Mobile Products & Services SPs MNOs TSM operators Vendors
Aug 06, 2015
Mobile Products & Services
SPs MNOs TSM operators Vendors
Your mobile success story starts hereTwo different worlds are brought together when ena-
bling payments via a mobile device. The world of a
Mobile Network Operator (MNO) is very different from
the world of a Service Provider (SP), such as banks.
At Collis, we assist you with getting an understand-
ing of the other parties involved. Together with you,
we determine your role within the NFC ecosystem
and how to achieve and maintain this role.
Collis has extensive experience with building Trusted
Service Manager (TSM) infrastructures, as we have
assisted tier one banks and MNOs worldwide.
Schemes around the world have test procedures in
place but do not cover end-to-end implementation.
Via the Collis Test Centre, we can guarantee full
compliance and technical interoperability for play-
ers within the NFC ecosystem. We provide trust that
your product can be properly provisioned according
to your business requirements.
For a robust and future-proof implementation, you
can take advantage of Collis’ best practises and our
latest knowledge of the developments in the vendor
industry. You can rely on our years of experience in
the area of mobile payments and secure elements.
Mobile proximity transaction technology
Simply tapping a mobile phone to a termi-
nal to pay for your groceries or train fare, or
collecting loyalty points from retailers; it’s
fast, convenient and fun to use!
Near Field Communication (NFC) is a con-
tactless technology which can be used to
make such proximity transactions.
The near future of NFC is in the payment
and transport markets, where security and
interoperability are underlying concerns
for the players within the NFC ecosystem.
These players are Service Providers (SPs)
and Mobile Network Operators (MNOs).
The Trusted Service Manager (TSM) is the
leading solution in the mass deployment of
mobile proximity transactions.
The TSM is a neutral intermediary that ena-
bles SPs to securely distribute and manage
contactless services for their customers us-
ing the networks of MNOs. It facilitates con-
tractual arrangements and everyday busi-
ness between SPs and MNOs.
Collis, as your trusted advisor, provides ex-
pertise and knowledge on how to imple-
ment these new technologies in a secure
and trustworthy way – ensuring trust in
technology.
MOBILEFrom definition to deployment
Collis has done multiple vendor/wallet selec-tions and have an in-depth understanding of what the vendor inustry has to offer. We have various RFIs and RFPs of the shelf available for you.
Value propositionMany companies today feel morally obliged ‘to have a
mobile strategy’ or ‘to go mobile’, but are not certain
where to start. Almost every single day of the year
new mobile initiatives are announced. New standards
emerge. New value chains are forged. But what about
you? In this forest of new technologies and industry
players, you may feel that you “don’t know what you
do not know”. How should you position yourself in
the mobile ecosystem? What does this ecosystem
look like anyway? Who else will be there?
Collis like no other company, is aware of the chal-
lenges related to definition of mobile strategies in
today’s world. As independent industry experts, we
will assist you in determining what position in the
mobile ecosystem best fits your current core business
activities, as well as how to achieve and maintain
that position. Collis’ experience, in-depth knowledge
of current players in the mobile ecosystem, as well
as sound understanding of different business models
will ensure that you will not be left out on the mobile
opportunity!
ConsultancyCollis has extensive knowledge in NFC/TSM business
consulting, international standards, security, inter-
faces, wallets, payment applications, NFC technology
and certification. Our expertise also involves techni-
cal consulting on the design and architecture of your
NFC/TSM ecosystem. We link the physical world and
the virtual world in an easy and secure manner. We
comply with international standards to realise com-
pliance and interoperability for you.
ComplianceCollis often acts as a test authority to establish com-
pliance to mobile standards and protocols. The Col-
lis Test Centre is certified and accredited to execute
and manage certifications for various protocols and
products.
Depending on what is required, we can perform a
quick scan or audit on your systems to research and
report if rules and specifications to comply with are
correctly implemented in your systems. Our state-of-
the-art tools are designed to assist you with testing of
your systems and products.
We are a member of several compliance bodies, such
as 3GPP, ETSI and GlobalPlatform. We facilitate secu-
rity through technical interoperability and independ-
ent advice and expertise.
KnowledgeThrough in-company workshops and accredited
training courses, we share our knowledge with you.
The Collis Training Academy facilitates over 100
courses per year worldwide, educating hundreds of
people on the latest industry developments and tech-
nologies.
MOBILE
“The training style and information that we received from the Collis in-house course has been invaluable. It really enabled us to fit the NFC pieces together to see the overall picture.”
Peter van Woezik, Rabobank
The rapid adoption of next generation mobile hand-
sets worldwide has created opportunities for new
and innovative mobile services.
You, a financial or governmental institution, public
transport operator or retailer (the Service Provider),
can use this technology to your advantage. Enabling
mobile proximity transactions can open up new rev-
enue streams, improve the relationship with your
customers and can help you attract new customers.
Together with you, Collis defines the best business
architecture for interaction with new players in the
NFC ecosystem to realise a future-proof proposition
for your market.
Business model and solution architectureCollis offers advice on the NFC ecosystem, business
case, architecture and design.
During intensive workshop sessions, we identify
your challenges and opportunities. We detect poten-
tial risks involved in implementing new technologies
and expand your knowledge on the latest trends in
mobile proximity transactions.
We support you in defining your strategy, including
the business model and high level architecture. Fol-
lowing this, we help you in defining your require-
ments, managing the procurement process, vendor
selection and management.
These services are delivered according to our imple-
mentation service plan, comprising of four phases in
which we set various goals to achieve. Our standard
approach can also be tuned to your individual needs.
We ensure you are provided with the best business
and technical consultancy suited to your business.
SERVICE PROVIDERSBanks, Public Transport Operators, Retailers, Governments
Mobile Network Operators (MNOs) and Mobile Virtual
Network Operators (MVNOs) are key players within
the NFC/TSM infrastructure. Your mobile network is
used by Service Providers (SPs) to offer their mobile
payment services to your mobile phone users and by
also providing access to these phones.
As a key player, you have to enable a secure and
stable network, in order for other key players within
the NFC ecosystem – SPs and TSM operators – to want
to work together with you.
Collis understands the complex challenges faced by
M(V)NOs. We understand your concerns, from sup-
porting your customer, through to the infrastructure
challenges you face with new handsets, USIMs and
continually evolving network infrastructures.
Business model and solution architectureAs an M(V)NO you have the choice to offer your
network via an existing TSM, or to set up a TSM infra-
structure yourself. This can be a TSM in cooperation
with SPs (consortium model), or your own TSM (MNO
centric model).
Collis has extensive knowledge to assist you with de-
termining the best TSM structure for your business
and putting all underlying infrastructure in place.
M(V)NOs can expect a high level of efficiency and ex-
pert knowledge from Collis’ consultants, as we have
sound experience in working together with MNOs to
identify their role within the NFC ecosystem.
In addition to our NFC expertise, we offer you a SIM
strategy, where you can select the best card vendor
for your business. We can also provide you with TSM
workshops, contactless payment knowledge and test
tools, so that you understand all components that are
connected within an NFC ecosystem.
MNOsSERVICE PROVIDERSTelecom Operators
“Collis is indeed really committed to quality and efficiency.”
Joon-Ho Lee, Samsung SDS Co Ltd
Contactless mobile payments are enabled via the
Trusted Service Manager (TSM).
The TSM is the independent, trusted party that facili-
tates and enables information exchange between SPs
and MNOs. It facilitates the infrastructure that makes
it possible to offer services through a mobile network.
At Collis, we are highly experienced in setting up TSM
infrastructures. Rolled out in four phases, our consul-
tancy services include preparation for decision mak-
ing, creation of the NFC infrastructure, implementa-
tion and roll out. We have defined specific deliverables
for each phase which ensure a successful project.
Together, we determine which TSM model suits your
business best: a consortium between multiple parties
(e.g. between SPs and MNOs), SP centric or MNO cen-
tric.
Each model has its own benefits and through phase
0 we will find out what model best suits your needs.
Phase 1 and 2 will then set out several deliverables to
ensure the roll out phase (phase 3) is ready. The de-
scription on the right hand side of the page provides
further insight into Collis’ delivery model.
TSMsTrust and Security
TRAVIK: enabling mobile payments
TRAVIK, a Dutch consortium, was initiated by
three MNOs (T-Mobile, Vodafone and KPN) and
three SPs (Rabobank, ABN AMRO and ING).
Their mission is to create an open eco system in
the Netherlands for NFC-enabled mobile phones
to deliver a generic facility for proximity pay-
ments.
Collis was requested to be the exclusive technol-
ogy partner to the TRAVIK consortium to set up a
safe and secure TSM, which links the MNOs with
the SPs and performs technical and commercial
activities on behalf of MNOs and SPs.
The TRAVIK consortium aims to connect all M(V)
NOs and all banks, to facilitate any payment
scheme and many more services than just mobile
payment services in the future.
Collis’ TSM implementation service consists of a
four-phased approach, as shown in the illustra-
tion on the next page.
In the first phase, which we call phase zero, we
create a TSM/NFC strategy through intensive
workshops with key stakeholders involved in the
project. From there, we go forward into phase one, which consists of creating the NFC struc-
ture - definition of architecture, UICC and wal-
lets, procurement process and high level process
design. We continue in phase two by managing
the implementation. In phase three, we man-
age the roll out and provide post implementation
support.
TSMs
Activities Deliverables
Phase
0Phase
1Phase
2Phase
3
Prepare for decision making
The business case and high level infrastructure
• NFC ecosystem workshop• Business case workshop• Technical requirements workshop• Architecture workshop• Optional marketing workshop• Optional partner workshop• Strategy and planning workshop
• NFC ecosystem overview doc• Business case doc• High level technical requirements doc• High level architecture workshop• Optional marketing/branding doc• Optional partner doc• ...
Creation of the NFC infrastructure
Define customer specific NFC infrastructure
• NFC ecosystem doc & service catalogue• Solution architecture document• Generic SP message flow spec• Inventory Wallet document• Secure Element (UICC) requirements doc• Generic MNO message flow specification• ...
• Define business architecture• Define TSM specs and reqs• Define Wallet and UICC specs & reqs• Define high level process design• TSM and Wallet procurement• Commercial launch• ...
Implementation
Implementing the NFC infrastructure
• Technical project management• TSM & Wallet acceptance testing• NFC eco system test & cert. strategy• Define quality control program & test centre• Test and certification preparation• ...
• Vendor selection project management• Change & release management• TSM System Acceptance Test Report• Wallet Acceptance Test Report• Development guidelines• Support of mobile app development• ...
Roll out
Commercial launch and post-implementation
support
• Post implementation report• Quality control program• Mobile test and certification centre/authority
• Training and knowledge sharing• Training to customer service centre• Acceptance planning & change management• Version control & release management• Technical support service to SPs• ...
“Collis staff have been extremely valuable to ISIS in supporting the testing and integration of our TSM.”
Ron Pinkus, Isis Mobile Platforms, USA
TSMsImplementation Approach
Handset ManufacturersAs a handset manufacturer, you need to strike a bal-
ance between needs of the end-users and needs of
your direct customers. Mobile Network Operators
(MNOs) will only purchase handsets that comply
with specifications that allow the handset to be used
in mobile payments.
Collis is your specialist partner when it comes to
compliance and interoperability testing. Through the
Collis Test Centre, we offer testing and certification
services to ensure your handsets comply to the latest
standards, such as SWP – HCI.
For over a decade we have focused on developing
market leading acceptance and interoperability test
solutions. Use our expertise to reduce the risks of
damage to your valuable brand.
Our broad range of mobile handset test tools will en-
sure your handsets are reliable and secure, so you
can keep up with the latest technology needs of your
customers without having to worry about technical
compliance.
Card ManufacturersThe global market for telecom smart cards for
GSM/3G/LTE, continues to grow with new opportuni-
ties both geographically and technologically.
In February 2008, the GSMA agreed on the UICC as the
preferred location for the Secure Element (SE). The SE
is the location where SPs can safely store their ap-
plications. However, this is not mandated. Whatever
solution you may adopt when manufacturing cards,
compliance with the latest standards is still neces-
sary.
You, as card manufacturer, are part of the NFC eco-
system. Collis assists you with the testing and certifi-
cation of your cards. We ensure your cards comply to
the latest standards set by organisations such as ETSI
and GlobalPlatform so that they can be used within
the NFC/TSM implementations.
Complying with standards means your card is secure
and will the preferred card to use.
VENDORSHandset and Card Manufacturers
The success of a TSM infrastructure depends very
much on the compliance of all the elements and
components to the existing standards.
All elements; Secure elements (SEs), mobile devices,
the MNO’s infrastructure, the TSM system and the
SPs have to comply with the standards. Otherwise,
with potentially infinite combinations of solutions/
components, it is virtually impossible to achieve the
goal of a widely accepted and interoperable NFC/TSM
infrastructure.
The keyword is trust. A TSM can only be trust-worthy
if the underlying infrastructure is.
There are many stakeholders involved in an NFC/
TSM ecosystem implementation. Not all components
are necessarily visible to all stakeholders, and no di-
rect trust relation exists between all of them.
To bridge the gaps, our test centre offers the neces-
sary testing services to every player within the eco-
system, with clear definition of domains and compo-
nents involved.
As an independent single point of contact we facili-
tate a so called one-stop-shop for testing of all mo-
bile components and streamline the trust relation
between stakeholders.
The Collis Test Centre can assist to achieve the goal
of a successful TSM implementation and provides
testing and certification services to comply with all
standards.
MOBILE TEST CENTREVENDORSCompliance and Certification
Scan the QR code to download the service catalogue or go to www.collis.nl/downloads
Scan the QR code to download product brochures or go to www.collis.nl/downloads
Service catalogue Product brochures
PRODUCTSTest tools, test suites and hardware
Collis Aspects SpyTranslates and visualises communication between handsets and SIM/USIM cards or contactless readers
Collis Aspects Card Test PlatformSimulates a mobile phone
Collis Aspects SmartStation3
Collis SmartLink Box
Collis SmartWave Box
Collis Aspects Card Profile TesterAllows you to compare a real (U)SIM profile against a predefined profile
Collis Riscure JCSecureVerifies a Java card’s operating system’s security
Collis Global Platform Messaging Tests a TSM’s ability to correctly process all required Global Platform messages
Collis Aspects SpyTranslates and visualises communication between handsets and SIM/USIM cards or contactless readers
Collis SCM Contact andContactless Reader
Collis Microposs Hardware
Collis NFC Handset Test BenchProvides a controlled NFC test environment for handsets
Collis TSM Load & Performance Generates peak loads and high volume transactions or high-volume of requests from SPs to TSM
TSM simulatorsWe have a range of simulators that simulate various components within the TSM infrastructure
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PRODUCTSTest su
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Collis Aspects SmartStation3
Collis SmartLink Box
Collis SmartWave Box
Collis Aspects SpyTranslates and visualises communication between handsets and SIM/USIM cards or contactless readers.
Collis Aspects Handset PlatformSimulates a UICC
Collis Aspects Handset SAT Test Toolquickly and efficiently tests a mobile phone’sSAT behaviour
Aspects USAT Conformance Test Platform (Verify2 31.124)Tests the conformance of a handset
Asp
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Collis C
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Collis G
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Collis H
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Collis V
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Collis M
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Mob
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Collis IS
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Collis SCM Contact andContactless Reader
Collis Microposs Hardware
Card Handset Transmission protocol
GlobalPlatform
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