Comparative Analysis of HDFC

8/14/2019 Comparative Analysis of HDFC

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Presentation on

COMPARATIVE ANALYSIS OF HDFCINVESTMENT OPTIONS FOR MUTUAL FUND

Presented by

Kalpana SrivastavaUnder the guidance of

Dr. S. A. Jamil


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HOW IS MUTUAL FUND SET UP

A Mutual Fund is set up in the form of a trustwhich has: Sponsor

Trustees

Asset Management Company (AMC)

Custodian

MUTUAL FUND IN INDIA

UTI was the first to commence its operation from July 1964.

In 1986 UTI monopoly was broken when SBI and Canbank Mutual Fund entered the arena.

Followed by the entry of others like BOI. LIC. GIC. ETC.


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COMPANY PROFILEHDFC MUTUAL FUND

VISION

To be a dominant player in the Indian mutual fund space recognized for its high levels of ethical and

professional conduct and a commitment towards enhancing investor interest.

HDFC was approved to act as an Asset Management Company for the Mutual Fund by SEBI on

July 3rd ,2000.

Milind Barve, CEO, HDFC Mutual Fund.

The paid up capital of the AMC is Rs. 75.161 corer

The present share holding pattern of the AMC is as follows

HDFC - 50.10%

Standard Life Insurance- 49.90% The AMC is managing 18 open-ended schemes of the Mutual Fund.

The AMC is also managing the respective Plans of HDFC Fixed Investment Plan, a closed ended

Income Scheme.

The AMC is also providing Portfolio Management / Advisory services and such activities are not in

conflict with the activities of theMutual Fund.


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FUND COMPARISION ON THE BASIS OF FUND ASSET

17%

15%

14%

12%

10%

8%

7%

5%

5%

7% SBI MF

RELIANCE MF

BIRLA SUN LIFE MF

HDFC MF

PRINCIPAL MF

ICICI PRUDENTIAL MF

KOTAK MAHINDRA MF

HSBC MF

DSP MERRILL LYNCH MF

UTI MF


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ABOUT THE TOPIC

A Mutual Fund is a common pool of money in to which investors with commoninvestment objective place their contributions that are to be invested in accordance

with the stated investment objective of the scheme.

Options for mutual fund is equity and debt.

Debt Instruments

Traditionally debt instruments are known for generating a predetermined income for agiven period of time.

They are also known as fixed income instruments.

Equity InstrumentsEquities do not offer any assured returns,

Equity provides the high return with high risk.


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Comparative Analysis Of Some HDFC Equity & Debt Schemes


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RESEARCH STUDY

Research Objective:

To identify the suitability of investors regarding their investment option.

Sub objective:

To analyze the awareness of our bank in the region with other banks. To find out awareness of the investor about HDFC Mutual Funds

Which factors govern their choice for investment?

What is investors proportion of equity in their MF investment?

Determine main attributes for which investor is forcibly to invest his money in his

preferable place?

Research Methodology

Questionnaire.


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Sampling DesignSampling procedure Random Sampling.

Sample size The sample size for the study was kept at 50.

Sample unit In this study, the sampling unit included all class of people.

Source of DataPrimary dataSecondary data


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Investment Habits

Yes

96%

No

4%

Yes

No

12%5%

4%

79%

Fixed Deposite

Mutual fund

Real Estate

Bank Deposite

Different type of Investments

in which people invest


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AwarenessaboutHDFC MutualFund

62%

38%

Yes

No

7%

82%

10% 1%

Excellent

Very Good

Good

Poor

General ratings given by theGeneral ratings given by the

respondents to the HDFC MFrespondents to the HDFC MF


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According to Customer best scheme

of the HDFC Mutual Fund

9%

83%

3% 4% 1%

HDFC GROWTH FUND

HDFC EQUITY FUND

HDFC BALANCED

FUND

HDFC MF MONTHLY

INCOME PLAN

OTHER

10%

90%

Debt

Equity

Preference between DebtPreference between Debt

and Equityand Equity


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Whether customer is risk Taker or Averter

Averter

3%

Taker

97%

Averter

Taker


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Conclusion

Those investors who want security of principal amount, regular income and less riskyinvestment are suggested to invest in debt.

Investors who want high return and are ready to take risk and want to invest for long

time should make investment in equity schemes.

Thus, the choice of investment in equity or debt depends on the investment objective.

Now a days market of equity is good in comparison to debt market.

Most of the individuals has opted Equity in spite of Debt funds.


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Suggestion They need to reorient their staff and effectively utilize technology

platforms to retain customers.

They have to update their portfolio timely.

Awareness level about HDFC Mutual Fund is not so good so commoninvestors doesnt have much information about HDFC mutual fund.

The need of the hour is to make improvements in mutual funds and tocreate awareness among investors about the risks involved before sellingthe products to them.


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Comparative Analysis of HDFC

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