Does Mental Health Parity Make Economic Sense for Wisconsin? An evaluation of the effects of mental health parity in the commercial insurance market Prepared by Christina Enders Rachel Moskowitz Michael Pancook Carrie Schneck La Follette School of Public Affairs Prepared for Office of Policy Initiatives and Budget Wisconsin Department of Health and Family Services
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Does Mental Health Parity Make Economic Sense for Wisconsin? An evaluation of the effects of mental health parity in the commercial insurance market Prepared.
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Does Mental Health Parity Make Economic Sense for Wisconsin?An evaluation of the effects of mental
health parity in the commercial insurance market
Prepared by Christina EndersRachel MoskowitzMichael PancookCarrie Schneck
La Follette School of Public Affairs
Prepared for Office of Policy Initiatives
and Budget
Wisconsin Department of Health and Family Services
Barriers to Mental HealthParity Social barriers
Stigma Concern over increased financial costs
resulting from additional coverage
Economic barriers Adverse selection
Prevalence of Mental Illness in Wisconsin
1.8 million Wisconsin residents
266,000 Children1,534,000 Adults
Target Population of Parity
Uninsured5%
Government30%
Commercial 26%
Self-Funded39%
No Mental Illness, 19.27%
Mental Illness, Did not seek
treatment, 4%
Mental Illness, Sought
Treatment, 2.73%
Federal Mental Health Mandate
Federal Mental Health Parity Act of 1996
Mandates benefits if plans offer mental health coverage
Has limitations
Wisconsin Mental Health Mandate Mandates minimum coverage of mental