Iowa State University Extension and Outreach programs are available to all without regard to race, color, national origin, religion, age, or disability. Highlights RETIREMENT:SECURE YOUR FINANCIAL FUTURE This past spring and summer, retirement series were held in Woodbury, Monona, Dickinson and Plymouth counties in Regions 1 & 5. Sponsorships were from Community Credit Union, Security National Bank, Telco-triad and NW Iowa Credit Union as well as local ISU Extension and Outreach Councils. with additional retirement programs. Many people who think they're prepared for retirement learn the hard way that they weren't ready. Individuals who attended our programs stated that they did not realize you must pay tax on Social security and that they thought Medicare was free—when in fact, you do have to pay. Our participants learned that eyes, ears and teeth are not covered by Medicare. You have to pay taxes on your Social Security, traditional IRA's, IPERS, annuities and other pension plans. Another participant expressed "I have been through bankruptcy. I will continue on the retirement road." Their impact was that debt occurred, then bankruptcy, now they are looking forward to a financially secure future as they look toward retirement. They were realizing that they could learn from their past mistakes and move forward. (cont’d) Current and Upcoming Events NEW UPCOMING PROGRAMS: FAMILY FINANCE RETIREMENT SERIES: Writing Your Retirement Paycheck- Le Mars, Sept 29, 11:30-1pm Welcome to Retirement —Sheldon Pizza Ranch, Sept 13, 12-1pm Writing Your Retirement Paycheck—Primghar Golf and Country Club, Sept 20, 11:30– 1 pm Begin by Planning Today— Primghar Golf and Country Club, Sept 27, 5:30-7 pm I had a Plan But…— Le Mars, Sept 29, 6-7:30 pm Estate Management– Clay County Fair, Sept 15, 10–10:30am Your Money Your Goals—Spencer, October 5, 12 9:30– 3 pm Money Talk—Rock Rapids, Sept 26– October 24 5:30-7:30 pm Spending Leaks– Sheldon, October 6th, 1-3 pm FAMILY LIFE Powerful Tools for Caregivers of Children with Special Needs: O’Brien County— September 12—October 17, Mondays, 5:30-8pm Plymouth County— TBA Juntos: Sioux Center— September 13-October 11, Tuesdays, 6-8:30pm Orange City— September 13, 6:30pm (First session) Child Care Provider Online Classes: Monthly September through May. All counties: Sept 21, 1pm and 8pm & Oct 26, 1pm and 8pm. NUTRITION AND WELLNESS ServSafe: Sioux City, September 14, October 12, November 2, December 13 Spirit Lake, September 27 Spencer, October 25 Sheldon, September 26, November 16 Spanish ServSafe—Sioux City, September 12 Childcare Provider Trainings: “I Only Want a Peanut Butter Sandwich” —Spirit Lake, Sept 6 MyPlate in Childcare Part I— Spirit Lake, October 4 MyPlate in Childcare Part II— Spirit Lake, November 1 Cooking with Vegetables and Herbs — Spirit Lake, September 7 Northwest Iowa Nutrition Conference—Professional Development for Dietitians and Food Service Directors, Le Mars, Sept 22 REGIONS 1 & 5 - HUMAN SCIENCES SEPTEMBER, OCTOBER AND NOVEMBER 2016 PROGRAM NEWS
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Iowa State University Extension and Outreach programs are available to all without regard to race, color, national origin, religion, age, or disability.
Highlights
RETIREMENT:SECURE YOUR FINANCIAL FUTURE
This past spring and summer, retirement series were held
in Woodbury, Monona, Dickinson and Plymouth counties
in Regions 1 & 5. Sponsorships were from Community
Credit Union, Security National Bank, Telco-triad and NW
Iowa Credit Union as well as local ISU Extension and
Outreach Councils. with additional retirement programs.
Many people who think they're prepared for retirement
learn the hard way that they weren't ready. Individuals who
attended our programs stated that they did not realize you
must pay tax on Social security and that they thought
Medicare was free—when in fact, you do have to pay. Our
participants learned that eyes, ears and teeth are not
covered by Medicare. You have to pay taxes on your
Social Security, traditional IRA's, IPERS, annuities and
other pension plans.
Another participant expressed "I have been through
bankruptcy. I will continue on the retirement road." Their
impact was that debt occurred, then bankruptcy, now they
are looking forward to a financially secure future as they
look toward retirement. They were realizing that they could
learn from their past mistakes and move forward. (cont’d)
Current and Upcoming Events
NEW UPCOMING PROGRAMS: FAMILY FINANCE
RETIREMENT SERIES:
Writing Your Retirement Paycheck- Le Mars, Sept 29, 11:30-1pm
Welcome to Retirement —Sheldon Pizza Ranch, Sept 13, 12-1pm
Writing Your Retirement Paycheck—Primghar Golf and Country
Club, Sept 20, 11:30– 1 pm
Begin by Planning Today— Primghar Golf and Country Club,
Sept 27, 5:30-7 pm
I had a Plan But…— Le Mars, Sept 29, 6-7:30 pm
Estate Management– Clay County Fair, Sept 15, 10–10:30am
Your Money Your Goals—Spencer, October 5, 12 9:30– 3 pm
Money Talk—Rock Rapids, Sept 26– October 24 5:30-7:30 pm
Spending Leaks– Sheldon, October 6th, 1-3 pm
FAMILY LIFE
Powerful Tools for Caregivers of Children with Special Needs:
O’Brien County— September 12—October 17, Mondays, 5:30-8pm
Plymouth County— TBA
Juntos:
Sioux Center— September 13-October 11, Tuesdays, 6-8:30pm
Orange City— September 13, 6:30pm (First session)
Child Care Provider Online Classes: Monthly September through
May. All counties: Sept 21, 1pm and 8pm & Oct 26, 1pm and 8pm.
NUTRITION AND WELLNESS
ServSafe:
Sioux City, September 14, October 12, November 2, December 13
Spirit Lake, September 27
Spencer, October 25
Sheldon, September 26, November 16
Spanish ServSafe—Sioux City, September 12
Childcare Provider Trainings:
“I Only Want a Peanut Butter Sandwich” —Spirit Lake, Sept 6
MyPlate in Childcare Part I— Spirit Lake, October 4
MyPlate in Childcare Part II— Spirit Lake, November 1
Cooking with Vegetables and Herbs — Spirit Lake, September 7
Northwest Iowa Nutrition Conference—Professional Development for
Dietitians and Food Service Directors, Le Mars, Sept 22
REGIONS 1 & 5 - HUMAN SCIENCES SEPTEMBER, OCTOBER AND NOVEMBER 2016 PROGRAM NEWS
Highlights (cont’d)
Jan Monahan Family Finance
Dickinson
1600 15th Street,
Spirit Lake Iowa 51360
P. 712-336-3488
C. 712-240-0254
Lori Hayungs Family Life
Sioux
400 Central Ave. NW, Suite 700
Orange City, Iowa 51041
P. 712-737-4230
C. 605-310-6318
Renee Sweers Nutrition and Wellness
Woodbury
4728 Southern Hills Drive
Sioux City, IA 51106
P. 712-276-2157
C. 712-870-3037
www.extension. iastate .edu/ humansciences
Iowa State University Extension and Outreach programs are available to all without regard to race, color, age, religion, national origin, sexual orientation, gender identity, genetic information, sex,
marital status, disability, or status as a U.S. veteran. Inquiries can be directed to the Director of Equal Opportunity and Compliance, 3280 Beardshear Hall, (515) 294-7612.
Mackenzie DeJong Human Sciences
Program Coordinator
Sioux, Lyon, Osceola, O’Brien
P. 712-737-4230
C. 712-541-8737
Human Sciences Staff
Participants learn that by doing some preplanning ahead of retirement, it
may save you some money, headaches, and time.
The Series include:
Welcome to Retirement: a Modern Day poverty simulation, which gives
you the tools to work toward your goals.
Early Career: Take Charge of Your Money By planning today.
Retirement is years away… Why worry? You had a plan, but life
changes can make plans obsolete
Writing Your Retirement Paycheck; Take steps now to make your
resources last a lifetime.
In order to address the needs of those similar to these individuals, the
retirement series will again be held this Fall, 2016, in O’Brien and
Plymouth counties. If you are interested in promoting these programs in
adjoining counties or people would like to see what the program is about
you are welcome to attend.
The current schedule is as follows:
Writing Your Retirement Paycheck
- Le Mars, Sept 29, 11:30-1pm
Welcome to Retirement —Sheldon
Pizza Ranch, Sept 13, 12-1pm
Writing Your Retirement
Paycheck—Primghar Golf and
Country Club, Sept 20, 11:30– 1 pm
Begin by Planning Today—
Primghar Golf and Country Club,
Sept 27, 5:30-7 pm
I had a Plan But…— Le Mars, Sept
29, 6-7:30 pm
As our counties age, and baby boomers retire, this may be a program for
you. If your county is interested in these series please talk with Jan
Monahan and we can look at reserving some time in your county.
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