Successful online insurance Superb customer satisfaction with the help of great user experience eTrade Summit 29 September 2015 Roland Harms – Corona Direct Johan Verhaegen – Human Interface Group © Human Interface Group - 29.9.2015
Successful online insurance Superb customer satisfaction with the help of
great user experience
eTrade Summit 29 September 2015
Roland Harms – Corona Direct Johan Verhaegen – Human Interface Group
© Human Interface Group - 29.9.2015
“We zullen internet zijn. Of we zullen niet zijn”
Philippe Neyt Commercial Director, Corona Direct
“To be or not to be”
Goals according to Corona Direct Corona Direct • Easy understandable form • 100% correct pricing • Minimum abandon rate
Our customers • Attractive price • Guarantees • Customer service • Subscribe directly online
A UX designer’s first job isn’t designing. It’s representing the user.
@johanverhaegen
USABILITY PRINCIPLES VALUE PROPOSITION CUSTOMER JOURNEY
User Experience Framework
© Human Interface Group - 29.9.2015
Value Proposition Canvas
Product / Service
Needs
Wants
Concerns
Customer
Value proposition
Technology Features
User Experience
© Human Interface Group - 29.9.2015
Value Proposition
User Experience challenges • The goal should be promising • The route might be challenging • The entire journey should be reassuring
THE GOAL SHOULD BE PROMISING
© Human Interface Group - 29.9.2015
THE ROUTE MIGHT BE CHALLENGING
© Human Interface Group - 29.9.2015
THE ENTIRE JOURNEY SHOULD BE REASSURING
© Human Interface Group - 29.9.2015
USABILITY PRINCIPLES VALUE PROPOSITION CUSTOMER JOURNEY
User Experience Framework
© Human Interface Group - 29.9.2015
Usability principles
BASED ON HOW PEOPLE
Feel
Think
Hear See
Interact Behave
© Human Interface Group - 29.9.2015
People are motivated by mastery and control
People search for cues that tell them what to do
Usability principles
© Human Interface Group - 29.9.2015
PEOPLE ARE MOTIVATED BY MASTERY AND CONTROL
© Human Interface Group - 29.9.2015
PEOPLE ARE MOTIVATED BY MASTERY AND CONTROL
© Human Interface Group - 29.9.2015
PEOPLE SEARCH FOR CUES THAT TELL THEM WHAT TO DO
© Human Interface Group - 29.9.2015
shows the intended purpose
LIFELINE
perceived affordance, Donald Norman
© Human Interface Group - 29.9.2015
LIFELINE
reassures permanently that you are on track
© Human Interface Group - 29.9.2015
LIFELINE
helps you to proceed step by step
© Human Interface Group - 29.9.2015
• choose your titles well • focus on the explanatory text • indicate progress
LIFELINE
© Human Interface Group - 29.9.2015
PEOPLE SEARCH FOR CUES THAT TELL THEM WHAT TO DO
© Human Interface Group - 29.9.2015
put waypoints along the route
WAYPOINTS
© Human Interface Group - 29.9.2015
PEOPLE SEARCH FOR CUES THAT TELL THEM WHAT TO DO
© Human Interface Group - 29.9.2015
PEOPLE SEARCH FOR CUES THAT TELL THEM WHAT TO DO
© Human Interface Group - 29.9.2015
PEOPLE SEARCH FOR CUES THAT TELL THEM WHAT TO DO
© Human Interface Group - 29.9.2015
Designing = visualize assumptions
Assumptions need to be investigated whether they are true (or not)
Validate designs with usability tests
© Human Interface Group - 29.9.2015
It looks real… but it isn’t.
© Human Interface Group - 29.9.2015
It looks real… but it isn’t.
© Human Interface Group - 29.9.2015
It looks real… but it isn’t.
© Human Interface Group - 29.9.2015
It looks real… but it isn’t.
“The “Main Street, U.S.A.” feel is no accident. Sheryl Sandberg, the chief operating officer of Facebook, also serves on the board of Disney, and she brought in consultants from Anaheim and Orlando to perfect Facebook’s look. As in the Magic Kingdom itself, all of this fun is purposefully designed in the service of spontaneity.”
© Human Interface Group - 29.9.2015
Let’s get out of the theme park…
…and enter into the real world
© Human Interface Group - 29.9.2015
Validate designs with usability tests 10 test persons • 30-55 years • Driver’s license and car
Setup
• 2 test scenarios • Recording audio and movements on screen • Searching for issues / difficulties / improvements
© Human Interface Group - 29.9.2015
Validate designs with usability tests
© Human Interface Group - 29.9.2015
Complex process, user-friendly interface Users had most difficulties with the process, not with the interfaces Pay enough attention to assistance
What we have learned
© Human Interface Group - 29.9.2015
ü Goals defined ü Great designs made ü Designs validated
DONE
NOT
“Online customers want to do everything themselves. They feel no need to call us.”
© Human Interface Group - 29.9.2015
Online customers do want to contact us Lesson learned from usability testing
• Design change • Internal organization change
Beyond design
© Human Interface Group - 29.9.2015
Design for the happy flow is easy. The hard part is to design for when things go ‘wrong’.
@johanverhaegen
USABILITY PRINCIPLES VALUE PROPOSITION CUSTOMER JOURNEY
User Experience Framework
© Human Interface Group - 29.9.2015
Customer journey
SERVICE BLUE PRINT EXPERIENCE MAP
© Human Interface Group - 29.9.2015
© Human Interface Group - 29.9.2015
© Human Interface Group - 29.9.2015
© Human Interface Group - 29.9.2015
© Human Interface Group - 29.9.2015
© Human Interface Group - 29.9.2015
© Human Interface Group - 29.9.2015
3 take aways
1. Define business goals & UX goals
2. Invest in usability techniques
3. Offer a multichannel solution
© Human Interface Group - 29.9.2015
Johan Verhaegen Human Interface Group - UX Strategist
Roland Harms Corona Direct – Online Business Development Manager
Thank you
© Human Interface Group - 29.9.2015