This document is posted to help you gain knowledge. Please leave a comment to let me know what you think about it! Share it to your friends and learn new things together.
Transcript
Page 10-1
舉辦目的
近年隨著國際金融自由化程度日益提高、金融商品與網路科技的蓬勃發展,洗錢手
法不斷翻新,而各國法律規範的差異,更使得跨境洗錢管道成為隱匿非法資金的暗角,
大幅提高了查緝洗錢交易的困難度。隨著洗錢管道趨於多元化、金融機構跨業經營模式
之盛行,金融業曝露於洗錢的法律風險也將迅速攀升。
許多金融機構因法律與實務經驗的侷限,
不自覺地淪為洗錢共犯,甚而誤觸法網遭受嚴
厲的監理制裁,使組織蒙受鉅大損傷。面對層
出不窮且交易結構日益複雜的洗錢弊案,金融
機構有必要提升洗錢交易的偵查、追蹤與處理
技術,以充分發揮防患於未然之功能,使洗錢
交易活動無所遁形。
本院特與中華民國銀行公會及公認反洗錢師協會(ACAMS)合辦國際洗錢防制系列研
習活動,內容包括「國際洗錢防制研習班」及「國際洗錢防制研討會」,邀請海內外產
官界資深專家分享精闢見解,提升國內金融業者對於政策與市場環境變遷之因應能力。
本研習班特別邀請海外知名跨國金融集團資深專家擔任授課講座,引導學員們
從各類型國際實務案例中,瞭解金融機構應如何配合海內外法令要求,建構精實周
延的國際洗錢與金融犯罪防制之合規運作機制,以及從風險導向觀點,探討如何落
實企業整體之風險評估程序。
系列活動之ㄧ:國際洗錢防制研習班
建構 AML風險評估技術與運行機制
本研討會特別邀請多位台灣與亞太區域主管機關及知名跨國銀行業專家,經由
詳實豐富的案例解析,探討亞太地區洗錢防制實務法令規範關鍵變革趨勢,以及金
融機構應採行何種策略以有效因應新興數位支付技術之發展,強化金融犯罪偵測調
查工作,俾有效控管遵法風險。本活動期能經由導入海外實務精華,深化台灣金融
主管機關與金融業者對於洗錢防制實務國際趨勢之理解,使台灣反洗錢工作得以隨
著國際法令與經營環境的改變與時俱進,朝向新的里程碑邁進。
系列活動之二:國際洗錢防制研討會
數位支付潮流下 AML最新實務趨勢
Page 10-2
舉辦單位
主辦單位 中華民國銀行公會 (The Bankers Association of The Republic of China)
協辦單位 公認反洗錢師協會 (Association of Certified Anti-Money Laundering Specialists)
執行單位 台灣金融研訓院 (Taiwan Academy of Banking and Finance)
Assessing the potential impact of recent enforcement actions on forthcoming
government regulations (評估近期即將推動之洗錢防制規範所造成的潛在
衝擊)
Page 10-7
Speakers:
Mr. Mike Lan, Section Chief, Anti-Money Laundering Division, Ministry of
Justice Investigation Bureau
Ms. Hue Dang, CAMS, Head of Asia, Association of Certified Anti-Money
Laundering Specialists
10:30
|
10:50
Networking and Refreshment Break
10:50
|
12:15
Adopting New Strategies for Managing Risk in Emerging and Digital Payment
Technologies (金融機構應採行何種策略以有效因應新興數位支付技術浪潮所
引發之洗錢風險)
Identifying the latest money laundering risks of digital payments (如何辨別以
數位支付為渠道之洗錢犯罪活動樣態)
Combating fraud, scams and identity theft in emerging digital platforms and
products (如何於新興數位商品與服務平台打擊詐欺及身分盜用之犯罪行
為)
Including digital customers into your organization’s risk assessment (如何於組
織風險考量中納入數位化客戶之相關評估)
Applying best practices for conducting digital customer monitoring and
required screening (如何應用最新犯罪防治機制進行數位化客戶監測與篩
檢)
Speaker:
Joanna Chi-Jen Ching, CAMS (Moderator)
Division Head Prosecutor, Taipei District Public Prosecutor's Office
Qinghua (Gary) Gu, Director of Risk Management, 99Bill Corporation
(Shanghai)
Qianting (Jojo) Guo, Manager of Compliance, Alibaba Small and Micro
Financial Services Group (Shanghai)12:15–13:30 Networking Luncheon
12:15
|
13:45
Networking Lunch
13:45
|
15:00
Key lessons From Recent AML Regulatory Enforcement Actions (從近期反洗錢
監管執法行動中所獲之重要省思)
Understanding the signs and red flags that foreshadow trouble (解讀潛在障
礙的預示警訊及信號)
Page 10-8
Identifying ways to detect impending regulatory sanctions and penalties (確立
如何得以偵測即將實施之監管制裁及罰則的方法)
Analyzing and extracting lessons of important cases in Asia and globally (針對
全球與亞洲重大反洗錢案例進行分析並從中汲取經驗)
Determining the appropriate focus to reduce the risk of future re-occurrences
(確立重點執行方向,以降低重蹈覆轍之風險)
Speaker:
Joanna Chi-Jen Ching, CAMS (Moderator)
Division Head Prosecutor, Taipei District Public Prosecutor's Office
Ms. Hue Dang, CAMS, Head of Asia Association of Certified Anti-Money
Laundering Specialists
15:00
|
15:20
Networking and Refreshment Break
15:20
|
16:45
Implementing a Culture of Compliance (推廣並落實合規組織文化)
Influencing behavioral changes in the first line of defense and across the
enterprise (推動組織第一道防線與整體企業之行為變革)
Creating a culture that strengthens your AML program and fights financial
crimes (如何創造強化洗錢防制與打擊金融犯罪之組織文化)
Meeting regulatory expectations company culture and standards (如何建構符
合監管規範的組織文化與標準)
Utilizing metrics to determine if change is occurring (如何具體衡測組織文化
之轉變方向與程度)
Speaker:
John Ward, Senior Manager FCR, Legal & Compliance, Consumer Banking
Standard Chartered Bank, Singapore
16:45
|
17:00
Closing Remarks
Ms. Hue Dang, CAMS, Head of Asia, ACAMS
Page 10-9
講座簡介
Ms. Hue Dang Regional Head & Director (Asia Pacific) Association of Certified Anti-Money Laundering Specialists (ACAMS)
Ms. Rosalind Lazar CAMS Country Head of Financial Crimes Risk for Singapore Standard Chartered Bank
Ms. Dang 加入 ACAMS協助成立其亞太區總部,並擔
任首席董事一職,加入 ACAMS 之前,Ms. Dang 已累
積 10 年以上銀行和金融業的服務經驗,並曾經擔任
美國波士頓聯邦準備銀行審查員,新加坡巴克萊資
本投資銀行部門經理,新加坡花旗銀行全球消費金
融業務發展部門總監和湯森金融亞太地區業務發展
總監。
Ms. Lazar曾於新加坡 Commercial Affairs Department擔
任檢察官。自 2005 年加入花旗後,負責為 CPB 部門規
劃執行全球 AML 政策與作業程序。2007 年 Ms. Lazar
負責推動花旗銀行亞太地區 AML 法遵制度及訓練活
動。2010 年起,Ms. Lazar 於 Audit Risk & Review 部門
擔任資深內部稽核,負責 Private Banking 中與 AML/CTF
相關之內部控制及作業程序。2013 年重新再任 AML 要
職,於新加坡渣打銀行擔任金融犯罪風險部門主管。
顧卿華 Qinghua (Gary) Gu 快錢支付清算資訊有限公司風險管理部總監 Director of Risk Management 99Bill Corporation (99bill.com)
郭倩婷 Qianting (Jojo) Guo 阿里巴巴小微金服集團合規部負責人 Manager of Compliance Alibaba Small and Micro Financial Services Group
顧卿華先生現任快錢支付清算資訊有限公司風險管
理部總監,負責公司全面風險管理體系的建立與運
行;顧先生曾就職於安永諮詢服務部,負責資訊技
術相關的諮詢與審計項目,也曾在加拿大從事內部
審計及諮詢工作,並擁有金融學學士、經濟學碩士
及 MBA 學位。
Ms. Guo 瞭解國內外反洗錢監管動態,對支付行業和銀
行業反洗錢工作有很深認識。Ms. Guo 目前全面負責合
規和反洗錢工作的部署與開展,管理反洗錢政策和準
則,帶領團隊探索電子支付行業的反洗錢風險識別與
管理。Ms. Guo 在小微金服的反洗錢工作落實過程中,
利用電子商務平臺、互聯網 IT 能力、大資料能力開展
反洗錢工作。
Mr. Mike Lan Section Chief, Anti-Money Laundering Division Ministry of Justice Investigation Bureau
Joanna Chi-Jen Ching, CAMS (Moderator) Division Head Prosecutor, Taipei District Public Prosecutor's Office
Mr. Lan擁有將近30年之金融犯罪偵查經驗,於1983
年加入法務部調查局,自此之後便陸續主導許多洗
錢防制相關偵查專案,例如:Law Enforcement
Liaison of Taipei Economic and Cultural Office (Taiwan
Consulate, Vancouver, Canada), Senior Special Agent
of the Anti-Money Laundering Division。
Ms. Ching has been a Public Prosecutor in Taiwan for more than 23 years and she is also the first ACAMS-accredited trainer in Taiwan. She devotes most of her career in economic crime investigation and prosecution in various field offices throughout the island. In 2002, she was awarded by the US State Department as a Fulbright Fellow to conduct independent research on computer crime in the George Washington University Law school. She is currently working in Taiwan Taipei District Public Prosecutors Office in charge of felony, money laundering and cross border crimes.
John Ward Senior Manager FCR, Legal & Compliance, Consumer Banking Standard Chartered Bank, Singapore
Jean (John) has over 20 years experience working in financial crime risk, starting in the Hong Kong Police - where he worked for Hong Kong’s FIU, and the Commercial Crime Bureau. He has since worked in the FCR/AML fields with JP Morgan in HK, and with DBS in Singapore. Currently he works for Standard Chartered in a global FCR/AML role for bank’s retail business.
Page 10-10
贊助單位
敦陽科技是台灣最大的資訊系統整合商,民國 82
年成立,民國 90 年上市。資本額為 13 餘億元,近
年來營業額 30 餘億元,並創造超過 2元之 EPS,營
運績效卓著。我們擁有超過 2000 家長期合作之客
戶,為系統整合上市公司中,營運最穩健且獲利最
高之模範。如欲了解更多資訊,請瀏覽:
http://www.sti.com.tw。
Stark Technology Inc., a leading system integrator
company in Taiwan, was founded in 1993, and listed
on TSEC in 2001. (Stock Code: 2480). We capitalized
with 1.3 billion dollars, made more than 3 billion
dollars revenue, and 2 dollars of EPS in recent years.
Our head quarter is based in Hsinchu, with 7
branches around the island, 4 branches in China and 1
branch in the US. We are dedicated to the IT industry
for 20 years, and have more than 2,000 customers
with long term relationships who fully recognize our
expertise and professionalism, and regard STI as a
trusted adviser to meet their technology needs.
SWIFT(環球銀行金融電訊協會)是一間金融同業合作
組織,為全球超過 212 個國家和地區的 10,000 多間銀
行、證券業金融機構和企業用戶提供通訊平台、產品
和服務。SWIFT 可協助其用戶安全可靠地傳遞自動化及
統一標準的金融訊息,從而減低運作成本及營運風
險,進而提升效率。此外,SWIFT 亦為金融同業帶來相
互協調與合作以規劃市場運作、制定標準及討論共同
關心之議題。如欲了解更多資訊,請瀏覽:
www.swift.com。
SWIFT is a member-owned cooperative that provides the
communications platform, products and services to
connect over 10,000 banking organisations, securities
institutions and corporate customers in more than 212
countries. SWIFT enables its users to exchange
automated, standardised financial information securely
and reliably, thereby lowering costs, reducing operational
risk and eliminating operational inefficiencies. SWIFT also