Cost Reduction Without Employer Investment 2010

Healthy People 2010 Grant

A new Grant to assist your organization in having a healthier, happier, more productive, and less

expensive workforce.

Clarify Purpose Of Today’s Discussion

It is NOT to sell you anything We are a non-profit and operate off grant money Thus, we are actually educating on free resources

available and the importance of the subject matter

Discuss best practices used by employers to improve the health of their workforce

Become familiar with practical strategies to design and implement an effective program resulting in a proactive benefit plan design

Clarify that options do exist without any employer investment

Motivate you to pursue a proactive benefit plan design regardless if you elect to participate in the Grant

Speaker Background Graduate degrees in Public Health (MHA) and Finance

(MBA) Employment History

In the healthcare industry since 1989 First job post-graduate school was in a large insurance

company developing new health plan products Senior Consultant with Deloitte & Touche developing self-

funded benefit plans for large public and private employers

Experience Developed and implemented programs in over 500

employers nationally Trained over 400 health coaches Trained over 100 Risk Management Consultants

Personal Married with four children (12, 11, 10, and newborn)

Now you know why I lost my hair!

Introduction To The Wellness Chamber

Began in 1999 Formed to assist employers in the identification

and mitigation of employees’ behavioral and lifestyle risks which drive cost to employer

Work with employers (single and multi-location) of all sizes and industries nationally including:

School districts Cities/counties Service organizations Manufacturers Distribution and transportation companies Non-profits And just about every other type of employer/organization!

Our programming has been implemented by 1,000+ employers

Information On The HP 2010 Grant

Goal of Healthy People 2010 is to get 75% of employers to implement a comprehensive health promotion program with 75% participation

The Grant is open to all employers willing to agree to minimal participation requirements

The US Wellness Chamber was awarded the Healthy People 2010 Grant because of several reasons: Holistic approach to wellness and health promotion Even without the Grant, Membership in the Wellness

Chamber is affordable and applicable to employers of any size

Scalable model with customized implementation meeting the needs of basic or advanced client requirements

High-touch model featuring an assigned Corporate Health Coach and a Risk Management Consultant with on-site programming on a year round basis

A Holistic View On Health & Wellness

Three Components of Wellness

Why Wellness Now? Risk Drives Cost!

• How much is employee risk costing you in lost productivity, increased absenteeism, and excess claims cost?

• If you aren’t measuring it, you can’t manage it!

More Discussion On Risk & Cost

Risk is an accurate predictor of cost even before claims are made

For example, employees with these risks are predicted to incur the referenced medical/drug “excess costs”: High blood pressure, ~$1,200 of “excess costs” Sedentary lifestyle, ~$500 Overweight, ~$600 Stress, ~$300

The same can be calculated based upon expected productivity loss: Stress, 4% productivity loss Smoking, 3% Sedentary lifestyle, 2%

Six Components Of An Effective Behavioral & Lifestyle-Based Risk Management Program

Monthly Wellness Workshops

Intervention As A Voluntary Benefit

Rather than push the cost to employers, employees have the option to participate in additional services to improve their wellness/reduce their risk on a payroll deducted basis.

Four typical optional components include: Intervention for physical/mental risks

Face to face health coaching Creation of a Health Improvement Plan using SMART

goals Monthly meetings to support and hold accountable

Intervention for legal/financial risks Assistance with legal and financial stressors

Small group classes, i.e., weight management Expanded Bio-Metrics i.e., Cholesterol, Glucose, etc.

Typical Logistics Of An Implementation

An experienced Risk Management Consultant will have a complimentary consultation with you to identify goals, incentives, timeline, etc.

Wellness Launch will be held at your location Collection of bio-metrics ~45 minute session to kick-off program, complete HRAs, etc. Includes enrollment of voluntary, payroll deduction options Multiple sessions can be held to accommodate different

shifts/locations

Receive aggregate report identifying employee populations’ risks to create a baseline

Monthly Wellness Workshops held on-site ~30 minutes per Workshop Held at times to prevent loss of work/productivity Multiple sessions can be held to accommodate different

shifts/locations

FAQs What if my employees aren’t interested?

Successful programs average 97% employee participation when employers follow best practices.

What is the key to get employees engaged in their health improvement?

During the risk identification phase, each employee’s readiness for change must be identified for each presenting risk factor.

Doesn’t my health insurance already do all of this? Typically not the following:

– Paper-based Health Risk Assessments for all employees and spouses regardless if they are on plan or not

– On-site collection of bio-metrics without charge

– Face-to-face consultations for all employees post-HRA

– On-going on-site education sessions

– Wellness-based intervention rather than medically-based

Quiz What is the first step to reduce health insurance claims/cost

and to improve employees’ health? Why does face-to-face involvement of a local health coach

make a difference in employee engagement? Why is it important to incorporate clinically obtained bio-

metrics into the data collection? Why is on-going education an important part of a successful

program? How much is your employees’ risk costing you in

predictable “excess costs”? How much do employers have to pay to participate in the

Healthy People 2010 Grant? Why would an employer not want to pursue a proactive

approach to risk identification and mitigation if no cost were involved?

More Information

[email protected]

United States Wellness Chamber of Commerce

Toll Free: 800-429-4556

www.uswellnesschamber.org