.54 $12.51 $22.83 $29.16 18-30 $4.84 $5.99 $8.13 $13.25 $23.03 $30.33 31 to 60 $5.12 $6.15 $8.50 $13.25 $24.04 $31.11 61 to 90 $5.20 $6.70 $8.85 $13.83 $24.14 $32.25 91 to 120 $5.48 $7.49 $9.55 $14.48 $25.89 $35.30 121 to 150 $5.50 $7.70 $9.74 $15.22 $25.96 $37.10 151 to 212 $6.28 $8.38 $11.40 $16.42 $26.03 $40.40 213 to 365 $6.41 $8.66 $11.49 $17.33 $26.24 $42.21
CANADA MEDICAL - PLAN C
Use the following per day rates starting from the first day of the trip to 365 days. Premiums are per person per day.
# of Days 60-64 65-69 70-74 75-79 80-84 85 & Older 1-17 $7.76 $9.68 $12.88 $20.88 $34.21 $46.44 18-30 $7.94 $10.27 $13.09 $22.91 $35.69 $47.44 31 to 60 $8.18 $10.74 $13.11 $23.55 $36.83 $49.75 61 to 90 $8.60 $11.45 $15.01 $24.26 $37.74 $52.10 91 to 120 $8.67 $12.12 $15.74 $24.68 $40.49 $52.94 121 to 150 $9.64 $12.57 $16.86 $24.91 $44.85 $54.37 151 to 212 $10.63 $13.78 $17.68 $26.82 $46.63 $54.73 213 to 365 $11.60 $15.31 $19.61 $29.39 $52.36 $55.85
AGE
AGE
AGE
Provincial Sales Tax may be applicable.
Provincial Sales Tax may be applicable.
Provincial Sales Tax may be applicable.
CANADA MEDICAL PLAN
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CANADA ALL-INCLUSIVE PACKAGE PLAN
Age 0-59 Age 60-64
COVERED AMOUNT
FOR TRIP
Days Days
1-4 5-9 10-16 17-23 24-30 31-183 1-4 5-9 10-16 17-23 24-30 31-60*
$0 $54 $75 $91 $116 $164Add
$4.38 per day to the 30 day
premium
$59 $80 $116 $169 $255Add
$4.38 per day to the 30 day
premium
$1 - $500 $69 $80 $100 $124 $174 $71 $89 $124 $178 $261
$501 - $1,000 $80 $95 $119 $148 $184 $95 $116 $150 $204 $303
$1,001 - $1,500 $105 $121 $149 $173 $224 $125 $148 $179 $224 $344
$1,501 - $2,000 $140 $163 $183 $218 $256 $144 $184 $219 $264 $390
$2,001 - $2,500 $174 $189 $220 $246 $298 $189 $218 $271 $300 $443
Please add this premium per $100 over $2,500
$4.38 $4.38 $4.38 $4.38 $4.38 $5.25 $5.25 $5.25 $5.25 $5.25
Age 65-69 Age 70-74
COVERED AMOUNT
FOR TRIP
Days Days
1-4 5-9 10-16 17-23 24-30 31-60* 1-4 5-9 10-16 17-23 24-30 31-60*
$0 $74 $109 $161 $201 $314Add
$4.38 per day to the 30 day
premium
$93 $141 $214 $343 $478Add
$7.88 per day to the 30 day
premium
$1 - $500 $88 $118 $165 $213 $320 $108 $154 $220 $354 $489
$501 - $1,000 $106 $148 $193 $240 $344 $131 $198 $263 $401 $530
$1,001 - $1,500 $131 $176 $220 $270 $378 $166 $276 $344 $463 $559
$1,501 - $2,000 $158 $219 $263 $308 $420 $193 $290 $385 $524 $609
$2,001 - $2,500 $184 $263 $311 $360 $488 $245 $350 $429 $590 $635
Please add this premium per $100 over $2,500
$6.13 $6.13 $6.13 $6.13 $6.13 $7.00 $7.00 $7.00 $7.00 $7.00
Age 75-79 Age 80+
COVERED AMOUNT
FOR TRIP
Days Days
1-4 5-9 10-16 17-23 24-30 31-45** 1-4 5-9 10-16 17-23 24-30 31-45**
$0 $140 $246 $366 $520 $670Add
$7.88 per day to the 30 day
premium
$204 $376 $569 $788 $1225Add
$7.88 per day to the 30 day
premium
$1 - $500 $144 $250 $369 $524 $673 $210 $385 $584 $798 $1251
$501 - $1,000 $159 $255 $384 $539 $688 $220 $403 $595 $810 $1278
$1,001 - $1,500 $175 $289 $403 $561 $709 $248 $420 $630 $831 $1304
$1,501 - $2,000 $210 $324 $438 $600 $753 $280 $473 $665 $875 $1321
$2,001 - $2,500 $254 $368 $490 $656 $801 $341 $525 $709 $910 $1400
Please add this premium per $100 over $2,500
$9.63 $9.63 $9.63 $9.63 $9.63 $12.25 $12.25 $12.25 $12.25 $12.25
Provincial Sales Tax may be applicable. *Age 60-74, maximum number of trip days 60 daysFor trip costs from $12,000 up to $30,000, obtain a quote through your booking system. **Age 75+, maximum number of trip days 45 days
FOR TRIPS OVER $30,000, PLEASE CALL US AT 1 866 298-2722
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TRIP CANCELLATION & INTERRUPTION PLAN
Provincial Sales Tax may be applicable.For trip costs from $12,000 up to $30,000, obtain a quote through your booking system. FOR TRIPS OVER $30,000, PLEASE CALL US AT 1 866 298-2722
N/A
N/A
COVERED COVERED AMOUNT AFTER DEPARTURE AMOUNT $800 $1,500 UNLIMITED BEFORE Age Age Age DEPARTURE 0-54 55-59 60-64 65-69 70-74 75-79 80-84 85+ 0-54 55-59 60-64 65-69 70-74 75-79 80-84 85+ 0-54 55-59 60-64 65-69 70-74 75-79 80-84 85+
$0 $55 $58 $63 $68 $78 $100 $125 $134 $61 $66 $73 $79 $90 $134 $166 $179 $85 $89 $96 $104 $118 $165 $201 $214
$100 $55 $58 $63 $68 $78 $100 $125 $134 $66 $70 $76 $81 $95 $138 $174 $184 $88 $93 $99 $106 $123 $170 $208 $221
$200 $56 $59 $64 $69 $79 $101 $128 $136 $70 $73 $79 $85 $99 $146 $181 $194 $90 $95 $101 $110 $126 $178 $215 $230
$300 $59 $61 $68 $73 $83 $108 $135 $143 $75 $78 $84 $90 $104 $153 $191 $205 $94 $98 $106 $113 $131 $183 $220 $236
$400 $61 $66 $70 $76 $86 $113 $140 $151 $79 $83 $88 $96 $109 $161 $201 $215 $98 $104 $110 $120 $136 $189 $233 $248
$500 $69 $71 $76 $81 $94 $120 $151 $163 $85 $89 $96 $101 $115 $170 $214 $230 $103 $108 $114 $125 $141 $194 $241 $258
$600 $71 $74 $79 $84 $98 $126 $159 $169 $90 $95 $101 $109 $124 $181 $228 $243 $109 $113 $123 $131 $150 $204 $253 $270
$700 $76 $80 $85 $91 $106 $138 $170 $184 $98 $104 $110 $115 $133 $194 $243 $260 $115 $121 $129 $138 $155 $218 $264 $284
$800 $105 $110 $120 $124 $140 $208 $259 $278 $123 $128 $136 $149 $164 $241 $279 $299
$900 $113 $120 $126 $131 $149 $218 $271 $290 $130 $136 $146 $156 $174 $256 $293 $315
$1,000 $121 $126 $135 $138 $155 $231 $288 $308 $138 $146 $155 $166 $181 $269 $308 $329
$1,100 $128 $134 $143 $146 $163 $241 $300 $321 $146 $154 $164 $176 $191 $284 $325 $348
$1,200 $135 $141 $153 $155 $169 $251 $314 $335 $154 $161 $174 $186 $203 $298 $343 $366
$1,300 $141 $150 $159 $161 $178 $261 $326 $349 $161 $168 $180 $194 $211 $313 $360 $385
$1,400 $151 $158 $165 $168 $186 $274 $343 $368 $168 $178 $189 $204 $223 $329 $379 $404
$1,500 $176 $184 $196 $211 $235 $345 $398 $425
$1,600 $183 $193 $206 $220 $246 $363 $418 $448
$1,700 $191 $200 $214 $231 $258 $380 $438 $468
$1,800 $200 $210 $223 $241 $269 $396 $455 $486
$1,900 $209 $218 $234 $253 $280 $414 $476 $509
$2,000 $216 $229 $244 $263 $291 $430 $495 $530
$2,100 $228 $239 $256 $275 $306 $451 $520 $555
$2,200 $239 $251 $266 $288 $320 $473 $545 $581
$2,300 $249 $261 $279 $300 $335 $494 $568 $608
$2,400 $259 $271 $290 $314 $351 $518 $595 $635
$2,500 $269 $284 $301 $325 $365 $538 $618 $661
$2,600 $281 $293 $314 $339 $380 $561 $645 $690
$2,700 $290 $305 $325 $351 $396 $585 $671 $719
$2,800 $300 $316 $339 $363 $411 $605 $696 $745
$2,900 $311 $326 $349 $375 $425 $628 $720 $770
$3,000 $326 $343 $366 $394 $443 $651 $750 $801
Each
Additional
$6.00 $6.00 $7.00 $8.00 $10.00 $11.00 $14.00 $14.00
$100
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ANNUAL ALL-INCLUSIVE PACKAGE PLAN
Annual Client’s Age Premiums 8 Days Under 26 26-39 40-54 55-59 60-64 65-69 70-74 75-79 80-84
Under 60 $310 $315 $320 $345 n /a n /a n /a n /a n /a Plan A n/a n/a n/a n/a $383 $470 $584 $684 $950 Plan B n/a n/a n/a n/a $499 $638 $801 $934 $1,406 Plan C n/a n/a n/a n/a $586 $760 $965 $1,120 $1,888
Annual Client’s Age Premiums 8 Days Under 26 26-39 40-54 55-59 60-64 65-69 70-74 75-79 80-84
Under 60 $349 $356 $361 $390 n /a n /a n /a n /a n /a Plan A n/a n/a n/a n/a $431 $530 $658 $770 $1,071 Plan B n/a n/a n/a n/a $563 $719 $903 $1,053 $1,584 Plan C n/a n/a n/a n/a $661 $856 $1,088 $1,263 $2,001
Annual Client’s Age Premiums 16 Days Under 26 26-39 40-54 55-59 60-64 65-69 70-74 75-79 80-84
Under 60 $316 $330 $360 $416 n /a n /a n /a n /a n /a Plan A n/a n/a n/a n/a $534 $673 $843 $979 $1,535 Plan B n/a n/a n/a n/a $863 $1,135 $1,449 $1,679 $2,693 Plan C n/a n/a n/a n/a $1,048 $1,396 $1,793 $2,076 $3,453
Annual Client’s Age Premiums 16 Days Under 26 26-39 40-54 55-59 60-64 65-69 70-74 75-79 80-84
Under 60 $358 $373 $405 $469 n /a n /a n /a n /a n /a Plan A n/a n/a n/a n/a $601 $758 $950 $1,104 $1,729 Plan B n/a n/a n/a n/a $973 $1,279 $1,633 $1,891 $3,033 Plan C n/a n/a n/a n/a $1,180 $1,573 $2,019 $2,339 $3,889
Annual Client’s Age Premiums 30 Days Under 26 26-39 40-54 55-59 60-64 65-69 70-74 75-79 80-84
Under 60 $365 $383 $418 $484 n /a n /a n /a n /a n /a Plan A n/a n/a n/a n/a $744 $959 $1,214 $1,404 $1,744 Plan B n/a n/a n/a n/a $1,186 $1,591 $2,055 $2,383 $2,725 Plan C n/a n/a n/a n/a $1,483 $2,010 $2,605 $3,019 $3,919
Annual Client’s Age Premiums 30 Days Under 26 26-39 40-54 55-59 60-64 65-69 70-74 75-79 80-84
Under 60 $411 $431 $470 $545 n /a n /a n /a n /a n /a Plan A n/a n/a n/a n/a $838 $1,080 $1,368 $1,581 $1,965 Plan B n/a n/a n/a n/a $1,336 $1,793 $2,315 $2,684 $3,070 Plan C n/a n/a n/a n/a $1,670 $2,264 $2,935 $3,400 $4,000
ANNUAL ALL-INCLUSIVE — 8-Day Plan
ANNUAL ALL-INCLUSIVE — 8-Day Plan
ANNUAL ALL-INCLUSIVE — 16-Day Plan
ANNUAL ALL-INCLUSIVE — 16-Day Plan
ANNUAL ALL-INCLUSIVE — 30-Day Plan
ANNUAL ALL-INCLUSIVE — 30-Day Plan
Provincial Sales Tax may be applicable.
Medical Questionnaire Required For Age 60 to 84
Medical Questionnaire Required For Age 60 to 84
UP TO $1,500 TRIP CANCELLATION PER TRIP TO A $10,000 MAXIMUM PER YEAR
ANNUAL ALL-INCLUSIVE PACKAGE PLAN
Provincial Sales Tax may be applicable.
UP TO $2,500 TRIP CANCELLATION PER TRIP TO A $10,000 MAXIMUM PER YEAR
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ANNUAL EMERGENCY MEDICAL PLAN
VISITORS TO CANADA MEDICAL PLAN
Client’s Age Under 26 26-34 35-39 40-54 55-59 60-64 65-69 70-74 75-79 80-85
$25,000 $2.45 $2.63 $2.78 $3.15 $3.33 $4.50 $5.24 $7.09 $8.95 $11.15 $50,000 $2.85 $3.06 $3.18 $3.50 $4.00 $5.28 $6.05 $8.40 $10.75 $12.10 $100,000 $3.62 $3.95 $4.15 $5.22 $5.50 $6.85 $7.88 $10.58 $13.61 $14.11 $150,000 $4.85 $5.18 $6.10 $7.21 $7.60 $8.80 $10.99 n /a n /a n /a
PREMIUMS ARE PER PERSON PER DAY
A $75 ($ CDN) deductible applies to each claim.
Annual Client’s Age Premiums 4 Days Under 26 26-39 40-54 55-59 60-64 65-69 70-74 75-79 80-84 85+
Under 60 $45 $47 $51 $65 n /a n /a n /a n /a n /a n /a Plan A n /a n /a n /a n /a $77 $94 $143 $184 $369 $453 Plan B n /a n /a n /a n /a $147 $179 $245 $384 $575 $677 Plan C n /a n /a n /a n /a $182 $245 $326 $530 $643 $861
Annual Client’s Age Premiums 10 Days Under 26 26-39 40-54 55-59 60-64 65-69 70-74 75-79 80-84 85+
Under 60 $67 $72 $82 $102 n /a n /a n /a n /a n /a n /a Plan A n /a n /a n /a n /a $103 $122 $167 $312 $520 $734 Plan B n /a n /a n /a n /a $214 $265 $367 $597 $918 $1,275 Plan C n /a n /a n /a n /a $265 $396 $602 $994 $1,518 $1,836
Annual Client’s Age Premiums 18 Days Under 26 26-39 40-54 55-59 60-64 65-69 70-74 75-79 80-84 85+
Under 60 $102 $110 $117 $128 n /a n /a n /a n /a n /a n /a Plan A n /a n /a n /a n /a $134 $194 $215 $388 $624 $884 Plan B n /a n /a n /a n /a $312 $459 $561 $867 $1,224 $1,632 Plan C n /a n /a n /a n /a $346 $459 $724 $1,085 $1,610 $2,638
Annual Client’s Age Premiums 30 Days Under 26 26-39 40-54 55-59 60-64 65-69 70-74 75-79 80-84 85+
Under 60 $146 $157 $172 $199 n /a n /a n /a n /a n /a n /a Plan A n /a n /a n /a n /a $214 $319 $391 $683 $1,160 $1,489 Plan B n /a n /a n /a n /a $375 $581 $679 $1,181 $2,179 $2,538 Plan C n /a n /a n /a n /a $717 $926 $1,182 $2,074 $3,182 $4,642
Annual Client’s Age Premiums 60 Days Under 26 26-39 40-54 55-59 60-64 65-69 70-74 75-79 80-84 85+
Under 60 $295 $319 $368 $421 n /a n /a n /a n /a n /a n /a Plan A n /a n /a n /a n /a $464 $564 $773 $1,343 $2,165 $3,036 Plan B n /a n /a n /a n /a $898 $1,142 $1,591 $2,460 $4,400 $5,620 Plan C n /a n /a n /a n /a $1,163 $1,603 $1,954 $3,774 $6,601 $9,029
ANNUAL EMERGENCY MEDICAL — 4-Day Plan
ANNUAL EMERGENCY MEDICAL — 10-Day Plan
ANNUAL EMERGENCY MEDICAL — 18-Day Plan
ANNUAL EMERGENCY MEDICAL — 30-Day Plan
ANNUAL EMERGENCY MEDICAL — 60-Day Plan
Medical Questionnaire Required For Age 60 & older
Provincial Sales Tax may be applicable to any of the above plans.
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Provincial Sales Tax may be applicable.
Provincial Sales Tax may be applicable.
Provincial Sales Tax may be applicable.
AIR FARE CANCELLATION PLAN
Client’s Age 0-44 45-59 60-75 76+
$500 $33 $37 $49 $74
$1,000 $41 $48 $61 $93
$1,500 $53 $59 $73 $110
$2,000 $66 $72 $86 $131
$2,500 $81 $90 $106 $165
$3,000 $98 $110 $127 $196
$3,500 $114 $133 $151 $222
$5,000 $168 $196 $217 $317
COVERED AMOUNT FOR TRIP
YOUTH ALL-INCLUSIVE PLAN
YOUTH EMERGENCY MEDICAL PLANFor trips over 60 days, use thefollowing per day rates startingfrom the first day of the trip.
DAYS 1-4 5-9 10-16 17-23 24-30 31-37 38-45 46-52 53-60 61-90 91-120 121-180 181-365
Age 0-17 $10 $20 $33 $45 $55 $69 $77 $88 $98 $1.67 $1.76 $1.84 $1.93
Age 18-29 $11 $22 $35 $52 $64 $89 $109 $130 $147 $2.50 $2.58 $2.70 $2.90
COVERED AMOUNT FOR TRIP
1-4 DAYS 5-9 DAYS 10-16 DAYS 17-23 DAYS 24-30 DAYS
AGES AGES AGES AGES AGES
0-17 18-29 0-17 18-29 0-17 18-29 0-17 18-29 0-17 18-29
$0 $31 $40 $41 $53 $56 $70 $60 $76 $83 $100
$1,000 $39 $45 $49 $56 $64 $73 $68 $79 $90 $108
$2,000 $44 $50 $56 $64 $66 $75 $79 $89 $90 $108
$3,000 $49 $55 $64 $73 $68 $79 $90 $101 $90 $108
$4,000 $64 $73 $86 $98 $111 $126 $120 $135 $146 $165
$5,000 $76 $86 $99 $111 $123 $139 $130 $148 $163 $184
COVERED AMOUNT FOR TRIP
31-37 DAYS 38-45 DAYS 46-52 DAYS 53-60 DAYS 61-365 Days
AGES AGES AGES AGES AGES
0-17 18-29 0-17 18-29 0-17 18-29 0-17 18-29 0-17 18-29
$0 $99 $116 $113 $144 $131 $168 $151 $179ADD $2.88
PER DAY TO THE 60 DAYPREMIUMUP TO A
MAXIMUM OF365 DAYS
ADD $3.44PER DAY TO THE 60 DAYPREMIUMUP TO A
MAXIMUM OF365 DAYS
$1,000 $114 $129 $131 $155 $150 $179 $180 $204
$2,000 $134 $151 $155 $175 $179 $203 $211 $239
$3,000 $159 $180 $180 $204 $206 $233 $244 $275
$4,000 $186 $210 $206 $233 $236 $268 $270 $305
$5,000 $215 $243 $236 $268 $269 $304 $303 $341
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RENTAL VEHICLE DAMAGE PLAN
PREMIUM PER DAY MAXIMUM DURATION MAXIMUM COVERAGE
$18 45 CONSECUTIVE DAYS $60,000
FOR THE RENTAL VEHICLE DAMAGE PLAN, YOUR CLIENT MUST HAVE A VALID DRIVER’S LICENCE.
Provincial Sales Tax may be applicable.
BAGGAGE AND PERSONAL EFFECTS PLAN
DAYS up to $1,000 up to $1,500 up to $2,000
1-4 $49 $63 $80 5 $57 $79 $97 6 $64 $86 $108 7 $74 $101 $123 8 $80 $108 $133 9 $84 $123 $140 10 $94 $136 $155 11 $103 $144 $167 12 $108 $155 $177 13 $115 $162 $187 14 $123 $172 $202 15 $127 $175 $217 16 $133 $184 $229 17 $137 $196 $243 18 $140 $200 $254 19 $145 $210 $264 20 $152 $216 $278 21 $155 $223 $287 22 $158 $233 $301 23 $162 $237 $307 24 $165 $241 $316 25 $168 $248 $322 26 $173 $253 $332 27 $177 $258 $338
Each Additional Day $3 $4 $6
Provincial Sales Tax may be applicable.
IMPORTANT INFORMATION
Commission Protection PlanManulife provides a commission protection plan at no cost to you. This benefit is for situations in which the insured cancels their travel arrangements due to an insured risk and the corresponding travel supplier recalls the commission from the travel agency. Please ask your Account Manager for further details.
Group RatesIf you have a group of 10 or more passengers travelling together, please contact your sales support representative for further instructionson how to complete group bookings and qualify for additional commission.
Over $30,000 booking/personFor travel bookings that exceed $30,000 Canadian per person, please contact your sales support representative to apply for a special quote to cover your clients. Please allow up to 5 days for a response, as some special quotes require further information.
Travel in excess of 365 DaysFor travel bookings that exceed 365 days in duration, please contact your sales support representative to apply for a special quote to coveryour clients. Please allow up to 5 days for a response, as some special quotes require further information.
Refunds - Prior to Departure OR After DepartureFor refunds within 24 hours of the insurance booking, you can process through our internet application without an authorization. For any refund request beyond 24 hours or for partial medical refunds after departure, please contact our Customer Service Department at 1 866 298-2722 or email [email protected] to complete your request.
External BookingsIf a client has purchased all or part of their travel arrangements on the internet or with a supplier directly, you can insure these arrangements for them within 72 hours after the purchase date. However, if insurance is purchased after 72 hours, your client will not be covered in the event they cancel for any reason and decide not to travel.
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Manulife, Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.
MGRAT921E_rev1
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