-
KWWSZZZLVODPPHVVDJHFRP
0DDOLNV0XZDWWD$87+257DUMXPDQDDQG-RKQVRQ
,QWURGXFWLRQWR7UDQVODWLRQRI0DOLNV0XZDWWD7UDQVODWRUVC$LVKDC$EGDUDKPDQDW7DUMXPDQDDQG
-
KWWSZZZLVODPPHVVDJHFRP
8UZDVDLGWKDW$LVKDWKHZLIHRIWKH3URSKHWPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHXVHGWRSUD\DVUZKLOH
WKHVXQOLJKWZDVSRXULQJLQWRKHUURRPEHIRUHWKHVXQLWVHOIKDGEHFRPHYLVLEOHLHEHFDXVHLWZDVVWLOOKLJKLQWKHVN\%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
WRSUD\VXEKZKHQWKHVWDUVZHUHDOOYLVLEOHDQGOLNHDKD]HLQWKHVN\DQGWRUHDGLQLWWZRORQJVXUDVIURPWKHPXIDVVDO%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
LQWKHSUD\HU1RWLFLQJWKHLUXQHDVLQHVVKHZHQWWRWKHPDQGVDLG2SHRSOH$OODKVHL]HGRXU
VSLULWV DUZDK DQG LI+HKDGZLVKHG+HZRXOGKDYH UHWXUQHG WKHP WRXVDW D
WLPHRWKHU WKDQ WKLV 6R LI \RX VOHHS WKURXJK WKH WLPH IRU D SUD\HU
RU IRUJHW LW DQG WKHQ DUHDQ[LRXVDERXW LWSUD\ LW DV LI\RXZHUHSUD\LQJ
LW LQ LWV
WLPH7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHWXUQHGWR$EX%DNUDQGVDLG6KD\WDQFDPHWR%LODOZKHQKHZDVVWDQGLQJLQSUD\HUDQGPDGHKLPOLHGRZQDQGOXOOHGKLPWRVOHHSOLNHD
VPDOO ER\ 7KH0HVVHQJHU RI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFH
WKHQFDOOHG%LODODQGWROGKLPWKHVDPHDVKHKDGWROG$EX%DNU$EX%DNUGHFODUHG
,EHDUZLWQHVVWKDW\RXDUHWKH0HVVHQJHURI$OODK6HFWLRQ3URKLELWLRQDJDLQVW'RLQJWKH3UD\HUDWWKH+RWWHVW+RXURIWKH'D\%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
ZLWKZKLWHPDUNVRQWKHLUIRUHKHDGVKDQGVDQGIHHWIURPZXGXDQG,ZLOOSUHFHGHWKHPWR
WKH +DZG 6RPHPHQZLOO EH GULYHQ DZD\ IURP WKH+DZG DV LI WKH\ZHUH
VWUD\LQJFDPHOVDQG,VKDOOFDOORXWWRWKHP:LOO\RXQRWFRPH":LOO\RXQRWFRPH":LOO\RXQRWFRPH"DQGVRPHRQHZLOOVD\7KH\FKDQJHGWKLQJVDIWHU\RXVR,VKDOOVD\7KHQDZD\ZLWKWKHPDZD\ZLWKWKHPDZD\ZLWKWKHP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
WROGWKHPDOOWRGRZXGXIURPLW$QDVDGGHG,VDZZDWHUFRPLQJRXWIURPKLVILQJHUV7KHQDOORIWKHPWRWKHODVWPDQGLGZXGX%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
ZRNHQ KLPXS IRU WKH VXEK SUD\HU DQG8PDU KDG VDLG
-
KWWSZZZLVODPPHVVDJHFRP
WRXFK\RXUSHQLV8UZDVDLG
,GLGQWNQRZWKDW0DUZDQLEQDO+DNDPVDLGWKDW%XVUDELQW6DIZDQKDGWROGKLPWKDWVKHKHDUGWKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVD\,IDQ\RI\RXWRXFKHVKLVSHQLVKHVKRXOGGRZXGX%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN 1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-XUXIDQGIRXQGVHPHQRQKLVFORWKHV+HVDLG6LQFHZHKDYHEHHQHDWLQJULFKPHDWRXUYHLQVKDYHEHFRPHIXOVRPH+HGLGJKXVOZDVKHGWKHVHPHQIURPKLVFORWKLQJDQGGLGKLVSUD\HUDJDLQ%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
SHUPLWWHGPH IURPP\ZLIHZKHQ VKH
LVPHQVWUXDWLQJ"7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG/HWKHUZUDSKHUZDLVWZUDSSHUURXQGKHUVHOIWLJKWO\DQGWKHQZKDWLVDERYHWKDWLV\RXUFRQFHUQ%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
, ZRXOG EH RYHUEXUGHQLQJ P\ FRPPXQLW\ , ZRXOG KDYH RUGHUHG WKHP
WR XVH D WRRWKVWLFN%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
PDQRUDQ\WKLQJZLWKLQUDQJHKHDUVWKHYRLFHRIWKHPXD]K]KLQH[FHSWWKDWLWEHDUVZLWQHVVIRUKLPRQWKHGD\RIULVLQJ%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLGDERXWDQLPDPZKRIRUJRWWKHRSHQLQJWDNELUXQWLOKHKDGILQLVKHG
KLVSUD\HU,WKLQNWKDWKHVKRXOGGRWKHSUD\HUDJDLQDQGWKRVHEHKLQGKLPHYHQLIWKH\KDYHVDLGWKHWDNELU6HFWLRQ7KH5HFLWDWLRQRI4XUDQLQWKH0DJKULEDQGOVKD3UD\HUV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
WDONLQJFRQILGHQWLDOO\WR\RXU/RUG6RORRNWRZKDW\RXFRQILGHWR+LPDQGGRQRWVD\WKH4XUDQRXWORXGVRWKDWRWKHUVKHDULW%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
JUDQWKLPSHDFHVDLG,KRSHWKDW\RXZLOOQRWOHDYHWKHPRVTXHXQWLO\RXNQRZDVXUDZKRVH
OLNH $OODK KDV QRWVHQWGRZQ LQ WKH 7DZUDK QRU LQ WKH ,QMLO QRU LQ
WKH
4XUDQ8ED\\VDLG,EHJDQWRVORZGRZQP\SDFHLQWKHKRSHRIWKDW7KHQ,VDLG0HVVHQJHURI$OODK
WKH VXUD \RX SURPLVHG PH +H VDLG :KDW GR \RX UHFLWH ZKHQ \RX EHJLQ
WKHSUD\HU",UHFLWHGWKH)DWLKD6XUDXQWLO,FDPHWRWKHHQGRILWDQGWKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG,WLVWKLVVXUDDQGLWLVWKHVHYHQRIWUHSHDWHGDQGWKH*UHDW4XUDQZKLFK,ZDVJLYHQ%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
RI WKH LPDP LVHQRXJK IRU\RXDQGZKHQ\RXSUD\RQ\RXURZQ\RXPXVW
UHFLWH1DILDGGHG$EGXOODKLEQ8PDUXVHGQRWWRUHFLWHEHKLQGWKHLPDP
-
KWWSZZZLVODPPHVVDJHFRP
$OODKEOHVVKLPDQGJUDQWKLPSHDFHGLG,VDLG:KDWGLGWKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHGR"+HVDLG:KHQKHVDWLQWKHSUD\HUKHSODFHGKLVULJKWKDQGRQKLVULJKWWKLJKDQGKHFORVHGKLVILVWDQGSRLQWHGKLVLQGH[ILQJHUDQGKHSODFHGKLVOHIWKDQGRQKLVOHIWWKLJK7KDWLVZKDWKHXVHGWRGR%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
+LVEOHVVLQJV3HDFHEHRQXVDQGRQ WKH VODYHVRI$OODKZKRDUHVDOLKXQ ,
WHVWLI\
WKDWWKHUHLVQRJRGH[FHSW$OODK,WHVWLI\WKDW0XKDPPDGLVWKH0HVVHQJHURI$OODK%LVPLOODK
DWWDKL\DWX OLOODK DVVDODZDWX OLOODK D]]DNL\DWX OLOODK $VVDODPX
DODQQDEL\\L ZD UDKPDWXOODKL ZD EDUDNDWXKX $VVDODPX DOD\QDZD DOD
LEDGL
OODKLVVDOLKLQ6KDKLGWXDQODLODKDLOODOODK6KDKLGWXDQQD0XKDPPDGXUUDVXOXOODK+H
XVHG WR VD\ WKLV DIWHU WKH ILUVW WZR UDNDV DQG KH ZRXOG PDNH
VXSSOLFDWLRQ
ZLWKZKDWHYHUVHHPHGILWWRKLPZKHQWKHWDVKDKKXGZDVFRPSOHWHG:KHQKHVDWDWWKHHQGRIWKHSUD\HUKHGLG
WKH WDVKDKKXGLQDVLPLODUPDQQHUH[FHSW WKDWDIWHU WKHWDVKDKKXGKHPDGH
VXSSOLFDWLRQ ZLWK ZKDWHYHU VHHPHG ILW WR KLP :KHQ KH KDG FRPSOHWHG
WKHWDVKDKKXG DQG LQWHQGHG WR VD\ WKH WDVOLP KH VDLG 3HDFH EH RQ WKH
3URSKHW DQG
+LVPHUF\DQGEOHVVLQJV3HDFHEHXSRQXVDQGRQWKHVODYHVRI$OODKZKRDUHVDOLKXQ$VVDODPXDODQQDEL\\LZDUDKPDWXOODKLZDEDUDNDWXKX$VVDODPXDOD\QDZDDODLEDGLOODKLVVDOLKLQ+HWKHQVDLG3HDFHEHXSRQ\RXWRKLVULJKWDQGZRXOGUHWXUQWKHJUHHWLQJWRWKHLPDPDQGLIDQ\RQHVDLG3HDFHEHXSRQ\RXIURPKLVOHIWKHZRXOGUHWXUQWKHJUHHWLQJWRKLP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLG(YHU\IRUJHWIXOQHVVZKLFKGHFUHDVHVIURPWKHSUD\HUSURVWUDWLRQVIRULWFRPHEHIRUH
WKH JUHHWLQJ DQG HYHU\ IRUJHWIXOQHVV ZKLFK LV DQ DGGLWLRQ WR WKH
SUD\HUSURVWUDWLRQVIRULWFRPHDIWHUWKHJUHHWLQJ6HFWLRQ&RPSOHWLQJZKDWLV5HFDOOHG:KHQ8QFHUWDLQKRZPXFKKDVEHHQ3UD\HG%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLGFRQFHUQLQJVRPHRQHZKRZDV LQDFURZGRQ WKHGD\RI
MXPXDDQGGLGWKHUXNXEXWZDVQRWDEOHWRJRLQWRVDMGDXQWLOWKHLPDPKDGULVHQRUILQLVKHGKLVSUD\HU,IKHLVDEOHWRGRWKHVDMGDDQGKDVDOUHDG\GRQHWKHUXNXWKHQKHVKRXOGGRWKHVDMGDZKHQWKHSHRSOHVWDQGXS
,IKH LVXQDEOH WRGRWKHVDMGDXQWLODIWHU
WKHLPDPKDVILQLVKHGWKHSUD\HUWKHQ,SUHIHUWKDWKHEHJLQVWKHSUD\HUDJDLQDQGGRHVWKHIRXUUDNDVRI]KXKU6HFWLRQ1RVH%OHHGVRQWKH'D\RI-XPXD%RRN1XPEHU0DOLNVDLG6RPHRQHZKRKDVDQRVHEOHHGRQWKHGD\RIMXPXDZKLOHWKHLPDPLVJLYLQJWKHNKXWEDDQGKHOHDYHVDQGGRHVQRWFRPHEDFNXQWLOWKHLPDPKDVILQLVKHGWKHSUD\HUVKRXOGSUD\IRXUUDNDV
0DOLNVDLGWKDWVRPHRQHZKRSUD\HGDUDNDZLWKWKHLPDPRQWKHGD\RIMXPXDWKHQKDGDQRVHEOHHGDQGOHIWDQGFDPHEDFNDQGWKHLPDPKDGSUD\HGERWKUDNDVVKRXOGFRPSOHWHWKHSUD\HUZLWKDQRWKHUUDNDDVORQJDVKHKDGQRWVSRNHQ0DOLN
VDLG ,I VRPHRQHKDV DQRVHEOHHG RU VRPHWKLQJKDSSHQV
WRKLPDQGKHKDVQRDOWHUQDWLYHEXW WR OHDYHKHGRHVQRWKDYH
WRDVNSHUPLVVLRQRI WKH LPDPLIKHZDQWV
WROHDYHRQWKHGD\RIMXPXD6HFWLRQ0DNLQJ+DVWHRQWKH'D\RI-XPXD%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
SUD\HUZKDWHYHUKHDVNVIRUDQGWKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHLQGLFDWHGZLWKKLVKDQGKRZVPDOOLWZDV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
,EQ6KLKDEVDLG7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHGLHGZKLOHWKDWZDVVWLOOWKHFXVWRPDQGLWFRQWLQXHGWREHWKHFXVWRPLQWKHNKDOLIDWHRI$EX%DNUDQGDWWKHEHJLQQLQJRIWKHNKDOLIDWHRI8PDULEQDO.KDWWDE6HFWLRQ:DWFKLQJWKH1LJKWLQ3UD\HU%RRN1XPEHU0DOLNUHODWHGWRPHIURP,EQ6KLKDEIURP8UZDLEQD]=XED\UWKDW$EGDU5DKPDQLEQ$EGDO4DULVDLG,ZHQWRXWZLWK8PDULEQDO.KDWWDELQ5DPDGDQWRWKHPRVTXHDQGWKHSHRSOH
WKHUHZHUH VSUHDGRXW LQJURXSV6RPHPHQZHUHSUD\LQJE\
WKHPVHOYHVZKLOVWRWKHUV ZHUH SUD\LQJ LQ VPDOO JURXSV 8PDU VDLG %\
$OODK ,W ZRXOG EH EHWWHU LQ P\RSLQLRQLI
WKHVHSHRSOHJDWKHUHGEHKLQGRQHUHFLWHU6RKHJDWKHUHGWKHPEHKLQG8ED\\LEQ.DE7KHQ,ZHQWRXWZLWKKLPDQRWKHUQLJKWDQGWKHSHRSOHZHUHSUD\LQJEHKLQGWKHLU4XUDQUHFLWHU8PDUVDLG
+RZH[FHOOHQWWKLVQHZZD\LVEXWZKDW\RXPLVVZKLOH\RXDUHDVOHHS LVEHWWHU
WKDQZKDW\RXZDWFK LQSUD\HU+HPHDQW WKHHQGRI
WKHQLJKWDQGSHRSOHXVHGWRZDWFKWKHEHJLQQLQJRIWKHQLJKWLQSUD\HU%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
QLJKWDQGVOHHSRYHUFRPHVKLPGXULQJLW$OODKZULWHVIRUKLPWKHUHZDUGRIKLVSUD\HUDQGKLVVOHHSLVVDGDTDIRUKLP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
6HFWLRQ7KH&RPPDQGWR3UD\WKH:LWU%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
RQHUDNDIRUZLWU7KHQWKHFORXGVFOHDUHGDQGKHVDZWKDWLWZDVVWLOOQLJKWVRKHPDGHKLVSUD\HUVHYHQZLWKRQHUDND7KHQKHFRQWLQXHGWRSUD\WZRUDNDVDWDWLPHXQWLOZKHQKHIHDUHGWKHDSSURDFKRIGDZQKHSUD\HGRQHUDNDIRUZLWU%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
6HFWLRQ7KH7ZR5DNDVRI)DMU%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG:KDWSUHYHQWHG\RXIURPSUD\LQJZLWKWKHSHRSOH"$UHQW\RXDPXVOLP"+HVDLG2IFRXUVH0HVVHQJHURI$OODK
EXW , KDYH DOUHDG\SUD\HGZLWKP\
IDPLO\7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG:KHQ\RXFRPHSUD\ZLWKWKHSHRSOHHYHQLI\RXKDYHSUD\HGDOUHDG\%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
SUD\LQJLQRQHJDUPHQWLQWKHKRXVHRI8PP6DODPD+HZDVFRPSOHWHO\FRYHUHGE\LWDQGKDGSXWERWKHQGVRYHUKLVVKRXOGHUV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN6KRUWHQLQJWKH3UD\HU6HFWLRQ-RLQLQJ7ZR3UD\HUVZKHQ6HWWOHGDQGZKHQ7UDYHOOLQJ%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
LIKHZLVKHGWRWUDYHOWKHVDPHGD\DQGKHZRXOGMRLQPDJKULEDQGLVKDLIKHZLVKHGWRWUDYHOWKHVDPHQLJKW6HFWLRQ6KRUWHQLQJWKH3UD\HULQ7UDYHO%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
P\SURWHFWLRQ7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG:HJLYHSURWHFWLRQWRZKRHYHU\RXKDYHJLYHQSURWHFWLRQWR8PP+DQL8PP+DQLUHODWHGWKDWWKLVLQFLGHQWKDSSHQHGLQWKHPRUQLQJ%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
IRUEOHVVLQJVRQHDFKRQHRI\RXDVORQJDVKHLVLQWKHSODFHZKHUHKHKDVSUD\HGDQGKDVQRWGLVFKDUJHGDQ\WKLQJ7KH\VD\$OODKIRUJLYHKLP$OODKKDYHPHUF\RQKLP0DOLN
VDLG , GR QRW FRQVLGHU WKDW KLV ZRUGV KDV QRW GLVFKDUJHG DQ\WKLQJ
UHIHU WRDQ\WKLQJRWKHUWKDQWKHGLVFKDUJHVWKDWEUHDNZXGX%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
6HFWLRQ3UD\HURQWKH3URSKHWPD\$OODK%OHVV+LPDQG*UDQW+LP3HDFH%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
SODFHZKHUH FDPHOV DUHZDWHUHG"$EGXOODK UHSOLHG 1REXW \RX FDQSUD\
LQ D VKHHSSHQ%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
GRHVQW UHDOO\GR WKHSUD\HU+HVDLGPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFH
7KRVHDUHWKHRQHVZKRP$OODKKDVIRUELGGHQPHWRNLOO%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
RWKHU 7KHPHULW RI WKH ILUVWZDV EHLQJPHQWLRQHG LQ WKH SUHVHQFH RI
WKH0HVVHQJHU RI$OODKPD\$OODK EOHVV KLP DQG JUDQW KLP SHDFH DQG KH
VDLG :DVQW WKH RWKHU RQH
DPXVOLP"7KH\VDLG2IFRXUVH0HVVHQJHURI$OODKDQGWKHUHZDVQRKDUPLQKLP7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG:KDWZLOOPDNH\RXUHDOLVHZKDWKLVSUD\HUKDVEURXJKWKLP7KHSUD\HU
LV OLNHDGHHS ULYHURI
VZHHWZDWHUUXQQLQJE\\RXUGRRULQWRZKLFK\RXSOXQJHILYHWLPHVDGD\+RZPXFKRI\RXUGLUWLQHVVGR\RXWKLQNWKDWZLOOOHDYH"
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
WDNELUEHKLQGWKHLPDPDQGKHSUD\HGRQHUDNDZLWKWKHPLQFOXGLQJWKHSURVWUDWLRQ+HWKHQVDLG
WKH WDVOLPZKLOH WKH\VWRRGXSDQGSUD\HG WKH UHPDLQLQJUDNDE\
WKHPVHOYHV7KHQWKH\VDLGWKHWDVOLP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
ORQJ WLPHQHDUO\DV ORQJDV LW WDNHV WR UHFLWH6XUDWDO%DTDUD 6XUD
DQG WKHQZHQWLQWR UXNX IRUD ORQJ WLPH7KHQKHURVHDQGVWRRGIRUD ORQJ
WLPH WKRXJK OHVV WKDQ
WKHILUVWWLPH7KHQKHZHQWLQWRUXNXIRUDORQJWLPHWKRXJKOHVVWKDQWKHILUVWWLPH7KHQKHZHQWGRZQLQWRVDMGD7KHQKHVWRRGIRUDORQJWLPHWKRXJKOHVVWKDQWKHILUVWWLPH7KHQKHZHQWLQWRUXNXIRUDORQJWLPHWKRXJKOHVVWKDQWKHILUVWWLPH7KHQKHURVHDQGVWRRGIRUD
ORQJ WLPH WKRXJK OHVV WKDQ WKH ILUVWWLPH7KHQKHZHQW LQWR UXNXIRUD
ORQJ WLPHWKRXJK OHVV WKDQ WKH ILUVW WLPH7KHQKHZHQWGRZQ LQWR VDMGD
DQGE\ WKH WLPHKHKDGILQLVKHG WKH VXQKDGDSSHDUHG7KHQKH VDLG 7KHVXQDQG
WKHPRRQDUH WZRRI$OODKVVLJQV 7KH\ GR QRW HFOLSVH IRU DQ\RQHV GHDWK
QRU IRU DQ\RQHV OLIH:KHQ \RX VHH DQHFOLSVH UHPHPEHU $OODK 7KH\ VDLG
0HVVHQJHU RI $OODK ZH VDZ \RX UHDFK RXW
IRUVRPHWKLQJZKLOH\RXZHUHVWDQGLQJKHUHDQGWKHQZHVDZ\RXZLWKGUDZ+HVDLG,VDZWKH*DUGHQDQG,UHDFKHGRXWIRUDEXQFKRI
JUDSHVIURPLWDQGLI,KDGWDNHQLW\RXZRXOGKDYHEHHQDEOHWRHDWIURPLWIRUDVORQJDVWKLVZRUOGODVWHG7KHQ,VDZWKH)LUH
DQG,KDYHQHYHUVHHQDQ\WKLQJPRUHKLGHRXVWKDQZKDW,VDZWRGD\
DQG,VDZWKDWPRVWRILWVSHRSOHZHUHZRPHQ7KH\VDLG
:K\0HVVHQJHURI$OODK"+HVDLG %HFDXVHRI WKHLUXQJUDWHIXOQHVV NXIU
6RPHRQH VDLG $UH WKH\ XQJUDWHIXO WR$OODK" +H VDLG 7KH\
DUHXQJUDWHIXOWRWKHLUKXVEDQGVDQGWKH\DUHXQJUDWHIXOIRUJRRGEHKDYLRXUWRZDUGVWKHP(YHQLI\RXZHUHWREHKDYHZHOOWRZDUGVRQHRIWKHPIRUDZKROHOLIHWLPHDQGWKHQVKHZHUH
WR VHH\RXGR VRPHWKLQJ WKDW VKHGLGQRW OLNH VKHZRXOG VD\ WKDW
VKHKDGQHYHUVHHQDQ\WKLQJJRRGIURP\RX%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
SRLQWHGWRZDUGVWKHVN\ZLWKKHUKDQGDQGVDLG*ORU\EHWR$OODK,VDLG$VLJQ"6KHQRGGHG
-
KWWSZZZLVODPPHVVDJHFRP
JUDQWKLPSHDFHVDLG2$OODKRQO\WKHPRXQWDLQDQGKLOOWRSVWKHYDOOH\ERWWRPVDQGWKHSODFHVZKHUHWUHHVJURZ$QDVDGGHG,WFOHDUHGDZD\IURP0DGLQDOLNHDJDUPHQWEHLQJUHPRYHG0DOLNVDLGDERXWDPDQZKRPLVVHGWKHSUD\HURIDVNLQJIRUUDLQEXWFDXJKWWKHNKXWEDDQGZLVKHGWRSUD\LQWKHPRVTXHRULQKLVKRXVHZKHQKHUHWXUQHG+HLVIUHHWRGRVRRUQRWDVKHZLVKHV6HFWLRQ$ERXW$VNLQJWKH6WDUVIRU5DLQ%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
$OODK WKH %OHVVHG DQG ([DOWHG VD\V 1R LW LV D UHPLQGHU DQG
ZKRHYHU ZLVKHV
ZLOOUHPHPEHULW8SRQKRQRXUHGSDJHVH[DOWHGDQGSXULILHGE\WKHKDQGVRIVFULEHVQREOHDQGREHGLHQW6HFWLRQ3HUPLVVLRQWR5HFLWHWKH4XUDQ:KHQ1RWLQ:XGX%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
KHDUV D SLHFH RI 4XUDQ WKDW UHTXLUHV D SURVWUDWLRQ EHLQJ UHFLWHG
E\ DPDQZKR LV
QRWOHDGLQJKLPLQSUD\HUGRHVQRWKDYHWRGRWKHSURVWUDWLRQ6HFWLRQ$ERXW5HFLWLQJ6XUDWDO,NKODVDQG6XUDWDO0XON%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
$OODK6XEKDQDOODKWKLUW\WKUHHWLPHVDQG$OODKLV*UHDWHU$OODKXDNEDUWKLUW\WKUHHWLPHVDQG
3UDLVHEHWR$OODKDOKDPGXOLOODK WKLUW\WKUHHWLPHVDQGVHDOV
WKHKXQGUHGZLWK 7KHUH LV QR JRG EXW $OODK DORQH ZLWKRXW DQ\ SDUWQHU
7KH .LQJGRP DQG
SUDLVHEHORQJWR+LPDQG+HKDVSRZHURYHUHYHU\WKLQJ/DLODKDLOODOODKZDKGDKXODVKDULNDODKODKXOPXONXZDODKXOKDPGZDKXZDDODNXOOLVKD\LQTDGLUDIWHUHYHU\SUD\HUZLOOKDYHKLVZURQJDFWLRQVIRUJLYHQKLPHYHQLIWKH\DUHDEXQGDQWDVWKHIRDPRQWKHVHD%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
KLP SHDFH XVHG WR VD\ZKHQ KH URVH IRU SUD\HU LQ WKHPLGGOH RI WKH
QLJKW 2$OODKSUDLVHEHORQJVWR
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
WKHKRUQRI6KD\WDQDQGWKHQJHWVXSDQGUDWWOHVRIIIRXUUDNDVKDUGO\UHPHPEHULQJ$OODKLQWKHPDWDOO%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLG7KHUHLVQRSDUWLFXODUZD\ZLWKXVIRUZDVKLQJWKHGHDGQRUDQ\UHFRJQLVHGZD\WRGRLW7KH\DUHMXVWZDVKHGDQGSXULILHG6HFWLRQ6KURXGLQJWKH'HDG%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
DK\DUHODWHGWRPHIURP0DOLNWKDWKHKDGKHDUGWKDW$,L
LEQ$EL7DOLEXVHGWRUHVWKLVKHDGRQJUDYHVDQGOLHRQWKHP0DOLNVDLG$VIDUDVZHFDQVHHLWLVRQO\IRUELGGHQWRVLWRQJUDYHVWRUHOLHYHRQHVHOI%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
WKHQ WDNHQ IURP \RX ZKHQ +H KDV D JUHDWHU ULJKW WR LW WKDQ \RX"
7KHQ KH VDZ
WKHVLWXDWLRQKHZDVLQDQG$OODKKHOSHGKLPE\KHUZRUGV6HFWLRQ'LJJLQJ8S*UDYHV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%OHVVHGDQG([DOWHGVDLG,I0\VODYHORQJVWRPHHW0H,ORQJWRPHHWKLPDQGLIKHLVDYHUVHWRPHHWLQJ0H,DPDYHUVHWRPHHWLQJKLP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
OHIW%DULUDDUULYHGEDFNEHIRUHKLPDQGWROGPHDQG,GLGQRWVD\DQ\WKLQJ
WRKLPXQWLOPRUQLQJDQGWKHQ,PHQWLRQHGLWWRKLPDQGKHH[SODLQHG,ZDVVHQWRXWWRWKHSHRSOHRIDO%DTLWRSUD\IRUWKHP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
0DOLN VDLG
:KHQDPDQKDVJROGDQGVLOYHUGLVSHUVHGDPRQJYDULRXVSHRSOHKHPXVWDGGLWDOOXSWRJHWKHUDQGWKHQWDNHRXWWKH]DNDWGXHRQWKHWRWDOVXP0DOLNVDLG1R]DNDWLVGXHIURPVRPHRQHZKRDFTXLUHVJROGRUVLOYHUXQWLOD\HDUKDVHODSVHGRYHUKLVDFTXLVLWLRQIURPWKHGD\LWEHFDPHKLV6HFWLRQ7KH=DNDW2Q0LQHV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
WDNHQXQOHVV LW IDOOVVKRUWRI
WZHQW\GLQDUVRIJROGRUWZRKXQGUHGGLUKDPVRIVLOYHULQZKLFKFDVHWKHUHLVQR]DNDWWRSD\=DNDWLVSDLGRQO\ZKHQMHZHOOHU\LVNHSWIRUSXUSRVHVRWKHUWKDQZHDULQJ%LWVRIJROGDQGVLOYHURUEURNHQMHZHOOHU\ZKLFKWKHRZQHULQWHQGVWRPHQGWRZHDUDUHLQWKHVDPHSRVLWLRQDVJRRGVZKLFKDUHZRUQE\WKHLURZQHU
QR]DNDWKDVWREHSDLGRQWKHPE\WKHRZQHU0DOLNVDLG7KHUHLVQR]DNDWWRSD\RQSHDUOVPXVNRUDPEHU6HFWLRQ7KH=DNDWRQWKH3URSHUW\RI2USKDQVDQG7UDGLQJRQWKHLU%HKDOI%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
PHQWLRQHG WKDW8PDU LEQ$EG DO$]L] KDGZULWWHQ WRKLP VD\LQJ $VVHVV
WKHPXVOLPVWKDW \RX FRPH DFURVV DQG WDNH IURP ZKDW LV DSSDUHQW RI
WKHLU ZHDOWK DQG
ZKDWHYHUPHUFKDQGLVHLVLQWKHLUFKDUJHRQHGLQDUIRUHYHU\IRUW\GLQDUVDQGWKHVDPHSURSRUWLRQIURPZKDWLVOHVVWKDQWKDWGRZQWRWZHQW\GLQDUVDQGLIWKHDPRXQWIDOOVVKRUWRIWKDWE\RQHWKLUGRIDGLQDUWKHQOHDYHLWDQGGRQRWWDNHDQ\WKLQJIURPLW$VIRUWKHSHRSOHRIWKH%RRNWKDW\RXFRPHDFURVVWDNHIURPWKHPHUFKDQGLVHLQWKHLUFKDUJHRQHGLQDUIRUHYHU\WZHQW\GLQDUVDQGWKHVDPHSURSRUWLRQIURPZKDWLVOHVVWKDQWKDWGRZQWRWHQ
GLQDUVDQGLIWKHDPRXQWIDOOVVKRUWE\RQHWKLUGRIDGLQDUOHDYHLWDQGGRQRWWDNHDQ\WKLQJIURPLW*LYHWKHPDUHFHLSWIRUZKDW\RXKDYHWDNHQIURPWKHPXQWLOWKHVDPHWLPHQH[W\HDU0DOLN
VDLG 7KH SRVLWLRQ DPRQJ XV LQ 0DGLQD FRQFHUQLQJ JRRGV ZKLFK DUH
EHLQJPDQDJHG IRU WUDGLQJSXUSRVHV LV WKDW LI DPDQSD\V ]DNDW
RQKLVZHDOWK DQG WKHQEX\VJRRGVZLWK LWZKHWKHU FORWK VODYHVRU
VRPHWKLQJ VLPLODU DQG WKHQ VHOOV WKHPEHIRUH
D\HDUKDVHODSVHGRYHUWKHPKHGRHVQRWSD\]DNDWRQWKDWZHDOWK
XQWLOD\HDUHODSVHVRYHULWIURPWKHGD\KHSDLG]DNDWRQLW+HGRHVQRWKDYHWRSD\]DNDWRQDQ\RIWKHJRRGVLIKHGRHVQRWVHOOWKHPIRUVRPH\HDUVDQGHYHQLIKHNHHSVWKHPIRUDYHU\ORQJWLPHKHVWLOORQO\KDVWRSD\]DNDWRQWKHPRQFHZKHQKHVHOOVWKHP0DOLN
VDLG 7KH SRVLWLRQ DPRQJ XV FRQFHUQLQJ DPDQZKR XVHV JROG RU VLOYHU
WR
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
VDLG 7KHSRVLWLRQ LV WKHVDPHIRUPXVOLPVZKR
WUDGHDQGPXVOLPVZKRGRQRW7KH\RQO\KDYHWRSD\]DNDWRQFHLQDQ\RQH\HDUZKHWKHUWKH\WUDGHLQWKDW\HDURUQRW6HFWLRQ:HDOWKZKLFKKDVEHHQ+LGGHQ$ZD\.DQ]%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
2QDQ\WKLQJDERYH WKDWXS WR WKLUW\ILYHFDPHOVDVKHFDPHO LQ LWVVHFRQG
\HDUDQG
LIWKHUHLVQRVKHFDPHOLQLWVVHFRQG\HDUDPDOHFDPHOLQLWVWKLUG\HDU2QDQ\WKLQJDERYHWKDWXSWRIRUW\ILYHFDPHOVDVKHFDPHOLQLWVWKLUG\HDU2QDQ\WKLQJDERYHWKDWXSWRVL[W\FDPHOVDVKHFDPHOLQLWVIRXUWK\HDUWKDWLVUHDG\WREHVLUHG2QDQ\WKLQJDERYHWKDWXSWRVHYHQW\ILYHFDPHOVDVKHFDPHOLQLWVILIWK\HDU2QDQ\WKLQJDERYHWKDWXSWRQLQHW\FDPHOVWZRVKHFDPHOVLQWKHLUWKLUG\HDU2QDQ\WKLQJDERYH
WKDWXS WRRQHKXQGUHGDQG WZHQW\FDPHOV WZRVKHFDPHOV LQ
WKHLUIRXUWK\HDUWKDWDUHUHDG\WREHVLUHG2QDQ\QXPEHURIFDPHOVDERYHWKDWIRUHYHU\IRUW\FDPHOVDVKHFDPHOLQLWVWKLUG\HDUDQGIRUHYHU\ILIW\DVKHFDPHOLQLWVIRXUWK\HDU2QJUD]LQJVKHHSDQGJRDWVLIWKH\FRPHWRIRUW\RUPRUH
XSWRRQHKXQGUHGDQGWZHQW\KHDGRQHHZH2QDQ\WKLQJDERYHWKDWXSWRWZRKXQGUHGKHDGWZRHZHV2QDQ\WKLQJDERYHWKDWXSWRWKUHHKXQGUHGWKUHHHZHV2QDQ\WKLQJDERYHWKDWIRUHYHU\KXQGUHGRQHHZH$UDPVKRXOGQRWEHWDNHQIRU]DNDWQRU
DQROGRUDQLQMXUHGHZHH[FHSWDVWKH]DNDWFROOHFWRUWKLQNVILW7KRVH
VHSDUDWHG VKRXOG QRW EH JDWKHUHG WRJHWKHUQRU VKRXOG WKRVHJDWKHUHG
WRJHWKHUEHVHSDUDWHGLQRUGHUWRDYRLGSD\LQJ]DNDW:KDWHYHUEHORQJVWRWZRDVVRFLDWHVLVVHWWOHGEHWZHHQWKHPSURSRUWLRQDWHO\2QVLOYHULILWUHDFKHVILYHDZDTWZRKXQGUHGGLUKDPVRQHIRUWLHWKLVSDLG6HFWLRQ7KH=DNDWRQ&DWWOH%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
KDYHWKHQKHPXVWEX\WKHUHTXLUHGDQLPDOVRWKDWKHJLYHVWKHFROOHFWRUZKDWLVGXH,GRQRWOLNHLWLIWKHRZQHUJLYHVWKHFROOHFWRUWKHHTXLYDOHQWYDOXH0DOLN
VDLG DERXW FDPHOV XVHG IRU FDUU\LQJ ZDWHU DQG FDWWOH XVHG IRU
ZRUNLQJ
ZDWHUZKHHOVRUSORXJKLQJ,QP\RSLQLRQVXFKDQLPDOVDUHLQFOXGHGZKHQDVVHVVLQJ]DNDW6HFWLRQ7KH=DNDWRI$VVRFLDWHV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
DFWXDOO\ ILQGV LQ KLV SRVVHVVLRQ DQG LI KLV OLYHVWRFN KDV GLHG
RU VHYHUDO SD\PHQWV
RI]DNDWDUHGXHIURPKLPDQGQRWKLQJLVWDNHQXQWLODOOKLVOLYHVWRFNKDVGLHGRUKDVEHHQUHGXFHGWRDQDPRXQWEHORZWKDWRQZKLFKKHKDVWRSD\]DNDWWKHQKHGRHVQRWKDYHWRSD\DQ\]DNDW
DQG WKHUH LVQR OLDELOLW\ RQKLP IRUZKDWKDVGLHGRU IRU WKH\HDUV
WKDWKDYHSDVVHG6HFWLRQ 7KH3URKLELWLRQ DJDLQVW0DNLQJ7KLQJV'LIILFXOW
IRU 3HRSOHZKHQ7DNLQJ=DNDW%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLN VDLG FURSVZKLFK DUHQRW HDWHQ IUHVK VXFK DVJUDLQV DQG
VHHGVZKLFK
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
RUPRUHXVLQJ WKH VDRI
WKH3URSKHWPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHWKHQ]DNDWLVGHGXFWHGIURPLW=DNDWGRHVQRWKDYHWREHSDLGKRZHYHURQWKHIUXLWWKDWZDVGDPDJHG*UDSHYLQHVDUHGHDOWZLWKLQWKHVDPHZD\,IDPDQRZQVYDULRXVSLHFHVRISURSHUW\
LQYDULRXVSODFHVRU LVDFRRZQHURIYDULRXVSLHFHV RI SURSHUW\ LQ YDULRXV
SODFHV QRQH RI ZKLFK LQGLYLGXDOO\ FRPHV WR D
]DNDWDEOHDPRXQWEXWZKLFKZKHQDGGHG WRJHWKHUGRFRPH WRD]DNDWDEOHDPRXQW
WKHQKHDGGVWKHPWRJHWKHUDQGSD\VWKH]DNDWWKDWLVGXHRQWKHP6HFWLRQ7KH=DNDWRQ6HHGVDQG2OLYHV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLG6RPHRQHZKRVHOOVKLVFURSVZKHQWKH\DUHULSHDQGDUHUHDG\LQWKHKXVNKDVWRSD\]DNDWRQWKHPEXW
WKHRQHZKREX\VWKHPGRHVQRW7KHVDOHRIFURSVLVQRWYDOLGXQWLOWKH\DUHUHDG\LQWKHKXVNDQGQRORQJHUQHHGZDWHU0DOLNVDLGFRQFHUQLQJWKHZRUGRI$OODKWKH([DOWHG$QGJLYHLWVGXHRQWKHGD\RILWVKDUYHVWLQJWKDWLWUHIHUUHGWR]DNDWDQGWKDWKHKDGKHDUGSHRSOHVD\LQJWKDW0DOLN
VDLG ,I VRPHRQHVHOOVKLVJDUGHQRUKLV ODQGRQZKLFKDUHFURSVRU
IUXLWZKLFKKDYHQRW\HWULSHQHGWKHQLWLVWKHEX\HUZKRKDVWRSD\WKH]DNDW,IKRZHYHUWKH\KDYHULSHQHG
LW LV WKH VHOOHUZKRKDV WRSD\ WKH ]DNDW XQOHVVSD\LQJ WKH ]DNDW LV
RQHRI
WKHFRQGLWLRQVRIWKHVDOH6HFWLRQ)UXLWRQZKLFK=DNDWGRHV1RWKDYHWREH3DLG%RRN1XPEHU0DOLNVDLG,IDPDQKDVIRXUDZVXTRIGDWHVKHKDVKDUYHVWHGIRXUDZVXTRIJUDSHVKHKDV
SLFNHG RU IRXU DZVXT RI ZKHDW KH KDV UHDSHG RU IRXU DZVXT RI SXOVHV
KH KDVKDUYHVWHG WKH GLIIHUHQW FDWHJRULHV DUH QRW DGGHG WRJHWKHU DQG
KH GRHV QRW KDYH WRSD\]DNDWRQDQ\RIWKHFDWHJULHV
WKHGDWHVWKHJUDSHVWKHZKHDWRUWKHSXOVHV XQWLODQ\RQHRI
WKHPFRPHVWRILYHDZVXTXVLQJWKHVDRI
WKH3URSKHWPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHDV
WKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG
7KHUHLVQR]DNDWWRSD\RQDQ\WKLQJOHVVWKDQILYHDZVXTRIGDWHV
OIDQ\RIWKHFDWHJRULHVFRPHVWRILYHDZVXTWKHQ]DNDWPXVWEHSDLG,IQRQHRIWKHFDWHJRULHVFRPHVWRILYHDZVXTWKHQWKHUHLVQR]DNDWWRSD\7KHH[SODQDWLRQRIWKLVLVWKDWZKHQDPDQKDUYHVWVILYHDZVXTRIGDWHVIURPKLVSDOPVKHDGGVWKHPDOOWRJHWKHUDQGGHGXFWVWKH]DNDWIURPWKHPHYHQLI
WKH\DUHDOORIGLIIHUHQWNLQGVDQGYDULHWLHV,W
LVWKHVDPHZLWKGLIIHUHQWNLQGVRIFHUHDOVXFKDVEURZQZKHDWZKLWHZKHDWEDUOH\DQGVXOWZKLFKDUHDOOFRQVLGHUHG
DV RQH FDWHJRU\ ,I D PDQ UHDSV ILYH DZVXT RI DQ\ RI WKHVH KH DGGV
LW
DOOWRJHWKHUDQGSD\V]DNDWRQLW,ILWGRHVQRWFRPHWRWKDWDPRXQWKHGRHVQRWKDYHWRSD\DQ\]DNDW,WLVWKHVDPHDOVRZLWKJUDSHVZKHWKHUWKH\EHEODFNRUUHG,IDPDQSLFNVILYHDZVXTRIWKHPKHKDVWRSD\]DNDWRQWKHPEXWLIWKH\GRQRWFRPHWRWKDWDPRXQWKHGRHVQRWKDYHWRSD\DQ\]DNDW3XOVHVDOVRDUHFRQVLGHUHGDVRQHFDWHJRU\OLNHFHUHDOVGDWHVDQGJUDSHVHYHQLIWKH\DUHRIGLIIHUHQWYDULHWLHVDQGDUHFDOOHGE\GLIIHUHQWQDPHV3XOVHV
LQFOXGH FKLFNSHDV OHQWLOV EHDQV SHDV DQG DQ\WKLQJ ZKLFK LV DJUHHG
E\HYHU\ERG\ WR EH D SXOVH ,I D PDQ KDUYHVWV ILYH DZVXT RI SXOVHV
PHDVXULQJ E\ WKHDIRUHPHQWLRQHGVD WKHVDRI
WKH3URSKHWPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHKHFROOHFWVWKHPDOOWRJHWKHUDQGPXVWSD\]DNDWRQWKHPHYHQLIWKH\DUHRIHYHU\NLQGRISXOVHDQGQRWMXVWRQHNLQG0DOLNVDLG
8PDULEQDO.KDWWDEGUHZDGLVWLQFWLRQEHWZHHQSXOVHVDQGZKHDWZKHQKHWRRN]DNDWIURPWKH1DEDWHDQFKULVWLDQV+HFRQVLGHUHGDOOSXOVHVWREHRQHFDWHJRU\DQGWRRNDWHQWKIURPWKHPDQGIURPFHUHDOVDQGUDLVLQVKHWRRNDWZHQWLHWK0DOLNVDLG,IVRPHRQHDVNV
+RZFDQSXOVHVEHDGGHGXSDOOWRJHWKHUZKHQDVVHVVLQJWKH]DNDWVRWKDWWKHUHLVMXVWRQHSD\PHQWZKHQDPDQFDQEDUWHUWZRRIRQHNLQGIRURQHRIDQRWKHUZKLOHFHUHDOVFDQQRWEHEDUWHUHGDWDUDWHRIWZRWRRQH"WKHQWHOOKLP*ROGDQGVLOYHUDUHFROOHFWHGWRJHWKHUZKHQDVVHVVLQJWKH]DNDWHYHQWKRXJKDQDPRXQWRIJROGGLQDUVFDQEHH[FKDQJHGIRUPDQ\WLPHVWKDWDPRXQWRIVLOYHUGLUKDPV0DOLN
VDLG UHJDUGLQJGDWHSDOPVZKLFKDUHVKDUHGHTXDOO\EHWZHHQ
WZRPHQDQGIURPZKLFKHLJKWDZVXTRIGDWHVDUHKDUYHVWHG7KH\GRQRWKDYHWRSD\DQ\]DNDWRQWKHP,IRQHPDQRZQVILYHDZVXTRIZKDWLVKDUYHVWHGIURPRQHSLHFHRIODQGDQGWKHRWKHURZQV
-
KWWSZZZLVODPPHVVDJHFRP
IRXUDZVXTRUOHVVWKHRQHZKRRZQVWKHILYHDZVXTKDVWRSD\]DNDWDQGWKHRWKHURQHZKRKDUYHVWHGIRXUDZVXT
RUOHVVGRHVQRWKDYHWRSD\]DNDW7KLVLVKRZWKLQJVDUHGRQHZKHQHYHU WKHUH DUH
DVVRFLDWHV LQ DQ\ FURS ZKHWKHU WKH FURS LV JUDLQ RU VHHGV WKDW
DUHUHDSHG RU GDWHV WKDW DUH KDUYHVWHG RU JUDSHV WKDW DUH SLFNHG $Q\
RQH RI WKHP
WKDWKDUYHVWVILYHDZVXTRIGDWHVRUSLFNVILYHDZVXTRIJUDSHVRUUHDSVILYHDZVXTRIZKHDWKDVWRSD\]DNDWDQGZKRHYHUVSRUWLRQLVOHVVWKDQILYHDZVXTGRHVQRWKDYHWRSD\]DNDW=DNDWRQO\KDVWREHSDLGE\VRPHRQHZKRVHKDUYHVWLQJRUSLFNLQJRUUHDSLQJFRPHVWRILYHDZVXT0DOLN
VDLG 7KH VXQQD ZLWK XV UHJDUGLQJ DQ\WKLQJ IURP DQ\ RI WKHVH
FDWHJRULHV
LHZKHDWGDWHVJUDSHVDQGDQ\NLQGRIJUDLQRUVHHGZKLFKKDVKDGWKH]DNDWGHGXFWHGIURPLWDQGLVWKHQVWRUHGE\LWVRZQHUIRUDQXPEHURI\HDUVDIWHUKHKDVSDLGWKH]DNDWRQLWXQWLOKHVHOOVLWLVWKDWKHGRHVQRWKDYHWRSD\DQ\]DNDWRQWKHSULFHKHVHOOVLWIRUXQWLOD\HDU
KDV HODSVHG RYHU LW IURP WKH GD\ KH PDGH WKH VDOH DV ORQJ DV KH JRW
LW WKURXJKFKDQFH DFTXLVLWLRQ RU VRPHRWKHUPHDQV DQG LWZDV QRW
LQWHQGHG IRU
WUDGLQJ&HUHDOVVHHGVDQGWUDGHJRRGVDUHWKHVDPHLQWKDWLIDPDQDFTXLUHVVRPHDQGNHHSVWKHPIRUDQXPEHURI\HDUVDQGWKHQVHOOVWKHPIRUJROGRUVLOYHUKHGRHVQRWKDYHWRSD\]DNDWRQWKHLU
SULFHXQWLO D \HDUKDV HODSVHGRYHU LW IURP WKHGD\RI VDOH ,IKRZHYHU
WKHJRRGVZHUH LQWHQGHG IRU WUDGH WKHQ WKHRZQHUPXVWSD\]DNDWRQ
WKHPZKHQKHVHOOV
WKHPDVORQJDVKHKDVKDGWKHPIRUD\HDUIURPWKHGD\ZKHQKHSDLG]DNDWRQWKHSURSHUW\ZLWKZKLFKKHERXJKWWKHP6HFWLRQ)UXLWV$QLPDO)RGGHUDQG9HJHWDEOHVIRUZKLFK1R=DNDWKDVWREH3DLG%RRN1XPEHU0DOLN
VDLG 7KHVXQQD WKDWZHDUHDOO DJUHHGXSRQKHUH
LQ0DGLQDDQGZKLFK,KDYHKHDUGIURPWKHSHRSOHRINQRZOHGJHLVWKDWWKHUHLVQR]DNDWRQDQ\NLQGRIIUHVKVRIWIUXLWZKHWKHU
LWEHSRPHJUDQDWHVSHDFKHVILJVRUDQ\WKLQJWKDW LV
OLNHWKHPRUQRWOLNHWKHPDVORQJDVLWLVIUXLW+HFRQWLQXHG1R]DNDWKDVWREHSDLGRQDQLPDOIRGGHURUKHUEVDQGYHJHWDEOHVRIDQ\NLQG
DQG WKHUH LV QR ]DNDW WR SD\ RQ WKH SULFH UHDOLVHG RQ WKHLU VDOH
XQWLO D \HDU
KDVHODSVHGRYHULWIURPWKHGD\RIVDOHZKLFKFRXQWVDVWKHWLPHWKHRZQHUUHFHLYHVWKHVXP6HFWLRQ7KH=DNDWRQ6ODYHV+RUVHVDQG+RQH\%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
LWDQGKHVDLG'RQRWEX\LWHYHQLIKHJLYHVLWWR\RXIRURQHGLUKDPIRUVRPHRQHZKRWDNHVEDFNKLVVDGDTDLVOLNHDGRJVZDOORZLQJLWVRZQYRPLW%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
WKH 3URSKHW PD\ $OODK EOHVV KLP DQG JUDQW KLP SHDFH H[FHSW LQ
WKH FDVH RI
]KLKDUGLYRUFHZKHQWKHNDIIDUDLVSDLGXVLQJWKHPXGGRI+LVKDPZKLFKLVWKHODUJHUPXGG6HFWLRQ:KHQWR6HQGWKH=DNDWDO)LWU%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
GD\LVSDUWRI5DPDGDQ+HDGGHG6RPHRQHZKRVHHVWKHQHZPRRQRI6KDZZDOZKHQKHLVRQKLVRZQGRHVQRWEUHDNWKHIDVWEHFDXVHSHRSOHVXVSHFWWKHUHOLDELOLW\RIVRPHRQHDPRQJWKHPZKREUHDNVWKHIDVW6XFKSHRSOHVKRXOGVD\ZKHQWKH\VLJKWWKHQHZPRRQ:HKDYHVHHQWKHQHZPRRQ:KRHYHUVHHVWKHQHZPRRQRI6KDZZDOGXULQJWKHGD\VKRXOG
QRW EUHDN KLV IDVW EXW VKRXOG FRQWLQXH IDVWLQJ IRU WKH UHVW RI WKDW
GD\ 7KLV LVEHFDXVHLWLVUHDOO\WKHQHZPRRQRIWKHQLJKWWKDWLVFRPLQJ
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
EOHVVKLPDQGJUDQWKLPSHDFH$OODKPDNHVSHUPLVVLEOHIRUWKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHZKDWHYHU+HZLVKHV+LVZLIHWKHQZHQWEDFNWR8PP6DODPDDQGIRXQGWKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHZLWKKHU7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG:KDWVWKHPDWWHUZLWKWKLVZRPDQ"DQG8PP6DODPDWROGKLP7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG'LGQW\RXWHOOKHUWKDW,GRWKDWP\VHOI"DQGVKHVDLG,WROGKHUDQGVKHZHQWWRKHUKXVEDQGDQGWROG
KLP EXW LW RQO\ PDGH KLP ILQG IDXOW DOO WKH PRUH DQG VD\ :H DUH QRW
OLNH
WKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFH$OODKPDNHVSHUPLVVLEOHIRU+LV0HVVHQJHUPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHZKDWHYHU+HZLVKHV7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHJRWDQJU\DQGVDLG%\$OODK,DPWKHRQHZLWKWKHPRVWWDTZDRI$OODKRI\RXDOODQGRI\RXDOOWKHRQHZKREHVWNQRZV+LVOLPLWV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
6HFWLRQ7KH9RZWR)DVWDQG)DVWLQJIRUWKH'HDG%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
VLFNRURQD MRXUQH\VKRXOGIDVWDQHTXDOQXPEHURIRWKHUGD\V DQG
WKH\FRQVLGHUKHUSUHJQDQF\DQGKHUFRQFHUQIRUKHU
FKLOGDVDVLFNQHVV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
IRU0HDQG,UHZDUGLW(YHU\JRRGDFWLRQLVUHZDUGHGE\WHQWLPHVLWVNLQGXSWRVHYHQKXQGUHGWLPHVH[FHSWIDVWLQJZKLFKLVIRU0HDQG,UHZDUGLW%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
XQWLOWKHZKLWHWKUHDGEHFRPHVFOHDUWR\RXIURPWKHEODFNWKUHDGRIGDZQ
WKHQFRPSOHWHWKHIDVWXQWLOQLJKWWLPHDQGGRQRWKDYHLQWHUFRXUVHZLWKWKHPZKLOH\RXDUHGRLQJLWLNDILQPRVTXHV6XUDD\DW$OODKRQO\PHQWLRQVLWLNDIWRJHWKHUZLWKIDVWLQJ0DOLNVDLG7KDWLVZKDWZHJRE\KHUH6HFWLRQ/HDYLQJ,WLNDIIRUWKH,G%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
DQGZKRPHQVWUXDWHGDQGWKHQEHFDPHSXUH6KHWKHQFRQWLQXHGWKHIDVWIURPZKHUHVKHKDGOHIWRIIDQGGLGQRWGHOD\GRLQJVR%RRN1XPEHU=L\DGUHODWHGWRPHIURP0DOLNIURP,EQ6KLKDEWKDWWKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHXVHGWRJRWRUHOLHYHKLPVHOILQKRXVHV0DOLNVDLG6RPHRQHGRLQJLWLNDIVKRXOGQRWOHDYHIRUKLVSDUHQWVIXQHUDORUIRUDQ\WKLQJHOVH6HFWLRQ0DUULDJHLQ,WLNDI%RRN1XPEHUD0DOLN
VDLG 7KHUH LV QR KDUP LQ VRPHRQH ZKR LV LQ LWLNDI HQWHULQJ LQWR D
PDUULDJHFRQWUDFW DV ORQJ DV WKHUH LV QR SK\VLFDO UHODWLRQVKLS $
ZRPDQ LQ LWLNDI PD\ DOVR
EHEHWURWKHGDVORQJDVWKHUHLVQRSK\VLFDOUHODWLRQVKLS:KDWLVKDUDPIRUVRPHRQHLQLWLNDILQUHODWLRQWRKLVZRPHQIRONGXULQJWKHGD\LVKDUDPIRUKLPGXULQJWKHQLJKW
-
KWWSZZZLVODPPHVVDJHFRP
=L\DGUHODWHGWRPHIURP0DOLNIURP$EGXOODKLEQ'LQDUIURP$EGXOODKLEQ8PDUWKDWWKH0HVVHQJHU
RI $OODK PD\ $OODK EOHVV KLP DQG JUDQW KLP SHDFH VDLG 6HDUFK
IRU/D\ODWDO4DGULQWKHODVWVHYHQGD\V%RRN1XPEHU=L\DG UHODWHG WRPH
IURP0DOLN IURP$EXQ1DGU WKHPDZODRI8PDU
LEQ8ED\GXOODKWKDW$EGXOODKLEQ8QD\VDO-XKDQLVDLGWRWKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFH0HVVHQJHURI$OODK,DPDPDQZKRVHKRXVHLVDORQJZD\DZD\7HOOPH
RQH QLJKW VR WKDW , FDQ VWRSP\ MRXUQH\ IRU LW7KH0HVVHQJHU
RI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG6WRSRQWKHWZHQW\WKLUGQLJKWRI5DPDGDQ%RRN1XPEHU=L\DGUHODWHGWRPHIURP0DOLNIURP+XPD\GDW7DZLO
WKDW $QDVLEQ0DOLNVDLG7KH0HVVHQJHU RI $OODK PD\ $OODK EOHVV KLP DQG
JUDQW KLP SHDFH FDPH RXW WR XV LQ5DPDGDQDQGVDLG ,ZDV
VKRZQDFHUWDLQQLJKW LQ5DPDGDQDQG WKHQ
WZRPHQDEXVHGHDFKRWKHUDQGLWZDVWDNHQDZD\/RRNIRULWRQWKHQLQWKDQGWKHVHYHQWKDQGWKHILIWK%RRN1XPEHU=L\DGUHODWHGWRPHIURP0DOLNIURP1DILIURP,EQ8PDUWKDWVRPHRIWKHFRPSDQLRQVRIWKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHZHUHVKRZQ/D\ODWDO4DGU
LQ WKHLU VOHHS GXULQJ WKH ODVW VHYHQ GD\V 7KH0HVVHQJHU
RI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFH VDLG ,VHH
WKDW\RXUYLVLRQVDJUHHDERXW WKH
ODVWVHYHQGD\VVRZKRHYHULVVHDUFKLQJIRULWVKRXOGGRVRLQWKHODVWVHYHQGD\V%RRN1XPEHU=L\DG
UHODWHG WR PH IURP0DOLN WKDW KH KDG KHDUG D PDQ KH WUXVWHG RI WKH
SHRSOH
RINQRZOHGJHVD\7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHZDVVKRZQ
WKH OLIHVSDQVRI WKHSHRSOH
ZKRKDGJRQHEHIRUHKLPRUZKDW$OODKZLOOHGRIWKDWDQGLWZDVDVLIWKHOLYHVRIWKHSHRSOHRIKLVFRPPXQLW\KDGEHFRPHWRRVKRUWIRUWKHP
WREHDEOH WRGRDVPDQ\JRRGDFWLRQVDVRWKHUVEHIRUH WKHPKDGEHHQDEOH
WRGRZLWKWKHLU
ORQJOLYHVVR$OODKJDYHKLP/D\ODWDO4DGUZKLFKLVEHWWHUWKDQDWKRXVDQGPRQWKV%RRN1XPEHU=L\DGUHODWHGWRPHIURP0DOLNWKDWKHKDGKHDUGWKDW6DLGLEQDO0XVD\\DEXVHGWRVD\:KRHYHULVSUHVHQWDWLVKDRQ/D\ODWDO4DGUKDVWDNHQKLVSRUWLRQIURPLW%RRN+DMM6HFWLRQ7KH*KXVOWR(QWHU,KUDP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
VRPHRQH LQ LKUDP FRXOG ZHDU DQG WKH0HVVHQJHU RI $OODKPD\$OODK
EOHVV KLP
DQGJUDQWKLPSHDFHVDLG'RQRWZHDUVKLUWVWXUEDQVWURXVHUVEXUQRXVHVRUOHDWKHUVRFNVH[FHSW
LI\RXFDQQRWILQGVDQGDOV,Q
WKDWFDVH\RXFDQZHDUOHDWKHUVRFNVEXWFXWWKHPRII EHORZ WKH DQNOHV 'R QRW
ZHDU DQ\ FORWKHV WKDW KDYH EHHQ WRXFKHG E\ VDIIURQ RU\HOORZG\H
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
ZLWKSHUIXPHDQG, LQWHQGHGQRWWRVKDYHLW
8PDUVDLG*RWRDVKDUDEDDQGUXE\RXUKHDGXQWLOLWLVFOHDQDQG.DWKLUGLGVR0DOLNH[SODLQHG$VKDUDEDLVWKHGLWFKDWWKHEDVHRIDGDWHSDOP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
6HFWLRQ5DLVLQJWKH9RLFHLQ7DOEL\\D%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
7KLV PDQ 8WKPDQ LEQ $IIDQ LV WHOOLQJ SHRSOH WKDW WKH\ FDQQRW GR
KDMM DQG
XPUDWRJHWKHU$O0LTGDGVDLG$OLLEQ$EL7DOLEZHQWRIIZLWKELWVRIPHDODQGOHDYHVRQKLVIRUHDUPV
DQG,VKDOOQHYHUIRUJHWWKHVLJKWRIWKHPHDODQGWKHOHDYHVRQKLVDUPV
DQGZHQWWRVHH8WKPDQ LEQ$IIDQ DQG DVNHGKLP $UH\RX VD\LQJ WKHQ
WKDWSHRSOHFDQQRWGRKDMM
DQGXPUDWRJHWKHU"8WKPDQUHSOLHG7KDWLVP\RSLQLRQ:KHUHXSRQ$,LJRWDQJU\DQGZHQWRXW
VD\LQJ , DPDW \RXU VHUYLFH2$OODK , DPDW \RXU VHUYLFH IRU DKDMM DQG
DQXPUDWRJHWKHU0DOLN VDLG 2XU SRVLWLRQ KHUH LQ 0DGLQD LV WKDW
VRPHRQH ZKR GRHV KDMM DQG
XPUDWRJHWKHUVKRXOGQRWUHPRYHDQ\RIKLVKDLUQRUVKRXOGKHFRPHRXWRILKUDPLQDQ\ZD\XQWLOKHKDVVDFULILFHGDQDQLPDOLI
KHKDVRQH+HVKRXOGFRPHRXWRILKUDPDW0LQDRQWKHGD\RIWKHVDFULILFH%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNZDVDVNHGDERXWVRPHRQHZKRVHWRXWZLWKKLVRZQVDFULILFLDODQLPDODQGPDUNHGLWDQGJDUODQGHG
LWDW=KX O+XOD\IDEXWGLGQRWJR LQWR LKUDPXQWLOKHKDGUHDFKHGDO-XKIDDQG
KHVDLG , GR QRW OLNH WKDW DQGZKRHYHU GRHV VR KDV QRW DFWHG
SURSHUO\+HVKRXOGRQO\JDUODQGKLVVDFULILFLDODQLPDORUPDUNLWZKHQKHJRHVLQWRLKUDPXQOHVVLWLVVRPHRQHZKRGRHVQRWLQWHQGWRGRKDMMLQZKLFKFDVHKHVHQGVLWRIIDQGVWD\VZLWKKLVIDPLO\0DOLNZDVDVNHGLIVRPRQHZKRZDVQRWLQLKUDPFRXOGVHWRXWZLWKDVDFULILFLDODQLPDODQGKHVDLG
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLGWKDWVRPHRQHZKRZHQWLQWRLKUDPDWDW7DQLPVKRXOGVWRSVD\LQJWKHWDOEL\DZKHQKHVDZWKH+RXVH
-
KWWSZZZLVODPPHVVDJHFRP
ZKDWHYHUDQLPDOLWLVHDV\IRUKLPWRREWDLQDQGLIKHFDQQRWILQGRQHWKHQKHPXVWIDVWWKUHHGD\VGXULQJKDMMDQGVHYHQGD\VZKHQKHUHWXUQV6HFWLRQ&LUFXPVWDQFHVLQZKLFK7DPDWWXLV1RW2EOLJDWRU\%RRN1XPEHU0DOLNVDLG6RPHRQHZKRGRHVXPUDLQ6KDZZDO=KXO4DGDRU=KXO+LMMDDQGWKHQJRHVEDFNWRKLVSHRSOHDQGWKHQUHWXUQVDQGGRHVKDMMLQWKDWVDPH\HDUGRHVQRWKDYHWRVDFULILFHDQDQLPDO6DFULILFLQJDQDQLPDOLVRQO\LQFXPEHQWRQVRPHRQHZKRGRHVXPUDLQ
WKHPRQWKV RI KDMM DQG WKHQ VWD\V LQ0DNND DQG WKHQ GRHV KDMM$ SHUVRQ
QRW
IURP0DNNDZKRPRYHVWR0DNNDDQGHVWDEOLVKHVKLVKRPHWKHUHDQGGRHVXPUDLQWKHPRQWKVRI
WKH KDMM DQG WKHQ EHJLQV KLV KDMM WKHUH LV QRW GRLQJ WDPDWWX +H
GRHV QRW KDYH
WRVDFULILFHDQDQLPDOQRUGRHVKHKDYHWRIDVW+HLVLQWKHVDPHSRVLWLRQDVWKHSHRSOHRI0DNNDLIKHLVRQHRIWKRVHZKRDUHOLYLQJWKHUH0DOLNZDVDVNHGZKHWKHUDPDQIURP0DNNDZKRKDGJRQHWROLYHLQDQRWKHUWRZQRUKDGEHHQ
RQ D MRXUQH\ DQG WKHQ UHWXUQHG WR 0DNND ZLWK WKH LQWHQWLRQ RI
VWD\LQJ WKHUHUHJDUGOHVV RI ZKHWKHU KH KDG D IDPLO\ WKHUH RU QRW DQG
HQWHUHG LW WR GR XPUD LQ
WKHPRQWKVRIWKHKDMMDQGWKHQEHJDQKLVKDMMWKHUHEHJLQQLQJKLVXPUDDWWKHPLTDWRIWKH3URSKHWPD\$OODK
EOHVV KLP DQG JUDQW KLPSHDFH RU DW D SODFHQHDUHU WKDQ
WKDWZDVGRLQJWDPDWWXRUQRW"0DOLN DQVZHUHG +H GRHV QRW KDYH WR
VDFULILFH DQ DQLPDO RU IDVW DV VRPHRQHZKR LVGRLQJ WDPDWWX KDV WR GR
7KLV LV EHFDXVH $OODK WKH %OHVVHG DQG ([DOWHG VD\V LQ
+LV%RRN7KDWLVIRUVRPHRQHZKRVHIDPLO\DUHQRWSUHVHQWDW0DVMLGDO+DUDP6HFWLRQ$ERXW8PUDLQ*HQHUDO%RRN
1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLN VDLG WKDW VRPHRQH GRLQJ XPUDZKR KDG VH[XDO LQWHUFRXUVHZLWK
KLVZLIH KDG
WRVDFULILFHDQDQLPDODQGGRDVHFRQGXPUDZKLFKKHKDGWREHJLQZKHQKHKDGILQLVKHGWKHRQHWKDWKHKDGVSRLOHG+HVKRXOGJRLQWRLKUDPDWWKHVDPHSODFHZKHUHKHZHQWLQWRLKUDPIRUWKHXPUDZKLFKKHKDGVSRLOHGH[FHSWLIKHKDGHQWHUHGLQWRLKUDPDWDSODFHIXUWKHU
DZD\ WKDQ KLVPLTDW 7KLVZDV EHFDXVH KH RQO\ KDG WR JR LQWR LKUDP
IURP
KLVPLTDW0DOLNVDLG6RPHRQHZKRHQWHUHG0DNNDWRGRXPUDDQGGRHVWDZDIRIWKH+RXVHDQGVD\
EHWZHHQ 6DID DQG 0DUZD ZKLOH KH LV MXQXE RU QRW LQ ZXGX DQG
DIWHUZDUGV KDVLQWHUFRXUVHZLWK KLVZLIH DQG WKHQ UHPHPEHUV
VKRXOGGRJKXVO RUZXGX DQG WKHQJREDFN DQGGR WDZDIDURXQG
WKH+RXVHDQGVD\EHWZHHQ6DIDDQG0DUZDDQGGRDQRWKHUXPUD DQG VDFULILFH DQ
DQLPDO $ ZRPDQ VKRXOG GR WKH VDPH LI KHU KXVEDQG
KDVLQWHUFRXUVHZLWKKHUZKLOHVKHLVLQLKUDP0DOLN VDLG $V IRU EHJLQQLQJ
XPUD DW DW7DQLP LW LV QRW WKH RQO\ DOWHUQDWLYH ,W
LVSHUPLVVLEOHLI$OODKZLOOVIRUVRPHRQHWROHDYHWKH+DUDPDQGJRLQWRLKUDPLIKHZLVKHVEXWWKHEHVWZD\LVIRUKLPWRJRLQWRLKUDPDWWKHPLTDWZKLFKWKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHXVHGLHDW7DQLPRURQHZKLFK
LV IXUWKHUDZD\6HFWLRQ0DUULDJHLQ,KUDP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLGWKDWDPDQZKRZDVLQLKUDPFRXOGUHWXUQWRKLVZLIHLIKHZDQWHGWRLIVKHZDVVWLOOLQKHULGGDDIWHUVKHKDGEHHQGLYRUFHGIURPKLP6HFWLRQ&XSSLQJLQ,KUDP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
JUDQWKLPSHDFH
WROG$EX%DNUWRGLYLGHLWXSDPRQJWKHFRPSDQ\7KHQWKH\ZHQWRQXQWLO WKH\ FDPH
WR WKH ZHOO RI DO8WKDED ZKLFK ZDV EHWZHHQ DU5XZD\WKD DQG
DO$UMEHWZHHQ0DNND DQG0DGLQD ZKHUH WKH\ XQH[SHFWHGO\ FDPH XSRQ D
JD]HOOH ZLWK
DQDUURZLQLW,\LQJRQLWVVLGHLQVRPHVKDGH+HFODLPHGWKDWWKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFH
WROG VRPHRQH WR VWDQGE\ LW
WRPDNHVXUHQRRQHGLVWXUEHGLWXQWLOHYHU\RQHKDGSDVVHGE\%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLGWKDWLWZDVKDODOIRUVRPHRQHLQLKUDPWRILVKLQWKHVHDRULQULYHUVDQGODNHVHWF6HFWLRQ*DPHWKDWLV1RW+DODOWR(DWLQ,KUDP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
6HFWLRQ$VVHVVLQJWKH)RUIHLWIRU+XQWLQJ*DPH$QLPDOVWKDW6RPHRQHLQ,KUDPFDQ.LOO%RRN1XPEHU0DOLN
VDLG $OODK WKH %OHVVHG DQG ([DOWHG VD\V 2 \RXZKR WUXVW GR QRW NLOO
JDPHZKLOH \RX DUH LQ LKUDP:KRHYHU RI \RX NLOOV JDPH LQWHQWLRQDOO\
KDV WR SD\ D IRUIHLWFRPPHQVXUDWHZLWKZKDW KH KDV NLOOHG LQ
FDWWOHZKLFK WZRPHQ IURP DPRQJ\RX
VKDOOMXGJHDVDFULILFLDODQLPDOZKLFKUHDFKHV
WKH.DEDRUHOVHKHPDNHVDNDIIDUDRIHLWKHUIHHGLQJ SRRU SHRSOH RU WKH
HTXLYDOHQW RI WKDW LQ IDVWLQJ VR WKDW KH PD\ WDVWH
WKHFRQVHTXHQFHVRIZKDWKHKDVGRQH6XUDD\DW0DOLNVDLG6RPHRQHZKRKXQWVJDPHZKHQKHLVQRWLQLKUDPDQG
WKHQNLOOVLWZKLOHKHLVLQLKUDPLVLQWKHVDPHSRVLWLRQDVVRPHRQHZKREX\VJDPHZKLOHKHLVLQLKUDPDQGWKHQNLOOVLW$OODKKDVIRUELGGHQNLOOLQJLWDQGVRDPDQZKRGRHVVRKDVWRSD\DIRUIHLWIRULW7KHSRVLWLRQWKDWZHJRE\LQWKLVPDWWHULVWKDWDIRUIHLWLVDVVHVVHGIRUDQ\RQHZKRNLOOVJDPHZKLOHKHLVLQLKUDP
-
KWWSZZZLVODPPHVVDJHFRP
NLOOEHDVWVRISUH\WKDWGLGQRWDWWDFNSHRSOHVXFKDVK\HQDVIR[HVFDWVDQGDQ\WKLQJHOVH
OLNH WKHP DQG LI KH GLG WKHQ KH KDG WR SD\ D IRUIHLW IRU LW
6LPLODUO\ VRPHRQH LQLKUDP VKRXOGQRWNLOO DQ\SUHGDWRU\ELUGV H[FHSW
WKHNLQGV WKDW
WKH3URSKHWPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVSHFLILHGQDPHO\FURZVDQGNLWHV
,IVRPHRQHLQLKUDPNLOOHGDQ\RWKHUNLQGRIELUGKHKDGWRSD\DIRUIHLW
IRULW6HFWLRQ7KLQJVWKDW6RPHRQHLQ,KUDPLV$OORZHGWRGR%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
P\WKLJKVR,VHQWDPHVVDJHRQWR0DNND$EGXOODKLEQ$EEDVDQG$EGXOODKLEQ8PDUDQGWKHSHRSOHZHUHWKHUHEXWQRRQHDOORZHGPHWROHDYHLKUDPDQG,VWD\HGWKHUHIRUVHYHQPRQWKVXQWLO,OHIWLKUDPE\GRLQJDQXPUD
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
,IKHLVQRWRQHRIWKHSHRSOHRI0DNNDDQGVRPHWKLQJKDSSHQVWRKLPZKLFKVWRSVKLPIURPGRLQJWKHKDMMEXWKHGRHVWDZDIRIWKH+RXVHDQGVD\EHWZHHQ6DIDDQG0DUZDKHVKRXOG
FRPHRXW RI LKUDPE\GRLQJ DQXPUD DQG WKHQGR WDZDIRI WKH+RXVH D
VHFRQGWLPHDQGVD\EHWZHHQ6DIDDQG0DUZDEHFDXVHKLVLQLWLDOWDZDIDQGVD\ZHUHLQWHQGHGIRUWKHKDMM+HPXVWGRWKHQH[WKDMMDQGRIIHUDVDFULILFLDODQLPDO6HFWLRQ&RQFHUQLQJ%XLOGLQJWKH.DED%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
KDVGRQHLQH[FHVV1HLWKHUVKRXOGKHEXLOGRQWKHQLQHWKDWKHKDVGRQHDQGWKHQSUD\WKHUDNDVIRU
WKHWZRVHWVRIVHYHQFLUFXLWV
WRJHWKHUEHFDXVHWKHVXQQDLVWKDW\RXSUD\WZRUDNDVDIWHUHYHU\VHYHQFLUFXLWV0DOLNVDLGWKDWVRPHRQHZKRZDVLQGRXEWDERXWKLV
WDZDIDIWHUKHKDGSUD\HGWKHWZRUDNDVRIWDZDIVKRXOGJREDFNDQGFRPSOHWHKLVWDZDIXQWLOKHZDVFHUWDLQRIKRZPXFKKHKDGGRQH+HVKRXOGWKHQUHSHDWWKHWZRUDNDVEHFDXVHSUD\HUZKHQGRLQJWDZDIZDVRQO\YDOLGDIWHUFRPSOHWLQJVHYHQFLUFXLWV,I
VRPH RQH EUHDNV KLVZXGX HLWKHUZKLOH KH LV GRLQJ WDZDI RUZKHQ KH KDV
ILQLVKHGWDZDIEXWEHIRUHKHKDVSUD\HGWKHWZRUDNDVRIWDZDIKHVKRXOGGRZXGXDQGEHJLQWKHWDZDIDQGWKHWZRUDNDVDIUHVK%UHDNLQJZXGXGRHVQRWLQWHUUXSWVD\EHWZHHQ6DIDDQG0DUZDEXWDSHUVRQVKRXOGQRWEHJLQVD\XQOHVVKHLVSXUHE\EHLQJLQZXGX6HFWLRQ3UD\LQJDIWHU6XEKDQG$VUZKHQGRLQJ7DZDI%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
KLVWDZDIRIWKH+RXVHDSDUWIURPWKDWDERXWZKLFKKHLVFHUWDLQ$IWHUWKDWKHSUD\VWKHWZRUDNDVRIWKHWDZDIDQGWKHQEHJLQVKLVVD\EHWZHHQ6DIDDQG0DUZD%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
+XOD\ID GRLQJ WKH JDUODQGLQJ EHIRUH WKH EUDQGLQJ EXW GRLQJ ERWK
LQ WKH VDPH
SODFHZKLOHIDFLQJWKHTLEOD+HZRXOGJDUODQGWKHDQLPDOZLWKWZRVDQGDOVDQGEUDQGLWRQLWVOHIW
VLGH ,WZRXOG
WKHQEHGULYHQZLWKKLPXQWLOKHREVHUYHGWKHVWDQGLQJWRJHWKHUZLWKHYHU\ERG\DW$UDID7KHQKHZRXOGGULYHLWRQZLWKKLPZKHQHYHU\ERG\HOVHPRYHGRQDQGWKHQZKHQKHDUULYHGDW0LQDRQWKHPRUQLQJRIWKHVDFULILFHKHZRXOGVDFULILFH
WKHDQLPDO EHIRUHKH VKDYHGKLVKHDG+HZRXOG VDFULILFH
WKHDQLPDOVZLWKKLVRZQKDQGVOLQLQJWKHPXSVWDQGLQJDQGIDFLQJWKHTLEOD+HZRXOGWKHQHDWVRPHRIWKHPHDWDQGJLYHVRPHRILWDZD\%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLG:KDWVSRLOVDKDMMRUDQXPUDDQGPDNHVVDFULILFLQJDQDQLPDODQGUHSHDWLQJWKH
KDMM QHFHVVDU\ LV WKH PHHWLQJ RI WKH WZR FLUFXPFLVHG SDUWV HYHQ LI
WKHUH LV QRHPLVVLRQ,WLVDOVRPDGHQHFHVVDU\E\DQHPLVVLRQLILWLVWKHUHVXOW
RIERGLO\FRQWDFW,GRQRWWKLQNWKDWDPDQZKRUHPHPEHUVVRPHWKLQJDQGKDVDQHPLVVLRQRZHVDQ\WKLQJDQGLIDPDQZHUH
WRNLVVKLVZLIHDQGQRHPLVVLRQZHUHWRRFFXUIURPWKDWKHZRXOGRQO\KDYH WR
VDFULILFH DQ DQLPDO$ZRPDQ LQ LKUDPZKR KDV LQWHUFRXUVHZLWK KHU
KXVEDQGVHYHUDOWLPHVGXULQJKDMMRUXPUDRXWRIREHGLHQFHWRKLPRQO\KDVWRGRDQRWKHUKDMMDQGVDFULILFH
DQ DQLPDO7KDW LV LI KHU KXVEDQG KDV LQWHUFRXUVHZLWK KHUZKLOH VKH LV
GRLQJKDMM,IKHKDVLQWHUFRXUVHZLWKKHUZKLOHVKHLVGRLQJXPUDVKHPXVWUHSHDWWKHXPUDVKHKDVVSRLOHGDQGVDFULILFHDQDQLPDO6HFWLRQ7KH$QLPDO+DG\WREH6DFULILFHGIRU0LVVLQJWKH+DMM%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNZDVDVNHGDERXWDPDQZKRIRUJRWWKHWDZDIDOLIDGDXQWLOKHKDGOHIW0DNNDDQGUHWXUQHGWR
KLVFRPPXQLW\DQGKHVDLG,WKLQNWKDWKHVKRXOGJREDFNDQGGRWKHWDZDIDOLIDGDDVORQJDVKHKDVQRWKDGVH[XDOUHODWLRQVZLWKZRPHQ,IKRZHYHUKHKDVKDGVH[XDOUHODWLRQVZLWKZRPHQWKHQKHVKRXOGQRWRQO\UHWXUQDQGGRWKHWDZDIDOLIDGDEXWKHVKRXOGDOVRGRDQXPUDDQGVDFULILFHDQDQLPDO+HVKRXOGQRWEX\WKHDQLPDOLQ0DNNDDQGVDFULILFHLWWKHUHEXWLIKHKDVQRWEURXJKWRQHZLWKKLPIURPZKHUHYHULWZDVKHVHWRXW
WR GR XPUD KH VKRXOG EX\ RQH LQ0DNND DQG WKHQ WDNH LW RXWVLGH WKH
OLPLWVRI
WKH+DUDPDQGGULYHLWIURPWKHUHWR0DNNDDQGVDFULILFHLWWKHUH6HFWLRQ7KH6DFULILFLDO$QLPDOVWKDWDUH&RQVLGHUHG/HDVW'LIILFXOW%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
EHHQZLWK\RXRU\RXKDGDVNHGPH,ZRXOGKDYHWROG\RXWRGRKDMMDQGXPUDWRJHWKHU7KH
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
VWDQGLQJDW$UDIDEHIRUHWKHEUHDNLQJRIWKHGDZQRQWKHQLJKWRI0X]GDOLIDDQGKHZLOOKDYHWRGRWKHKDMMRI,VODPODWHU6HFWLRQ6HQGLQJ:RPHQDQG&KLOGUHQ$KHDG%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0HVVHQJHU RI $OODKPD\$OODK EOHVV KLP DQG JUDQW KLP SHDFH ZKHQ
WKHUH ZHUH
ILYHQLJKWVOHIWLQ=KXO4DGDDQGZHDVVXPHGWKDWZHPXVWEHVHWWLQJRXWIRUKDMM:KHQZHJRWQHDU
WR0DNND WKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLP
SHDFHWROGHYHU\RQH WKDWGLGQRWKDYHDVDFULILFLDODQLPDOZLWK WKHPWR OHDYH
LKUDPDIWHU
WKH\KDGGRQHWDZDIRIWKH+RXVHDQGVD\EHWZHHQ6DIDDQG0DUZD$LVKDDGGHG:HZHUHVHQWVRPHEHHIRQWKHGD\RIVDFULILFH,DVNHGZKDWLWZDVDQGWKH\
VDLG WKDW WKH0HVVHQJHU RI$OODKPD\$OODK EOHVV KLP DQG JUDQW KLP
SHDFH KDGVDFULILFHGIRUKLVZLYHV
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLGWKDWWKHLPDPRIWKHSLOJULPVVKRXOGQRWSUD\WKHMXPXDSUD\HULIWKHGD\RI$UDIDWKHGD\RIVDFULILFHRURQHRIWKHWKUHHGD\VDIWHUWKHGD\RIVDFULILFHZDVD)ULGD\6HFWLRQ'RLQJWKH3UD\HUDW0X]GDOLID%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
VDLG 3HRSOH RI 0DNND FRPSOHWH \RXU SUD\HU EHFDXVHZH DUH D JURXS
RI WUDYHOOHUV/DWHU 8PDU SUD\HG WZR UDNDVZLWK WKHP DW0LQD EXWZH KDYH
QRW KHDUG WKDW KH
VDLGDQ\WKLQJWRWKHPRQWKDWRFFDVLRQ0DOLNZDVDVNHGZKHWKHU
WKHSHRSOHRI0DNNDVKRXOGSUD\ WZR UDNDVDW$UDIDRU
IRXUDQGZKHWKHUWKHDPLURIWKHKDMMLIKHZDVD0DNNDQVKRXOGSUD\]KXKUDQGDVUZLWKIRXUUDNDVRUWZRDQGDOVRKRZWKHSHRSOHRI0DNNDZKRZHUHOLYLQJDW0LQDVKRXOGSUD\DQGKHVDLG7KHSHRSOHRI0DNNDVKRXOGSUD\RQO\WZRUDNDVDW$UDIDDQG0LQDIRUDVORQJDVWKH\VWD\WKHUHDQGVKRXOGVKRUWHQWKHSUD\HUXQWLOWKH\UHWXUQWR0DNND7KHDPLURIWKHKDMMLIKHLVD0DNNDQVKRXOGDOVRVKRUWHQWKHSUD\HUDW$UDIDDQGGXULQJWKHGD\VRI0LQD$Q\RQHZKR
LV
OLYLQJDW0LQDDVDUHVLGHQWVKRXOGGRWKHIXOOSUD\HUDW0LQDDQGVLPLODUO\DQ\RQHZKROLYHVDW$UDIDDQGLVDUHVLGHQWWKHUHVKRXOGGRWKHIXOOSUD\HUDW$UDID6HFWLRQ7KH3UD\HURIWKH9LVLWRURI0DNNDRU0LQD%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%DWKDZKLFKLVDW=KXO+XOD\IDDQGSUD\HGWKHUH1DILVDLG$EGXOODKLEQ8PDUXVHGWRGRWKDW0DOLN
VDLG 1RRQH VKRXOGJRSDVW DO0XDUUDVZKHQKH LV UHWXUQLQJ
IURPKDMMZLWKRXWSUD\LQJWKHUH,IKHSDVVHVLWDWDWLPHZKHQSUD\HULVQRWSHUPLVVLEOHKHVKRXOGVWD\WKHUHXQWLO
SUD\HU LV SHUPLVVLEOH DQG WKHQ SUD\ ZKDWHYHU KH IHHOV LV
DSSURSULDWH 7KLV LVEHFDXVH , KDYH KHDUG WKDW
WKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVWRSSHGWKHUHWRUHVWDQGWKDW$EGXOODKLEQ8PDUVWRSSHGKLVFDPHOWKHUHDOVR%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
KLPDQGJUDQWKLPSHDFHDQGKHVDLG'RZKDWWKHSHRSOHGRLQJKDMMGRH[FHSWGRQRWGRWDZDIRIWKH+RXVHDQGJREHWZHHQ6DIDDQG0DUZDXQWLO\RXDUHSXUH0DOLNVDLGFRQFHUQLQJDZRPDQZKRHQWHUHGLKUDPIRUXPUDDWWKHWLPHRIKDMMDQGVKHDUULYHGLQ0DNNDGXULQJKHUSHULRGDQGVRFRXOGQRWGRWDZDIRIWKH+RXVH:KHQVKHIHDUVWKDWWKHWLPHIRUKDMMLVJHWWLQJFORVHVKHJHWVLQWRLKUDPIRUWKHKDMMDQGVDFULILFHVDQDQLPDO6KHLVOLNHVRPHRQHZKRFRPELQHVWKHKDMMDQGWKHXPUD2QHWDZDILVHQRXJKIRUKHU
,IDZRPHQVWDUWVKHUSHULRGDIWHUVKHKDVDOUHDG\GRQHWDZDIRI
WKH+RXVHDQGSUD\HG VKH GRHV VD\ EHWZHHQ 6DID DQG0DUZD DQG VWRSV DW
$UDID DQG0X]GDOLID
DQGVWRQHVWKHMDPUDVEXWVKHGRHVQRWGRWKHWDZDIDOLIDGDXQWLOVKHLVSXUHDQGKDVILQLVKHGKHUPHQVHV6HFWLRQ7KH7DZDIDO,IDGDRID0HQVWUXDWLQJ:RPDQ%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
EHJXQPHQVWUXDWLQJRUKDGJLYHQELUWKWRDFKLOGDIWHUVKHKDGGRQHWDZDIDOLIDGDRQWKH'D\
RI 6DFULILFH 7KH0HVVHQJHU RI$OODKPD\$OODK EOHVV KLP DQG JUDQW KLP
SHDFHJDYHKHUSHUPLVVLRQWROHDYH0DOLNVDLG$ZRPDQPHQVWUXDWLQJDW0LQDVWD\VXQWLOVKHKDVGRQHWDZDIRIWKH+RXVH7KHUH
LVQRHVFDSHIURPWKDW IRUKHU
,IVKHKDVDOUHDG\GRQHWKHWDZDIDOLIDGDDQGVKHVWDUWV
WRPHQVWUXDWHDIWHUZDUGV VKHPD\ OHDYH IRUKHUFRXQWU\VLQFHSHUPLVVLRQIRU
WKHPHQVWUXDWLQJZRPHQ WR OHDYHKDVEHHQ WUDQVPLWWHG WRXV IURP
WKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFH+HDGGHG,IDZRPDQVWDUWVKHUSHULRGDW0LQDEHIRUHVKHGRHVWKHWDZDIDOLIDGDDQGWKHSHULRG
ODVWVORQJHUWKDQXVXDOVKHKDVWRVWD\ORQJHUWKDQWKHWLPHWKDWEOHHGLQJZRXOGXVXDOO\GHWDLQZRPHQ6HFWLRQ7KH&RPSHQVDWLRQ)LG\DIRU.LOOLQJ%LUGVDQG:LOG$QLPDOVLQ,KUDP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%LUGV IURP WKH HDJOH IDPLO\ HDJOHV RU IDOFRQV RU YXOWXUHV FRXQW
DV JDPH IRUZKLFK DSULFH LV SDLG MXVW DV D SULFH LV SDLG IRU DQ\
JDPH ZKLFK D SHUVRQ LQ LKUDP NLOOV
)RUHYHU\WKLQJIRUZKLFKDSHQDOW\LVSDLGWKHDVVHVVPHQWLVWKHVDPHZKHWKHUWKHDQLPDOLVROG
RU \RXQJ 7KH DQDORJ\ RI WKDW LV WKDW WKH EORRGPRQH\ IRU WKH \RXQJ
DQG WKH
ROGIUHHPDQDUHFRQVLGHUHGWREHWKHVDPH6HFWLRQ7KH)LG\DIRU.LOOLQJ/RFXVWVLQ,KUDP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
SHUVRQ LQ LKUDP WRFXWKLVQDLOVRU WRNLOOKLV OLFHRU WR UHPRYH
WKHPIURPKLVKHDGRUIURPKLV VNLQRUKLVJDUPHQW WR WKHJURXQG ,I DSHUVRQ
LQ LKUDPUHPRYHV OLFH IURPKLVVNLQRUKLVJDUPHQWKHPXVWJLYHDZD\
WKHTXDQWLW\RI IRRG
WKDWKHFDQVFRRSXSZLWKERWKKDQGV0DOLNVDLG$Q\RQHZKRZKLOHLQLKUDPSOXFNVRXWKDLUVIURPKLVQRVHRUDUPSLWRUUXEVKLV
ERG\ZLWK D GHSLODWRU\ DJHQW RU VKDYHV WKH KDLU IURP DURXQG D
KHDGZRXQG RXW
RIQHFHVVLW\RUVKDYHVKLVQHFNIRUWKHSODFHRIWKHFXSSLQJJODVVHVUHJDUGOHVVRIZKHWKHULWLVLQIRUJHWIXOQHVVRULQLJQRUDQFHRZHVFRPSHQVDWLRQLQDOOWKHVHLQVWDQFHVDQGKHPXVWQRWVKDYHWKHSODFHRI
WKHFXSSLQJJODVVHV6RPHRQHZKRRXWRI
LJQRUDQFHVKDYHVKLVKHDGEHIRUHKHVWRQHVWKHMDPUDPXVWDOVRSD\FRPSHQVDWLRQ6HFWLRQ:KDWWR'RIRU)RUJHWIXOQHVVLQWKH5LWXDOV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLG$Q\RQHZKRVWRQHVRUKXQWVJDPHDIWHUVWRQLQJ WKH
MDPUDDQGVKDYLQJKLVKHDGEXWEHIRUHKHKDVSHUIRUPHG WKH
WDZDIDOLIDGDRZHVFRPSHQVDWLRQIRU
WKDWJDPHEHFDXVH$OODKWKH%OHVVHGWKH([DOWHGVDLG$QGZKHQ\RXOHDYHLKUDPWKHQKXQWDQGUHVWULFWLRQVVWLOOUHPDLQIRUVRPHRQHZKRKDVQRWGRQHWKHWDZDIDOLIDGDDERXWWRXFKLQJSHUIXPHDQGZRPHQ0DOLNVDLG7KHSHUVRQ
LQ
LKUDPGRHVQRWRZHDQ\WKLQJIRUSODQWVKHFXWVGRZQLQWKH+DUDPDQGLWKDVQRWUHDFKHGXVWKDWDQ\RQHKDVJLYHQDGHFLVLRQRIDQ\WKLQJIRULWEXW2KRZZURQJLVZKDWKHKDVGRQH0DOLN
VDLG FRQFHUQLQJ VRPHRQHZKRZDV LJQRUDQW RI RUZKR IRUJRW WKH IDVW RI
WKUHHGD\VLQWKHKDMMRUZKR
ZDVLOOGXULQJWKHPDQGVRGLGQRWIDVWWKHPXQWLOKHKDGUHWXUQHGWRKLVFRPPXQLW\+HPXVWRIIHUDVDFULILFLDODQLPDOKDG\LIKHFDQILQGRQHDQGLIQRWKHPXVWIDVWWKHWKUHHGD\VDPRQJKLVSHRSOHDQGWKHUHPDLQLQJVHYHQDIWHUWKDW%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0HUF\ DQG$OODKV GLVUHJDUG IRU JUHDWZURQJ DFWLRQV7KDW LV H[FHSW
IURPZKDWKHZDVVKRZQRQ WKH'D\ RI%DGU 6RPHRQH VDLG :KDWZDV KH VKRZQRQ
WKH'D\RI%DGU0HVVHQJHURI$OODK"+HVDLG'LGQWKHVHH-LEULODUUDQJLQJWKHUDQNVRIWKHDQJHOV"%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
4XUDQ LQ WKH ODQGRI WKHHQHP\0DOLNFRPPHQWHG7KDW LVRXWRIIHDU WKDW
WKHHQHP\ZLOOJHWKROGRILW6HFWLRQ3URKLELWLRQDJDLQVW.LOOLQJ:RPHQDQG&KLOGUHQLQ0LOLWDU\([SHGLWLRQV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
KLP LQ3HUVLDQQRW WREH DIUDLG DQGZKHQKHFRPHVXS
WRKLPKHNLOOVKLP%\+H
LQZKRVHKDQGP\VHOILVLI,NQHZVRPHRQHZKRKDGGRQHWKDW,ZRXOGVWULNHRIIKLVKHDG
-
KWWSZZZLVODPPHVVDJHFRP
ZHUHWKLUVW\DQGKDGGLVHPEDUNHGZLWKRXWWKHSHUPLVVLRQRIWKH0XVOLPV,WKLQNWKDWLWLVXSWRWKHLPDPWRJLYHKLVRSLQLRQDERXWWKHPDQG,GRQRWWKLQNWKDWWKHWD[RIRQHILIWKLVWDNHQIURPWKHP6HFWLRQ:KDW,WLV3HUPLVVLEOHIRUWKH0XVOLPVWR(DW%HIRUHWKH6SRLOVDUH'LYLGHG%RRN1XPEHU0DOLNVDLG,GRQRWVHHWKDWWKHUHLVDQ\KDUPLQWKH0XVOLPVHDWLQJZKDWHYHUIRRGWKH\FRPHDFURVVLQHQHP\WHUULWRU\EHIRUHWKHVSRLOVDUHGLYLGHG0DOLNVDLG,WKLQNWKDWDQ\FDPHOVFDWWOHDQGVKHHSWDNHQDVERRW\DUHFRQVLGHUHGDVIRRGZKLFK
WKH0XVOLPVFDQHDW LQHQHP\WHUULWRU\ ,I WKH\FRXOGQRWEHHDWHQXQWLO
WKHSHRSOHKDGJDWKHUHGIRUWKHGLYLVLRQDQGWKHVSRLOVKDGEHHQGLVWULEXWHGDPRQJWKHPWKDWZRXOGEHKDUPIXO
IRU WKHDUP\ ,GRQRW VHHDQ\REMHFWLRQ WRHDWLQJVXFK
WKLQJVZLWKLQDFFHSWDEOH OLPLWV ,GRQRW WKLQNKRZHYHU
WKDWDQ\RQHVKRXOGVWRUHXSDQ\RI LW WR
WDNHEDFNWRKLVIDPLO\0DOLNZDVDVNHGZKHWKHULWZDVSURSHUIRUDPDQZKRREWDLQHGIRRGLQHQHP\WHUULWRU\DQGDWHVRPHRILWDQGPDGHSURYLVLRQVRWKDWWKHUHZDVVRPHRILWOHIWRYHUWRNHHSDQGHDWZLWKKLVIDPLO\RUWRVHOOEHIRUHKHKDGFRPHWRKLVFRXQWU\DQGPDNHXVHRILWVSULFH+HVDLG,IKHVHOOVLWZKLOHKHLVRQDPLOLWDU\H[SHGLWLRQ,WKLQNWKDWKHVKRXOGSXWLWVSULFHLQWRWKHERRW\RIWKH0XVOLPV,IKHWDNHVLWEDFNWRKLVFRXQWU\,VHHQRREMHFWLRQWRKLVHDWLQJLWDQGXVLQJLWLILWLVDVPDOOLQVLJQLILFDQWWKLQJ6HFWLRQ5HWXUQLQJ
WR WKH2ZQHU:KDWKDVEHHQ&DSWXUHGE\ WKH(QHP\%HIRUH
WKH6SRLOVDUH'LYLGHG%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
WKH SULFH KH EX\V KLP IRU LV D GHEW DJDLQVW WKHPDQ DQG KH LV
QRWPDGH D VODYH ,I
WKHFDSWLYHLVJLYHQWRKLPIUHHO\KHLVIUHHDQGRZHVQRWKLQJXQOHVVWKHPDQJDYHVRPHWKLQJLQUHFRPSHQVHIRUKLP7KDWLVDGHEWDJDLQVWWKHIUHHPDQWKHVDPHDVLIDUDQVRPKDGEHHQSDLGIRUKLP$VIRUDVODYHKLVIRUPHUPDVWHUFDQFKRRVHWRWDNHKLPEDFNDQGSD\KLVSULFHWRWKHPDQZKRERXJKWKLPRUKHFDQFKRRVHWROHDYHKLPDVKHZLVKHV,IKHZDVJLYHQWRWKHPDQWKHIRUPHUPDVWHULVPRUHHQWLWOHGWRKLPDQGKHRZHVQRWKLQJIRUKLPXQOHVVWKHPDQJDYHVRPHWKLQJIRUKLPLQUHFRPSHQVH:KDWHYHUKHJDYHIRUKLPLVDORVV
DJDLQVWWKHPDVWHULIKHZDQWVKLPEDFN6HFWLRQ6WULSSLQJWKH6ODLQRIWKHLU3HUVRQDO(IIHFWVLQWKH%RRW\%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
RI $OODK PD\ $OODK EOHVV KLP DQG JUDQW KLP SHDFH JRW GRZQ DQG
VWRRG DPRQJ
WKHSHRSOHDQGVDLG+DQGRYHUHYHQWKHQHHGOHDQGWKUHDGIRUVWHDOLQJIURPWKHVSRLOV
LVGLVJUDFHILUHLJQRPLQ\RQWKH'D\RI5LVLQJIRUSHRSOHZKRGRLW7KHQKHWRRNDELWRIFDPHO
IOXII RU VRPHWKLQJ IURP WKHJURXQGDQG VDLG %\+H LQZKRVHKDQGP\ VHOI
LV:KDW$OODKKDVPDGHVSRLOVIRU\RXLVQRWPLQH HYHQWKHOLNHRIWKLV
H[FHSWIRUWKHWD[RIRQHILIWKDQGWKHWD[RIRQHILIWKLVUHWXUQHGWR\RX%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
IURP WKHP$SHRSOHGRQRW MXGJHZLWKRXW ULJKWEXW
WKDWEORRGVSUHDGVDPRQJ
WKHP$SHRSOHGRQRWEHWUD\WKHSOHGJHEXWWKDW$OODKJLYHVWKHLUHQHPLHVSRZHURYHUWKHP6HFWLRQ7KH0DUW\UVLQWKH:D\RI
$OODK%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
ZDV WKHZLIHRI8EDGD LEQDV6DPLW2QHGD\
WKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHKDGFDOOHGRQKHUDQGVKHKDGIHGKLPDQGVDWGRZQWRGHORXVHKLVKDLU7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHKDGGR]HGDQG
ZRNH XS VPLOLQJ 8PP +DUDP VDLG :KDW LV PDNLQJ \RX VPLOH 0HVVHQJHU
RI$OODK"+HVDLG 6RPHRIP\FRPPXQLW\ZHUHSUHVHQWHG WRPH UDLGLQJ LQ
WKHZD\RI$OODK 7KH\ ZHUH ULGLQJ LQ WKH PLGGOH RI WKH VHD NLQJV RQ
WKURQHV RU OLNH NLQJV RQWKURQHV ,VKDT ZDVQW VXUH 6KH VDLG
20HVVHQJHU RI $OODK $VN $OODK WR SXW
PHDPRQJWKHP6RKHKDGPDGHDGXDIRUKHUDQGSXWKLVKHDGGRZQDQGVOHSW7KHQKHKDGZRNHQXSVPLOLQJDQGVKHVDLGWRKLP0HVVHQJHURI$OODKZK\DUH\RXVPLOLQJ"+H
VDLG 6RPH RIP\ FRPPXQLW\ZHUH SUHVHQWHG WRPH UDLGLQJ LQ WKHZD\
RI$OODK7KH\ZHUHNLQJVRQWKURQHVRUOLNHNLQJVRQWKURQHVDVKHKDGVDLGLQWKHILUVWRQH6KHVDLG
20HVVHQJHU RI $OODK $VN $OODK WR SXW PH DPRQJ WKHP +H VDLG
-
KWWSZZZLVODPPHVVDJHFRP
QRWVSHQWWKHFRQWULEXWRULVQRWZLOOLQJWKHDXWKRULWLHVDUHQRWREH\HGDQGFRUUXSWLRQLVQRWDYRLGHG7KHRQHZKRILJKWVLQWKDWPLOLWDU\H[SHGLWLRQGRHVQRWUHWXUQZLWKUHZDUG6HFWLRQ+RUVHVDQG5DFLQJ7KHPDQG([SHQGLQJLQ0LOLWDU\([SHGLWLRQV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNZDVDVNHGZKHWKHUZKHQDQLPDPKDGDFFHSWHGML]\DIURPDSHRSOHDQGWKH\JDYHLWKHWKRXJKWWKDWWKHODQGRIRQHRIWKHPZKRVXUUHQGHUHGEHORQJHGWRKLPRUZKHWKHUKLV
ODQG DQG SURSHUW\ EHORQJHG WR WKH 0XVOLPV 0DOLN VDLG 7KDW YDULHV $V
IRU
WKHSHRSOHRISHDFHLIRQHRIWKHPVXUUHQGHUVWKHQKHLVHQWLWOHGWRKLVODQGDQGSURSHUW\$VIRU
WKHSHRSOHRI IRUFHZKRXVH IRUFH LIRQHRI WKHPVXUUHQGHUVKLV
ODQGDQGSURSHUW\EHORQJ WR WKH0XVOLPVEHFDXVH WKHSHRSOHRI IRUFH
DUHRYHUFRPH LQ WKHLU WRZQVDQG
LWEHFRPHVERRW\IRUWKH0XVOLPV$VIRUWKHSHRSOHRISHDFHWKHLUSURSHUW\DQGVHOYHVDUHSURWHFWHG
VR WKDW WKH\ PDNH SHDFH IRU WKHP 2QO\ ZKDW WKH\ KDYH PDGH SHDFH IRU
LVREOLJHGRIWKHP6HFWLRQ %XULDO LQ2QH*UDYH E\1HFHVVLW\
DQG$EX%DNUVPD\$OODKEH3OHDVHGZLWK+LP&DUU\LQJ2XW WKH3URPLVHRI
WKH0HVVHQJHURI$OODKPD\$OODK%OHVV+LPDQG*UDQW+LP3HDFH$IWHUWKH'HDWKRIWKH0HVVHQJHUPD\$OODK%OHVV+LPDQG*UDQW+LP3HDFH%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
VPDOOHU QXPEHU RI YRZV E\ $OODK"0DOLN VDLG 7KH RQO\ VDWLVIDFWLRQ
IRU WKDW WKDW ,NQRZ LV IXOILOOLQJZKDWKHKDVREOLJHGKLPVHOI
WRGR/HWKLPZDONIRUDV ORQJDVKH
LVDEOHDQGGUDZQHDU$OODKWKH([DOWHGE\ZKDWKHFDQRIJRRG6HFWLRQ+RZWR)XOILOOWKH2DWKRI:DONLQJWRWKH.DED%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
DQ\ RI WKDW RDWK GLYRUFH LV QHFHVVDU\ DQG WKHUH LV QR EUHDNLQJ
RI RDWK DIWHU WKDW LQZKDWHYHUKHGRHV7KHUHLVRQO\RQHRDWKWREH
EURNHQLQWKDW0DOLN VDLG :KDW ZH GR DERXW D ZRPDQ ZKR PDNHV D YRZ
ZLWKRXW KHU KXVEDQGVSHUPLVVLRQLV
WKDWVKHLVDOORZHGWRGRVRDQGVKHPXVWIXOILOO LW
LILWRQO\FRQFHUQVKHURZQSHUVRQDQGZLOOQRWKDUPKHUKXVEDQG,IKRZHYHULWZLOOKDUPKHUKXVEDQGKHPD\IRUELG
KHU WR IXOILOO LW EXW LW UHPDLQV DQ REOLJDWLRQ DJDLQVW KHU XQWLO
VKH KDV
WKHRSSRUWXQLW\WRFRPSOHWHLW6HFWLRQ%HKDYLRXULQWKH.DIIDUDRIWKH%URNHQ2DWK%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
'D\RI6DFULILFHDQGKHPHQWLRQHGWKDWWKH0HVVHQJHURI$OODKPD\
$OODKEOHVVKLPDQGJUDQWKLPSHDFHKDGRUGHUHGKLPWRVDFULILFHDQRWKHUDQLPDO6HFWLRQ6WRULQJ0HDWIURP6DFULILFLDO$QLPDOV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
DK\DUHODWHGWRPHIURP0DOLNWKDW1DILVDLG,ZDVDWDO-XUXIQHDU0DGLQDDQGWKUHZDVWRQHDWWZRELUGVDQGKLWWKHP2QHRIWKHPGLHGDQG$EGXOODKLEQ8PDUWKUHZLWDZD\DQGWKHQZHQWWRVODXJKWHUWKHRWKHURQHZLWKDQDG]H,WGLHGEHIRUHKHFRXOGVODXJKWHULWVR$EGXOODKWKUHZWKDWRQHDZD\DVZHOO%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLN VDLG 7KH VDPH DSSOLHV WR DQ\WKLQJ ZKLFK FRXOG KDYH EHHQ
VODXJKWHUHG E\
WKHKXQWHUZKHQLWZDVLQWKHWDORQVRIWKHIDOFRQRUWKHIDQJVRIWKHGRJ,IWKH
KXQWHUOHDYHVLWXQWLOWKHIDOFRQRUGRJKDVNLOOHGLWLWLVQRWKDODOWRHDWLWHLWKHU+HFRQWLQXHG7KHVDPH
WKLQJ DSSOLHV WR DQ\ JDPH KLW E\ D KXQWHU DQG FDXJKWZKLOH VWLOO
DOLYHZKLFK
KHQHJOHFWVWRVODXJKWHUEHIRUHLWGLHV0DOLNVDLG,WLVJHQHUDOO\DJUHHGDPRQJXVWKDWLWLVKDODOWRHDWWKHJDPHWKDWDKXQWLQJGRJEHORQJLQJ
WRPDJLDQVKXQWVRUNLOOV LI LW LVVHQWRXWE\DPXVOLPDQGWKHDQLPDO
LVWUDLQHG7KHUHLVQRKDUPLQLWHYHQLIWKHPXVOLPGRHVQRWDFWXDOO\VODXJKWHULW,WLVWKH
VDPHDVDPXVOLPXVLQJDPDJLDQVNQLIHWRVODXJKWHUZLWKRUXVLQJKLVERZDQGDUURZV
WRVKRRWDQGNLOOZLWK7KHJDPHKHVKRWDQGWKHDQLPDOKHVODXJKWHUVDUHKDODO7KHUHLVQRKDUPLQHDWLQJWKHP,IDPDJLDQVHQGVRXWDPXVOLPVKXQWLQJGRJIRUJDPHDQGLWFDWFKHVLWWKHJDPHLVQRWWREHHDWHQXQOHVVLWLVVODXJKWHUHGE\DPXVOLP7KDWLVOLNH
DPDJLDQ XVLQJ DPXVOLPV ERZ DQG DUURZ WR KXQW JDPHZLWK RU OLNH KLV
XVLQJ
DPXVOLPVNQLIHWRVODXJKWHUZLWK,WLVQRWKDODOWRHDWDQ\WKLQJNLOOHGOLNHWKDW6HFWLRQ*DPHRIWKH6HD%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNZKHQDVNHGZKHWKHURUQRWDPDQZKRKDGEHHQIRUFHGE\QHFHVVLW\WRHDWFDUULRQVKRXOG
HDW LW ZKHQ KH DOVR IRXQG WKH IUXLW FURSV RU VKHHS RI D SHRSOH LQ
WKDW SODFHDQVZHUHG ,I KH WKLQNV WKDW WKH RZQHUV RI WKH IUXLW FURSV
RU VKHHS ZLOO EHOLHYH
KLVQHFHVVLW\VRWKDWKHZLOOQRWEHGHHPHGDWKLHIDQGKDYHKLVKDQGFXWRIIWKHQ,WKLQNWKDWKHVKRXOGHDWIURPZKDWHYHUKHILQGVWKDWZKLFKZLOOUHPRYHKLVKXQJHUEXWKHVKRXOGQRWFDUU\DQ\RILWDZD\,SUHIHUWKDWKHGRHVWKDWWKDQWKDWKHHDWFDUULRQ,IKHIHDUVWKDWKHZLOOQRWEHEHOLHYHGDQGZLOOEHGHHPHGDWKLHIIRUZKDWKHKDVWDNHQWKHQ,WKLQNWKDWLWLVEHWWHUIRUKLPWRHDWWKHFDUULRQDQGKHKDVOHHZD\WRHDWFDUULRQLQWKLVUHVSHFW(YHQVR
, IHDU WKDW VRPHRQHZKR LV QRW IRUFHG E\ QHFHVVLW\ WR HDW
FDUULRQPLJKW H[FHHG
WKHOLPLWVRXWRIDGHVLUHWRFRQVXPHRWKHUSHRSOHVSURSHUW\FURSVRUIUXLW0DOLNVDLG7KDWLVWKHEHVWRIZKDW,KDYHKHDUG%RRN7KH$TLTD6HFWLRQ$ERXW7KH$TLTD%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLN VDLG :KDW ZH GR DERXW WKH DTLTD LV WKDW LI VRPHRQH PDNHV
DQ DTLTD IRU
KLVFKLOGUHQKHJLYHVDVKHHSIRUERWKPDOHDQGIHPDOH7KHDTLTDLVQRWREOLJDWRU\EXWLWLVGHVLUDEOHWRGRLWDQGSHRSOHFRQWLQXHWRFRPHWRXVDERXWLW,IVRPHRQHPDNHVDQDTLTDIRUKLVFKLOGUHQWKHVDPHUXOHVDSSO\DVZLWKDOOVDFULILFLDODQLPDOV
RQHH\HGHPDFLDWHGLQMXUHGRUVLFNDQLPDOVPXVWQRWEHXVHGDQGQHLWKHUWKHPHDWRUWKHVNLQLVWREHVROG7KHERQHVDUHEURNHQDQGWKHIDPLO\HDWWKHPHDWDQGJLYHVRPHRILWDZD\DVVDGDTD7KHFKLOGLVQRWVPHDUHGZLWKDQ\RIWKHEORRG
%RRN)DUDLG6HFWLRQ,QKHULWDQFHRI'HVFHQGDQWV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHUE0DOLN VDLG 7KH LQKHULWDQFHRI DKXVEDQG IURPDZLIHZKHQ
VKH OHDYHVQR
FKLOGUHQRUJUDQGFKLOGUHQWKURXJKVRQVLVDKDOI,IVKHOHDYHVFKLOGUHQRUJUDQGFKLOGUHQWKURXJKVRQVPDOH
RU IHPDOH E\ KHU SUHVHQW RU SUHYLRXV KXVEDQGV WKH KXVEDQG KDV D
TXDUWHU
DIWHUEHTXHVWVRUGHEWV7KHLQKHULWDQFHRIDZLIHIURPDKXVEDQGZKRGRHVQRWOHDYHFKLOGUHQRUJUDQGFKLOGUHQWKURXJKVRQVLVDTXDUWHU,IKHOHDYHVFKLOGUHQRUJUDQGFKLOGUHQWKURXJKVRQVPDOH
RU IHPDOH WKHZLIH KDV DQ HLJKWK DIWHU EHTXHVWV DQG GHEWV7KDW LV
EHFDXVH$OODK WKH%OHVVHG WKH([DOWHGVDLG LQ+LV%RRN
-
KWWSZZZLVODPPHVVDJHFRP
6HFWLRQ,QKHULWDQFHRI)XOO6LEOLQJV%RRN1XPEHUH0DOLNVDLG7KHJHQHUDOO\DJUHHGRQZD\RIGRLQJWKLQJVDPRQJXVLVWKDWIXOO
VLEOLQJVGRQRW LQKHULWDQ\WKLQJZLWKVRQVQRUDQ\WKLQJZLWKJUDQGVRQV
WKURXJKDVRQQRUDQ\WKLQJZLWKWKHIDWKHU7KH\GRLQKHULWZLWKWKHGDXJKWHUVDQGWKHJUDQGGDXJKWHUVWKURXJKDVRQZKHQ
WKHGHFHDVHGGRHVQRW OHDYHDSDWHUQDOJUDQGIDWKHU$Q\SURSHUW\WKDW LV
OHIWRYHUWKH\ DUH LQ LW DV SDWHUQDO UHODWLRQV 2QH EHJLQV ZLWK WKH
SHRSOH ZKR DUH DOORWWHG IL[HGVKDUHV7KH\DUHJLYHQWKHLUVKDUHV,I WKHUH
LVDQ\WKLQJOHIWRYHUDIWHUWKDWLWEHORQJVWRWKH IXOO VLEOLQJV 7KH\ GLYLGH
LW EHWZHHQ WKHPVHOYHV DFFRUGLQJ WR WKH %RRN RI $OODKZKHWKHU WKH\
DUH PDOH RU IHPDOH 7KH PDOH KDV D SRUWLRQ RI WZR IHPDOHV ,I WKHUH
LVQRWKLQJOHIWRYHUWKH\KDYHQRWKLQJ,I WKHGHFHDVHGGRHVQRW
OHDYHDIDWKHURUDSDWHUQDOJUDQGIDWKHURUFKLOGUHQRUPDOHRUIHPDOH
JUDQGFKLOGUHQ WKURXJK D VRQ D VLQJOH IXOO VLVWHU JHWV D KDOI ,I
WKHUH DUH WZR
RUPRUHIXOOVLVWHUVWKH\JHWWZRWKLUGV,IWKHUHLVDEURWKHUZLWKWKHPVLVWHUVZKHWKHURQHRUPRUHGRQRWKDYHDIL[HGVKDUH2QHEHJLQVZLWKZKRHYHUVKDUHVLQWKHIL[HGVKDUHV7KH\
DUH JLYHQ WKHLU VKDUHV:KDWHYHU UHPDLQV DIWHU WKDW JRHV WR WKH IXOO
VLEOLQJV 7KHPDOHKDV WKHSRUWLRQRI WZRIHPDOHVH[FHSW LQRQHFDVH LQZKLFK
WKH
IXOOVLEOLQJVKDYHQRWKLQJ7KH\VKDUHLQWKLVFDVHWKHWKLUGRIWKHKDOIVLEOLQJVE\WKHPRWKHU7KDWFDVHLVZKHQDZRPDQGLHVDQGOHDYHVDKXVEDQGDPRWKHUKDOIVLEOLQJVE\KHUPRWKHUDQGIXOOVLEOLQJV
7KH KXVEDQG KDV D KDOI 7KH PRWKHU KDV RQH VL[WK 7KH KDOIVLEOLQJV E\
WKHPRWKHUKDYHDWKLUG1RWKLQJLVOHIWDIWHUWKDWVRWKHIXOOVLEOLQJVVKDUHLQWKLVFDVHZLWKWKHKDOIVLEOLQJVE\WKHPRWKHULQWKHLUWKLUG7KHPDOHKDVWKHSRUWLRQRIWZRIHPDOHVLQDVPXFKDV
DOO RI WKHPDUH VLEOLQJVRI WKHGHFHDVHGE\ WKHPRWKHU7KH\ LQKHULWE\
WKHPRWKHU7KDWLVEHFDXVH$OODKWKH%OHVVHGWKH([DOWHGVDLGLQ+LV%RRN,IDPDQRUDZRPDQKDVQRGLUHFWKHLUDQGKHKDVDEURWKHURUDVLVWHUHDFKRQHRIWKHWZRJHWVDVL[WK,I
WKHUH DUH PRUH WKDQ WKDW WKH\ VKDUH HTXDOO\ LQ WKH WKLUG 6XUD D\DW
7KH\WKHUHIRUH VKDUH LQ WKLV FDVH EHFDXVH DOO RI WKHP DUH VLEOLQJV
RI WKH GHFHDVHG E\
WKHPRWKHU6HFWLRQ,QKHULWDQFHRI3DWHUQDO+DOI6LEOLQJV%RRN1XPEHUI0DOLNVDLG7KHJHQHUDOO\DJUHHGRQZD\RIGRLQJWKLQJVDPRQJXVLVWKDWZKHQWKHUHDUHQR
IXOO VLEOLQJVZLWK WKHP KDOIVLEOLQJV E\ WKH IDWKHU WDNH
WKHSRVLWLRQRI IXOO
VLEOLQJV7KHLUPDOHVDUHOLNHWKHPDOHVRIWKHIXOOVLEOLQJVDQGWKHLUIHPDOHVDUHOLNHWKHLUIHPDOHVH[FHSW
LQ WKH FDVH ZKHUH WKH KDOIVLEOLQJV E\ WKH PRWKHU DQG WKH IXOO
VLEOLQJV VKDUHEHFDXVHWKH\DUH
QRWRIIVSULQJRIWKHPRWKHUZKRMRLQVWKHVH0DOLN VDLG ,I WKHUHDUHERWK IXOO
VLEOLQJVDQGKDOIVLEOLQJVE\ WKH IDWKHUDQG WKHUH
LVDPDOHDPRQJWKHIXOOVLEOLQJVQRQHRIWKHKDOIVLEOLQJVE\WKHIDWKHUKDYHDQ\LQKHULWDQFH,IWKHUHLVRQHRUPRUHIHPDOHVLQWKHIXOOVLEOLQJVDQGWKHUHLVQRPDOHZLWKWKHPWKHRQHIXOO
VLVWHUJHWVDKDOI DQG WKHKDOI VLVWHUE\ WKH IDWKHUJHWVDVL[WKFRPSOHWLQJ
WKH
WZRWKLUGV,IWKHUHLVDPDOHZLWKWKHKDOIVLVWHUVE\WKHIDWKHUWKH\KDYHQRVKDUH7KHSHRSOHRIIL[HGVKDUHVDUHJLYHQWKHLUVKDUHVDQGLIWKHUHLVVRPHWKLQJOHIWDIWHUWKDWLWLVGLYLGHGEHWZHHQWKHKDOIVLEOLQJVE\WKHIDWKHU7KHPDOHKDVWKHSRUWLRQRIWZRIHPDOHV,IWKHUHLVQRWKLQJOHIWRYHUWKH\JHWQRWKLQJ,IWKHIXOOVLEOLQJVFRQVLVWRI
WZRRUPRUHIHPDOHVWKH\JHWWZRWKLUGVDQGWKHKDOIVLVWHUVE\WKHIDWKHUJHWQRWKLQJZLWKWKHPXQOHVVWKHUHLVDKDOIEURWKHUE\WKHIDWKHUZLWKWKHP,IWKHUHLVDKDOIEURWKHUE\WKHIDWKHUZLWKWKHP
-
KWWSZZZLVODPPHVVDJHFRP
WKHSHRSOHRIIL[HGVKDUHVDUHJLYHQWKHLUVKDUHVDQGLIWKHUHLVVRPHWKLQJOHIWRYHUDIWHUWKDWLWLVGLYLGHGEHWZHHQWKHKDOIVLEOLQJVE\WKHIDWKHU7KHPDOHJHWVWKHSRUWLRQRIWZRIHPDOHV,IWKHUHLVQRWKLQJOHIWRYHUWKH\JHWQRWKLQJ+DOIVLEOLQJVE\WKHPRWKHUIXOOVLEOLQJVDQGKDOIVLEOLQJVE\WKHIDWKHUHDFKKDYHDVL[WKZKHQWKH\DUHRQO\RQH7ZRDQGPRUHVKDUHDWKLUG7KHPDOHKDVWKHVDPHSRUWLRQDVWKHIHPDOH7KH\DUHLQWKHVDPHSRVLWLRQLQLW6HFWLRQ,QKHULWDQFHRI*UDQGIDWKHUV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
LQFOXGHLQWKHLUQXPEHUWKHQXPEHURIKDOIVLEOLQJVE\WKHIDWKHUWROLPLWWKHLQKHULWDQFHRIWKHJUDQGIDWKHULHLIWKHUHZDVRQO\RQHIXOOVLEOLQJZLWKWKHJUDQGIDWKHU7KH\ZRXOGVKDUH
DIWHU WKH DOORWWLQJ RI WKH IL[HG VKDUHV WKH UHPDLQGHU RI WKH
LQKHULWDQFH EHWZHHQWKHPHTXDOO\,IWKHUHZHUHDOVRWZR
KDOIVLEOLQJVE\WKHIDWKHUWKHLUQXPEHULVDGGHGWRWKHGLYLVLRQRIWKHVXPZKLFKZRXOGWKHQEHGLYLGHGIRXUZD\V$TXDUWHUJRLQJWRWKHJUDQGIDWKHUDQGWKUHHTXDUWHUVJRLQJWRWKHIXOOVLEOLQJVZKRDQQH[WKHVKDUHVWHFKQLFDOO\DOORWWHGWRWKHKDOIVLEOLQJVE\WKHIDWKHU7KH\GRQRWLQFOXGHWKHQXPEHURIKDOIVLEOLQJVE\
WKH PRWKHU EHFDXVH LI WKHUH ZHUH RQO\ KDOIVLEOLQJV E\ WKH IDWKHU
WKH\ ZRXOG
QRWLQKHULWDQ\WKLQJZLWKWKHJUDQGIDWKHUDQGDOOWKHFDSLWDOZRXOGEHORQJWRWKHJUDQGIDWKHUDQGVRWKH
VLEOLQJVZRXOGQRWJHWDQ\WKLQJDIWHUWKHSRUWLRQRIWKHJUDQGIDWKHU,W
EHORQJV WR WKH IXOO VLEOLQJVPRUH WKDQ WKH KDOIVLEOLQJV E\ WKH
IDWKHU DQG WKH
KDOIVLEOLQJVE\WKHIDWKHUGRQRWJHWDQ\WKLQJZLWKWKHPXQOHVVWKHIXOOVLEOLQJVFRQVLVWRIRQHVLVWHU,IWKHUHLVRQHIXOOVLVWHUVKHLQFOXGHVWKHJUDQGIDWKHUZLWKWKHKDOIVLEOLQJVE\KHUIDWKHULQWKHGLYLVLRQKRZHYHUPDQ\:KDWHYHUUHPDLQVIRUKHUDQGWKHVHKDOIVLEOLQJVE\WKHIDWKHUJRHVWRKHUUDWKHUWKDQWKHPXQWLOVKHKDVKDGKHUFRPSOHWHVKDUHZKLFKLVKDOIRI
WKH WRWDOFDSLWDO ,I WKHUH LVVXUSOXVEH\RQGKDOIRIDOO WKHFDSLWDO
LQZKDWVKHDQGWKHKDOIVLEOLQJV E\ WKH IDWKHU DFTXLUH LW JRHV WR WKHP
7KH PDOH KDV WKH SRUWLRQ RI
WZRIHPDOHV,IWKHUHLVQRWKLQJOHIWRYHUWKH\JHWQRWKLQJ6HFWLRQ,QKHULWDQFHRI*UDQGPRWKHUV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
JUDQGPRWKHUGRHVQRWLQKHULWDQ\WKLQJDWDOOZLWKWKHPRWKHU2XWVLGHRIWKDWVKHLVJLYHQDVL[WKDVD
IL[HGVKDUH7KHSDWHUQDOJUDQGPRWKHUGRHVQRW
LQKHULWDQ\WKLQJDORQJZLWKWKHPRWKHURUWKHIDWKHU2XWVLGHRIWKDWVKHLVJLYHQDVL[WKDVDIL[HGVKDUH,IERWKWKHSDWHUQDOJUDQGPRWKHUDQG
PDWHUQDOJUDQGPRWKHUDUHDOLYHDQGWKHGHFHDVHGGRHVQRWKDYHD IDWKHU RU
PRWKHU RXWVLGH RI WKHP 0DOLN VDLG, KDYH KHDUG WKDW LI WKH
PDWHUQDOJUDQGPRWKHULVWKHQHDUHVWRIWKHWZRRIWKHPWKHQVKHKDVDVL[WKLQVWHDGRIWKHSDWHUQDOJUDQGPRWKHU
,I WKH SDWHUQDO JUDQGPRWKHU LV QHDUHU RU WKH\ DUH LQ WKH
VDPHSRVLWLRQ
LQUHODWLRQWRWKHGHFHDVHGWKHVL[WKLVGLYLGHGHTXDOO\EHWZHHQWKHP0DOLNVDLG1RQHRIWKHIHPDOHJUDQGUHODWLRQVH[FHSWIRUWKHVHWZRKDVDQ\LQKHULWDQFHEHFDXVH
, KDYH KHDUG WKDW
WKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFH JDYH WKH
JUDQGPRWKHU LQKHULWDQFH DQG WKHQ $EX %DNU DVNHG DERXW WKDW
XQWLOVRPHRQH UHOLDEOH UHODWHG IURP WKH0HVVHQJHU RI$OODKPD\$OODK
EOHVV KLP DQG JUDQWKLPSHDFH WKDWKHKDGPDGHWKH
JUDQGPRWKHUDQKHLUDQGJLYHQDVKDUHWRKHU$QRWKHUJUDQGPRWKHU FDPH WR8PDU
LEQ DO.KDWWDE DQG KH VDLG , DP QRW RQH WR DGG WR IL[HGVKDUHV ,I
WKHUHDUH WZRRI\RX WRJHWKHU LW LVEHWZHHQ\RX ,I HLWKHURI\RX LV
OHIWDORQHZLWKLWLWLVKHUV0DOLNVDLG:HGRQRWNQRZRIDQ\RQHZKRPDGHRWKHUWKDQWKHWZRJUDQGPRWKHUVKHLUVIURPWKHEHJLQQLQJRI,VODPWRWKLVGD\%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
JUDQGIDWKHULVWKHRQHZKRRYHUVKDGRZVWKHKDOIVLEOLQJVE\WKHPRWKHUDQG
NHHSVWKHPIURP LQKHULWLQJ+H LVPRUHHQWLWOHG WRZKDW WKH\KDYHEHFDXVH
WKH\DUHRPLWWHG
IRUKLVVDNH,IWKHJUDQGIDWKHUGLGQRWWDNHWKDWWKLUGWKHKDOIVLEOLQJVE\WKHPRWKHUZRXOGWDNHLWDQGZRXOGWDNHZKDWGRHVQRWUHWXUQWRWKHKDOIVLEOLQJVE\WKHIDWKHU7KHKDOIVLEOLQJVE\WKHPRWKHUDUHPRUHHQWLWOHGWRWKDWWKLUGWKDQWKHKDOIVLEOLQJVE\WKHIDWKHUZKLOHWKHJUDQGIDWKHULVPRUHHQWLWOHGWRWKDWWKDQWKHKDOIVLEOLQJVE\WKHPRWKHU6HFWLRQ3DWHUQDO$XQWV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
IXOO EURWKHU DQG \RX ILQG WKHP HTXDOO\ UHODWHG IURP D QXPEHU RI
IDWKHUV RU WR
RQHSDUWLFXODUIDWKHUVRWKDWWKH\DOOUHDFKWKHJHQHDORJ\RIWKHGHFHDVHGDQGWKH\DUHDOOKDOIEURWKHUVE\WKHIDWKHURUIXOOEURWKHUVWKHQGLYLGHWKHLQKHULWDQFHHTXDOO\DPRQJWKHP,IWKHSDUHQWRIRQHRIWKHPLVDQXQFOHWKHIXOOEURWKHURIWKHIDWKHURIWKHGHFHDVHGDQGZKRHYHULVZLWKKLPLVDQXQFOHWKHSDWHUQDOKDOIEURWKHURIWKHIDWKHURIWKHGHFHDVHGWKHLQKHULWDQFHJRHVWRWKHVRQVRIWKHIXOOEURWKHURIWKHIDWKHUUDWKHUWKDQWKHVRQVRIWKHSDWHUQDOKDOIEURWKHURI
WKHIDWKHU7KDWLVEHFDXVH$OODKWKH%OHVVHGWKH([DOWHGVDLG7KRVHUHODWHGE\EORRGDUHQHDUHUWRRQHDQRWKHULQWKH%RRNRI$OODKVXUHO\$OODKKDVNQRZOHGJHRIHYHU\WKLQJ0DOLN
VDLG 7KH SDWHUQDO JUDQGIDWKHU LVPRUH HQWLWOHG WR LQKHULW WKDQ VRQV
RI WKH IXOOEURWKHU DQGPRUH HQWLWOHG WKDQ WKHXQFOH WKH IXOO
EURWKHURI WKH IDWKHU7KH VRQRI WKHIDWKHUV EURWKHU LVPRUH HQWLWOHG WR
LQKHULW IURPPDZDOL UHWDLQHUV IUHHG VODYHV WKDQ
WKHJUDQGIDWKHUV6HFWLRQ3HRSOHZKRGR1RW,QKHULW%RRN1XPEHUE0DOLNVDLG7KHJHQHUDOO\DJUHHGRQ
ZD\RIGRLQJWKLQJVDPRQJXVLQZKLFKWKHUHLVQRGLVSXWHDQGZKLFK,VDZWKHSHRSOHRINQRZOHGJHLQRXUFLW\GRLQJLVWKDWWKHFKLOGRIWKHKDOIVLEOLQJ
E\ WKH PRWKHU WKH SDWHUQDO JUDQGIDWKHU WKH SDWHUQDO XQFOH ZKR LV
WKHPDWHUQDOKDOIEURWKHURIWKHIDWKHUWKHPDWHUQDOXQFOHWKHJUHDWJUDQGPRWKHUZKRLVWKHPRWKHURIWKHPRWKHUVIDWKHUWKHGDXJKWHURIWKHIXOOEURWKHUWKHSDWHUQDODXQWDQGWKHPDWHUQDODXQWGRQRWLQKHULWDQ\WKLQJE\WKHLUNLQVKLS0DOLNVDLG7KHZRPDQZKRLVWKHIXUWKHVWUHODWLRQRIWKHGHFHDVHGRIWKRVHZKRZHUHQDPHGLQWKLVERRNGRHVQRWLQKHULWDQ\WKLQJE\KHUNLQVKLSDQGZRPHQGRQRWLQKHULWDQ\WKLQJDSDUWIURPWKRVHWKDWDUHQDPHGLQWKH4XUDQ$OODKWKH%OHVVHGWKH([DOWHGPHQWLRQHGLQ+LV%RRNWKHLQKHULWDQFHRIWKHPRWKHUIURPKHUFKLOGUHQWKHLQKHULWDQFHRIWKH
GDXJKWHUV IURP WKHLU IDWKHU WKH LQKHULWDQFH RI WKH ZLIH IURP KHU
KXVEDQG WKHLQKHULWDQFH RI WKH IXOO VLVWHUV WKH LQKHULWDQFH RI WKH
KDOIVLVWHUV E\ WKH IDWKHU DQG WKHLQKHULWDQFH RI WKH KDOIVLVWHUV E\
WKHPRWKHU 7KH JUDQGPRWKHU LVPDGH DQ KHLU E\ WKHH[DPSOH RI
WKH3URSKHWPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHPDGH DERXWKHU$ZRPDQ
LQKHULWV IURP D VODYH VKH IUHHV KHUVHOI EHFDXVH$OODK WKH%OHVVHG
WKH([DOWHGVDLGLQ+LV%RRN7KH\DUH\RXUEURWKHUVLQWKHGHHQDQG\RXUPDZDOL6HFWLRQ,QKHULWDQFHIURP3HRSOHRI2WKHU5HOLJLRQV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
:KR LQKHULWV IURP KHU" 8PDU LEQ DO.KDWWDE VDLG WR KLP 7KH SHRSOH
RI KHU
GHHQLQKHULWIURPKHU7KHQKHZHQWWR8WKPDQLEQ$IIDQDQGDVNHGKLPDERXWWKDW8WKPDQVDLGWRKLP'R\RXWKLQNWKDW,KDYHIRUJRWWHQZKDW8PDULEQDO.KDWWDEVDLGWR\RX"7KHSHRSOHRIKHUGHHQLQKHULWIURPKHU%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLG$QRWKHUH[DPSOHLVZKHQDSDWHUQDODXQWDQGWKHVRQRIKHUEURWKHUGLHRUHOVH
WKH GDXJKWHU RI WKHEURWKHU DQGKHUSDWHUQDO XQFOH ,W LV QRW
NQRZQZKLFKRI
WKHPGLHGILUVW7KHSDWHUQDOXQFOHGRHVQRWLQKHULWDQ\WKLQJIURPWKHGDXJKWHURIKLVEURWKHUDQGWKHVRQRIWKHEURWKHUGRHVQRWLQKHULWDQ\WKLQJIURPKLVSDWHUQDODXQW6HFWLRQ7KH,QKHULWDQFHRIWKH&KLOGRI/LDQDQGWKH&KLOGRI)RUQLFDWLRQ%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLN UHODWHG WRPH IURP$EGXOODK LEQ DO)DGO IURP1DIL LEQ -XED\U
LEQ0XWLP IURP$EGXOODK LEQ$EEDV WKDW WKH0HVVHQJHU RI$OODKPD\$OODK
EOHVV KLP DQG JUDQW KLPSHDFH VDLG $ZRPDQZKRKDVEHHQSUHYLRXVO\PDUULHG
LVPRUHHQWLWOHG
WRKHUSHUVRQWKDQKHUJXDUGLDQDQGDYLUJLQPXVWEHDVNHGIRUKHUFRQVHQWIRUKHUVHOIDQGKHUFRQVHQWLVKHUVLOHQFH%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
ZRPDQ UHWXUQV ZKDW VKH KDV WDNHQ RI KHU EULGHSULFH DQG WKH
KXVEDQG OHDYHV KHUZKDWHYHUDPRXQWLVWKRXJKWWREHIDLU%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
KLPSHDFHDQGKHIRUEDGHKLPWRPDUU\KHU+HVDLG6KHLVQRWKDODOIRU\RXXQWLOVKHKDVWDVWHGWKHVZHHWQHVVRILQWHUFRXUVH%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
ZLWKWKHPRWKHU,IKHKDGQRWKDGUHODWLRQVZLWKWKHPFWKHUKLVZLIHZDVQRWKDUDPIRUKLPDQGKHVHSDUDWHGIURPWKHPRWKHU0DOLN
H[SODLQHG IXUWKHU DERXW WKH PDQ ZKR PDUULHG D ZRPDQ DQG WKHQ
PDUULHG
KHUPRWKHUDQGFRKDELWHGZLWKKHU7KHPRWKHUZLOOQHYHUEHKDODOIRUKLPDQGVKHLVQRWKDODOIRUKLVIDWKHURUKLVVRQDQGDQ\GDXJKWHUVRIKHUVDUHQRWKDODOIRUKLPDQGVRKLVZLIHLVKDUDPIRUKLP0DOLN
VDLG )RUQLFDWLRQKRZHYHU GRHVQRWPDNHDQ\RI WKDWKDUDPEHFDXVH$OODK
WKH%OHVVHGWKH([DOWHGPHQWLRQHGWKHPRWKHUVRI\RXUZLYHVDVRQHZKRPPDUULDJHPDGHKDUDPDQGKHGLGQWPHQWLRQWKHPDNLQJKDUDPE\IRUQLFDWLRQ(YHU\PDUULDJHLQDKDODOPDQQHU
LQZKLFKDPDQFRKDELWVZLWKKLVZLIH LVDKDODOPDUULDJH7KLV
LVZKDW,KDYHKHDUGDQGWKLVLVKRZWKLQJVDUHGRQHDPRQJXV6HFWLRQ0DUULDJHWR0RWKHUVRI:RPHQZLWK:KRP2QHKDVKDG6H[XDO5HODWLRQVLQD'LVDSSURYHG0DQQHU%RRN1XPEHUD0DOLN
VDLG WKDW D PDQ ZKR KDG FRPPLWWHG IRUQLFDWLRQ ZLWK D ZRPDQ DQG WKH
KDGGSXQLVKPHQWKDGEHHQ DSSOLHG WRKLP IRU LW FRXOGPDUU\
WKDWZRPDQVGDXJKWHUDQGKLVVRQ FRXOG PDUU\ WKH ZRPDQ KHUVHOI LI KH
ZLVKHG 7KDW ZDV EHFDXVH KH KDG
KDUDPUHODWLRQVZLWKKHUDQGWKHUHODWLRQV$OODKKDGPDGHKDUDPZHUHIURPWKHUHODWLRQVPDGHLQDKDODOPDQQHURU
LQDPDQQHU UHVHPEOLQJPDUULDJH$OODK WKH%OHVVHG
WKH([DOWHGVDLG'RQRWPDUU\WKHZRPHQ\RXUIDWKHUVKDYHPDUULHG6XUDD\DW0DOLNVDLG,IDPDQZHUHWRPDUU\DZRPDQLQKHULGGDSHULRGLQDKDODOPDUULDJHDQGKDYH
UHODWLRQV ZLWK KHU LW ZRXOG EH KDUDP IRU KLV VRQ WR PDUU\ WKH ZRPDQ
7KDW LVEHFDXVH WKH IDWKHUPDUULHG KHU LQ D KDODOPDQQHU DQG WKH
KDGGSXQLVKPHQWZRXOG
QRWKDYHEHHQDSSOLHGWRKLP$Q\FKLOGZKRZDVERUQWRKLPZRXOGEHDWWDFKHGWRKLPDVWKHIDWKHU-XVWDVLWZRXOGEHKDUDPIRUWKHVRQWRPDUU\DZRPDQZKRPKLVIDWKHUKDGPDUULHG
LQ KHU LGGDSHULRG DQG KDG UHODWLRQV ZLWK VR WKH ZRPDQV GDXJKWHU
ZRXOG
EHKDUDPIRUWKHIDWKHULIKHKDGKDGVH[XDOUHODWLRQVZLWKKHU6HFWLRQ:KDWLV1RW3HUPLWWHGLQ0DUULDJHLQ*HQHUDO%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
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
-
KWWSZZZLVODPPHVVDJHFRP
DQGVR,VDWRQKHUDVDPDQVLWVRQDZRPDQ6KHVDLGWKDWVKHZDVPHQVWUXDWLQJVR,VWRRG
XS DQG KDYH QRW JRQH QHDU KHU DIWHU WKDW &DQ , JLYH KHU WR P\
VRQ WR KDYHLQWHUFRXUVHZLWK"$O4DVLPIRUEDGHWKDW%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLG7KHFKULVWLDQDQGMHZLVKIUHHZRPHQDQGWKHPXVOLPVODYHJLUODOOPDNHDPXVOLPIUHHPDQPXKVDQZKHQKHPDUULHVRQHRIWKHPDQGKDVLQWHUFRXUVHZLWKKHU6HFWLRQ7HPSRUDU\0DUULDJH%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
8PD\UEURXJKWPH\RXUFORDNDQGFODLPHG
WKDW\RXKDGVXPPRQHGPHWRFRPHWR\RXDQGLI,ZDVSOHDVHGZLWKWKHPDWWHU,VKRXOGDFFHSWLWDQGLIQRW\RXZRXOGJLYHPHDUHVSLWH
IRU WZRPRQWKV 7KH0HVVHQJHU RI$OODKPD\$OODK EOHVV KLP DQG JUDQW
KLPSHDFH VDLG &RPHGRZQ$EX:DKE+H VDLG 1R E\$OODK ,ZLOO QRW
FRPHGRZQXQWLO\RXPDNHLWFOHDUWRPH7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
KLPDQGJUHHWHGKLP8PDUDVNHGKLPZKRKHZDVDQGKHUHSOLHGWKDWKHZDVWKHPDQWKDWKHKDGRUGHUHGWREHEURXJKWWRKLP8PDUVDLGWRKLP,DVN\RXE\WKH/RUGRIWKLVEXLOGLQJZKDWGLG\RXPHDQE\\RXUVWDWHPHQW
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
DU5DKPDQ $EG DU5DKPDQ VDLG , ZRQW RSSRVH VRPHWKLQJ WKDW \RX KDYH
DOUHDG\FRPSOHWHG+DIVDZDVFRQILUPHGZLWKDO0XQ]KLUDQGWKHUHZDVQR
GLYRUFH%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
KHKDGQRLGGDDJDLQVWKHUQRUDFFHVVEHFDXVHKHKDGPDUULHGKHUDQGWKHQGLYRUFHGKHUEHIRUHWRXFKLQJKHU0DOLN
VDLG WKDW DPDQZKRPDGH D YRZ WR DEVWDLQ IURP LQWHUFRXUVHZLWK KLVZLIH
DQGFRQWLQXHGWRDEVWDLQDIWHUIRXUPRQWKVDQGVRGLYRUFHGKHUEXWWKHQUHWXUQHGDQGGLGQRWWRXFKKHUDQGIRXUPRQWKVZHUHFRPSOHWHGEHIRUHKHULGGDZDVFRPSOHWHGGLGQRWKDYHWRGHFODUHKLVLQWHQWDQGGLYRUFHGLGQRWEHIDOOKLP,IKHKDGLQWHUFRXUVHZLWKKHUEHIRUHWKHHQGRIKHU
LGGDKHZDVHQWLWOHGWRKHU,IKHU
LGGDSDVVHGEHIRUHKHKDGLQWHUFRXUVHZLWKKHUKHKDGQRDFFHVVWRKHU7KLVLVZKDW0DOLNSUHIHUUHGRIZKDWKHKDGKHDUGRQWKHVXEMHFW0DOLNVDLGWKDWLIDPDQPDGHDYRZWRDEVWDLQIURPLQWHUFRXUVHZLWKKLVZLIHDQGWKHQGLYRUFHGKHUDQGWKHIRXUPRQWKVRI
WKHYRZZHUHFRPSOHWHGEHIRUHFRPSOHWLRQRI WKHLGGD RI WKH GLYRUFH LW
FRXQWHG DV WZR SURQRXQFHPHQWV RI GLYRUFH ,I KH GHFODUHG
KLVLQWHQWLRQ WR FRQWLQXH WR DEVWDLQ DQG WKH LGGD RI WKH GLYRUFH
ILQLVKHG EHIRUH WKH
IRXUPRQWKVWKHYRZRIDEVWHQWLRQZDVQRWDGLYRUFH7KDWZDVEHFDXVHWKHIRXUPRQWKVKDGSDVVHGDQGVKHZDVQRWKLVRQWKDWGD\0DOLNVDLG
,IVRPHRQHPDNHVDYRZQRWWRKDYHLQWHUFRXUVHZLWKKLVZLIHIRUDGD\RUDPRQWK
DQG WKHQ ZDLWV XQWLO PRUH WKDQ IRXUPRQWKV KDYH SDVVHG LW LV QRW LOD
,OD RQO\DSSOLHV WRVRPHRQHZKRYRZVPRUH WKDQIRXUPRQWKV$VIRU
WKHRQHZKRYRZVQRW
WRKDYHLQWHUFRXUVHZLWKKLVZLIHIRUIRXUPRQWKVRUOHVVWKDQWKDW,GRQRWWKLQNWKDWLWLVLODEHFDXVHZKHQ
WKH WHUPHQWHUV LQWR LWDWZKLFK LW
VWRSVKHFRPHVRXWRIKLVRDWKDQGKHGRHVQRWKDYHWRGHFODUHKLVLQWHQWLRQ0DOLNVDLG,IVRPHRQHYRZVWRKLVZLIH
QRWWRKDYHLQWHUFRXUVHZLWKKHUXQWLOKHUFKLOGKDVEHHQZHDQHGWKDWLVQRWLOD,KDYHKHDUGWKDW$OLLEQ$EL7DOLEZDVDVNHGDERXWWKDWDQGKHGLGQRWWKLQNWKDWLWZDVLOD6HFWLRQ7KH,OD9RZRI$EVWHQWLRQRI6ODYHV%RRN1XPEHUD
-
KWWSZZZLVODPPHVVDJHFRP
NDIIDUD
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
VKHRQO\DFFHSWVRQHVKHUHPDLQVZLWKKLPLQKHUPDUULDJHDQGWKDWLVQRWVHSDUDWLRQLI$OODKWKH([DOWHGZLOOV6HFWLRQ6HSDUDWLQJIURP:LYHVIRU&RPSHQVDWLRQ%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLG7KDWLVZKDWLVGRQHDPRQJXVDQGLWLVZKDW,KDYHKHDUGIURPWKHSHRSOHRINQRZOHGJH0DOLN
VDLG WKDWDPDQZKRDFFXVHGKLVZLIHDIWHUKHKDGGLYRUFHGKHU
WUHEO\ZKLOHVKHZDVSUHJQDQWDQGKHKDGDWILUVWDFFHSWHGEHLQJWKHIDWKHUEXWWKHQFODLPHGWKDWKHKDGVHHQKHUFRPPLWWLQJDGXOWHU\EHIRUHKHVHSDUDWHGIURPKHUZDV
IORJJHGZLWK WKHKDGGSXQLVKPHQWDQGGLGQRWFXUVHKHU,I KH GHQLHG
WKHSDWHUQLW\RIKHU FKLOG DIWHU KHKDGGLYRUFHGKHU WUHEO\
DQGKHKDGQRWSUHYLRXVO\DFFHSWHGLWWKHQKHFXUVHGKHU0DOLNVDLG7KLVLVZKDW,KDYHKHDUG0DOLN
VDLG 7KH VODYH LV LQ WKH VDPH SRVLWLRQ DV WKH IUHH PDQ DV UHJDUGV
PDNLQJDFFXVDWLRQV DQG LQYRNLQJPXWXDO FXUVHV OLDQ+H DFWV LQ WKH OLDQ
DV WKH
IUHHPDQDFWVDOWKRXJKWKHUHLVQRKDGGDSSOLHGIRUVODQGHULQJDIHPDOHVODYH0DOLNVDLG7KHPXVOLPVODYHJLUODQGWKHFKULVWLDQDQGMHZLVKIUHHZRPDQDOVRGROLDQZKHQD
IUHHPXVOLPPDUULHVRQHRI WKHPDQGKDV LQWHUFRXUVHZLWKKHU7KDW
LVEHFDXVH$OODK
PD\+HEHEOHVVHGDQG([DOWHGVDLGLQ+LV%RRN$VIRUWKRVHZKRDFFXVHWKHLUZLYHVDQGWKH\DUHWKHLUZLYHV7KLVLVZKDWLVGRQHDPRQJXV0DOLNVDLGWKDWDPDQZKRGLGWKHOLDQZLWKKLVZLIHDQGWKHQVWRSSHGDQGFDOOHGKLPVHOID
OLDU DIWHU RQH RU WZRRDWKV DQG KH KDG QRW FXUVHG KLPVHOI LQ WKH
ILIWK RQH KDG WR
EHIORJJHGZLWKWKHKDGGSXQLVKPHQWEXWWKH\GLGQRWKDYHWREHVHSDUDWHG0DOLNVDLGWKDWLIDPDQGLYRUFHGKLVZLIHDQGWKHQDIWHUWKUHHPRQWKVWKHZRPDQVDLG,DPSUHJQDQWDQGKHGHQLHGSDWHUQLW\WKHQKHKDGWRGROLDQ0DOLNVDLGWKDW
WKHKXVEDQGRIDIHPDOHVODYHZKRSURQRXQFHGWKHOLDQRQKHUDQGWKHQERXJKWKHUZDVQRWWRKDYHLQWHUFRXUVHZLWKKHUHYHQLIKHRZQHGKHU7KHVXQQDZKLFKKDGEHHQKDQGHGGRZQDERXW
D FRXSOHZKRPXWXDOO\ FXUVHGHDFKRWKHU LQ WKH
OLDQZDVWKDWWKH\ZHUHQHYHUWRUHWXUQWRHDFKRWKHU0DOLN VDLG WKDW ZKHQ D
PDQ SURQRXQFHG WKH OLDQ DJDLQVW KLV ZLIH EHIRUH KH
KDGFRQVXPPDWHGWKHPDUULDJHVKHRQO\KDGKDOIRIWKHEULGHSULFH6HFWLRQ,QKHULWDQFHRI&KLOGUHQRI:RPHQDJDLQVWZKRP/LDQKDVEHHQ3URQRXQFHG%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
VKRXOGPDUU\KHUXQWLOVKHKDVPDUULHGDQRWKHUKXVEDQG+HSURWHVWHGWKDWKLVGLYRUFLQJKHUKDGEHHQRQO\RQFH,EQ$EEDVVDLG
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
+HVDLG,KDYHGLYRUFHGP\IUHHZLIH WZLFH=D\G
LEQ7KDELWVDLG6KHLVKDUDPIRU\RX%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
JUDQWKLPSHDFHVDLG*RDQGWHOOKLPWRWDNHKHUEDFNDQGNHHSKHUXQWLOVKHLVSXULILHGDQGWKHQKDVDSHULRGDQGWKHQLVSXULILHG7KHQLIKHZLVKHVKHDQNHHSKHUDQG
LIKHZLVKHVKHVKRXOGGLYRUFHKHUEHIRUHKHKDVLQWHUFRXUVHZLWKKHU7KDWLVWKHLGGDZKLFK$OODKKDVFRPPDQGHGIRUZRPHQZKRDUHGLYRUFHG%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
6KHFRQWLQXHG:KHQ,ZDVIUHHWRUHPDUU\,PHQWLRQHGWRKLPWKDW0XDZL\DLEQ$EL6XI\DQ
DQG $EX -DKP LEQ +LVKDP KDG DVNHG IRU PH LQ PDUULDJH 7KH 0HVVHQJHU
RI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG
$VIRU$EX-DKPKHQHYHUSXWVGRZQKLVVWLFNIURPKLVVKRXOGHULHKHLVDOZD\VWUDYHOOLQJDQGDVIRU0XDZL\DKHLVDSRRUPDQZLWKQRSURSHUW\0DUU\8VDPDLEQ=D\G,REMHFWHGWRKLPDQGKHVDLG0DUU\8VDPDLEQ=D\GVR,PDUULHGKLPDQG$OODKSXWJRRGLQLWDQG,ZDVFRQWHQWZLWKKLP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
LGGDRIWKUHHPRQWKV,IVKHKDVDWKLUGSHULRGWKHLGGDRIWKHSHULRGLVFRPSOHWH,IVKHGRHV
QRW KDYH D SHULRG VKH ZDLWV WKUHH PRQWKV DQG WKHQ VKH LV IUHH WR
PDUU\
+HUKXVEDQGFDQUHWXUQWRKHUEHIRUHVKHEHFRPHVIUHHWRPDUU\XQOHVVKHPDGHKHU
GLYRUFHLUUHYRFDEOH0DOLNVDLG7KHVXQQDZLWKXVLVWKDWZKHQDPDQGLYRUFHVKLVZLIHDQGKDVWKHRSWLRQWRUHWXUQWRKHUDQGVKHGRHVSDUWRIKHULGGDDQGWKHQKHUHWXUQVWRKHUDQGWKHQSDUWVIURPKHUEHIRUHKHKDVKDG
LQWHUFRXUVHZLWKKHU VKHGRHVQRWDGG
WRZKDWKDVSDVVHGRIKHULGGD+HUKXVEDQGKDVZURQJHGKLPVHOIDQGHUUHGLIKHUHWXUQHGWRKHUDQGKDGQRQHHGRIKHU0DOLN
VDLG :KDW LV GRQH DPRQJ XV LV WKDW LI DZRPDQ EHFRPHV DPXVOLPZKLOH
KHUKXVEDQGLVDNDILUDQGWKHQKHEHFRPHVPXVOLPKHLVHQWLWOHGWRKHUDVORQJDVVKHLVLQKHULGGD,IKHULGGDLVILQLVKHGKHKDVQRDFFHVVWRKHU,IKHUHPDUULHVKHUDIWHUWKHHQGRIKHULGGDKRZHYHUWKDWLVQRWFRXQWHGDVGLYRUFH,VODPUHPRYHGKHUIURPKLPZLWKRXWGLYRUFH6HFWLRQ7KH7ZR$UELWHUV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLG+HPHDQWE\WKDWWRPDNHRQHSURQRXQFHPHQWRIGLYRUFHDWWKHEHJLQQLQJRIHDFKSHULRGRISXULW\%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
.KDWWDE
KDGVDLG+DGVKHJLYHQELUWKZKLOHKHUKXVEDQGZDVVWLOORQKLVEHGXQEXULHGVKHZRXOGEHIUHHWRPDUU\%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
KXVEDQGKDGGLHGDQGPHQWLRQHGVRPHODQGZKLFKWKH\KDGDW4DQDKDGLVWULFWRQWKHRXWVNLUWVRI0DGLQDDQGDVNHGKLPLILWZRXOGEHDOULJKWIRUKHUWRVWD\RYHUQLJKWWKHUH+HIRUEDGHKHUWRGRVR6RVKHZHQWRXWEHIRUHGDZQIURP0DGLQDDQGVSHQWWKHZKROHGD\RQWKHLUODQGEXWZKHQHYHQLQJFDPHVKHVSHQWWKHQLJKWLQKHUKRXVH%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
8PP+DELEDFDOOHGIRUD\HOORZ\SHUIXPHSHUKDSVNKDOXTRUVRPHWKLQJHOVH6KHUXEEHGWKHSHUIXPHILUVWRQDVODYHJLUODQGVKHWKHQZLSHGLWRQWKHVLGHVRIKHUIDFHDQGVDLG%\$OODK,KDYHQRQHHGRISHUIXPHEXW,KHDUGWKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVD\,WLVQRWKDODOIRUDZRPDQZKRWUXVWVLQ$OODKDQGWKH/DVW'D\
WR DEVWDLQ IURP DGRUQPHQW LQPRXUQLQJ IRU VRPHRQHZKRKDVGLHG IRUPRUH
WKDQWKUHHQLJKWVH[FHSWIRUIRXUPRQWKVDQGWHQGD\VIRUDKXVEDQG%RRN1XPEHU=D\QDE
VDLG ,ZHQW WR WKH KRXVH RI =D\QDE ELQW -DKVK WKHZLIH RI WKH
3URSKHWPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHZKHQKHUEURWKHUKDGGLHG6KHFDOOHGIRUSHUIXPHDQG
SXW VRPH RQ DQG VDLG %\ $OODK , KDYH QR QHHG RI SHUIXPH EXW , KHDUG
WKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVD\
,WLVQRWKDODOIRUDZRPDQZKRWUXVWVLQ$OODKDQGWKH/DVW'D\WRDEVWDLQIURPDGRUQPHQWLQPRXUQLQJIRUVRPHRQHZKRKDVGLHGIRUPRUHWKDQWKUHHQLJKWVH[FHSWIRUIRXUPRQWKVDQGWHQGD\VIRUDKXVEDQG%RRN1XPEHU=D\QDEVDLG,KHDUGP\PRWKHU8PP6DODPDWKHZLIHRIWKH3URSKHWPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVD\WKDWDZRPDQFDPHWRWKH0HVVHQJHURI$OODKPD\$OODKEOHVV
KLP DQG JUDQW KLP SHDFH DQG VDLG 0HVVHQJHU RI$OODK0\GDXJKWHUV
KXVEDQGGLHGDQGKHUH\HVDUHWURXEOLQJKHUFDQVKHSXWNRKORQWKHP"7KH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHVDLG1RWZRRUWKUHHWLPHV7KHQKHVDLG,WLVRQO\IRXUPRQWKVDQGWHQGD\V,QWKH-DKLOL\\DQRQHRI\RXWKUHZDZD\WKHSLHFHRIGXQJXQWLOD\HDUKDGSDVVHG+XPD\GLEQ1DILVDLG,DVNHG=D\QDEWRH[SODLQZKDWWKURZLQJDZD\WKHSLHFHRIGXQJDWWKHHQGRID\HDUPHDQW=D\QDEVDLG,QWKH-DKLOL\\DZKHQDZRPDQVKXVEDQGGLHGVKHZHQWLQWRDVPDOOWHQWDQGGUHVVHGLQWKHZRUVWRIFORWKHV6KHGLGQRWWRXFKSHUIXPHRUDQ\WKLQJXQWLOD\HDUKDGSDVVHG7KHQVKHZDVEURXJKWDQDQLPDO
DGRQNH\DVKHHSRUDELUGDQGVKHZRXOGEUHDNKHULGGDZLWKLWE\UXEELQJKHUERG\DJDLQVWLWWDIWDGGX5DUHO\GLGVKH
EUHDNKHULGGDZLWKDQ\WKLQJE\UXEELQJKHUVHOIDJDLQVWLWEXWWKDWLWGLHG7KHQVKHZRXOGFRPHRXWDQGZRXOGEHJLYHQDSLHFHRIGXQJ6KHZRXOGWKURZLWDZD\DQGWKHQUHWXUQWRZKDWHYHUVKHZLVKHGRISHUIXPHVRUZKDWHYHU0DOLN
H[SODLQHG 7DIWDGGXPHDQV WRZLSH KHU VNLQZLWK LW LQ WKH VDPHZD\
DVZLWK DKHDOLQJFKDUP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
ZHUHDOLYHUHIHUULQJWRKHUSDWHUQDOXQFOHE\VXFNOLQJFRXOGKHHQWHUZKHUH,DP"7KH0HVVHQJHU
RI $OODK PD\ $OODK EOHVV KLP DQG JUDQW KLP SHDFH VDLG
-
KWWSZZZLVODPPHVVDJHFRP
LEQDO.KDWWDEIRUKHUWRVXFNOHKLPWHQWLPHVVRWKDWKHFRXOGFRPHLQWRVHHKHU6KHGLGLWVRKHXVHGWRFRPHLQWRVHHKHU%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
RIKHUEURWKHUWRJLYHPLONWRZKLFKHYHUPHQVKHZDQWHGWREHDEOHWRFRPHLQWRVHHKHU7KHUHVWRI
WKHZLYHVRIWKH3URSKHWPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHUHIXVHGWROHW
DQ\RQH FRPH LQ WR WKHP E\ VXFK QXUVLQJ7KH\ VDLG 1R%\$OODK:H WKLQN
WKDWZKDW
WKH0HVVHQJHURI$OODKPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHRUGHUHG6DKODELQW6XKD\OWRGRZDVRQO\DQLQGXOJHQFHFRQFHUQLQJWKHQXUVLQJRI6DOLPDORQH1R%\$OODK1RRQHZLOOFRPHLQXSRQXVE\VXFKQXUVLQJ7KLVLVZKDWWKHZLYHVRIWKH3URSKHWPD\$OODKEOHVVKLPDQGJUDQWKLPSHDFHWKRXJKWDERXWWKHVXFNOLQJRIDQROGHUSHUVRQ%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
%RRN%XVLQHVV7UDQVDFWLRQV6HFWLRQ1RQ5HWXUQDEOH'HSRVLWV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
GLQDUVZLWKD\HDURUKDOID\HDUWRSD\7KHRXWFRPHZRXOGRQO\EHWKDWKLVJRRGVZRXOGKDYHUHWXUQHGWRKLPMXVWOLNHWKH\ZHUHDQGWKHRWKHUSDUW\ZRXOGKDYHJLYHQKLPWKLUW\GLQDUVRQDPRQWKVFUHGLWDJDLQVWVL[W\GLQDUVRQD\HDURUKDOID\HDUVFUHGLW7KDWZDVQRWWREHGRQH6HFWLRQ:HDOWKRI6ODYHV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
0DOLNVDLG7KHJHQHUDOO\DJUHHGXSRQZD\RIGRLQJWKLQJVDPRQJXVDERXWDPDQZKREX\V
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
EX\V D VODYH DQG WKHQ ILQGV RXW WKDW WKH VODYH KDV D GHIHFW IRU
ZKLFK KH FDQ
EHUHWXUQHGDQGPHDQZKLOHDQRWKHUGHIHFWKDVKDSSHQHGWRWKHVODYHZKLOVWLQKLVSRVVHVVLRQLV
WKDW LI WKHGHIHFWZKLFKRFFXUUHG WR WKH VODYH
LQKLVSRVVHVVLRQKDVKDUPHGKLP
OLNHORVVRIDOLPEORVVRIDQH\HRUVRPHWKLQJVLPLODUWKHQKHKDVDFKRLFH,IKHZDQWVKHFDQ
KDYH WKH SULFH RI WKH VODYH UHGXFHG FRPPHQVXUDWHZLWK WKH GHIHFW KH
ERXJKW KLPZLWK DFFRUGLQJ WR WKH SULFHV RQ WKH GD\ KH ERXJKW KLP RU
LI KH OLNHV KH FDQ SD\FRPSHQVDWLRQ IRU WKH GHIHFW ZKLFK WKH VODYH
KDV VXIIHUHG LQ KLV SRVVHVVLRQ DQG
UHWXUQKLP7KHFKRLFHLVXSWRKLP,IWKHVODYHGLHVLQKLVSRVVHVVLRQWKHVODYHLVYDOXHGZLWKWKHGHIHFWZKLFKKHKDGRQWKHGD\RIKLVSXUFKDVH,WLVVHHQZKDWKLVSULFHZRXOGUHDOO\KDYHEHHQ,IWKHSULFHRIWKHVODYHRQWKHGD\RISXUFKDVHZLWKRXWIDXOWZDVGLQDUVDQGKLVSULFHRQ
WKHGD\RISXUFKDVHZLWK IDXOWZRXOGKDYHEHHQGLQDUV WKHSULFH
LVUHGXFHGE\WKHGLIIHUHQFH7KHVHSULFHVDUHDVVHVVHGDFFRUGLQJWRWKHPDUNHWYDOXHRQWKHGD\WKHVODYHZDVSXUFKDVHG0DOLN
VDLG 7KHJHQHUDOO\DJUHHGXSRQZD\RIGRLQJ WKLQJVDPRQJXV LV WKDW LI
DPDQUHWXUQVDVODYHJLUOLQZKRPKHKDVIRXQGDGHIHFWDQGKHKDVDOUHDG\KDGLQWHUFRXUVHZLWKKHUKHPXVWSD\ZKDWKHKDV
UHGXFHGRIKHUSULFH
LIVKHZDVDYLUJLQ,IVKHZDVQRWDYLUJLQWKHUHLVQRWKLQJDJDLQVWKLVKDYLQJKDGLQWHUFRXUVHZLWKKHUEHFDXVHKHKDGFKDUJHRIKHU0DOLNVDLG7KHJHQHUDOO\DJUHHGXSRQZD\RIGRLQJWKLQJVDPRQJXVUHJDUGLQJDSHUVRQZKHWKHUKHLVDQLQKHULWRURUQRWZKRVHOOVDVODYHVODYHJLUORU
DQLPDOZLWKRXWDOLDELOLW\DJUHHPHQW LV WKDW KH LV QRW UHVSRQVLEOH IRU
DQ\ GHIHFW LQZKDW KH VROG XQOHVV KH NQHZDERXW WKH IDXOW
DQGFRQFHDOHG LW ,IKHNQHZ WKDW WKHUHZDVD IDXOWDQGFRQFHDOHG
LWKLVGHFODUDWLRQ WKDWKHZDVIUHHRI
UHVSRQVLELOLW\GRHVQRWDEVROYHKLPDQGZKDWKHVROGLVUHWXUQHGWRKLP0DOLN
VSRNH DERXW D VLWXDWLRQZKHUH D VODYHJLUOZDVEDUWHUHG IRU WZRRWKHU
VODYHJLUOVDQG WKHQ RQH RI WKH VODYHJLUOV ZDV IRXQG WR KDYH D GHIHFW
IRU ZKLFK VKH FRXOG
EHUHWXUQHG+HVDLG7KHVODYHJLUOZRUWKWZRRWKHUVODYHJLUOVLVYDOXHGIRUKHUSULFH7KHQWKHRWKHUWZRVODYHJLUOVDUHYDOXHGLJQRULQJWKHGHIHFWZKLFKWKHRQHRIWKHPKDV7KHQWKHSULFHRI
WKHVODYHJLUO VROGIRU WZRVODYHJLUOV
LVGLYLGHGEHWZHHQWKHPDFFRUGLQJWRWKHLUSULFHVVRWKDWWKHSURSRUWLRQRIHDFKRIWKHPLQKHUSULFHLVDUULYHGDW
WRWKHKLJKHUSULFHGRQHDFFRUGLQJ WRKHUKLJKHUSULFH DQG WR
WKHRWKHUDFFRUGLQJ
WRKHUYDOXH7KHQRQHORRNVDWWKHRQHZLWKWKHGHIHFWDQGWKHEX\HULVUHIXQGHGDFFRUGLQJWRWKHDPRXQWKHUVKDUHLVDIIHFWHGE\WKHGHIHFWEHLWOLWWOHRUJUHDW7KHSULFHRIWKHWZRVODYHJLUOVLVEDVHGRQWKHLUPDUNHWYDOXHRQWKHGD\WKDWWKH\ZHUHERXJKW0DOLNVSRNHDERXWDPDQZKRERXJKWDVODYHDQGKLUHGKLPRXWRQDORQJWHUPRUVKRUWWHUPEDVLVDQGWKHQIRXQGRXWWKDWWKHVODYHKDGDGHIHFWZKLFKQHFHVVLWDWHGKLVUHWXUQ+H
-
KWWSZZZLVODPPHVVDJHFRP
VDLGWKDWLIWKHPDQUHWXUQHGWKHVODYHEHFDXVHRIWKHGHIHFWKHNHSWWKHKLUHDQGUHYHQXH7KLVLVWKHZD\LQZKLFKWKLQJVDUHGRQHLQRXUFLW\7KDWLVEHFDXVHKDGWKHPDQERXJKWDVODYHZKR
WKHQEXLOWDKRXVHIRUKLPDQGWKHYDOXHRI WKHKRXVHZDVPDQ\WLPHVWKHSULFHRI
WKH VODYH DQGKH WKHQ IRXQG WKDW WKH VODYHKDGDGHIHFW
IRUZKLFKKHFRXOGEHUHWXUQHGDQGKHZDVUHWXUQHGKHZRXOGQRWKDYHWRPDNHSD\PHQWIRUWKHZRUNWKHVODYHKDGGRQHIRUKLP6LPLODUO\KHZRXOGNHHSDQ\UHYHQXHIURPKLULQJKLPRXWEHFDXVHKHKDGFKDUJHRIKLP7KLVLVWKHZD\RIGRLQJWKLQJVDPRQJXV0DOLNVDLG7KHZD\RIGRLQJWKLQJVDPRQJXVZKHQVRPHRQHEX\VVHYHUDOVODYHVLQRQHORW
DQGWKHQILQGVWKDWRQHRIWKHPKDVEHHQVWROHQRUKDVDGHIHFWLVWKDWKHORRNVDWWKHRQHKH
ILQGVKDVEHHQVWROHQRU WKHRQH LQZKLFKKH ILQGVDGHIHFW ,IKH LV
WKHSLFNRIWKRVHVODYHVRUWKHPRVWH[SHQVLYHRULWZDVIRUKLVVDNHWKDWKHERXJKWWKHPRUKHLVWKHRQHLQZKRPSHRSOHVHHWKHPRVWH[FHOOHQFHWKHQWKHZKROHVDOHLVUHWXUQHG,IWKHRQHZKRLVIRXQGWREHVWROHQRUWRKDYHDGHIHFWLVQRWWKHSLFNRIWKHVODYHVDQGKHGLGQRWEX\WKHPIRUKLVVDNHDQGWKHUHLVQRVSHFLDOYLUWXHZKLFKSHRSOHVHHLQKLPWKHRQHZKRLV
IRXQG WR KDYH D GHIHFW RU WR KDYH EHHQ VWROHQ LV UHWXUQHG DV KH LV
DQG WKH EX\HU
LVUHIXQGHGKLVSRUWLRQRIWKHWRWDOSULFH6HFWLRQ:KDWLV'RQHDERXW6ODYH*LUOVZKHQ3XUFKDVHGDQG&RQGLWLRQV0DGHDERXW7KHP%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
ZKDW WKH SURGXFH ZRXOG EH ZKHQ WKH FURS ZDV OHVV WKDQ ILYH DZVXT
RU HTXDO WR
ILYHDZVXT'DXGZDVQWVXUHZKHWKHUKHVDLGILYHDZVXTRUOHVVWKDQILYH0DOLNVDLG
$UL\DVFDQEHVROGIRUDQHVWLPDWLRQRIZKDWDPRXQWRIGULHGGDWHVZLOOEHSURGXFHG7KH
FURS LV H[DPLQHGDQGHVWLPDWHGZKLOH VWLOORQ WKHSDOP7KLV
LVDOORZHGEHFDXVH LW FRPHV LQWR WKH FDWHJRU\ RI GHOHJDWLRQ RI
UHVSRQVLELOLW\ KDQGLQJ RYHU ULJKWVDQG LQYROYLQJ D SDUWQHU +DG LW
EHHQ OLNH D IRUP RI VDOH QR RQH ZRXOG KDYH
PDGHVRPHRQHHOVHDSDUWQHULQWKHSURGXFHXQWLOLWZDVUHDG\QRUZRXOGKHKDYHUHQRXQFHGKLVULJKWWRDQ\RILWRUSXWVRPHRQHLQFKDUJHRILWXQWLOWKHEX\HUKDGWDNHQSRVVHVVLRQ6HFWLRQ+RZ&URS'DPDJH$IIHFWV6DOHVRI$JULFXOWXUDO3URGXFH%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
ZKRVHQXPEHUKHKDGVSHFLILHGEHFDXVHWKHRZQHUZDVRQO\NHHSLQJDVLGHFHUWDLQIUXLWRIKLVRZQRUFKDUGDQGHYHU\WKLQJHOVHKHVROG6HFWLRQ:KDWLV1RW5HFRPPHQGHGLQWKH6DOHRI'DWHV%RRN1XPEHU
-
KWWSZZZLVODPPHVVDJHFRP
-
KWWSZZZLVODPPHVVDJHFRP
GLQDURUWZRDQGJLYHVKLVJROGDQGVWLSXODWHVWKDWLWEHPHDVXUHGR