Page 1
$'92&$7,1*� )25�&+$1*(
/$:�UHIRUP /HW¶V�1L[�����s�$GYRFDWLQJ�IRU�WKH�DPHQGPHQW�RU�UHSHDO�RI�VHFWLRQ�����RI�WKH�&ULPLQDO�&RGH�ZKLFK�PDNHV�LW�D�FULPH�WR�KDYH�DQ�LQWLPDWH�UHODWLRQVKLS�ZLWK�VRPHRQH�ZKR�KDV�DQ�³LPSDLUPHQW�RI�PLQG´�
+5$���4/'�s�+HOSLQJ�OHDG�WKH�FKDUJH�RQ�JHWWLQJ�D�+XPDQ�5LJKWV�$FW�IRU�4XHHQVODQG�
92,&,1*�FRQFHUQV 23&$7�LQ�$XVWUDOLD�s�(QVXULQJ�WKDW�WKLV�8QLWHG�1DWLRQ¶V�FRQYHQWLRQ�SURWHFWV�SHRSOH�ZLWK�GLVDELOLW\�VXEMHFW�WR�LQGHILQLWH�GHWHQWLRQ��WRUWXUH�RU�PLVWUHDWPHQW�
$FFHVVLEOH�WUDLQV�s�+ROGLQJ�WKH�4XHHQVODQG�*RYHUQPHQW�WR�DFFRXQW�IRU�WKH�FRPPLVVLRQ�RI����QHZ�WUDLQV�LQ������WKDW�DUH�QRW�IXOO\�DFFHVVLEOH��
UDLVLQJ�$:$5(1(66 9LROHQFH�DJDLQVW�SHRSOH�ZLWK�GLVDELOLWLHV�LQ�WKHLU�KRPHV�s�'HYHORSLQJ�ZULWWHQ�DQG�PXOWLPHGLD�UHVRXUFHV�WR�UDLVH�DZDUHQHVV��HGXFDWLRQ�DQG�VXSSRUW�IRU�YLFWLPV�RI�YLROHQFH�ZLWK�LQWHOOHFWXDO�GLVDELOLW\�
/(*$/� 6(59,&(6
121 -/(*$/ $'92&$&<
+80$1�5,*+76 /HJDO�6HUYLFH )RU�SHRSOH�ZLWK�LQWHOOHFWXDO�RU�FRJQLWLYH�GLVDELOLW\�ZKR�QHHG�OHJDO�DVVLVWDQFH�WR�SURWHFW�WKHLU�KXPDQ�ULJKWV�
¨ *XDUGLDQVKLS�DQG�DGPLQLVWUDWLRQ
¨ 5HVWULFWLYH�SUDFWLFHV
¨ )RUHQVLF�RUGHUV�GLVDELOLW\
¨ 4&$7�KHDULQJV
DQG�PRUH���
0(17$/�+($/7+ /HJDO�6HUYLFH )RU�SHRSOH�UHFHLYLQJ�LQYROXQWDU\�WUHDWPHQW�IRU�PHQWDO�LOOQHVV��
¨ 7UHDWPHQW�DXWKRULWLHV
¨ )RUHQVLF�RUGHUV
¨ (OHFWURFRQYXOVLYH�WKHUDS\
¨ 6HFOXVLRQ
¨ 0HQWDO�+HDOWK�5HYLHZ�7ULEXQDO�KHDULQJV
DQG�PRUH���
&5,0,1$/�-867,&( 6XSSRUW�3URJUDP )RU�SHRSOH�ZLWK�PHQWDO�LOOQHVV��LQWHOOHFWXDO�RU�FRJQLWLYH�GLVDELOLW\�ZKR�QHHG�VXSSRUW�LQ�UHODWLRQ�WR�FULPLQDO�FKDUJHV��WR�DFKLHYH�IDLU�RXWFRPHV�DQG�DGGUHVV�VRFLDO�DQG�SHUVRQDO�FDXVHV��
1',6�$33($/6 6XSSRUW�3URJUDP
)RU�SHRSOH�XQKDSS\�ZLWK�D�GHFLVLRQ�PDGH�E\�WKH�1',$�ZKR�QHHG�DQ�DGYRFDWH�WR�JXLGH�DQG�VXSSRUW�WKHP�WKURXJK�WKH�LQWHUQDO�RU�H[WHUQDO�DSSHDOV�SURFHVV��
)RU�DVVLVWDQFH��HYHQ�LI�\RX�DUH�MXVW�QRW�VXUH��SOHDVH�FRQWDFW�4$,�RQ�
�������������RU��������������
,I�ZH�FDQQRW�KHOS��ZH�ZLOO�WU\�DQG�UHIHU�\RX�WR�VRPHRQH�ZKR�FDQ�
:H�DUH�YHU\�JUDWHIXO�IRU�WKH�VHUYLFH�WKDW�ZDV�SURYLGHG�WR�XV��7KH�OHJDO�UHSUHVHQWDWLYH��&DUO\��ZDV�ZRQGHUIXO��DPD]LQJ�DQG�YHU\�NQRZOHGJHDEOH��6KH�PDGH�RWKHUV�OLVWHQ�WR�ZKDW�ZH�ZHUH�VD\LQJ��ZKHQ�EHIRUH�ZH�KDG�QR�YRLFH�DW�DOO��
-�FOLHQW��0D\�����
YƵĞĞŶƐůĂŶĚ��ĚǀŽĐĂĐLJ�/ŶĐŽƌƉŽƌĂƚĞĚ͕�ϮϬϭϴ
Page 2
6XSSRUW�XV <RX�FDQ�VXSSRUW�4$,�E\�
¨ %HFRPLQJ�D�PHPEHU
¨ 9ROXQWHHULQJ�DV�D�ODZ\HU�RU�OHJDO�VWXGHQW��RU�XQGHUWDNLQJ�SUDFWLFDO�OHJDO�WUDLQLQJ�RU�VRFLDO�ZRUN�SODFHPHQW�ZLWK�XV
¨ 6LJQLQJ�XS�WR�RXU�PDLOLQJ�OLVW��OLNLQJ�RXU�)DFHERRN�SDJH��#4XHHQVODQG$GYRFDF\��DQG�IROORZLQJ�XV�RQ�7ZLWWHU��#4OG$GYRFDF\�
¨ 0DNLQJ�D�GRQDWLRQ�
)RU�PRUH�LQIRUPDWLRQ�DERXW�KRZ�\RX�FDQ�VXSSRUW�XV�RU�DQ\WKLQJ�HOVH�FRQWDLQHG�LQ�WKLV�SXEOLFDWLRQ��SOHDVH�VHH�4$,¶V�ZHEVLWH�DW� KWWSV���TDL�RUJ�DX�
+RXUV���DP-�SP�0RQGD\-)ULGD\
$GGUHVV��/HYHO����6RXWK�&HQWUDO�� ���3HHO�6W��6RXWK�%ULVEDQH�4OG�����
�1',6�$SSHDOV�VWDII�DOVR�LQ� 5RFNKDPSWRQ�
3K���������������RU����������������
)D[�����������������
(PDLO��TDL#TDL�RUJ�DX���
:HE��KWWSV���TDL�RUJ�DX
#4XHHQVODQG$GYRFDF\�
#4OG$GYRFDF\
$Q�LQGHSHQGHQW��FRPPXQLW\-EDVHG�V\VWHPV�DQG�OHJDO�DGYRFDF\�RUJDQLVDWLRQ�IRU�SURPRWLQJ��SURWHFWLQJ�DQG�GHIHQGLQJ�WKURXJK�DGYRFDF\��WKH�IXQGDPHQWDO�QHHGV�DQG�ULJKWV�DQG�OLYHV�RI�WKH�PRVW�YXOQHUDEOH�SHRSOH�ZLWK�GLVDELOLW\�LQ�4XHHQVODQG�
48((16/$1'�$'92&$&<�,1&25325$7('
�����$ERXW�4$, :H�DGYRFDWH�IRU�FKDQJHV�WR�ODZV�DQG�V\VWHPV�WR�HPSRZHU�SHRSOH�ZLWK�GLVDELOLW\��:H�DUH�D�FRPPXQLW\�OHJDO�FHQWUH�DFFUHGLWHG�E\�WKH�1DWLRQDO�$VVRFLDWLRQ�RI�&RPPXQLW\�/HJDO�&HQWUHV�
2XU�ODZ\HUV�DQG�DGYRFDWHV�UHSUHVHQW�WKH�YLHZV��ZLVKHV�DQG�SUHIHUHQFHV�RI�WKH�SHUVRQ�ZLWK�GLVDELOLW\�DQG�DUH�
¨ )UHH
¨ &RQILGHQWLDO
¨ ,QGHSHQGHQW�DQG�XQELDVHG
:H�DUH�EDVHG�LQ�%ULVEDQH�DQG�5RFNKDPSWRQ��1',6�$SSHDOV�RQO\��EXW�DUH�DEOH�WR�JLYH�DVVLVWDQFH�DFURVV�4XHHQVODQG�E\�WHOHSKRQH�RU�YLGHROLQN��LI�VXLWDEOH�WR�WKH�QHHGV�RI�RXU�FOLHQWV��
:H�DUH�IXQGHG�WKURXJK�D�YDULHW\�RI�VRXUFHV�LQFOXGLQJ��$XVWUDOLDQ�'HSDUWPHQW�RI�6RFLDO�6HUYLFHV��WKH�&RPPRQZHDOWK��$WWRUQH\-*HQHUDO��DQG�WKH�4XHHQVODQG�'HSDUWPHQW�RI�-XVWLFH�DQG�$WWRUQH\-*HQHUDO�
(GXFDWLRQ :H�UHJXODUO\�VSHDN�DW�HYHQWV�WR�UDLVH�DZDUHQHVV�RI�DGYRFDF\�DQG�GLVDELOLW\�LVVXHV��DQG�RIIHU�WUDLQLQJ�DQG�ZRUNVKRSV�LQ�RXU�DUHDV�RI�H[SHUWLVH���:H�KDYH�D�UDQJH�RI�IDFWVKHHWV��UHVHDUFK�SDSHUV�DQG�RWKHU�UHVRXUFHV�DYDLODEOH�RQ�RXU�ZHEVLWH�KWWSV���TDL�RUJ�DX�
3OHDVH�FRQWDFW�XV�LI�WKHUH�LV�DQ\WKLQJ�ZH�FDQ�KHOS�\RX�ZLWK��
7KLV�SXEOLFDWLRQ�RXWOLQHV�WKH�ZRUN�RI�4$,�DQG�GRHV�QRW�FRQWDLQ�OHJDO�DGYLFH�
&XUUHQW�DV�DW�����6HSWHPEHU������