CMA Final

STATE BANK OF INDIA Branch : SMECCC, AHMEDABAD

Name VENUS ENGINEERING WORKS.

Rupees in Lacs

PARTICULARS Actual Actual Actual Projections Projection

Years 2007-08 2008-09 2009-10 20010-11 2011-12

Operating months 12 12 12 Year-I Year-II

Operating Statement

1 i. Domestic Sale

ii.Export Sale

1 Total Gross Sales 0.00 0.00 0.00 0.00 0.00

2 Less : Excise Duty

3 Net Sales (1-2) 0.00 0.00 0.00 0.00 0.00

4 Growth in sales 0% 0% 0% 0%

Cost of Sales

5 a. Raw Material (Imported ) 0.00

b. Raw material (Indigenous)

c. Stores & Spares (Imported)

d. Stores & Spares (Indigenous)

6 Power & Fuel

7 Direct Labour

8 Repairs and maintainance

9 Other Mfg. Expenses

10 Depreciation 0.00 0.00

11 Others expenses 0.00 0.00 0.00 0.00 0.00

a Other miscellaneous exp. During course of time. 0.00

b

c

d

Sub Total 0.00 0.00 0.00 0.00 0.00

12 Add: Opening Stock in Process 0.00 0.00 0.00 0.00

Sub Total 0.00 0.00 0.00 0.00 0.00

13 Deduct : Closing Stock in Process

Cost of Production 0.00 0.00 0.00 0.00 0.00

14 Add: Opening Stock of Finished Goods 0.00 0.00 0.00 0.00

Sub Total 0.00 0.00 0.00 0.00 0.00

15 Deduct : Closing Stock OF Finished Goods

Sub Total ( Total Cost of Sales) 0.00 0.00 0.00 0.00 0.00

C7

Insert the name in cell D5 only. Otherwise it will not be printed.

H9

You can change this to Crores, Lacs, Thousands.

D36

Only 1st year opening stock of WIP & FG will be accepted. For the remaining years, they will be taken from closing stocks of previous year

16 Gross profit 0.00 0.00 0.00 0.00 0.00

Gross Profit/ Sales 0.00% 0.00% 0.00% 0.00% 0.00%

17 Selling Expenses

18 Administrative Expenses

Sub Total 0.00 0.00 0.00 0.00 0.00

19 Operating Profit before interest 0.00 0.00 0.00 0.00 0.00

a. Interest on CC. 0.00 0.00 0.00 0.00 0.00

b.Interest on TL 0.00 0.00 0.00 0.00 0.00

c.Other interests 0.00 0.00 0.00 0.00 0.00

20 Total Interest 0.00 0.00 0.00 0.00 0.00

21 Operating Profit after Interest 0.00 0.00 0.00 0.00 0.00

22 Add: Other non operating Income

a Interest/Dividend/Royalties etc.. 0.00 0.00 0.00

b Other Income 0.00 0.00

c

d

Sub Total 0.00 0.00 0.00 0.00 0.00

23 Deduct other non operating expenses

a Interest/Dividend/Royalties etc.. 0.00 0.00 0.00 0.00 0.00

b Other Expenses 0.00 0.00 0.00 0.00 0.00

c Intangibles written off -1

d

e

Sub Total 0.00 0.00 0.00 0.00 0.00

24 0.00 0.00 0.00 0.00 0.00

25 Profit before Tax /Loss (PBT) 0.00 0.00 0.00 0.00 0.00

26 Provision for Taxes

27 Net Profit/Loss (PAT) 0.00 0.00 0.00 0.00 0.00

28 Cash Accruals 0.00 0.00 0.00 0.00 0.00

29 Dividend paid + IT on Dividend 0.00 0.00 0.00 0.00

30 Retained Profit 0.00 0.00 0.00 0.00 0.00

31 Retained Cash Profits 0.00 0.00 0.00 0.00 0.0032 RM Content in sales 0% 0% 0% 0% 0%33 PBDIT 0.00 0.00 0.00 0.00 0.0034 PBDIT/Sales 0.00% 0.00% 0.00% 0.00% 0.00%35 Operating Profits/Sales 0.00% 0.00% 0.00% 0.00% 0.00%36 PBT/Sales 0.00% 0.00% 0.00% 0.00% 0.00%37 PAT/Sales 0.00% 0.00% 0.00% 0.00% 0.00%38 Cash Accruals/ Sales 0.00% 0.00% 0.00% 0.00% 0.00%

Interest on CC.Interest on TL

Other interests

Net of other non operating Income/Expenses

C50

If interest is not to be calculated, feed the same in row 73,74,75 below. Otherwise the programme will calculate as per the rate provided. (the rate may be zero for non interest loans)

C84

When interests are actuals and not to be calculated, feed them here

Transfer to Reserves (if any) 0.00 0.00 0.00 0.00

Depriciation adjustments

ANALYSIS OF BALANCE SHEET - LIABILITIES

VENUS ENGINEERING WORKS. Rupees in Lacs

Actual Actual Actual Projections Projection

2007-08 2008-09 2009-10 20010-11 2011-12

LIABILITIES

Current Liabilities

1

Sub Total (A) 0.00 0.00 0.00 0.00 0.00

2 Short Term Borrowings from Others

3 Sundry Creditors (Trade)

4 Advance Payment from Customers

5 Net Provision for Taxation (if positive)

6 Dividend Payable

7 0.00 0.00 0.00 0.00 0.00

8 Overdue Term Liabilities

9 0.00

10 0.00 0.00 0.00 0.00 0.00

a Creditors for expenses

b

c

d

11 Sub Total (B) 0.00 0.00 0.00 0.00 0.00

12 TOTAL CURRENT LIABILITIES 0.00 0.00 0.00 0.00 0.00

TERM LIABILITIES

13 Debentures (not maturing within one Year)

14

14

14

15

16 Term deposits (Ecl. Instal.due next Yr.) 0.00 0.00 0.00 0.00 0.00

17 Other term Liabilities 0.00 0.00 0.00 0.00 0.00

a Unsecured Loans

Short Term loans from Applicant Bank including BP &BD

Short Term loans From Other banks including BP &BD

Other Statutory Liab. (Due within one Year)

Installments of term Loan/ DPGs/ Deposits/ debentures due within next year

Other Current Liabilities & Provisions (due with in one year)

Preference Shares (redeemable after 1 year)

Term Loan from Bank(Less next Year Instalments)

Term Loan from Other Banks/Inst.(Ecl.

Instal.due next Yr.)

Deferred Payments Credits (Ecl. Instal.due next Yr.)

b

c

18 TOTAL TERM LIABILITIES 0.00 0.00 0.00 0.00 0.00

19 TOTAL OF OUTSIDE LIABILITIES 0.00 0.00 0.00 0.00 0.00

NET WORTH

20 Share Capital

21 General Reserve

22 Revaluation Reserve

23 Adjustments for previous Year costs

24 Other reserves (excluding Provisions)

25 Others 0.00 0.00 0.00 0.00 0.00

a 0.00

b

c

26 Surplus (+) or deficit (-) in Profit & Loss a/c 0.00 0.00 0.00 0.00

27 NET WORTH 0.00 0.00 0.00 0.00 0.00

28 TOTAL LIABILITIES (18+24) 0.00 0.00 0.00 0.00 0.00

D136

For operational convenience, from 2nd year onwards, retained profit is automatically added to the P&L Surplus.General reserves are not disturbed. Ensure that both of them put together are as per the balance sheet.

D144

Type the P&L balance only for the first year. For oher years, retained profits shall be automatically added

ANALYSIS OF BALANCE SHEET Continued - ASSETS

VENUS ENGINEERING WORKS.

Rupees in Lacs


2007-08 2008-09 2009-10 20010-11 2011-12

ASSETS

Current Assets

1 Cash & Bank Balances

2 Govt. & other Trustee securities

3 Fixed Deposits with Banks4 Domestic Receivables including BP/BD

5 Export Receivables including BP/BD)

6 Deferred receivables(due within one year)

7 Imported Raw Material

8 Indigenous Rawmaterial

9 Stock in Process 0.00 0.00 0.00 0.00 0.00

10 Finished Goods 0.00 0.00 0.00 0.00 0.00

11 imported Consumables

12 Indigenous consumables 0.00 0.00 0.00 0.00 0.00

a. Packing Material 0.00

13 Advances to Suppliers 0.00 0.00

14 Net Advance Payment of Taxes (if positive)

15 0.00 0.00 0.00 0.00 0.00

a

b

c

d

16 TOTAL CURRENT ASSETS 0.00 0.00 0.00 0.00 0.00

FIXED ASSETS17 Gross Block (Land & Building Machinery

18 Add Capital expenditure in wirk-in-process 0.00 0.00

19 Depreciation to Date 0.00 0.00 0.00 0.00

20 Net Block 0.00 0.00 0.00 0.00 0.00

21 OTHER NON CURRENT ASSETS

a Investments in Sub. cos./ affiliates

b Investment in Othersc 0.00 0.00

d Deferred Receivables(Maturng after a year)

e Other Non-current investments

f Non Consumable Stores & Spares

Other Current Assets (specify major items)

Advance to suppliers of Capital goods & Contractors

D181

Only first year accumulated depreciation need be provided. 2nd year onwords it will be calculated

g

h 0.00 0.00 0.00 0.00 0.00

i

TOTAL OTHER NON CURRENT ASSETS 0.00 0.00 0.00 0.00 0.00

22 Intangible Assets

a Preliminary Expenses

b Deffered Revenue expenditures

c Other Intangibles (patents, goodwill, etc.)

d

e

23 Total Intangible Assets 0.00 0.00 0.00 0.00 0.00

24 TOTAL ASSETS 0.00 0.00 0.00 0.00 0.00

49 TANGIBLE NET WORTH (TNW) 0.00 0.00 0.00 0.00 0.00

50 NET WORKING CAPITAL (NWC) 0.00 0.00 0.00 0.00 0.00

Long oustanding dues &Other non Current Assets /dues from Directors


Movement of TNW

Opening TNW 0.00 0.00 0.00 0.00

Plough back of profit 0.00 0.00 0.00 0.00

Increase in capital/reserves 0.00 0.00 0.00 0.00

Intangibles written off 0.00 0.00 0.00 0.00

Closing TNW 0.00 0.00 0.00 0.00 0.00

Current Ratio 0.00 0.00 0.00 0.00 0.00

Debt/Equity 0.00 0.00 0.00 0.00 0.00

TOL/Equity 0.00 0.00 0.00 0.00 0.00

Current Assets/Tangible Assets 0.00% 0.00% 0.00% 0.00% 0.00%

ROCE(PBDIT incl.Other income/TTA) 0.00 0.00 0.00 0.00 0.00

Inentory+Receivables as days of Net Sales 0 0 0 0 0

ADDITIONAL INFORMATION

a. Arrears of Depreciation

b. Contingent Liabilities

c. Arrears of Cumulative Dividends

d. Gratuity Liability not Provided for

e.Dispute Custom/Excise/ Tax Liabilities

f. Other Liabilities not provided for

Check Points

Check Points 2007-08 2008-09 2009-10 20010-11 2011-12

1 Difference in Assets & Liabilities 0.00 0.00 0.00 0.00 0.00

2 0.00 0.00 0.00 0.00

3 0.00 0.00 0.00 0.00

4 0.00 0.00 0.00 0.00

Repayment ScheduleTerm Loan Repayment 0.00 0.00 0.00 0.00

Our Term Loan

Security Available

Collateral security available for TL

Increase in cap.& reserves beyond retained profit

Difference in intangibles written off in balance Sheet and shown in P&L account

Reductin in TL is less than TL instalments plus overdues

By default the programme considers the entire net block as security & entire Term Liability for calculation of Security cover. But if a portion of security/ TL is to be considered, give the figures below.

E231

This has to be zero:

D235

The programme takes the repayment amount from current liabilities of the previous year. If you need to calculate DSCR the for the first year as well, type the total repayment during the year.

COMPARATIVE STATEMENT OF CURRENT ASSETS & CURRENT LIABILITIES

WORKING CAPITAL / BANK BORROWING ASSESSMENTS


Rupees in Lacs


2007-08 2008-09 2009-10 20010-11 2011-12

A. WORKING CAPITAL ASSESSMENT

Stock of Imported RM -Days Consumption 0 0 0 0 0

Stock of Indiginous RM - Days Consumption 0 0 0 0 0

Imported Consumables - (Days Consumption) 0 0 0 0 0

Indiginous Consumables - (Days Consumption) 0 0 0 0 0

Stock in process- (Days of Cost of Production) 0 0 0 0 0

Finished Goods - (Days Cost of Sales) 0 0 0 0 0

Total Inventory 0.00 0.00 0.00 0.00 0.00

Total Inventory/Sales (days) 0 0 0 0 0

Domestic receivables (Days Gross dom.Sales) 0 0 0 0 0

Export Receivables - (Days Exports) 0 0 0 0 0

Total Receivables 0.00 0.00 0.00 0.00 0.00

Total Receivables/Gross Sales (days) 0 0 0 0 0

10

Creditors - (days Consumption) 0 0 0 0 0

Total Current Assets 0.00 0.00 0.00 0.00 0.00

Financed by

Sundry Cr. % of Current Assets 0.00% 0.00% 0.00% 0.00% 0.00%

Other Curr. Liab.% of Current Assets 0.00% 0.00% 0.00% 0.00% 0.00%

Bank Finance % of Current Assets 0.00% 0.00% 0.00% 0.00% 0.00%

NWC % to Current Assets 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00%

By PBS Method 2007-08 2008-09 2009-10 20010-11 2011-12

Total Current assets 0.00 0.00 0.00 0.00 0.00

Other Current Liabilities 0.00 0.00 0.00 0.00 0.00

Working Capital gap 0.00 0.00 0.00 0.00 0.00

Net Working capital 0.00 0.00 0.00 0.00 0.00

Bank Finance 0.00 0.00 0.00 0.00 0.00

Fund Flow Analysis


Rupees in Lacs

Particulars Actual Actual Actual Projections Projection

2007-08 2008-09 2009-10 20010-11 2011-12

FUND FLOW ANALYSIS

1 LONG TERM SOURCES

Profit after Tax 0.00 0.00 0.00 0.00

Depreciation 0.00 0.00 0.00 0.00

Intangibles written off 0.00 0.00 0.00 0.00

Increase in capital and reserves 0.00 0.00 0.00 0.00

Increase in Term Liability 0.00 0.00 0.00 0.00

i. Decrease in Fixed Assets 0.00 0.00 0.00 0.00

ii. Decrease in Other non current assets 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00

2 LONG TERM USES

Net Loss 0.00 0.00 0.00 0.00

Increase in Intangibles 0.00 0.00 0.00 0.00

Decrease in Capi.and Reserves/ Share Buybacks 0.00 0.00 0.00 0.00

Decrease in Term Liabilities 0.00 0.00 0.00 0.00

i. Increase in Fixed Assets 0.00 0.00 0.00 0.00

Increase in non-Current Assets 0.00 0.00 0.00 0.00

iii. Increase in Intangibles

Dividend paid 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00

Surplus/ Deficit 0.00 0.00 0.00 0.00

Short Term Sources

Increase in Bank Borrowings 0.00 0.00 0.00 0.00

Increase in other Current Liab. 0.00 0.00 0.00 0.00

Decrease in Inventory 0.00 0.00 0.00 0.00

Decrease in Receivables 0.00 0.00 0.00 0.00

Decrease in Cash/Deposits/Govt Sec. 0.00 0.00 0.00 0.00

Decrease in Other Current Assets 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00

Short Term Uses

Increase in Inventory 0.00 0.00 0.00 0.00

Increase in Receivables 0.00 0.00 0.00 0.00

Increase in Cash/Deposits/Govt Sec. 0.00 0.00 0.00 0.00

Increase in Other Current Assets 0.00 0.00 0.00 0.00

Decrease in Other Current Liab. 0.00 0.00 0.00 0.00

Decrease in Bank Borrowings 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00

Summary of fund Flow Analysis

Long Term Sources 0.00 0.00 0.00 0.00

Long Term Uses 0.00 0.00 0.00 0.00

Surplus /Deficit (i-ii) 0.00 0.00 0.00 0.00

Short term sources 0.00 0.00 0.00 0.00

Short term uses 0.00 0.00 0.00 0.00

Surplus /Deficit (iii-iv) 0.00 0.00 0.00 0.00

CALCULATION OF BREAK EVEN LEVELS


Rupees in Lacs

Veriable Actual Actual Actual Projections Projection

Particulars % 2007-08 2008-09 2009-10 20010-11 2011-12

BREAK EVEN POINT

Sales 0.00 0.00 0.00 0.00 0.00

Variable Cost

I.Raw Material 100.00% 0.00 0.00 0.00 0.00 0.00

ii.Consumables 100.00% 0.00 0.00 0.00 0.00 0.00

iii.Direct Labour 60.00% 0.00 0.00 0.00 0.00 0.00

iv.Power & Fuel 60.00% 0.00 0.00 0.00 0.00 0.00

v.Selling Expenses 10.00% 0.00 0.00 0.00 0.00 0.00

vi.Other Variable Costs

Total Variable Costs 0.00 0.00 0.00 0.00 0.00

Percent of Sales 0% 0% 0% 0% 0%

Fixed Costs 0.00 0.00 0.00 0.00 0.00

Break Even Level of Sales 0.00 0.00 0.00 0.00 0.00

Percentage to Sales 0% 0% 0% 0% 0%

Cash Break Even of Sales 0.00 0.00 0.00 0.00 0.00

0% 0% 0% 0% 0%

Sensitivity to BEP

When sales go down

Sales (when down by) 10% 0.00 0.00 0.00 0.00 0.00

Veriable costs also go down by 0% 0.00 0.00 0.00 0.00 0.00

Contribution 0.00 0.00 0.00 0.00 0.00

Fixed Costs 0.00 0.00 0.00 0.00 0.00

BEP 0.00 0.00 0.00 0.00 0.00

% to Sales 0% 0% 0% 0% 0%


% Sales 0% 0% 0% 0% 0%

When RM cost goes up by 10%

% can be passed on to customer 0%

Sales will go up to 0.00 0.00 0.00 0.00 0.00

D348

You can change the percentage depending on the unit

D365

You can insert any percentage here

D374


D375


Veriable costs up by 10% 0.00 0.00 0.00 0.00 0.00

Contribution 0.00 0.00 0.00 0.00 0.00

Fixed costs 0.00 0.00 0.00 0.00 0.00

BEP if RM cost goes up by 10% 0.00 0.00 0.00 0.00 0.00

% to Sales 0% 0% 0% 0% 0%


% Sales 0% 0% 0% 0% 0%

When Veriable costs up by 10%


Sales will go up to 0.00 0.00 0.00 0.00 0.00

Veriable Cost up by 10% 0.00 0.00 0.00 0.00 0.00

Contribution 0.00 0.00 0.00 0.00 0.00

Fixed Costs 0.00 0.00 0.00 0.00 0.00

BEP If Variable Expn. Go up by 10% 0.00 0.00 0.00 0.00 0.00

% Sales 0% 0% 0% 0% 0%


% Sales 0% 0% 0% 0% 0%

D385


D386


Sensitivity to DSCR

When Sales go down

Sales (when down by) 10% 0.00 0.00 0.00 0.00 0.00

Veriable costs also go down by 0% 0.00 0.00 0.00 0.00 0.00

Fixed cost 0.00 0.00 0.00 0.00 0.00

Total cost 0.00 0.00 0.00 0.00 0.00

Operating Profits 0.00 0.00 0.00 0.00 0.00

Depriciation & non cash charges 0.00 0.00 0.00 0.00 0.00

Cash Accruals 0.00 0.00 0.00 0.00 0.00

Interest on TL 0.00 0.00 0.00 0.00 0.00

Repayments 0.00 0.00 0.00 0.00

Gross DSCR 0.00 0.00 0.00 0.00 0.00

Average Gross DSCR 0.00

When RM cost goes up by 10%


Sales 0.00 0.00 0.00 0.00 0.00

Veriable costs sales go up to 0.00 0.00 0.00 0.00 0.00

Fixed cost 0.00 0.00 0.00 0.00 0.00

Total cost 0.00 0.00 0.00 0.00 0.00



Cash Accruals 0.00 0.00 0.00 0.00 0.00

Interest on TL 0.00 0.00 0.00 0.00 0.00

Repayments 0.00 0.00 0.00 0.00 0.00

Gross DSCR 0.00 0.00 0.00 0.00 0.00


When Variable costs go up by 10%


Sales 0.00 0.00 0.00 0.00 0.00

Veriable costs sales go up to 0.00 0.00 0.00 0.00 0.00

Fixed cost 0.00 0.00 0.00 0.00 0.00

Total cost 0.00 0.00 0.00 0.00 0.00



Cash Accruals 0.00 0.00 0.00 0.00 0.00

Interest on TL 0.00 0.00 0.00 0.00 0.00

D398


D399


D411


D412


D426


D427


Repayments 0.00 0.00 0.00 0.00 0.00

Gross DSCR 0.00 0.00 0.00 0.00 0.00


RATIO ANALYSIS

Rupees in Lacs


Particulars 2007-08 2008-09 2009-10 20010-11 2011-12

... RATIOS

1 Growth in Sales 0% 0% 0% 0% 0%

2 Gross profit Ratio 0.00% 0.00% 0.00% 0.00% 0.00%

3 PBDIT 0.00 0.00 0.00 0.00 0.00

4 PBDIT/sales 0.00% 0.00% 0.00% 0.00% 0.00%

5 Operating Profits/Sales 0.00% 0.00% 0.00% 0.00% 0.00%

6 PBT/Sales 0.00% 0.00% 0.00% 0.00% 0.00%

7 PAT/Sales 0.00% 0.00% 0.00% 0.00% 0.00%

8 Cash Accruals/ Sales 0.00% 0.00% 0.00% 0.00% 0.00%

9 Sales/Equity 0.00 0.00 0.00 0.00 0.00

10 Sales / TTA 0.00 0.00 0.00 0.00 0.0011 Interest Coverage (Interest/PBDIT) 0.00% 0.00% 0.00% 0.00% 0.00%

12 PBDIT / Interest (Times) 0.00 0.00 0.00 0.00 0.00

13 Deferred Debt/ Equity 0.00 0.00 0.00 0.00 0.00

14 TOL/Equity 0.00 0.00 0.00 0.00 0.00

15 Current Ratio (CA / CL) 0.00 0.00 0.00 0.00 0.00

16 Current Ratio excluding TL Instalments 0.00 0.00 0.00 0.00 0.00

17 CA / TTA (%) 0.00% 0.00% 0.00% 0.00% 0.00%

18 Inentory+Receivables as days of Net Sales 0 0 0 0 0

19 Bank Borrowings/Current Assets 0.00% 0.00% 0.00% 0.00% 0.00%

20 RM content in sales 0% 0% 0% 0% 0%

21 ROCE(PBDIT incl.Other income/TTA) 0.00% 0.00% 0.00% 0.00% 0.00%

DSCR

Debt Service Coverage Ratio Calculations

Cash accruals 0.00 0.00 0.00 0.00 0.00

Interest on TL / Deffered Loans 0.00 0.00 0.00 0.00 0.00

Repayment Obligations of TL 0.00 0.00 0.00 0.00

Repayment of other deffered Loans

Total Repayment 0.00 0.00 0.00 0.00 0.00

Net Debt Service Coverage Ratio (DSCR) 0.00 0.00 0.00 0.00 0.00

Gross Debt Service Coverage Ratio (DSCR) 0.00 0.00 0.00 0.00 0.00

Average Net DSCR 0.00


Security Coverage Ratio

Security Coverage Ratio

Net Block 0.00 0.00 0.00 0.00 0.00

Term Loan outstanding (including instalments) 0.00 0.00 0.00 0.00 0.00

Security Cover avilable (NB-TL/NB) 0% 0% 0% 0% 0%

Security cover including Collateral Security

Security Cover avilable ((NB+Collaeral-TL)/NB 0% 0% 0% 0% 0%

Key Indicators

Key Indicators Rupees in Lacs


2007-08 2008-09 2009-10 20010-11 2011-12

Net Sales 0.00 0.00 0.00 0.00 0.00

Operating Profit 0.00 0.00 0.00 0.00 0.00

(Net) Other income 0.00 0.00 0.00 0.00 0.00

PBDIT/Sales 0.00% 0.00% 0.00% 0.00% 0.00%

PBT/Sales 0.00% 0.00% 0.00% 0.00% 0.00%

PAT 0.00 0.00 0.00 0.00 0.00

PAT/Net Sales 0.00% 0.00% 0.00% 0.00% 0.00%

Cash Accruals 0.00 0.00 0.00 0.00 0.00

Cash Accruals/Sales 0.00% 0.00% 0.00% 0.00% 0.00%

Paid up Capital (PUC) 0.00 0.00 0.00 0.00 0.00

TNW 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Any cash inflow(eg.sales tax deferal, subsidy )

Adjusted TNW (TNW-Investment in associates)

D474

Repayment schedule has been taken from row number 198

D475

Any additional payment may be inserted

TOL/TNW 0.00 0.00 0.00 0.00 0.00

TOL/Adjusted TNW 0.00 0.00 0.00 0.00 0.00

C/R 0.00 0.00 0.00 0.00 0.00

C/R excluding T/L instalments due in 1 year 0.00 0.00 0.00 0.00 0.00

Net Sales/TTA (Times) 0.00 0.00 0.00 0.00 0.00

PBT/TTA (%) 0.00% 0.00% 0.00% 0.00% 0.00%

Operating costs/sales(%) 0.00% 0.00% 0.00% 0.00% 0.00%

Bank Finance / Current Assets (%) 0.00% 0.00% 0.00% 0.00% 0.00%

Inv + Rec. /N.S. (DAYS) 0 0 0 0 0

NWC / CA (%) 0.00% 0.00% 0.00% 0.00% 0.00%

2012-13 2013-14 2014-2015

Year-III Year-IV Year-V

###

0.00 0.00

### 0.00 0.00

### 0.00 0.00

0% 0% 0%

###

48000.00

240000.00

15000.00

0.00 0.00 0.00

### 0.00 0.00

0.00 0.00 0.00

### 0.00 0.00

### 0.00 0.00

0.00 0.00 0.00

### 0.00 0.00

### 0.00 0.00

### 0.00 0.00

37.94% 0.00% 0.00%

24000.00

### 0.00 0.00

### 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

### 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00

0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

### 0.00 0.00

### 0.00 0.00

### 0.00 0.00

0.00 0.00

### 0.00 0.00

### 0.00 0.0056% 0% 0%### 0.00 0.00

37.76% 0.00% 0.00%37.46% 0.00% 0.00%37.46% 0.00% 0.00%37.46% 0.00% 0.00%37.76% 0.00% 0.00%

0.00

0.00 0.00 0.00

2012-13 2013-14 2014-2015

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

###

0.00 0.00 0.00

### 0.00 0.00

### 0.00 0.00

### 0.00 0.00

0.00

0.00 0.00 0.00

2012-13 2013-14 2014-2015

200000.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

10000.00

0.00

0.00 0.00 0.00

210000.00 0.00 0.00

260000.00

15000.00 0.00 0.00

245000.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

200000.00

200000.00 0.00 0.00

655000.00 0.00 0.00

### 0.00 0.00

210000.00 0.00 0.00

0.00 0.00 0.00

### 0.00 0.00

### 0.00 0.00

### 200000.00 0.00

### 200000.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

46.15% 0.00% 0.00%

4.15 0.00 0.00

1 0 0

2012-13 2013-14 2014-2015

### 0.00 0.00

### 0.00 0.00

### 200000.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

By default the programme considers the entire net block as security & entire Term Liability for calculation of Security

0.00

0.00 0.00 0.00

2012-13 2013-14 2014-2015

0 0 0

0 0 0

0 0 0

0 0 0

0 0 0

0 0 0

0.00 0.00 0.00

0 0 0

0 0 0

0 0 0

0.00 0.00 0.00

0 0 0

0 0 0

210000.00 0.00 0.00

0.00% 0.00% 0.00%

0.00% 0.00% 0.00%

0.00% 0.00% 0.00%

100.00% 0.00% 0.00%

100.00% 0.00% 0.00%

2012-13 2013-14 2014-2015

210000.00 0.00 0.00

0.00 0.00 0.00

210000.00 0.00 0.00

210000.00 0.00 0.00

0.00 0.00 0.00

0.00

0.00 0.00 0.00

2012-13 2013-14 2014-2015

### 0.00 0.00

15000.00 0.00 0.00

0.00 0.00 0.00

### 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

### 0.00 0.00

0.00 0.00 0.00

200000.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

260000.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

460000.00 0.00 0.00

### 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

10000.00 0.00 0.00

0.00 0.00 0.00

200000.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

210000.00 0.00 0.00

### 0.00 0.00

460000.00 0.00 0.00

### 0.00 0.00

0.00 0.00 0.00

210000.00 0.00 0.00

### 0.00 0.00

0.00

0.00 0.00 0.00

2012-13 2013-14 2014-2015

### 0.00 0.00

### 0.00 0.00

0.00 0.00 0.00

144000.00 0.00 0.00

28800.00 0.00 0.00

0.00 0.00 0.00

### 0.00 0.00

59% 0% 0%

154200.00 0.00 0.00

380327.55 0.00 0.00

8% 0% 0%

343330.70 0.00 0.00

7% 0% 0%

### 0.00 0.00

### 0.00 0.00

### 0.00 0.00

154200.00 0.00 0.00

454360.92 0.00 0.00

10% 0% 0%

410162.39 0.00 0.00

9% 0% 0%

### 0.00 0.00

### 0.00 0.00

### 0.00 0.00

154200.00 0.00 0.00

441277.47 0.00 0.00

9% 0% 0%

398351.65 0.00 0.00

8% 0% 0%

### 0.00 0.00

### 0.00 0.00

### 0.00 0.00

154200.00 0.00 0.00

445685.35 0.00 0.00

9% 0% 0%

402330.74 0.00 0.00

8% 0% 0%

### 0.00 0.00

### 0.00 0.00

154200.00 0.00 0.00

### 0.00 0.00

### 0.00 0.00

15000.00 0.00 0.00

### 0.00 0.00 ###

0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00

0.00 0.00 0.00

### 0.00 0.00

### 0.00 0.00

154200.00 0.00 0.00

### 0.00 0.00

### 0.00 0.00

15000.00 0.00 0.00

### 0.00 0.00 ###

0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00

0.00 0.00 0.00

### 0.00 0.00

### 0.00 0.00

154200.00 0.00 0.00

### 0.00 0.00

### 0.00 0.00

15000.00 0.00 0.00

### 0.00 0.00 ###

0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

2012-13 2013-14 2014-2015

0% 0% 0%

37.94% 0.00% 0.00%

### 0.00 0.00

37.76% 0.00% 0.00%

37.46% 0.00% 0.00%

37.46% 0.00% 0.00%

37.46% 0.00% 0.00%

37.76% 0.00% 0.00%

1.58 0.00 0.00

10.99 0.00 0.000.00% 0.00% 0.00%

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

46.15% 0.00% 0.00%

1 0 0

0.00% 0.00% 0.00%

56% 0.00% 0.00%

414.95% 0.00% 0.00%

### 0.00 0.00 ###

0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00

0.00

0.00 0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

245000.00 0.00 0.00

0.00 0.00 0.00

0% 0% 0%

100% 0% 0%

0.00 0.00 0.00

2012-13 2013-14 2014-2015

### 0.00 0.00

### 0.00 0.00

0.00 0.00 0.00

37.76% 0.00% 0.00%

37.46% 0.00% 0.00%

### 0.00 0.00

37.46% 0.00% 0.00%

### 0.00 0.00

37.76% 0.00% 0.00%

### 0.00 0.00

### 0.00 0.00

### 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

10.99 0.00 0.00

411.65% 0.00% 0.00%

62.54% 0.00% 0.00%

0.00% 0.00% 0.00%

1 0 0

100.00% 0.00% 0.00%


Name of Company: VENUS ENGINEERING WORKS.CREDIT RISK ASSESSMENT

FOR THE YEAR - 2008-09

(A) FINANCIAL RISK PARAMETERSRISK

ACTUALS MARKS WEIGHT Score LEVEL AVG.

2008-09CURRENT RATIO 0.00 0.00 5.00 0.00 CAUTION #VALUE!TOL/TNW 0.00 5.00 5.00 25.00 LL #VALUE!PBIDT/INTT. 0.00 0.00 2.00 0.00 CAUTIONPAT/NET SALES (%) 0.00 0.00 2.00 0.00 CAUTION #VALUE!ROCE (%) 0.00 0.00 2.00 0.00 CAUTIONINV.+REC./SALES (DAYS) 0.00 5.00 4.00 20.00 LL #VALUE!

AGGR.FINANCIAL RISK SCORE (OUT OF 100) 45.00

(B) QUALITATIVE RISK FACTORS : (Rs. In lacs) (NEGATIVE SCORE, use minus "-" sign) 0

FINANCIAL PARAMETERS Score Maximum i) Static (Weightage 0.5) 22.50 50.00 ii) Historical #VALUE! 8.00 iii) Industry #DIV/0! 8.00 iv) Qualitative 0

out of Total #VALUE! 66.00 #VALUE! 66.00

MA RKS(C) INDUSTRY RISK PARAMETERS: AWARD. MAXIMUM1. COMPETITION & MARKET 4.002. CYCLICALITY 4.003. REGULATORY RISK 4.004. TECHNOLOGY 4.005. USER PROFILE 4.006. INPUT PROFILE 4.00

SCORE 0.00 24.00 0 out of24.00

HISTORIC

B1

Enter segment [ SSI ] for SSI model of scoring Mgt. Risk parameters. Default is set to C&I model for scoring. Entering [C&I} here will generate key words from corresponding value statement in Ind. & Mgt. Risk parameters.

C2

Enter Name of Branch in this cell, if necessary.

H12

if worksheet area at right is not being filled up, enter correct values in this row here overwriting the formula

F23

ensure that the score awarded is preceded by minus [-] sign. Do not enter "nil" or other alphabets.

D34

Enter scores to be awarded in range of 1 to 4 in this row shaded yellow

(D) MANAGEMENT RISK PARAMETERS (WEIGHTAGE 0.5)1. INTEGRITY 4.002. EXPERTISE 4.003. TRACK RECORD 4.004. STRUCTURE & SYSTEM 4.005. CAPITAL MARKET N.A SCORE 0.00 16.00 0 out of

10.00TOTAL MARKS #VALUE!Proposed Credit Rating #VALUE! #VALUE! out ofExisting Cred.Rating #DIV/0! 100.00Rating prop.for pricing

PREVIOUS YEAR'S CRA


Name of Company: VENUS ENGINEERING WORKS.CREDIT RISK ASSESSMENT DATA AS ON 31-Mar-02

(A) FINANCIAL RISK PARAMETERSRISK HISTOR.

ACTUALS MARKS WEIGHT Score LEVEL AVG.31-Mar-02

CURRENT RATIO 0.00 0.00 5.00 0.00 CAUTION 0.00TOL/TNW 0.00 5.00 5.00 25.00 LL 0.00PBIDT/INTT. 0.00 0.00 2.00 0.00 CAUTIONPAT/NET SALES (%) 0.00 0.00 2.00 0.00 CAUTION 0.00ROCE (%) 0.00 0.00 2.00 0.00 CAUTIONINV.+REC./SALES (DAYS) 0 5.00 4.00 20.00 LL 0


(B) QUALITATIVE RISK FACTORS : (Rs. In lacs) (NEGATIVE SCORE) 0.00

FINANCIAL PARAMETERS Score Maximum i) Static (Weightage 0.5) 22.50 50.00 ii) Historical 4 8.00 iii) Industry #DIV/0! 8.00 iv) Qualitative

Total #DIV/0! 66.00 #DIV/0! /66

MA RKS(C) INDUSTRY RISK PARAMETERS: AWARD. MAXIMUM

GO TOP

D45

In case of SSI, insert scores in range of 1 to 5, and in C&I, from 0 to 4.

B49

enter score, if applicable, in cell c50, if not leave undisturbed

D49

If not applicable, leave blank. Otherwise enter value in range of 1 to 4

1. COMPETITION & MARKET 4.002. CYCLICALITY 4.003. REGULATORY RISK 4.004. TECHNOLOGY 4.005. USER PROFILE 4.006. INPUT PROFILE 4.00

SCORE 0.00 24.00 0.00 /24

(D) MANAGEMENT RISK PARAMETERS (WEIGHTAGE 0.5)1. INTEGRITY 4.002. EXPERTISE 4.003. TRACK RECORD 4.004. STRUCTURE & SYSTEM 4.005. CAPITAL MARKET N.A SCORE 0.00 16.00 0 /10

TOTAL MARKS #DIV/0! #DIV/0! /100Credit Rating #DIV/0!

Modified by: Niranjan Kanhekar, CPC, LHO, Mumbai. Ph. 022-2202 1505

D108

If not applicable, leave blank. Otherwise enter value in range of 1 to 4

RISK RISK DYNAMIC -- INDUSTRYMARKS LEVEL AVG. MARKS LEVEL AVERAGE C.R

#VALUE! #VALUE! #DIV/0! #DIV/0! #DIV/0!#VALUE! #VALUE! #DIV/0! #DIV/0! #DIV/0! 1.00 ABC Co.

2.00 BCD Co.#VALUE! #VALUE! #DIV/0! #DIV/0! #DIV/0! 3.00 XYZ Co.

4.00#VALUE! #VALUE! #DIV/0! #DIV/0! #DIV/0! INDUSTRY AVERAGE #DIV/0!

#VALUE! / 8 #DIV/0! / 8 DYNAMIC -- HISTORIC AVERAGE

#VALUE!CURRENT RATIO TOL/TNWPAT/NET SALES (%)Inv.+Rec/Sales (days)

INDUSTRY

K12

if worksheet at right is not being filled up, enter correct values in this row overwriting formula

O13

enter names of companies for reckoning industry average (upto 4 companies)

VENUS ENGINEERING WORKS.CREDIT RISK ASSESSMENT 31-Mar-02

RISK INDUST. RISK DYNAMIC -- INDUSTRY AVERAGEMARKS LEVEL AVG. MARKS LEVEL C.R

1.00 A.P #DIV/0! #DIV/0! #DIV/0! 1.1.00 A.P #DIV/0! #DIV/0! #DIV/0! 2

31.00 A.P #DIV/0! #DIV/0! #DIV/0! 4

1.00 A.P #DIV/0! #DIV/0! #DIV/0! INDUSTRY AVERAGE #DIV/0!

4.00 / 8 #DIV/0! / 8 DYNAMIC -- HISTORIC

31.03.98CURRENT RATIOTOL/TNWPAT/NET SALES (%)Inv.+Rec/Sales (days)

Work sheet areaTOL/TNW PAT / Net Inv.+Rec.Sales

Sales % (days)

#DIV/0! #DIV/0! #DIV/0!

Work sheet area

#VALUE! 2007-08 Hist.Average #VALUE!

#VALUE! #VALUE! #VALUE!

TOL/TNW PAT / Net Inv.+Rec.Sales Sales % (days)

#DIV/0! #DIV/0! #DIV/0!

31.03.99 31.03.00 Hist.Average

STATE BANK OF INDIA Branch: SMECCC, AHMEDABAD



(A) FINANCIAL RISK PARAMETERSWeig- RISK

ACTUALS MARKS htage Score LEVEL2008-09

CURRENT RATIO 0.00 0.00 5.00 0.00 CAUTION

TOL/TNW 0.00 5.00 5.00 25.00 LL

PBIDT/INTT. 0.00 0.00 2.00 0.00 CAUTION

PAT/NET SALES (%) 0.00 0.00 2.00 0.00 CAUTIONROCE (%) 0.00 0.00 2.00 0.00 CAUTIONINV.+REC./SALES (DAYS) 0.00 5.00 4.00 20.00 LL


(B) QUALITATIVE RISK FACTORS :(NEGATIVE SCORE, enter with "-" minus sign) 0.00

(C) INDUSTRY RISK PARAMETERS:1. COMPETITION & MARKET AT PAR2. CYCLICALITY AT PAR3. REGULATORY RISK ABOVE PAR4. TECHNOLOGY AT PAR5. USER PROFILE AT PAR6. INPUT PROFILE AT PAR

(D) MANAGEMENT RISK PARAMETERS1. INTEGRITY ABOVE PAR2. EXPERTISE AT PAR3. TRACK RECORD AT PAR4. STRUCTURE & SYSTEM AT PAR5. CAPITAL MARKET NOT APPLIC.

Overall Risk Level Score 45.00 Credit Rating Proposed SB-5 Credit Rating Existing Rating for Pricing

CRA PREVIOUS YEAR


Name of Company: VENUS ENGINEERING WORKS.CREDIT RISK ASSESSMENT:


F22

enter only numerical value here preceded by "-" minus sign. Do not enter "nil".

D26

enter [AT PAR], [ABOVE PAR] or [BELOW PAR] as applicable




TOL/TNW 0.00 5.00 5.00 25.00 LL


PAT/NET SALES (%) 0.00 0.00 2.00 0.00 CAUTION

ROCE (%) 0.00 0.00 2.00 0.00 CAUTION

INV.+REC./SALES (DAYS) 0 5.00 4.00 20.00 LL



(C) INDUSTRY RISK PARAMETERS:1. COMPETITION & MARKET AT PAR2. CYCLICALITY AT PAR3. REGULATORY RISK AT PAR4. TECHNOLOGY AT PAR5. USER PROFILE AT PAR6. INPUT PROFILE AT PAR


Overall Risk Level Score 45.00 Credit Rating Proposed SB-5 Credit Rating Existing








TOL/TNW 0.00 5.00 5.00 25.00 LL


PAT/NET SALES (%) 0.00 0.00 2.00 0.00 CAUTIONROCE (%) 0.00 0.00 2.00 0.00 CAUTIONINV.+REC./SALES (DAYS) 0.00 5.00 4.00 20.00 LL


(B) QUALITATIVE RISK FACTORS :(NEGATIVE SCORE, enter with "-" minus sign) 0


(D) MANAGEMENT RISK PARAMETERS1. INTEGRITY ABOVE PAR2. EXPERTISE AT PAR3. TRACK RECORD AT PAR4. STRUCTURE & SYSTEM AT PAR5. CAPITAL MARKET NOT APPLICABLE


Previous year's CRA


Name of Company: VENUS ENGINEERING WORKS.CREDIT RISK ASSESSMENT:

F23

enter only numbers here. Use "-" sign. Do not enter "nil"

D27

enter [AT PAR], [ABOVE PAR] or [BELOW PAR] as applicable





TOL/TNW 0.00 5.00 5.00 25.00 LL


PAT/NET SALES (%) 0.00 0.00 2.00 0.00 CAUTION

ROCE (%) 0.00 0.00 2.00 0.00 CAUTION

INV.+REC./SALES (DAYS) 0 5.00 4.00 20.00 LL







Actual Actual Actual Projections Projection 0.00 0.00 0.00

Particulars 2007-08 2008-09 2009-10 20010-11 2011-12 2012-13 2013-14 2014-2015

Performance & Financial Indicators:

1 Net Sales 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

2 Exports 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Operating Profit 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

4 PBT/Sales 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

5 PBT/Sales (%) 0.00% 0.00% 0.00% 0.00% 0.00% 37.46% 0.00% 0.00%

6 PAT 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

7 Cash Accruals 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

8 PBDIT 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

9 PUC 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

10 TNW 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

11 Adjusted TNW 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

12 TOL/TNW 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 TOL/ adjusted tnw 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 Current Ratio 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Fund flow analysis :

1 Long Team Sources 0.00 0.00 0.00 0.00 ### 0.00 0.00

2 Long Team Uses 0.00 0.00 0.00 0.00 460000.00 0.00 0.00

3 Surplus / Deficit 0.00 0.00 0.00 0.00 ### 0.00 0.00

Movement in TNW Actual Actual Actual Projections Projection 0.00 0.00 0.00

2007-08 2008-09 2009-10 20010-11 2011-12 2012-13 2013-14 2014-2015

Opening TNW 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Add PAT 0.00 0.00 0.00 0.00 ### 0.00 0.00

Ad increase in equity 0.00 0.00 0.00 0.00 ### 0.00 0.00

Add / abstract intangible assets 0.00 0.00 0.00 0.00 ### 200000.00 0.00

Less dividend 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Closing TNW 0.00 0.00 0.00 0.00 0.00 ### 200000.00 0.00

TERM LOAN ANNEXURE

Actual Actual Actual Projections Projection 0.00 0.00 0.00

Particulars 2007-08 2008-09 2009-10 20010-11 2011-12 2012-13 2013-14 2014-2015

Commercial viability:Capacity utilisation (%)

Sales 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00Net Profit 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00Cash Accruals 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00TOTAL 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00TL/ DPG repayments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00TOTAL 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Gross DSCR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Average Gross DSCR 0.00Net DSCR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Average Net DSCR 0.00

Security Margin:WDV of Fixed assets 0.00 0.00 0.00 0.00 0.00 245000.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00% Security margin available 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Break-even and sensitivity analysis :

BREAK EVEN POINT

Sales 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

Total Variable Costs 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

Percent of Sales 0.00 0.00 0.00 0.00 0.00 0.59 0.00 0.00

Fixed Costs 0.00 0.00 0.00 0.00 0.00 154200.00 0.00 0.00

Break Even Level of Sales 0.00 0.00 0.00 0.00 0.00 380327.55 0.00 0.00

Percentage to Sales 0.00% 0.00% 0.00% 0.00% 0.00% 7.61% 0.00% 0.00%

Cash Break Even of Sales 0.00 0.00 0.00 0.00 0.00 343330.70 0.00 0.00

% 0.00% 0.00% 0.00% 0.00% 0.00% 6.87% 0.00% 0.00%

Sensitivity to BEP

When sales go down 10%

Sales 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

Variable costs 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

Fixed Costs 0.00 0.00 0.00 0.00 0.00 154200.00 0.00 0.00

BEP -Sales 0.00 0.00 0.00 0.00 0.00 454360.92 0.00 0.00

BEP % 0.00% 0.00% 0.00% 0.00% 0.00% 10.10% 0.00% 0.00%


Cash BEP % 0.00% 0.00% 0.00% 0.00% 0.00% 9.11% 0.00% 0.00%

Gross DSCR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Term Loan outstanding (including instalments)

When RM goes up by 10%

Sales 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

Variable costs 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

Fixed Costs 0.00 0.00 0.00 0.00 0.00 154200.00 0.00 0.00

BEP 0.00 0.00 0.00 0.00 0.00 441277.47 0.00 0.00

BEP % 0.00% 0.00% 0.00% 0.00% 0.00% 8.83% 0.00% 0.00%


Cash BEP % 0.00% 0.00% 0.00% 0.00% 0.00% 7.97% 0.00% 0.00%

Gross DSCR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


When Variable Cost go up by 10%

Sales 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

Variable costs 0.00 0.00 0.00 0.00 0.00 ### 0.00 0.00

Fixed Costs 0.00 0.00 0.00 0.00 0.00 154200.00 0.00 0.00

BEP 0.00 0.00 0.00 0.00 0.00 445685.35 0.00 0.00

BEP % 0.00% 0.00% 0.00% 0.00% 0.00% 8.91% 0.00% 0.00%


Cash BEP % 0.00% 0.00% 0.00% 0.00% 0.00% 8.05% 0.00% 0.00%

Gross DSCR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


WORKING CAPITAL ANNEXURE

Actual Actual Actual ProjectionsProjection 0.00 0.00 0.00

Particulars 2007-08 2008-09 2009-10 20010-11 2011-12 2012-13 2013-14 2014-2015

Efficiency Ratios

1 Net Sales / Total Tangible Assets 0.00 0.00 0.00 0.00 0.00 10.99 0.00 0.00

2 Return on Assets (PBT / TTA) % 0.00% 0.00% 0.00% 0.00% 0.00% 411.65% 0.00% 0.00%

3 Operating Costs / Sales % 0.00% 0.00% 0.00% 0.00% 0.00% 62.54% 0.00% 0.00%

4 Bank Finance / Current Assets (%) 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

5 Inventory and Receiv. / Net Sales (days) 0 0 0 0 0 1 0 0

CRA Ratios

1 CURRENT RATIO 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 TOL/TNW 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 PBIDT/INTT. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 PAT/NET SALES (%) 0.00% 0.00% 0.00% 0.00% 0.00% 37.46% 0.00% 0.00%

5 ROCE (%) 0.00% 0.00% 0.00% 0.00% 0.00% 414.95% 0.00% 0.00%

6 INV.+REC./SALES (DAYS) 0 0 0 0 0 1 0 0

Assessed Bank Finance1 Total Curr.Asset (TCA) 0.00 0.00 0.00 0.00 0.00 210000.00 0.00 0.00

2 Other Current Liabilities (OCL) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.003 Working Capital Gap 0.00 0.00 0.00 0.00 0.00 210000.00 0.00 0.004 Net Working.Cap. (NWC) 0.00 0.00 0.00 0.00 0.00 210000.00 0.00 0.005 Assess.Bk.Finance (ABF) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.006 NWC to TCA (%) 0.00% 0.00% 0.00% 0.00% 0.00% 100.00% 0.00% 0.00%7 Bk.Finance to TCA(%) 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%8 Sundry Cred.to TCA (%) 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%9 Other CL (exc.sund.cred) to TCA (%) 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Inventory and Receivable levelsRaw Material ( Imported) 0 0 0 0 0 0 0 0 (Indiginous) 0 0 0 0 0 0 0 0Stock in process 0 0 0 0 0 0 0 0Finished Goods 0 0 0 0 0 0 0 0Receivables 0 0 0 0 0 0 0 0Creditors 0 0 0 0 0 0 0 0

CMA Final

Documents

venus engineering

ma rks award

credit risk

management

qualitative

industry risk

financial

cra state