Corporate Documents - Clarity Umbrella Ltd

Clarity Umbrella Ltd is a company registered in England and Wales. Company Number: 12210720. Registered Address: 10 Queen Street, Ipswich, Suffolk, IP1 1SS. VAT Number: 332 8637 92.

Corporate Documents

Welcome to Clarity Umbrella.

Clarity has been built on the primary foundations of looking after our employees and providing the best customer service we can to our agencies and end clients.

So to help get our relationship started on the right foot, we haev put together our corporate documents pack which contains all of the information that you should need in order to be able to work with us for the duration of your contractor’s assignment with us.

If you ever need anything further, such as RTI information or updated Key Information Documents then please do let us know by dropping us an email at [email protected] or alternatively give us a call on 01473 845 835.

We look forward to a great working relationship with you!

Best Regards

Lucy

Lucy SmithOwner & Founder, Clarity Umbrella Ltd.

[email protected]: 01473 845 835 w: www.clarityumbrella.co.uk



Company Details

ClarityUmbrellaLtdisacompanyregisteredinEnglandandWales.CompanyNumber:12210720.RegisteredAddress:10QueenStreet,Ipswich,Suffolk,IP11SS.VATNumber:332863792.

Page<1>VersionDate:14/09/2020 Page <1>

CompanyInformationRegisteredAddress: ClarityUmbrellaLtd.10QueenStreet,Ipswich,Suffolk,IP11SS.CompanyNumber: 12210720VATNumber: 332863792PAYEReference: 120/RE04834BusinessDirector: LucySmith

ContactInformationEnquiries: 01473845835OnlineEnquiries/Messenger: www.clarityumbrella.co.ukEmailEnquiries: [email protected]

BankInformationAccountName: ClarityUmbrellaLtdBankAddress: BarclaysBankLtd,19-21Cornhill,BurySaintEdmunds,IP331DY.

GBPAccountSortCode: 20-16-12AccountNumber: 53761320Currency: GBPSwiftCode: BUKBGB22GBPIBAN: GB75BUKB20161253761320

EUROAccountSortCode: 20-16-12AccountNumber: 84558544Currency: EUROSwiftCode: BUKBGB22EUROIBAN: GB58BUKB20161284558544

USDAccountSortCode: 20-16-12AccountNumber: 78922188Currency: USDSwiftCode: BUKBGB22

USDDollarIBAN: GB19BUKB20161278922188

Toensurepaymentsforyourcontractorsarenotdelayed,pleaseensurethatallremittancesareemailedtousatremittances@clarityumbrella.co.uk.

LucySmithOwner/Director


Incorporation Certificate

CERTIFICATE OF INCORPORATIONOF A

PRIVATE LIMITED COMPANY

Company Number 12210720

The Registrar of Companies for England and Wales, hereby certifies that

CLARITY UMBRELLA LTD

is this day incorporated under the Companies Act 2006 as a private company, that thecompany is limited by shares, and the situation of its registered office is in Englandand Wales.

Given at Companies House, Cardiff, on 17th September 2019.

The above information was communicated by electronic means and authenticated by theRegistrar of Companies under section 1115 of the Companies Act 2006

1



VAT Certificate

Home Cymraeg Contact HMRC Help

Sign out

CLARITY UMBRELLA LTDVAT Registration Number: 332 8637 92

VAT Certificate

VAT Registration Number: 332 8637 92

VAT registration status: Registered

Registered name: CLARITY UMBRELLA LTD

Trading name: Not provided

Principal Place of Business address line 1: 10 QUEEN STREET

Principal Place of Business address line 2: IPSWICH

Principal Place of Business address line 3: SUFFOLK

Principal Place of Business address line 4:

Postcode: IP1 1SS

Email address: [email protected]

Bank account number: Not provided

Bank sort code: Not provided

Type of business: Incorporated company

Trade classification (SIC code): 69202

Business activity description: Bookkeeping activities

Effective Date of Registration: 01 Oct 2019

Date of certificate: 04 Oct 2019

VAT return period end date : 31 Oct 2019

Frequency of returns: Quarterly in January, April & July

PrintBack

Business details

Important dates

HMRC: VAT Certificate https://www.tax.service.gov.uk/vat/trader/332863792/certificate?pr...

1 of 1 04/10/2019, 16:00


Insurance Confirmation

0151 224 0650 | kibl.co.uk

Charleston House | 12 Rumford Place | Liverpool | L3 9DG

Kingsbridge Insurance Brokers is a trading name of Kingsbridge Risk Solutions Ltd. Authorised and regulated by the Financial Conduct Authority. Registered in England No. 4122238

EMPLOYER’S LIABILITY INSURANCE

–

–

–



Employers Liability Certificate

Certificate of Employers’ Liability

Where required by regulation 5 of the Employers’ Liability (Compulsory Insurance) Regulations 2008

KINGSREC407

Clarity Umbrella Ltd

14/10/2020

13/10/2021


Key Information Document



KeyInformationDocumentforAgencyWorkersWorkingviaClarityUmbrellaLtd.

AspartofourobligationsunderReg13AoftheConductofEmploymentAgencies&EmploymentBusinessesRegulations2013,wehaveprovidedkeydocumentinformationfortheagencyworkerswhomaywishtoenterintoemploymentwithClarityUmbrellaunderUKPAYEEmploymentfortheirassignment.TheEmploymentAgencyStandardsinspectorate(EAS)willenforcecompliancewiththisregulationandcanbecontactedviaemailateas@beis.gov.ukorbytelephoneon02072155000,orinwritingto:EmploymentAgencyStandardsInspectorate,DepartmentforBusiness,EnergyandIndustrialStrategy,1VictoriaStreet,London,SW1H0ET.

AsanemployeeofClarityUmbrella,whatcanyouexpect?

1.PATHOFINCOMEThisdiagramhelpsensurethatyouareawareofthedeductionsmadethroughoutthesupplychainwhenengagingwithClarityUmbrella. This shouldhelp avoid common confusion aboutwhendeductions aremadeandwhy.






2.KEYFACTSFACT INFORMATIONNAMEOFWORKER (insertworkersname)CONTRACTTYPE Over-archingContractofEmployment

PayComparatorModelNAMEOFEMPLOYMENTBUSINESS (insertemploymentbusinessname)NAMEOFINTERMEDIARYORUMBRELLACOMPANY(THE‘WORK-SEEKER’)

ClarityUmbrellaLtdRegNo:12210720VATNo:332863792

WHOWILLEMPLOYTHEWORKER ClarityUmbrellaLtdWHOWILLPAYTHEWORKER ClarityUmbrellaLtdANY BUSINESS CONNECTION BETWEEN THEINTERMEDIARYORUMBRELLACOMPANYANDTHEEMPLOYMENT BUSINESS (and, if different, theemployerworkerand thepersonwhowillpay theworker)

No

PAYINTERVALS Weekly/Monthly(deleteasappropriate)INTERMEDIARYORUMBRELLACOMPANYPAYINFORMATIONFACT INFORMATIONRATEOFPAYTOTHEINTERMEDIARYORUMBRELLACOMPANY(THE‘WORK-SEEKER’)(InvoiceValue)

(insertcontractratefortheassignment)£XXXXXPerDay/PerHour(deleteasappropriate)

STATUTORYDEDUCTIONSFROMINTERMEDIARYORUMBRELLACOMPANYINCOME

EmployersNationalInsurance13.8%ApprenticeshipLevyorEmploymentTaxes0.05%ofthepayrollfigure(ifapplicable)EmployersPensionContributions(underauto-enrolment)3%HolidayPay(accruedat12.07%ofthecontractrate)(requestscanbemadetorollupholidayifrequired)

NON-STATUTORYDEDUCTIONSFROMINTERMEDIARYORUMBRELLACOMPANYINCOME

UmbrellaMarginforprocessingthepayrollClarityUmbrellaappliesamarginof£25.00foraweeklyinvoiceand£95.00foramonthlyinvoicetakenfromthecontractratebeforethetaxablesalaryisreached.ID/RighttoWorkChecksOneoffchargeof£3.60willbeaddedtothemarginanddeductedfromthecontractrateinorderfortheRighttoWorkchecktobeverifiedinlinewithHomeOfficeGuidance.





WORKERPAYINFORMATIONFACT INFORMATIONEXPECTED OR MINIMUM RATE OF PAY TO THEINDIVIDUAL

No employee of Clarity Umbrella Ltd will bepayrolledatlessthanNationalMinimumWage.Inorder to comply with legislation this means thatno worker will be engaged on less than £13 perhourcontractrate.

STATUTORY DEDUCTIONS FROM THE WORKER’SPAY

IncomeTaxorPAYE(at20%,40%,45%dependantonearnings)EmployeesNationalInsurance12%EmployeesPension(underauto-enrolmentviasalarysacrifice)5%StudentLoan(ifapplicable)

NON-STATUTORY DEDUCTIONS FROM THEINDIVIDUALSPAY

GAYE(ifapplicableviasalarysacrifice)

ANYFEESFORGOODSANDSERVICES N/AANYOTHERDIFFERENCEBETWEENTHEUMBRELLACOMPANY’SINCOMEANDTHEWORKER’SNETPAY

No

ANYOTHERBENEFITS AllClarityUmbrellaemployeesareenrolledintoourContractorRewardsprogramgivingaccesstoonlineandinstorediscounts.ThisbenefitisaddedFOC.

LEAVEENTITLEMENT 5.6weeksperannumprorataANYOPTOUTAGREEMENTUNDERREGULATION32 TheConductofEmploymentAgenciesand

EmploymentBusinesseslegislationwasintroducedin2003.Thedecisionofwhethertoopt-intooropt-outfromtherequirementsofthelegislationisadecision,whichshouldbemadebyeachindividualcontractor;ourexperienceisthatthevastmajorityopt-outbutwecannotadviseyouonthematter.GovernmentalguidanceontheRegulationsandtheirpossibleimpactonyouasacontractorcanbefoundherehttp://www.bis.gov.uk/files/file24248.pdf“.






ANEXAMPLEPAYSTATEMENTFORAWORKERON£150PERDAY(7HOURSPERDAY):REPRESENTATIVEEXAMPLESTATEMENT

UMBRELLAINCOMEWEEKLY(5WORKINGDAYS)

UMBRELLAINCOMEWEEKLY(5WORKINGDAYS)WITHAEPENSION

EXAMPLEGROSSRATEOFPAYTOINTERMEDIARYORUMBRELLACOMPANYFROMUS

£150.00X5=GROSSCONTRACTRATE£750.00

£150.00X5=GROSSCONTRACTRATE£750.00

DEDUCTIONSFROMINTERMEDIARYORUMBRELLACOMPANYREQUIREDBYLAW(EmployersNI,ApprenticeshipLevy,etc.)

EmployersNI-£67.03(ApprenticeshipLevy/EmploymentTaxes-£3.27

EmployersNI-£63.13(ApprenticeshipLevy/EmploymentTaxes-£3.13EmployersPension(3%)-£12.09

ANYOTHERDEDUCTIONSFROMINTERMEDIARYORUMBRELLAINCOME

Margin-£25.00perweek


EXAMPLERATEOFPAYTOYOU(TAXABLESALARY)

WEEKLYSALARY£654.70 WEEKLYSALARY£626.49

DEDUCTIONSFROMYOURPAYREQUIREDBYLAW

IncomeTax(PAYE)-£82.83EmployeesNI-£56.60


ANYOTHERDEDUCTIONSORCOSTSFROMYOURWAGE

- EmployeesPension(5%)-£20.16

ANYFEESFORGOODSORSERVICES

RighttoWorkVerification-£3.60(oneoffandnotincludedinthefinalNETfigure)


EXAMPLENETTAKEHOMEPAY(followingallestimateddeductions,costs&fees)

NETPAY£515.27(nopension)

NETPAY£496.27(AEpension)

ASSUMPTIONS FORUMBRELLA INCOME:Please note in order to provide an umbrella take home payexample, there are a few assumptions that have to bemade. The calculation above assumes that theemployeeisonastandardtaxcode(1250L)andisprovidedonaWeek1/Month1basis,whichmeansonlyonemonth’stax-freeallowanceisapplied.





ANEXAMPLEPAYSTATEMENTFORAWORKERON£500PERDAY(7HOURSPERDAY):REPRESENTATIVEEXAMPLESTATEMENT

UMBRELLAINCOMEWEEKLY(5WORKINGDAYS)

UMBRELLAINCOMEWEEKLY(5WORKINGDAYS)WITHAEPENSION

EXAMPLEGROSSRATEOFPAYTOINTERMEDIARYORUMBRELLACOMPANYFROMUS

£500.00X5=GROSSCONTRACTRATE£2,500.00

£500.00X5=GROSSCONTRACTRATE£2,500.00

DEDUCTIONSFROMINTERMEDIARYORUMBRELLACOMPANYREQUIREDBYLAW(EmployersNI,ApprenticeshipLevy,etc.)

EmployersNI-£278.31ApprenticeshipLevy/EmploymentTaxes-£10.93

EmployersNI-£274.41ApprenticeshipLevy/EmploymentTaxes-£10.79EmployersPension(BasedonAutoEnrolment)-£12.09

ANYOTHERDEDUCTIONSFROMINTERMEDIARYORUMBRELLAINCOME



EXAMPLERATEOFPAYTOYOU(TAXABLESALARY)

WEEKLYSALARY£2,185.76 WEEKLYSALARY£2,157.55

DEDUCTIONSFROMYOURPAYREQUIREDBYLAW



ANYOTHERDEDUCTIONSORCOSTSFROMYOURWAGE

-

EmployeesPension(BasedonAutoEnrolment)-£20.16

ANYFEESFORGOODSORSERVICES



EXAMPLENETTAKEHOMEPAY(followingallestimateddeductions,costs&fees)

NETPAY£1,433.95(nopension)

NETPAY£1,418.00(AEpension)

ASSUMPTIONS FORUMBRELLA INCOME:Please note in order to provide an umbrella take home payexample, there are a few assumptions that have to bemade. The calculation above assumes that theemployeeisonastandardtaxcode(1250L)andisprovidedonaWeek1/Month1basis,whichmeansonlyonemonth’stax-freeallowanceisapplied.






For a full breakdown of your details, please visit https://clarityumbrella.co.uk/contractor-information/umbrella-take-home-pay-calculator/ and simply enter your gross invoice amount andfrequency,andhit calculate. If youwould likeamorebespokecalculationwithapensioncontribution,studentloanoradifferenttaxcode,thenyoucancompletetheRequestACalculationfromthebottomofthepageandoneoftheteamwillcomebacktoyouwithyourbespokeillustration.We do hope the information includedwithin this KID document is useful, howeverwe aremore thanhappytotalkyouthroughanything,whichmaybeunclear.Ifthiswouldbeofuse,thenyoucancompletethe “Request a Callback” from our website and we will call you at a convenient time for you, oralternativelyyoucancatchusonourlinechatatwww.clarityumbrella.co.uk.Manythanksfrommyself,andtheteamhereatClarity.

LucySmithManagingDirector

Enteryourdayrate/invoiceratei.e.ratetimesdaysworkedintheperiod.

Hitcalculate

Yourtakehomepayfigure



“...making sense ofumbrella pay everyday!”