Consumer tips for the holiday season Image shared under CC0
Consumer tips for the holiday season
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Our Agenda1. Agenda
2. Objectives
3. Introductions
4. Activity 1: Class discussion
5. Activity 2: Review vocabulary
6. Activity 3: fill-in-the-blank
7. Activity 4: read a dialogue
8. Activity 5: discuss ways to save money during the holiday season
9. Activity 6: case studies10. Activity 7: dictation
Workshop Objectives
1. To learn 10 new words related to saving money during the holiday season
2. To learn 13 ways you can money during the holiday season
• What is your name?
• Where are you from?
Introductions
Join us in a group discussion
Activity 1
What do you like about the holiday season?
Group discussion
Tell us about your most popular holiday in your birth country.
Group discussion
Do you have any tips about how to save money during the holiday season?
Group discussion
Let’s review the vocabulary
Activity 2
Activity one: Vocabulary Review
A plan or way of doing something
To start early
To spend more money than you had originally planned
To make a plan about how much money you plan to spend
Something that is very simple or easy
warranty Track your spending
Make a budget exceed your budget convenient Over spend
strategy Get a head start scroogeindulge
Activity one: Vocabulary Review
A plan or way of doing something
To start early
To spend more money than you had originally plannedTo make a plan about how much money you plan to spend
Something that is very simple or easy
warranty Track your spending
Make a budget exceed your budget convenient Over spend
strategy
Get a head start scroogeindulge
Activity one: Vocabulary Review
A plan or way of doing something
To start early
To spend more money than you had originally planned
To make a plan about how much money you plan to spend
Something that is very simple or easy
warranty Track your spending
Make a budget exceed your budget convenient Over spend
strategy
Get a head start
scroogeindulge
Activity one: Vocabulary Review
A plan or way of doing something
To start early
To spend more money than you had originally planned
To make a plan about how much money you plan to spend
Something that is very simple or easy
warranty Track your spending
Make a budget exceed your budget convenient
Over spend
strategy
Get a head start
scroogeindulge
Activity one: Vocabulary Review
A plan or way of doing something
To start early
To spend more money than you had originally planned
To make a plan about how much money you plan to spend
Something that is very simple or easy
warranty Track your spending
Make a budget
exceed your budget convenient
Over spend
strategy
Get a head start
scroogeindulge
Activity one: Vocabulary Review
A plan or way of doing something
To start early
To spend more money than you had originally planned
To make a plan about how much money you plan to spend
Something that is very simple or easy
warranty Track your spending
Make a budget
exceed your budget
convenient
Over spend
strategy
Get a head start
scroogeindulge
Activity one: Vocabulary Review
A person who is grouchy and does not like Christmas.
To monitor how much money you spend
To go over how much you had planned to spend
A type of insurance plan to cover the cost of an item purchased in case it malfunctions
To give in and spend lots of money in a careless way
warranty Track your spending
exceed your budget
scroogeindulge
Activity one: Vocabulary Review
A person who is grouchy and does not like Christmas.
To monitor how much money you spend
To go over how much you had planned to spend
A type of insurance plan to cover the cost of an item purchased in case it malfunctions
To give in and spend lots of money in a careless way
warranty Track your spending
exceed your budget
scrooge
indulge
Activity one: Vocabulary Review
A person who is grouchy and does not like Christmas.
To monitor how much money you spend
To go over how much you had planned to spend
A type of insurance plan to cover the cost of an item purchased in case it malfunctions
To give in and spend lots of money in a careless way
warranty
Track your spending
exceed your budget
scrooge
indulge
Activity one: Vocabulary Review
A person who is grouchy and does not like Christmas.
To monitor how much money you spend
To go over how much you had planned to spend
A type of insurance plan to cover the cost of an item purchased in case it malfunctions
To give in and spend lots of money in a careless way
warranty
Track your spending
exceed your budget
scrooge
indulge
Activity one: Vocabulary Review
A person who is grouchy and does not like Christmas.
To monitor how much money you spend
To go over how much you had planned to spend
A type of insurance plan to cover the cost of an item purchased in case it malfunctions
To give in and spend lots of money in a careless way
warranty
Track your spending
exceed your budget
scrooge
indulge
Activity one: Vocabulary Review
A person who is grouchy and does not like Christmas.
To monitor how much money you spend
To go over how much you had planned to spend
A type of insurance plan to cover the cost of an item purchased in case it malfunctions
To give in and spend lots of money in a careless way
warranty
Track your spending
exceed your budget
scrooge
indulge
Activity three: fill-in-the- blank
1. Check your _______________ to make sure nobody has used your credit card.
2. You must ____________________ your records on a regular basis.
3. Did you bring your passport and other important ________________ ?
4. I think I have been a victim of _________________ I have not received any mail for more than 5 days. This is not usual because I usually get mail at least every second day!
5. Your ____________________ may be affected by missed payments.
convenientMake a budgetwarranty scrooge Over spend
Track your spending strategyGet a head start
Exceed your budget
indulge
Activity three: fill-in-the- blank
1. The location of the mall is so __________________ . It’s so close to my home!
2. I need a new ________________________ to help me save money.
3. Next year I think I will ___________________ on my shopping. I’m going to start in June!
4. _________________________________ . You can do this by keeping your receipts.
5. Don’t be such a _________________ . Why do you hate Christmas so much?
convenientMake a budgetwarranty scrooge Over spend
Track your spending strategyGet a head start
Exceed your budget
indulge
Activity three: fill-in-the- blank
1. The location of the mall is so __________________ . It’s so close to my home!
2. I need a new ________________________ to help me save money.
3. Next year I think I will ___________________ on my shopping. I’m going to start in June!
4. _________________________________ . You can do this by keeping your receipts.
5. Don’t be such a _________________ . Why do you hate Christmas so much?
convenient
Make a budgetwarranty scrooge Over spend
Track your spending strategyGet a head start
Exceed your budget
indulge
Activity three: fill-in-the- blank
1. The location of the mall is so __________________ . It’s so close to my home!
2. I need a new ________________________ to help me save money.
3. Next year I think I will ___________________ on my shopping. I’m going to start in June!
4. _________________________________ . You can do this by keeping your receipts.
5. Don’t be such a _________________ . Why do you hate Christmas so much?
convenient
Make a budgetwarranty scrooge Over spend
Track your spending
strategy
Get a head startExceed your budget
indulge
Activity three: fill-in-the- blank
1. The location of the mall is so __________________ . It’s so close to my home!
2. I need a new ________________________ to help me save money.
3. Next year I think I will ___________________ on my shopping. I’m going to start in June!
4. _________________________________ . You can do this by keeping your receipts.
5. Don’t be such a _________________ . Why do you hate Christmas so much?
convenient
Make a budgetwarranty scrooge Over spend
Track your spending
strategy
get a head start
Exceed your budget
indulge
Activity three: fill-in-the- blank
1. The location of the mall is so __________________ . It’s so close to my home!
2. I need a new ________________________ to help me save money.
3. Next year I think I will ___________________ on my shopping. I’m going to start in June!
4. _________________________________ . You can do this by keeping your receipts.
5. Don’t be such a _________________ . Why do you hate Christmas so much?
convenient
Make a budgetwarranty scrooge Over spend
Track your spending
strategy
get a head start
Exceed your budget
indulge
Activity three: fill-in-the- blank
1. The location of the mall is so __________________ . It’s so close to my home!
2. I need a new ________________________ to help me save money.
3. Next year I think I will ___________________ on my shopping. I’m going to start in June!
4. _________________________________ . You can do this by keeping your receipts.
5. Don’t be such a _________________ . Why do you hate Christmas so much?
convenient
Make a budgetwarranty
scrooge
Over spend
Track your spending
strategy
get a head start
Exceed your budget
indulge
Activity three: fill-in-the- blank
1. Did you buy a ______________ for your computer?
2. If you _______________________ you may avoid spending too much money.
3. It’s ok to _________________ from time to time. Let’s go to Hawaii for the holidays!
4. I don’t have too much money. I don’t want to ________________ .
5. Did you _______________________ again? I told you to buy gifts that were a little more affordable!
Make a budgetwarrantyOver spend Exceed your budget
indulge
Activity three: fill-in-the- blank
1. Did you buy a ______________ for your computer?
2. If you _______________________ you may avoid spending too much money.
3. It’s ok to _________________ from time to time. Let’s go to Hawaii for the holidays!
4. I don’t have too much money. I don’t want to ________________ .
5. Did you _______________________ again? I told you to buy gifts that were a little more affordable!
Make a budget
warranty
Over spend Exceed your budget
indulge
Activity three: fill-in-the- blank
1. Did you buy a ______________ for your computer?
2. If you _______________________ you may avoid spending too much money.
3. It’s ok to _________________ from time to time. Let’s go to Hawaii for the holidays!
4. I don’t have too much money. I don’t want to ________________ .
5. Did you _______________________ again? I told you to buy gifts that were a little more affordable!
make a budget
warranty
Over spend Exceed your budget
indulge
Activity three: fill-in-the- blank
1. Did you buy a ______________ for your computer?
2. If you _______________________ you may avoid spending too much money.
3. It’s ok to _________________ from time to time. Let’s go to Hawaii for the holidays!
4. I don’t have too much money. I don’t want to ________________ .
5. Did you _______________________ again? I told you to buy gifts that were a little more affordable!
make a budget
warranty
Over spend Exceed your budget
indulge
Activity three: fill-in-the- blank
1. Did you buy a ______________ for your computer?
2. If you _______________________ you may avoid spending too much money.
3. It’s ok to _________________ from time to time. Let’s go to Hawaii for the holidays!
4. I don’t have too much money. I don’t want to ________________ .
5. Did you _______________________ again? I told you to buy gifts that were a little more affordable!
make a budget
warranty
over spend
Exceed your budget
indulge
Activity three: fill-in-the- blank
1. Did you buy a ______________ for your computer?
2. If you _______________________ you may avoid spending too much money.
3. It’s ok to _________________ from time to time. Let’s go to Hawaii for the holidays!
4. I don’t have too much money. I don’t want to ________________ .
5. Did you _______________________ again? I told you to buy gifts that were a little more affordable!
make a budget
warranty
over spend
exceed your budget
indulge
Let’s read a dialogue
Activity 4
Listen to a dialogue: Johanna
Margarita
Johanna
MargaritaJohanna
Margarita
Johanna
MargaritaJohanna
Margarita
What a day!Why? What happened?
I just got back from my first day of shopping, and it was so hectic. I still have a lot more to do.
Do you have a strategy to make the job easier?What do you mean?
Well, for one thing, you should make a budget. That means you must decide how much money you have to spend. Making a budget will prevent over spending.
I know, I know. I think I may have already exceeded my budget.
Well, you know sometimes it’s ok to indulge a little.
I suppose, but I think next year I am going to track my spending a little better.
That sounds like a good idea.
Listen to a dialogue: Johanna
Margarita
JohannaMargarita
Johanna
Margarita
Johanna
I do have one question. What do you think of warranties? I bought a computer and the salesman talked me into buying a warranty that seemed a little expensive.Hmmmmmm ….. I think they can be convenient at times. One year I bought a stereo with a warranty. It broke down and I was able to replace it the very next day. On the other hand there are times when people buy warranties for products that break down after the warranty has ended. This can be a difficult decision.
Yes. I feel like I’ve got lots of time to look for nice gifts for my family and friends, without feeling stressed.
Exactly. One thing that you really did right, Johanna, was that you got a head start with your shopping this year.
Sounds like there are pros and cons when buying warranties.
Fantastic! Shopping while stressed really makes me feel like a scrooge.
No kidding!
Activity 5
Let’s discuss saving money during the holidays
1. Make a budget
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1. Make a budget
1. Make a budget
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1. Make a budgetDecide how much you can spend and who you need to buy gifts for.
2. Track your spending
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3. Get a head start
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3. Get a head startThe more time you have to accomplish your task the less stressful will be your shopping task!
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4. Study the warranty
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4. Study the warrantyYou may not need it!
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5. Embrace the potluck!
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5. Embrace the potluck!Many hands make lighter work and less stress!
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6. Use gift cards
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6. Use gift cardsIn many cases this can really reduce stress!
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7. Avoid impulse buying
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7. Avoid impulse buyingThink before you buy!
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8. Stay away from shopping malls
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8. Stay away from shopping mallsHanging out at the mall may cause you to spend too much money.
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9. Give home made gifts
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9. Give home made giftsHome made gifts show how much you care!
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10. Have a secret Santa
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10. Have a secret SantaThese are so much fun- and save time and money!
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11. Give gifts of service
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11. Give gifts of serviceYou could give coupons to shovel snow, grocery shop or give a back rub!
1. Make a budget
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12. Buy online
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12. Buy online
You can often get great deals online!
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13. Focus on the celebration
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13. Focus on the celebration
Enjoy the season!
Case studies
Activity 6
Case Studies• Read each study and discuss
• what mistake was made (if any)• What can be done now to fix the
problem• What can be done to prevent identity
theft
Case Study One:Miguel is stressed out. It’s December
24 and he doesn’t know what to buy his wife for Christmas.
Case Study Two:Samantha went to the mall and
exceeded her budget by more than $200.00! She still has 3 people to buy for.
Case Study Three:Su Jie finished her shopping and was
very happy until she realized she had forgotten 2 other people she was supposed to buy gifts for.
Dictation
Activity 7
Dictation 1
Dictation 1Getting a head start is a great way to
save money at Christmas.
Dictation 2
Dictation 2Avoid impulse buying. Make a budget
and stick to it.
Dictation 3
Dictation 3Making home made gifts is a great way
to save money at Christmas. The receiver will know that you care because it was made especially for her.
Dictation 4
Dictation 4Gift cards can be the perfect gift if you
don’t know what to buy someone. It gives the receiver the opportunity to choose their own gift.
Dictation 5
Dictation 5Relax and enjoy the season. Christmas
really is all about enjoying your family- and old and new friends
Thanks for Attending!
See you next time!