& ACA COMPLIANCE Does your wellness program follow ACA guidelines? Participatory Programs Health-Contingent Programs Based solely on employee participation - not a specific outcome Rewards can be offered to encourage employees but ensure it can be achieved regardless of health status Offer incentives to complete health risk assessments or annual check-ups Requires employees to meet specific health goals Activity only OR outcome based Reward based can potentially lead to discrimination issues - Does the employee have health or safety issues that may prevent reaching a goal? Wellness Programs Offer alternative means to accomplish specific goals ACA specifies the maximum reward is 30% of the cost of employee-only health coverage For more information: www.cbiz.com