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DOLPHIN TRUST GMBH A PRUDENT INVESTMENT OPPORTUNITY
FOR DISCERNING INDIVIDUALS
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Short Term Investment Term options of 2 & 5 years Entry
level Interest fixed at 10% per annum Bonus of up to 10% on the
Deferred Income option First legal charge on the underlying asset
class Dolphin Trust has a proven track record The activity that
generates the return resides in Germany Dolphin Trust welcomes any
professional risk assessment
rIvull DOLPHIN TRUST
www.dolphin-trust.com Please visit the Dolphin Trust website at
wwdo1phin-trust.com
for more information, including the Risks & Disclaimer.
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DOLPHIN TRUST
IMPORTANT MESSAGE TO PROSPECTIVE INVESTORS Dolphin Trust GmbH,
no associated Group Company or Accredited Introducer is authorised
or regulated by the Financial Services Authority (FSA) in the UK
under the Financial Services & Markets Act 2000 ("FSMA"). Any
person that chooses to consider the Dolphin Trust Investment
opportunity must satisfy themselves that they can afford to absorb
the risks and understand that this Investment involves the
provision of secured loan capital that is then used for the
purposes of Investment in selected German Listed Building projects,
for the purpose of renovation and sale. UK Investors are not
purchasing German Property for their own occupancy or for their own
rental income stream.
Determining what sort of provision to make for one's retirement
can be a complex matter and as such, Prospective Investors should
always seek independent financial advice from an appropriately
authorised and qualified person. If requested, Dolphin Trust can
direct prospective Investors towards the services of suitably
qualified Independent Financial Advisors for such purposes.
No business undertaken by any Investor directly with Dolphin
Trust or a Group Company is protected by the UK Financial Services
Compensation Scheme or the Financial Ombudsman Scheme. No
Investment will be accepted by Dolphin Trust unless Investors have
signed to confirm their understanding of the Investment and the
associated Terms & Conditions. Nothing written in this document
should be construed or interpreted as Investment or private pension
advice. The full Risks Summary related to Dolphin Trust can be
found on the website at www.dolphin-trust.com .
1. WHO IS DOLPHIN TRUST GMBH? Dolphin Trust is a respected
German Company that operates a tried and tested Investment
operation for discerning clients in the United Kingdom and other
parts of the world. With a network of offices in the UK, Ireland,
Germany and Singapore they have a strong global reach and were
awarded a 'Good Solvency' rating from Creditreform.
Creditreform are an independent company who perform commercial
reports on companies. Dolphin request reports on a regular basis to
use as part of their Due Diligence file. In this,
Credit Rating Certificate
areas of the business which are analysed are Solvency,
Shareholder information, Annual Sales and Balance Sheet
information. The assessment of creditworthiness and credit risk is
based on a rating system, i.e. the Creditreform Solvency Index. In
2014, Dolphin scored 215 on this index which indicates 'Good
Solvency'.
2. THE KEY CHARACTERISTICS OF THE OPPORTUNITY The most pertinent
pieces of information about Dolphin Trust, their style of operation
and the key characteristics of the Investment scheme are detailed
below:
Dolphin Trust has been trading since 2008*. The minimum Investor
Return offered by Dolphin Trust is 10% per annum A Bonus of either
2% or 10% is available on the Deferred Income option depending on
the term chosen 2 & 5 year term options are available The
investment is secured with a FIRST Legal Charge on the underlying
asset class, which is German Listed Buildings The Dolphin Trust
Investment is SIPP Approved
Dolphin Trust previously traded as Dolphin Capital GmbH. The
name change to Dolphn Trust was purely for international trademark
and brand protection purposes.
www.dolphin-trust.com Please visit the DoiphinTrust website at
www.dolphin-trust.com
for more information, including the Risks & Disclaimer.
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v` DOLPHIN TRUST 3. HOW DOES THE DOLPHIN TRUST GMBH INVESTMENT
OPERATE? Dolphin Trust GmbH loans money from qualifying individuals
in the United Kingdom. In return for the loan, Dolphin Trust
provides the lender with a fixed interest payment. This arrangement
is properly encapsulated in a legally binding loan contract between
the lender and Dolphin Trust. All Investment contracts and other
associated documentation has been carefully created by lawyers in
the UK & Germany and has been heavily scrutinised by our SIPP
Providers.
Dolphin Trust uses the loan money to fund its work with German
Listed Buildings. The Company carefully sources derelict buildings
that require renovation. This is because, in Germany, the German
Government offers a unique tax break to encourage German citizens
to purchase renovated German Listed Buildings.
The apartments within the German Listed Buildings are sold
off-plan (before renovation work commences) through a
well-established network of German sales agents. No German Listed
Building project purchase is completed unless a Bank Mortgage is
approved for the end German buyers. Development funds (i.e. the
mortgage provided for the German Buyers) are released by the German
Banks on a phased basis. This enables the agreed Interest
repayments to be made to the Investors who provided the initial
loan funds to Dolphin Trust at the outset.
4. THE INVESTMENT OPTIONS Dolphin Trust GmbH has two Investment
options:
1.The Deferred Income Option
2. The Invest for Income Option
When the Deferred Income Option is chosen, an Interest Bonus of
2% is given to an Investor who chooses the 2 year option, and an
Interest Bonus of 10% is given to an Investor who choses the 5 year
option.
Investors choosing the Invest for Income Option over 2 & 5
years can enjoy the same interest payments (10% per annum over 5
years) but the Annual Interest is split into two and paid out six
monthly. When the Invest for Income option is chosen the capital
sum, that was originally invested at the start of the agreement, is
returned in full to the Investor at the end of the term.
Below is the Deferred Income 5 Year Option illustration:
The illustration above does not take account of the fees applied
by SIPP Providers. These fees vary dependent on the SIPP Provider
chosen / used by the Investor. Dolphin Trust does not charge the
Investor any administration or legal fees
www.dol phin-trust.com Please visit the Dolphin Trust website at
www.dolphin-trust.com
for more information, including the Risks & Disclaimer.
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Gwo DOLPHIN TRUST 5. KEY INVESTOR CONSIDERATIONS When Investors
are considering making a decision to place money into any
Unregulated Investment Scheme, they should make a careful analysis
of the vital components of the proposed Investment.
There are several key aspects of an Investment that an Investor
would benefit from examining. The chart below reveals some of the
key items for consideration. The far right column in the table
(below) illustrates how Dolphin Trust measures up against these
areas of scrutiny.
Key item for ExplanationiI1 IP scrutiny required- :
rIT1I!i9MSJ11II1IOrT1LerThII. consideration
1. Investment Term Differing personal circumstances dictates
that 2 & 5 Year options everyone's attitude towards the term of
Investments will be different. However, many people regard short to
medium term Investments as favourable because they enable money to
be released and placed into the emerging Investments that appear
over time.
2. Return Is the return offered: (a) Target (b) Up to 10% per
annum + Bonuses on the (c) Guaranteed or (d) Fixed? Do the
contracts Deferred Income option support whatever claims are being
made by the Investment Scheme Operator?
3. Security Does the Investment carry any security for All
Dolphin Trust projects offer considerations the Investor? the
Investor a First Legal Charge
on the underlying asset 4. Track Record Does the operator of the
scheme have a track Dolphin Trust has a full track record
record they can share? available 5. Money flow Where is the
Investor money sent? Who manages Investor funds are sent to
Botterman
the money at different stages of the process? Khorrami, a
respected Berlin based What credibility does the money management
Law Firm team have?
6. Origin of activity What is the Country where the activity
takes place. Germany is widely regarded as Europe's How robust is
the economy in that country? What largest and most stable economy,
are regulations like there? Does the industry/asset Germany is
extremely well-regulated class that generates return have a trading
history? from a legal and banking perspective
8. Exit How easy is it to exit at the end of the term? The exit
process with Dolphin Trust is automatic. Funds will be paid
directly to the specified bank account of the Investor or SIPP
provider.
9. Affordability Does the Investment suit your personal
financial Dolphin Trust has a low Investment entry circumstances?
Can you afford it? Does it match level of 10,000. your attitude to
risk?
This information sheet was provided for the Introducer Address
& Contact Details attention of:
Name:
By Dolphin Trust Accredited Introducer
Name: Dolphin Number: Date:
low www.dolphin-trust.com
Please visit the Dolphin Trust website at www.dolphin-trust.com
for more information, including the Risks & Disclaimer.