Credit Counselling Services of Atlantic Canada, Inc. S upport. E ducate. E mpower.

Credit Counselling Services of Atlantic Canada, Inc.

Support. Educate. Empower.

Our ServicesOur Accredited Credit Counsellors offer:• Face to face credit counselling• Telephone credit counselling• Debt Management ProgramOur Education Department offers:• Presentations/Workshop/Lunch n Learns• Education materials• Scholarship for Atlantic Canadian studentsOur Web-site offers:• On-line chat• Interactive on-line calculators• Newsletter• Twitter (@SolveYourDebts)

What we see

A snapshot of who seeks credit counselling (55+):

• 15% are aged 55-65• 7% are 65+• Average 6 creditors

The Leading Cause of Financial ProblemsLack of money management and budgeting skills

Financial Abuse

“Financial abuse includes all forms of manipulation or exploitation of someone else’s

money” Government of Canada

Frauds and Scams

• On the phone• On-line• In person• With service providers

How to Protect

• Keep your ID up-to-date• Keep documents in a secure place• Choose someone you trust and know well to

help you with your finances• Keep documents on who you lend money to

What to do

• Call the police• Talk to someone you trust• Keep notes on the situation• Seek support• Act

Questions?

www.solveyourdebts.com 1-888-753-2227