Company Name •••••••••••••••••• Annual Benefits Review ### Presented By: Agent BBVA Compass Insurance Agency, Inc. 9525 Katy Freeway, Suite 410 Houston, TX 77024 Phone - 713-461-3043/Fax - 713-461-5533 BBVA Compass Insurance Agency, Inc. is an affiliate of BBVA Compass Bank.
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Company Name••••••••••••••••••Annual Benefits Review###
Primary Care Physician (PCP)SpecialistOut-Patient Surgical ExpensesLab & X-ray (CT, PET, MRI, etc)Preventive Care (PCP/Specialist)
Hospital CarePer Confinement DeductibleHospital ServicesUrgent Care ServicesEmergency Room
Prescription Drugs
Monthly Rates Current Renewal Current RenewalEmployee Only 0
RATES ARE AGE RATED RATES ARE AGE RATEDEmployee & Spouse 0Employee & Child(ren) 0Employee & Family 0Monthly Total 0 $0.00 $0.00Annual Total 0 $0 $0 $0 $0% Difference #DIV/0! #DIV/0!
Notes:
•Out-of-Network coinsurance stop-loss amount will also apply toward the network coinsurance stop-loss amount. •Copays and drug copays do not count toward deductible and coinsurance percentage.
•Rates are subject to underwriting should the actual covered members change more than 10% from current enrollment.
•There must be a minimum of 75% of the eligible employees participating on the plan.•The employer must contribute a minimum of 50% or more of the employee only cost.On the Rx plans, the copay maximum for level 4 drugs is $3,500 per member per calendar yearWebsite: www.humana.com
•Many additinal options are available. Please request for more details
•This is a partial description of benefits available. For more information, refer to the specific plan design summary. The dollar amount copayments indicate what the member is required to pay and the percentage copayments indicate what the insurance company is required to pay after the deductible has been satisfied, unless otherwise noted.
•Certain health services have notification requirements and limitations that may vary based upon coverage option, insurance provider or state mandate. It is the participant's responsibility to confirm that the services he/she plans to receive are covered health servicesand to determine what pre-certifications an/or notification requitements or limitations may apply.
Medical Market Survey - 2011-2012 Aetna OptionsRENEWAL PLAN - PLAN NAME PLAN NAME
Primary Care Physician (PCP)SpecialistOut-Patient Surgical ExpensesLab & X-ray (CT, PET, MRI, etc)Preventive Care (PCP/Specialist)
Hospital CareHospital ServicesUrgent Care ServicesEmergency Room
Prescription Drugs
Monthly Rates Current Renewal Standard Rate Standard RateEmployee Only 0Employee & Spouse 0Employee & Child(ren) 0Employee & Family 0Monthly Total 0 $0.00 $0.00 $0.00 $0.00Annual Total 0 $0 $0 $0 $0% Difference #DIV/0! #DIV/0! #DIV/0!
15% Rate Up $0 $030% Rate Up $0 $067% Rate Up $0 $0
Notes:•Out-of-Network coinsurance stop-loss amount will also apply toward the network coinsurance stop-loss amount. •Copays and drug copays do not count toward deductible and coinsurance percentage.
•There must be a minimum of 75% of the eligible employees participating on the plan.•The employer must contribute a minimum of 50% or more of the employee only cost.Website: www.aetna.com
•This is a partial description of benefits available. For more information, refer to the specific plan design summary. The dollar amount copayments indicate what the member is required to pay and the percentage copayments indicate what the insurance company pays.•Certain health services have notification requirements and limitations that may vary based upon coverage option, insurance provider or state mandate. It is the participant's responsibility to confirm that the services he/she plans to receive are covered.
Medical Market Survey - 2011-2012 Aetna Options (Page 2)RENEWAL PLAN - PLAN NAME PLAN NAME
Primary Care Physician (PCP)SpecialistOut-Patient Surgical ExpensesLab & X-ray (CT, PET, MRI, etc)Preventive Care (PCP/Specialist)
Hospital CareHospital ServicesUrgent Care ServicesEmergency Room
Prescription Drugs
Monthly Rates Current Renewal Standard Rate Standard RateEmployee Only 0Employee & Spouse 0Employee & Child(ren) 0Employee & Family 0Monthly Total 0 $0.00 $0.00 $0.00 $0.00Annual Total 0 $0 $0 $0 $0% Difference #DIV/0! #DIV/0! #DIV/0!
15% Rate Up $0 $030% Rate Up $0 $067% Rate Up $0 $0
Notes:•Out-of-Network coinsurance stop-loss amount will also apply toward the network coinsurance stop-loss amount. •Copays and drug copays do not count toward deductible and coinsurance percentage.
•There must be a minimum of 75% of the eligible employees participating on the plan.•The employer must contribute a minimum of 50% or more of the employee only cost.Website: www.aetna.com
•This is a partial description of benefits available. For more information, refer to the specific plan design summary. The dollar amount copayments indicate what the member is required to pay and the percentage copayments indicate what the insurance company pays.•Certain health services have notification requirements and limitations that may vary based upon coverage option, insurance provider or state mandate. It is the participant's responsibility to confirm that the services he/she plans to receive are covered.
Medical Market Survey - 2011-2012 Blue Cross & Blue Shield OptionsRENEWAL PLAN - PLAN NAME PLAN NAME
Monthly Rates Current Renewal Standard Rate Standard RateEmployee Only 0Employee & Spouse 0Employee & Child(ren) 0Employee & Family 0Monthly Total 0 $0.00 $0.00 $0.00 $0.00Annual Total 0 $0 $0 $0 $0% Difference #DIV/0! #DIV/0! #DIV/0!
15% Rate Up $0 $030% Rate Up $0 $067% Rate Up $0 $0
Notes:•Out-of-Network coinsurance stop-loss amount will also apply toward the network coinsurance stop-loss amount. *Mandatory Generic (MG) - If the member or the physician requests brand when generic is available, the member pays the applicable copay plus the difference between the generic price and the brand price.•Many additional options are available. Please request for more details.•Copays and drug copays do not count toward deductible and coinsurance percentage.
•There must be a minimum of 75% of the eligible employees participating on the plan.•The employer must contribute a minimum of 50% or more of the employee only cost.Website: www.bcbstx.com
•This is a partial description of benefits available. For more information, refer to the specific plan design summary. The dollar amount copayments indicate what the member is required to pay and the percentage copayments indicate what the insurance company is required to pay after the deductible has been satisfied, unless otherwise noted.•Certain health services have notification requirements and limitations that may vary based upon coverage option, insurance provider or state mandate. It is the participant's responsibility to confirm that the services he/she plans to receive are covered health services and to determine what pre-certifications and/or notification requirements or limitations may apply.
Medical Market Survey - 2011-2012 Blue Cross & Blue Shield Options (Page 2)RENEWAL PLAN - PLAN NAME PLAN NAME
Monthly Rates Current Renewal Standard Rate Standard RateEmployee Only 0Employee & Spouse 0Employee & Child(ren) 0Employee & Family 0Monthly Total 0 $0.00 $0.00 $0.00 $0.00Annual Total 0 $0 $0 $0 $0% Difference #DIV/0! #DIV/0! #DIV/0!
15% Rate Up $0 $030% Rate Up $0 $067% Rate Up $0 $0
Notes:•Out-of-Network coinsurance stop-loss amount will also apply toward the network coinsurance stop-loss amount. *Mandatory Generic (MG) - If the member or the physician requests brand when generic is available, the member pays the applicable copay plus the difference between the generic price and the brand price.•Many additional options are available. Please request for more details.•Copays and drug copays do not count toward deductible and coinsurance percentage.
•There must be a minimum of 75% of the eligible employees participating on the plan.•The employer must contribute a minimum of 50% or more of the employee only cost.Website: www.bcbstx.com
•This is a partial description of benefits available. For more information, refer to the specific plan design summary. The dollar amount copayments indicate what the member is required to pay and the percentage copayments indicate what the insurance company is required to pay after the deductible has been satisfied, unless otherwise noted.•Certain health services have notification requirements and limitations that may vary based upon coverage option, insurance provider or state mandate. It is the participant's responsibility to confirm that the services he/she plans to receive are covered health services and to determine what pre-certifications and/or notification requirements or limitations may apply.
Medical Market Survey - 2011-2012 Humana Age Rated OptionsRENEWAL PLAN - PLAN NAME PLAN NAME
Primary Care Physician (PCP)SpecialistOut-Patient Surgical ExpensesLab & X-ray (CT, PET, MRI, etc)Preventive Care (PCP/Specialist)
Hospital CareHospital ServicesUrgent Care ServicesEmergency Room
Prescription Drugs
Monthly Rates Current Renewal Standard Rate Standard Rate###########################
Monthly Total $0.00 $0.00 ### $0.00 ### $0.00Annual Total $0 $0 $0 $0% Difference #DIV/0! #DIV/0! #DIV/0!
15% Rate Up $0 $030% Rate Up $0 $067% Rate Up $0 $0
Notes:
•Out-of-Network coinsurance stop-loss amount will also apply toward the network coinsurance stop-loss amount. •Copays and drug copays do not count toward deductible and coinsurance percentage.
•Rates are subject to underwriting should the actual covered members change more than 10% from current enrollment.
•There must be a minimum of 75% of the eligible employees participating on the plan.•The employer must contribute a minimum of 50% or more of the employee only cost.
•Many additinal options are available. Please request for more details
•This is a partial description of benefits available. For more information, refer to the specific plan design summary. The dollar amount copayments indicate what the member is required to pay and the percentage copayments indicate what the insurance company is required to pay after the deductible has been satisfied, unless otherwise noted.
•Certain health services have notification requirements and limitations that may vary based upon coverage option, insurance provider or state mandate. It is the participant's responsibility to confirm that the services he/she plans to receive are covered health servicesand to determine what pre-certifications an/or notification requitements or limitations may apply.
On the Rx plans, the copay maximum for level 4 drugs is $3,500 per member per calendar yearWebsite: www.humana.com
Medical Market Survey - 2011-2012 Humana Age Rated Options (Page 2)RENEWAL PLAN - PLAN NAME PLAN NAME
Primary Care Physician (PCP)SpecialistOut-Patient Surgical ExpensesLab & X-ray (CT, PET, MRI, etc)Preventive Care (PCP/Specialist)
Hospital CareHospital ServicesUrgent Care ServicesEmergency Room
Prescription Drugs
Monthly Rates Current Renewal Standard Rate Standard Rate###########################
Monthly Total $0.00 $0.00 ### $0.00 ### $0.00Annual Total $0 $0 $0 $0% Difference #DIV/0! #DIV/0! #DIV/0!
15% Rate Up $0 $030% Rate Up $0 $067% Rate Up $0 $0
Notes:
•Out-of-Network coinsurance stop-loss amount will also apply toward the network coinsurance stop-loss amount. •Copays and drug copays do not count toward deductible and coinsurance percentage.
•Rates are subject to underwriting should the actual covered members change more than 10% from current enrollment.
•There must be a minimum of 75% of the eligible employees participating on the plan.•The employer must contribute a minimum of 50% or more of the employee only cost.
•Many additinal options are available. Please request for more details
•This is a partial description of benefits available. For more information, refer to the specific plan design summary. The dollar amount copayments indicate what the member is required to pay and the percentage copayments indicate what the insurance company is required to pay after the deductible has been satisfied, unless otherwise noted.
•Certain health services have notification requirements and limitations that may vary based upon coverage option, insurance provider or state mandate. It is the participant's responsibility to confirm that the services he/she plans to receive are covered health servicesand to determine what pre-certifications an/or notification requitements or limitations may apply.
On the Rx plans, the copay maximum for level 4 drugs is $3,500 per member per calendar yearWebsite: www.humana.com
Medical Market Survey - 2011-2012 United Healthcare Age Rated OptionsRENEWAL PLAN - PLAN NAME PLAN NAME
Primary Care Physician (PCP)SpecialistOut-Patient Surgical ExpensesLab & X-ray (CT, PET, MRI, etc)Preventive Care (PCP/Specialist)
Hospital CareHospital ServicesUrgent Care ServicesEmergency Room
Prescription Drugs
Monthly Rates Current Renewal Standard Rate Standard Rate###########################
Monthly Total $0.00 $0.00 ### $0.00 ### $0.00Annual Total $0 $0 $0 $0% Difference #DIV/0! #DIV/0! #DIV/0!
15% Rate Up $0 $030% Rate Up $0 $067% Rate Up $0 $0
Notes:
•Out-of-Network coinsurance stop-loss amount will also apply toward the network coinsurance stop-loss amount. •Copays and drug copays do not count toward deductible and coinsurance percentage.
•Rates are subject to underwriting should the actual covered members change more than 10% from current enrollment.
•There must be a minimum of 75% of the eligible employees participating on the plan.•The employer must contribute a minimum of 50% or more of the employee only cost.
•Many additinal options are available. Please request for more details
•This is a partial description of benefits available. For more information, refer to the specific plan design summary. The dollar amount copayments indicate what the member is required to pay and the percentage copayments indicate what the insurance com
•Certain health services have notification requirements and limitations that may vary based upon coverage option, insurance provider or state mandate. It is the participant's responsibility to confirm that the services he/she plans to receive are covered
On the Rx plans, the copay maximum for level 4 drugs is $3,500 per member per calendar yearWebsite: www.humana.com
Medical Market Survey - 2011-2012 United Healthcare Age Rated OptionsRENEWAL PLAN - PLAN NAME PLAN NAME
Primary Care Physician (PCP)SpecialistOut-Patient Surgical ExpensesLab & X-ray (CT, PET, MRI, etc)Preventive Care (PCP/Specialist)
Hospital CareHospital ServicesUrgent Care ServicesEmergency Room
Prescription Drugs
Monthly Rates Current Renewal Standard Rate Standard Rate###########################
Monthly Total $0.00 $0.00 ### $0.00 ### $0.00Annual Total $0 $0 $0 $0% Difference #DIV/0! #DIV/0! #DIV/0!
15% Rate Up $0 $030% Rate Up $0 $067% Rate Up $0 $0
Notes:
•Out-of-Network coinsurance stop-loss amount will also apply toward the network coinsurance stop-loss amount. •Copays and drug copays do not count toward deductible and coinsurance percentage.
•Rates are subject to underwriting should the actual covered members change more than 10% from current enrollment.
•There must be a minimum of 75% of the eligible employees participating on the plan.•The employer must contribute a minimum of 50% or more of the employee only cost.
•Many additinal options are available. Please request for more details
•This is a partial description of benefits available. For more information, refer to the specific plan design summary. The dollar amount copayments indicate what the member is required to pay and the percentage copayments indicate what the insurance com
•Certain health services have notification requirements and limitations that may vary based upon coverage option, insurance provider or state mandate. It is the participant's responsibility to confirm that the services he/she plans to receive are covered
On the Rx plans, the copay maximum for level 4 drugs is $3,500 per member per calendar yearWebsite: www.humana.com
Medical Market Survey - 2011-2012 Assurant Age Rated OptionsRENEWAL PLAN - PLAN NAME PLAN NAME
Lab & X-ray (CT, PET, MRI, etc)Preventive Care (PCP/Specialist)
Hospital CarePer Confinement Deductible
Hospital Services
Urgent Care ServicesEmergency Room
Prescription Drugs
Monthly Rates Current Renewal Standard Rate Standard Rate###########################
Monthly Total $0.00 $0.00 ### $0.00 ### $0.00Annual Total $0 $0 $0 $0% Difference #DIV/0! #DIV/0! #DIV/0!15% Rate Up $0 $030% Rate Up $0 $067% Rate Up $0 $0Notes:
•Out-of-Network coinsurance stop-loss amount will also apply toward the network coinsurance stop-loss amount. •Copays and drug copays do not count toward deductible and coinsurance percentage.
•Rates are subject to underwriting should the actual covered members change more than 10% from current enrollment.
•Many additinal options are available. Please request for more details
•This is a partial description of benefits available. For more information, refer to the specific plan design summary. The dollar amount copayments indicate what the member is required to pay and the percentage copayments indicate what the insurance com
•There must be a minimum of 75% of the eligible employees participating on the plan.•The employer must contribute a minimum of 50% or more of the employee only cost.On the Rx plans, the copay maximum for level 4 drugs is $3,500 per member per calendar yearWebsite: www.assurant.co
•Certain health services have notification requirements and limitations that may vary based upon coverage option, insurance provider or state mandate. It is the participant's responsibility to confirm that the services he/she plans to receive are covered
Medical Market Survey - 2011-2012 Assurant Age Rated Options (Page 2)RENEWAL PLAN - PLAN NAME PLAN NAME
Lab & X-ray (CT, PET, MRI, etc)Preventive Care (PCP/Specialist)
Hospital CarePer Confinement Deductible
Hospital Services
Urgent Care ServicesEmergency Room
Prescription Drugs
Monthly Rates Current Renewal Standard Rate Standard Rate###########################
Monthly Total $0.00 $0.00 ### $0.00 ### $0.00Annual Total $0 $0 $0 $0% Difference #DIV/0! #DIV/0! #DIV/0!15% Rate Up $0 $030% Rate Up $0 $067% Rate Up $0 $0Notes:
•Out-of-Network coinsurance stop-loss amount will also apply toward the network coinsurance stop-loss amount. •Copays and drug copays do not count toward deductible and coinsurance percentage.
•Rates are subject to underwriting should the actual covered members change more than 10% from current enrollment.
•Many additinal options are available. Please request for more details
•This is a partial description of benefits available. For more information, refer to the specific plan design summary. The dollar amount copayments indicate what the member is required to pay and the percentage copayments indicate what the insurance com
•There must be a minimum of 75% of the eligible employees participating on the plan.•The employer must contribute a minimum of 50% or more of the employee only cost.On the Rx plans, the copay maximum for level 4 drugs is $3,500 per member per calendar yearWebsite: www.assurant.co
•Certain health services have notification requirements and limitations that may vary based upon coverage option, insurance provider or state mandate. It is the participant's responsibility to confirm that the services he/she plans to receive are covered
05/03/2023
Dental Market Options - 2011 - 2012PLAN NAME DENTAL COMPARISONPlan Name Plan Name Plan Name Plan Name Plan Name Plan Name