Crowdfunding models and regulation update

Models and assets for crowd and p2p investing CrowdConf 2013 – Mission Bay Conference Center, San Francisco October 22, 2013 - Jouko Ahvenainen

Grow VC Group ++ www.growvc.com ++

@growvc ++ Innovating Investing ++

Copyrights © Grow VC Group 2013

Finance and Services Infrastructure Investment Portfolio

The first and leading crowd investing group in the world ++

Copyrights © Grow VC Group 2013

London - New York - San Francisco - Hong Kong - Sao Paolo

Copyrights © Grow VC Group 2013

Go back to the idea of stock market ++

Copyrights © Grow VC Group 2013

Effective market places ++

Crowd funding 1

Market Place

P2P Lending

Companies / Assets Market Places Investors / resources

Copyrights © Grow VC Group 2013

Get it work with the existing models ++

1. Funding round or loan application

• A company opens a funding round or apply a loan

2. Crowd funding or

p2p lending

• Crowd, i.e. ordinary people, can offer an investment or loan, and if enough money available, the company gets money

3. Co-investment or

co-lending

• A bank or investment company can join to a deal, i.e. make co-investment or participate the loan

Copyrights © Grow VC Group 2013

Current status ++

JOBS Act, regulation •  Title II:

–  Non-solicitation ban lifted on September 23, 2013

–  Market places for all kind of assets

–  Accredited investors –  Broker Dealer license

•  Title III: –  Startup crowdfunding (<

1M investments) –  SEC draft for comments on

October 23 –  Also non-accreted

investors with limits –  Lighter licensing and

registration for platforms

Current Global Status:

http://www.crowdvalley.com/blog/

Copyrights © Grow VC Group 2013

#1 crowd investing and p2p ecosystem ++

Jouko Ahvenainen [email protected]

+1 646 363 6664 (US) +44 7889 833 165 (UK)

Grow VC Group ++

www.growvc.com ++ @growvc ++

Slideshare: Grow VC

Innovating Investing