CLARIFIRE®

®

Welcome to CLARIFIRE®

Open the door to smarter technology.

C L A R I F I R E®

Bring Fresh Technology to the Table.

The secure, Web-based workflow solution

that automates processes for improved

compliance, increased efficiencies and

greater customer satisfaction.

C O N N E C T I V I T YBridge myriad function-specific

solutions, reducing redundancies

and manual hand offs.

C O N N E C T I V I T Y

CLARIFIRE CLOUD®

Focus on the essentials with CLARIFIRE

CLOUD, a subscription-based service that

offers the automated power of CLARIFIRE®

and only the select features businesses

need … making customer contact and

workflow automation affordable and fast.

CONFIGURABILITYTake control. Be flexible. Eliminate the

need for hard-coded applications and

IT teams post implementation while

allowing data, images and business rules

to drive workflow.

CONFIGURABILITY

CLARIFIRECOMMUNITY®

Where all stakeholders gather virtually at

any time to directly access data and images

and get work done, even from tablets and

mobile devices. What’s more, continuity of

contact is a reality, making compliance with

fast-changing regulations easier.

COLLABORATIONCOLLABORATION Across the Board.

Share and log real-time data, images and

communications in a secure, proactive

business hub that’s easily accessible,

user-friendly and auditable.

COLLABORATION

CLARIFIRE CONNECTOR®

Stay connected. This feature painlessly

integrates internal and external systems

and automates ordering, images, notes

and events. By allowing businesses to

become fully connected with all involved

parties, CLARIFIRE CONNECTOR creates

transparency and keeps productivity

levels high.

CLARIFIRE HEALTHT M

Automated processes make

businesses more responsive to

customers. Whether it’s patient

flow management or patient

rounding, CLARIFIRE HEALTH

creates good will that improves

the bottom line.

CLARIFIRE HEALTHT M

ABOUT Clarifire Clarifire is a woman-owned company

that provides innovative technology

and services to Fortune 500 companies

and forward-thinking, process-centric

enterprises. Its CLARIFIRE® product

line is the leader in business process

automation.

Tame the chaos. Automate the workflow.

Improve productivity without increasing

headcount. Businesses that are truly

invested in successfully navigating the

ever-changing regulatory landscape

while improving the bottom line turn to

CLARIFIRE to automate excellence.

“It’s impossible not to see the value of this software.”- Satisfied Customer

11399 16TH COURT NORTH, SUITE 100, ST. PETERSBURG, FL 33716866.222.3370 / eCLARIFIRE.COM

With automated workflow driven by intelligent business rules, process-centric enterprises now have one fast, yet robust solution that all users can embrace — regardless of technical background. Adopters of this game-changing technology have modernized their processes in ways that exponentially improve compliance and the bottom line.

• Delivers smarter workflow with processes that are easily changed without hard- coded solutions or IT teams, saving time and money

• Fosters accountability and regulatory compliance by logging every action and creating continuous, real-time audit trails

• Is a secure, Web-based, centralized gateway for proactive, multi-directional communications

• Lets users work on easy-to-use dashboards that prioritize work and display enterprise-wide, real-time data

• Provides access to all related histories, communications and images across departments, in one place, reducing wasted time

• Creates efficiencies through omnipotent views of workflow across the business continuum in one view

PROVEN RESULTS:• Increased workout and total volumes

and decreased decisioning and process timelines, without an increase in staff

• Increased quality and consistency of decisioning through automation

• Improved “speed-to-market” by adding new programs and services without new technology

• Transparency of data, images and processes on one platform

• Mitigation of risk and revenue enhancement through automation of processes and elimination of manual actions

CONFIGURABLE. COST EFFECTIVE.COLLABORATIVE.

For more information: [email protected] or 866.222.3370

CLARIFIRE®

© 2013 eMASON, Inc. Clarifire and Brighter Automation are federally registered trademarks owned by eMASON, Inc. eClarifire.com

“The automated calls that launch workflow … are completely innovative.”

“Thanks to CLARIFIRE, we have the ability to respond quickly and see the big picture.”


The CLARIFIRE OPTIMIZER feature makesbulk loan submission and decisioningsimple—no connector is needed! Userscan literally submit thousands of loans tothird party systems like HSSN or SMDU™--including loss mitigation images —with outputfiles produced the same day. Certified withthe most current set of Fannie Mae workoutrules, CLARIFIRE OPTIMIZER gives usersunprecedented power to increase productivitywithout an increase in staff.

CLARIFIRE OPTIMIZER BENEFITS • Avoids time consuming, cumbersome, and

costly onboarding processes

• Decisions thousands of loans in a matter of minutes

• Decreases potential reworks with upfront and consistent data validations

• Decreases risks with secure data transfer

• Allows for pipeline cleanup of stagnant, troubled loans by quickly offering a workout solution

• Can be tailored for specific programs like retention or liquidation

• Provides customizable output and reports options

• Ideal for mass solicitation efforts; information can be used in automated bulk letter generation to eligible borrowers

• With CLARIFIRE®, provides standardization and visibility into workouts with audit trails for all communications, histories, and images in one view

• Allows for on-demand printing of fulfillment letters to designated locations

• Features bulk cancel capabilities

In short, CLARIFIRE OPTIMIZER, coupled with the robust CLARIFIRE workflow engine, allows certified workouts to be decisioned quickly, accurately, and at higher volumes to reduce manual data entry, collection cycle times, and backlog.

It couldn’t be easier. Give us data in any format. We handle the rest. CLARIFIRE OPTIMIZER is truly

“BRIGHTER AUTOMATION®.”


CLARIFIRE OPTIMIZER®

© 2013 eMASON, Inc. Clarifire, Clarifire Optimizer and Brighter Automation are federally registered trademarks owned by eMASON, Inc. eClarifire.com



The subscription-based solution that makes select features and processes of the powerful CLARIFIRE® workflow engine available at the perfect price point.

CHOOSE FROM WORKFLOW SUCH AS: • Continuity of Contact (SPOC)

• Early Default Management

• Loss Mitigation - Liquidation

• Loss Mitigation - Retention

• Foreclosure

• Bankruptcy

• National Servicing Standards

• Coming Soon: Origination

CHOOSE FROM THESE KEY FEATURES:• CLARIFIRE QUICK® Automated bulk data

updates which launch business processes and the CLARIFIRE CALCULATOR®

• CLARIFIRE COMMUNITY® Where stakeholders, including consumers, log into a secure site and collaborate within standardized workflow

• CLARIFIRE CONNECTOR® Order third party title, compliance documents, BPO and AVM products and more

• CLARIFIRE CALCULATOR® Certified with FNMA workout rules and direct connectivity to SMDU

BENEFITS:• Saves time and minimizes risk with automated

workflow processing, document assembly and investor approvals

• Can be activated in as little as a week, for fast access and speed to market

• Integrates data and other valuable information from a myriad of systems in one view, including automated ordering

• Improves compliance with SPOC, NSS and CFPB mandates through bi-directional push-pull functionality

• Increases accountability through workflow visibility and audit trails

• Reduces headcount

• Improves quality by validating loan information, identifying missing or incomplete data, and transforming calculations before processing

Subscribe today. CLARIFIRE CLOUD is truly “BRIGHTER AUTOMATION®.”


CLARIFIRE CLOUD®

© 2013 eMASON, Inc. Clarifire, Clarifire Cloud, Clarifire Quick, Clarifire Calculator, Clarifire Community, Clarifire Connector and Brighter Automation are federally registered trademarks owned by eMASON, Inc. eClarifire.com


Multiple single-function solutions that don’t communicate … the challenge of capturing data from vendors on different platforms … taking unnecessary risks related to repetitive, costly, manual entries … CLARIFIRE CONNECTOR solves all of this and more. CLARIFIRE CONNECTOR unites disparate systems with the powerful CLARIFIRE® workflow automation platform, creating exceptional interoperability. This unique feature gives CLARIFIRE users visibility into critical information from various sources by automatically transmitting and receiving data, images and notes of any kind without interruption through standard or custom plug-in technology.

AVAILABLE PLUG-INS INCLUDE:

FANNIE MAE SPECIFIC PLUG-INS:• HSSN (Housing and Supportive Services

Network)

• MANP (Minimum Acceptable Net Proceeds)

• Preforeclosure Sale Net Proceeds Received Exchange

• REOgram®

• SMDU (Servicer Management Default Utility)

BENEFITS:• Integrated systems allow users to view and

complete processes in one platform, saving time

• Increases volume with less overhead.

• Eliminates manual tasks and follow-ups, minimizing risk

• Easy-to-use dashboards let users manage vendor volumes, forecasts, historicals and throughput in real time

• Automated ordering and fulfillment with third parties reduces costs and required resources

• The API is easy to use and connect to


CLARIFIRE CONNECTOR®

© 2013 eMASON, Inc. Clarifire, Clarifire Connector and Brighter Automation are federally registered trademarks owned by eMASON, Inc. eClarifire.com

• Appraisals

• BPO (Broker Price Opinions)

• Case Aware

• Clear Capital

• eMortgage Logic

• FileNet

• First American Title (automated title ordering)

• IAS (Integrated Asset Systems)

• Intacct

• LPS (aka MSP)

• NetDirector

• PLX document viewer

• Old Republic (BPO ordering)

• SCRA (Servicemembers Civil Relief Act) for Department of Defense

• Western Union

• Wolters Kluwer Expere®

CLARIFIRE CONNECTOR is truly “BRIGHTER AUTOMATION®.”


The CLARIFIRE QUICK feature of the CLARIFIRE® application meets the challenges of multi-system data entry by letting users create bulk data updates with lightening-like speed. Simply upload an Excel®-type document (CSV), and the technology takes over, validating the data and updating the data for many accounts at once. For those situations where an XML or FTP data transfer is too complicated, CLARIFIRE QUICK is the answer.

THE PROBLEM:• Manually updating data from one system

to another system is time consuming and inefficient

• Responding expeditiously to customers effected by disasters or emergencies is virtually impossible

• The paucity of technology resources for automated data feeds bogs businesses down

• Double data entry is prone to errors

THE SOLUTION:• Empowers users to update CLARIFIRE

data and launch workflow systemically and in bulk

• Allows use of spreadsheets to start and update workflow without IT resources

• Updates loan information that drives workflow automatically

• Uploads data into CLARIFIRE with just a few clicks of a mouse

• Easy system-to-system transfers allow more departments to take advantage of CLARIFIRE’s automated workflow

ADDITIONAL BENEFITS:• Users have access to instant on-screen

validation and update status

• Color-coded status makes for easy viewing and information tracking

• Data-type and enumeration errors eliminated by validating data prior to update

• Increased worker productivity without increased staff

Business leaders depend on accurate, up-to-date data. With CLARIFIRE QUICK, data updates can now be accomplished in bulk quickly -- and easily.

CLARIFIRE QUICK truly is “BRIGHTER AUTOMATION®.”


CLARIFIRE QUICK®

© 2013 eMASON, Inc. Clarifire, Clarifire Quick and Brighter Automation are federally registered trademarks owned by eMASON, Inc. eClarifire.com


CLARIFIRE COMMUNITY is the live,

user-friendly gateway to the CLARIFIRE®

workflow automation platform. Mortgage

loan constituents like borrowers,

attorneys, title companies and REALTORS®

now come together in a virtual business

hub, communicating and collaborating

in one place, 24/7, to tame the chaos and

keep work moving forward.

BENEFITS:• Provides automated, proactive, push-pull

functionality that keeps events moving along the mortgage continuum

• Consolidates all relevant images, notes, histories and data in one view making access to critical information a snap

• Improves adoption of SPOC, NSS and CFPB requirements and makes robust data-driven workflow accessible to borrowers in a secure, self-service environment

• Invests and engages borrowers in solutions through live chat and mobile functionality

PROVEN RESULTS:• Increase volumes without additional staff

• Mitigate risk by eliminating manual hand-offs while building real-time audit trails

• Improve decision-making timelines by making all key information accessible in one place

• Improve the bottom line through increased productivity and less waste

By automating processes through business rules, CLARIFIRE COMMUNITY is truly “BRIGHTER AUTOMATION®.”


CLARIFIRE COMMUNITY®

© 2013 eMASON, Inc. Clarifire, Clarifire Community and Brighter Automation are federally registered trademarks owned by eMASON, Inc. eClarifire.com

Toll Free: [email protected] \ eClarifire.com

© 2013-2014 eMASON, Inc. Clarifire, Clarifire Cloud, Clarifire Community, Clarifire Connector and Brighter Automation are federally registered trademarks owned by eMASON, Inc. eClarifire.com

CLARIFIRE®

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