Consumer Credit Analytics Solutions Moody’s Analytics consumer credit analytics solutions enable you to assess performance, estimate losses, and anticipate risks and opportunities, by correlating lending behavior with current and future economic conditions. Application include » Expected Credit Loss Estimation and Impairment Calculations » Profit & Loss Forecasting » Benchmarking » Stress Testing and Scenario-Conditional Projections » Origination & Scoring » Strategic Planning & Investment Management Moody’s Analytics consumer lending risk management solutions provide forward-looking, actionable insights to enhance your decision-making at every stage of the business cycle.
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Consumer Credit Analytics Solutions
Moody’s Analytics consumer credit analytics solutions enable you to assess performance, estimate losses, and anticipate risks and opportunities, by correlating lending behavior with current and future
economic conditions.
Application include
» Expected Credit Loss Estimation and Impairment Calculations
» Profit & Loss Forecasting
» Benchmarking
» Stress Testing and Scenario-Conditional Projections
» Origination & Scoring
» Strategic Planning & Investment Management
Moody’s Analytics consumer lending risk management solutions provide forward-looking, actionable insights to enhance your decision-making at every stage of the business cycle.
Risk measurement for all major consumer credit lines, including auto financing, credit card, mortgages, home equity, personal loans, and student loans.
» Delinquency Rates
» Future Volumes
» Interest/Fee Income
» Originations
» Prepayment
» Probability of Default (PD)
» Loss Given Default (LGD)
» Exposure at Default (EAD)
» Recoveries
Our ready-made, calibrated, and custom solutions feature:
» Integrated macro and regional economic data, reflecting the latest conditions
» Monthly updated economic forecasts and stressed scenarios
» Forecasts of more than 40 credit bureau attributes
» Transparent methodology and detailed documentation
» Flexible platform with multiple ways to visualize and export data
» Models backed by expert economists and consumer credit analysts
» Superior client services and support
07 0908 1110 12 13 14 1615 17 18 19 20 21
Loss Forecasts Under Multiple Scenarios
Contractual Default Rate, % of $ outstanding
0.0
0.2
0.4
0.6
1.0
0.8
Industry Stress Client Stress Industry Baseline Client Baseline
Sources: Equifax, Moody’s Analytics
CONTACT US Find out more information about Moody’s Analytics award
winning products and solutions.
www.moodysanalytics.com/contact-us
CONTACT DETAILS Visit us at moodysanalytics.com or contact us at a location below.