Debt Reduction Services
Aug 26, 2014
Debt Reduction Services!
Who is They?!Debt Reduction Services is a non profit credit counseling and debt management services company that has helped thousands of clients since 1996. They are headquartered in Boise, ID though they operate a total of 8 locations in 7 different states. !!Their full service organization offers free budget counseling and credit counseling to help their clients live debt free lives. !
!What Services Do They Offer?!!• Debt Consolida.on • Credit Counseling • Money Management Educa.on • Bankruptcy Related Services • Budge.ng Advice
Additional Services!!Some of the other benefits and services they offer include: • Reducing High Interest Rates • Elimina.ng Over-‐Limit Fees • Ending Collec.on Calls • Budge.ng counseling • Community finance educa.on courses
Do They Offer Debt Education?!!They offer extensive no-‐cost debt educa.on to their clients and guests including group seminars, programs and one-‐on-‐one counseling sessions. In addi.on, when you’re a paying customer, the amount of educa.on increases greatly.
How Do They Rate With the BBB?!!A+ Ra.ng based on a lengthy registra.on
with the BBB since 1998, an overall lack of complaints, resolu.on of complaints and the BBB’s background informa.on on the company. The few complaints they have received in the last couple of years have been resolved by the company.
What Do Their Services Cost?!!• Fees for debt consolida.on vary depending on different state regula.ons.
• Pre-‐bankruptcy counseling ranges from $25-‐$85
• Post-‐bankruptcy debtor educa.on also ranges from $25-‐$85
FAQ Section!!They have a thorough FAQ sec.on where visitors can find answers to ques.ons such as: • How long does debt consolida.on take? • How does debt consolida.on affect my credit?
• Is debt consolida.on like filing for bankruptcy?
What Types of Debt Do They Service?!!
They offer debt reduc.on and consolida.on services for every type of unsecured debt including (but not limited to): • Credit card debt • Store credit cards and gas cards • Personal, unsecured loans • Past due loans • Auto repossessions • Medical Bills
What Makes This Company Stand Out?!!
• They offer a lot of community assistance programs and seminars without charging fees for them.
• Their blog is an extensive library of financial informa.on and advice going back 5 years with regular posts.
• They maintain a YouTube channel with addi.onal advice and counseling assistance.
Do They Maintain A Social Media Presence?!!• Debt Reduc.on Services has an ac.ve Facebook page with over 500 “Likes” though they seem to only post once a month.
• They post almost daily on Twi`er though they don’t have many Twi`er followers.
• An extensive blog is posted on the main website with dozens of helpful finance related topics and advice posts for any visitor to access.
Potential Negatives!!• Debt Reduc.on Services does not offer debt se`lement as an op.on for their clients which might be a downside for those who are looking for such, and their site isn’t mobile friendly which can be inconvenient for many users.
What Does BDC Think Of This Company?!!• With the highest possible ranking with the BBB, over 15 years in business and a reputa.on for having excellent customer service, BDC ranks Debt Reduc.on services among the top debt management companies available.
• We like them and recommend looking into their services. Be sure to compare them to the top rated companies on BDC.
Learn More!!Learn more about Debt Reduc.on Services by visi.ng their company profile at: h`p://bestdebtcompanys.com/company/debt-‐reduc.on-‐services-‐review/