Daftar isi. Sambutan Dewan Direksi PT. Asuransi Maipark Indonesia Informasi Statistik ………………………………………………………………………. 1 Catatan Statistik ………………………………………………………………………… 3 Table A Risk and Loss Profile All Underwriting Year, All Occupation, All Zone 7 Table B1 Risk and Loss Profile Underwriting Year 2004, All Occupation, All Zone ……………………………………………………………………………… 8 Table B2 Risk and Loss Profile Underwriting Year 2005, All Occupation, All Zone ……………………………………………………………………………… 9 Table B3 Risk and Loss Profile Underwriting Year 2006, All Occupation, All Zone ……………………………………………………………………………… 10 Table B4 Risk and Loss Profile Underwriting Year 2007, All Occupation, All Zone ……………………………………………………………………………… 11 Table B5 Risk and Loss Profile Underwriting Year 2008, All Occupation, All Zone ……………………………………………………………………………… 12 Table C1 Risk and Loss Profile Underwriting Year 2004, Agricultural Occupation All Zone ………………………………………………………………… 13 Table C2 Risk and Loss Profile Underwriting Year 2004, Commercial Occupation All Zone…………………………………………………………………… 14 Table C3 Risk and Loss Profile Underwriting Year 2004, Industrial Occupation All Zone ………………………………………………………………… 15 Table C4 Risk and Loss Profile Underwriting Year 2004, Residential Occupation All Zone ………………………………………………………………… 16 Table C5 Risk and Loss Profile Underwriting Year 2005, Agricultural Occupation All Zone ………………………………………………………………… 17 Table C6 Risk and Loss Profile Underwriting Year 2005, Commercial Occupation All Zone ………………………………………………………………… 18 Table C7 Risk and Loss Profile Underwriting Year 2005, Industrial Occupation All Zone ………………………………………………………………… 19 Table C8 Risk and Loss Profile Underwriting Year 2005, Residential Occupation All Zone ………………………………………………………………… 20 Table C9 Risk and Loss Profile Underwriting Year 2006, Agricultural Occupation All Zone ………………………………………………………………… 21 Table C10 Risk and Loss Profile Underwriting Year 2006, Commercial Occupation All Zone ………………………………………………………………… 22 Table C11 Risk and Loss Profile Underwriting Year 2006, Industrial Occupation All Zone ………………………………………………………………… 23 Table C12 Risk and Loss Profile Underwriting Year 2006, Residential Occupation All Zone ………………………………………………………………… 24 Table C13 Risk and Loss Profile Underwriting Year 2007, Agricultural Occupation All Zone ………………………………………………………………… 25
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Daftar isi.
Sambutan Dewan Direksi PT. Asuransi Maipark Indonesia
Informasi Statistik ………………………………………………………………………. 1
Catatan Statistik ………………………………………………………………………… 3
Table A Risk and Loss Profile All Underwriting Year, All Occupation, All Zone 7
Table B1 Risk and Loss Profile Underwriting Year 2004, All Occupation, All Zone
……………………………………………………………………………… 8
Table B2 Risk and Loss Profile Underwriting Year 2005, All Occupation, All Zone
……………………………………………………………………………… 9
Table B3 Risk and Loss Profile Underwriting Year 2006, All Occupation, All Zone
……………………………………………………………………………… 10
Table B4 Risk and Loss Profile Underwriting Year 2007, All Occupation, All Zone
……………………………………………………………………………… 11
Table B5 Risk and Loss Profile Underwriting Year 2008, All Occupation, All Zone
……………………………………………………………………………… 12
Table C1 Risk and Loss Profile Underwriting Year 2004, Agricultural Occupation
All Zone ………………………………………………………………… 13
Table C2 Risk and Loss Profile Underwriting Year 2004, Commercial Occupation
All Zone…………………………………………………………………… 14
Table C3 Risk and Loss Profile Underwriting Year 2004, Industrial Occupation
All Zone ………………………………………………………………… 15
Table C4 Risk and Loss Profile Underwriting Year 2004, Residential Occupation
All Zone ………………………………………………………………… 16
Table C5 Risk and Loss Profile Underwriting Year 2005, Agricultural Occupation
All Zone ………………………………………………………………… 17
Table C6 Risk and Loss Profile Underwriting Year 2005, Commercial Occupation
All Zone ………………………………………………………………… 18
Table C7 Risk and Loss Profile Underwriting Year 2005, Industrial Occupation
All Zone ………………………………………………………………… 19
Table C8 Risk and Loss Profile Underwriting Year 2005, Residential Occupation
All Zone ………………………………………………………………… 20
Table C9 Risk and Loss Profile Underwriting Year 2006, Agricultural Occupation
All Zone ………………………………………………………………… 21
Table C10 Risk and Loss Profile Underwriting Year 2006, Commercial Occupation
All Zone ………………………………………………………………… 22
Table C11 Risk and Loss Profile Underwriting Year 2006, Industrial Occupation
All Zone ………………………………………………………………… 23
Table C12 Risk and Loss Profile Underwriting Year 2006, Residential Occupation
All Zone ………………………………………………………………… 24
Table C13 Risk and Loss Profile Underwriting Year 2007, Agricultural Occupation
All Zone ………………………………………………………………… 25
Table C14 Risk and Loss Profile Underwriting Year 2007, Commercial Occupation
All Zone ………………………………………………………………… 26
Table C15 Risk and Loss Profile Underwriting Year 2007, Industrial Occupation
All Zone ………………………………………………………………… 27
Table C16 Risk and Loss Profile Underwriting Year 2007, Residential Occupation
All Zone ………………………………………………………………… 28
Table C17 Risk and Loss Profile Underwriting Year 2008, Agricultural Occupation
All Zone ………………………………………………………………… 29
Table C18 Risk and Loss Profile Underwriting Year 2008, Commercial Occupation
All Zone ………………………………………………………………… 30
Table C19 Risk and Loss Profile Underwriting Year 2008, Industrial Occupation
All Zone ………………………………………………………………… 31
Table C20 Risk and Loss Profile Underwriting Year 2008, Residential Occupation
All Zone ………………………………………………………………… 32
Table D Agregate Exposure ……………………………………………………… 33
Grafik D Agregate Exposure ……………………………………………………… 34
Table E Gross Premium Income ………………………………………………………35
Grafik E Gross Premium Income ………………………………………………………36
Grafik F Gross Premium Income By Cresta ………………………………………… 37
Grafik G Exposure By Cresta …………………..…………………………………… 38
Table H Gross Premium Income By Occupation …………………………………… 39
Grafik H Gross Premium Income By Occupation …………………………………… 40
Table I Agregate Exposure By Occupation …………………………………… 41
Grafik I Agregate Exposure By Occupation …………………………………… 42
Table J Agregate Exposure By Interest ……………………………………… 43
Grafik J Agregate Exposure By Interest ……………………………………… 44
Table K Number of Risks ……………………………………………………… 45
Grafik K Number of Risks ……………………………………………………… 46
Table L Number of Risks By Occupation …. ……………………………………… 47
Table M Claim Frequency By Occupation …. ……………………………………… 47
Grafik M Claim Frequency By Occupation ….…………………………………… 49
Table N Claim Frequency By Cresta Zone …. ……………………………………… 50
Grafik N Claim Frequency By Cresta Zone ….……………………………………… 51
Table O Incurred Claim By Occupation …. ……………………………………… 52
Grafik O Incurred Claim By Occupation ….……………………………………… 53
Table P Incurred Claim By Cresta Zone …. ……………………………………… 54
Grafik P Incurred Claim By Cresta Zone ….……………………………………… 55
Table Q Major Earthquakes ……………………………………………………… 56
Grafik Q Earthquake Map ……………………………………………………… 57
Glossaries ……………………………………………………………………………… 58
Attachments
Indonesia Earthquake Rate / Tariff ……………………………………………… 1
First Loss Scale ………………………………………………………………….. 2
Short Term Table …………………………………………………………………. 3
Indemnity Table …………………………………………………………………. 4
Ref No. : 009/M-MKT/III-10/AMI/HZ
Direksi Seluruh Perusahaan AsuransiDi
Tempat
Perihal : Statistik Gempa Bumi Indonesia 2004 -2008
Dengan hormat,
Bersama ini kami sampaikan Statistik Asuransi Gempa Bumi periode 2004 -2008 posisisampai dengan bulan Desember 2008.
Kami selalu berusaha untuk menyempurnakan laporan statistik yang kami buat. Tidakhanya kualitas data dan hasilnya, tapi juga dalam penyajian datanya. Data yang lengkap dan akurat yang disampaikan dalam laporan pensesian akan sangat berpengaruh terhadaplaporan statistik ini. Usaha yang kami lakukan dalam menyempurnakan laporan statistikini, tidak akan berarti apa-apa tanpa dukungan dari seluruh perusahaan asuransi. Oleh karena itu, kami sangat berterima kasih atas segala kritik dan saran serta kerjasama yangterjalin selama ini. Semoga apa yang kita lakukan selama ini akan lebih baikkedepannya.
Kami berharap statistik ini dapat bermanfaat tidak hanya bagi perusahaan asuransi yang menangani Asuransi Gempa Bumi namun dapat pula berguna bagi industri asuransiumum di Indonesia.
Atas perhatiannya yang baik kami ucapkan terima kasih.
Jakarta, 15 Maret 2010Hormat kami,
Seluruh Perusahaan AsuransiDi
Kepada Yth,
Frans Y. Sahusilawane Presiden Direktur
Bisma Subrata Direktur
Page 1
INFORMASI STATISTIK
1. Statistik dibuat berdasarkan Underwriting Year yang tercatat sampai dengan
posisi 31 Desember 2008
2. Sesi Limit
2.1. Limit Sesi didasarkan atas setiap risiko.
2.2. Yang dimaksud dengan setiap risiko (any one risk) adalah akumulasi
(aggregate) jumlah harga pertanggungan seluruh risiko pada lokasi yang
sama untuk masing-masing perusahaan asuransi.
Definisi setiap risiko atau setiap lokasi ditentukan oleh perusahaan
asuransi/ Penerbit Polis sesuai dengan interpretasi perusahaan asuransi
dalam underwriting Polis Kebakaran.
2.3. Besarnya Limit Sesi atas setiap risiko (any one risk) untuk gabungan
Kerugian Fisik dan Gangguan Usaha adalah sebagai berikut :
2.3.1. Untuk daerah Jawa Barat, Banten dan DKI :
5% (lima persen) dari jumlah seluruh pertanggungan (total sum
insured) maksimum USD 2,500,000.00 (dua juta lima ratus ribu
Dollar Amerika) atas setiap risiko, setiap perusahaan asuransi/
Penerbit Polis.
2.3.2 Untuk daerah Indonesia lainnya :
25% (dua puluh lima persen) dari jumlah seluruh pertanggungan
(total sum insured) maksimum USD 2,500,000.00 (dua juta lima
ratus ribu Dollar Amerika) atas setiap risiko setiap perusahaan
asuransi/Penerbit Polis.
2.4. Dalam hal penutupan secara First Loss Basis / Sub-limit, jumlah yang
disesikan sebagaimana diatur dalam butir 2.3. diatas, dikalikan persentase
First Loss Basis / Sub-limit Basis.
2.5. Bilamana risiko ditutup secara ko-asuransi, jumlah maksimum sesi dari
semua Anggota ko-asuransi adalah sesuai dengan ketentuan yang diatur
dalam 2.3. diatas. Sesi masing-masing perusahaan adalah proporsional
sebanding sahamnya dalam ko-asuransi.
Dalam hal terdapat penutupan lain selain polis ko-asuransi tersebut pada
obyek pertanggungan yang sama, perusahaan asuransi tetap dapat
mensesikan risiko dimaksud, dengan catatan jumlah seluruh sesi
perusahaan asuransi bersangkutan tidak melebihi ketentuan yang diatur
pada butir 2.3.
Page 2
3. Tarif Premi
3.1. Penutupan dengan menggunakan Full Value Basis mengaplikasikan Tarif
Premi Standar Gempa Bumi Indonesia (lampiran 1)
3.2. Penutupan dengan First Loss / Sub Limit Basis mengaplikasikan standar
First Loss Scale (lampiran 2)
3.3. Perhitungan premi untuk penutupan kurang dari 12 (dua belas) bulan
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terima, resiko tersebut tidak dapat kami identifikasi sebagai satu resiko
* ) Undefined
Page 7
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2004: 2004: 2004: 2004 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200401/01/200401/01/200401/01/2004
OCCUPATIONOCCUPATIONOCCUPATIONOCCUPATION : ALL: ALL: ALL: ALL
ZONEZONEZONEZONE : ALL: ALL: ALL: ALL TOTOTOTO 31/12/200831/12/200831/12/200831/12/2008
PROCESSING DATEPROCESSING DATEPROCESSING DATEPROCESSING DATE 01/07/200901/07/200901/07/200901/07/2009
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
FROMFROMFROMFROM TOTOTOTO
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBANDffff F F F F
∑(d)∑(d)∑(d)∑(d)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE F F F F
∑(l)∑(l)∑(l)∑(l)
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GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
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∑(p)∑(p)∑(p)∑(p)
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Page 8
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2005: 2005: 2005: 2005 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200501/01/200501/01/200501/01/2005
OCCUPATIONOCCUPATIONOCCUPATIONOCCUPATION : ALL: ALL: ALL: ALL
ZONEZONEZONEZONE : ALL: ALL: ALL: ALL TOTOTOTO 31/12/200831/12/200831/12/200831/12/2008
PROCESSING DATEPROCESSING DATEPROCESSING DATEPROCESSING DATE 01/07/200901/07/200901/07/200901/07/2009
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBAND
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
FROMFROMFROMFROM TOTOTOTO
ffff F F F F
∑(d)∑(d)∑(d)∑(d)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE rprprprp RP RP RP RP
∑(h)∑(h)∑(h)∑(h)
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEF F F F
∑(l)∑(l)∑(l)∑(l)
rprprprpffff PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
Page 9
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2006: 2006: 2006: 2006 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200601/01/200601/01/200601/01/2006
OCCUPATIONOCCUPATIONOCCUPATIONOCCUPATION : ALL: ALL: ALL: ALL
ZONEZONEZONEZONE : ALL: ALL: ALL: ALL TOTOTOTO 31/12/200831/12/200831/12/200831/12/2008
PROCESSING DATEPROCESSING DATEPROCESSING DATEPROCESSING DATE 01/07/200901/07/200901/07/200901/07/2009
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terima, resiko tersebut tidak dapat kami identifikasi sebagai satu resiko
* ) Undefined
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
ffff F F F F ∑(d)∑(d)∑(d)∑(d) PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE rprprprp RP RP RP RP
∑(h)∑(h)∑(h)∑(h)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBAND
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
FROMFROMFROMFROM TOTOTOTO
ffff PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGERP RP RP RP
∑(p)∑(p)∑(p)∑(p)
F F F F
∑(l)∑(l)∑(l)∑(l)
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Page 10
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2007: 2007: 2007: 2007 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200701/01/200701/01/200701/01/2007
OCCUPATIONOCCUPATIONOCCUPATIONOCCUPATION : ALL: ALL: ALL: ALL
ZONEZONEZONEZONE : ALL: ALL: ALL: ALL TOTOTOTO 31/12/200831/12/200831/12/200831/12/2008
PROCESSING DATEPROCESSING DATEPROCESSING DATEPROCESSING DATE 01/07/200901/07/200901/07/200901/07/2009
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terma, resiko tersebut tidak dapat kami identifikasi sebagai any one risk
ffff F F F F
∑(l)∑(l)∑(l)∑(l)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE rprprprp RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
FROMFROMFROMFROM TOTOTOTO
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
rprprprpffff F F F F ∑(d)∑(d)∑(d)∑(d) RP RP RP RP
∑(h)∑(h)∑(h)∑(h)
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INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBAND
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
Page 10
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2008: 2008: 2008: 2008 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200801/01/200801/01/200801/01/2008
OCCUPATIONOCCUPATIONOCCUPATIONOCCUPATION : ALL: ALL: ALL: ALL
ZONEZONEZONEZONE : ALL: ALL: ALL: ALL TOTOTOTO 31/12/200831/12/200831/12/200831/12/2008
PROCESSING DATEPROCESSING DATEPROCESSING DATEPROCESSING DATE 01/07/200901/07/200901/07/200901/07/2009
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terma, resiko tersebut tidak dapat kami identifikasi sebagai any one risk
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBAND
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
rprprprpffff F F F F ∑(d)∑(d)∑(d)∑(d) PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE rprprprp RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
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PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
FROMFROMFROMFROM TOTOTOTO
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∑(h)∑(h)∑(h)∑(h)
Page 11
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2004: 2004: 2004: 2004 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200401/01/200401/01/200401/01/2004
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBANDffff F F F F
∑(d)∑(d)∑(d)∑(d)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
rprprprp RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
Page 13
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2004: 2004: 2004: 2004 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200401/01/200401/01/200401/01/2004
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBANDffff F F F F
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Million Rp.)Million Rp.)Million Rp.)Million Rp.)
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∑(h)∑(h)∑(h)∑(h)
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
FROMFROMFROMFROM TOTOTOTO
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE F F F F
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Page 14
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2004: 2004: 2004: 2004 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200401/01/200401/01/200401/01/2004
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
F F F F
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PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE rprprprp RP RP RP RP
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PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIOSUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
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PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
Page 15
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2004: 2004: 2004: 2004 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200401/01/200401/01/200401/01/2004
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBANDffff F F F F
∑(d)∑(d)∑(d)∑(d)
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
ffff PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
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PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE F F F F
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Page 16
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2005: 2005: 2005: 2005 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200501/01/200501/01/200501/01/2005
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBANDffff F F F F
∑(d)∑(d)∑(d)∑(d)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
rprprprp RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
Page 17
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2005: 2005: 2005: 2005 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200501/01/200501/01/200501/01/2005
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE F F F F
∑(l)∑(l)∑(l)∑(l)
rprprprpffff PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
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∑(h)∑(h)∑(h)∑(h)
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBANDffff F F F F
∑(d)∑(d)∑(d)∑(d)
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
Page 18
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2005: 2005: 2005: 2005 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200501/01/200501/01/200501/01/2005
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
F F F F
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PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE rprprprp
Page 19
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2005: 2005: 2005: 2005 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200501/01/200501/01/200501/01/2005
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE F F F F
∑(l)∑(l)∑(l)∑(l)
rprprprp
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
ffff PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
rprprprp RP RP RP RP
∑(h)∑(h)∑(h)∑(h)
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBANDffff F F F F
∑(d)∑(d)∑(d)∑(d)
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
Page 20
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2006: 2006: 2006: 2006 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200601/01/200601/01/200601/01/2006
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terima, resiko tersebut tidak dapat kami identifikasi sebagai satu risiko
* ) Undefined
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBAND ffff F F F F ∑(d)∑(d)∑(d)∑(d) PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
rprprprp
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
ffff
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
Page 21
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2006: 2006: 2006: 2006 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200601/01/200601/01/200601/01/2006
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terima, resiko tersebut tidak dapat kami identifikasi sebagai satu risiko
* ) Undefined
FROMFROMFROMFROM TOTOTOTO
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE F F F F
∑(l)∑(l)∑(l)∑(l)
rprprprpffff PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
rprprprp RP RP RP RP
∑(h)∑(h)∑(h)∑(h)
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBAND ffff F F F F ∑(d)∑(d)∑(d)∑(d)
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
Page 22
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2006: 2006: 2006: 2006 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200601/01/200601/01/200601/01/2006
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terima, resiko tersebut tidak dapat kami identifikasi sebagai satu risiko
* ) Undefined
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
FROMFROMFROMFROM TOTOTOTO
ffffF F F F ∑(d)∑(d)∑(d)∑(d) PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
F F F F
∑(l)∑(l)∑(l)∑(l)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE rprprprp
Page 23
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2006: 2006: 2006: 2006 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200601/01/200601/01/200601/01/2006
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terima, resiko tersebut tidak dapat kami identifikasi sebagai satu risiko
* ) Undefined
FROMFROMFROMFROM TOTOTOTO
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE F F F F
∑(l)∑(l)∑(l)∑(l)
rprprprp
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
ffff PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
rprprprp RP RP RP RP
∑(h)∑(h)∑(h)∑(h)
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBAND ffff F F F F ∑(d)∑(d)∑(d)∑(d)
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
Page 24
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2007: 2007: 2007: 2007 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200701/01/200701/01/200701/01/2007
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terma, resiko tersebut tidak dapat kami identifikasi sebagai any one risk
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBAND ffff F F F F ∑(d)∑(d)∑(d)∑(d) PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
rprprprp RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
* ) Undefined
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
ffff
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
Page 25
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2007: 2007: 2007: 2007 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200701/01/200701/01/200701/01/2007
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terma, resiko tersebut tidak dapat kami identifikasi sebagai any one risk
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
* ) Undefined
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBAND ffff F F F F ∑(d)∑(d)∑(d)∑(d) ffff PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
FROMFROMFROMFROM TOTOTOTO
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSSUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE F F F F
∑(l)∑(l)∑(l)∑(l)
rprprprp RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
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∑(h)∑(h)∑(h)∑(h)
Page 26
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2007: 2007: 2007: 2007 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200701/01/200701/01/200701/01/2007
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terma, resiko tersebut tidak dapat kami identifikasi sebagai any one risk
ffffF F F F ∑(d)∑(d)∑(d)∑(d) PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIOSUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
F F F F
∑(l)∑(l)∑(l)∑(l)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE rprprprp RP RP RP RP
∑(p)∑(p)∑(p)∑(p)FROMFROMFROMFROM TOTOTOTO
Page 27
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2007: 2007: 2007: 2007 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200701/01/200701/01/200701/01/2007
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terma, resiko tersebut tidak dapat kami identifikasi sebagai any one risk
TOTOTOTO
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE F F F F
∑(l)∑(l)∑(l)∑(l)
rprprprp
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
ffff PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
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∑(h)∑(h)∑(h)∑(h)FROMFROMFROMFROM
* ) Undefined
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBAND ffff F F F F ∑(d)∑(d)∑(d)∑(d)
Page 28
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2008: 2008: 2008: 2008 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200801/01/200801/01/200801/01/2008
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terma, resiko tersebut tidak dapat kami identifikasi sebagai any one risk
* ) Undefined
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
ffff
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBAND ffff F F F F
∑(d)∑(d)∑(d)∑(d)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
rprprprp RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
Page 29
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2008: 2008: 2008: 2008 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200801/01/200801/01/200801/01/2008
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terma, resiko tersebut tidak dapat kami identifikasi sebagai any one risk
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE F F F F
∑(l)∑(l)∑(l)∑(l)
rprprprp RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
rprprprp RP RP RP RP
∑(h)∑(h)∑(h)∑(h)
ffff PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
FROMFROMFROMFROM TOTOTOTO
GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSSUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
* ) Undefined
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBAND ffff F F F F
∑(d)∑(d)∑(d)∑(d)
Page 30
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2008: 2008: 2008: 2008 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200801/01/200801/01/200801/01/2008
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terma, resiko tersebut tidak dapat kami identifikasi sebagai any one risk
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIOSUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.)
ffffF F F F
∑(d)∑(d)∑(d)∑(d)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
Page 31
UNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEARUNDERWRITING YEAR : 2008: 2008: 2008: 2008 DATA POSITION FROMDATA POSITION FROMDATA POSITION FROMDATA POSITION FROM 01/01/200801/01/200801/01/200801/01/2008
*) Undefined = resiko multi lokasi yang karena kurang lengkapnya data yang kami terma, resiko tersebut tidak dapat kami identifikasi sebagai any one risk
* ) Undefined
INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.) INCURRED CLAIM (In Million Rp.)
PT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK IndonesiaPT. Asuransi MAIPARK Indonesia
RISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILERISK & LOSS PROFILE
CLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCYCLAIM FREQUENCY LOSS RATIOLOSS RATIOLOSS RATIOLOSS RATIO
BANDBANDBANDBANDffff F F F F
∑(d)∑(d)∑(d)∑(d)
SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In SUM INSURED (BAND) (In
Million Rp.)Million Rp.)Million Rp.)Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.) GROSS PREMIUM (In Million Rp.)
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE
NUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKSNUMBER OF RISKS
ffff PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE RP RP RP RP
∑(p)∑(p)∑(p)∑(p)
rprprprp RP RP RP RP
∑(h)∑(h)∑(h)∑(h)FROMFROMFROMFROM TOTOTOTO
PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE PERCENTAGEPERCENTAGEPERCENTAGEPERCENTAGE F F F F
∑(l)∑(l)∑(l)∑(l)
rprprprp
Page 32
Table DTable DTable DTable D
In IDR
Amount Amount Amount Amount in %in %in %in % Amount Amount Amount Amount in %in %in %in % Amount Amount Amount Amount in %in %in %in % Amount Amount Amount Amount in %in %in %in % Amount Amount Amount Amount in %in %in %in %
Banda AcehBanda AcehBanda AcehBanda Aceh 1.11.11.11.1 2,991,848,354,112.28 19,558,587,948,251.30 22,511,462,272,822.40 20,553,332,334,311.80 457,777,386,364.79
South SumateraSouth SumateraSouth SumateraSouth Sumatera 2222 74,943,659,433,554.10 7% 116,369,516,132,581.00 7% 191,022,699,123,599.00 13% 168,755,224,325,600.00 11% 115,363,550,460,116.00 13%
DKI JakartaDKI JakartaDKI JakartaDKI Jakarta 3.13.13.13.1 251,714,493,296,035.00 512,361,820,196,686.00 273,024,244,186,397.00 263,724,991,375,479.00 175,587,277,284,436.00
Bandung Bandung Bandung Bandung 3.23.23.23.2 16,508,515,487,421.80 26,489,234,747,708.70 39,104,147,652,967.80 32,598,640,859,200.20 23,061,421,033,548.10
DKI & West JavaDKI & West JavaDKI & West JavaDKI & West Java 3333 610,546,988,212,098.00 60% 950,067,193,214,598.00 61% 675,338,798,712,646.00 45% 701,424,628,726,651.00 46% 450,867,536,488,190.00 52%
DKI & West JavaDKI & West JavaDKI & West JavaDKI & West Java 3333 869,442,260,230.15 60% 1,292,354,949,899.73 68% 767,237,536,371.24 45% 846,174,258,700.90 47% 582,318,897,521.26 54%
Other IslandOther IslandOther IslandOther Island 8888 48,225,049,127.11 3% 36,776,236,376.64 2% 43,662,563,664.18 3% 41,959,159,658.33 2% 36,321,095,144.22 3%
1,439,922,754,659.70 100% 1,907,208,492,555.94 100% 1,697,952,580,302.88 100% 1,790,319,133,443.18 100% 1,078,506,738,952.94 100%T O T A LT O T A LT O T A LT O T A L
SUB TOTAL SUB TOTAL SUB TOTAL SUB TOTAL 954,037,309,588,803.00 1,461,023,479,160,640.00 1,370,307,550,066,950.00 1,395,429,569,194,640.00 779,862,142,731,873.00
Business InterruptionBusiness InterruptionBusiness InterruptionBusiness Interruption 68,693,542,185,262.00 95,945,777,501,893.80 129,469,627,701,768.00 114,413,363,071,548.00 92,034,426,329,852.70
T O T A L T O T A L T O T A L T O T A L 1,022,730,851,774,060.00 1,556,969,256,662,530.00 1,499,777,177,768,710.00 1,509,842,932,266,190.00 871,896,569,061,726.00
NATIONAL AGGREGATE EXPOSURES BY INTEREST
AS AT 31st DECEMBER 2008
Page 43
Page 44
National Agregate Exposure By Interest
(Including Business Interuption )
As at 31 December 2008
In Billions IDR
Grafik J
0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
800,000
Building Machinery Stock Others Business Interruption
DKI & West JavaDKI & West JavaDKI & West JavaDKI & West Java 3333 780,267,740.00 0% 2,171,122,760.13 1% 1,781,101,510.43 2% 4,468,636,334.75 4% 801,873,750.00 7%