CANCEL DEBT INCREASE EQUITY BUILD ASSETS Financial independence is within your reach. Let us show you proven methods of creating wealth.
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CANCEL DEBT
INCREASE EQUITY
BUILD ASSETS
Financial independence is within your reach.
Let us show you proven methods of creating wealth.
ABOUT THE COMPANY
CANCEL DEBT, INCREASE EQUITY, BUILD ASSETS
95% of Americans live in debt. Less than 5% retire wealthy. UFirst Alliance is dedicated to reversing the statistics.
OUR SERVICES
The best investment you can make is in yourself. You must have some knowledge about your own affairs. If you have no financial plan, you have no foundation for future growth.
Today’s planning has a direct effect on tomorrow’s realities.
Am I where I should be, given my age and situation? Does risk scare me? Do I know the hidden factors that might be eating away at my nest egg right now? Am I keeping the right records?
PLANNING FOR FINANCIAL FREEDOM
BUILDING YOUR FINANCIAL FUTURECreating a sound financial future is like building a home, there are basic steps to follow:• You have to create a plan — a blueprint• Then you assemble the materials • Then you complete the home
The 6 steps of the Financial Freedom Plan are the foundation, walls and roof of the home.
Step 1 - Cancel DebtStep 2 - Increase Cash FlowStep 3 - Create an Emergency FundStep 4 - Proper Insurance ProtectionStep 5 - Long-Term SavingsStep 6 - Preserve Your Estate
Step 1 - Cancel DebtStep 2 - Increase Cash FlowStep 3 - Create an Emergency FundStep 4 - Proper Insurance ProtectionStep 5 - Long-Term SavingsStep 6 - Preserve Your Estate
FINANCIAL FREEDOM PLAN
Which would you prefer: to be sold something, or to be educated?
Which would you prefer: to be sold something, or to be educated?
CANCEL DEBT
MONEY MERGE ACCOUNT™ PROGRAM
Both program options provide:• Dynamic reporting of your payoff
progress• Budgeting system for income and
expenses• Know the “true cost” of your
expenses and purchases
Money Merge Account Express
Money Merge Account Pro
For reduction of non-mortgage debt: credit cards, auto, college
Pay off your mortgage and other consumer-related debt
For amounts less than $80,000
For unlimited amounts
Track up to 10 creditors: credit card, auto loan, 2ndmortgages
Track an unlimited number of creditors and accounts
INCREASE CASH FLOW
A great way to increase monthly cash flow is to start a second income, such as becoming a UFirst Alliance Agent. As an Agent you will earn additional income by helping others improve their financial future.
A great way to increase monthly cash flow is to start a second income, such as becoming a UFirst Alliance Agent. As an Agent you will earn additional income by helping others improve their financial future.
EMERGENCY FUND
PROPER INSURANCE PROTECTION
4% 6% 8% 12%Years Amount Years Amount Years Amount Years Amount
1 10,000 1 10,000 1 10,000 1 10,000
18 20,000 12 20,000 9 20,000 6 20,000
36 40,000 24 40,000 18 40,000 12 40,000
36 80,000 27 80,000 18 80,000
36 160,000 24 160,000
30 320,000
36 640,000
LONG-TERM SAVINGS & INVESTMENTS
Use the rule of 72 to outpace inflation1. Divide 72 by the interest rate to estimate the number of years it takes for your money to double.
1All figures are for illustrative purposes only and do not reflect an actual investment in any product. They do not reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. The Rule of 72 is a mathematical concept that approximates the number of years if would take to double the principal at a constant rate of return. The performance of investments fluctuates over time, and as a result, the actual time it will take an investment to double in value cannot be predicted with any certainty.
This page is intended for education educational and informational uses and is not offered as or constitutes legal or investment advice. All figures are for illustrative purposes only, and do not reflect an actual investment of any product. Figures do not reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance.
Brother A: Opens a tax-deferred account at 10% at 22, and invests $5,000 a year for eight years, then stopsinvesting.
Brother B: Waits until he is 29, then invests $5,000 a year into a 10% tax-deferred account until he is 65 years old.
Brother A Brother B
Age PaymentEnd of Year
AccumulationAge Payment
End of Year Accumulation
Age PaymentEnd of Year
AccumulationAge Payment
End of Year Accumulation
22 $5,000 $5,500 48 $0 $384,683 22 $0 $0 48 $5,000 $315,019
23 $5,000 $11,550 49 $0 $423,151 23 $0 $0 49 $5,000 $352,021
24 $5,000 $18,205 50 $0 $465,466 24 $0 $0 50 $5,000 $392,723
25 $5,000 $25,526 51 $0 $512,013 25 $0 $0 51 $5,000 $437,495
26 $5,000 $33,579 52 $0 $563,214 26 $0 $0 52 $5,000 $486,745
27 $5,000 $42,437 53 $0 $619,535 27 $0 $0 53 $5,000 $540,920
28 $5,000 $52,181 54 $0 $681,489 28 $0 $0 54 $5,000 $600,512
29 $5,000 $62,899 55 $0 $749,638 29 $5,000 $5,500 55 $5,000 $666,063
30 $0 $69,189 56 $0 $824,602 30 $5,000 $11,550 56 $5,000 $7,381,619
31 $0 $76,108 57 $0 $907,062 31 $5,000 $18,205 57 $5,000 $817,486
32 $0 $83,719 58 $0 $997,768 32 $5,000 $25,526 58 $5,000 $904,735
33 $0 $92,091 59 $0 $1,097,545 33 $5,000 $33,579 59 $5,000 $1,000,709
34 $0 $101,300 60 $0 $1,207,300 34 $5,000 $42,437 60 $5,000 $1,106,280
35 $0 $111,430 61 $0 $1,328,030 35 $5,000 $52,181 61 $5,000 $1,222,408
36 $0 $122,573 62 $0 $1,460,833 36 $5,000 $62,899 62 $5,000 $1,350,149
37 $0 $134,830 63 $0 $1,606,916 37 $5,000 $74,689 63 $5,000 $1,490,664
38 $0 $148,313 64 $0 $1,767,608 38 $5,000 $87,658 64 $5,000 $1,645,230
39 $0 $163,144 65 $0 $1,944,369 39 $5,000 $101,924 65 $5,000 $1,815,253
40 $0 $179,458 Total Contributions
$40,000
40 $5,000 $117,616 Total Contributions
$185,00041 $0 $197,404 41 $5,000 $134,878
42 $0 $217,144 42 $5,000 $153,866
43 $0 $238,858 43 $5,000 $174,753
44 $0 $262,744
Total Accumulation:$1,944,369
44 $5,000 $197,728
Total Accumulation:$1,815,253
45 $0 $289,018 45 $5,000 $223,001
46 $0 $317,920 46 $5,000 $250,801
47 $0 $349,712 47 $5,000 $281,381
THE HIGH COST OF WAITING
This page is intended for education educational and informational uses and is not offered as or constitutes legal or investment advice. All figures are for illustrative purposes only, and do not reflect an actual investment of any product. Figures do not reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance.
Time can be your worst enemy or your greatest ally. No matter where you are in life, the key is to get started now.
Consider this example of the monthly retirement savings required to hit $1,000,000 retirement goal with 10% tax-deferred growth.
RETIREMENT GOALS
Is time your ally or your enemy?
Get started now!
Is time your ally or your enemy?
Get started now!
This page is intended for education educational and informational uses and is not offered as or constitutes legal or investment advice. All figures are for illustrative purposes only, and do not reflect an actual investment of any product. Figures do not reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance.
RETHINKING RETIREMENT SAVINGS
This page is intended for education educational and informational uses and is not offered as or constitutes legal or investment advice. All figures are for illustrative purposes only, and do not reflect an actual investment of any product. Figures do not reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance.
HOW FIXED-INDEXED CREDITING WORKS
This page is intended for education educational and informational uses and is not offered as or constitutes legal or investment advice. All figures are for illustrative purposes only, and do not reflect an actual investment of any product. Figures do not reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance.
PROPER ESTATE PLAN
Ufirst Alliance can help you prepare for the life-changing events that impact your finances. Get motivated to seize the initiative and gain control over your financial future in a simple yet profound way.
Along with your UFirst Agent, you will identify which products fit your specific needs along with a strategy to accomplish your dreams and goals.
BRINGING IT ALL TOGETHER
UFirst Alliance Offers:Education FundingDebt EliminationMortgage ProtectionIncome & Asset ProtectionRetirement StrategiesSenior Products / Protection
UFirst Alliance Offers:Education FundingDebt EliminationMortgage ProtectionIncome & Asset ProtectionRetirement StrategiesSenior Products / Protection
GET STARTED TODAY
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