Comercial Banking Hdfc Bank

HDFC BANKFACTORS OF GROWTH

GROUP 6NAVIN BAFNAPUNIT BIYANISAURABH BHALOTIAMOHD.IBRAHIM SAIDPRATIK KUMAR

BACKGROUND

Founded in 1977 by Hasmukh bhai Parakh HDFC Bank was incorporated in August 1994 Among the first in new generation commercial

banks Registered office in Mumbai, India Promoted by HDFC, the parent company IPO in India in 1995 Listed in NSE, BSE, NYSE(ADR)

NETWORK 761 branches 1977 ATM’s in the country 327 cities in India All branches are OLRT

connected 16 branches in Middle east 6 in Africa Representative offices in

Hong Kong, NewYork, London & Singapore

Technology – New is better !!!

Latest Technology

Plans to deploy connections, with built-in redundancy in the network

Tested CDMA and GSM solutions—specially for ATMs as they consume very small bandwidths

For corporate and retail banking the bank uses Flexcube and Finware of i-flex respectively .

For disaster recovery the data at the main center is replicated in real-time on-line at the Chennai site

Security

Security in banking, to a large extent, is built into the software or the application itself.

The data that are being transferred to the regional centres or from internet banking request, are encrypted

GROWTH TRAJECTORY !!!

TRULY GLOBAL !!!

ROAD TO SUCCESS !!!

Growth by Acquisition !!

Synergy !!!!

Management is Important !!

Competition !!! - The way ahead

Milestones !!!!

HDFC follows the model of a sound corporate governance

The bank was amongst the first four companies, which subjected itself to a Corporate Governance and Value Creation (GVC) rating by CRISIL

A very sound and effective risk management system in place to create a less risk assets portfolio.

Uses Neural Technologies for risk management in its Credit Cards and other Retail Assets portfolios

The Story continues !!!!

Thank you !!!