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INDEX
Introduction
History of Dena Bank
Swot Analysis
Products Of Dena
bank Services of Dena
Bank
Plans & Policies
Activities performed
by Dena Bank
Organisation
Structure
Corporate Social
Responsibility
Conclusion
Credits
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INTRODUCTION
Dena Bank, in July 1969 along with 13 other major
banks was nationalized and is now a Public
Sector Bank constituted under the BankingCompanies (Acquisition & Transfer of
Undertakings) Act, 1970.
Under the provisions of the Banking Regulations
Act 1949, in addition to the business of banking,the Bank can undertake other business as
specified in Section 6 of the Banking Regulations
Act, 1949.
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HISTORY OF DENA
BANK Dena Bank was founded o-n 26th
May, 1938 by the family of Devkaran
Nanjee under the name Devkaran
Nanjee Banking Company Ltd
It became a Public Ltd. Company in
December 1939 and later the name
was changed to Dena Bank Ltd.
In July 1969 Dena Bank Ltd. along
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STRENGTHS
- Improving financial and potential to achieve businessgrowth and profitability
- High CASA ratio
- Improving employee productivity and business perbranch
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WEAKNESS
- Few No. of Branches all over India
- Slower pace of branch expansion
- Lower business per branches
- No Branches in foreign Countries
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OPPORTUNITY
- Bank will be able to position itself for the new challengesposed by the Base Rate regime
- Flow of credit is expected to improve to commercial sector
- Besides RBIs exit from stimulus packages, balanceapproach has insured that overall liquidity condition remains
comfortable.
- All the three major components, viz. agriculture, industryand services are expected to support sustained momentum ingrowth
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THREATS
- Higher inflation rate
- Growth of agriculture depends on monsoon
- Economy largely depends on exports
- Increased competition from public, private and foreign
banks
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PRODUCTS OF DENA
BANK Dena Bank Auto Loans.
Dena Bank Home Loans.
Dena Bank Personal Loans.
Dena Bank Fixed Deposits.
Dena Bank Saving Accounts.
Dena Bank Educational Loans.
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PLANS & POLICIES
Right to Information Act 2005.
Deposit Policy.
Compliance officer for code of banks
commitment to Customers.
Grievance Redressal Policy.
Policy of Appointment for Statutory Auditors.
Death Claim settlement Policy for Deposit
Accounts.
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Citizen Charter.
Customer Service Cell.
Compensation Policy.
ATM / Debit Card Services.
Dena Credit Card Services.
Code Of Ethics.
Epoll Customer rating.
Banking Ombudsman scheme 2006.
Cheque Collection Policy.
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Policy for Appointment of Recovry Agents for
collection of dues and repossession of securitiescharged to the bank.
List of Recovery Agents.
Corporate Governance.
Security Alert.
Complaint.
Analysis of Complaint.
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ACTIVITIES PERFORMED
BY DENA BANK Corporate Finance.
Term Finance.
Working Capital Finance.
Pre Sales Finance.
Post Sales Finance.
Non Fund Based Credit
Assistance.
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ORGANISATION
STRUCTUREChief Manging Director
Executive Director
General Manager
DMG
AMG
Chief Manager
Senior ManagerManger
Officer
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CORPORATE SOCIAL
RESPONSIBILITY Rural Self Employment training Institute.
Dena lakshmi Shiksham protsahan Yojana.
Pioneer in farmer Credit card Dena Krishi sakh
patra (DKSP)
The Dena Rural Development Foundation.
Training To Farmers.
Visit of the Parliamentary Committees.
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CONCLUSION
Dena Bank has its business mainly in Gujarat andChattisgarh
The bank has focused more on rural areas
The bank has started various schemes for ruralpopulation so as to help them mainly in agriculturesector
Bank plans to grow the business mix and targetingthe value of Rs. 360 crores which is reflected inGoal Post 2013
Dena Bank is taking various steps to achieve thisgoal
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CREDITS
Ronak Saluja 115
Aman Takhtani 110
Varun Murpana 68
Yash Nahata 70
Lakshay Rohra 80
Fahad Hingora 120
Mehak Murpana 66